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# ![@CardsavvyIndia Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1947877729090818048.png) @CardsavvyIndia CardSavvy India

CardSavvy India posts on X about india, credit cards, investment, stocks the most. They currently have XXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::1947877729090818048/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1947877729090818048/c:line/m:interactions.svg)

- X Week XXXXXX -XX%
- X Month XXXXXX +194%

### Mentions: XX [#](/creator/twitter::1947877729090818048/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1947877729090818048/c:line/m:posts_active.svg)

- X Week XX +28%
- X Month XX +26%

### Followers: XXX [#](/creator/twitter::1947877729090818048/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1947877729090818048/c:line/m:followers.svg)

- X Week XXX +6%
- X Month XXX +164%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::1947877729090818048/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1947877729090818048/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1947877729090818048/influence)
---

**Social category influence**
[countries](/list/countries)  [finance](/list/finance)  [exchanges](/list/exchanges) 

**Social topic influence**
[india](/topic/india), [credit cards](/topic/credit-cards) #600, [investment](/topic/investment), [stocks](/topic/stocks), [finance](/topic/finance) #2374, [longterm](/topic/longterm), [gst](/topic/gst) #124, [mindset](/topic/mindset), [marks](/topic/marks) #1023, [bluechip](/topic/bluechip)
### Top Social Posts [#](/creator/twitter::1947877729090818048/posts)
---
Top posts by engagements in the last XX hours

"@suritalreja I don't think this as a blunder They will issue new bonds and deliver what they have promised. The cycle repeats"  
[X Link](https://x.com/CardsavvyIndia/status/1979255608504389901) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-17T18:38Z XXX followers, 7028 engagements


"Maximum Credit Cards Per Individual - Major Indian Banks (As of Oct 2025) This table summarizes the credit card holding policies of major Indian banks based on user experiences and stated policies. #banknifty #AxisBank #hdfc"  
[X Link](https://x.com/CardsavvyIndia/status/1975418355021717893) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-07T04:30Z XXX followers, 9925 engagements


"๐Ÿ“ฑ Option 3: Digital Gold Pros: โœ… Start with just X investment โœ… 24/7 buying/selling โœ… No storage hassles โœ… Can convert to physical gold โœ… XXXXX% purity assured Cons: โŒ GST: X% on purchase โŒ Buy-sell spread: 2-3% โŒ Platform dependency risk"  
[X Link](https://x.com/CardsavvyIndia/status/1976135855321325988) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-09T04:01Z XXX followers, XXX engagements


"๐Ÿ“Š Option 4: Gold ETFs Pros: โœ… No GST on purchase โœ… SEBI regulated transparency โœ… High liquidity during market hours โœ… No storage required โœ… Can buy fractional units Cons: โŒ Need Demat account โŒ Annual expense ratio: 0.35-1% โŒ Brokerage charges apply โŒ No physical conversion option"  
[X Link](https://x.com/CardsavvyIndia/status/1976135857707856013) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-09T04:01Z XXX followers, XXX engagements


"๐Ÿ› Option 5: Sovereign Gold Bonds (SGBs) Pros: โœ… Government backing - safest option โœ… XXX% annual interest (paid semi-annually) โœ… Tax-free gains if held till maturity (8 years) โœ… No annual charges Cons: โŒ 5-year lock-in period โŒ Limited liquidity โŒ Interest income taxable as per slab โŒ 4kg annual purchase limit"  
[X Link](https://x.com/CardsavvyIndia/status/1976135860228657336) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-09T04:01Z XXX followers, XXX engagements


"๐Ÿ“ˆ Option 6: Gold Mutual Funds Pros: โœ… Professional fund management โœ… No Demat account needed โœ… SIP option available โœ… Regulated by SEBI Cons: โŒ Higher expense ratio: 1-2.5% โŒ Fund manager risk โŒ No physical conversion โŒ Exit load may apply"  
[X Link](https://x.com/CardsavvyIndia/status/1976135862749442505) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-09T04:01Z XXX followers, XXX engagements


"This is the only Gold Investment guide you'll ever need. ๐Ÿงต It masterfully compares all X options and reveals the sneaky fees most people miss. To make it even easier I created this handy comparison table. Save yourself hours of research. Read this. #GoldETF #SovereignGoldBond #Investing #Finance"  
[X Link](https://x.com/CardsavvyIndia/status/1976186182108094716) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-09T07:21Z XXX followers, 10.6K engagements


"You can sell it anytime ๐Ÿ˜œ but buying it at premium right now I personally don't recommend Agree with expense ratio part Regarding monetization scheme need to study on that Didn't miss the extra discount part didn't mention in this thread Gave a hint as iykyk ๐Ÿ‘‡"  
[X Link](https://x.com/CardsavvyIndia/status/1976514270331535437) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-10T05:04Z XXX followers, XXX engagements


"๐ŸŽฏ Step 1: Foundation Building - Download all bank apps credit bureau apps - Calculate true cost of each card (fees vs benefits) - Set up auto-pay for ALL credit cards Foundation rule: You can't optimize what you don't track Winter Arc mindset: Discipline over convenience"  
[X Link](https://x.com/CardsavvyIndia/status/1978048121495298529) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-14T10:39Z XXX followers, XXX engagements


"Blinkit x zomato Order above rs XXX and get a zomato voucher worth XXX Check your blinkit account. #Blinkit #Zomato"  
[X Link](https://x.com/CardsavvyIndia/status/1979104364221350080) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-17T08:37Z XXX followers, XXX engagements


"๐Ÿ“… Muhurat Trading 2025 - Historic Change Date: Tuesday XX October 2025 Time: 1:45 PM to 2:45 PM (AFTERNOON) First time in decades - moved from evening to afternoon Pre-open: 1:30 PM - 1:45 PM Main session: 1:45 PM - 2:45 PM Closing: 2:55 PM - 3:05 PM"  
[X Link](https://x.com/CardsavvyIndia/status/1979751321722122432) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-19T03:27Z XXX followers, XX engagements


"๐ŸŽฏ Hidden Costs Most People Miss: Physical Gold: Locker rent: 3K-15K annually Insurance: 0.1-0.5% of value Buyback deduction: 8-12% Digital Gold: Storage charges after X years Platform closure risk ETFs: Demat AMC: 300-500 annually"  
[X Link](https://x.com/CardsavvyIndia/status/1976135865219846437) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-09T04:01Z XXX followers, XXX engagements


"Liquidity Comparison: Instant (Market Hours): Gold ETFs: Best liquidity Same Day: Digital Gold: 24/7 access 2-7 Days: Physical coins/bars Weeks: Jewelry (due to making charges) SGBs (secondary market)"  
[X Link](https://x.com/CardsavvyIndia/status/1976135867480649766) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-09T04:01Z XXX followers, XXX engagements


"๐Ÿงต Stop Paying 800+ Monthly Keep Multiple SIMs Active for Just 50/Month ๐Ÿ“ฑ ๐Ÿ’ธ Maintaining 2-3 SIMs is costing Indians 600-900 monthly just for basic validity I discovered LEGAL tricks to keep ALL your SIMs active for under 200/month total. No more missed OTPs or dead numbers. Here's the strategy ๐Ÿ‘‡"  
[X Link](https://x.com/CardsavvyIndia/status/1976855233310417083) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-11T03:39Z XXX followers, 3035 engagements


"๐Ÿงต Your Credit Card Got Cloned Here's Your Complete Action Plan (Save Lives & Money) ๐Ÿšจ ๐Ÿšจ URGENT: If your credit card is cloned the first X hours determine if you'll recover your money or lose it forever I've compiled the EXACT step-by-step action plan from RBI guidelines that banks DON'T want you to know. This can save you 50000+ in fraud losses ๐Ÿ‘‡"  
[X Link](https://x.com/CardsavvyIndia/status/1978678898561876190) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-16T04:26Z XXX followers, 8065 engagements


"๐Ÿงต Muhurat Trading 2025: The One Hour That Shapes Your Financial Year ๐Ÿช” ๐Ÿช” In just ONE HOUR on Oct XX millions of Indians will participate in the most auspicious stock market ritual of the year Muhurat Trading isn't just about buying stocks - it's a 68-year-old tradition where faith meets finance. Here's everything you need to know ๐Ÿ‘‡"  
[X Link](https://x.com/CardsavvyIndia/status/1979751318727073938) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-19T03:27Z XXX followers, 1004 engagements


"๐ŸŽฏ What is Muhurat Trading "Muhurat" = Auspicious Time in Sanskrit A one-hour special trading session on Diwali when: โœ… BSE & NSE open for symbolic trading โœ… Marks start of Hindu New Year (Samvat 2082) โœ… Coincides with Lakshmi Puja Only in India - nowhere else in the world"  
[X Link](https://x.com/CardsavvyIndia/status/1979751324532306364) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-19T03:27Z XXX followers, XX engagements


"๐Ÿ“œ The 68-Year Tradition (Since 1957): Started by: Bombay Stock Exchange in 1957 NSE joined: 1992 Cultural roots: Diwali marks Hindu New Year for trading communities Lakshmi Puja performed at exchanges Brokers worship account books with coins Rangoli & diyas decorate trading floors"  
[X Link](https://x.com/CardsavvyIndia/status/1979751327035998297) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-19T03:27Z XXX followers, XX engagements


"๐Ÿ™ Why Is It Considered Auspicious Belief system: Planetary alignments favor positive outcomes Investments made = blessings of Goddess Lakshmi Start of the financial year with divine grace Token investments for children held long-term Faith + Finance = Muhurat Trading"  
[X Link](https://x.com/CardsavvyIndia/status/1979751329515114791) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-19T03:27Z XXX followers, XX engagements


"๐Ÿ’ฐ What Investors Actually Do: Symbolic gestures: Buy blue-chip stocks for long-term holding Purchase shares in children's names Open new trading accounts Book small intraday profits as a "good omen" It's about positive sentiment not quick gains"  
[X Link](https://x.com/CardsavvyIndia/status/1979751331998151130) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-19T03:27Z XXX followers, XX engagements


"๐Ÿ“Š Historical Market Behavior: 5-year trend: Markets consistently bullish during Muhurat session Why High buying sentiment (minimal selling Fresh capital inflows post-Diwali bonus Optimistic investor mood Cultural belief translates to real buying pressure Sensex typically closes higher"  
[X Link](https://x.com/CardsavvyIndia/status/1979751334870921573) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-19T03:27Z XXX followers, XX engagements


"๐ŸŽฏ Smart Investor Strategies: For beginners: Observe and learn market dynamics Make small symbolic investment Focus on quality blue-chip stocks For experienced: Pre-planned buy lists ready Focus on fundamentals over hype Long-term holding mindset"  
[X Link](https://x.com/CardsavvyIndia/status/1979751337358393744) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-19T03:27Z XXX followers, XX engagements


"Struggling with credit cards and personal finance This week's TOP threads have answers ๐ŸŽฏ From Dynamic Airfares to Cashback card comparisons - these X threads solve real problems Let's learn together ๐Ÿ‘‡"  
[X Link](https://x.com/CardsavvyIndia/status/1980111119625638191) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-20T03:17Z XXX followers, XXX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@CardsavvyIndia Avatar @CardsavvyIndia CardSavvy India

CardSavvy India posts on X about india, credit cards, investment, stocks the most. They currently have XXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

Engagements: XXXXX #

Engagements Line Chart

  • X Week XXXXXX -XX%
  • X Month XXXXXX +194%

Mentions: XX #

Mentions Line Chart

  • X Week XX +28%
  • X Month XX +26%

Followers: XXX #

Followers Line Chart

  • X Week XXX +6%
  • X Month XXX +164%

CreatorRank: XXXXXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence countries finance exchanges

Social topic influence india, credit cards #600, investment, stocks, finance #2374, longterm, gst #124, mindset, marks #1023, bluechip

Top Social Posts #


Top posts by engagements in the last XX hours

"@suritalreja I don't think this as a blunder They will issue new bonds and deliver what they have promised. The cycle repeats"
X Link @CardsavvyIndia 2025-10-17T18:38Z XXX followers, 7028 engagements

"Maximum Credit Cards Per Individual - Major Indian Banks (As of Oct 2025) This table summarizes the credit card holding policies of major Indian banks based on user experiences and stated policies. #banknifty #AxisBank #hdfc"
X Link @CardsavvyIndia 2025-10-07T04:30Z XXX followers, 9925 engagements

"๐Ÿ“ฑ Option 3: Digital Gold Pros: โœ… Start with just X investment โœ… 24/7 buying/selling โœ… No storage hassles โœ… Can convert to physical gold โœ… XXXXX% purity assured Cons: โŒ GST: X% on purchase โŒ Buy-sell spread: 2-3% โŒ Platform dependency risk"
X Link @CardsavvyIndia 2025-10-09T04:01Z XXX followers, XXX engagements

"๐Ÿ“Š Option 4: Gold ETFs Pros: โœ… No GST on purchase โœ… SEBI regulated transparency โœ… High liquidity during market hours โœ… No storage required โœ… Can buy fractional units Cons: โŒ Need Demat account โŒ Annual expense ratio: 0.35-1% โŒ Brokerage charges apply โŒ No physical conversion option"
X Link @CardsavvyIndia 2025-10-09T04:01Z XXX followers, XXX engagements

"๐Ÿ› Option 5: Sovereign Gold Bonds (SGBs) Pros: โœ… Government backing - safest option โœ… XXX% annual interest (paid semi-annually) โœ… Tax-free gains if held till maturity (8 years) โœ… No annual charges Cons: โŒ 5-year lock-in period โŒ Limited liquidity โŒ Interest income taxable as per slab โŒ 4kg annual purchase limit"
X Link @CardsavvyIndia 2025-10-09T04:01Z XXX followers, XXX engagements

"๐Ÿ“ˆ Option 6: Gold Mutual Funds Pros: โœ… Professional fund management โœ… No Demat account needed โœ… SIP option available โœ… Regulated by SEBI Cons: โŒ Higher expense ratio: 1-2.5% โŒ Fund manager risk โŒ No physical conversion โŒ Exit load may apply"
X Link @CardsavvyIndia 2025-10-09T04:01Z XXX followers, XXX engagements

"This is the only Gold Investment guide you'll ever need. ๐Ÿงต It masterfully compares all X options and reveals the sneaky fees most people miss. To make it even easier I created this handy comparison table. Save yourself hours of research. Read this. #GoldETF #SovereignGoldBond #Investing #Finance"
X Link @CardsavvyIndia 2025-10-09T07:21Z XXX followers, 10.6K engagements

"You can sell it anytime ๐Ÿ˜œ but buying it at premium right now I personally don't recommend Agree with expense ratio part Regarding monetization scheme need to study on that Didn't miss the extra discount part didn't mention in this thread Gave a hint as iykyk ๐Ÿ‘‡"
X Link @CardsavvyIndia 2025-10-10T05:04Z XXX followers, XXX engagements

"๐ŸŽฏ Step 1: Foundation Building - Download all bank apps credit bureau apps - Calculate true cost of each card (fees vs benefits) - Set up auto-pay for ALL credit cards Foundation rule: You can't optimize what you don't track Winter Arc mindset: Discipline over convenience"
X Link @CardsavvyIndia 2025-10-14T10:39Z XXX followers, XXX engagements

"Blinkit x zomato Order above rs XXX and get a zomato voucher worth XXX Check your blinkit account. #Blinkit #Zomato"
X Link @CardsavvyIndia 2025-10-17T08:37Z XXX followers, XXX engagements

"๐Ÿ“… Muhurat Trading 2025 - Historic Change Date: Tuesday XX October 2025 Time: 1:45 PM to 2:45 PM (AFTERNOON) First time in decades - moved from evening to afternoon Pre-open: 1:30 PM - 1:45 PM Main session: 1:45 PM - 2:45 PM Closing: 2:55 PM - 3:05 PM"
X Link @CardsavvyIndia 2025-10-19T03:27Z XXX followers, XX engagements

"๐ŸŽฏ Hidden Costs Most People Miss: Physical Gold: Locker rent: 3K-15K annually Insurance: 0.1-0.5% of value Buyback deduction: 8-12% Digital Gold: Storage charges after X years Platform closure risk ETFs: Demat AMC: 300-500 annually"
X Link @CardsavvyIndia 2025-10-09T04:01Z XXX followers, XXX engagements

"Liquidity Comparison: Instant (Market Hours): Gold ETFs: Best liquidity Same Day: Digital Gold: 24/7 access 2-7 Days: Physical coins/bars Weeks: Jewelry (due to making charges) SGBs (secondary market)"
X Link @CardsavvyIndia 2025-10-09T04:01Z XXX followers, XXX engagements

"๐Ÿงต Stop Paying 800+ Monthly Keep Multiple SIMs Active for Just 50/Month ๐Ÿ“ฑ ๐Ÿ’ธ Maintaining 2-3 SIMs is costing Indians 600-900 monthly just for basic validity I discovered LEGAL tricks to keep ALL your SIMs active for under 200/month total. No more missed OTPs or dead numbers. Here's the strategy ๐Ÿ‘‡"
X Link @CardsavvyIndia 2025-10-11T03:39Z XXX followers, 3035 engagements

"๐Ÿงต Your Credit Card Got Cloned Here's Your Complete Action Plan (Save Lives & Money) ๐Ÿšจ ๐Ÿšจ URGENT: If your credit card is cloned the first X hours determine if you'll recover your money or lose it forever I've compiled the EXACT step-by-step action plan from RBI guidelines that banks DON'T want you to know. This can save you 50000+ in fraud losses ๐Ÿ‘‡"
X Link @CardsavvyIndia 2025-10-16T04:26Z XXX followers, 8065 engagements

"๐Ÿงต Muhurat Trading 2025: The One Hour That Shapes Your Financial Year ๐Ÿช” ๐Ÿช” In just ONE HOUR on Oct XX millions of Indians will participate in the most auspicious stock market ritual of the year Muhurat Trading isn't just about buying stocks - it's a 68-year-old tradition where faith meets finance. Here's everything you need to know ๐Ÿ‘‡"
X Link @CardsavvyIndia 2025-10-19T03:27Z XXX followers, 1004 engagements

"๐ŸŽฏ What is Muhurat Trading "Muhurat" = Auspicious Time in Sanskrit A one-hour special trading session on Diwali when: โœ… BSE & NSE open for symbolic trading โœ… Marks start of Hindu New Year (Samvat 2082) โœ… Coincides with Lakshmi Puja Only in India - nowhere else in the world"
X Link @CardsavvyIndia 2025-10-19T03:27Z XXX followers, XX engagements

"๐Ÿ“œ The 68-Year Tradition (Since 1957): Started by: Bombay Stock Exchange in 1957 NSE joined: 1992 Cultural roots: Diwali marks Hindu New Year for trading communities Lakshmi Puja performed at exchanges Brokers worship account books with coins Rangoli & diyas decorate trading floors"
X Link @CardsavvyIndia 2025-10-19T03:27Z XXX followers, XX engagements

"๐Ÿ™ Why Is It Considered Auspicious Belief system: Planetary alignments favor positive outcomes Investments made = blessings of Goddess Lakshmi Start of the financial year with divine grace Token investments for children held long-term Faith + Finance = Muhurat Trading"
X Link @CardsavvyIndia 2025-10-19T03:27Z XXX followers, XX engagements

"๐Ÿ’ฐ What Investors Actually Do: Symbolic gestures: Buy blue-chip stocks for long-term holding Purchase shares in children's names Open new trading accounts Book small intraday profits as a "good omen" It's about positive sentiment not quick gains"
X Link @CardsavvyIndia 2025-10-19T03:27Z XXX followers, XX engagements

"๐Ÿ“Š Historical Market Behavior: 5-year trend: Markets consistently bullish during Muhurat session Why High buying sentiment (minimal selling Fresh capital inflows post-Diwali bonus Optimistic investor mood Cultural belief translates to real buying pressure Sensex typically closes higher"
X Link @CardsavvyIndia 2025-10-19T03:27Z XXX followers, XX engagements

"๐ŸŽฏ Smart Investor Strategies: For beginners: Observe and learn market dynamics Make small symbolic investment Focus on quality blue-chip stocks For experienced: Pre-planned buy lists ready Focus on fundamentals over hype Long-term holding mindset"
X Link @CardsavvyIndia 2025-10-19T03:27Z XXX followers, XX engagements

"Struggling with credit cards and personal finance This week's TOP threads have answers ๐ŸŽฏ From Dynamic Airfares to Cashback card comparisons - these X threads solve real problems Let's learn together ๐Ÿ‘‡"
X Link @CardsavvyIndia 2025-10-20T03:17Z XXX followers, XXX engagements

creator/x::CardsavvyIndia
/creator/x::CardsavvyIndia