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# ![@UnicusResearch Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1370821619145379842.png) @UnicusResearch Unicus

Unicus posts on X about $cvna, brands, abs, losses the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::1370821619145379842/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1370821619145379842/c:line/m:interactions.svg)

- X Week XXXXXXX -XX%
- X Month XXXXXXXXX +52%
- X Months XXXXXXXXX +62%
- X Year XXXXXXXXX +410%

### Mentions: XX [#](/creator/twitter::1370821619145379842/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1370821619145379842/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XXX +4.60%
- X Months XXX +29%
- X Year XXXXX +62%

### Followers: XXXXXX [#](/creator/twitter::1370821619145379842/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1370821619145379842/c:line/m:followers.svg)

- X Week XXXXXX +3.10%
- X Month XXXXXX +17%
- X Months XXXXXX +71%
- X Year XXXXXX +185%

### CreatorRank: XXXXXXX [#](/creator/twitter::1370821619145379842/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1370821619145379842/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1370821619145379842/influence)
---

**Social category influence**
[stocks](/list/stocks)  XXXX% [finance](/list/finance)  XXXX% [countries](/list/countries)  XXXX% [cryptocurrencies](/list/cryptocurrencies)  XXXX%

**Social topic influence**
[$cvna](/topic/$cvna) #54, [brands](/topic/brands) #803, [abs](/topic/abs) #708, [losses](/topic/losses) #579, [about to](/topic/about-to) #418, [deeper](/topic/deeper) #983, [$kmx](/topic/$kmx) #20, [china](/topic/china) 0.34%, [faster](/topic/faster) #2037, [cvna](/topic/cvna) #3

**Top accounts mentioned or mentioned by**
[@thejobchick](/creator/undefined) [@m3_melody](/creator/undefined) [@feeinc](/creator/undefined) [@capitalmktguy](/creator/undefined) [@m3melody](/creator/undefined) [@unicusresearchcom](/creator/undefined) [@whitelavender92](/creator/undefined) [@realjohngaltfla](/creator/undefined) [@silberschmelzer](/creator/undefined) [@robmacarthur5](/creator/undefined) [@jg_nuke](/creator/undefined) [@rhorider](/creator/undefined) [@vladtheinflator](/creator/undefined) [@gnoble79](/creator/undefined) [@o2felt](/creator/undefined) [@jgnuke](/creator/undefined) [@daviddtawil](/creator/undefined) [@tsarmeesha](/creator/undefined) [@wavegodmcfly](/creator/undefined) [@ninuxch](/creator/undefined)

**Top assets mentioned**
[Carvana Co. (CVNA)](/topic/$cvna) [CarMax, Inc (KMX)](/topic/$kmx) [Ally Financial, Inc. (ALLY)](/topic/$ally) [Comerica, Inc. (CMA)](/topic/$cma) [Fifth Third Bancorp (FITB)](/topic/$fitb) [Open Custody Protocol (OPEN)](/topic/$open) [Credit Suisse Group (CS)](/topic/credit-suisse) [BlackRock Inc (BLK)](/topic/blackrock) [GE Vernova Inc. (GEV)](/topic/$gev) [Morgan Stanley (MS)](/topic/morgan-stanley) [Blackstone, Inc. (BX)](/topic/$bx) [Decentral Games (DG)](/topic/$dg) [Dollar Tree Inc (DLTR)](/topic/$dltr)
### Top Social Posts [#](/creator/twitter::1370821619145379842/posts)
---
Top posts by engagements in the last XX hours

"1. Tricolor incident goes deeper than anyone realizes. It is not one-off. It is a systemic (potential) fraud prevalent across the ABS sector. $CVNA $KMX and others.It would have continued forever.BUT"  
[X Link](https://x.com/UnicusResearch/status/1973180718462410938) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-01T00:18Z 13.8K followers, 2659 engagements


"🚩Tricolor and First Brands werent accidents.🧵 - Tricolor (Consumer ABS) and First Brands (Supplier ABL). Heres how it cascades: - consumer delinquencies - dealer floorplan - supplier ABL/factoring . But the problem is deeper with Tricolor"  
[X Link](https://x.com/UnicusResearch/status/1973180716449222666) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-01T00:18Z 13.8K followers, 20.7K engagements


"GoFundMe CEO says the economy is so bad that more of his customers are crowdfunding just to pay for their groceries. We thought XX% of consumers using BNPL for groceries is nuts. Now this"  
[X Link](https://x.com/UnicusResearch/status/1978094434345423280) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-14T13:43Z 13.8K followers, 12.2K engagements


"Yup that what weve been saying. But didnt Jamie boy say all is fine or something"  
[X Link](https://x.com/UnicusResearch/status/1978180874022584422) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-14T19:27Z 13.8K followers, 5980 engagements


"$OPEN is not an investment it is a liquidity trap. A stock going up doesnt mean its a good investment. In fact when a stock shoots up XXX% while the company loses $XX million in a quarter thats usually a giant red flag. There is more.🧵"  
[X Link](https://x.com/UnicusResearch/status/1975020353652187364) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-06T02:08Z 13.7K followers, 14.1K engagements


"During the months leading up to Enron's collapse almost all sell-side analysts had a "buy" rating on the company including multiple analysts from major firms like Credit Suisse First Boston Lehman Brothers JP Morgan and Salomon Smith Barney"  
[X Link](https://x.com/UnicusResearch/status/1973375124347682831) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-01T13:11Z 13.8K followers, 8144 engagements


"First Brands Tricolor auto sector and banks are intertwined. Theyre about to drop like flies- stay tuned for the 2H"  
[X Link](https://x.com/UnicusResearch/status/1975998292845789413) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-08T18:54Z 13.8K followers, 40.4K engagements


"Yeahhhh no. Its below that. But sure average FICO of XXX would work too"  
[X Link](https://x.com/UnicusResearch/status/1977445110812917804) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-12T18:43Z 13.8K followers, 9173 engagements


"Wait. Didnt we live through this dance few months ago"  
[X Link](https://x.com/UnicusResearch/status/1978483297291227575) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-15T15:29Z 13.8K followers, 3212 engagements


"Just In Time"  
[X Link](https://x.com/UnicusResearch/status/1977420514751918427) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-12T17:06Z 13.7K followers, 4635 engagements


"$CVNA is on a borrowed time. Party stops when the ABS market freezes. Tricolor incident had mad the bondholders wonder whether they are holding loans that are riskier than they are being compensated for. with half the collateral and that too a faster depreciating asset as collateral"  
[X Link](https://x.com/UnicusResearch/status/1976704487449370942) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-10T17:40Z 13.8K followers, 19.4K engagements


"$KMX and $CVNA are choosing not to repo cars so they dont have to show losses.- Sources Expect unrealized losses to spike in 2H 2025. More in our latest report"  
[X Link](https://x.com/UnicusResearch/status/1975397008706871384) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-07T03:05Z 13.7K followers, 12.7K engagements


"Weve been working with our in-house forensic investigator on First Brands and Tricolor. As weve been saying these are NOT isolated incidents. Watch these two bankruptcies take down series of banks with them"  
[X Link](https://x.com/UnicusResearch/status/1975678996965728766) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-07T21:45Z 13.8K followers, 33.6K engagements


"Amen to this"  
[X Link](https://x.com/UnicusResearch/status/1977751872153751976) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-13T15:02Z 13.7K followers, 4056 engagements


"🚩🚩Blackstone ( $BX ) is about to unload garbage assets on an uninformed public. Get ready retail investors if you are not careful/alert you will become everyone's EXIT liquidity"  
[X Link](https://x.com/UnicusResearch/status/1978478288407306675) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-15T15:09Z 13.8K followers, 60.3K engagements


"We have been recommending X regional banks as a short. We are about to publish one more regional bank short this month to our clients. These are hyper regional. and chances of bailout are little to none. Stay tuned"  
[X Link](https://x.com/UnicusResearch/status/1978928130355269783) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-16T20:56Z 13.8K followers, 8297 engagements


"We have now published a comprehensive report for our clients on First Brands which includes conversations with former First Brands executives and dealers. We are scheduled to publish a detailed short report to our clients tomorrow on an $X B+ market cap. company. Stay tuned"  
[X Link](https://x.com/UnicusResearch/status/1977189987247702503) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-12T01:50Z 13.8K followers, 5025 engagements


"🚩For the first time since early September downgrades outnumbered upgrades (8 vs. 6). 🚩Corporate defaults: First Brands Group (auto D after a Chapter XX filing) and Office Properties Income Trust (REIT SD after missed interest). See below for details"  
[X Link](https://x.com/UnicusResearch/status/1978116558116241598) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-14T15:11Z 13.8K followers, 8588 engagements


"All it takes is ONE. We repeat Tricolor bankruptcy will cascade into the ABS market and itll freeze. First Brands will co to us to drag other banks with it. The show has begun"  
[X Link](https://x.com/UnicusResearch/status/1977763406410100952) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-13T15:48Z 13.8K followers, 67.8K engagements


"$CVNA+ $ALLY = A match made in HELL Bought a car through carvana X years ago with ally as the gap insurance. X months ago my wife had someone pull out in front of her and the car was a total loss after going rounds with Bridgecrest(another bullshit company) finally got that settled. so now Ally will not pay the rest of the loan off because of a police report they say they never received but have been sent about X different times (documented) with recorded phone calls that state that they have received it as well. been months now Im being hit with late payments tanking my credit. What legal"  
[X Link](https://x.com/UnicusResearch/status/1970583565063889209) [@UnicusResearch](/creator/x/UnicusResearch) 2025-09-23T20:18Z 13.8K followers, 7225 engagements


"Yes Now is Jefferies the only go to bank for risky credits We think not. Let the silent mergers begin. like crappy CRE infested $CMA merging with $FITB who wrote down $200M from Tricolor. How the duck $FITB didnt do any audit on double pledging for so ducking long"  
[X Link](https://x.com/UnicusResearch/status/1976348303035113656) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-09T18:05Z 13.8K followers, 8530 engagements


"More like breaking down of societal order. In simple terms: high level of wealth inequality"  
[X Link](https://x.com/UnicusResearch/status/1978125505862803490) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-14T15:47Z 13.8K followers, 2951 engagements


"Tricolor and First Brands lit the fuse to the ABS market. The ABS market will be metaphorically be nuked and that will pummel $CVNA and other lenders (banks) whore in the blast radius. It has only begun. Stay tuned. Follow our confidential insights for this"  
[X Link](https://x.com/UnicusResearch/status/1976776401123786943) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-10T22:26Z 13.8K followers, 50.7K engagements


"🚩 We published a bank short this AM to our clients. This bank is in the center of the ongoing mess"  
[X Link](https://x.com/UnicusResearch/status/1978456016699183448) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-15T13:40Z 13.8K followers, 10.2K engagements


"As we said earlier it is not about First Brands or Tricolor it is much worse. The odds of these firms recovering the collateral/cash is almost NIL. The management is in the center. We know. Tricolor: $1.1B disappeared. First Brands: $XXX B disappeared. Yes this is NOT good. This is VERY bad"  
[X Link](https://x.com/UnicusResearch/status/1976193613454319961) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-09T07:50Z 13.8K followers, 116.3K engagements


"THIS IS NOT A NEWS. Weve been saying this to our clients forever"  
[X Link](https://x.com/UnicusResearch/status/1978517455598207078) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-15T17:44Z 13.8K followers, 17.9K engagements


"🚩Tricolor and First Brands bankruptcies are not one-off. Theyre connected signals of deteriorating collateral that can propagate into non-performing loans and broader auto ABS underperformance across the chain. Here is our analysis and insight from our sources.🧵"  
[X Link](https://x.com/UnicusResearch/status/1972814091547979788) [@UnicusResearch](/creator/x/UnicusResearch) 2025-09-30T00:01Z 13.8K followers, 68.8K engagements


"🚩Our 2024-P4 $CVNA ABS data reveals the quiet part: losses are accelerating OC is down XX% and August cash was mostly consumed by Priority and OC. Residuals thinning leading to FV marks and softer gain-on-sale next. We mapped the EPS drag for this trust. See below to access our $CVNA liquidity overlay on ABS"  
[X Link](https://x.com/UnicusResearch/status/1976035627427574159) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-08T21:23Z 13.8K followers, 28.6K engagements


"Rite Aid store got shutdown and were getting a Dollar Tree store in Ridgefield- is all one needs to know. Per $DLTR and $DG conference calls consumers making more than $100K is preferring Dollar stores compared to others. Interesting to observe local community boards where people are literally cringing on this It has begun"  
[X Link](https://x.com/UnicusResearch/status/1971703446286782856) [@UnicusResearch](/creator/x/UnicusResearch) 2025-09-26T22:28Z 13.8K followers, 6058 engagements


"We talked about this with Bloomberg- it is suspicious. Especially when all the companies he ran was engaged in some form of fraud and settled out of court. We also heard first hand from an ex executive that this dude is full throttle paranoid all the time"  
[X Link](https://x.com/UnicusResearch/status/1977753476550496479) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-13T15:09Z 13.7K followers, 16.1K engagements


"@m3_melody remember what we spoke about in our call today Yup All is ducking fine"  
[X Link](https://x.com/UnicusResearch/status/1978180670649212945) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-14T19:26Z 13.8K followers, 1465 engagements


"Weekends at Unicus Research has been busy (especially over the past few month). - Tricolor collapse - Interviews with sources - First Brands Collapse. - Interview with FBG's former executives. Publishing the report to our clients. See below.for why we care about this"  
[X Link](https://x.com/UnicusResearch/status/1977105621825781964) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-11T20:14Z 13.8K followers, 5816 engagements


"🚩🚩 Shadow Banks Warning. Shadow banks are unruly unregulated untamed and uncontrollable. We have been following for years. The shadow banks are connected to the commercial banks in a twisted way. What happened to regional banks today are pre-cursor to what's to come"  
[X Link](https://x.com/UnicusResearch/status/1978967634306584624) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-16T23:33Z 13.8K followers, 14.2K engagements


"2. The alleged fraud involves using the same collateral to back multiple credit facilities. - This is not new and many dealerships and shadow banks engage in this behavior"  
[X Link](https://x.com/UnicusResearch/status/1966131253364863454) [@UnicusResearch](/creator/x/UnicusResearch) 2025-09-11T13:26Z 13.7K followers, 2548 engagements


"Yesssss Our auto ABS liquidity overlay for $CVNA and $ALLY will be available for our clients over this week and into next week. Were expanding our ABS to banks/auto lenders. The EPS stack deterioration adds pressure the fundamentals"  
[X Link](https://x.com/UnicusResearch/status/1975695851478548824) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-07T22:52Z 13.7K followers, 11.6K engagements


"We are sure the lawyers in banks $CVNA and other auto lenders are trying to do a "quicke" auditing to make sure their "double pledging" is not going to leak. Vintages are decimating the pools. One trust at a time"  
[X Link](https://x.com/UnicusResearch/status/1976305139528167448) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-09T15:13Z 13.8K followers, 59.6K engagements


"Thank you @m3_melody and @JG_Nuke for a great discussion"  
[X Link](https://x.com/UnicusResearch/status/1976381106594381983) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-09T20:15Z 13.7K followers, 25.2K engagements


"🚩All-day calls with sources who are very familiar with Tricolor. What we do know is that the collapse just cracked Pandoras box. Tricolor just put the auto sector its dealerships and banks on NOTICE. Whats coming isnt pretty. Stay tuned"  
[X Link](https://x.com/UnicusResearch/status/1966557623001452812) [@UnicusResearch](/creator/x/UnicusResearch) 2025-09-12T17:40Z 13.8K followers, 10.3K engagements


"🚨 BREAKING: $FITB to buy $CMA for $XXXX billion in all-stock deal. When the deal closes it will create the ninth-largest U.S. bank with roughly $XXX billion in assets. The transaction is expected to finalize in the first quarter of 2026. Beautiful distraction by $FITB"  
[X Link](https://x.com/UnicusResearch/status/1975171840352858368) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-06T12:10Z 13.8K followers, 4012 engagements


"Oh you mean the so called isolated incidents of tricolor and First Brands"  
[X Link](https://x.com/UnicusResearch/status/1977116700848844965) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-11T20:58Z 13.7K followers, 6723 engagements


"$CVNA is on borrowed time - especially after the Tricolor incident - bondholders all around are wondering whether they are holding loans that are riskier than they are being compensated for with half the collateral and that too a faster depreciating asset. Party stops when the ABS market freezes"  
[X Link](https://x.com/UnicusResearch/status/1976704125946499516) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-10T17:39Z 13.8K followers, 3437 engagements


"🚨Grant Thornton is for Tricolor and $CVNA as Arthur Anderson was for Enron & WorldCom. Thornton you don't SNIFF AUDIT for double pledging you actually AUDIT the pool of loans - which Thornton fashionably failed. 👉Writing a detailed report to our clients on this mess"  
[X Link](https://x.com/UnicusResearch/status/1973221176966328722) [@UnicusResearch](/creator/x/UnicusResearch) 2025-10-01T02:59Z 13.7K followers, 36.8K engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@UnicusResearch Avatar @UnicusResearch Unicus

Unicus posts on X about $cvna, brands, abs, losses the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

Engagements: XXXXXX #

Engagements Line Chart

  • X Week XXXXXXX -XX%
  • X Month XXXXXXXXX +52%
  • X Months XXXXXXXXX +62%
  • X Year XXXXXXXXX +410%

Mentions: XX #

Mentions Line Chart

  • X Week XX -XX%
  • X Month XXX +4.60%
  • X Months XXX +29%
  • X Year XXXXX +62%

Followers: XXXXXX #

Followers Line Chart

  • X Week XXXXXX +3.10%
  • X Month XXXXXX +17%
  • X Months XXXXXX +71%
  • X Year XXXXXX +185%

CreatorRank: XXXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence stocks XXXX% finance XXXX% countries XXXX% cryptocurrencies XXXX%

Social topic influence $cvna #54, brands #803, abs #708, losses #579, about to #418, deeper #983, $kmx #20, china 0.34%, faster #2037, cvna #3

Top accounts mentioned or mentioned by @thejobchick @m3_melody @feeinc @capitalmktguy @m3melody @unicusresearchcom @whitelavender92 @realjohngaltfla @silberschmelzer @robmacarthur5 @jg_nuke @rhorider @vladtheinflator @gnoble79 @o2felt @jgnuke @daviddtawil @tsarmeesha @wavegodmcfly @ninuxch

Top assets mentioned Carvana Co. (CVNA) CarMax, Inc (KMX) Ally Financial, Inc. (ALLY) Comerica, Inc. (CMA) Fifth Third Bancorp (FITB) Open Custody Protocol (OPEN) Credit Suisse Group (CS) BlackRock Inc (BLK) GE Vernova Inc. (GEV) Morgan Stanley (MS) Blackstone, Inc. (BX) Decentral Games (DG) Dollar Tree Inc (DLTR)

Top Social Posts #


Top posts by engagements in the last XX hours

"1. Tricolor incident goes deeper than anyone realizes. It is not one-off. It is a systemic (potential) fraud prevalent across the ABS sector. $CVNA $KMX and others.It would have continued forever.BUT"
X Link @UnicusResearch 2025-10-01T00:18Z 13.8K followers, 2659 engagements

"🚩Tricolor and First Brands werent accidents.🧵 - Tricolor (Consumer ABS) and First Brands (Supplier ABL). Heres how it cascades: - consumer delinquencies - dealer floorplan - supplier ABL/factoring . But the problem is deeper with Tricolor"
X Link @UnicusResearch 2025-10-01T00:18Z 13.8K followers, 20.7K engagements

"GoFundMe CEO says the economy is so bad that more of his customers are crowdfunding just to pay for their groceries. We thought XX% of consumers using BNPL for groceries is nuts. Now this"
X Link @UnicusResearch 2025-10-14T13:43Z 13.8K followers, 12.2K engagements

"Yup that what weve been saying. But didnt Jamie boy say all is fine or something"
X Link @UnicusResearch 2025-10-14T19:27Z 13.8K followers, 5980 engagements

"$OPEN is not an investment it is a liquidity trap. A stock going up doesnt mean its a good investment. In fact when a stock shoots up XXX% while the company loses $XX million in a quarter thats usually a giant red flag. There is more.🧵"
X Link @UnicusResearch 2025-10-06T02:08Z 13.7K followers, 14.1K engagements

"During the months leading up to Enron's collapse almost all sell-side analysts had a "buy" rating on the company including multiple analysts from major firms like Credit Suisse First Boston Lehman Brothers JP Morgan and Salomon Smith Barney"
X Link @UnicusResearch 2025-10-01T13:11Z 13.8K followers, 8144 engagements

"First Brands Tricolor auto sector and banks are intertwined. Theyre about to drop like flies- stay tuned for the 2H"
X Link @UnicusResearch 2025-10-08T18:54Z 13.8K followers, 40.4K engagements

"Yeahhhh no. Its below that. But sure average FICO of XXX would work too"
X Link @UnicusResearch 2025-10-12T18:43Z 13.8K followers, 9173 engagements

"Wait. Didnt we live through this dance few months ago"
X Link @UnicusResearch 2025-10-15T15:29Z 13.8K followers, 3212 engagements

"Just In Time"
X Link @UnicusResearch 2025-10-12T17:06Z 13.7K followers, 4635 engagements

"$CVNA is on a borrowed time. Party stops when the ABS market freezes. Tricolor incident had mad the bondholders wonder whether they are holding loans that are riskier than they are being compensated for. with half the collateral and that too a faster depreciating asset as collateral"
X Link @UnicusResearch 2025-10-10T17:40Z 13.8K followers, 19.4K engagements

"$KMX and $CVNA are choosing not to repo cars so they dont have to show losses.- Sources Expect unrealized losses to spike in 2H 2025. More in our latest report"
X Link @UnicusResearch 2025-10-07T03:05Z 13.7K followers, 12.7K engagements

"Weve been working with our in-house forensic investigator on First Brands and Tricolor. As weve been saying these are NOT isolated incidents. Watch these two bankruptcies take down series of banks with them"
X Link @UnicusResearch 2025-10-07T21:45Z 13.8K followers, 33.6K engagements

"Amen to this"
X Link @UnicusResearch 2025-10-13T15:02Z 13.7K followers, 4056 engagements

"🚩🚩Blackstone ( $BX ) is about to unload garbage assets on an uninformed public. Get ready retail investors if you are not careful/alert you will become everyone's EXIT liquidity"
X Link @UnicusResearch 2025-10-15T15:09Z 13.8K followers, 60.3K engagements

"We have been recommending X regional banks as a short. We are about to publish one more regional bank short this month to our clients. These are hyper regional. and chances of bailout are little to none. Stay tuned"
X Link @UnicusResearch 2025-10-16T20:56Z 13.8K followers, 8297 engagements

"We have now published a comprehensive report for our clients on First Brands which includes conversations with former First Brands executives and dealers. We are scheduled to publish a detailed short report to our clients tomorrow on an $X B+ market cap. company. Stay tuned"
X Link @UnicusResearch 2025-10-12T01:50Z 13.8K followers, 5025 engagements

"🚩For the first time since early September downgrades outnumbered upgrades (8 vs. 6). 🚩Corporate defaults: First Brands Group (auto D after a Chapter XX filing) and Office Properties Income Trust (REIT SD after missed interest). See below for details"
X Link @UnicusResearch 2025-10-14T15:11Z 13.8K followers, 8588 engagements

"All it takes is ONE. We repeat Tricolor bankruptcy will cascade into the ABS market and itll freeze. First Brands will co to us to drag other banks with it. The show has begun"
X Link @UnicusResearch 2025-10-13T15:48Z 13.8K followers, 67.8K engagements

"$CVNA+ $ALLY = A match made in HELL Bought a car through carvana X years ago with ally as the gap insurance. X months ago my wife had someone pull out in front of her and the car was a total loss after going rounds with Bridgecrest(another bullshit company) finally got that settled. so now Ally will not pay the rest of the loan off because of a police report they say they never received but have been sent about X different times (documented) with recorded phone calls that state that they have received it as well. been months now Im being hit with late payments tanking my credit. What legal"
X Link @UnicusResearch 2025-09-23T20:18Z 13.8K followers, 7225 engagements

"Yes Now is Jefferies the only go to bank for risky credits We think not. Let the silent mergers begin. like crappy CRE infested $CMA merging with $FITB who wrote down $200M from Tricolor. How the duck $FITB didnt do any audit on double pledging for so ducking long"
X Link @UnicusResearch 2025-10-09T18:05Z 13.8K followers, 8530 engagements

"More like breaking down of societal order. In simple terms: high level of wealth inequality"
X Link @UnicusResearch 2025-10-14T15:47Z 13.8K followers, 2951 engagements

"Tricolor and First Brands lit the fuse to the ABS market. The ABS market will be metaphorically be nuked and that will pummel $CVNA and other lenders (banks) whore in the blast radius. It has only begun. Stay tuned. Follow our confidential insights for this"
X Link @UnicusResearch 2025-10-10T22:26Z 13.8K followers, 50.7K engagements

"🚩 We published a bank short this AM to our clients. This bank is in the center of the ongoing mess"
X Link @UnicusResearch 2025-10-15T13:40Z 13.8K followers, 10.2K engagements

"As we said earlier it is not about First Brands or Tricolor it is much worse. The odds of these firms recovering the collateral/cash is almost NIL. The management is in the center. We know. Tricolor: $1.1B disappeared. First Brands: $XXX B disappeared. Yes this is NOT good. This is VERY bad"
X Link @UnicusResearch 2025-10-09T07:50Z 13.8K followers, 116.3K engagements

"THIS IS NOT A NEWS. Weve been saying this to our clients forever"
X Link @UnicusResearch 2025-10-15T17:44Z 13.8K followers, 17.9K engagements

"🚩Tricolor and First Brands bankruptcies are not one-off. Theyre connected signals of deteriorating collateral that can propagate into non-performing loans and broader auto ABS underperformance across the chain. Here is our analysis and insight from our sources.🧵"
X Link @UnicusResearch 2025-09-30T00:01Z 13.8K followers, 68.8K engagements

"🚩Our 2024-P4 $CVNA ABS data reveals the quiet part: losses are accelerating OC is down XX% and August cash was mostly consumed by Priority and OC. Residuals thinning leading to FV marks and softer gain-on-sale next. We mapped the EPS drag for this trust. See below to access our $CVNA liquidity overlay on ABS"
X Link @UnicusResearch 2025-10-08T21:23Z 13.8K followers, 28.6K engagements

"Rite Aid store got shutdown and were getting a Dollar Tree store in Ridgefield- is all one needs to know. Per $DLTR and $DG conference calls consumers making more than $100K is preferring Dollar stores compared to others. Interesting to observe local community boards where people are literally cringing on this It has begun"
X Link @UnicusResearch 2025-09-26T22:28Z 13.8K followers, 6058 engagements

"We talked about this with Bloomberg- it is suspicious. Especially when all the companies he ran was engaged in some form of fraud and settled out of court. We also heard first hand from an ex executive that this dude is full throttle paranoid all the time"
X Link @UnicusResearch 2025-10-13T15:09Z 13.7K followers, 16.1K engagements

"@m3_melody remember what we spoke about in our call today Yup All is ducking fine"
X Link @UnicusResearch 2025-10-14T19:26Z 13.8K followers, 1465 engagements

"Weekends at Unicus Research has been busy (especially over the past few month). - Tricolor collapse - Interviews with sources - First Brands Collapse. - Interview with FBG's former executives. Publishing the report to our clients. See below.for why we care about this"
X Link @UnicusResearch 2025-10-11T20:14Z 13.8K followers, 5816 engagements

"🚩🚩 Shadow Banks Warning. Shadow banks are unruly unregulated untamed and uncontrollable. We have been following for years. The shadow banks are connected to the commercial banks in a twisted way. What happened to regional banks today are pre-cursor to what's to come"
X Link @UnicusResearch 2025-10-16T23:33Z 13.8K followers, 14.2K engagements

"2. The alleged fraud involves using the same collateral to back multiple credit facilities. - This is not new and many dealerships and shadow banks engage in this behavior"
X Link @UnicusResearch 2025-09-11T13:26Z 13.7K followers, 2548 engagements

"Yesssss Our auto ABS liquidity overlay for $CVNA and $ALLY will be available for our clients over this week and into next week. Were expanding our ABS to banks/auto lenders. The EPS stack deterioration adds pressure the fundamentals"
X Link @UnicusResearch 2025-10-07T22:52Z 13.7K followers, 11.6K engagements

"We are sure the lawyers in banks $CVNA and other auto lenders are trying to do a "quicke" auditing to make sure their "double pledging" is not going to leak. Vintages are decimating the pools. One trust at a time"
X Link @UnicusResearch 2025-10-09T15:13Z 13.8K followers, 59.6K engagements

"Thank you @m3_melody and @JG_Nuke for a great discussion"
X Link @UnicusResearch 2025-10-09T20:15Z 13.7K followers, 25.2K engagements

"🚩All-day calls with sources who are very familiar with Tricolor. What we do know is that the collapse just cracked Pandoras box. Tricolor just put the auto sector its dealerships and banks on NOTICE. Whats coming isnt pretty. Stay tuned"
X Link @UnicusResearch 2025-09-12T17:40Z 13.8K followers, 10.3K engagements

"🚨 BREAKING: $FITB to buy $CMA for $XXXX billion in all-stock deal. When the deal closes it will create the ninth-largest U.S. bank with roughly $XXX billion in assets. The transaction is expected to finalize in the first quarter of 2026. Beautiful distraction by $FITB"
X Link @UnicusResearch 2025-10-06T12:10Z 13.8K followers, 4012 engagements

"Oh you mean the so called isolated incidents of tricolor and First Brands"
X Link @UnicusResearch 2025-10-11T20:58Z 13.7K followers, 6723 engagements

"$CVNA is on borrowed time - especially after the Tricolor incident - bondholders all around are wondering whether they are holding loans that are riskier than they are being compensated for with half the collateral and that too a faster depreciating asset. Party stops when the ABS market freezes"
X Link @UnicusResearch 2025-10-10T17:39Z 13.8K followers, 3437 engagements

"🚨Grant Thornton is for Tricolor and $CVNA as Arthur Anderson was for Enron & WorldCom. Thornton you don't SNIFF AUDIT for double pledging you actually AUDIT the pool of loans - which Thornton fashionably failed. 👉Writing a detailed report to our clients on this mess"
X Link @UnicusResearch 2025-10-01T02:59Z 13.7K followers, 36.8K engagements

creator/x::UnicusResearch
/creator/x::UnicusResearch