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![MrNQDC Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1066609436.png) Mr NQDC [@MrNQDC](/creator/twitter/MrNQDC) on x 1174 followers
Created: 2025-07-23 20:00:47 UTC

Already doing a Backdoor Roth?

Don’t stop there

Ask your employer if they allow the Mega Backdoor Roth

It lets you stash up to $70K/year into a tax-free-forever pot inside your 401(k)

A cheat code hiding in plain sight

And ask HR about a Non Qualified Deferred Compensation (NQDC) plan 

These offer unlimited tax deferral for execs 

A powerful tool for high earners with long term planning in mind

![](https://pbs.twimg.com/media/GwkUsFxWsAAqPs_.jpg)

XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1948111067357290661/c:line.svg)

**Related Topics**
[tax bracket](/topic/tax-bracket)
[$70kyear](/topic/$70kyear)
[stash](/topic/stash)
[mega](/topic/mega)

[Post Link](https://x.com/MrNQDC/status/1948111067357290661)