[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @Muzzlebuster David Perlmutter David Perlmutter posts on X about $msci, $mscis, $137948m, credit cards the most. They currently have XXX followers and XX posts still getting attention that total XXX engagements in the last XX hours. ### Engagements: XXX [#](/creator/twitter::866780113/interactions)  - X Week XXXXX -XX% - X Month XXXXXX +57% - X Months XXXXXX +484% - X Year XXXXXX +13,501% ### Mentions: X [#](/creator/twitter::866780113/posts_active)  ### Followers: XXX [#](/creator/twitter::866780113/followers)  - X Week XXX +9.10% - X Month XXX +47% - X Months XXX +139% ### CreatorRank: undefined [#](/creator/twitter::866780113/influencer_rank)  ### Social Influence [#](/creator/twitter::866780113/influence) --- **Social category influence** [stocks](/list/stocks) [finance](/list/finance) [countries](/list/countries) **Social topic influence** [$msci](/topic/$msci), [$mscis](/topic/$mscis), [$137948m](/topic/$137948m), [credit cards](/topic/credit-cards), [$meli](/topic/$meli), [losses](/topic/losses), [subscription](/topic/subscription), [money](/topic/money), [loan](/topic/loan), [$melis](/topic/$melis) **Top assets mentioned** [Msci Inc (MSCI)](/topic/$msci) [MercadoLibre Inc (MELI)](/topic/$meli) [DLocal Limited Class A Common Shares (DLO)](/topic/$dlo) [Costco Hot Dog (COST)](/topic/$cost) ### Top Social Posts [#](/creator/twitter::866780113/posts) --- Top posts by engagements in the last XX hours "So with all of this in mind let's look at a conservative $MSCI pricing valuation for X years out. We will use: TTM FCF = $1379.48M FCF CAGR = XX% Diluted shares outstanding = 77.81M Diluted shares CAGR = -XXX% P/FCF = XX Chart from @stock_unlock"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1941932211009155454) 2025-07-06 18:48:13 UTC XXX followers, XXX engagements "The DCF analysis above suggests that the stock is currently about XX% overvalued with today's price being $XXXXXX per share. But is this the best way to value this stock Are its implications indicative of where the stock goes from here I would argue "no" to both these questions and here's why"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1941932201643270454) 2025-07-06 18:48:10 UTC XXX followers, XXX engagements "$MELI is perhaps one of the most impressive businesses out there complete with a series of moats that all act together in a flywheel that feeds all aspects of the business. It's not the cheapest business out there but I believe that when they report earnings on 7/31 the stock could offer a substantial opportunity to investors who know what to look for. Check it out. 👇🧵 Chart from @stock_unlock"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1943800851983675530) 2025-07-11 22:33:31 UTC XXX followers, 3820 engagements "$MSCI is a powerhouse company with global scale and subscription-based recurring revenues - a true compounder with a serious moat. But what is the best way to value the stock and is it a market-outperformer from here This is a great case study on why using different valuation methods is so important. 👇🧵 Chart from @stock_unlock"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1941932194865532985) 2025-07-06 18:48:09 UTC XXX followers, 4097 engagements "But it doesn't stop there. Margins are also temporarily compressed and look horrible to investors who aren't looking for these things. In the Q3 2024 earnings call CEO Marcos Galperin explained the following: ".when you increase the portfolio very rapidly as we did this quarter you provision the losses upfront. And that happens not only on credit cards but also on consumer credit and merchant credits which are very profitable books. But as we accelerate we need to provision upfront and that generates an incremental bad debt which is generating compression on margins this quarter. So it's not"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1943800858291937332) 2025-07-11 22:33:33 UTC XXX followers, XXX engagements "I have another question for you. What happens when every car drives itself making everyone default to streaming Netflix as they travel and each vehicle is an add-on subscription worth $X There's a lot of vehicles out there. Obviously speculation but also feels kind of obvious too"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1946275396250665012) 2025-07-18 18:26:29 UTC XXX followers, XX engagements "Great business performance coupled with per share value creation rounds out the picture nicely. Chart from @stock_unlock"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1941932207678828712) 2025-07-06 18:48:12 UTC XXX followers, XXX engagements "Much of $MELI's expansion can impact reported profits. For example we know that they are aggressively deploying credit cards in much of South America. When they increase their loan portfolio or credit card portfolio they have to take a bunch of money and set it aside in case some of those loans go bad and they don't get paid back. "Provisions for doubtful accounts" is the line item on the income statement and it subtracts from net income. This is very normal and quite necessary if you want to loan out money or give out credit cards so that revenue can be made later with these financial"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1943800855724962090) 2025-07-11 22:33:32 UTC XXX followers, XXX engagements "It's interesting to see the stark differences in $MSCI's valuations when comparing a traditional DCF analysis to a pricing model. But in this case I think that in X years we will look back and see that the pricing model is the way to go on this one. MSCI seems to offer a very attractive potential return from here on a virtually worry-free business"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1941932217892044807) 2025-07-06 18:48:14 UTC XXX followers, XXX engagements "@thexcapitalist I'm not so sure. There are some meaningful red flags for $DLO. To start with:"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1942918125281780200) 2025-07-09 12:05:53 UTC XXX followers, 1354 engagements "What are the most valuable attributes of a business to the stock market Companies tend to get higher pricing multiples when they combine good performance with strong moats and high visibility (the market loves certainty). Just look at $COST as a prime example. In $MSCI's case it has all three as well. To start expanding margins and great capital allocation show that management is on point and the moat is in full effect. Charts by @stock_unlock"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1941932203384160529) 2025-07-06 18:48:11 UTC XXX followers, XXX engagements "@RihardJarc Interesting they were hiring from Apple. Apple's AI department isn't exactly firing on all cylinders"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1943657608180646331) 2025-07-11 13:04:19 UTC XXX followers, XXX engagements "Put it all together and we start to see why $MSCI's market pricing exists where it does. Chart from @stock_unlock"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1941932209323090371) 2025-07-06 18:48:12 UTC XXX followers, XXX engagements "$1379.48M FCF at a XX% CAGR for X years = $2774.63M. $2774.63M X XX = $77689.64M market cap 77.81M shares at a -XXX% CAGR for X years = 72.15M shares $77689.64M / 72.15M shares = $1076.78 per share But what kind of return does this offer on today's stock price of $XXXXXX per share Let's calculate the CAGR return: CAGR = ($1076.78/$587.74)(1/5) - X = XXXXXX or XXXXX% But keep in mind that we are also getting a XXXX% dividend yield on top of this theoretical return. We also used numbers which are very low compared to historical values shown above (FCF CAGR and diluted shares outstanding CAGR)"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1941932213555401083) 2025-07-06 18:48:13 UTC XXX followers, XXX engagements "We can also turn to @stock_unlock 's DCF Calculator (amazing tool) in hopes for some validation of our thoughts. $MSCI"  [@Muzzlebuster](/creator/x/Muzzlebuster) on [X](/post/tweet/1941932215849415062) 2025-07-06 18:48:14 UTC XXX followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@Muzzlebuster David Perlmutter
David Perlmutter posts on X about $msci, $mscis, $137948m, credit cards the most. They currently have XXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.
Engagements: XXX #
- X Week XXXXX -XX%
- X Month XXXXXX +57%
- X Months XXXXXX +484%
- X Year XXXXXX +13,501%
Mentions: X #
Followers: XXX #
- X Week XXX +9.10%
- X Month XXX +47%
- X Months XXX +139%
CreatorRank: undefined #
Social Influence #
Social category influence stocks finance countries
Social topic influence $msci, $mscis, $137948m, credit cards, $meli, losses, subscription, money, loan, $melis
Top assets mentioned Msci Inc (MSCI) MercadoLibre Inc (MELI) DLocal Limited Class A Common Shares (DLO) Costco Hot Dog (COST)
Top Social Posts #
Top posts by engagements in the last XX hours
"So with all of this in mind let's look at a conservative $MSCI pricing valuation for X years out. We will use: TTM FCF = $1379.48M FCF CAGR = XX% Diluted shares outstanding = 77.81M Diluted shares CAGR = -XXX% P/FCF = XX Chart from @stock_unlock"
@Muzzlebuster on X 2025-07-06 18:48:13 UTC XXX followers, XXX engagements
"The DCF analysis above suggests that the stock is currently about XX% overvalued with today's price being $XXXXXX per share. But is this the best way to value this stock Are its implications indicative of where the stock goes from here I would argue "no" to both these questions and here's why" @Muzzlebuster on X 2025-07-06 18:48:10 UTC XXX followers, XXX engagements
"$MELI is perhaps one of the most impressive businesses out there complete with a series of moats that all act together in a flywheel that feeds all aspects of the business. It's not the cheapest business out there but I believe that when they report earnings on 7/31 the stock could offer a substantial opportunity to investors who know what to look for. Check it out. 👇🧵 Chart from @stock_unlock" @Muzzlebuster on X 2025-07-11 22:33:31 UTC XXX followers, 3820 engagements
"$MSCI is a powerhouse company with global scale and subscription-based recurring revenues - a true compounder with a serious moat. But what is the best way to value the stock and is it a market-outperformer from here This is a great case study on why using different valuation methods is so important. 👇🧵 Chart from @stock_unlock" @Muzzlebuster on X 2025-07-06 18:48:09 UTC XXX followers, 4097 engagements
"But it doesn't stop there. Margins are also temporarily compressed and look horrible to investors who aren't looking for these things. In the Q3 2024 earnings call CEO Marcos Galperin explained the following: ".when you increase the portfolio very rapidly as we did this quarter you provision the losses upfront. And that happens not only on credit cards but also on consumer credit and merchant credits which are very profitable books. But as we accelerate we need to provision upfront and that generates an incremental bad debt which is generating compression on margins this quarter. So it's not" @Muzzlebuster on X 2025-07-11 22:33:33 UTC XXX followers, XXX engagements
"I have another question for you. What happens when every car drives itself making everyone default to streaming Netflix as they travel and each vehicle is an add-on subscription worth $X There's a lot of vehicles out there. Obviously speculation but also feels kind of obvious too" @Muzzlebuster on X 2025-07-18 18:26:29 UTC XXX followers, XX engagements
"Great business performance coupled with per share value creation rounds out the picture nicely. Chart from @stock_unlock" @Muzzlebuster on X 2025-07-06 18:48:12 UTC XXX followers, XXX engagements
"Much of $MELI's expansion can impact reported profits. For example we know that they are aggressively deploying credit cards in much of South America. When they increase their loan portfolio or credit card portfolio they have to take a bunch of money and set it aside in case some of those loans go bad and they don't get paid back. "Provisions for doubtful accounts" is the line item on the income statement and it subtracts from net income. This is very normal and quite necessary if you want to loan out money or give out credit cards so that revenue can be made later with these financial" @Muzzlebuster on X 2025-07-11 22:33:32 UTC XXX followers, XXX engagements
"It's interesting to see the stark differences in $MSCI's valuations when comparing a traditional DCF analysis to a pricing model. But in this case I think that in X years we will look back and see that the pricing model is the way to go on this one. MSCI seems to offer a very attractive potential return from here on a virtually worry-free business" @Muzzlebuster on X 2025-07-06 18:48:14 UTC XXX followers, XXX engagements
"@thexcapitalist I'm not so sure. There are some meaningful red flags for $DLO. To start with:" @Muzzlebuster on X 2025-07-09 12:05:53 UTC XXX followers, 1354 engagements
"What are the most valuable attributes of a business to the stock market Companies tend to get higher pricing multiples when they combine good performance with strong moats and high visibility (the market loves certainty). Just look at $COST as a prime example. In $MSCI's case it has all three as well. To start expanding margins and great capital allocation show that management is on point and the moat is in full effect. Charts by @stock_unlock" @Muzzlebuster on X 2025-07-06 18:48:11 UTC XXX followers, XXX engagements
"@RihardJarc Interesting they were hiring from Apple. Apple's AI department isn't exactly firing on all cylinders" @Muzzlebuster on X 2025-07-11 13:04:19 UTC XXX followers, XXX engagements
"Put it all together and we start to see why $MSCI's market pricing exists where it does. Chart from @stock_unlock" @Muzzlebuster on X 2025-07-06 18:48:12 UTC XXX followers, XXX engagements
"$1379.48M FCF at a XX% CAGR for X years = $2774.63M. $2774.63M X XX = $77689.64M market cap 77.81M shares at a -XXX% CAGR for X years = 72.15M shares $77689.64M / 72.15M shares = $1076.78 per share But what kind of return does this offer on today's stock price of $XXXXXX per share Let's calculate the CAGR return: CAGR = ($1076.78/$587.74)(1/5) - X = XXXXXX or XXXXX% But keep in mind that we are also getting a XXXX% dividend yield on top of this theoretical return. We also used numbers which are very low compared to historical values shown above (FCF CAGR and diluted shares outstanding CAGR)" @Muzzlebuster on X 2025-07-06 18:48:13 UTC XXX followers, XXX engagements
"We can also turn to @stock_unlock 's DCF Calculator (amazing tool) in hopes for some validation of our thoughts. $MSCI" @Muzzlebuster on X 2025-07-06 18:48:14 UTC XXX followers, XXX engagements