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[@cheruiyotkb](/creator/twitter/cheruiyotkb)
"That's Sh 13M 🤦 Well the first $100K is almost impossible. The next $100K takes almost half the time. The one after that is even faster. The journey from $X to $100K is the hardest part. Don't quit before compounding starts doing the heavy lifting"  
[X Link](https://x.com/cheruiyotkb/status/1976868875426795880) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-11T04:34Z 194.8K followers, 5628 engagements


"@19ODHIAMBO Links for opening money market accounts: Sanlam ICEA LION CIC"  
[X Link](https://x.com/cheruiyotkb/status/1977974074946318385) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-14T05:45Z 194.8K followers, 2599 engagements


"Most people focus only on their income statement thinking in terms of a salary and measuring progress by how much they earn rather than how much they keep and grow"  
[X Link](https://x.com/cheruiyotkb/status/1970454379321782716) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-09-23T11:45Z 194.8K followers, 2828 engagements


"Happy New Month 💕 Kickstart your finances with @TheAbojani October Masterclass. Lots of value addition to these topics: ☑ Stocks ☑ Treasury bills ☑ Treasury bonds ☑ SACCOs ☑ Unit Trusts ☑ Budgeting ☑ Debt Management Set a foundation for new year investment resolutions"  
[X Link](https://x.com/cheruiyotkb/status/1973220888314106103) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-01T02:58Z 194.8K followers, 2986 engagements


"Every new week presents a chance to outdo the man you've been last week. Set goals crush them and then raise the bar. Complacency is the enemy of greatness. Never settle never stagnate - relentlessly pursue your own evolution. You have all you need to soar. #HappyNewWeek 🎊"  
[X Link](https://x.com/cheruiyotkb/status/1977598978251272286) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-13T04:55Z 194.8K followers, 4759 engagements


"You can open a CDS account and start following particular businesses whose products you consume regularly eg. Safaricom NCBA or Total. Making scheduled purchases of these stocks and studying share price movements will soon make you learn stock trading or dividend investing"  
[X Link](https://x.com/cheruiyotkb/status/1977671378993062158) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-13T09:42Z 194.8K followers, 3384 engagements


"Accumulated savings of Sh 100000 or more can be put in treasury bonds earning at least XXXX% annual interests. Investing Sh 500000 in a T-Bond for instance will earn you Sh 31000 every six months for the entire duration of the bond"  
[X Link](https://x.com/cheruiyotkb/status/1977671898487001599) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-13T09:44Z 194.8K followers, 3117 engagements


"Keeping just Sh 6000 every month in a unit trust fund that returns just XX% p.a accumulates to Sh 500K in X years. What can Sh 0.5M do There are lots of options: buy a hatchback for Uber business buy a 50x100 plot for own residence or rental units invest in a special (hedge) fund for XX% annual interests buy half an acre land for poultry vegetable dairy goat or cattle farming buy primary building materials for a 3-BR 🏡 in your plot acquire a working permit travel documents and plane ticket for a Sh 100K p.m job overseas It all depends on what you understand best 💯"  
[X Link](https://x.com/cheruiyotkb/status/1977953972682887361) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-14T04:25Z 194.8K followers, 61K engagements


"Lifestyle upgrades feel harmless in the moment but they quietly turn every income raise into a trap that keeps you stuck on the same financial position. This phenomenon often called lifestyle inflation is a silent killer of financial freedom. It ensures your expenses always keep pace with your earnings never leaving a surplus for investment"  
[X Link](https://x.com/cheruiyotkb/status/1978756071213707439) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-16T09:33Z 194.8K followers, 10.7K engagements


"You are built in the fire. Embrace the flames. Rise and own your throne. X. Time is on your side use it - Youre not late. Youre in training. Keep sharpening your sword. X. Failure is the tuition fee for success - Every loss teaches you the game. Pay attention level up and reload. X. Forget society rules - build your own path - There is no deadline for greatness. Hustle learn adaptyour time will come. X. Pray like a saint work like a savage - Faith and discipline are the deadliest combo. Pray then execute. X. Your comeback will be your revenge - Every setback is just the setup for your rise."  
[X Link](https://x.com/cheruiyotkb/status/1978675466039877809) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-16T04:12Z 194.8K followers, 11.4K engagements


"Harry Belafonte's Jamaica Farewell has immortalized Baba in the hearts of many. He won't be around for many a day - nay forever - but his spirit lives on in the Kenyan consciousness. @RailaOdinga will continue influencing Kenyan politics from the grave. Rest In Power Jakom 🌹"  
[X Link](https://x.com/cheruiyotkb/status/1979777925139341361) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-19T05:13Z 194.8K followers, 39K engagements


"@Invest_Chris97 @georgediano Huyo hawezi sikia akiona light skins 😅"  
[X Link](https://x.com/cheruiyotkb/status/1979900183585427968) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-19T13:19Z 194.8K followers, 1379 engagements


"It's about the suitor's background not the daughter's fantasies. Jakom's firstborn Rosemary got married at XX y/o to an ordinary Bunyore family in 2004 but the marriage didn't last X years. Often the husband can't match up to the wife's domineering parentage"  
[X Link](https://x.com/cheruiyotkb/status/1979906655530721331) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-19T13:45Z 194.8K followers, 17.9K engagements


"#WealthWednesday Sh200K kept in an ordinary bank account earns less than Sh200 a year. Sh200K kept in a money market fund can earn about Sh22000 a year. Sh200K invested in SACCO deposits can earn about Sh24000 a year. Sh200K invested in infrastructure bonds can earn Sh26000 a year. Sh200K invested in your own business at risks you understand can earn whatever you envision"  
[X Link](https://x.com/cheruiyotkb/status/1978320497138921674) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-15T04:42Z 194.8K followers, 56K engagements


"7 stages of wealth: X In debt X Hand-to-mouth X Some savings X X months of expenses savings X Some cash flow investments X Passive income covers some expenses X Financial freedom Cruising through the stages is intentional. It's your raw desire to build generational wealth"  
[X Link](https://x.com/cheruiyotkb/status/1977244603985125395) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-12T05:27Z 194.8K followers, 15.6K engagements


"On the NCBA Bank Group vs. Standard Bank Group (via Stanbic Holdings KE) matter is it a merger or an acquisition Going by Standard Bank Group style they first merge then later acquire fully resulting in their branding. Remember Cfc Stanbic KE then Stanbic Holdings KE and CfC Liberty Insurance Group then Liberty Holdings. It's not yet clear whether they will take a major controlling stake and leave NCBA to run like National Bank & Access Bank or Co-op Bank & Kingdom arrangement. If they do so NCBA will remain listed on the NSE but with a new shareholding structure. Standard Bank Group could"  
[X Link](https://x.com/cheruiyotkb/status/1978386400828334493) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-15T09:04Z 194.8K followers, 30.7K engagements


"The enigma had his final handshake With the Supreme Deity Cry the beloved country The revolution hero may be no more But long lives the revolution dream. The pearly gates await To embrace a great son of Kenya A never-say-die statesman Rest In Power Your Excellency 🪽"  
[X Link](https://x.com/cheruiyotkb/status/1979774055998685523) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-19T04:58Z 194.8K followers, 4461 engagements


"@grok @eliudcapt @masaku_ You are out of order @grok 🤣 That's Elizabeth Macheka Tsvangirai widow and second wife to former Zimbabwean Prime Minister Rt. Hon. Morgan Tsvangirai"  
[X Link](https://x.com/cheruiyotkb/status/1979940599416443248) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-19T15:59Z 194.8K followers, XXX engagements


"@Mwangechos @georgediano How much do you have to stake 😊"  
[X Link](https://x.com/cheruiyotkb/status/1979965568116515237) [@cheruiyotkb](/creator/x/cheruiyotkb) 2025-10-19T17:39Z 194.8K followers, XXX engagements