[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @cheruiyotkb cheruiyotkb cheruiyotkb posts on X about money, stocks, dividend, investment the most. They currently have XXXXXXX followers and 4480 posts still getting attention that total XXXXXX engagements in the last XX hours. ### Engagements: XXXXXX [#](/creator/twitter::1940334218/interactions)  - X Week XXXXXX -XXXX% - X Month XXXXXXX -XXXX% - X Months XXXXXXXXX -XX% - X Year XXXXXXXXXX -XX% ### Mentions: XX [#](/creator/twitter::1940334218/posts_active)  - X Month XX -XX% - X Months XXX -XX% - X Year XXXXX -XX% ### Followers: XXXXXXX [#](/creator/twitter::1940334218/followers)  - X Week XXXXXXX +0.23% - X Month XXXXXXX +0.62% - X Months XXXXXXX +5.40% - X Year XXXXXXX +17% ### CreatorRank: XXXXXXX [#](/creator/twitter::1940334218/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) #5163 [vc firms](/list/vc-firms) [ncaa football](/list/ncaa-football) [countries](/list/countries) [cryptocurrencies](/list/cryptocurrencies) **Social topic influence** [money](/topic/money), [stocks](/topic/stocks) #580, [dividend](/topic/dividend) #313, [investment](/topic/investment) #356, [cash flow](/topic/cash-flow) #46, [flow](/topic/flow) #1187, [capital gains](/topic/capital-gains) #4, [saving](/topic/saving) #739, [inflation](/topic/inflation) #880, [at least](/topic/at-least) **Top accounts mentioned or mentioned by** [@theabojani](/creator/undefined) [@cicgroupplc](/creator/undefined) [@mytradesignals](/creator/undefined) [@aibaxysafrica](/creator/undefined) [@adoyoevans](/creator/undefined) [@chibolis](/creator/undefined) [@mtucreativity](/creator/undefined) [@grok](/creator/undefined) [@cdsckenya](/creator/undefined) [@mwangocapital](/creator/undefined) [@britamea](/creator/undefined) [@nseinvestors](/creator/undefined) [@mihrthakar](/creator/undefined) [@icealion](/creator/undefined) [@ncbabankkenya](/creator/undefined) [@kennekai](/creator/undefined) [@absakenya](/creator/undefined) [@nseplc](/creator/undefined) [@kasivamutisya](/creator/undefined) [@jubileeinske](/creator/undefined) **Top assets mentioned** [Life Crypto (LIFE)](/topic/life-crypto) ### Top Social Posts Top posts by engagements in the last XX hours "While investing there is no magic formula to building your wealth over the long term. It's really basic: always spend less than you earn and invest the rest. Then reinvest the returns in different asset classes. Diversify into stocks cash bonds and commodities or real estate" [X Link](https://x.com/cheruiyotkb/status/1994628854023868580) 2025-11-29T04:45Z 196.7K followers, 6318 engagements "This new month strive to use your income to Pay bills Pay off debts Build social capital Add to investments Add to emergency fund Keep the rest for yourself This is the formula to derive job satisfaction and enjoy the journey to wealth as well as the destiny" [X Link](https://x.com/cheruiyotkb/status/1995366527709679775) 2025-12-01T05:37Z 196.7K followers, 12.6K engagements "Accelerate your financial wellness: X. Avoid unnecessary lifestyle inflation and buy assets instead. X. Pay yourself first - save/invest at least XX% of your income. X. Invest in assets that grow in value - stocks land dollar funds etc. X. Improve your cash inflows by making additional +20% every year. X. Know where your money goes - budget. X. Never stop learning new skills. The mind is your best asset" [X Link](https://x.com/cheruiyotkb/status/1996458209159049532) 2025-12-04T05:55Z 196.7K followers, 15.7K engagements "Cutting over-reliance on a single income source starts with building some cash flow assets like dividend and growth stocks treasury bonds unit trusts SACCO deposits and share capital etc. #LevelUp January Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1996459237933768770) 2025-12-04T05:59Z 196.7K followers, 2240 engagements "Be a builder: Build your skills Build your knowledge Build income streams Build your experiences Build a successful career Build your circle of friends Build brands and businesses Build your savings & investments" [X Link](https://x.com/cheruiyotkb/status/1997544240805564565) 2025-12-07T05:50Z 196.7K followers, 9895 engagements "Stima SACCO shares worth Sh 24000 on sale at Sh 20000. Build your share capital at a discount. DM if interested" [X Link](https://x.com/cheruiyotkb/status/1877033784488464411) 2025-01-08T16:45Z 196.3K followers, 31.1K engagements "You rarely become wealthy by chance. And even if you come to sudden wealth by either marrying into it or inheriting it only these money hacks will allow you to keep growing: Budgeting Saving money Paying off debt Investing wisely Diversifying income streams Staying focused on what matters" [X Link](https://x.com/cheruiyotkb/status/1993934885703094366) 2025-11-27T06:48Z 196.3K followers, 8498 engagements "@timmnguoh @AIB_AXYSAfrica HF has huge potential to ride above XX especially as their profits rise continuously" [X Link](https://x.com/cheruiyotkb/status/1996465105194868992) 2025-12-04T06:22Z 196.3K followers, XX engagements "There are always two situations: You own assets (stocks real estate businesses) and are doing well. You have salary income but no assets and are falling behind as living costs rise. Lifestyle creep fuels spending & debt. The inner you worries about stability. Do better" [X Link](https://x.com/cheruiyotkb/status/1996815816696766523) 2025-12-05T05:36Z 196.3K followers, 2145 engagements "Even if you keep cash safely in a bank account it still get nibbled through inflation and fees. Do not let your money sit idle. Invest in money market funds and other assets that grow faster than inflation and multiple currencies so your future isn't tied only to the shilling" [X Link](https://x.com/cheruiyotkb/status/1996826415803613419) 2025-12-05T06:18Z 196.3K followers, 3079 engagements "Some key financial skills teens should learn include: - Budgeting: Managing income and expenses - Saving: Setting aside money for short-term and long-term goals - Investing: Understanding investment options and risks - Earning: Exploring ways to earn money such as part-time jobs or freelancing" [X Link](https://x.com/cheruiyotkb/status/1995000923802755255) 2025-11-30T05:24Z 196.4K followers, 3970 engagements "When you master budgeting youll solve most of your money problems. ✓Keep savings for everyday needs ✓Ask questions before investing ✓Grow your emergency funds ✓Learn to say no ✓Dont make emotional purchases ✓Keep sudden money for at least XX hours before you spend" [X Link](https://x.com/cheruiyotkb/status/1995395367198720058) 2025-12-01T07:31Z 196.4K followers, 1933 engagements "Financial literacy is self-care No one cares about your money more than you. Ignoring it causes stress" [X Link](https://x.com/cheruiyotkb/status/1995727982564979175) 2025-12-02T05:33Z 196.4K followers, 2058 engagements "A reminder that ⚡Your first Ksh 200000 will be as a result of YOU working hard. ⚡Your first Ksh 2000000 will be a result of YOUR money working harder for you. #Lesson: Put in the hard work upfront so that your investments can do the heavy lifting for you later" [X Link](https://x.com/cheruiyotkb/status/1773575323038208202) 2024-03-29T04:58Z 196.5K followers, 16.8K engagements "Investing a little of your money now can set you up for the rest of your life. - Crypto - Stocks - Dividends - Real estate Take XX% of your income and put it straight into investments. Your future self will thank you for it" [X Link](https://x.com/cheruiyotkb/status/1990990226953539704) 2025-11-19T03:47Z 196.5K followers, 5569 engagements "To build lasting wealth your money needs to work for you through investments that grow over time: X. Dividend stocks X. Treasury Bills X. Unit Trusts X. Derivatives X. Saccos X. Treasury Bonds X. Fixed Deposit Accounts X. Real Estate Investment Trusts Join the @TheAbojani January Masterclass and level up your personal finances and investments" [X Link](https://x.com/cheruiyotkb/status/1992518758099771419) 2025-11-23T09:01Z 196.5K followers, 2219 engagements "CORPORATE BONDS 1O1 A case study of Safaricom Medium Term Note Kenyas investment landscape is changing quietly but powerfully. For years retail investors have leaned heavily toward money markets and infrastructure bonds since they are safe familiar even predictable. But something interesting is happening corporate bonds are slowly returning to the conversation and Safaricom just became the newest signal that this market deserves another look. Read more here:" [X Link](https://x.com/cheruiyotkb/status/1994292615584317571) 2025-11-28T06:29Z 196.5K followers, 14K engagements "Every new month presents a chance to outdo the man you've been in November. Set goals crush them then raise the bar. Complacency is the enemy of greatness. Never settle never stagnate - relentlessly pursue your own evolution. You have all you need to soar. #HappyNewMonth 🎊" [X Link](https://x.com/cheruiyotkb/status/1995366398197907834) 2025-12-01T05:36Z 196.5K followers, 2328 engagements "A shares CDS account helps you take advantage of price reversals of key dividend stocks like ABSA Co-op Carbacid NCBA Stanbic and Standard Chartered; and quality growth stocks like Equity I&M KCB Safaricom and Kengen. Open with @AIB_AXYSAfrica 👇" [X Link](https://x.com/cheruiyotkb/status/1995396418568065439) 2025-12-01T07:35Z 196.5K followers, 7209 engagements "Share prices are quite high now but if speculating on low cap stocks you can look at HAFR FTGH & KQ. Don't expect dividend on these but some upward price movement in a few months could earn good capital gains. Other stocks like Britam KENRE and Sanlam have short term price swings you can gain most on quantity held. For long term hold on quality chips ABSA BKG Co-op Carbacid I&M Kengen and KPLC" [X Link](https://x.com/cheruiyotkb/status/1995700482862457235) 2025-12-02T03:44Z 196.5K followers, XX engagements "Savings can feel impossible with small income. Treat your savings as a fixed bill. Pay yourself first each month just like rent. Then convert part of it to investments. It can be Sh 1000 in a unit trust fund; every month or Sh 3000 in a dividend stock; every quarter" [X Link](https://x.com/cheruiyotkb/status/1995729515469783061) 2025-12-02T05:39Z 196.5K followers, 6140 engagements "If speculating on low-cap stocks you can look at HAFR under XXXX or FTGH under XXXX. Also KQ under XXXX. Don't expect dividend on these but some upward price movement in a few months could earn good capital gains. I've made decent money on Uchumi KNRE and OCH" [X Link](https://x.com/cheruiyotkb/status/1995771092221215018) 2025-12-02T08:24Z 196.5K followers, 14.6K engagements "Insurance stocks like Britam CIC KENRE and Sanlam have short term price swings you can gain most on quantity held. For long term hold on quality chips ABSA BKG Co-op Carbacid I&M Kengen & KPLC Sh 50; or big league EQTY KCB NCBA DTB SBIC & SCBK. You rarely go wrong with banking counters" [X Link](https://x.com/cheruiyotkb/status/1995772409589236068) 2025-12-02T08:29Z 196.5K followers, 8064 engagements "Most parents don't discuss finance with their children because they don't have financial education or they are too busy to think about it. For the former they just can't give what they don't have. That's where @TheAbojani & @NSE_PLC come in with financial literacy for teens 👇" [X Link](https://x.com/cheruiyotkb/status/1996212115418251648) 2025-12-03T13:37Z 196.5K followers, 1373 engagements "Many people chase investments but underrate liquidity. Having assets doesnt always mean having money in your pocket. A millionaire with land cars and paper investments may be rich but not wealthy. Real financial freedom comes from balancing liquid money and long-term assets. Assets are great but cash flow keeps you alive and growing" [X Link](https://x.com/cheruiyotkb/status/1996464370583269478) 2025-12-04T06:19Z 196.5K followers, 11.8K engagements "Dividend investing delivers immediate cash flow the return of money. Growth investing focuses on long-term capital appreciation the return on money. Together they balance income today with wealth creation for tomorrow" [X Link](https://x.com/cheruiyotkb/status/1996930433209049496) 2025-12-05T13:11Z 196.7K followers, 2611 engagements "If your savings arent earning at least XX% annually you are not building wealth. You are only trying to slow down inflation. To protect and grow your money also consider: ✓fixed income funds low-risk consistent returns above inflation. ✓hedge funds diversified in asset classes and geography. The first goal is preservation. Once your money is safe growth follows" [X Link](https://x.com/cheruiyotkb/status/1997860762744676701) 2025-12-08T02:48Z 196.7K followers, 12.3K engagements "What it takes to build and sustain wealth: X Financial literacy: Understand money management investments and financial instruments. X Consistent savings: Prioritize saving a portion of your income regularly. X Smart investments: Diversify your portfolio and understand risk versus reward. X Multiple income streams: Don't rely on a single source of income. X Avoid bad debt: Understand the difference between good debt (investments) and bad debt (liabilities). The journey to wealth is often a marathon not a sprint. #LevelUp January Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1997862375089741880) 2025-12-08T02:54Z 196.7K followers, 1901 engagements "Turn the system that drains your wallet into the system that fills it. Own shares in a bank eg. Absa or Co-op. You make money when they charge you for withdrawals and ledger fees. Same to Safaricom for airtime and bundles utility services eg. KPLC. Just collect dividends" [X Link](https://x.com/cheruiyotkb/status/1997865628577706156) 2025-12-08T03:07Z 196.7K followers, 8638 engagements "Building cash flow from passive income include investing in stocks and unit trust funds. If earning Sh 50K+ net and can spare Sh 10K monthly you can split your cash as follows: Sh 5000 to a fixed income or bond fund for consistent and higher interests. Sh 5000 to growth & income stocks for capital appreciation and dividends. With round-the-clock consistency you'll hit the #1MilliChallenge under X years. Meanwhile use loans to fund growth of a business or acquisition of a plot" [X Link](https://x.com/cheruiyotkb/status/1998388343264915569) 2025-12-09T13:44Z 196.7K followers, 13.4K engagements "#WealthWednesday To build wealth you need to grow contribute and strengthen what already exists. Wealth comes from building value from your salary or business profits. Saving and investing isn't self deprivation. It is an act of kindness to your future. It buys you options and peace of mind. It gives assurance that you can handle anything when life throws a curve ball. Start small and stay consistent" [X Link](https://x.com/cheruiyotkb/status/1998620263370334575) 2025-12-10T05:06Z 196.7K followers, 3292 engagements "Taking the stress off investing in 2026: X. Open a shares CDS account. Just buy XXX shares of a company whose products you consume daily. Don't bother about returns or capital gains yet. Get in first. X. Keep extra cash in a virtual wallet eg. MMF. Your savings are professionally managed. Start with Sh 5K. CIC Sanlam Britam and ICEA-LION MMFs are highly rated. X. Use app/digital platforms for MMF and stocks to simplify your processes. X. Diversify only after hitting your first Sh 200K in MMF and stocks. Explore fixed income bond fund treasury bonds offshore stocks and ETFs. X. Invest in" [X Link](https://x.com/cheruiyotkb/status/1998638217575198989) 2025-12-10T06:17Z 196.7K followers, 23.6K engagements "Formal education teaches you how to work within a system. Financial literacy teaches you how to build your own system. Building your own wealth system gives you control and sustainability. Learn the art of investment and money management via @TheAbojani January Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1998639166599331972) 2025-12-10T06:21Z 196.7K followers, 1286 engagements "Early in your investing journey what matters most is your ability to read analyze and understand the market. Each mistake is a lesson. Each success is a confirmation of your growing understanding. Your financial education is your true wealth" [X Link](https://x.com/cheruiyotkb/status/1998685621917811015) 2025-12-10T09:26Z 196.7K followers, 1359 engagements "@One__moses Great holdings. Are you in Family Bank already via OTC" [X Link](https://x.com/cheruiyotkb/status/1998736890904596666) 2025-12-10T12:49Z 196.7K followers, XX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@cheruiyotkb cheruiyotkb
cheruiyotkb posts on X about money, stocks, dividend, investment the most. They currently have XXXXXXX followers and 4480 posts still getting attention that total XXXXXX engagements in the last XX hours.
Engagements: XXXXXX #
- X Week XXXXXX -XXXX%
- X Month XXXXXXX -XXXX%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXXX -XX%
Mentions: XX #
- X Month XX -XX%
- X Months XXX -XX%
- X Year XXXXX -XX%
Followers: XXXXXXX #
- X Week XXXXXXX +0.23%
- X Month XXXXXXX +0.62%
- X Months XXXXXXX +5.40%
- X Year XXXXXXX +17%
CreatorRank: XXXXXXX #
Social Influence
Social category influence finance #5163 vc firms ncaa football countries cryptocurrencies
Social topic influence money, stocks #580, dividend #313, investment #356, cash flow #46, flow #1187, capital gains #4, saving #739, inflation #880, at least
Top accounts mentioned or mentioned by @theabojani @cicgroupplc @mytradesignals @aibaxysafrica @adoyoevans @chibolis @mtucreativity @grok @cdsckenya @mwangocapital @britamea @nseinvestors @mihrthakar @icealion @ncbabankkenya @kennekai @absakenya @nseplc @kasivamutisya @jubileeinske
Top assets mentioned Life Crypto (LIFE)
Top Social Posts
Top posts by engagements in the last XX hours
"While investing there is no magic formula to building your wealth over the long term. It's really basic: always spend less than you earn and invest the rest. Then reinvest the returns in different asset classes. Diversify into stocks cash bonds and commodities or real estate"
X Link 2025-11-29T04:45Z 196.7K followers, 6318 engagements
"This new month strive to use your income to Pay bills Pay off debts Build social capital Add to investments Add to emergency fund Keep the rest for yourself This is the formula to derive job satisfaction and enjoy the journey to wealth as well as the destiny"
X Link 2025-12-01T05:37Z 196.7K followers, 12.6K engagements
"Accelerate your financial wellness: X. Avoid unnecessary lifestyle inflation and buy assets instead. X. Pay yourself first - save/invest at least XX% of your income. X. Invest in assets that grow in value - stocks land dollar funds etc. X. Improve your cash inflows by making additional +20% every year. X. Know where your money goes - budget. X. Never stop learning new skills. The mind is your best asset"
X Link 2025-12-04T05:55Z 196.7K followers, 15.7K engagements
"Cutting over-reliance on a single income source starts with building some cash flow assets like dividend and growth stocks treasury bonds unit trusts SACCO deposits and share capital etc. #LevelUp January Masterclass 👇"
X Link 2025-12-04T05:59Z 196.7K followers, 2240 engagements
"Be a builder: Build your skills Build your knowledge Build income streams Build your experiences Build a successful career Build your circle of friends Build brands and businesses Build your savings & investments"
X Link 2025-12-07T05:50Z 196.7K followers, 9895 engagements
"Stima SACCO shares worth Sh 24000 on sale at Sh 20000. Build your share capital at a discount. DM if interested"
X Link 2025-01-08T16:45Z 196.3K followers, 31.1K engagements
"You rarely become wealthy by chance. And even if you come to sudden wealth by either marrying into it or inheriting it only these money hacks will allow you to keep growing: Budgeting Saving money Paying off debt Investing wisely Diversifying income streams Staying focused on what matters"
X Link 2025-11-27T06:48Z 196.3K followers, 8498 engagements
"@timmnguoh @AIB_AXYSAfrica HF has huge potential to ride above XX especially as their profits rise continuously"
X Link 2025-12-04T06:22Z 196.3K followers, XX engagements
"There are always two situations: You own assets (stocks real estate businesses) and are doing well. You have salary income but no assets and are falling behind as living costs rise. Lifestyle creep fuels spending & debt. The inner you worries about stability. Do better"
X Link 2025-12-05T05:36Z 196.3K followers, 2145 engagements
"Even if you keep cash safely in a bank account it still get nibbled through inflation and fees. Do not let your money sit idle. Invest in money market funds and other assets that grow faster than inflation and multiple currencies so your future isn't tied only to the shilling"
X Link 2025-12-05T06:18Z 196.3K followers, 3079 engagements
"Some key financial skills teens should learn include: - Budgeting: Managing income and expenses - Saving: Setting aside money for short-term and long-term goals - Investing: Understanding investment options and risks - Earning: Exploring ways to earn money such as part-time jobs or freelancing"
X Link 2025-11-30T05:24Z 196.4K followers, 3970 engagements
"When you master budgeting youll solve most of your money problems. ✓Keep savings for everyday needs ✓Ask questions before investing ✓Grow your emergency funds ✓Learn to say no ✓Dont make emotional purchases ✓Keep sudden money for at least XX hours before you spend"
X Link 2025-12-01T07:31Z 196.4K followers, 1933 engagements
"Financial literacy is self-care No one cares about your money more than you. Ignoring it causes stress"
X Link 2025-12-02T05:33Z 196.4K followers, 2058 engagements
"A reminder that âš¡Your first Ksh 200000 will be as a result of YOU working hard. âš¡Your first Ksh 2000000 will be a result of YOUR money working harder for you. #Lesson: Put in the hard work upfront so that your investments can do the heavy lifting for you later"
X Link 2024-03-29T04:58Z 196.5K followers, 16.8K engagements
"Investing a little of your money now can set you up for the rest of your life. - Crypto - Stocks - Dividends - Real estate Take XX% of your income and put it straight into investments. Your future self will thank you for it"
X Link 2025-11-19T03:47Z 196.5K followers, 5569 engagements
"To build lasting wealth your money needs to work for you through investments that grow over time: X. Dividend stocks X. Treasury Bills X. Unit Trusts X. Derivatives X. Saccos X. Treasury Bonds X. Fixed Deposit Accounts X. Real Estate Investment Trusts Join the @TheAbojani January Masterclass and level up your personal finances and investments"
X Link 2025-11-23T09:01Z 196.5K followers, 2219 engagements
"CORPORATE BONDS 1O1 A case study of Safaricom Medium Term Note Kenyas investment landscape is changing quietly but powerfully. For years retail investors have leaned heavily toward money markets and infrastructure bonds since they are safe familiar even predictable. But something interesting is happening corporate bonds are slowly returning to the conversation and Safaricom just became the newest signal that this market deserves another look. Read more here:"
X Link 2025-11-28T06:29Z 196.5K followers, 14K engagements
"Every new month presents a chance to outdo the man you've been in November. Set goals crush them then raise the bar. Complacency is the enemy of greatness. Never settle never stagnate - relentlessly pursue your own evolution. You have all you need to soar. #HappyNewMonth 🎊"
X Link 2025-12-01T05:36Z 196.5K followers, 2328 engagements
"A shares CDS account helps you take advantage of price reversals of key dividend stocks like ABSA Co-op Carbacid NCBA Stanbic and Standard Chartered; and quality growth stocks like Equity I&M KCB Safaricom and Kengen. Open with @AIB_AXYSAfrica 👇"
X Link 2025-12-01T07:35Z 196.5K followers, 7209 engagements
"Share prices are quite high now but if speculating on low cap stocks you can look at HAFR FTGH & KQ. Don't expect dividend on these but some upward price movement in a few months could earn good capital gains. Other stocks like Britam KENRE and Sanlam have short term price swings you can gain most on quantity held. For long term hold on quality chips ABSA BKG Co-op Carbacid I&M Kengen and KPLC"
X Link 2025-12-02T03:44Z 196.5K followers, XX engagements
"Savings can feel impossible with small income. Treat your savings as a fixed bill. Pay yourself first each month just like rent. Then convert part of it to investments. It can be Sh 1000 in a unit trust fund; every month or Sh 3000 in a dividend stock; every quarter"
X Link 2025-12-02T05:39Z 196.5K followers, 6140 engagements
"If speculating on low-cap stocks you can look at HAFR under XXXX or FTGH under XXXX. Also KQ under XXXX. Don't expect dividend on these but some upward price movement in a few months could earn good capital gains. I've made decent money on Uchumi KNRE and OCH"
X Link 2025-12-02T08:24Z 196.5K followers, 14.6K engagements
"Insurance stocks like Britam CIC KENRE and Sanlam have short term price swings you can gain most on quantity held. For long term hold on quality chips ABSA BKG Co-op Carbacid I&M Kengen & KPLC Sh 50; or big league EQTY KCB NCBA DTB SBIC & SCBK. You rarely go wrong with banking counters"
X Link 2025-12-02T08:29Z 196.5K followers, 8064 engagements
"Most parents don't discuss finance with their children because they don't have financial education or they are too busy to think about it. For the former they just can't give what they don't have. That's where @TheAbojani & @NSE_PLC come in with financial literacy for teens 👇"
X Link 2025-12-03T13:37Z 196.5K followers, 1373 engagements
"Many people chase investments but underrate liquidity. Having assets doesnt always mean having money in your pocket. A millionaire with land cars and paper investments may be rich but not wealthy. Real financial freedom comes from balancing liquid money and long-term assets. Assets are great but cash flow keeps you alive and growing"
X Link 2025-12-04T06:19Z 196.5K followers, 11.8K engagements
"Dividend investing delivers immediate cash flow the return of money. Growth investing focuses on long-term capital appreciation the return on money. Together they balance income today with wealth creation for tomorrow"
X Link 2025-12-05T13:11Z 196.7K followers, 2611 engagements
"If your savings arent earning at least XX% annually you are not building wealth. You are only trying to slow down inflation. To protect and grow your money also consider: ✓fixed income funds low-risk consistent returns above inflation. ✓hedge funds diversified in asset classes and geography. The first goal is preservation. Once your money is safe growth follows"
X Link 2025-12-08T02:48Z 196.7K followers, 12.3K engagements
"What it takes to build and sustain wealth: X Financial literacy: Understand money management investments and financial instruments. X Consistent savings: Prioritize saving a portion of your income regularly. X Smart investments: Diversify your portfolio and understand risk versus reward. X Multiple income streams: Don't rely on a single source of income. X Avoid bad debt: Understand the difference between good debt (investments) and bad debt (liabilities). The journey to wealth is often a marathon not a sprint. #LevelUp January Masterclass 👇"
X Link 2025-12-08T02:54Z 196.7K followers, 1901 engagements
"Turn the system that drains your wallet into the system that fills it. Own shares in a bank eg. Absa or Co-op. You make money when they charge you for withdrawals and ledger fees. Same to Safaricom for airtime and bundles utility services eg. KPLC. Just collect dividends"
X Link 2025-12-08T03:07Z 196.7K followers, 8638 engagements
"Building cash flow from passive income include investing in stocks and unit trust funds. If earning Sh 50K+ net and can spare Sh 10K monthly you can split your cash as follows: Sh 5000 to a fixed income or bond fund for consistent and higher interests. Sh 5000 to growth & income stocks for capital appreciation and dividends. With round-the-clock consistency you'll hit the #1MilliChallenge under X years. Meanwhile use loans to fund growth of a business or acquisition of a plot"
X Link 2025-12-09T13:44Z 196.7K followers, 13.4K engagements
"#WealthWednesday To build wealth you need to grow contribute and strengthen what already exists. Wealth comes from building value from your salary or business profits. Saving and investing isn't self deprivation. It is an act of kindness to your future. It buys you options and peace of mind. It gives assurance that you can handle anything when life throws a curve ball. Start small and stay consistent"
X Link 2025-12-10T05:06Z 196.7K followers, 3292 engagements
"Taking the stress off investing in 2026: X. Open a shares CDS account. Just buy XXX shares of a company whose products you consume daily. Don't bother about returns or capital gains yet. Get in first. X. Keep extra cash in a virtual wallet eg. MMF. Your savings are professionally managed. Start with Sh 5K. CIC Sanlam Britam and ICEA-LION MMFs are highly rated. X. Use app/digital platforms for MMF and stocks to simplify your processes. X. Diversify only after hitting your first Sh 200K in MMF and stocks. Explore fixed income bond fund treasury bonds offshore stocks and ETFs. X. Invest in"
X Link 2025-12-10T06:17Z 196.7K followers, 23.6K engagements
"Formal education teaches you how to work within a system. Financial literacy teaches you how to build your own system. Building your own wealth system gives you control and sustainability. Learn the art of investment and money management via @TheAbojani January Masterclass 👇"
X Link 2025-12-10T06:21Z 196.7K followers, 1286 engagements
"Early in your investing journey what matters most is your ability to read analyze and understand the market. Each mistake is a lesson. Each success is a confirmation of your growing understanding. Your financial education is your true wealth"
X Link 2025-12-10T09:26Z 196.7K followers, 1359 engagements
"@One__moses Great holdings. Are you in Family Bank already via OTC"
X Link 2025-12-10T12:49Z 196.7K followers, XX engagements