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# ![@HanifBayat Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::949369311189139462.png) @HanifBayat Hanif Bayat

Hanif Bayat posts on X about avg, money, inflation, business loans the most. They currently have XXXXXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/twitter::949369311189139462/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::949369311189139462/c:line/m:interactions.svg)

- X Week XXXXXX -XX%
- X Month XXXXXXX -XX%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXX -XX%

### Mentions: X [#](/creator/twitter::949369311189139462/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::949369311189139462/c:line/m:posts_active.svg)

- X Week X -XX%
- X Month XX +13%
- X Months XX +3%
- X Year XXX +7.60%

### Followers: XXXXXX [#](/creator/twitter::949369311189139462/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::949369311189139462/c:line/m:followers.svg)

- X Week XXXXXX +0.07%
- X Month XXXXXX +0.88%
- X Months XXXXXX +12%
- X Year XXXXXX +31%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::949369311189139462/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::949369311189139462/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::949369311189139462/influence)
---

**Social category influence**
[stocks](/list/stocks)  XXXXX% [finance](/list/finance)  XXXXX% [technology brands](/list/technology-brands)  XXXX% [cryptocurrencies](/list/cryptocurrencies)  XXXX%

**Social topic influence**
[avg](/topic/avg) 9.52%, [money](/topic/money) 9.52%, [inflation](/topic/inflation) 9.52%, [business loans](/topic/business-loans) 4.76%, [nim](/topic/nim) 4.76%, [msft](/topic/msft) 4.76%, [$msft](/topic/$msft) 4.76%, [$37t](/topic/$37t) 4.76%, [$270b](/topic/$270b) 4.76%, [$360b](/topic/$360b) XXXX%

**Top accounts mentioned or mentioned by**
[@authenticstoic](/creator/undefined) [@globeandmail](/creator/undefined) [@bnnbloomberg](/creator/undefined) [@psixi2](/creator/undefined) [@benrabidoux](/creator/undefined) [@somwchi300](/creator/undefined) [@jcardinaj](/creator/undefined) [@blueskyinvestco](/creator/undefined) [@phfloor](/creator/undefined) [@spicydealsfs](/creator/undefined) [@glim1000](/creator/undefined)

**Top assets mentioned**
[Microsoft Corp. (MSFT)](/topic/$msft) [Bitcoin (BTC)](/topic/bitcoin)
### Top Social Posts [#](/creator/twitter::949369311189139462/posts)
---
Top posts by engagements in the last XX hours

"Net Interest Margin (NIM)- Big X Banks: 🔹Last X yrs: 1.39%1.75% (avg 1.5%) 🔹Pre-pandemic: XXX% 🔹Now: XXX% (more competition) U.S. Giants (J.P. Morgan BofA Citi): NIM: 1.99%2.58% driven by riskier portfolios (e.g. more business loans) 💡NIM is keybut not everything. Profitability also depends on: Lean operating costs Strong non-interest income Managed credit risk --------------------- Provided by Simply Know Your Options🔍"  
![@HanifBayat Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::949369311189139462.png) [@HanifBayat](/creator/x/HanifBayat) on [X](/post/tweet/1943441893318140155) 2025-07-10 22:47:09 UTC 10.8K followers, 2684 engagements


"📊Top XX Banks & Credit Unions in  by Assets: XX banks X banks X credit unions Barclays U.S. (subsidiary) No banksBBVA Mxico ranks 31st Top by Assets: 🥇JPMorgan: $4.4T 🥈BoA: $3.4T 🥉Citi: $2.6T Top by Market Cap: 🥇JPMorgan: $815B 🥈BoA: $360B 🥉Wells Fargo: $270B Total market cap: $3.7T $MSFT ------------------------ Provided by Simply Know Your Options🔍"  
![@HanifBayat Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::949369311189139462.png) [@HanifBayat](/creator/x/HanifBayat) on [X](/post/tweet/1948528984318243229) 2025-07-24 23:41:26 UTC 10.8K followers, 3396 engagements


"Top-performing investment of the 21st century In my @globeandmail piece since 2001 annual returns: 🪙Gold: XXXX% 🏠Real Estate (w/ rent): XXX% S&P XXX TR (in CAD): XXX% TSX TR: XXX% 🏠 Real Estate (no rent): XXX% 📊 Avg annual rates: Inflation (CPI): XXX% Money Supply: XXX% As money supply grows asset prices rise faster than income. 📰Read: ------------------------ Provided by Simply Know Your Options🔍"  
![@HanifBayat Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::949369311189139462.png) [@HanifBayat](/creator/x/HanifBayat) on [X](/post/tweet/1945525964844269760) 2025-07-16 16:48:30 UTC 10.8K followers, 85K engagements


"📺My Interview on Asset Inflation at @BNNBloomberg Since 2001: Major asset classes: X% CAGR Money supply growth: +7%/yr weaker $ Gold: XX increase Since 2015: Bitcoin led with a XXX return S&P XXX Total Return Real Estate & Gold Leverage Use: Only real estate allows for long-term high leverage through mortgages --------------------- Provided by Simply Know Your Options🔍"  
![@HanifBayat Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::949369311189139462.png) [@HanifBayat](/creator/x/HanifBayat) on [X](/post/tweet/1947692023923810722) 2025-07-22 16:15:39 UTC 10.8K followers, 19.1K engagements