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# ![@TomAlphaTrades Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1961752741098962944.png) @TomAlphaTrades Tom 🅰️LPHA Trades | +440% since ’21 (~45%/yr) 📈

Tom 🅰️LPHA Trades | +440% since ’21 (~45%/yr) 📈 posts on X about target, $eeft, $pypl, wall street the most. They currently have XXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::1961752741098962944/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1961752741098962944/c:line/m:interactions.svg)

- X Week XXXXXX -XX%
- X Month XXXXXXX +169%

### Mentions: XX [#](/creator/twitter::1961752741098962944/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1961752741098962944/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XXX +15%

### Followers: XXX [#](/creator/twitter::1961752741098962944/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1961752741098962944/c:line/m:followers.svg)

- X Week XXX +6.90%
- X Month XXX +72%

### CreatorRank: XXXXXXX [#](/creator/twitter::1961752741098962944/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1961752741098962944/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  XXXXX% [stocks](/list/stocks)  XXXXX% [technology brands](/list/technology-brands)  XXXX% [countries](/list/countries)  XXXX% [automotive brands](/list/automotive-brands)  XXXX% [cryptocurrencies](/list/cryptocurrencies)  XXXX% [currencies](/list/currencies)  XXXX% [fashion brands](/list/fashion-brands)  XXXX%

**Social topic influence**
[target](/topic/target) #2745, [$eeft](/topic/$eeft) #1, [$pypl](/topic/$pypl) #1118, [wall street](/topic/wall-street) #451, [fintech](/topic/fintech) #284, [money](/topic/money) 3.85%, [$nu](/topic/$nu) #26, [math](/topic/math) #1391, [$spy](/topic/$spy) 2.88%, [china](/topic/china) XXXX%

**Top accounts mentioned or mentioned by**
[@optionshawk](/creator/undefined) [@kostrhountomas](/creator/undefined) [@morganwarstler](/creator/undefined) [@thedarkmoneh](/creator/undefined) [@official_chad](/creator/undefined) [@grok](/creator/undefined) [@peternielsen_](/creator/undefined) [@tunafish_97](/creator/undefined) [@yilengyao1](/creator/undefined) [@deitaone](/creator/undefined) [@brewmarkets](/creator/undefined) [@kobeissiletter](/creator/undefined) [@zerohedge](/creator/undefined) [@unusualwhales](/creator/undefined) [@patbahn](/creator/undefined) [@amylove91172704](/creator/undefined) [@voltelp](/creator/undefined) [@jbmillen](/creator/undefined) [@mishgea](/creator/undefined) [@thessgag](/creator/undefined)

**Top assets mentioned**
[Euronet Worldwide Inc (EEFT)](/topic/$eeft) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [NuCypher (NU)](/topic/$nu) [SPDR S&P XXX ETF Trust (SPY)](/topic/$spy) [Wixlar (WIX)](/topic/$wix) [Concentra Group Holdings Parent, Inc. (CON)](/topic/$con) [Block, Inc. (SQ)](/topic/$sq) [Bitcoin (BTC)](/topic/$btc) [SPDR GOLD ETF (GLD)](/topic/$gld) [Klarna Group (KLAR)](/topic/klarna) [Affirm Holdings, Inc. Class A Common Stock (AFRM)](/topic/$afrm) [Decentral Games (DG)](/topic/$dg) [Target Corporation (TGT)](/topic/$tgt) [Costco Hot Dog (COST)](/topic/$cost) [Nu Holdings Ltd. (NU)](/topic/nu-holdings) [Toyota Motor Corporation (TM)](/topic/$tm) [Morgan Stanley (MS)](/topic/$ms) [NVIDIA Corp. (NVDA)](/topic/$nvda) [Walmart, Inc. (WMT)](/topic/$wmt)
### Top Social Posts
Top posts by engagements in the last XX hours

"🚨 The WIX Investment Report is DONE. Ive taken a serious DEEP-DIVE into the business model behind the platform shown below. Want the full breakdown of the numbers and strategy It's available right now for FREE. REPORT: WIX ($96) Target $XXX. The Math the Market Misses. $WIX #Stocks #MarketAnalysis"  
[X Link](https://x.com/TomAlphaTrades/status/1996633103008153853)  2025-12-04T17:30Z XXX followers, XXX engagements


"TRADE ALERT $CON (Continental AG) 🛞 Bought XXX @ XXXXX (23 Sep 2025) Thesis Post-spin setup: After the Aumovio spin-off $CON is essentially a tyre pure-playsimpler higher-margin cash-generative replacement mix; lower-margin auto systems carved out. 🔧 Technical mispricing: Spin distribution + index/flow effects pressured both legs; room for re-rating as investors re-underwrite the cleaner story and the board outlines a higher payout policy. 📉➡📈 Portfolio action: Ongoing portfolio streamlining (incl. potential ContiTech separation) + clearer balance sheet supports capital returns. 🧭 Macro"  
[X Link](https://x.com/TomAlphaTrades/status/1970479941390147659)  2025-09-23T13:26Z XXX followers, 3152 engagements


"🚨 I'M BETTING $13K THAT $EEFT IS MISPRICED BY XX% Position: XX% Entry: $XXXXX Target: $XXX (+88%) 🎯 WHY WALL STREET IS WRONG: - Market thinks: Dying ATM company 📉 - Reality: $4.1B fintech THREE engines growing 12-16% - Valuation: 10x P/E vs $SQ at 35x 💎 THE DISCONNECT: - 10x P/E with XX% growth = PEG XXX - 7x EBITDA (peers: 33x) 📊 - Q2 2025: $1.1B revenue +14% EPS Money Transfer +33% WHAT CHANGED: - Signed TOP X US BANK to Ren platform 🏦 - Visa Direct = 4B cards reach - CoreCard closes Q4 = end-to-end stack - Q3 EARNINGS OCT XX (7 days away) ⚡ THE SETUP: - MY TARGET: $XXX (+88%) -"  
[X Link](https://x.com/TomAlphaTrades/status/1976633825120731488)  2025-10-10T13:00Z XXX followers, XXX engagements


"🚨 EURONET ($EEFT): When Everyone Panics Smart Money Acts Market crushed $EEFT -X% on Q3 earnings. Revenue growth crashed from +6% to +1%. "Immigration headwinds" "Macro weakness" Everyone's running. But here's what they missed: MARKET SHARE GAINS: $EEFT's US-Mexico corridor: FLAT Overall market: COLLAPSED -XX% (Reuters) That's a +12pp MARKET SHARE GAIN in the world's biggest remittance corridor When immigration normalizes they own MORE of a BIGGER pie MARGIN EXPANSION (Despite Weak Revenue): Q3 EBITDA margin: XXXX% (+100bps YoY) epay: XX% digital (vs. XX% in 2020) Money Transfer digital:"  
[X Link](https://x.com/TomAlphaTrades/status/1982798939318284481)  2025-10-27T13:18Z XXX followers, XXX engagements


"NOVEMBER 2025 PORTFOLIO UPDATE 📊 Since April 2021: +440.71% (IBKR verified) $SPY same period: +67.69% Last XX months: +98.70% vs $SPY +17.57% LARGEST POSITIONS 💰 $EEFT (11%) - Europe cross-border payments $NU (10%) - Brazil digital banking $ZAL (10%) - European e-commerce turnaround $NICE (9%) - Cybersecurity AI leader NEW THIS MONTH 🎯 Added $ZAL (European value play) Increased $PYPL $WIZZ (doubling down) Dropped $HAL (lost momentum) RISK MANAGEMENT 🛡 XX% portfolio hedged via put options All positions transparent with real fills. Friday updates: Full P&L + moves. Full analyses + podcast 👇"  
[X Link](https://x.com/TomAlphaTrades/status/1988274659104542901)  2025-11-11T15:56Z XXX followers, XXX engagements


"The divergence in your own chart tells the real story. 💡 Financial Conditions (Black Line) are soaring to 2021 highs yet the ISM Manufacturing PMI (Gold Line) remains stuck in contraction/stagnation. This confirms that the liquidity is flowing into financial assets ($SPY $BTC) not the real economy. We have "Wall Street Ease" alongside "Main Street Freeze." $SPY $IWM $GLD"  
[X Link](https://x.com/TomAlphaTrades/status/1994891776084025571)  2025-11-29T22:10Z XXX followers, XXX engagements


"The most telling spread of the weekend: Retail Sales Growth: X% (Nominal) BNPL (Klarna) Growth: +45% When the financing mechanism grows 5x faster than the underlying consumption you aren't witnessing a "Strong Consumer." You are witnessing a mass migration to "Shadow Leverage" to sustain a lifestyle that wages no longer cover. $AFRM $PYPL $V"  
[X Link](https://x.com/TomAlphaTrades/status/1995494126138048853)  2025-12-01T14:04Z XXX followers, 20.9K engagements


"Lowest quartile wage growth has rolled from +7% to sub-4% while the top quartile still prints +56%. Classic late-cycle distribution: the bottom XX% of workers are already in real wage recession. This is precisely the setup where revolving credit surges and payment processors earn outsized margins on higher balances + delinquency fees. We remain heavily long the theme: PYPL avg cost $XXXXX (10% weight) EEFT avg cost $XXXXX (9% weight) NU avg cost $XXXXX (9% weight) Upside to targets (100/165/22) implies 40120% from here"  
[X Link](https://x.com/TomAlphaTrades/status/1995558867359428869)  2025-12-01T18:21Z XXX followers, XXX engagements


"@KobeissiLetter XX% = Trump wants a Fed puppet not a Fed Chair. No hikes QE on demand printer finances everything. Short-term melt-up. Long-term stagflation. Thats why Im overweight $NU and $EEFT not NVDA"  
[X Link](https://x.com/TomAlphaTrades/status/1995901232532070549)  2025-12-02T17:01Z XXX followers, XXX engagements


"This is the consumer health check nobody's watching. $DG beat EPS by XX% ($1.28 vs $XXXX exp). Op income +31.5% YoY. Translation: Higher-income consumers are trading down. That's not bullish for discretionary - it's a warning for $TGT $COST premium tiers. Value retail winning = consumer stress rising. Watch credit card delinquencies next. 🎯"  
[X Link](https://x.com/TomAlphaTrades/status/1996591357788377186)  2025-12-04T14:44Z XXX followers, XXX engagements


"The labor market paradox in one chart: This morning: Initial claims 191K (lowest since Feb) Yesterday: ADP small biz -120K (worst since May 2020) How Large firms (+90K) offsetting small biz collapse. But small biz = XX% of US employment. ADP's chief economist called it: "Small firms are the canary in the coal mine." The crack is showing at the foundation not the penthouse. 🎯"  
[X Link](https://x.com/TomAlphaTrades/status/1996595782208675918)  2025-12-04T15:01Z XXX followers, XXX engagements


"The catch nobody's mentioning 📊 These accounts function like traditional IRA at XX - withdrawals taxed as ORDINARY INCOME not capital gains. Cato Institute: "Parents should NOT put their own money into a Trump account." Tax Foundation: 529s and Roth IRAs offer more flexibility and better tax treatment. Free $1250 Take it. But max your XXX first. 🎯"  
[X Link](https://x.com/TomAlphaTrades/status/1996636285583478898)  2025-12-04T17:42Z XXX followers, XXX engagements


"The divergence is the story here 📊 DXY down -XXX% YTD (worst since 2017) Real Trade-Weighted USD at 40-year HIGHS Why the gap DXY = X currencies (57% Euro). Real index = XX currencies inflation-adjusted. Translation: Dollar weakened vs Euro/Yen but STRENGTHENED vs EM + trade partners. US exporters and multinationals feeling the pain that DXY doesn't show. 🎯"  
[X Link](https://x.com/TomAlphaTrades/status/1996684060161151438)  2025-12-04T20:52Z XXX followers, 1246 engagements


"China & EM Share-Gain Engines (12Y Upside from my portfolio) 🌏⚙ - $1211.HK (BYD) +83% (106.5 195) export ramp + vertical integration; EU share gains. Watch: tariffs local assembly footprints. (11% of my ptf) - $2318.HK (Ping An) +35% (48.14 65) insurance + fintech ecosystem; capital discipline. Watch: policy backdrop investment yield. (3%) - $KSPI +58% (84.0 133) EM super-app (payments/credit/commerce) with high ROE; cross-sell lifts ARPU. Watch: credit quality regulation. (4%) Why this sleeve: compounding platforms with share-gain + re-rating potential over 1224 months"  
[X Link](https://x.com/TomAlphaTrades/status/1972354262656274668)  2025-09-28T17:34Z XXX followers, XXX engagements


"EARNINGS DEEP DIVE: THE HUGO BOSS CAPITULATION ($BOSS) 📉 Price Action: -XX% Status: Uninvestable for retail. Prime hunting ground for us. The numbers were bad. The guidance was worse. Here is the forensic breakdown of why the stock pukedand why we are interested. X. THE SCORECARD (Miss across the board) Revenue: 1.02B (vs. 1.05B Cons.) Weakness in China/Wholesale. EBIT: 95M (vs. 110M Cons.) Massive margin compression. 2026 Guidance: Management pulled the plug. Expecting "Mid-single-digit revenue decline." X. THE "KITCHEN SINK" STRATEGY 🚰 New Management is deliberately resetting expectations"  
[X Link](https://x.com/TomAlphaTrades/status/1996160176131305979)  2025-12-03T10:10Z XXX followers, XXX engagements


"The "Holy Grail" narrative fails on basic ROIC math. X. Acquisition Cost: $80B. X. Max Synergies: $2-3B (Barclays data). X. The Multiple: Netflix is paying 27x synergies to acquire legacy assets they already disrupted. This isn't growth. It is a "Tech Multiple" voluntarily diluting itself into a "Media Multiple." Watch the spread"  
[X Link](https://x.com/TomAlphaTrades/status/1997734567625584961)  2025-12-07T18:26Z XXX followers, XXX engagements


"🚨 DEEP DIVE: $NU Holdings - The $XX Setup Nobody Sees 🎯 Current: $XX Target: $XX (+46%) Timeframe: XX months THE MISPRICING 📊: $NU trades at 32x P/E despite: - XX% ROE (2x Brazilian banks) - XX% net margins (8x industry avg) - XX% EPS CAGR projected ($0.47 $XXXX by 2027E) - $10.6B net cash fortress Market thinks they're losing share. Q2'25 proves opposite. THE THREE CATALYSTS 🔥: X HYPERPLANE AI - ALREADY WORKING - Q2'25: +100bps market share gain in ONE QUARTER - ARPAC acceleration: XX% XX% YoY - 123M customer data moat competitors can't replicate - Impact: +$0.22 EPS X MEXICO"  
[X Link](https://x.com/TomAlphaTrades/status/1978801207687946661)  2025-10-16T12:32Z XXX followers, XXX engagements


"Thoughts with everyone in Aomori region. Market implications to watch: - JPY safe-haven bid (typical in Japan crisis events) - Japanese insurers: $MS $TM exposure assessment - Supply chain disruptions (semiconductors auto parts) 2011 Tohoku earthquake precedent: Initial -XX% Nikkei drop recovered within X months as reconstruction spending kicked in. Too early for trading decisions. Focus on human impact first"  
[X Link](https://x.com/TomAlphaTrades/status/1998035891059606015)  2025-12-08T14:24Z XXX followers, 1332 engagements


"$WIX down XX% from its all-time high. Wall Street: "growth slowing" FinTw bears: "competitive threats" Me: I made it X% of my portfolio STRONG BUY with $XXX target (+76.5% upside) The most mispriced SaaS stock right now transformed from cash-burning to Rule of 40+ elite. Full 10-minute deep dive with charts catalysts valuation attached natively below (autoplay on) 👇 Quick hits if you're scrolling: X Base44 AI 7x user growth (300K to 2M in X months) $50M ARR target X Partners segment exploding: 30%+ CAGR now XX% of revenue X Profitability inflection ACHIEVED FCF margin: X% XX% targeting 35%+"  
[X Link](https://x.com/TomAlphaTrades/status/1996293461033578776)  2025-12-03T19:00Z XXX followers, 1277 engagements


"Everyone sees "$NVDA can sell to China again." The real story US takes XX% cut on every H200 sale. That's a tax on exports not a gift. H200 is 6x more powerful than the H20 China was stuck with. But Blackwell and Rubin Still banned. Revenue unlock now tech lead stays protected. Smart play. 🎯"  
[X Link](https://x.com/TomAlphaTrades/status/1998322610753392815)  2025-12-09T09:23Z XXX followers, XXX engagements


"$PYPL down XX% from its all-time high. Wall Street: melting ice cube FinTw bears: dead money forever Me: just made it XX% of my entire portfolio (+441% since 2021) This is the most hated stock of 2024 about to become the biggest winner of 2025-26. Full 17-minute deep dive with charts DCF bear rebuttals attached natively below (autoplay on) 👇 Quick hits if youre scrolling: X Fastlane +70% MoM growth already 10M+ users X AI-Agent commerce = $5-10 TRILLION market PayPal is the only payment layer ready X Branded Checkout & Venmo monetization re-accelerating hard Q3 TPV +14% YoY (fastest in 3+"  
[X Link](https://x.com/TomAlphaTrades/status/1995481690832089117)  2025-12-01T13:14Z XXX followers, 3949 engagements


"DEEP DIVE: WHY $EEFT IS MY HIGHEST CONVICTION TRADE 💡 Position: X% of Portfolio Entry: $XX Target: $XXX (2Y) The Thesis: A "Triple-Engine" Compounder disguised as a legacy ATM operator. The market ignores the data. We exploit the gap. X. THE GROWTH ENGINE (Fintech Infrastructure) 🚀 Investors see "Cash." Data shows "Tech." Digital transactions grew +32% YoY via the Dandelion network. With the CoreCard acquisition they now own the full stack: Issuing + Processing + Settlement. They are building a "SWIFT alternative" for the $320T cross-border market. X. THE "CANNIBALIZATION" ENGINE (Buybacks)"  
[X Link](https://x.com/TomAlphaTrades/status/1996217864534348187)  2025-12-03T14:00Z XXX followers, XXX engagements


"This is part of $LLY's $50B US manufacturing buildout since 2020 💡 Why the rush They're running plants 24/7/365 and still can't meet GLP-1 demand. Mounjaro + Zepbound did $13.5B in 2024 doubling YoY. API reshoring = tariff hedge + capacity expansion for orforglipron (GLP-1 pill in pipeline). Not charity. Demand is that insane 🎯"  
[X Link](https://x.com/TomAlphaTrades/status/1998492336637030680)  2025-12-09T20:37Z XXX followers, XXX engagements


"$1.5T on $16B revenue = 94x sales. That's NVDA-at-peak territory 💡 But here's the difference: Starlink is XX% of revenue and XX% recurring. They're cash flow positive with $8B+ profit projected for 2025. This isn't a rocket company anymore. It's a telecom with 8M subs growing 50%+ YoY that also happens to own the launch infrastructure. First time retail can access this 🎯"  
[X Link](https://x.com/TomAlphaTrades/status/1998496377609891911)  2025-12-09T20:54Z XXX followers, 4944 engagements


"That is a plausible theory for the top XX% but the aggregate data contradicts it. Major retailers (Walmart Target) are reporting explicit "Trade-Down" behaviorconsumers shifting to cheaper private labels not luxury upgrades. When unit volume drops across mass-market channels it isn't a sign of opulence; it is a sign of wallet constriction. The luxury cohort is too small to skew the national unit count this drastically. $WMT $TGT $XRT"  
[X Link](https://x.com/TomAlphaTrades/status/1994817617224253551)  2025-11-29T17:15Z XXX followers, 4082 engagements


"🚨 TRADE ALERT: Closed $VOW3 @ XXXXXX +14% in XX days 🎯 Small position opened Sept XX. Taking profit here. VW situation is messy: - Dec deal avoided plant closures BUT 35K job cuts by 2030 - Capacity reduction 734K units across German plants - Lost China market leadership to BYD - was X in X cars now trailing - EU EV sales -XXX% Nov Germany -XXXX% - Still targeting 15B annual savings mid-term The union drama is "resolved" but structural problems remain. German auto is fighting EV transition + China competition + labor costs simultaneously. +392 realized. Will revisit if valuation gets truly"  
[X Link](https://x.com/TomAlphaTrades/status/1996683940027826584)  2025-12-04T20:52Z XXX followers, XXX engagements


"PERFORMANCE UPDATE: December X 2025 Results vs. S&P XXX ($SPY): YTD: +78.67% vs +17.28% 1-Year: +95.20% vs +12.81% Since '21: +441% vs +69% The gap: 372pp outperformance. Top X Holdings: X. $PYPL (10%) - Payments turnaround X. $EEFT (9%) - Cross-border fintech X. $NU (8%) - LatAm neobank X. $ZAL (8%) - European e-commerce X. $WIZZ (7%) - Deep value airline Strategy: Concentrated contrarian bets. I buy what Wall Street abandons. My investment deep-dives for free: Interactive Brokers screenshot enclosed"  
[X Link](https://x.com/TomAlphaTrades/status/1998022250017263910)  2025-12-08T13:30Z XXX followers, XXX engagements


"+108% YTD and silver's STILL undervalued 💡 Gold/silver ratio at 73:1. Historical average = 55-60:1. Even after this monster run silver would need to hit $XX just to normalize. The real story isn't fear - it's a 4-year supply deficit of 200M oz/year while solar and EVs gobble up XX% of production. This isn't speculation. It's industrial math 🎯"  
[X Link](https://x.com/TomAlphaTrades/status/1998422108263571551)  2025-12-09T15:58Z XXX followers, XXX engagements


"This is why I'm long $PYPL at X% of portfolio 💡 Merchants don't care about "overspending" - they care about conversion. BNPL boosts AOV 60-90% and PayPal takes a cut on every transaction. Q3: PayPal processed $1.2T in TPV. Even small BNPL penetration gains = massive revenue. The "debt trap" narrative misses who actually profits here 🎯"  
[X Link](https://x.com/TomAlphaTrades/status/1998463862136283544)  2025-12-09T18:44Z XXX followers, XXX engagements


"$14B buyback on $500B market cap = XXX% buyback yield. Add XXX% dividend = XXX% total shareholder return 💡 Here's the kicker: $MA generates $16B FCF annually. This buyback is less than X year of free cash flow. They're literally returning almost all FCF to shareholders while still growing 10%+ YoY. This is what a capital allocation machine looks like 🎯"  
[X Link](https://x.com/TomAlphaTrades/status/1998504495370633516)  2025-12-09T21:26Z XXX followers, 1085 engagements