[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @MrNQDC Mr NQDC Mr NQDC posts on X about money, if you, private equity, retirement the most. They currently have XXXXX followers and XXX posts still getting attention that total XXX engagements in the last XX hours. ### Engagements: XXX [#](/creator/twitter::1066609436/interactions)  - X Week XXXXXX -XX% - X Month XXXXXXX -XXXX% - X Months XXXXXXX +39,680% - X Year XXXXXXX +74,302% ### Mentions: XX [#](/creator/twitter::1066609436/posts_active)  - X Months XX +220% - X Year XX +163% ### Followers: XXXXX [#](/creator/twitter::1066609436/followers)  - X Week XXXXX +5.30% - X Month XXXXX +26% - X Months XXXXX +607% - X Year XXXXX +371% ### CreatorRank: XXXXXXXXX [#](/creator/twitter::1066609436/influencer_rank)  ### Social Influence [#](/creator/twitter::1066609436/influence) --- **Social category influence** [finance](/list/finance) [technology brands](/list/technology-brands) [stocks](/list/stocks) [social networks](/list/social-networks) [countries](/list/countries) **Social topic influence** [money](/topic/money), [if you](/topic/if-you), [private equity](/topic/private-equity), [retirement](/topic/retirement), [savings](/topic/savings), [tax bracket](/topic/tax-bracket), [budgeting](/topic/budgeting), [inflation](/topic/inflation), [$20k](/topic/$20k), [stash](/topic/stash) ### Top Social Posts [#](/creator/twitter::1066609436/posts) --- Top posts by engagements in the last XX hours "For high earners I find its hard to beat: ✅ Pre-tax 401(k) now 🔄 Roth conversions later. when income drops (sabbatical retirement etc) & Uncle Sam wants less of your money Rather than pay a XX% or XX% marginal tax rate now (which is the case with a Roth 401k contribution or money invested in a taxable account) when their effective tax rate later might be half that"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948490442967843156) 2025-07-24 21:08:17 UTC 1181 followers, XX engagements "@MrFamilyOffice I feel wealthy by my own definition how do you define wealthy To make the top X% of earners requires annual income of at least $787K But it varies by location within the US This map shows the income cut-off for your state's top 1%"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1945883688593440841) 2025-07-17 16:29:58 UTC 1181 followers, XX engagements "While everyone knows the 401(k) few know about the real savings powerhouse: Deferred comp plan aka NQDC or supplemental exec savings plan Ask HR about oneSection 409A lets you defer unlimited salary & bonus into future years And possibly a much lower tax bracket"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1946184945719730254) 2025-07-18 12:27:04 UTC 1181 followers, XXX engagements "@ramit I got professional photos & put effort into my profile in my late 30s (Eventually) connected with the right woman online lots of coffees to meet somebody I clicked with Weve since been married a decade & have two great sons - - X & X yr olds"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948894233735110909) 2025-07-25 23:52:48 UTC 1181 followers, XXX engagements "Love this.great tax tips for retirees But heres a twist: what if retiring early could increase your Social Security AND your 401(k) Use a non-qualified deferred comp (NQDC) plan as an income bridge You can: stop working early cover your expenses let your Social Security & 401(k) grow until age XX Each year you delay Social Security from XX to XX your SS payment grows by X% Deferred comp plans have no government age limits no contribution limits no early withdrawal penalties A tool for smart planning"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948743725380776182) 2025-07-25 13:54:44 UTC 1181 followers, 2729 engagements "@TKopelman Reverse budgeting FTW What you dont see you cant spend Automate regular saving & investing"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948779804779557327) 2025-07-25 16:18:06 UTC 1181 followers, XXX engagements "@PeterAttiaMD Who agrees that our favorite physician Dr Peter Attia nailed the case for movement as the ultimate anti-aging tool I now consider exercise to be the most potent longevity drug in our arsenal in terms of lifespan and healthspan"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1947396393636925817) 2025-07-21 20:40:55 UTC 1171 followers, 1230 engagements "@TKopelman My typo on home Im referring to the surprises Ive seen owning residential investment properties over the years one-off costs pile up Many of the costs are often even higher than a home that you live in yourself"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948837596689563998) 2025-07-25 20:07:45 UTC 1181 followers, XX engagements "@JonLuskin Dont forget Charlie Mungera advice about private equity fund sales pitches All theyre doing is lying a little bit to make the money come in"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1947718029699145851) 2025-07-22 17:58:59 UTC 1166 followers, XX engagements "This is Exhibit A in how @NxtGenPlanning is a must-follow He gives a daily deep dive on key things to know if you want to get ahead in your personal finance Love these ways to improve your credit score One more: pay off your credit card in full every week or month"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948396944956477623) 2025-07-24 14:56:45 UTC 1181 followers, XXX engagements "@tseides And he should know - - he ran private equity for Yales endowment Im seeing too many individuals falling for the slick private equity sales pitch lured by tales of exclusivity & blind to those excessive fees which I wrote about here:"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948839159831167050) 2025-07-25 20:13:58 UTC 1181 followers, XX engagements "Think your Airbnb is passive income Not if youre doing it right Short term rentals can unlock major tax write-offs including bonus depreciation even against W-2 or active K-1 income But only if you meet strict rules: stays X days no personal use material participation + all requirements of 469(c)(2) Its not a loophole Its a power tool of the tax code"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948374863468478761) 2025-07-24 13:29:01 UTC 1181 followers, 1764 engagements "Rather than chasing savings account rates dont you think I-Bonds are an underrated move for high earners in high tax states like NY or CA Couples can stash away $20K at Treasury Direct No state or city tax Tax deferral X% real return Inflation hedge Backed by the US Govt Hard to beat if you dont need the cash for XX months"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1947671362694168875) 2025-07-22 14:53:33 UTC 1181 followers, XX engagements "Isnt calling yourself a family office a financial advisors common marketing trick Way too many advisors are slapping on the MFO label Working with one UHNW client doesnt make you a multi-family office no matter what your pitch deck says Cant wait to read your story in FO Buzz"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948124269226946948) 2025-07-23 20:53:14 UTC 1172 followers, XXX engagements "Congrats on the new client Chad For anybody earning (or gunning for) $1M$10M business income . the latest episode of The Long Game podcast may be the most valuable XX mins of tax planning youll get all year @TheTaxNomad didnt just talk strategy - - he & @TKopelman gave away the kind of tax alpha most pros hide behind a paywall Pro tip: bring your notebook Then take their tips & challenge your CPA & financial planner with these powerful tax plays: Entity selection for business owners: Choosing between sole prop S-Corp partnership or C-Corp can mean a $200K+ swing in taxes Pass-Through Entity"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948054542974652776) 2025-07-23 16:16:10 UTC 1171 followers, 1221 engagements "Think your Airbnb is passive income Not if youre doing it right Short term rentals can unlock major tax write-offseven against W-2 or active K-1 income But only if you meet strict rules: stays X days no personal use material participation + all requirements of 469(c)(2) Its not a loophole Its a part-time job"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948370977441587477) 2025-07-24 13:13:34 UTC 1181 followers, XXX engagements "@TKopelman How to spot a real financial planner Do they explore all your needs and discuss a range of solutions If they only talk about whole life or IUL insurance in the first meeting Heres what to do:"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1946602864408715481) 2025-07-19 16:07:43 UTC 1178 followers, XXX engagements "Yet the new tax bill creates more ways for wealthy American Baby Boombers - - & all high earners - - to build their kids nest egg The bill creates a tax advantaged Trump account: all children under XX are eligible - - over 70M Americans any US citizen born in 2025 2026 or 2027 the parents can get a $1K credit which the US government will deposit into that account for each child PLUS the tax bill expands XXX rules which means: more ways to use the $$s beyond college education to other training or roll into a Roth Tax free growth now Tax free income later Unlock generational wealth"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948783461688336869) 2025-07-25 16:32:38 UTC 1181 followers, XX engagements "Thats the value of working with a switched on financial planner 💪🏻 And anybody can listen to you on the the Long Game podcast to learn that the Qualified Business Income deduction = XX% of net business income While that phases out at higher incomes smart use of deductions & deferrals can keep you in the zone"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948449312481976807) 2025-07-24 18:24:51 UTC 1178 followers, XXX engagements "Wall Streets richest private equity sharks just found a new feeding ground: your 401(k) Selling tales of exclusivity Luring folks with FOMO But what theyre not saying could cost you millions I broke it down here:"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1945578850945040413) 2025-07-16 20:18:39 UTC 1177 followers, XXX engagements "Already doing a Backdoor Roth Dont stop there Ask your employer if they allow the Mega Backdoor Roth It lets you stash up to $70K/year into a tax-free-forever pot inside your 401(k) A cheat code hiding in plain sight And ask HR about a Non Qualified Deferred Compensation (NQDC) plan These offer unlimited tax deferral for execs A powerful tool for high earners with long term planning in mind"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948111067357290661) 2025-07-23 20:00:47 UTC 1174 followers, XXX engagements "@DaveRamsey Even a high income doesnt make you wealthy .its what you keep that matters To get ahead: Skip the budgeting grind Pay yourself first Automate 401(k) IRA NQDC or brokerage savings Kill debt early Money you never see = money you wont miss"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948382957598589267) 2025-07-24 14:01:10 UTC 1181 followers, XXX engagements "Who else thinks I-Bonds are the most underrated move for high earners in high tax states like NY or CA Couples can stash away $20K at Treasury Direct No state or city tax Tax deferral X% real return Inflation hedge Backed by the US Govt Hard to beat if you dont need the cash for XX months Got a better low-risk play for idle cash If so why"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1947631767583690978) 2025-07-22 12:16:13 UTC 1181 followers, XXX engagements "The difference between the right portfolio for the middle of your career vs when youre living off your investments Sequence of returns risk The danger zone Approaching retirement or in early stages of retirement Forced selling in a downturn = dollar cost averaging in reverse"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948404063147536579) 2025-07-24 15:25:02 UTC 1181 followers, XXX engagements "This is a master class in stock comp strategy .every RSU-heavy exec should read it @tkopelman and the AllStreet team call out the real world missteps they see all the time And how to fix them Just two of many gems: You're not actually blocked from selling during blackout periods. if you set up a 10b5-1 plan Holding $100K of vested stock but letting FOMO keep you from selling If $100K hit your account as a cash bonus today would you turn around & buy your companys stock with it If not you know what to do"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948349324921917522) 2025-07-24 11:47:32 UTC 1176 followers, 2162 engagements "@chicobeef Spot on Carlos Private equity is long on buzzwords & the ultimate fee machine for transferring wealth from the client to the PE manager"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948839655706943778) 2025-07-25 20:15:56 UTC 1181 followers, XX engagements "@TKopelman 💯 contributing enough to 401(k) to get the full match is unbeatable Immediate XXX% ROI .literally dollar-for-dollar After that those other moves including paying off your credit card are your highest ROI investments"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1949097293556166712) 2025-07-26 13:19:41 UTC 1181 followers, XX engagements "You crush it in the boardroombut are you quietly losing a fortune with this X big money mistake Too many execs check the wrong box at enrollment then take their non-qualified deferred comp (NQDC) as a lump sum at retirement A $1M payout all in one year = $1M of taxable income Thats not tax deferral Thats a tax spike Instead spread distributions over time Stay in lower tax brackets and keep more of what you earned Thats the point of deferred comp"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1948056223095394817) 2025-07-23 16:22:51 UTC 1171 followers, XX engagements "@Invested_In_You Having rented & bought houses multiple times. Most underestimate the true cost of home ownership Buyers overlook closing costs & underestimate how quickly all those one-time costs add up in the 1st yr after move-in"  [@MrNQDC](/creator/x/MrNQDC) on [X](/post/tweet/1949080369002623101) 2025-07-26 12:12:26 UTC 1182 followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
Mr NQDC posts on X about money, if you, private equity, retirement the most. They currently have XXXXX followers and XXX posts still getting attention that total XXX engagements in the last XX hours.
Social category influence finance technology brands stocks social networks countries
Social topic influence money, if you, private equity, retirement, savings, tax bracket, budgeting, inflation, $20k, stash
Top posts by engagements in the last XX hours
"For high earners I find its hard to beat: ✅ Pre-tax 401(k) now 🔄 Roth conversions later. when income drops (sabbatical retirement etc) & Uncle Sam wants less of your money Rather than pay a XX% or XX% marginal tax rate now (which is the case with a Roth 401k contribution or money invested in a taxable account) when their effective tax rate later might be half that" @MrNQDC on X 2025-07-24 21:08:17 UTC 1181 followers, XX engagements
"@MrFamilyOffice I feel wealthy by my own definition how do you define wealthy To make the top X% of earners requires annual income of at least $787K But it varies by location within the US This map shows the income cut-off for your state's top 1%" @MrNQDC on X 2025-07-17 16:29:58 UTC 1181 followers, XX engagements
"While everyone knows the 401(k) few know about the real savings powerhouse: Deferred comp plan aka NQDC or supplemental exec savings plan Ask HR about oneSection 409A lets you defer unlimited salary & bonus into future years And possibly a much lower tax bracket" @MrNQDC on X 2025-07-18 12:27:04 UTC 1181 followers, XXX engagements
"@ramit I got professional photos & put effort into my profile in my late 30s (Eventually) connected with the right woman online lots of coffees to meet somebody I clicked with Weve since been married a decade & have two great sons - - X & X yr olds" @MrNQDC on X 2025-07-25 23:52:48 UTC 1181 followers, XXX engagements
"Love this.great tax tips for retirees But heres a twist: what if retiring early could increase your Social Security AND your 401(k) Use a non-qualified deferred comp (NQDC) plan as an income bridge You can: stop working early cover your expenses let your Social Security & 401(k) grow until age XX Each year you delay Social Security from XX to XX your SS payment grows by X% Deferred comp plans have no government age limits no contribution limits no early withdrawal penalties A tool for smart planning" @MrNQDC on X 2025-07-25 13:54:44 UTC 1181 followers, 2729 engagements
"@TKopelman Reverse budgeting FTW What you dont see you cant spend Automate regular saving & investing" @MrNQDC on X 2025-07-25 16:18:06 UTC 1181 followers, XXX engagements
"@PeterAttiaMD Who agrees that our favorite physician Dr Peter Attia nailed the case for movement as the ultimate anti-aging tool I now consider exercise to be the most potent longevity drug in our arsenal in terms of lifespan and healthspan" @MrNQDC on X 2025-07-21 20:40:55 UTC 1171 followers, 1230 engagements
"@TKopelman My typo on home Im referring to the surprises Ive seen owning residential investment properties over the years one-off costs pile up Many of the costs are often even higher than a home that you live in yourself" @MrNQDC on X 2025-07-25 20:07:45 UTC 1181 followers, XX engagements
"@JonLuskin Dont forget Charlie Mungera advice about private equity fund sales pitches All theyre doing is lying a little bit to make the money come in" @MrNQDC on X 2025-07-22 17:58:59 UTC 1166 followers, XX engagements
"This is Exhibit A in how @NxtGenPlanning is a must-follow He gives a daily deep dive on key things to know if you want to get ahead in your personal finance Love these ways to improve your credit score One more: pay off your credit card in full every week or month" @MrNQDC on X 2025-07-24 14:56:45 UTC 1181 followers, XXX engagements
"@tseides And he should know - - he ran private equity for Yales endowment Im seeing too many individuals falling for the slick private equity sales pitch lured by tales of exclusivity & blind to those excessive fees which I wrote about here:" @MrNQDC on X 2025-07-25 20:13:58 UTC 1181 followers, XX engagements
"Think your Airbnb is passive income Not if youre doing it right Short term rentals can unlock major tax write-offs including bonus depreciation even against W-2 or active K-1 income But only if you meet strict rules: stays X days no personal use material participation + all requirements of 469(c)(2) Its not a loophole Its a power tool of the tax code" @MrNQDC on X 2025-07-24 13:29:01 UTC 1181 followers, 1764 engagements
"Rather than chasing savings account rates dont you think I-Bonds are an underrated move for high earners in high tax states like NY or CA Couples can stash away $20K at Treasury Direct No state or city tax Tax deferral X% real return Inflation hedge Backed by the US Govt Hard to beat if you dont need the cash for XX months" @MrNQDC on X 2025-07-22 14:53:33 UTC 1181 followers, XX engagements
"Isnt calling yourself a family office a financial advisors common marketing trick Way too many advisors are slapping on the MFO label Working with one UHNW client doesnt make you a multi-family office no matter what your pitch deck says Cant wait to read your story in FO Buzz" @MrNQDC on X 2025-07-23 20:53:14 UTC 1172 followers, XXX engagements
"Congrats on the new client Chad For anybody earning (or gunning for) $1M$10M business income . the latest episode of The Long Game podcast may be the most valuable XX mins of tax planning youll get all year @TheTaxNomad didnt just talk strategy - - he & @TKopelman gave away the kind of tax alpha most pros hide behind a paywall Pro tip: bring your notebook Then take their tips & challenge your CPA & financial planner with these powerful tax plays: Entity selection for business owners: Choosing between sole prop S-Corp partnership or C-Corp can mean a $200K+ swing in taxes Pass-Through Entity" @MrNQDC on X 2025-07-23 16:16:10 UTC 1171 followers, 1221 engagements
"Think your Airbnb is passive income Not if youre doing it right Short term rentals can unlock major tax write-offseven against W-2 or active K-1 income But only if you meet strict rules: stays X days no personal use material participation + all requirements of 469(c)(2) Its not a loophole Its a part-time job" @MrNQDC on X 2025-07-24 13:13:34 UTC 1181 followers, XXX engagements
"@TKopelman How to spot a real financial planner Do they explore all your needs and discuss a range of solutions If they only talk about whole life or IUL insurance in the first meeting Heres what to do:" @MrNQDC on X 2025-07-19 16:07:43 UTC 1178 followers, XXX engagements
"Yet the new tax bill creates more ways for wealthy American Baby Boombers - - & all high earners - - to build their kids nest egg The bill creates a tax advantaged Trump account: all children under XX are eligible - - over 70M Americans any US citizen born in 2025 2026 or 2027 the parents can get a $1K credit which the US government will deposit into that account for each child PLUS the tax bill expands XXX rules which means: more ways to use the $$s beyond college education to other training or roll into a Roth Tax free growth now Tax free income later Unlock generational wealth" @MrNQDC on X 2025-07-25 16:32:38 UTC 1181 followers, XX engagements
"Thats the value of working with a switched on financial planner 💪🏻 And anybody can listen to you on the the Long Game podcast to learn that the Qualified Business Income deduction = XX% of net business income While that phases out at higher incomes smart use of deductions & deferrals can keep you in the zone" @MrNQDC on X 2025-07-24 18:24:51 UTC 1178 followers, XXX engagements
"Wall Streets richest private equity sharks just found a new feeding ground: your 401(k) Selling tales of exclusivity Luring folks with FOMO But what theyre not saying could cost you millions I broke it down here:" @MrNQDC on X 2025-07-16 20:18:39 UTC 1177 followers, XXX engagements
"Already doing a Backdoor Roth Dont stop there Ask your employer if they allow the Mega Backdoor Roth It lets you stash up to $70K/year into a tax-free-forever pot inside your 401(k) A cheat code hiding in plain sight And ask HR about a Non Qualified Deferred Compensation (NQDC) plan These offer unlimited tax deferral for execs A powerful tool for high earners with long term planning in mind" @MrNQDC on X 2025-07-23 20:00:47 UTC 1174 followers, XXX engagements
"@DaveRamsey Even a high income doesnt make you wealthy .its what you keep that matters To get ahead: Skip the budgeting grind Pay yourself first Automate 401(k) IRA NQDC or brokerage savings Kill debt early Money you never see = money you wont miss" @MrNQDC on X 2025-07-24 14:01:10 UTC 1181 followers, XXX engagements
"Who else thinks I-Bonds are the most underrated move for high earners in high tax states like NY or CA Couples can stash away $20K at Treasury Direct No state or city tax Tax deferral X% real return Inflation hedge Backed by the US Govt Hard to beat if you dont need the cash for XX months Got a better low-risk play for idle cash If so why" @MrNQDC on X 2025-07-22 12:16:13 UTC 1181 followers, XXX engagements
"The difference between the right portfolio for the middle of your career vs when youre living off your investments Sequence of returns risk The danger zone Approaching retirement or in early stages of retirement Forced selling in a downturn = dollar cost averaging in reverse" @MrNQDC on X 2025-07-24 15:25:02 UTC 1181 followers, XXX engagements
"This is a master class in stock comp strategy .every RSU-heavy exec should read it @tkopelman and the AllStreet team call out the real world missteps they see all the time And how to fix them Just two of many gems: You're not actually blocked from selling during blackout periods. if you set up a 10b5-1 plan Holding $100K of vested stock but letting FOMO keep you from selling If $100K hit your account as a cash bonus today would you turn around & buy your companys stock with it If not you know what to do" @MrNQDC on X 2025-07-24 11:47:32 UTC 1176 followers, 2162 engagements
"@chicobeef Spot on Carlos Private equity is long on buzzwords & the ultimate fee machine for transferring wealth from the client to the PE manager" @MrNQDC on X 2025-07-25 20:15:56 UTC 1181 followers, XX engagements
"@TKopelman 💯 contributing enough to 401(k) to get the full match is unbeatable Immediate XXX% ROI .literally dollar-for-dollar After that those other moves including paying off your credit card are your highest ROI investments" @MrNQDC on X 2025-07-26 13:19:41 UTC 1181 followers, XX engagements
"You crush it in the boardroombut are you quietly losing a fortune with this X big money mistake Too many execs check the wrong box at enrollment then take their non-qualified deferred comp (NQDC) as a lump sum at retirement A $1M payout all in one year = $1M of taxable income Thats not tax deferral Thats a tax spike Instead spread distributions over time Stay in lower tax brackets and keep more of what you earned Thats the point of deferred comp" @MrNQDC on X 2025-07-23 16:22:51 UTC 1171 followers, XX engagements
"@Invested_In_You Having rented & bought houses multiple times. Most underestimate the true cost of home ownership Buyers overlook closing costs & underestimate how quickly all those one-time costs add up in the 1st yr after move-in" @MrNQDC on X 2025-07-26 12:12:26 UTC 1182 followers, XXX engagements
/creator/x::MrNQDC