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# ![@TheRetailIndian Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1228782498403868672.png) @TheRetailIndian The Retail Indian

The Retail Indian posts on X about sbi, $mar, bank of, punjab national bank the most. They currently have XXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::1228782498403868672/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1228782498403868672/c:line/m:interactions.svg)

- X Week XXXXXX +530%
- X Month XXXXXXX +33%

### Mentions: XX [#](/creator/twitter::1228782498403868672/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1228782498403868672/c:line/m:posts_active.svg)

- X Week XX +29%
- X Month XXX +28%

### Followers: XXX [#](/creator/twitter::1228782498403868672/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1228782498403868672/c:line/m:followers.svg)

- X Week XXX +2.20%
- X Month XXX +34%

### CreatorRank: XXXXXXX [#](/creator/twitter::1228782498403868672/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1228782498403868672/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1228782498403868672/influence)
---

**Social category influence**
[stocks](/list/stocks)  XXXXX% [finance](/list/finance)  #3757 [countries](/list/countries)  XXXX% [currencies](/list/currencies)  XXXX%

**Social topic influence**
[sbi](/topic/sbi) #122, [$mar](/topic/$mar) #249, [bank of](/topic/bank-of) #900, [punjab national bank](/topic/punjab-national-bank) #72, [india](/topic/india) 5.26%, [$7733t](/topic/$7733t) 2.63%, [live on](/topic/live-on) 2.63%, [send it](/topic/send-it) 2.63%, [mb](/topic/mb) 2.63%, [singapore](/topic/singapore) XXXX%

**Top accounts mentioned or mentioned by**
[@sbicardconnect](/creator/undefined) [@bsidheart](/creator/undefined) [@ankitdewan](/creator/undefined) [@kartheekonx](/creator/undefined) [@kajitheyyyyyy](/creator/undefined) [@niteshghumatkar](/creator/undefined) [@ltinvestor](/creator/undefined) [@drsandeepbharti](/creator/undefined) [@darshan2612](/creator/undefined) [@lairsworld](/creator/undefined) [@taxpayingctzn](/creator/undefined) [@sid0ffi](/creator/undefined) [@anitaakanwar](/creator/undefined) [@washingtonpost](/creator/undefined) [@imyadav31](/creator/undefined) [@isatishagarwal](/creator/undefined) [@shikharmakkar](/creator/undefined) [@khajaifthiharif](/creator/undefined) [@savingssimpl](/creator/undefined) [@sujeethp](/creator/undefined)

**Top assets mentioned**
[Marriott International Inc (MAR)](/topic/$mar)
### Top Social Posts [#](/creator/twitter::1228782498403868672/posts)
---
Top posts by engagements in the last XX hours

"@washingtonpost GQG Partners went in with all guns and now sitting on massive gains now. LIC did it with the same thesis and LIC is our bazooka and we use it at will when our key corporates are targeted by vested interests. LIC is our sovereign wealth fund of sorts"  
[X Link](https://x.com/TheRetailIndian/status/1981982602744725693) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-25T07:14Z XXX followers, XX engagements


"@iSatishAgarwal I was thinking its four so will have to close Atlas Airtel or Horizonlikely Horizonif they restart Olympus"  
[X Link](https://x.com/TheRetailIndian/status/1982109728928063497) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-25T15:39Z XXX followers, XXX engagements


"BLINKDEAL10 is live on Myntra with X% off. Only BHIMA is appropriately pricedbe cautious as some have reported quality issues with BHIMA"  
[X Link](https://x.com/TheRetailIndian/status/1982490910484205641) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-26T16:54Z XXX followers, XXX engagements


"@shikharmakkar Infinia Swiggy Tata Neu Marriott Bonvoy"  
[X Link](https://x.com/TheRetailIndian/status/1982871906769613063) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-27T18:07Z XXX followers, XX engagements


"@khajaifthiharif @taditdash Yes I agree. It's the Marriott card for me. No nonsense straightforwardspend 4L send it to the drawer"  
[X Link](https://x.com/TheRetailIndian/status/1983416676235493726) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-29T06:12Z XXX followers, XXX engagements


"@kartheekOnX The best option is to convert to Marriott Bonvoy at 1:1. Sometimes bonus offers run for XX% bonus MB points"  
[X Link](https://x.com/TheRetailIndian/status/1983444277675045112) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-29T08:02Z XXX followers, XX engagements


"Oh. Marriott Bonvoy conversion is great if you are into travel and hotel stays. There are other options as well: Hotels: Marriott Bonvoy Hilton Airline: Singapore Airline Qatar Airways Etihad British Airways Virgin Atlantic Asia Miles (Emirates was also there but seems to be paused temporarily) But Marriott offers the best base transfer ratio. The points transfer from AMEX is almost instant unlike other banks"  
[X Link](https://x.com/TheRetailIndian/status/1983448906412503507) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-29T08:20Z XXX followers, XX engagements


"CRED live with 5L UPI Limit for: X Axis Bank X Bank of Baroda X Federal Bank X HDFC Bank X Indusind Bank X Punjab National Bank"  
[X Link](https://x.com/TheRetailIndian/status/1976567918730281112) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-10T08:38Z XXX followers, 1034 engagements


"Dear @SBICard_Connect what exactly is your credit card eligibility criteria 🤔 Existing SBI Card customer here. Yet every new application gets rejected under the classic internal policy: 🚫 PhonePe SBI SELECT BLACK 🚫 Apollo SBI SELECT RuPay 🚫 Flipkart SBI Credit Card I hold SBI PRIME (my only SBI card). Tried closing it last year customer care waived fees & threw in 1K RP. CIBIL 760+ steady income no dues. So whats the secret formula Planetary alignment 🪐 or blood type 🩸 Transparency helps not templates. 🙏"  
[X Link](https://x.com/TheRetailIndian/status/1976988974704099433) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-11T12:31Z XXX followers, 34.8K engagements


"@an_kumar_00 @Ravithakkar0071 @SBICard_Connect Okay fine. Just tell us the reason properly. In this comment section alone people have guessed the number of SBI cards the total number of cards the overleverage and the current card usage as possible reasons. But no one is certain"  
[X Link](https://x.com/TheRetailIndian/status/1977229458647163129) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-12T04:26Z XXX followers, XXX engagements


"📞 Got a call from @SBICard_Connect today about their serial rejections 💔 🏦 SBI: Overleverage liabilities income. Too many cards. Apply again after XX days. 🧐 Me: Whats your definition of overleverage My CIBIL is 760+ 🏦 SBI: Thats our policy. 🤨 Me: So how many cards should I close before reapplying 🏦 SBI: Our team reviews every case individually. Thanks @SBICard_Connect for the financial advice 💡 Ill start deleveraging beginning with you 💳🙃 💬 @SBICard_Connect @TheOfficialSBI please read through the comments on the quoted tweet. They strongly suggest your internal policy could use an"  
[X Link](https://x.com/TheRetailIndian/status/1977291064504463762) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-12T08:31Z XXX followers, 14.2K engagements


"@BSidheart @KAjitheyyyyyy @ankitdewan @niteshghumatkar @lt_investor_ @drsandeepbharti @DARSHAN_2612 @Lairs_World @taxpayingctzn @Sid0ffi @anitaakanwar But is any of the SBI cards worth such effort Why sweat so much Take your business elsewhere"  
[X Link](https://x.com/TheRetailIndian/status/1977424423629266950) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-12T17:21Z XXX followers, XXX engagements


"@nikunj_kb Getting Infinia was easier than the struggle to get SBI cards. 🤦"  
[X Link](https://x.com/TheRetailIndian/status/1978736095312425350) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-16T08:13Z XXX followers, XXX engagements


"State Bank of India 🌐 / (redirecting) / HDFC Bank 🌐 (old UI) (new UI) ICICI Bank 🌐 (still working) Kotak Mahindra Bank 🌐 (still working) Axis Bank 🌐 (old UI) (new UI)"  
[X Link](https://x.com/TheRetailIndian/status/1982091666111463505) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-25T14:27Z XXX followers, XXX engagements


"IndusInd Bank 🌐 (redirecting) Punjab National Bank (PNB) 🌐 / (redirecting) / Bank of Baroda 🌐 (redirecting) Canara Bank 🌐 (redirecting) Union Bank of India 🌐 /"  
[X Link](https://x.com/TheRetailIndian/status/1982091668858790281) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-25T14:27Z XXX followers, XXX engagements


"Bank of India 🌐 (redirecting) IDBI Bank 🌐 (redirecting) Indian Bank 🌐 (redirecting) Yes Bank 🌐 (redirecting) Central Bank of India 🌐 (redirecting)"  
[X Link](https://x.com/TheRetailIndian/status/1982091671547375819) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-25T14:27Z XXX followers, XXX engagements


"IDFC FIRST Bank 🌐 (still working) Karnataka Bank 🌐 (old UI) (new UI) South Indian Bank 🌐 (old UI) (new UI) UCO Bank 🌐 (redirecting)"  
[X Link](https://x.com/TheRetailIndian/status/1982091676874076493) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-25T14:27Z XXX followers, XXX engagements


"🔒 The new .bank.in domains are verified by IDRBT (under RBI) to prevent phishing & fake sites. 🏦 Still migrating: Bank of Maharashtra Federal Bank Bandhan Bank. ✅ Always check for .bank.in before logging in. #bankdotin #RBI #CyberSecurity #Banking"  
[X Link](https://x.com/TheRetailIndian/status/1982091679352881601) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-25T14:27Z XXX followers, XXX engagements


"Didnt expect this at all. Already have X HDFC Credit Cards was just bored and tried applying for the new PhonePe Ultimo (FYF) card fully expecting a not eligible (still traumatized from the SBI saga 😅). Filled in the basic details and then this happened 👇 Went ahead completed the rest of the application and now its in Verification by the bank. Lets see how this goes 👀"  
[X Link](https://x.com/TheRetailIndian/status/1982457700018749807) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-26T14:42Z XXX followers, 2038 engagements


"🚫 CIBIL: pay to get your credit score ✅ PhonePe: Well pay you to check credit score"  
[X Link](https://x.com/TheRetailIndian/status/1982874081239462016) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-27T18:16Z XXX followers, 78.5K engagements


"@SavingsSimpl Correct its Experian score that PhobePe gives"  
[X Link](https://x.com/TheRetailIndian/status/1982988874889699760) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-28T01:52Z XXX followers, 5181 engagements


"@SujeethP Can you please write about how you got the US card as an Indian citizen"  
[X Link](https://x.com/TheRetailIndian/status/1983045375486505162) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-28T05:37Z XXX followers, XXX engagements


"When all are GOLD / DIAMOND / PLATINUM then none really is. Even with Accor ALL Gold thru paid membership never got an upgrade across X different properties. 🤷♂"  
[X Link](https://x.com/TheRetailIndian/status/1983052079754293519) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-28T06:03Z XXX followers, XXX engagements


"@DealDigger_ Ya have heard good things about Marriott recognizing Status but haven't been lucky myself"  
[X Link](https://x.com/TheRetailIndian/status/1983058579683979568) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-28T06:29Z XXX followers, XX engagements


"@outofofficedaku The Turkish Lira is already hammered Maybe the market anticipated this 😂"  
[X Link](https://x.com/TheRetailIndian/status/1983094547044544703) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-28T08:52Z XXX followers, XXX engagements


"Yes there are a lot of apps that allow to check your credit score free of charge. Planning tonoost a bunch of them soon"  
[X Link](https://x.com/TheRetailIndian/status/1983191413409128536) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-28T15:17Z XXX followers, 7435 engagements


"@saiiroyall Yes there are a lot of apps that allow to check your credit score free of charge. Planning tonoost a bunch of them soon"  
[X Link](https://x.com/TheRetailIndian/status/1983192064998432872) [@TheRetailIndian](/creator/x/TheRetailIndian) 2025-10-28T15:20Z XXX followers, 2098 engagements