#  @cheruiyotkb cheruiyotkb cheruiyotkb posts on X about money, stocks, investment, cash flow the most. They currently have [-------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours. ### Engagements: [------] [#](/creator/twitter::1940334218/interactions)  - [--] Week [-------] -86% - [--] Month [---------] +348% - [--] Months [---------] +56% - [--] Year [---------] -55% ### Mentions: [--] [#](/creator/twitter::1940334218/posts_active)  - [--] Week [--] +27% - [--] Month [---] -38% - [--] Months [-----] +37% - [--] Year [-----] -26% ### Followers: [-------] [#](/creator/twitter::1940334218/followers)  - [--] Week [-------] +0.22% - [--] Month [-------] +1.30% - [--] Months [-------] +5% - [--] Year [-------] +14% ### CreatorRank: [-------] [#](/creator/twitter::1940334218/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) 77.78% [ncaa football](/list/ncaa-football) 5.82% [countries](/list/countries) 3.7% [vc firms](/list/vc-firms) 1.59% [currencies](/list/currencies) 1.06% [stocks](/list/stocks) 1.06% [automotive brands](/list/automotive-brands) 0.53% [celebrities](/list/celebrities) 0.53% [premier league](/list/premier-league) 0.53% [champions league](/list/champions-league) 0.53% **Social topic influence** [money](/topic/money) 29.63%, [stocks](/topic/stocks) #1835, [investment](/topic/investment) #964, [cash flow](/topic/cash-flow) #47, [finance](/topic/finance) #2027, [dividend](/topic/dividend) #129, [debt](/topic/debt) #549, [fixed income](/topic/fixed-income) #14, [saving](/topic/saving) #1073, [future](/topic/future) #3916 **Top accounts mentioned or mentioned by** [@theabojani](/creator/undefined) [@bnf_039](/creator/undefined) [@pkoech1440](/creator/undefined) [@stimasacco](/creator/undefined) [@globalpesabrief](/creator/undefined) [@absakenya](/creator/undefined) [@antonynguli5141](/creator/undefined) [@kevin36077458](/creator/undefined) [@farmingcareer](/creator/undefined) [@erykmun](/creator/undefined) [@sirwrights](/creator/undefined) [@mernubelerin](/creator/undefined) [@dnahinga](/creator/undefined) [@bnf039](/creator/undefined) [@nseplc](/creator/undefined) [@aibaxysafrica](/creator/undefined) [@kiplangat73](/creator/undefined) [@frontline766](/creator/undefined) [@eganmureithi](/creator/undefined) [@johnhiuhu](/creator/undefined) ### Top Social Posts Top posts by engagements in the last [--] hours "The capital gains and the dividends and the #KKK stocks. The favourite hodling is long term. https://twitter.com/i/web/status/2021550692989612285 https://twitter.com/i/web/status/2021550692989612285" [X Link](https://x.com/cheruiyotkb/status/2021550692989612285) 2026-02-11T11:43Z 202K followers, 10.3K engagements "You can earn about Sh 50K annual interests or dividends by setting aside between Sh [----] to [-----] monthly for [--] years; from a Sh 60K net pay. It depends on where you invest. ✓Sh 500K MMF savings with pre-tax earnings of 12% p.a. ✓Sh 500K SACCO deposits with at least 10% annual interests. ✓Sh 300K invested in a government bond at 17% coupon rate. ✓Sh 330K invested in $SCBK shares at about Sh [---] per share earning Sh [--] per share. Or you can have a diversified portfolio - ✓Sh 100K in MMF = Sh 10K ✓Sh 150K in SACCO = Sh 15K ✓Sh 100K in government bond at 17% coupon = Sh 17K. ✓Sh 100K in $COOP" [X Link](https://x.com/cheruiyotkb/status/1850087073337717210) 2024-10-26T08:08Z 201.5K followers, 34.2K engagements "Make money in your sleep or you will lose sleep over money. At whatever age don't spend all your money. Put some in MMF Put some in stocks Put some in real estate Put some in your business Put some in learning core skills Put some in treasury bills/bonds Don't waste them" [X Link](https://x.com/cheruiyotkb/status/1858368396884115458) 2024-11-18T04:35Z 201.5K followers, [----] engagements "Some NSE-listed stocks with stronger fundamentals you can buy [---] shares with less than Ksh [----]. Absa Kenya @ [-----] Safaricom PLC @ [-----] Co-operative Bank @ [-----] Sasini Tea and Coffee @ [-----] Carbacid Investments @ [-----] Learn stock market investing via @TheAbojani October Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1972315720605167948) 2025-09-28T15:01Z 201.9K followers, 23.2K engagements "If exploring @AbsaKenya Asset Management its worth taking time to review their full range of available unit trust funds. Compare each funds objective risk profile fees and long-term performance. You gain clarity and it's easier to see which option truly aligns with your goals time horizon and risk tolerance - rather than locking yourself into a product that may not work optimally for you. https://twitter.com/i/web/status/2014943274746741020 https://twitter.com/i/web/status/2014943274746741020" [X Link](https://x.com/cheruiyotkb/status/2014943274746741020) 2026-01-24T06:08Z 201.6K followers, [----] engagements "@DuncanKipkemei2 @TowerSaccoLtd That is changing. A number allow share redemption nowadays" [X Link](https://x.com/cheruiyotkb/status/2015354573775347749) 2026-01-25T09:22Z 201.8K followers, [----] engagements "@antonynguli5141 Links for opening money market accounts ICEA LION Sanlam CIC https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF" [X Link](https://x.com/cheruiyotkb/status/2016094860747424155) 2026-01-27T10:24Z 201.8K followers, [----] engagements "#WealthWednesday Fix your relationship with money. Learn budgeting. Learn saving. Learn delayed gratification. Stop trying to impress people who will not help you when life gets serious. https://twitter.com/i/web/status/2016349931359908115 https://twitter.com/i/web/status/2016349931359908115" [X Link](https://x.com/cheruiyotkb/status/2016349931359908115) 2026-01-28T03:17Z 201.6K followers, [----] engagements "Many people do not bother to check the performance of their long-term financial plans. When it comes to your pension or annuity fund go deeper. Understand how it is faring how much you have accumulated and where the money is being invested. This is your money. Your future depends on it. If you never check it never question it and never adjust you could work your whole life and still retire with far less than you expected. https://twitter.com/i/web/status/2016352377620631870 https://twitter.com/i/web/status/2016352377620631870" [X Link](https://x.com/cheruiyotkb/status/2016352377620631870) 2026-01-28T03:27Z 201.8K followers, [----] engagements "Your future wont remember your wishes but only your behavioural patterns towards your money. Learn save normalize saying no and show up consistently. Maximize your use of money market funds SACCO dividend stocks fixed income funds bond funds etc. #WealthWednesday https://twitter.com/i/web/status/2016352828009181667 https://twitter.com/i/web/status/2016352828009181667" [X Link](https://x.com/cheruiyotkb/status/2016352828009181667) 2026-01-28T03:29Z 201.7K followers, [----] engagements "Building an income portfolio of Ksh 3M: Sh 1M in an infrastructure bond earns you Sh 140K p.a. Sh 500K in a fixed income fund for short/medium/long term goals earns you at 12% net interest Sh 60K p.a. Sh 500K for [----] StanChart Bank shares bought at Sh [---] earn you Sh 72K dividend. Sh 500K Stima SACCO share capital earns you Sh 75K. Sh 500K in a multi-asset fund earns you Sh 90K p.a. https://twitter.com/i/web/status/2016813719628423485 https://twitter.com/i/web/status/2016813719628423485" [X Link](https://x.com/cheruiyotkb/status/2016813719628423485) 2026-01-29T10:00Z 201.8K followers, 46.4K engagements "Learn from the best. Financial literacy is key to achieving important life goals. Thats why weve made this masterclass affordable simple practical and thorough - perfect for anyone ready to invest in themselves. See what fellow professionals and entrepreneurs have achieved after attending the Abojani masterclass. #LevelUp February Masterclass 👇 https://twitter.com/i/web/status/2017187528084750759 https://twitter.com/i/web/status/2017187528084750759" [X Link](https://x.com/cheruiyotkb/status/2017187528084750759) 2026-01-30T10:45Z 201.7K followers, [----] engagements "What can Sh [----] do 📍Monthly savings of Sh [----] in a fixed income fund adds up to Sh [------] in [--] years at an annual net interest rate of 12%. 📍Monthly savings of Sh [----] in an MMF adds up to Sh [------] in [--] years at an annual interest rate of 10% - that you can put in a special fund for 18% annual interests. 📍Monthly savings of Sh [----] in an MMF for [--] months adds up to Sh [------] that can be invested in an infrastructure bond with a 14% annual return. You will earn Sh [----] every [--] months until the bond matures. 📍Monthly savings of Sh [----] in an MMF for [--] months adds up to Sh [------] that" [X Link](https://x.com/cheruiyotkb/status/2017193500471611771) 2026-01-30T11:09Z 201.8K followers, 29.7K engagements "Time is the biggest advantage one can have yet its the one most underutilized. An aggressive but sensible long-term strategy early on can change an entire financial future but without financial literacy that opportunity is often missed. You can earn a monthly income from treasury bonds. If youre looking for passive income to help pay rent school fees medical cover or simply top up your monthly cash flow bonds are worth considering. You see government bonds pay interest every [--] months. To create a https://t.co/g4FaCyVNiY You can earn a monthly income from treasury bonds. If youre looking for" [X Link](https://x.com/cheruiyotkb/status/2017222477328376210) 2026-01-30T13:04Z 201.7K followers, [----] engagements "Its encouraging to see so many people investing and taking control of their finances. The journey is bigger than making money its the mindset the discipline and the commitment to budgeting that truly transforms your life. https://twitter.com/i/web/status/2017239426045296977 https://twitter.com/i/web/status/2017239426045296977" [X Link](https://x.com/cheruiyotkb/status/2017239426045296977) 2026-01-30T14:12Z 201.7K followers, [----] engagements "The ultimate financial goal is to build passive income streams that will eventually replace salary income. Every single Ksh [--] you invest in MMF fixed income fund stock market bond fund or SACCO deposits & share capital - gives your employer a little less power over you. https://twitter.com/i/web/status/2017471971307503732 https://twitter.com/i/web/status/2017471971307503732" [X Link](https://x.com/cheruiyotkb/status/2017471971307503732) 2026-01-31T05:36Z 201.8K followers, [----] engagements "You invest in your future when you: Set personal financial goals Pay attention to your money Educate yourself about finances Set up a retirement fund account Buy investment-grade real estate Have an emergency fund account Have shares CDS & t-bond account https://twitter.com/i/web/status/2017513024362254746 https://twitter.com/i/web/status/2017513024362254746" [X Link](https://x.com/cheruiyotkb/status/2017513024362254746) 2026-01-31T08:19Z 201.8K followers, [----] engagements "@kevin36077458 Links for opening money market accounts: ICEA LION Sanlam CIC https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF" [X Link](https://x.com/cheruiyotkb/status/2017625753760784753) 2026-01-31T15:47Z 201.8K followers, [---] engagements "You walk head tall when you are an owner. It doesn't matter if it's not a million shillings worth of assets. It's still your sweat. Stocks real estate business bonds unit trusts farming (crops animals trees) etc. This new month build multiple income sources. Strive to be an owner. https://twitter.com/i/web/status/2017813137760657744 https://twitter.com/i/web/status/2017813137760657744" [X Link](https://x.com/cheruiyotkb/status/2017813137760657744) 2026-02-01T04:11Z 201.5K followers, [----] engagements "Every new month normalize using your income to ✓Pay bills ✓Pay off debts ✓Build social capital ✓Add to investments ✓Add to emergency fund ✓Keep the rest for yourself This is the formula to derive job satisfaction & enjoy the journey to wealth as well as the destination. https://twitter.com/i/web/status/2017814097840992430 https://twitter.com/i/web/status/2017814097840992430" [X Link](https://x.com/cheruiyotkb/status/2017814097840992430) 2026-02-01T04:15Z 201.8K followers, [----] engagements "NSE Outlook this Month Banks announce FY'25 results in March and will trade cum-dividend up to May'26. Share prices will appreciate as investors angle for increased dividends. I&M NCBA Stanbic and DTB present good opportunity for further capital gains. ABSA and Co-op are racing in line with expected surge in profitability and dividend hike. There's a likely +20% upside for both to peak at Sh 34/- https://twitter.com/i/web/status/2017878166803710067 https://twitter.com/i/web/status/2017878166803710067" [X Link](https://x.com/cheruiyotkb/status/2017878166803710067) 2026-02-01T08:30Z 201.6K followers, 12.4K engagements "@FarmingCareer Reinvest part eat part 😊" [X Link](https://x.com/cheruiyotkb/status/2018033095455260900) 2026-02-01T18:45Z 201.7K followers, [----] engagements "Got a stable job or business Increase income. Keep expenses low. Save the leftover. Put it into the market - unit trusts growth stocks special funds etc. Let it compound for years. Wake up down the line to tens of millions. https://twitter.com/i/web/status/2018192758633267451 https://twitter.com/i/web/status/2018192758633267451" [X Link](https://x.com/cheruiyotkb/status/2018192758633267451) 2026-02-02T05:20Z 201.7K followers, [----] engagements "You are driving the same Nissan Advan since [----] to your Juja home and drinking a weak mix of water milk and a floating teabag but received Sh [------] interests from Mansa X Sh [------] Mentor SACCO dividends and expecting Sh [-----] from your EABL stocks. True wealth doesn't scream. https://twitter.com/i/web/status/2018197741441290517 https://twitter.com/i/web/status/2018197741441290517" [X Link](https://x.com/cheruiyotkb/status/2018197741441290517) 2026-02-02T05:40Z 201.7K followers, 114.1K engagements "Good portfolio management starts with buying the right stocks. Learn how to screen stock market opportunities identify winners and hidden gems and confidently manage your portfolio over time by enrolling in the Abojani Personal Finance & Investing Masterclass this month. https://twitter.com/i/web/status/2018539303820001620 https://twitter.com/i/web/status/2018539303820001620" [X Link](https://x.com/cheruiyotkb/status/2018539303820001620) 2026-02-03T04:17Z 201.5K followers, [----] engagements "The stock market is not for the rich. Its for the informed. The real investors dont chase dividends they position for them. In the market wealth doesnt come to those who run with the crowd it comes to those who read the crowd. KPLC is becoming a favourite stock after several years in the pits. With Ksh 10B half year profit and a Ksh [----] interim dividend in the works the current share price of Ksh [--] is a bargain. https://twitter.com/i/web/status/2018547455764078985 https://twitter.com/i/web/status/2018547455764078985" [X Link](https://x.com/cheruiyotkb/status/2018547455764078985) 2026-02-03T04:49Z 201.6K followers, 16.4K engagements "Financial tips that will change your life: Put your money where it will grow Create multiple income sources Spend less than you make Build an emergency fund Have a medical cover Improve your skills Pay yourself first Create a budget Avoid bad debt Be patient https://twitter.com/i/web/status/2018582060911218973 https://twitter.com/i/web/status/2018582060911218973" [X Link](https://x.com/cheruiyotkb/status/2018582060911218973) 2026-02-03T07:07Z 201.6K followers, [----] engagements "Sam has Ksh 90M in assets largely funded from loans on his net salary and business income that total Ksh [-------] monthly. Can he retire in [--] years at age [--] Full article on thread" [X Link](https://x.com/cheruiyotkb/status/2018615801033441499) 2026-02-03T09:21Z 201.7K followers, 34.6K engagements "@lalita_kip ABSA paid Ksh [----] dividend last year" [X Link](https://x.com/cheruiyotkb/status/2018736965735112963) 2026-02-03T17:22Z 201.5K followers, [----] engagements "@MAPESAMOSES037 💯 Dividend yields are very important" [X Link](https://x.com/cheruiyotkb/status/2018737190256472326) 2026-02-03T17:23Z 201.5K followers, [----] engagements "There is always time for everyone to do something. You wish you had invested in Safaricom at [--] a year ago You wish you had bought DTB at Sh [--] a year ago You wish you knew about money market funds years ago If you didn't start now. Buy Safaricom now Buy DTB now Open an MMF now. There is no deadline for investing. https://twitter.com/i/web/status/2019374649562321347 https://twitter.com/i/web/status/2019374649562321347" [X Link](https://x.com/cheruiyotkb/status/2019374649562321347) 2026-02-05T11:36Z 201.8K followers, 16.1K engagements "Hacking an elaborate savings and investments plan in 2026: [--] Know how much you spend each month on basics and wants. Should sum up to 70% of your earnings. [--] Allocate 20% to long term investments like buying a plot building your retirement home or higher education needs for your children. [--] Allocate 10% to short term savings like an emergency fund for unforeseen circumstances. [--] Set up an automatic savings mechanism like a bank standing order. [--] Review your savings and investments periodically and rebalance where necessary. [--] Diversify your savings just as your investments. Savings vehicles:" [X Link](https://x.com/cheruiyotkb/status/2019377316997263531) 2026-02-05T11:47Z 201.8K followers, [----] engagements "Those leaving the block are people who show up early stay uncomfortable and learn faster than everyone else. If you are still waiting for permission fairness or stability - you are getting behind. AI wont take your job. Failure to embrace disruption will do. In five years most people wont be poor because they lacked opportunity. Theyll be poor because they mistook familiarity for safety" [X Link](https://x.com/cheruiyotkb/status/2019990603669369147) 2026-02-07T04:24Z 201.8K followers, [----] engagements "Investing Sh [-----] monthly in a fixed income fund will accumulate to about Sh [-------] in [--] years (net of tax at 11% p.a). You may withdraw Sh 1M and diversify into infrastructure bond multi-asset fund and dividend stocks earning at least Sh [------] annually. Keeping up the Fixed Income Fund investment at Sh [-----] p.m (with the initial Sh 200000) will result in Sh 780K in another two years. https://twitter.com/i/web/status/2020002009412444541 https://twitter.com/i/web/status/2020002009412444541" [X Link](https://x.com/cheruiyotkb/status/2020002009412444541) 2026-02-07T05:09Z 201.9K followers, 28.1K engagements "@erykmun Yes. Ingia masterclass kwanza" [X Link](https://x.com/cheruiyotkb/status/2020055939970396372) 2026-02-07T08:44Z 201.7K followers, [---] engagements "If you fancy sizeable passive income you've got to maximize on your investments. You can earn about Sh 100K annual interests/dividends (net of taxes) by investing in the following in order of low to high risk; ✓Sh 950K in a fixed income fund with pre-tax earnings of 12.5% p.a. ✓Sh 925K SACCO deposits with at least 11.5% annual interests. ✓Sh 550K in a special fund with 18.5% annual interests. ✓Sh 925K invested in Stanbic-KE shares at about Sh [---] per share earning Sh [--] per share. Or you can diversify the portfolio - ✓Sh 200K in FIF = Sh 21K ✓Sh 200K in SACCO = Sh 21K ✓Sh 250K in a special" [X Link](https://x.com/cheruiyotkb/status/2020437821555609746) 2026-02-08T10:01Z 201.8K followers, 17.6K engagements "The @TheAbojani 74th online masterclass starts tomorrow. Join and discover how to save better invest wisely and earn more with your money. This February you'll learn about personal finance saving strategies investing in stocks treasury bills and bonds SACCOs and everything you need to grow your wealth. Don't miss out on this opportunity to level up your financial knowledge 👇 https://www.abojani.com/registration-abojani-personal-finance-masterclass/ https://www.abojani.com/registration-abojani-personal-finance-masterclass/" [X Link](https://x.com/cheruiyotkb/status/2020445612446019858) 2026-02-08T10:32Z 201.8K followers, [----] engagements "@sirwrights An opportunity for more retail investors to invest in the capital markets with simplified onboarding. However you won't have voting rights in the companies you invest in" [X Link](https://x.com/cheruiyotkb/status/2020455970086805877) 2026-02-08T11:13Z 201.8K followers, [---] engagements "If your investing horizon is long enough stocks reward patience more than anything else. Equities remain the backbone of long-term wealth. Volatility may grab attention but compounding does the real work quietly over decades. Investor [--] has held BAT shares worth Sh200000 for [--] years and has reinvested dividends each year. Investor [--] has held BAT shares worth Sh300000 for [--] years but has withdrawn all his dividends. Who is likely to earn more dividends this year Investor [--] has held BAT shares worth Sh200000 for [--] years and has reinvested dividends each year. Investor [--] has held BAT shares" [X Link](https://x.com/cheruiyotkb/status/2020788049865589148) 2026-02-09T09:13Z 202K followers, [----] engagements "RT @Pkoech1440: @cheruiyotkb My [--] weeks journey Thank You sir" [X Link](https://x.com/anyuser/status/2021609872429563989) 2026-02-11T15:38Z 201.9K followers, [--] engagements "RT @_MUJay: I started seeing so many posts from this account about [--] months ago talking about shares and I just decided to start. Every si" [X Link](https://x.com/anyuser/status/2021615044149055796) 2026-02-11T15:59Z 201.9K followers, [--] engagements "January was a good month for Tower SACCO members and KPLC investors. Now a Ksh [-----] KPLC dividend is immense. Enough to offset a whole month of regular expenses. That's what passive income is all about. Consistency matters. Happy investing https://twitter.com/i/web/status/2018189946826416319 https://twitter.com/i/web/status/2018189946826416319" [X Link](https://x.com/cheruiyotkb/status/2018189946826416319) 2026-02-02T05:09Z 201.9K followers, 66K engagements "Financial literacy is not for the wealthy alone. Its for anyone who handles money even if its small. In fact the earlier you learn the less expensive your mistakes will be. You profit from owning stocks in two main ways: [--] The company can decide to return money to their shareholders via DIVIDENDS. [--] The business grows & the share price increases. Once you decide to sell your shares you pocket the returns. Join the Abojani Masterclass to learn https://t.co/MY8Mtlt1FR You profit from owning stocks in two main ways: [--] The company can decide to return money to their shareholders via DIVIDENDS. 2" [X Link](https://x.com/cheruiyotkb/status/2019754094559105294) 2026-02-06T12:44Z 201.9K followers, [----] engagements "@Am_Jeffa Links for opening money market accounts: CIC ICEA LION Sanlam https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF" [X Link](https://x.com/cheruiyotkb/status/2020378250803867837) 2026-02-08T06:04Z 202K followers, [---] engagements "Mondays are for buying more ownership. You get wealthier when you buy things that pay you to own them - after blowing money in the weekend. Pay yourself first. Stack more shares in dividend stocks SACCO deposits and top up unit trusts like MMF Fixed Income Fund and Bond Fund. https://twitter.com/i/web/status/2020790426542735632 https://twitter.com/i/web/status/2020790426542735632" [X Link](https://x.com/cheruiyotkb/status/2020790426542735632) 2026-02-09T09:22Z 201.9K followers, [----] engagements "@mernubelerin To be a stock market investor you can start with little amount of money. You only need to buy [--] share but it's better if you can buy [---] to gain from share price appreciation and dividend payments" [X Link](https://x.com/cheruiyotkb/status/2021454147971932581) 2026-02-11T05:20Z 202K followers, [--] engagements "Bill Gates is the largest private farmland owner in the United States owning approximately [------] acres across nearly [--] states as of late [----]. His total land holdings which include farmland transitional land and recreational land exceed [------] to [------] acres. His largest holdings are in Louisiana Arkansas and Nebraska with the investments managed by Cascade Investment. https://twitter.com/i/web/status/2021469793811861804 https://twitter.com/i/web/status/2021469793811861804" [X Link](https://x.com/cheruiyotkb/status/2021469793811861804) 2026-02-11T06:22Z 202K followers, [----] engagements "RT @TheAbojani: Start small. Save 10% of you salary or for every week save Ksh [---] then build momentum Dont wait until you have extra m" [X Link](https://x.com/cheruiyotkb/status/2021558542365565269) 2026-02-11T12:14Z 201.9K followers, [--] engagements "RT @TheAbojani: KenGen gained 152% last year and currently has a trailing dividend yield of 9.4%. Here are KenGen's half-year results endi" [X Link](https://x.com/cheruiyotkb/status/2021558602297909493) 2026-02-11T12:15Z 201.9K followers, [--] engagements "RT @TheAbojani: You can use your salary very well and build wealth sustainably. Use only 20% every month to invest in either MMFs SACCOs" [X Link](https://x.com/cheruiyotkb/status/2021560235500953924) 2026-02-11T12:21Z 201.9K followers, [--] engagements "RT @dnahinga: Knowing how ignorance can be inherited Ziidi Trader is a welcome innovation. I had never bought a single share at the NSE u" [X Link](https://x.com/cheruiyotkb/status/2021630174878740734) 2026-02-11T16:59Z 201.9K followers, [--] engagements "RT @TheAbojani: When the European Investment Bank put [--] million into African venture capital funds through Boost Africa it helped mobili" [X Link](https://x.com/cheruiyotkb/status/2021860442348413337) 2026-02-12T08:14Z 201.9K followers, [--] engagements "What Sh [------] invested in these stocks at these prices now would earn you as dividends for FY'25: Stock Price Shares Dividend ABSA [-----] [----] [-----] Co-op [-----] [----] [-----] DTB [------] [----] [-----] EQTY [-----] [----] [-----] NCBA [-----] [----] [-----] I&M [-----] [----] [-----] SBIC [------] [----] [-----] SCBK [------] [---] [-----] https://twitter.com/i/web/status/2018676618957656349 https://twitter.com/i/web/status/2018676618957656349" [X Link](https://x.com/cheruiyotkb/status/2018676618957656349) 2026-02-03T13:23Z 202K followers, 74.8K engagements "Most people are held back by a combination of limited financial education and a fear of taking risks. We are taught to work harder at a job for survival rather than building assets. Without shifting your mindset from consuming to investing the cycle of debt remains unbreakable. https://twitter.com/i/web/status/2020392310761037980 https://twitter.com/i/web/status/2020392310761037980" [X Link](https://x.com/cheruiyotkb/status/2020392310761037980) 2026-02-08T07:00Z 202K followers, [----] engagements "Life happens. People have lost their jobs at 38/39 sold their houses and cars all personal projects stalled struggled to take kids to school wife has a salary but the home is inhabitable - constant reminders of who's providing. You flew too close to the sun and melted in your prime but lived to take a hard look at your situation. Just quit anything that is draining you TODAY. Whether it's a constant "sherehe" culture betting or sexcapades. Stop and start afresh" [X Link](https://x.com/anyuser/status/1694301543611195575) 2023-08-23T10:52Z 202K followers, 177.6K engagements "Payday week💰 Here's what we do on paydays as we build wealth one top up at a time: Knocking off debt Dividend stocks top up Emergency fund top up SACCO deposits top up Fixed income fund top up Bond fund account top up Wash rinse repeat next payday 🔄 https://twitter.com/i/web/status/2017846300184596578 https://twitter.com/i/web/status/2017846300184596578" [X Link](https://x.com/anyuser/status/2017846300184596578) 2026-02-01T06:23Z 202K followers, 1.2M engagements "Your first Sh 100K invested in the stock market is the hardest. Hitting Sh 250K comes significantly faster. Then Sh 500K then Sh 1M in a portfolio comprising stocks SACCO deposits MMF and bonds. Smashing that Sh 10M mark someday is a reality. No matter where you are in your financial journey keep at it. It's a rollercoaster of dividends and interests at each milestone. https://twitter.com/i/web/status/2018534786453909672 https://twitter.com/i/web/status/2018534786453909672" [X Link](https://x.com/cheruiyotkb/status/2018534786453909672) 2026-02-03T03:59Z 202K followers, 25K engagements "Absa Asset Management's Balanced Fund is best suited for investors with a moderate risk profile. It returned 16% for FY'25. If you're seeking steady growth of your funds this is the right product for you. https://twitter.com/i/web/status/2018695518314991785 https://twitter.com/i/web/status/2018695518314991785" [X Link](https://x.com/cheruiyotkb/status/2018695518314991785) 2026-02-03T14:38Z 202K followers, [----] engagements "Whatever amount of money you make throw some into investments. Real estate bonds equities crypto dividend stocks businesses. Have enough to cover bills. But you should not have money sit in an account collecting dust. Your money should work harder for you. https://twitter.com/i/web/status/2019341100083798248 https://twitter.com/i/web/status/2019341100083798248" [X Link](https://x.com/cheruiyotkb/status/2019341100083798248) 2026-02-05T09:23Z 202K followers, [----] engagements "Money is a tool. Learn to use it strategically not just save it. Successful investing requires the emotional resilience to navigate market volatility without much pain. Your financial education is an investment that pays dividends for life. #LevelUp February Masterclass 👇 Dear friend the only way to retire rich is to plan and manage your finances well today regardless of whether you earn a lot or a little. Join the Abojanis Masterclass and learn how to save invest and grow your money effectively so you can secure a financially free future. https://t.co/ESUFjALKu6 Dear friend the only way to" [X Link](https://x.com/cheruiyotkb/status/2019628251912540351) 2026-02-06T04:24Z 202K followers, [----] engagements "Blue chip stocks are large stable and profitable companies. These stocks wont make you rich overnight. But theyre unlikely to make you poor either. No market noise steady growth and perfect for beginner investors. [--]. BAT Strong market dominance consistent dividends. [--]. Safaricom Massive user base defines the Kenyan lifestyle strong cash flow. [--]. Kapchorua Tea Beverage products people keep buying. [--]. Co-operative Bank Banker for SACCOs sustainable profitability. https://twitter.com/i/web/status/2019647837324107927 https://twitter.com/i/web/status/2019647837324107927" [X Link](https://x.com/cheruiyotkb/status/2019647837324107927) 2026-02-06T05:42Z 202K followers, 17.3K engagements "Keep investing small amounts of money until the fear of investing goes away. Eventually you will get to a point where you understand how things work. Only then should you increase the amounts for much bigger interests and dividend payouts. ✅ Stocks ✅ MMF ✅ Bond Fund Just start 💯 https://twitter.com/i/web/status/2020027752741499362 https://twitter.com/i/web/status/2020027752741499362" [X Link](https://x.com/cheruiyotkb/status/2020027752741499362) 2026-02-07T06:52Z 202K followers, [----] engagements "Money is at the centre of everything you do. Money determines how far you go. Money determines what opportunities you can take advantage of. The best thing you can do for yourself is to invest in financial literacy. The @TheAbojani February Masterclass is the perfect beginner's class. https://twitter.com/i/web/status/2020031814992293906 https://twitter.com/i/web/status/2020031814992293906" [X Link](https://x.com/cheruiyotkb/status/2020031814992293906) 2026-02-07T07:08Z 202K followers, [----] engagements "Financial education reduces expensive mistakes. Cash flow gives you staying power. Risk management keeps you in the game long enough to compound. Your understanding of personal finance matters can have a lasting impact on future generations. Knowing how to budget save and invest sets a great example for your kids or younger family members. Children often mimic the financial habits they see in adults. Knowing investing https://t.co/9hOek2PukZ Your understanding of personal finance matters can have a lasting impact on future generations. Knowing how to budget save and invest sets a great" [X Link](https://x.com/cheruiyotkb/status/2020890514841624643) 2026-02-09T16:00Z 202K followers, [----] engagements "@Okumu_001 If your father is poor that's not your fault. If your father-in-law is poor that's your damn stupidity" [X Link](https://x.com/cheruiyotkb/status/2020935100272398746) 2026-02-09T18:57Z 202K followers, 19.8K engagements "More income streams to consider: Stocks dividends Online gigs/blogging Selling on commission Rental income or REITs Profits from a business Interests from bonds/MMF Salary income or consultancy Royalties from books or inventions Capital gains from appreciating assets https://twitter.com/i/web/status/2021059687035121968 https://twitter.com/i/web/status/2021059687035121968" [X Link](https://x.com/cheruiyotkb/status/2021059687035121968) 2026-02-10T03:12Z 202K followers, [----] engagements "Waking up to dividend alerts and payment notifications lifts up your mood. Also When you can pay off your regular expenses. When you have different income streams. When you have more assets than liabilities. Money works for you when you build streams of passive income. https://twitter.com/i/web/status/2021061939757998352 https://twitter.com/i/web/status/2021061939757998352" [X Link](https://x.com/cheruiyotkb/status/2021061939757998352) 2026-02-10T03:21Z 202K followers, [----] engagements "Breaking the big tasks into actionable steps: Stage 1: - Cut expenses - Pay off bad debt - Create emergency fund Stage 2: - Invest in cash assets - Have a second income Stage 3: - Use interests to buy more assets - Have [--] income sources - Passive income equals [--] months' salary https://twitter.com/i/web/status/2021062265630237051 https://twitter.com/i/web/status/2021062265630237051" [X Link](https://x.com/cheruiyotkb/status/2021062265630237051) 2026-02-10T03:22Z 202K followers, [----] engagements "as a young man that want the best in life build your business before building your house. make savings and investments part of your life. its not easy for so many people but when you start with liquid investments from saving part of your salary youre set for financial stability. you'll have something thatll give you steady cash flow - which gives you the capital to embark on long term assets like land and own house" [X Link](https://x.com/cheruiyotkb/status/2021072550797750415) 2026-02-10T04:03Z 202K followers, [----] engagements "It's completely normal for people in their 20's to feel the pressure - aging parents diminishing circle of friends career uncertainties etc. Life isn't a race. Your journey is unique and there's no expiry date on starting anew or pursuing your dreams. Keep pushing forward and embrace the growth that comes with this phase of life. Your path is unfolding exactly as it should. Even people in their 30's and 40's are still students of life. https://twitter.com/i/web/status/2021076111405277478 https://twitter.com/i/web/status/2021076111405277478" [X Link](https://x.com/cheruiyotkb/status/2021076111405277478) 2026-02-10T04:17Z 202K followers, [----] engagements "#WealthWednesday Wealth doesnt come from trying to perfectly time the market. It comes from spending a long time invested in it. Start early let compounding do the heavy lifting. Even small monthly contributions are seeds to a huge income and growth portfolio" [X Link](https://x.com/cheruiyotkb/status/2021434370536661348) 2026-02-11T04:01Z 202K followers, [----] engagements "An easy way to create sustainable wealth is to invest 10% of your monthly income into a low-cost multi-asset fund for 20+ years. Creating wealth doesn't really have to be complex for it to be effective. Consistency not brilliance solves most personal finance problems. https://twitter.com/i/web/status/2021456628696912282 https://twitter.com/i/web/status/2021456628696912282" [X Link](https://x.com/cheruiyotkb/status/2021456628696912282) 2026-02-11T05:29Z 202K followers, [----] engagements "Whatever it is that will drive you forward - invest in it. Investing in yourself. Investing in your education. Investing in your appearance. Investing in your mental health. Investing in your personal finances. You are your biggest asset category" [X Link](https://x.com/cheruiyotkb/status/2021515062092177881) 2026-02-11T09:22Z 202K followers, [----] engagements "RT @Ti_Ngari: @Pkoech1440 @cheruiyotkb This is a marathon not a sprint. Congratulations on this bigup @cheruiyotkb in his own advice/ w" [X Link](https://x.com/cheruiyotkb/status/2021781047323639861) 2026-02-12T02:58Z 202K followers, [--] engagements "Dear employees/entrepreneurs - the only way to retire wealthy is to plan and manage your finances well today regardless of whether you earn a lot or little. Join Abojanis March Masterclass and learn how to save invest and grow your money effectively so you can secure a financially free future. Early bird offer is Ksh [----] Mpesa Paybill No: [------] Account No: Your Name https://twitter.com/i/web/status/2021784096419054036 https://twitter.com/i/web/status/2021784096419054036" [X Link](https://x.com/cheruiyotkb/status/2021784096419054036) 2026-02-12T03:11Z 202K followers, [----] engagements "Normalize investing your money no matter how small. - Stocks - Your skills - Side hustle - Real estate/land - ETFs/unit trust funds - Have an emergency fund The stock market is doing well. Your next [--] months goal should be to add more shares to your portfolio. https://twitter.com/i/web/status/2021785817346130323 https://twitter.com/i/web/status/2021785817346130323" [X Link](https://x.com/cheruiyotkb/status/2021785817346130323) 2026-02-12T03:17Z 202K followers, [----] engagements "Cash flow provides buffers for physical assets. Without cash flow you'll sell off physical assets to finance your lifestyle (food travel entertainment etc). The goal is to have a portfolio hinged on both income and growth. Do not to be rich in physical assets but poor in cash flow. Cash flow assets include MMF FIF dividend stocks rental units etc" [X Link](https://x.com/cheruiyotkb/status/2021789182239162786) 2026-02-12T03:31Z 202K followers, [----] engagements "RT @TheAbojani: What works best for you when saving money Chama Money Market Funds Bank Account SACCO Chama Money Market Funds Bank Account SACCO" [X Link](https://x.com/cheruiyotkb/status/2021789255832404141) 2026-02-12T03:31Z 202K followers, [--] engagements "While chama savings help build social capital they don't offer much inflation protection except in table banking models. Your savings would be better off in cash flow investments like unit trust funds especially money market bond and fixed income funds. Investing Sh [-----] monthly in one that returns at least 11% p.a will amount to Sh [------] in two years. This amount can help pay off outstanding debt and allow you take on high risk high return investments" [X Link](https://x.com/cheruiyotkb/status/2021801396564095080) 2026-02-12T04:19Z 202K followers, [----] engagements "A job can pay bills but extra income buys peace options and control over time. Building more than one door keeps the future in safe hands. Small steps like learning after work saving first and testing side ideas create quiet strength. When income comes from just one place freedom stays limited. Growth feels slow choices feel tight and risk feels scary. Real power begins when skills grow savings build and new paths open. https://twitter.com/i/web/status/2021801593725686262 https://twitter.com/i/web/status/2021801593725686262" [X Link](https://x.com/cheruiyotkb/status/2021801593725686262) 2026-02-12T04:20Z 202K followers, [----] engagements "The foundational rules of wealth are simple yet effective: Live below your means. This isn't about deprivation but being intentional. It's about recognizing that every shilling saved today is a seed planted for future freedom. Invest the difference. Don't just save it put it to work. Compounding is the silent engine of wealth turning small consistent contributions into substantial wealth over time" [X Link](https://x.com/cheruiyotkb/status/2021801594073809330) 2026-02-12T04:20Z 202K followers, [----] engagements "RT @TheAbojani: Many people making Ksh 250k500k monthly salo may not be doing as you think. If you look closer: Car loan Mortgage S" [X Link](https://x.com/cheruiyotkb/status/2021873587985027245) 2026-02-12T09:06Z 202K followers, [--] engagements "The Abojani Personal Finance and Investments Masterclass creates a community of doers - not just passive participants. Take advantage of the early bird offer for the March program now" [X Link](https://x.com/cheruiyotkb/status/2021877210857062483) 2026-02-12T09:21Z 202K followers, [----] engagements "RT @bnf_039: Today 12/Feb/2026 Marks the day I bought my very first Stocks in the @NSE_PLC on @AIB_AXYSAfrica. After learning for [--] mont" [X Link](https://x.com/cheruiyotkb/status/2021914774573838504) 2026-02-12T11:50Z 202K followers, [--] engagements "If you earn Sh 100K a month you can invest at least 20% of your income and start making two incomes. If you buy a reliable car live within your means and don't interrupt your investments out of panic you can steadily hit two million shillings in cash flow assets in [--] years. https://twitter.com/i/web/status/2022181437223424427 https://twitter.com/i/web/status/2022181437223424427" [X Link](https://x.com/cheruiyotkb/status/2022181437223424427) 2026-02-13T05:29Z 202K followers, [----] engagements "Wealth isn't built on zero. Don't spend every shilling you earn. Pay yourself first by investing at least 20% of your income. Ignore the noise. Long-term hold beats short-term panic. Seek ways to increase your income. More cash flow equals more wealth creation. Living below your means isn't deprivation. It's strategic. Track every shilling. What gets measured gets managed and ultimately grows. https://twitter.com/i/web/status/2022183813762162924 https://twitter.com/i/web/status/2022183813762162924" [X Link](https://x.com/cheruiyotkb/status/2022183813762162924) 2026-02-13T05:39Z 202K followers, [----] engagements "@kiplangat73 @safaricom You are on the right track. Build passive income through the capital markets eg. unit trust funds stocks and treasury bonds" [X Link](https://x.com/cheruiyotkb/status/2022191907015995459) 2026-02-13T06:11Z 202K followers, [---] engagements "@bnf_039 @frontline766 @EganMureithi @NSE_PLC @AIB_AXYSAfrica @TheAbojani @NdindiNyoro @ChatGPTapp @AbsaKenya Some broker platforms still have old ticker symbols eg. ICDC for Centum CFC for Stanbic FIRE for Sameer (formerly Firestone EA) PANAFR for Sanlam" [X Link](https://x.com/cheruiyotkb/status/2022203936061722822) 2026-02-13T06:59Z 202K followers, [--] engagements "Keep investing small amounts of money until the fear of investing goes away. Eventually you will get to a point where you understand how things work. Only then should you increase the amounts for much bigger interests & dividend payouts. ✅Stocks ✅MMF ✅Bond Fund Just start 💯" [X Link](https://x.com/cheruiyotkb/status/1967105762494193889) 2025-09-14T05:58Z 193.9K followers, 18.1K engagements "Building wealth isn't just about earning. Invest multiply maintain. Heres how: [--]. Invest dont save cash loses value over time. Put it to work. [--]. Control your spending lifestyle inflation kills long-term wealth. [--]. Diversify your income relying on one stream is a risk. [--]. Own assets not liabilities wealth is built through ownership. Anyone can make a quick Sh 20K. But if you can keep it and grow it you are on your way to real wealth" [X Link](https://x.com/cheruiyotkb/status/1967456257704403053) 2025-09-15T05:11Z 194.2K followers, 10.2K engagements "#LevelUp October personal finance and investments masterclass with @TheAbojani 👇" [X Link](https://x.com/cheruiyotkb/status/1967456591608754265) 2025-09-15T05:12Z 194.2K followers, [----] engagements "@dr_emoji Yes. You can buy [---] shares of growth stocks like Kengen KPLC HF Britam or Kenya Re; every month" [X Link](https://x.com/cheruiyotkb/status/1967470152175456744) 2025-09-15T06:06Z 194.2K followers, [---] engagements "Three things: [--]. Make room for savings Maximize your income Cut unnecessary spending [--]. Create a solid foundation Pay off bad debt Build an emergency fund [--]. Build wealth Acquire assets Diversify liquid & fixed assets Reinvest dividends and interests" [X Link](https://x.com/cheruiyotkb/status/1967472360858046755) 2025-09-15T06:15Z 194.2K followers, [----] engagements "Wealthy people worked out different ways to build wealth: - Buying businesses - Starting businesses - Investing in real estate They ditched a way that wasn't working and doubled down on what worked. Find the way that will keep you consistent for decades. Concentration is key" [X Link](https://x.com/cheruiyotkb/status/1967560948719157319) 2025-09-15T12:07Z 194.2K followers, [----] engagements "Steady income Stick to the plan: [--]. Have 6-12 months emergency fund. [--]. Invest in safe even though lower return assets eg. SACCO MMFs etc. [--]. Invest in strategic but long term assets eg. bonds land property etc. [--]. Invest speculatively in stocks ETFs hedge funds etc" [X Link](https://x.com/cheruiyotkb/status/1967812420522442782) 2025-09-16T04:46Z 193.9K followers, [----] engagements "Money Market Funds are best for regular savings. SACCOs are a better way to access credit. Local stocks are best for dividends. Offshore stocks are best for capital gains. Bonds are usually low risk with predictable returns. Real Estate is best for long term capital preservation. #LevelUp October Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1967814594551824567) 2025-09-16T04:55Z 193.9K followers, 15.3K engagements "If you don't nail down the basics it will be harder to become wealthy no matter how much you earn: [--]. Stay out or get out of consumer debt. [--]. Buy only what you need until you can do #4. Then start buying what you love. [--]. Have an emergency fund for at least [--] months of needs. [--]. Invest at least 20% of your income. [--]. Aim to keep 50% in cash: money market funds bonds and SACCO deposits for regular income streams" [X Link](https://x.com/cheruiyotkb/status/1967815451888484821) 2025-09-16T04:58Z 193.9K followers, 21.3K engagements "Everything is hard; Saving money is hard. Being broke is hard. Being in debt is hard. Being debt-free is hard. Upgrading skills is hard. Staying stuck is hard. Pursuing dreams is hard. Living with regrets is hard. Starting a business is hard. Working a salaried job is hard. Choose your hard" [X Link](https://x.com/cheruiyotkb/status/1968169180907122965) 2025-09-17T04:24Z 193.8K followers, 16.2K engagements "Moving surplus funds into investments changes the game for personal finance. Once you've tackled your debts and built up your emergency fund it's time to make your money work harder for you. Paying yourself first empowers you to grow your wealth progressively making each shilling more effective" [X Link](https://x.com/cheruiyotkb/status/1968281923576369527) 2025-09-17T11:52Z 193.9K followers, [----] engagements "We often find ourselves drawn to the latest investment opportunities whether growth stocks crypto or forex which we consider higher return. However building true wealth isnt about chasing every fad; its about making thoughtful decisions about how you allocate your money. If you are young allocate more towards growth stocks. If aged 50+ and closer to retirement shift towards debt instruments like bonds. For protection against inflation check real assets like commodities or property. Asset allocation is always evolving" [X Link](https://x.com/cheruiyotkb/status/1968310140001452488) 2025-09-17T13:44Z 193.7K followers, [----] engagements "Cash feels like dead weight in a bull market but its actually stored opportunity. The ability to strike when others are forced sellers is what separates capital preservation from wealth creation" [X Link](https://x.com/cheruiyotkb/status/1968545412287001019) 2025-09-18T05:19Z 194.2K followers, [----] engagements "In the world of inflation cash is not a great asset to own. At the same time you can never grab opportunities if you don't have cash. So even if cash drags your return it is capable of creating wealth when opportunities present themselves" [X Link](https://x.com/cheruiyotkb/status/1968546669605146952) 2025-09-18T05:24Z 194.3K followers, [----] engagements "Seeking to balance cash for opportunity and asset placement for growth Join @TheAbojani October personal finance and investments masterclass and learn portfolio building and management 👇" [X Link](https://x.com/cheruiyotkb/status/1968548864413081656) 2025-09-18T05:33Z 194.2K followers, [----] engagements "Normalize buying cash flow assets like you pay your rent or bills. Get used to regular monthly growth of your asset portfolio. These options don't require a lot of thinking: MMF top ups SACCO deposits NSE dividend stocks Bond fund purchases Offshore stocks and ETFs" [X Link](https://x.com/cheruiyotkb/status/1968553057441939506) 2025-09-18T05:49Z 194.1K followers, [----] engagements "You get paid more when you scale up your knowledge and skills. Similarly investors enjoy more returns when they elevate their risk appetite. You elevate your risk tolerance once you've built the foundation MMF SACCO bonds stocks hedge funds etc. #LevelUp Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1968875176331731024) 2025-09-19T03:09Z 194.2K followers, [----] engagements "For starters master your money with this simple budget formula; ⚡50% Needs: Essentials only (rent food transport bills). ⚡30% Wants: Fun stuff (data outings treats). ⚡20% Savings/Investments: Your untouchable wealth seed. Save first then live on the rest. Be true to your future self than you are to your past" [X Link](https://x.com/cheruiyotkb/status/1968975878295081057) 2025-09-19T09:50Z 193.8K followers, [----] engagements "If you've got the discipline not to raid them often do MMF. Accumulate and transfer part to dividend stocks then bond fund. Leave rest to compound as you top up regularly. Should you seek credit to fund your business a SACCO deposits account is important too" [X Link](https://x.com/cheruiyotkb/status/1969043398825816234) 2025-09-19T14:18Z 193.7K followers, [---] engagements "Chak achaka" [X Link](https://x.com/cheruiyotkb/status/1969074590845424013) 2025-09-19T16:22Z 194K followers, [----] engagements "Your financial aspirations take shape when you pursue financial literacy. Make the decision this month. October is a great month to acquire knowledge on money and investments for greater resolutions in [----]. #LevelUp Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1969078105273782766) 2025-09-19T16:36Z 194.1K followers, [----] engagements "@mcsquared34 I've been poor. I've been rich. Rich is better. Wealthy is best 💯" [X Link](https://x.com/cheruiyotkb/status/1969085631696449773) 2025-09-19T17:06Z 194.2K followers, [----] engagements "Beginners are usually torn between MMF and SACCO. These two aren't mutually exclusive actually. If you've got the discipline not to raid savings often do MMF but accumulate and transfer part to dividend stocks and bond fund and leave just 3-6 months' equivalent of regular expenses for emergencies in another MMF. Should you seek credit to fund your business a SACCO deposits account is important too. An MMF is a cash management tool not an end to investment" [X Link](https://x.com/cheruiyotkb/status/1969277012549259322) 2025-09-20T05:46Z 193.9K followers, 18.2K engagements "@taivonita2012 9-11% p.a depending on fund manager" [X Link](https://x.com/cheruiyotkb/status/1969298843125563859) 2025-09-20T07:13Z 193.9K followers, [---] engagements "Make money in the weekend or on holiday or you will lose the weekend over money. At whatever age don't spend all your money. Put some in MMF Put some in stocks Put some in real estate Put some in your business Put some in learning core skills Put some in treasury bills/bonds" [X Link](https://x.com/cheruiyotkb/status/1969301635353501828) 2025-09-20T07:24Z 194.2K followers, [----] engagements "@Joab_mola Check out fixed income fund too. Could offer better returns circa 13% p.a" [X Link](https://x.com/cheruiyotkb/status/1969310757721432306) 2025-09-20T08:00Z 194.3K followers, [---] engagements "@ItisBriaan Concentrate on better yield investments like dividend stocks above 12% yields and with capital gains potential fixed income funds with 13% annual returns special funds etc" [X Link](https://x.com/cheruiyotkb/status/1969451080237908158) 2025-09-20T17:18Z 194.1K followers, [---] engagements "#SundayWord [--]. If you're not earning much focus more on upgrading skills and making more money than in saving. [--]. When you are making more money save/invest aggressively in MMF SACCO deposits bonds etc. [--]. When you feel relatively secure invest mostly in physical assets especially the ones with relatively lower ROI but with good security eg. real estate. [--]. You may take the risk of investing in businesses with high return models like commodities. [--]. Focus on managing your investments or business then diversify and expand as you see fit. Your experience in the market will inform you how to" [X Link](https://x.com/cheruiyotkb/status/1969628318921105816) 2025-09-21T05:02Z 193.9K followers, 13.4K engagements "Build a growth mindset and position your money in investments that will keep on giving; eg. dividend stocks bonds and unit trust funds. #LevelUp October Personal Finance and Investments Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1969629249691615442) 2025-09-21T05:06Z 193.8K followers, [----] engagements "Who really needs an emergency fund For many who lack regular extra income from cash flowing investments like daily returns from MMF - especially from a huge deposit like Sh 5M that may yield Sh [----] daily without your input - building an emergency fund for 3-6 months worth of living expenses in a high-yield savings account to cover unexpected costs like job loss or medical bills - is highly recommended. With Sh 4.8M in an MMF giving about Sh [----] daily that's easily accessible Kevin - from the image below shared a few months ago - may not need an emergency fund as long as he holds a stable job" [X Link](https://x.com/cheruiyotkb/status/1969633147072524317) 2025-09-21T05:21Z 194K followers, 26.5K engagements "The more cash flow you can collect from a job or investments the more it gets big enough to buy assets. If your cash flow is Sh [------] a month and you save 30% of that money it means you'll save Sh [-----]. Which means you will save Sh [------] a year for any investment you want to pursue. If you accumulate this money in an MMF you would have Sh [------] in a year. This can get you a fairly good dudu for taxi business that can earn you Sh [-----] a month net of expenses. Passive income investments of a similar amount - Sh [------] - like bonds can give you just Sh [-----] a year. The point is - your" [X Link](https://x.com/cheruiyotkb/status/1969658778669789606) 2025-09-21T07:03Z 193.8K followers, 26.4K engagements "@InspiredBiker Links for opening money market accounts: CIC ICEA LION Sanlam https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF" [X Link](https://x.com/cheruiyotkb/status/1969710505095770555) 2025-09-21T10:29Z 194.3K followers, [---] engagements "What you should invest in when you have extra money: ✓Invest in yourself. You are your top asset. Invest in your health your fitness your mind. You can't lose when you invest in yourself. This is where you will have the highest ROI. ✓Invest in your business if your business is set to scale up especially agribusiness technology ICT etc. ✓Invest in assets you can easily sell and get cash back; eg. Cereals timber auto spares etc. ✓Invest in real estate. Lands and properties. Just don't invest blindly. ✓Invest in stocks and small businesses that have the potential to grow. Scout businesses you" [X Link](https://x.com/cheruiyotkb/status/1969716879741661372) 2025-09-21T10:54Z 193.8K followers, [----] engagements "@grandpahasasay Suppose he wants to access his cash whenever he wants to And bonds give just 12.5% which isn't a mile from a [--] or 11% an MMF may give" [X Link](https://x.com/cheruiyotkb/status/1969777325157077192) 2025-09-21T14:54Z 193.7K followers, [---] engagements "@stevetalai Not wise. Loan rates are higher than MMF returns" [X Link](https://x.com/cheruiyotkb/status/1969834083585781918) 2025-09-21T18:40Z 193.7K followers, [--] engagements "#MondayMoney 1) Big money can be made through high savings wise investing and lots of patience. 2) Trying to get rich fast is the fastest way to lose what you have. 3) Losing opportunities is far better than losing money. Dont invest in ponzi schemes. 4) Making as much money as quickly as possible is not an investment strategy. Unfortunately for most of us that is the strategy. 5) There are periods of high returns low returns no returns and negative returns. You need to go through all these to get great long term returns. 6) Dont take aggressive bets. Remember one mistake can push you back by" [X Link](https://x.com/cheruiyotkb/status/1970016086234923128) 2025-09-22T06:43Z 194.1K followers, 11.2K engagements "#TerrificTwenties ⚡Establish a budget ⚡Build + credit score ⚡Seek financial education ⚡Set a financial milestone ⚡Build an emergency fund ⚡Pay off high-interest debt ⚡Start investing for retirement ⚡Protect yourself with insurance ⚡Invest in personal development ⚡Start saving for the short term goals" [X Link](https://x.com/cheruiyotkb/status/1970017634704916858) 2025-09-22T06:49Z 194.3K followers, [----] engagements "When you invest relentlessly into your self education You become a better entrepreneur. You own a better business/es. You receive more active cash flow. You are able to invest more into financial assets. You receive more passive cash flow" [X Link](https://x.com/cheruiyotkb/status/1970112681433567408) 2025-09-22T13:07Z 194.2K followers, [----] engagements "Don't wait until you feel you've got more money to start learning about investments. Acquire financial literacy first. When knowledge meets opportunity your money takes off on a compounding growth journey. #LevelUp October Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1970114849918070960) 2025-09-22T13:15Z 194.2K followers, [----] engagements "The KCB Multi-Currency Prepaid Card is designed for people and businesses who transact across borders. It supports up to [--] global currencies on one card removing the stress of forex conversions hidden charges or carrying cash" [X Link](https://x.com/cheruiyotkb/status/1970382927885205545) 2025-09-23T07:01Z 193.9K followers, [----] engagements "Its a good option because: Ease: Load currencies in advance via M-Pesa iBank or any KCB branch Affordability: Real-time exchange rates no hidden fees Security: Block instantly if lost safer than carrying cash Control: Pre-load specific amounts track spending globally" [X Link](https://x.com/cheruiyotkb/status/1970383361513308180) 2025-09-23T07:02Z 193.9K followers, [---] engagements "Wealth doesnt come from how much you make but from how much you keep and reinvest into assets that continue to grow and pay you over time" [X Link](https://x.com/cheruiyotkb/status/1970454497794068767) 2025-09-23T11:45Z 193.9K followers, [----] engagements "Spend your energy building and owning things that make money for you; like businesses real estate stocks or bonds. These are assets that generate income whether or not you are actively working. #LevelUp October Personal Finance and Investments Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1970454917719392634) 2025-09-23T11:47Z 193.9K followers, [----] engagements "Formal education will teach you how to work within a system. Financial literacy will teach you how to build your own system. Learn the art of investment and money management via @TheAbojani Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1970701961633599826) 2025-09-24T04:08Z 194.2K followers, [----] engagements "If you're interested in building wealth or in becoming rich as a young man/woman investing should be a basic necessity just as food sleep and water is to you. Make investing a daily habit and the two greatest investments is investing in yourself and investing in assets" [X Link](https://x.com/cheruiyotkb/status/1970811920052555779) 2025-09-24T11:25Z 194K followers, [----] engagements "You don't need Sh [-----] before you can invest there exist quality publicly traded shares that's worth as low as Sh 20; if you keep buying a share every week or month in months or years you will be worth a lot. #LevelUp your personal finances & investments via Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1970812474745110796) 2025-09-24T11:28Z 193.9K followers, [----] engagements "Financial success requires a different type of education and attitude to hack. There are plenty of broke doctors lawyers and varsity dons because high income doesn't guarantee wealth. Managing and growing money requires financial discipline not a high IQ or academic success" [X Link](https://x.com/cheruiyotkb/status/1971047397363974590) 2025-09-25T03:01Z 194.2K followers, [----] engagements "If your knowledge of personal finances and investments is insufficient to convert part of salary income to cash flowing assets financial literacy is your best bet. Join @TheAbojani October Personal Finance and Investments Masterclass. Take advantage of the early bird offer 👇" [X Link](https://x.com/cheruiyotkb/status/1971049023785070909) 2025-09-25T03:08Z 194.2K followers, [----] engagements "@Bezeley_MBChB Good for diversification 👍" [X Link](https://x.com/cheruiyotkb/status/1971049415386525968) 2025-09-25T03:09Z 193.9K followers, [---] engagements "Sustainable wealth isnt just passed down; its built intentionally. Take control of your career create solid financial goals invest in assets honour relationships submit to mentoring and make long-term moves. Rise up to the responsibility and commit to living purposefully" [X Link](https://x.com/cheruiyotkb/status/1971054525957144628) 2025-09-25T03:29Z 194.2K followers, [----] engagements "You rarely become wealthy by chance. And even if you come to sudden wealth by either marrying into it or inheriting it only these money hacks will allow you to keep growing: Budgeting Saving money Paying off debt Investing wisely Building your own business Diversifying income streams" [X Link](https://x.com/cheruiyotkb/status/1971057047379513514) 2025-09-25T03:39Z 194.3K followers, 14.7K engagements "X Spaces Beyond Money Market Funds there are other powerful Unit Trusts you should considerlike Balanced Funds and Equity Funds. 🔥Equity Funds focus on shares 🔥Balanced Funds combine shares with bonds Tonight from 7:00PM on X Spaces well be listening to experts from @OldMutual_Ke as they demystify these two investments and show us the important role they can play in your portfolio. The session will be moderated by Robert @TheAbojani CEO and we look forward to having you join us 🤗 🔗 Set your reminder here: https://twitter.com/i/spaces/1dRJZavLaOVGB https://twitter.com/i/spaces/1dRJZavLaOVGB" [X Link](https://x.com/cheruiyotkb/status/1971118942157480040) 2025-09-25T07:45Z 194.1K followers, [----] engagements "@brian_vikki_ @JohnHiuhu @kahome_steve @mtucreativity @NSE_Investors @WaruhiuFranklin Absolutely 💯" [X Link](https://x.com/cheruiyotkb/status/1971949921432694937) 2025-09-27T14:47Z 194.1K followers, [--] engagements "This article on retirement planning was quite a gem. If this doesn't inspire you to wealth nothing else will. See thread 👇" [X Link](https://x.com/cheruiyotkb/status/1971974337952403854) 2025-09-27T16:24Z 194.6K followers, 61.9K engagements "Stima SACCO @stimasacco share capital worth Ksh [-----] on sale at Ksh [-----]. Inbox if interested" [X Link](https://x.com/cheruiyotkb/status/1972149117867438311) 2025-09-28T03:59Z 194.3K followers, 206.2K engagements "Stima SACCO @stimasacco share capital worth Ksh [-----] on sale at Ksh [-----]. One block sale. Inbox if interested" [X Link](https://x.com/cheruiyotkb/status/1972210811109011811) 2025-09-28T08:04Z 194.1K followers, 19.1K engagements "Why buy Stima SACCO share capital As an existing member you get to enjoy higher dividend on share capital at the rate of 15% Buying directly from existing members gets you discounts on the face value. That too is profit. Stima SACCO is the largest both in assets and total income. This is an assurance that interests and dividends remain high year on year" [X Link](https://x.com/cheruiyotkb/status/1972317100531130640) 2025-09-28T15:06Z 194.3K followers, 31.4K engagements "Stima SACCO @stimasacco share capital worth Ksh [------] on sale at Ksh [------]. If you seek to buy in part it's possible for Ksh [------] face value going discounted at Ksh [-----]. Inbox if interested. Why buy Stima SACCO share capital As an existing member you get to enjoy higher dividend on share capital at the rate of 15% Buying directly from existing members gets you discounts on the face value. That too is profit. Stima SACCO is the largest both in assets and total https://t.co/c5Benql16o Why buy Stima SACCO share capital As an existing member you get to enjoy higher dividend on share capital" [X Link](https://x.com/cheruiyotkb/status/1972318918594171172) 2025-09-28T15:14Z 194.2K followers, [----] engagements "Allocating money to a purpose: Short term financial goals are for more immediate expenses (few months to a year). Examples: Travel Wedding Personal goods Emergency fund Credit card debt payments Minor repairs and home improvements Payments toward rent insurance or student loans Medium term goals fall between short and long term goals Examples: Buying a car Paying off debt Saving for down payment on a mortgage Long term goals majorly focus on big picture goals with a time frame that ranges from several years to decades. Examples: Retirement fund Starting a business Paying off a mortgage Saving" [X Link](https://x.com/cheruiyotkb/status/1972510061428666803) 2025-09-29T03:53Z 194.3K followers, [----] engagements "Different levels of personal finance: ⚡Stable income - earnings cover bills - "living payslip to payslip" ⚡Able to pay off consumer debt ⚡Some savings in SACCO & MMF - 5% then 10% then 15% of earnings ⚡Some investments eg. stocks ETFs bonds ⚡Financial freedom - investment cash flows cover bills and leisure" [X Link](https://x.com/cheruiyotkb/status/1972510876021235757) 2025-09-29T03:56Z 194.3K followers, [---] engagements "Few people have the necessary cash flow to buy land car or build a house in cash. Reasonable amounts of debt are generally required to build wealth even if its just temporary. Debt is a tool like a hammer. You can ignore the hammer and build your house by hand which takes 10X longer and 10X as much effort" [X Link](https://x.com/cheruiyotkb/status/1972511368306635024) 2025-09-29T03:58Z 194.3K followers, 17.9K engagements "For many salaried employees wealth creation takes longer as the company caps their income so it can profit. You can get wealth by investing but you need to exercise lots of patience and regular funding of investments. When you are starting from zero growing a business you understand is the fastest way to build wealth" [X Link](https://x.com/cheruiyotkb/status/1972537219987423552) 2025-09-29T05:41Z 194.2K followers, 12.2K engagements "Newly employed and seeking to break off the endless rat race and build sustainable wealth Learn valuable wealth creation tips and cash flow portfolio diversification via @TheAbojani October Personal Finance and Investments Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1972538921251676379) 2025-09-29T05:48Z 194.2K followers, [----] engagements "Your salary is your foundation for wealth creation. You can either save and invest to grow it or spend it all and remain at the same state. What to do every pay day: 🚨 Top up your emergency fund 📈 Make deposits into your investments 💣 Reduce any high interest debt 💵 Pay your important bills first 🛒 Stick to your monthly shopping 🎁 Enjoy the rest of your money" [X Link](https://x.com/cheruiyotkb/status/1972651870716924409) 2025-09-29T13:17Z 194.5K followers, [----] engagements "@mwaurapatrickPR DM in case you wish to sell" [X Link](https://x.com/cheruiyotkb/status/1972698342619516994) 2025-09-29T16:21Z 194.1K followers, [--] engagements "Keep the money flowing. Never let it sit idle as it loses value gradually. When you receive salary income or interests and dividends from investments Invest in your skills Spend it on necessities Invest/reinvest in assets Compound in high yield unit trusts" [X Link](https://x.com/cheruiyotkb/status/1972883620219036103) 2025-09-30T04:38Z 194.3K followers, [----] engagements ""Live like you'll die tomorrow" "Plan like you'll live to 100" Two conflicting mindsets when it comes to personal finance. Being forced to retire is about age. Being able to retire is about money. When you understand the difference you begin treating money differently" [X Link](https://x.com/cheruiyotkb/status/1972889264217043283) 2025-09-30T05:00Z 194.3K followers, [----] engagements "Live your life. Take care of yourself. Find a stable source of income because you must. Feel wealthy by actively spending on what you truly value. Make your own timelines. Use money to buy the present moment - don't just dream of a future that's unknown. Continue investing" [X Link](https://x.com/cheruiyotkb/status/1973002746090467539) 2025-09-30T12:31Z 194.3K followers, [----] engagements "Personal finance is self-care. Put an oxygen mask on yourself first before trying to help others. Be well grounded financially before trying to rescue everyone in your circle from their financial troubles. Attempts to help others on a weak asset base will soon get you in a pit and very few will care" [X Link](https://x.com/cheruiyotkb/status/1973635942490444189) 2025-10-02T06:27Z 194.3K followers, [----] engagements "Being cash poor isn't an inflation problem but a cash flow problem. Save first then invest. Investing is the bridge from cash flow to wealth. You invest in an existing business a commodity stocks or debt instruments. Position your money in assets with returns above 12% p.a. Level up your personal finances and investments via @TheAbojani October Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1973637453740179472) 2025-10-02T06:33Z 194.3K followers, [----] engagements "British American Tobacco Kenya Plc $BAT Current Price: Ksh [------] Reasons: ✓Known for sustained shareholder value through business agility and adaptation to market changes. ✓It provides a solid dividend yield and has been highlighted in top-performing lists for [----]. ✓Stable for dividend investors despite regulatory risks in the tobacco industry. ✓Recommended for those seeking reliable payouts" [X Link](https://x.com/cheruiyotkb/status/1973687620191359360) 2025-10-02T09:52Z 194.6K followers, [----] engagements "Standard Chartered Bank Kenya Ltd $SCBK Current Price: Ksh [------] Reasons: ✓Offers one of the highest dividend yields in banking with a history spanning over seven years. ✓consistent revenue growth. ✓Ideal for income seekers with strong international backing and a focus on distributing earnings to shareholders" [X Link](https://x.com/cheruiyotkb/status/1973687990183510307) 2025-10-02T09:54Z 194.5K followers, [----] engagements "It gets to a point when you can live off your investments. Before then keep your strategy simple: ✓Buy and hold quality dividend stocks and unit trust funds. ✓Reinvest the dividends and interests. ✓Let the portfolio compound and grow. ✓Keep buying. Build the cash flow" [X Link](https://x.com/cheruiyotkb/status/1974361233575862748) 2025-10-04T06:29Z 194.6K followers, [----] engagements "You earn a fair salary by average Kenyan standards. Since your contract runs out in the next two years you have to practice moderation on your spending. Your budget shows Sh [-----] unaccounted for. I assume this gets into shopping and miscellaneous stuff like airtime" [X Link](https://x.com/cheruiyotkb/status/1974392096783020458) 2025-10-04T08:32Z 194.8K followers, [----] engagements "With your expenses averaging Sh [-----] (except loan repayment) you will need about Sh [------] to stay afloat for six months while job-hunting when your contract ends. It is not clear how much you save monthly in the SACCO and you've also not disclosed total chama savings or if it's a simple merry-go-round" [X Link](https://x.com/cheruiyotkb/status/1974393080275935443) 2025-10-04T08:36Z 194.6K followers, [----] engagements "While chama savings help build social capital they don't offer much inflation protection except in table banking models. Your savings would be better off in cash flow investments like unit trust funds especially money market bond and fixed income funds" [X Link](https://x.com/cheruiyotkb/status/1974393276670042129) 2025-10-04T08:36Z 194.6K followers, [----] engagements "Unit Trusts like money market funds enable easy access for lumpsum withdrawals and daily earnings that ensure your money grows with consistence" [X Link](https://x.com/cheruiyotkb/status/1974394867284402608) 2025-10-04T08:43Z 194.6K followers, [----] engagements "Sh 1.2M kept in a fixed income fund returning 13% annually earns at least Sh [-----] monthly after tax. This can settle a key expense like rent this allow you location freedom as you look to secure another job contract" [X Link](https://x.com/cheruiyotkb/status/1974395016756777397) 2025-10-04T08:43Z 194.6K followers, [----] engagements "#LevelUp via @TheAbojani October Personal Finance and Investments Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1974395406550184126) 2025-10-04T08:45Z 194.5K followers, [----] engagements "Just as you can't inherit your parents' job and salary your kids can't inherit yours when you're retired. But they can inherit a portfolio of dividend-paying stocks. They can inherit real estate. They can inherit a business. You build a legacy this way. Buy cash flow assets" [X Link](https://x.com/cheruiyotkb/status/1974710517609427397) 2025-10-05T05:37Z 194.7K followers, 10.8K engagements "On your way to building wealth avoid lifestyle inflation. Don't merely save money in bank accounts as it doesn't compound. Just keep what you need for frequent expenses. Extra money should be allocated for investments in either your skills your business or the capital markets" [X Link](https://x.com/cheruiyotkb/status/1975074179549458657) 2025-10-06T05:42Z 194.8K followers, [----] engagements "Find side hustles that create surplus cash to invest in assets that create dependable multiple flows of income that don't require your time; eg. real estate dividend stocks treasury bonds etc. Level up your personal finances and investments via @TheAbojani October Masterclass 👇" [X Link](https://x.com/cheruiyotkb/status/1975075225927627029) 2025-10-06T05:46Z 194.8K followers, [----] engagements "#MoneyMonday #diversification" [X Link](https://x.com/cheruiyotkb/status/1975078620008759550) 2025-10-06T06:00Z 194.8K followers, [----] engagements "Personal finance tips - Avoid impulsive purchases Maintain an emergency fund Get exposure to bonds & equities Invest at least 20% of your income Keep debt less than 30% of income Invest in cash flow assets for the long term Have adequate term life and medical insurance" [X Link](https://x.com/cheruiyotkb/status/1975126844727820473) 2025-10-06T09:11Z 194.7K followers, [----] engagements "@Kimwabrayo Check out Sanlam StanChart Shilingi Fund and Britam" [X Link](https://x.com/cheruiyotkb/status/1975136343400534338) 2025-10-06T09:49Z 194.6K followers, [--] engagements "Running a business in Kenya is not for the faint-hearted. One day youre celebrating a big order the next youre calculating how to stretch your cash flow because clients havent paid on time. Rent salaries taxes licenses fuel costs etc. Everything seems to rise except your margins. #SafaricomBusiness" [X Link](https://x.com/cheruiyotkb/status/1975475170555974135) 2025-10-07T08:15Z 194.6K followers, [----] engagements "There is no fast money when someone else does the work for you or when you want guaranteed passive income. If you want to make more money than government bonds or high yield dividend stocks can give you start your own business that you understand and can maximize. But that too is attached to labour costs and taxes thus higher returns aren't guaranteed. The goal shouldn't be to just earn money from your business but consider putting some of it into low risk low return passive income investments so you don't have to work forever" [X Link](https://x.com/cheruiyotkb/status/1975540529526943907) 2025-10-07T12:35Z 194.6K followers, [----] engagements "That's Sh 13M 🤦 Well the first $100K is almost impossible. The next $100K takes almost half the time. The one after that is even faster. The journey from $0 to $100K is the hardest part. Don't quit before compounding starts doing the heavy lifting" [X Link](https://x.com/cheruiyotkb/status/1976868875426795880) 2025-10-11T04:34Z 194.8K followers, [----] engagements "Signs of financial stability and future wealth sustainability: [--]. You are investing consistently. [--]. You spend less than you earn. [--]. You dont hold any bad debts. [--]. You have multiple streams of income. [--]. You have cash saved for emergencies" [X Link](https://x.com/cheruiyotkb/status/1976872520843170084) 2025-10-11T04:48Z 194.8K followers, [----] engagements "Begin with the basics - open investment accounts. This will help you focus on asset and income growth from unit trusts SACCO and dividend stocks. Links for MMF account opening: CIC ICEA LION Sanlam https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF" [X Link](https://x.com/cheruiyotkb/status/1976873371544486318) 2025-10-11T04:51Z 194.8K followers, [----] engagements "Treat saving and investing like a bill you must pay monthly. Fund an emergency kitty up to [--] months' equivalent of expenses. Invest 30% of income - 75% of that in assets and 25% in your skills or business tools. Your returns will come from interests and increasing income" [X Link](https://x.com/cheruiyotkb/status/1977282698587590998) 2025-10-12T07:58Z 194.8K followers, 16.4K engagements ": In the fast-paced world of investing there is often a misplaced glorification of high-risk high-reward strategies especially among the youth. A recent debate on whether investing KES 1M to earn KES 10K monthly in a Money Market Fund (MMF) is "cowardly" brings this to light. https://x.com/cheruiyotkb/status/1885617542162477308t=6GlJM3nye68RXSqAtVTx0g&s=19 https://x.com/cheruiyotkb/status/1885617542162477308t=6GlJM3nye68RXSqAtVTx0g&s=19" [X Link](https://x.com/cheruiyotkb/status/1977583190916075957) 2025-10-13T03:52Z 194.7K followers, [----] engagements "So is playing it safe with MMFs truly cowardice Or is it the wisdom of those who understand that financial freedom is not built in a daybut over time with discipline and patience" [X Link](https://x.com/cheruiyotkb/status/1977584269175226612) 2025-10-13T03:56Z 194.7K followers, [----] engagements "Every new week presents a chance to outdo the man you've been last week. Set goals crush them and then raise the bar. Complacency is the enemy of greatness. Never settle never stagnate - relentlessly pursue your own evolution. You have all you need to soar. #HappyNewWeek 🎊" [X Link](https://x.com/cheruiyotkb/status/1977598978251272286) 2025-10-13T04:55Z 194.8K followers, [----] engagements "Keeping just Sh [----] every month in a unit trust fund that returns just 12% p.a accumulates to Sh 500K in [--] years. What can Sh 0.5M do There are lots of options: buy a hatchback for Uber business buy a 50x100 plot for own residence or rental units invest in a special (hedge) fund for 18% annual interests buy half an acre land for poultry vegetable dairy goat or cattle farming buy primary building materials for a 3-BR 🏡 in your plot acquire a working permit travel documents and plane ticket for a Sh 100K p.m job overseas It all depends on what you understand best 💯" [X Link](https://x.com/cheruiyotkb/status/1977953972682887361) 2025-10-14T04:25Z 194.8K followers, 61K engagements "@mentor_lity @Kimuzi_ Sanlam 💯 Great customer care. Use link to open 👇 https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/SANLAMEASTAFRICAMMF" [X Link](https://x.com/cheruiyotkb/status/1978164597883367497) 2025-10-14T18:22Z 194.8K followers, [--] engagements "It's a self-paced journey. Somewhere along the way your income will rise and you'll take a loan to build" [X Link](https://x.com/cheruiyotkb/status/1978320833199140950) 2025-10-15T04:43Z 194.8K followers, [----] engagements "A merger can happen without controlling ownership by one company over another. Companies can agree to work together with a medium term goal of one brand ceding existence owing to increased investment by the bigger partner and more ownership stake. ICEA-LION Cannon-Metropolitan etc" [X Link](https://x.com/cheruiyotkb/status/1978423396313534659) 2025-10-15T11:31Z 194.8K followers, [---] engagements "Lifestyle upgrades feel harmless in the moment but they quietly turn every income raise into a trap that keeps you stuck on the same financial position. This phenomenon often called lifestyle inflation is a silent killer of financial freedom. It ensures your expenses always keep pace with your earnings never leaving a surplus for investment" [X Link](https://x.com/cheruiyotkb/status/1978756071213707439) 2025-10-16T09:33Z 194.8K followers, 10.7K engagements "Raila- Enigma of Kenya Joho- Sultan of Mombasa Mudavadi- Prince of Mululu Ruto- Hustler of Sugoi & UK- Muthamaki of Kiambu. #JohoVsUhuru" [X Link](https://x.com/cheruiyotkb/status/841504492113793025) 2017-03-14T04:21Z 164.9K followers, [--] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@cheruiyotkb cheruiyotkb
cheruiyotkb posts on X about money, stocks, investment, cash flow the most. They currently have [-------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.
Engagements: [------] #
- [--] Week [-------] -86%
- [--] Month [---------] +348%
- [--] Months [---------] +56%
- [--] Year [---------] -55%
Mentions: [--] #
- [--] Week [--] +27%
- [--] Month [---] -38%
- [--] Months [-----] +37%
- [--] Year [-----] -26%
Followers: [-------] #
- [--] Week [-------] +0.22%
- [--] Month [-------] +1.30%
- [--] Months [-------] +5%
- [--] Year [-------] +14%
CreatorRank: [-------] #
Social Influence
Social category influence finance 77.78% ncaa football 5.82% countries 3.7% vc firms 1.59% currencies 1.06% stocks 1.06% automotive brands 0.53% celebrities 0.53% premier league 0.53% champions league 0.53%
Social topic influence money 29.63%, stocks #1835, investment #964, cash flow #47, finance #2027, dividend #129, debt #549, fixed income #14, saving #1073, future #3916
Top accounts mentioned or mentioned by @theabojani @bnf_039 @pkoech1440 @stimasacco @globalpesabrief @absakenya @antonynguli5141 @kevin36077458 @farmingcareer @erykmun @sirwrights @mernubelerin @dnahinga @bnf039 @nseplc @aibaxysafrica @kiplangat73 @frontline766 @eganmureithi @johnhiuhu
Top Social Posts
Top posts by engagements in the last [--] hours
"The capital gains and the dividends and the #KKK stocks. The favourite hodling is long term. https://twitter.com/i/web/status/2021550692989612285 https://twitter.com/i/web/status/2021550692989612285"
X Link 2026-02-11T11:43Z 202K followers, 10.3K engagements
"You can earn about Sh 50K annual interests or dividends by setting aside between Sh [----] to [-----] monthly for [--] years; from a Sh 60K net pay. It depends on where you invest. ✓Sh 500K MMF savings with pre-tax earnings of 12% p.a. ✓Sh 500K SACCO deposits with at least 10% annual interests. ✓Sh 300K invested in a government bond at 17% coupon rate. ✓Sh 330K invested in $SCBK shares at about Sh [---] per share earning Sh [--] per share. Or you can have a diversified portfolio - ✓Sh 100K in MMF = Sh 10K ✓Sh 150K in SACCO = Sh 15K ✓Sh 100K in government bond at 17% coupon = Sh 17K. ✓Sh 100K in $COOP"
X Link 2024-10-26T08:08Z 201.5K followers, 34.2K engagements
"Make money in your sleep or you will lose sleep over money. At whatever age don't spend all your money. Put some in MMF Put some in stocks Put some in real estate Put some in your business Put some in learning core skills Put some in treasury bills/bonds Don't waste them"
X Link 2024-11-18T04:35Z 201.5K followers, [----] engagements
"Some NSE-listed stocks with stronger fundamentals you can buy [---] shares with less than Ksh [----]. Absa Kenya @ [-----] Safaricom PLC @ [-----] Co-operative Bank @ [-----] Sasini Tea and Coffee @ [-----] Carbacid Investments @ [-----] Learn stock market investing via @TheAbojani October Masterclass 👇"
X Link 2025-09-28T15:01Z 201.9K followers, 23.2K engagements
"If exploring @AbsaKenya Asset Management its worth taking time to review their full range of available unit trust funds. Compare each funds objective risk profile fees and long-term performance. You gain clarity and it's easier to see which option truly aligns with your goals time horizon and risk tolerance - rather than locking yourself into a product that may not work optimally for you. https://twitter.com/i/web/status/2014943274746741020 https://twitter.com/i/web/status/2014943274746741020"
X Link 2026-01-24T06:08Z 201.6K followers, [----] engagements
"@DuncanKipkemei2 @TowerSaccoLtd That is changing. A number allow share redemption nowadays"
X Link 2026-01-25T09:22Z 201.8K followers, [----] engagements
"@antonynguli5141 Links for opening money market accounts ICEA LION Sanlam CIC https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF"
X Link 2026-01-27T10:24Z 201.8K followers, [----] engagements
"#WealthWednesday Fix your relationship with money. Learn budgeting. Learn saving. Learn delayed gratification. Stop trying to impress people who will not help you when life gets serious. https://twitter.com/i/web/status/2016349931359908115 https://twitter.com/i/web/status/2016349931359908115"
X Link 2026-01-28T03:17Z 201.6K followers, [----] engagements
"Many people do not bother to check the performance of their long-term financial plans. When it comes to your pension or annuity fund go deeper. Understand how it is faring how much you have accumulated and where the money is being invested. This is your money. Your future depends on it. If you never check it never question it and never adjust you could work your whole life and still retire with far less than you expected. https://twitter.com/i/web/status/2016352377620631870 https://twitter.com/i/web/status/2016352377620631870"
X Link 2026-01-28T03:27Z 201.8K followers, [----] engagements
"Your future wont remember your wishes but only your behavioural patterns towards your money. Learn save normalize saying no and show up consistently. Maximize your use of money market funds SACCO dividend stocks fixed income funds bond funds etc. #WealthWednesday https://twitter.com/i/web/status/2016352828009181667 https://twitter.com/i/web/status/2016352828009181667"
X Link 2026-01-28T03:29Z 201.7K followers, [----] engagements
"Building an income portfolio of Ksh 3M: Sh 1M in an infrastructure bond earns you Sh 140K p.a. Sh 500K in a fixed income fund for short/medium/long term goals earns you at 12% net interest Sh 60K p.a. Sh 500K for [----] StanChart Bank shares bought at Sh [---] earn you Sh 72K dividend. Sh 500K Stima SACCO share capital earns you Sh 75K. Sh 500K in a multi-asset fund earns you Sh 90K p.a. https://twitter.com/i/web/status/2016813719628423485 https://twitter.com/i/web/status/2016813719628423485"
X Link 2026-01-29T10:00Z 201.8K followers, 46.4K engagements
"Learn from the best. Financial literacy is key to achieving important life goals. Thats why weve made this masterclass affordable simple practical and thorough - perfect for anyone ready to invest in themselves. See what fellow professionals and entrepreneurs have achieved after attending the Abojani masterclass. #LevelUp February Masterclass 👇 https://twitter.com/i/web/status/2017187528084750759 https://twitter.com/i/web/status/2017187528084750759"
X Link 2026-01-30T10:45Z 201.7K followers, [----] engagements
"What can Sh [----] do 📍Monthly savings of Sh [----] in a fixed income fund adds up to Sh [------] in [--] years at an annual net interest rate of 12%. 📍Monthly savings of Sh [----] in an MMF adds up to Sh [------] in [--] years at an annual interest rate of 10% - that you can put in a special fund for 18% annual interests. 📍Monthly savings of Sh [----] in an MMF for [--] months adds up to Sh [------] that can be invested in an infrastructure bond with a 14% annual return. You will earn Sh [----] every [--] months until the bond matures. 📍Monthly savings of Sh [----] in an MMF for [--] months adds up to Sh [------] that"
X Link 2026-01-30T11:09Z 201.8K followers, 29.7K engagements
"Time is the biggest advantage one can have yet its the one most underutilized. An aggressive but sensible long-term strategy early on can change an entire financial future but without financial literacy that opportunity is often missed. You can earn a monthly income from treasury bonds. If youre looking for passive income to help pay rent school fees medical cover or simply top up your monthly cash flow bonds are worth considering. You see government bonds pay interest every [--] months. To create a https://t.co/g4FaCyVNiY You can earn a monthly income from treasury bonds. If youre looking for"
X Link 2026-01-30T13:04Z 201.7K followers, [----] engagements
"Its encouraging to see so many people investing and taking control of their finances. The journey is bigger than making money its the mindset the discipline and the commitment to budgeting that truly transforms your life. https://twitter.com/i/web/status/2017239426045296977 https://twitter.com/i/web/status/2017239426045296977"
X Link 2026-01-30T14:12Z 201.7K followers, [----] engagements
"The ultimate financial goal is to build passive income streams that will eventually replace salary income. Every single Ksh [--] you invest in MMF fixed income fund stock market bond fund or SACCO deposits & share capital - gives your employer a little less power over you. https://twitter.com/i/web/status/2017471971307503732 https://twitter.com/i/web/status/2017471971307503732"
X Link 2026-01-31T05:36Z 201.8K followers, [----] engagements
"You invest in your future when you: Set personal financial goals Pay attention to your money Educate yourself about finances Set up a retirement fund account Buy investment-grade real estate Have an emergency fund account Have shares CDS & t-bond account https://twitter.com/i/web/status/2017513024362254746 https://twitter.com/i/web/status/2017513024362254746"
X Link 2026-01-31T08:19Z 201.8K followers, [----] engagements
"@kevin36077458 Links for opening money market accounts: ICEA LION Sanlam CIC https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF"
X Link 2026-01-31T15:47Z 201.8K followers, [---] engagements
"You walk head tall when you are an owner. It doesn't matter if it's not a million shillings worth of assets. It's still your sweat. Stocks real estate business bonds unit trusts farming (crops animals trees) etc. This new month build multiple income sources. Strive to be an owner. https://twitter.com/i/web/status/2017813137760657744 https://twitter.com/i/web/status/2017813137760657744"
X Link 2026-02-01T04:11Z 201.5K followers, [----] engagements
"Every new month normalize using your income to ✓Pay bills ✓Pay off debts ✓Build social capital ✓Add to investments ✓Add to emergency fund ✓Keep the rest for yourself This is the formula to derive job satisfaction & enjoy the journey to wealth as well as the destination. https://twitter.com/i/web/status/2017814097840992430 https://twitter.com/i/web/status/2017814097840992430"
X Link 2026-02-01T04:15Z 201.8K followers, [----] engagements
"NSE Outlook this Month Banks announce FY'25 results in March and will trade cum-dividend up to May'26. Share prices will appreciate as investors angle for increased dividends. I&M NCBA Stanbic and DTB present good opportunity for further capital gains. ABSA and Co-op are racing in line with expected surge in profitability and dividend hike. There's a likely +20% upside for both to peak at Sh 34/- https://twitter.com/i/web/status/2017878166803710067 https://twitter.com/i/web/status/2017878166803710067"
X Link 2026-02-01T08:30Z 201.6K followers, 12.4K engagements
"@FarmingCareer Reinvest part eat part 😊"
X Link 2026-02-01T18:45Z 201.7K followers, [----] engagements
"Got a stable job or business Increase income. Keep expenses low. Save the leftover. Put it into the market - unit trusts growth stocks special funds etc. Let it compound for years. Wake up down the line to tens of millions. https://twitter.com/i/web/status/2018192758633267451 https://twitter.com/i/web/status/2018192758633267451"
X Link 2026-02-02T05:20Z 201.7K followers, [----] engagements
"You are driving the same Nissan Advan since [----] to your Juja home and drinking a weak mix of water milk and a floating teabag but received Sh [------] interests from Mansa X Sh [------] Mentor SACCO dividends and expecting Sh [-----] from your EABL stocks. True wealth doesn't scream. https://twitter.com/i/web/status/2018197741441290517 https://twitter.com/i/web/status/2018197741441290517"
X Link 2026-02-02T05:40Z 201.7K followers, 114.1K engagements
"Good portfolio management starts with buying the right stocks. Learn how to screen stock market opportunities identify winners and hidden gems and confidently manage your portfolio over time by enrolling in the Abojani Personal Finance & Investing Masterclass this month. https://twitter.com/i/web/status/2018539303820001620 https://twitter.com/i/web/status/2018539303820001620"
X Link 2026-02-03T04:17Z 201.5K followers, [----] engagements
"The stock market is not for the rich. Its for the informed. The real investors dont chase dividends they position for them. In the market wealth doesnt come to those who run with the crowd it comes to those who read the crowd. KPLC is becoming a favourite stock after several years in the pits. With Ksh 10B half year profit and a Ksh [----] interim dividend in the works the current share price of Ksh [--] is a bargain. https://twitter.com/i/web/status/2018547455764078985 https://twitter.com/i/web/status/2018547455764078985"
X Link 2026-02-03T04:49Z 201.6K followers, 16.4K engagements
"Financial tips that will change your life: Put your money where it will grow Create multiple income sources Spend less than you make Build an emergency fund Have a medical cover Improve your skills Pay yourself first Create a budget Avoid bad debt Be patient https://twitter.com/i/web/status/2018582060911218973 https://twitter.com/i/web/status/2018582060911218973"
X Link 2026-02-03T07:07Z 201.6K followers, [----] engagements
"Sam has Ksh 90M in assets largely funded from loans on his net salary and business income that total Ksh [-------] monthly. Can he retire in [--] years at age [--] Full article on thread"
X Link 2026-02-03T09:21Z 201.7K followers, 34.6K engagements
"@lalita_kip ABSA paid Ksh [----] dividend last year"
X Link 2026-02-03T17:22Z 201.5K followers, [----] engagements
"@MAPESAMOSES037 💯 Dividend yields are very important"
X Link 2026-02-03T17:23Z 201.5K followers, [----] engagements
"There is always time for everyone to do something. You wish you had invested in Safaricom at [--] a year ago You wish you had bought DTB at Sh [--] a year ago You wish you knew about money market funds years ago If you didn't start now. Buy Safaricom now Buy DTB now Open an MMF now. There is no deadline for investing. https://twitter.com/i/web/status/2019374649562321347 https://twitter.com/i/web/status/2019374649562321347"
X Link 2026-02-05T11:36Z 201.8K followers, 16.1K engagements
"Hacking an elaborate savings and investments plan in 2026: [--] Know how much you spend each month on basics and wants. Should sum up to 70% of your earnings. [--] Allocate 20% to long term investments like buying a plot building your retirement home or higher education needs for your children. [--] Allocate 10% to short term savings like an emergency fund for unforeseen circumstances. [--] Set up an automatic savings mechanism like a bank standing order. [--] Review your savings and investments periodically and rebalance where necessary. [--] Diversify your savings just as your investments. Savings vehicles:"
X Link 2026-02-05T11:47Z 201.8K followers, [----] engagements
"Those leaving the block are people who show up early stay uncomfortable and learn faster than everyone else. If you are still waiting for permission fairness or stability - you are getting behind. AI wont take your job. Failure to embrace disruption will do. In five years most people wont be poor because they lacked opportunity. Theyll be poor because they mistook familiarity for safety"
X Link 2026-02-07T04:24Z 201.8K followers, [----] engagements
"Investing Sh [-----] monthly in a fixed income fund will accumulate to about Sh [-------] in [--] years (net of tax at 11% p.a). You may withdraw Sh 1M and diversify into infrastructure bond multi-asset fund and dividend stocks earning at least Sh [------] annually. Keeping up the Fixed Income Fund investment at Sh [-----] p.m (with the initial Sh 200000) will result in Sh 780K in another two years. https://twitter.com/i/web/status/2020002009412444541 https://twitter.com/i/web/status/2020002009412444541"
X Link 2026-02-07T05:09Z 201.9K followers, 28.1K engagements
"@erykmun Yes. Ingia masterclass kwanza"
X Link 2026-02-07T08:44Z 201.7K followers, [---] engagements
"If you fancy sizeable passive income you've got to maximize on your investments. You can earn about Sh 100K annual interests/dividends (net of taxes) by investing in the following in order of low to high risk; ✓Sh 950K in a fixed income fund with pre-tax earnings of 12.5% p.a. ✓Sh 925K SACCO deposits with at least 11.5% annual interests. ✓Sh 550K in a special fund with 18.5% annual interests. ✓Sh 925K invested in Stanbic-KE shares at about Sh [---] per share earning Sh [--] per share. Or you can diversify the portfolio - ✓Sh 200K in FIF = Sh 21K ✓Sh 200K in SACCO = Sh 21K ✓Sh 250K in a special"
X Link 2026-02-08T10:01Z 201.8K followers, 17.6K engagements
"The @TheAbojani 74th online masterclass starts tomorrow. Join and discover how to save better invest wisely and earn more with your money. This February you'll learn about personal finance saving strategies investing in stocks treasury bills and bonds SACCOs and everything you need to grow your wealth. Don't miss out on this opportunity to level up your financial knowledge 👇 https://www.abojani.com/registration-abojani-personal-finance-masterclass/ https://www.abojani.com/registration-abojani-personal-finance-masterclass/"
X Link 2026-02-08T10:32Z 201.8K followers, [----] engagements
"@sirwrights An opportunity for more retail investors to invest in the capital markets with simplified onboarding. However you won't have voting rights in the companies you invest in"
X Link 2026-02-08T11:13Z 201.8K followers, [---] engagements
"If your investing horizon is long enough stocks reward patience more than anything else. Equities remain the backbone of long-term wealth. Volatility may grab attention but compounding does the real work quietly over decades. Investor [--] has held BAT shares worth Sh200000 for [--] years and has reinvested dividends each year. Investor [--] has held BAT shares worth Sh300000 for [--] years but has withdrawn all his dividends. Who is likely to earn more dividends this year Investor [--] has held BAT shares worth Sh200000 for [--] years and has reinvested dividends each year. Investor [--] has held BAT shares"
X Link 2026-02-09T09:13Z 202K followers, [----] engagements
"RT @Pkoech1440: @cheruiyotkb My [--] weeks journey Thank You sir"
X Link 2026-02-11T15:38Z 201.9K followers, [--] engagements
"RT @_MUJay: I started seeing so many posts from this account about [--] months ago talking about shares and I just decided to start. Every si"
X Link 2026-02-11T15:59Z 201.9K followers, [--] engagements
"January was a good month for Tower SACCO members and KPLC investors. Now a Ksh [-----] KPLC dividend is immense. Enough to offset a whole month of regular expenses. That's what passive income is all about. Consistency matters. Happy investing https://twitter.com/i/web/status/2018189946826416319 https://twitter.com/i/web/status/2018189946826416319"
X Link 2026-02-02T05:09Z 201.9K followers, 66K engagements
"Financial literacy is not for the wealthy alone. Its for anyone who handles money even if its small. In fact the earlier you learn the less expensive your mistakes will be. You profit from owning stocks in two main ways: [--] The company can decide to return money to their shareholders via DIVIDENDS. [--] The business grows & the share price increases. Once you decide to sell your shares you pocket the returns. Join the Abojani Masterclass to learn https://t.co/MY8Mtlt1FR You profit from owning stocks in two main ways: [--] The company can decide to return money to their shareholders via DIVIDENDS. 2"
X Link 2026-02-06T12:44Z 201.9K followers, [----] engagements
"@Am_Jeffa Links for opening money market accounts: CIC ICEA LION Sanlam https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF"
X Link 2026-02-08T06:04Z 202K followers, [---] engagements
"Mondays are for buying more ownership. You get wealthier when you buy things that pay you to own them - after blowing money in the weekend. Pay yourself first. Stack more shares in dividend stocks SACCO deposits and top up unit trusts like MMF Fixed Income Fund and Bond Fund. https://twitter.com/i/web/status/2020790426542735632 https://twitter.com/i/web/status/2020790426542735632"
X Link 2026-02-09T09:22Z 201.9K followers, [----] engagements
"@mernubelerin To be a stock market investor you can start with little amount of money. You only need to buy [--] share but it's better if you can buy [---] to gain from share price appreciation and dividend payments"
X Link 2026-02-11T05:20Z 202K followers, [--] engagements
"Bill Gates is the largest private farmland owner in the United States owning approximately [------] acres across nearly [--] states as of late [----]. His total land holdings which include farmland transitional land and recreational land exceed [------] to [------] acres. His largest holdings are in Louisiana Arkansas and Nebraska with the investments managed by Cascade Investment. https://twitter.com/i/web/status/2021469793811861804 https://twitter.com/i/web/status/2021469793811861804"
X Link 2026-02-11T06:22Z 202K followers, [----] engagements
"RT @TheAbojani: Start small. Save 10% of you salary or for every week save Ksh [---] then build momentum Dont wait until you have extra m"
X Link 2026-02-11T12:14Z 201.9K followers, [--] engagements
"RT @TheAbojani: KenGen gained 152% last year and currently has a trailing dividend yield of 9.4%. Here are KenGen's half-year results endi"
X Link 2026-02-11T12:15Z 201.9K followers, [--] engagements
"RT @TheAbojani: You can use your salary very well and build wealth sustainably. Use only 20% every month to invest in either MMFs SACCOs"
X Link 2026-02-11T12:21Z 201.9K followers, [--] engagements
"RT @dnahinga: Knowing how ignorance can be inherited Ziidi Trader is a welcome innovation. I had never bought a single share at the NSE u"
X Link 2026-02-11T16:59Z 201.9K followers, [--] engagements
"RT @TheAbojani: When the European Investment Bank put [--] million into African venture capital funds through Boost Africa it helped mobili"
X Link 2026-02-12T08:14Z 201.9K followers, [--] engagements
"What Sh [------] invested in these stocks at these prices now would earn you as dividends for FY'25: Stock Price Shares Dividend ABSA [-----] [----] [-----] Co-op [-----] [----] [-----] DTB [------] [----] [-----] EQTY [-----] [----] [-----] NCBA [-----] [----] [-----] I&M [-----] [----] [-----] SBIC [------] [----] [-----] SCBK [------] [---] [-----] https://twitter.com/i/web/status/2018676618957656349 https://twitter.com/i/web/status/2018676618957656349"
X Link 2026-02-03T13:23Z 202K followers, 74.8K engagements
"Most people are held back by a combination of limited financial education and a fear of taking risks. We are taught to work harder at a job for survival rather than building assets. Without shifting your mindset from consuming to investing the cycle of debt remains unbreakable. https://twitter.com/i/web/status/2020392310761037980 https://twitter.com/i/web/status/2020392310761037980"
X Link 2026-02-08T07:00Z 202K followers, [----] engagements
"Life happens. People have lost their jobs at 38/39 sold their houses and cars all personal projects stalled struggled to take kids to school wife has a salary but the home is inhabitable - constant reminders of who's providing. You flew too close to the sun and melted in your prime but lived to take a hard look at your situation. Just quit anything that is draining you TODAY. Whether it's a constant "sherehe" culture betting or sexcapades. Stop and start afresh"
X Link 2023-08-23T10:52Z 202K followers, 177.6K engagements
"Payday week💰 Here's what we do on paydays as we build wealth one top up at a time: Knocking off debt Dividend stocks top up Emergency fund top up SACCO deposits top up Fixed income fund top up Bond fund account top up Wash rinse repeat next payday 🔄 https://twitter.com/i/web/status/2017846300184596578 https://twitter.com/i/web/status/2017846300184596578"
X Link 2026-02-01T06:23Z 202K followers, 1.2M engagements
"Your first Sh 100K invested in the stock market is the hardest. Hitting Sh 250K comes significantly faster. Then Sh 500K then Sh 1M in a portfolio comprising stocks SACCO deposits MMF and bonds. Smashing that Sh 10M mark someday is a reality. No matter where you are in your financial journey keep at it. It's a rollercoaster of dividends and interests at each milestone. https://twitter.com/i/web/status/2018534786453909672 https://twitter.com/i/web/status/2018534786453909672"
X Link 2026-02-03T03:59Z 202K followers, 25K engagements
"Absa Asset Management's Balanced Fund is best suited for investors with a moderate risk profile. It returned 16% for FY'25. If you're seeking steady growth of your funds this is the right product for you. https://twitter.com/i/web/status/2018695518314991785 https://twitter.com/i/web/status/2018695518314991785"
X Link 2026-02-03T14:38Z 202K followers, [----] engagements
"Whatever amount of money you make throw some into investments. Real estate bonds equities crypto dividend stocks businesses. Have enough to cover bills. But you should not have money sit in an account collecting dust. Your money should work harder for you. https://twitter.com/i/web/status/2019341100083798248 https://twitter.com/i/web/status/2019341100083798248"
X Link 2026-02-05T09:23Z 202K followers, [----] engagements
"Money is a tool. Learn to use it strategically not just save it. Successful investing requires the emotional resilience to navigate market volatility without much pain. Your financial education is an investment that pays dividends for life. #LevelUp February Masterclass 👇 Dear friend the only way to retire rich is to plan and manage your finances well today regardless of whether you earn a lot or a little. Join the Abojanis Masterclass and learn how to save invest and grow your money effectively so you can secure a financially free future. https://t.co/ESUFjALKu6 Dear friend the only way to"
X Link 2026-02-06T04:24Z 202K followers, [----] engagements
"Blue chip stocks are large stable and profitable companies. These stocks wont make you rich overnight. But theyre unlikely to make you poor either. No market noise steady growth and perfect for beginner investors. [--]. BAT Strong market dominance consistent dividends. [--]. Safaricom Massive user base defines the Kenyan lifestyle strong cash flow. [--]. Kapchorua Tea Beverage products people keep buying. [--]. Co-operative Bank Banker for SACCOs sustainable profitability. https://twitter.com/i/web/status/2019647837324107927 https://twitter.com/i/web/status/2019647837324107927"
X Link 2026-02-06T05:42Z 202K followers, 17.3K engagements
"Keep investing small amounts of money until the fear of investing goes away. Eventually you will get to a point where you understand how things work. Only then should you increase the amounts for much bigger interests and dividend payouts. ✅ Stocks ✅ MMF ✅ Bond Fund Just start 💯 https://twitter.com/i/web/status/2020027752741499362 https://twitter.com/i/web/status/2020027752741499362"
X Link 2026-02-07T06:52Z 202K followers, [----] engagements
"Money is at the centre of everything you do. Money determines how far you go. Money determines what opportunities you can take advantage of. The best thing you can do for yourself is to invest in financial literacy. The @TheAbojani February Masterclass is the perfect beginner's class. https://twitter.com/i/web/status/2020031814992293906 https://twitter.com/i/web/status/2020031814992293906"
X Link 2026-02-07T07:08Z 202K followers, [----] engagements
"Financial education reduces expensive mistakes. Cash flow gives you staying power. Risk management keeps you in the game long enough to compound. Your understanding of personal finance matters can have a lasting impact on future generations. Knowing how to budget save and invest sets a great example for your kids or younger family members. Children often mimic the financial habits they see in adults. Knowing investing https://t.co/9hOek2PukZ Your understanding of personal finance matters can have a lasting impact on future generations. Knowing how to budget save and invest sets a great"
X Link 2026-02-09T16:00Z 202K followers, [----] engagements
"@Okumu_001 If your father is poor that's not your fault. If your father-in-law is poor that's your damn stupidity"
X Link 2026-02-09T18:57Z 202K followers, 19.8K engagements
"More income streams to consider: Stocks dividends Online gigs/blogging Selling on commission Rental income or REITs Profits from a business Interests from bonds/MMF Salary income or consultancy Royalties from books or inventions Capital gains from appreciating assets https://twitter.com/i/web/status/2021059687035121968 https://twitter.com/i/web/status/2021059687035121968"
X Link 2026-02-10T03:12Z 202K followers, [----] engagements
"Waking up to dividend alerts and payment notifications lifts up your mood. Also When you can pay off your regular expenses. When you have different income streams. When you have more assets than liabilities. Money works for you when you build streams of passive income. https://twitter.com/i/web/status/2021061939757998352 https://twitter.com/i/web/status/2021061939757998352"
X Link 2026-02-10T03:21Z 202K followers, [----] engagements
"Breaking the big tasks into actionable steps: Stage 1: - Cut expenses - Pay off bad debt - Create emergency fund Stage 2: - Invest in cash assets - Have a second income Stage 3: - Use interests to buy more assets - Have [--] income sources - Passive income equals [--] months' salary https://twitter.com/i/web/status/2021062265630237051 https://twitter.com/i/web/status/2021062265630237051"
X Link 2026-02-10T03:22Z 202K followers, [----] engagements
"as a young man that want the best in life build your business before building your house. make savings and investments part of your life. its not easy for so many people but when you start with liquid investments from saving part of your salary youre set for financial stability. you'll have something thatll give you steady cash flow - which gives you the capital to embark on long term assets like land and own house"
X Link 2026-02-10T04:03Z 202K followers, [----] engagements
"It's completely normal for people in their 20's to feel the pressure - aging parents diminishing circle of friends career uncertainties etc. Life isn't a race. Your journey is unique and there's no expiry date on starting anew or pursuing your dreams. Keep pushing forward and embrace the growth that comes with this phase of life. Your path is unfolding exactly as it should. Even people in their 30's and 40's are still students of life. https://twitter.com/i/web/status/2021076111405277478 https://twitter.com/i/web/status/2021076111405277478"
X Link 2026-02-10T04:17Z 202K followers, [----] engagements
"#WealthWednesday Wealth doesnt come from trying to perfectly time the market. It comes from spending a long time invested in it. Start early let compounding do the heavy lifting. Even small monthly contributions are seeds to a huge income and growth portfolio"
X Link 2026-02-11T04:01Z 202K followers, [----] engagements
"An easy way to create sustainable wealth is to invest 10% of your monthly income into a low-cost multi-asset fund for 20+ years. Creating wealth doesn't really have to be complex for it to be effective. Consistency not brilliance solves most personal finance problems. https://twitter.com/i/web/status/2021456628696912282 https://twitter.com/i/web/status/2021456628696912282"
X Link 2026-02-11T05:29Z 202K followers, [----] engagements
"Whatever it is that will drive you forward - invest in it. Investing in yourself. Investing in your education. Investing in your appearance. Investing in your mental health. Investing in your personal finances. You are your biggest asset category"
X Link 2026-02-11T09:22Z 202K followers, [----] engagements
"RT @Ti_Ngari: @Pkoech1440 @cheruiyotkb This is a marathon not a sprint. Congratulations on this bigup @cheruiyotkb in his own advice/ w"
X Link 2026-02-12T02:58Z 202K followers, [--] engagements
"Dear employees/entrepreneurs - the only way to retire wealthy is to plan and manage your finances well today regardless of whether you earn a lot or little. Join Abojanis March Masterclass and learn how to save invest and grow your money effectively so you can secure a financially free future. Early bird offer is Ksh [----] Mpesa Paybill No: [------] Account No: Your Name https://twitter.com/i/web/status/2021784096419054036 https://twitter.com/i/web/status/2021784096419054036"
X Link 2026-02-12T03:11Z 202K followers, [----] engagements
"Normalize investing your money no matter how small. - Stocks - Your skills - Side hustle - Real estate/land - ETFs/unit trust funds - Have an emergency fund The stock market is doing well. Your next [--] months goal should be to add more shares to your portfolio. https://twitter.com/i/web/status/2021785817346130323 https://twitter.com/i/web/status/2021785817346130323"
X Link 2026-02-12T03:17Z 202K followers, [----] engagements
"Cash flow provides buffers for physical assets. Without cash flow you'll sell off physical assets to finance your lifestyle (food travel entertainment etc). The goal is to have a portfolio hinged on both income and growth. Do not to be rich in physical assets but poor in cash flow. Cash flow assets include MMF FIF dividend stocks rental units etc"
X Link 2026-02-12T03:31Z 202K followers, [----] engagements
"RT @TheAbojani: What works best for you when saving money Chama Money Market Funds Bank Account SACCO Chama Money Market Funds Bank Account SACCO"
X Link 2026-02-12T03:31Z 202K followers, [--] engagements
"While chama savings help build social capital they don't offer much inflation protection except in table banking models. Your savings would be better off in cash flow investments like unit trust funds especially money market bond and fixed income funds. Investing Sh [-----] monthly in one that returns at least 11% p.a will amount to Sh [------] in two years. This amount can help pay off outstanding debt and allow you take on high risk high return investments"
X Link 2026-02-12T04:19Z 202K followers, [----] engagements
"A job can pay bills but extra income buys peace options and control over time. Building more than one door keeps the future in safe hands. Small steps like learning after work saving first and testing side ideas create quiet strength. When income comes from just one place freedom stays limited. Growth feels slow choices feel tight and risk feels scary. Real power begins when skills grow savings build and new paths open. https://twitter.com/i/web/status/2021801593725686262 https://twitter.com/i/web/status/2021801593725686262"
X Link 2026-02-12T04:20Z 202K followers, [----] engagements
"The foundational rules of wealth are simple yet effective: Live below your means. This isn't about deprivation but being intentional. It's about recognizing that every shilling saved today is a seed planted for future freedom. Invest the difference. Don't just save it put it to work. Compounding is the silent engine of wealth turning small consistent contributions into substantial wealth over time"
X Link 2026-02-12T04:20Z 202K followers, [----] engagements
"RT @TheAbojani: Many people making Ksh 250k500k monthly salo may not be doing as you think. If you look closer: Car loan Mortgage S"
X Link 2026-02-12T09:06Z 202K followers, [--] engagements
"The Abojani Personal Finance and Investments Masterclass creates a community of doers - not just passive participants. Take advantage of the early bird offer for the March program now"
X Link 2026-02-12T09:21Z 202K followers, [----] engagements
"RT @bnf_039: Today 12/Feb/2026 Marks the day I bought my very first Stocks in the @NSE_PLC on @AIB_AXYSAfrica. After learning for [--] mont"
X Link 2026-02-12T11:50Z 202K followers, [--] engagements
"If you earn Sh 100K a month you can invest at least 20% of your income and start making two incomes. If you buy a reliable car live within your means and don't interrupt your investments out of panic you can steadily hit two million shillings in cash flow assets in [--] years. https://twitter.com/i/web/status/2022181437223424427 https://twitter.com/i/web/status/2022181437223424427"
X Link 2026-02-13T05:29Z 202K followers, [----] engagements
"Wealth isn't built on zero. Don't spend every shilling you earn. Pay yourself first by investing at least 20% of your income. Ignore the noise. Long-term hold beats short-term panic. Seek ways to increase your income. More cash flow equals more wealth creation. Living below your means isn't deprivation. It's strategic. Track every shilling. What gets measured gets managed and ultimately grows. https://twitter.com/i/web/status/2022183813762162924 https://twitter.com/i/web/status/2022183813762162924"
X Link 2026-02-13T05:39Z 202K followers, [----] engagements
"@kiplangat73 @safaricom You are on the right track. Build passive income through the capital markets eg. unit trust funds stocks and treasury bonds"
X Link 2026-02-13T06:11Z 202K followers, [---] engagements
"@bnf_039 @frontline766 @EganMureithi @NSE_PLC @AIB_AXYSAfrica @TheAbojani @NdindiNyoro @ChatGPTapp @AbsaKenya Some broker platforms still have old ticker symbols eg. ICDC for Centum CFC for Stanbic FIRE for Sameer (formerly Firestone EA) PANAFR for Sanlam"
X Link 2026-02-13T06:59Z 202K followers, [--] engagements
"Keep investing small amounts of money until the fear of investing goes away. Eventually you will get to a point where you understand how things work. Only then should you increase the amounts for much bigger interests & dividend payouts. ✅Stocks ✅MMF ✅Bond Fund Just start 💯"
X Link 2025-09-14T05:58Z 193.9K followers, 18.1K engagements
"Building wealth isn't just about earning. Invest multiply maintain. Heres how: [--]. Invest dont save cash loses value over time. Put it to work. [--]. Control your spending lifestyle inflation kills long-term wealth. [--]. Diversify your income relying on one stream is a risk. [--]. Own assets not liabilities wealth is built through ownership. Anyone can make a quick Sh 20K. But if you can keep it and grow it you are on your way to real wealth"
X Link 2025-09-15T05:11Z 194.2K followers, 10.2K engagements
"#LevelUp October personal finance and investments masterclass with @TheAbojani 👇"
X Link 2025-09-15T05:12Z 194.2K followers, [----] engagements
"@dr_emoji Yes. You can buy [---] shares of growth stocks like Kengen KPLC HF Britam or Kenya Re; every month"
X Link 2025-09-15T06:06Z 194.2K followers, [---] engagements
"Three things: [--]. Make room for savings Maximize your income Cut unnecessary spending [--]. Create a solid foundation Pay off bad debt Build an emergency fund [--]. Build wealth Acquire assets Diversify liquid & fixed assets Reinvest dividends and interests"
X Link 2025-09-15T06:15Z 194.2K followers, [----] engagements
"Wealthy people worked out different ways to build wealth: - Buying businesses - Starting businesses - Investing in real estate They ditched a way that wasn't working and doubled down on what worked. Find the way that will keep you consistent for decades. Concentration is key"
X Link 2025-09-15T12:07Z 194.2K followers, [----] engagements
"Steady income Stick to the plan: [--]. Have 6-12 months emergency fund. [--]. Invest in safe even though lower return assets eg. SACCO MMFs etc. [--]. Invest in strategic but long term assets eg. bonds land property etc. [--]. Invest speculatively in stocks ETFs hedge funds etc"
X Link 2025-09-16T04:46Z 193.9K followers, [----] engagements
"Money Market Funds are best for regular savings. SACCOs are a better way to access credit. Local stocks are best for dividends. Offshore stocks are best for capital gains. Bonds are usually low risk with predictable returns. Real Estate is best for long term capital preservation. #LevelUp October Masterclass 👇"
X Link 2025-09-16T04:55Z 193.9K followers, 15.3K engagements
"If you don't nail down the basics it will be harder to become wealthy no matter how much you earn: [--]. Stay out or get out of consumer debt. [--]. Buy only what you need until you can do #4. Then start buying what you love. [--]. Have an emergency fund for at least [--] months of needs. [--]. Invest at least 20% of your income. [--]. Aim to keep 50% in cash: money market funds bonds and SACCO deposits for regular income streams"
X Link 2025-09-16T04:58Z 193.9K followers, 21.3K engagements
"Everything is hard; Saving money is hard. Being broke is hard. Being in debt is hard. Being debt-free is hard. Upgrading skills is hard. Staying stuck is hard. Pursuing dreams is hard. Living with regrets is hard. Starting a business is hard. Working a salaried job is hard. Choose your hard"
X Link 2025-09-17T04:24Z 193.8K followers, 16.2K engagements
"Moving surplus funds into investments changes the game for personal finance. Once you've tackled your debts and built up your emergency fund it's time to make your money work harder for you. Paying yourself first empowers you to grow your wealth progressively making each shilling more effective"
X Link 2025-09-17T11:52Z 193.9K followers, [----] engagements
"We often find ourselves drawn to the latest investment opportunities whether growth stocks crypto or forex which we consider higher return. However building true wealth isnt about chasing every fad; its about making thoughtful decisions about how you allocate your money. If you are young allocate more towards growth stocks. If aged 50+ and closer to retirement shift towards debt instruments like bonds. For protection against inflation check real assets like commodities or property. Asset allocation is always evolving"
X Link 2025-09-17T13:44Z 193.7K followers, [----] engagements
"Cash feels like dead weight in a bull market but its actually stored opportunity. The ability to strike when others are forced sellers is what separates capital preservation from wealth creation"
X Link 2025-09-18T05:19Z 194.2K followers, [----] engagements
"In the world of inflation cash is not a great asset to own. At the same time you can never grab opportunities if you don't have cash. So even if cash drags your return it is capable of creating wealth when opportunities present themselves"
X Link 2025-09-18T05:24Z 194.3K followers, [----] engagements
"Seeking to balance cash for opportunity and asset placement for growth Join @TheAbojani October personal finance and investments masterclass and learn portfolio building and management 👇"
X Link 2025-09-18T05:33Z 194.2K followers, [----] engagements
"Normalize buying cash flow assets like you pay your rent or bills. Get used to regular monthly growth of your asset portfolio. These options don't require a lot of thinking: MMF top ups SACCO deposits NSE dividend stocks Bond fund purchases Offshore stocks and ETFs"
X Link 2025-09-18T05:49Z 194.1K followers, [----] engagements
"You get paid more when you scale up your knowledge and skills. Similarly investors enjoy more returns when they elevate their risk appetite. You elevate your risk tolerance once you've built the foundation MMF SACCO bonds stocks hedge funds etc. #LevelUp Masterclass 👇"
X Link 2025-09-19T03:09Z 194.2K followers, [----] engagements
"For starters master your money with this simple budget formula; ⚡50% Needs: Essentials only (rent food transport bills). ⚡30% Wants: Fun stuff (data outings treats). ⚡20% Savings/Investments: Your untouchable wealth seed. Save first then live on the rest. Be true to your future self than you are to your past"
X Link 2025-09-19T09:50Z 193.8K followers, [----] engagements
"If you've got the discipline not to raid them often do MMF. Accumulate and transfer part to dividend stocks then bond fund. Leave rest to compound as you top up regularly. Should you seek credit to fund your business a SACCO deposits account is important too"
X Link 2025-09-19T14:18Z 193.7K followers, [---] engagements
"Chak achaka"
X Link 2025-09-19T16:22Z 194K followers, [----] engagements
"Your financial aspirations take shape when you pursue financial literacy. Make the decision this month. October is a great month to acquire knowledge on money and investments for greater resolutions in [----]. #LevelUp Masterclass 👇"
X Link 2025-09-19T16:36Z 194.1K followers, [----] engagements
"@mcsquared34 I've been poor. I've been rich. Rich is better. Wealthy is best 💯"
X Link 2025-09-19T17:06Z 194.2K followers, [----] engagements
"Beginners are usually torn between MMF and SACCO. These two aren't mutually exclusive actually. If you've got the discipline not to raid savings often do MMF but accumulate and transfer part to dividend stocks and bond fund and leave just 3-6 months' equivalent of regular expenses for emergencies in another MMF. Should you seek credit to fund your business a SACCO deposits account is important too. An MMF is a cash management tool not an end to investment"
X Link 2025-09-20T05:46Z 193.9K followers, 18.2K engagements
"@taivonita2012 9-11% p.a depending on fund manager"
X Link 2025-09-20T07:13Z 193.9K followers, [---] engagements
"Make money in the weekend or on holiday or you will lose the weekend over money. At whatever age don't spend all your money. Put some in MMF Put some in stocks Put some in real estate Put some in your business Put some in learning core skills Put some in treasury bills/bonds"
X Link 2025-09-20T07:24Z 194.2K followers, [----] engagements
"@Joab_mola Check out fixed income fund too. Could offer better returns circa 13% p.a"
X Link 2025-09-20T08:00Z 194.3K followers, [---] engagements
"@ItisBriaan Concentrate on better yield investments like dividend stocks above 12% yields and with capital gains potential fixed income funds with 13% annual returns special funds etc"
X Link 2025-09-20T17:18Z 194.1K followers, [---] engagements
"#SundayWord [--]. If you're not earning much focus more on upgrading skills and making more money than in saving. [--]. When you are making more money save/invest aggressively in MMF SACCO deposits bonds etc. [--]. When you feel relatively secure invest mostly in physical assets especially the ones with relatively lower ROI but with good security eg. real estate. [--]. You may take the risk of investing in businesses with high return models like commodities. [--]. Focus on managing your investments or business then diversify and expand as you see fit. Your experience in the market will inform you how to"
X Link 2025-09-21T05:02Z 193.9K followers, 13.4K engagements
"Build a growth mindset and position your money in investments that will keep on giving; eg. dividend stocks bonds and unit trust funds. #LevelUp October Personal Finance and Investments Masterclass 👇"
X Link 2025-09-21T05:06Z 193.8K followers, [----] engagements
"Who really needs an emergency fund For many who lack regular extra income from cash flowing investments like daily returns from MMF - especially from a huge deposit like Sh 5M that may yield Sh [----] daily without your input - building an emergency fund for 3-6 months worth of living expenses in a high-yield savings account to cover unexpected costs like job loss or medical bills - is highly recommended. With Sh 4.8M in an MMF giving about Sh [----] daily that's easily accessible Kevin - from the image below shared a few months ago - may not need an emergency fund as long as he holds a stable job"
X Link 2025-09-21T05:21Z 194K followers, 26.5K engagements
"The more cash flow you can collect from a job or investments the more it gets big enough to buy assets. If your cash flow is Sh [------] a month and you save 30% of that money it means you'll save Sh [-----]. Which means you will save Sh [------] a year for any investment you want to pursue. If you accumulate this money in an MMF you would have Sh [------] in a year. This can get you a fairly good dudu for taxi business that can earn you Sh [-----] a month net of expenses. Passive income investments of a similar amount - Sh [------] - like bonds can give you just Sh [-----] a year. The point is - your"
X Link 2025-09-21T07:03Z 193.8K followers, 26.4K engagements
"@InspiredBiker Links for opening money market accounts: CIC ICEA LION Sanlam https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF"
X Link 2025-09-21T10:29Z 194.3K followers, [---] engagements
"What you should invest in when you have extra money: ✓Invest in yourself. You are your top asset. Invest in your health your fitness your mind. You can't lose when you invest in yourself. This is where you will have the highest ROI. ✓Invest in your business if your business is set to scale up especially agribusiness technology ICT etc. ✓Invest in assets you can easily sell and get cash back; eg. Cereals timber auto spares etc. ✓Invest in real estate. Lands and properties. Just don't invest blindly. ✓Invest in stocks and small businesses that have the potential to grow. Scout businesses you"
X Link 2025-09-21T10:54Z 193.8K followers, [----] engagements
"@grandpahasasay Suppose he wants to access his cash whenever he wants to And bonds give just 12.5% which isn't a mile from a [--] or 11% an MMF may give"
X Link 2025-09-21T14:54Z 193.7K followers, [---] engagements
"@stevetalai Not wise. Loan rates are higher than MMF returns"
X Link 2025-09-21T18:40Z 193.7K followers, [--] engagements
"#MondayMoney 1) Big money can be made through high savings wise investing and lots of patience. 2) Trying to get rich fast is the fastest way to lose what you have. 3) Losing opportunities is far better than losing money. Dont invest in ponzi schemes. 4) Making as much money as quickly as possible is not an investment strategy. Unfortunately for most of us that is the strategy. 5) There are periods of high returns low returns no returns and negative returns. You need to go through all these to get great long term returns. 6) Dont take aggressive bets. Remember one mistake can push you back by"
X Link 2025-09-22T06:43Z 194.1K followers, 11.2K engagements
"#TerrificTwenties ⚡Establish a budget ⚡Build + credit score ⚡Seek financial education ⚡Set a financial milestone ⚡Build an emergency fund ⚡Pay off high-interest debt ⚡Start investing for retirement ⚡Protect yourself with insurance ⚡Invest in personal development ⚡Start saving for the short term goals"
X Link 2025-09-22T06:49Z 194.3K followers, [----] engagements
"When you invest relentlessly into your self education You become a better entrepreneur. You own a better business/es. You receive more active cash flow. You are able to invest more into financial assets. You receive more passive cash flow"
X Link 2025-09-22T13:07Z 194.2K followers, [----] engagements
"Don't wait until you feel you've got more money to start learning about investments. Acquire financial literacy first. When knowledge meets opportunity your money takes off on a compounding growth journey. #LevelUp October Masterclass 👇"
X Link 2025-09-22T13:15Z 194.2K followers, [----] engagements
"The KCB Multi-Currency Prepaid Card is designed for people and businesses who transact across borders. It supports up to [--] global currencies on one card removing the stress of forex conversions hidden charges or carrying cash"
X Link 2025-09-23T07:01Z 193.9K followers, [----] engagements
"Its a good option because: Ease: Load currencies in advance via M-Pesa iBank or any KCB branch Affordability: Real-time exchange rates no hidden fees Security: Block instantly if lost safer than carrying cash Control: Pre-load specific amounts track spending globally"
X Link 2025-09-23T07:02Z 193.9K followers, [---] engagements
"Wealth doesnt come from how much you make but from how much you keep and reinvest into assets that continue to grow and pay you over time"
X Link 2025-09-23T11:45Z 193.9K followers, [----] engagements
"Spend your energy building and owning things that make money for you; like businesses real estate stocks or bonds. These are assets that generate income whether or not you are actively working. #LevelUp October Personal Finance and Investments Masterclass 👇"
X Link 2025-09-23T11:47Z 193.9K followers, [----] engagements
"Formal education will teach you how to work within a system. Financial literacy will teach you how to build your own system. Learn the art of investment and money management via @TheAbojani Masterclass 👇"
X Link 2025-09-24T04:08Z 194.2K followers, [----] engagements
"If you're interested in building wealth or in becoming rich as a young man/woman investing should be a basic necessity just as food sleep and water is to you. Make investing a daily habit and the two greatest investments is investing in yourself and investing in assets"
X Link 2025-09-24T11:25Z 194K followers, [----] engagements
"You don't need Sh [-----] before you can invest there exist quality publicly traded shares that's worth as low as Sh 20; if you keep buying a share every week or month in months or years you will be worth a lot. #LevelUp your personal finances & investments via Masterclass 👇"
X Link 2025-09-24T11:28Z 193.9K followers, [----] engagements
"Financial success requires a different type of education and attitude to hack. There are plenty of broke doctors lawyers and varsity dons because high income doesn't guarantee wealth. Managing and growing money requires financial discipline not a high IQ or academic success"
X Link 2025-09-25T03:01Z 194.2K followers, [----] engagements
"If your knowledge of personal finances and investments is insufficient to convert part of salary income to cash flowing assets financial literacy is your best bet. Join @TheAbojani October Personal Finance and Investments Masterclass. Take advantage of the early bird offer 👇"
X Link 2025-09-25T03:08Z 194.2K followers, [----] engagements
"@Bezeley_MBChB Good for diversification 👍"
X Link 2025-09-25T03:09Z 193.9K followers, [---] engagements
"Sustainable wealth isnt just passed down; its built intentionally. Take control of your career create solid financial goals invest in assets honour relationships submit to mentoring and make long-term moves. Rise up to the responsibility and commit to living purposefully"
X Link 2025-09-25T03:29Z 194.2K followers, [----] engagements
"You rarely become wealthy by chance. And even if you come to sudden wealth by either marrying into it or inheriting it only these money hacks will allow you to keep growing: Budgeting Saving money Paying off debt Investing wisely Building your own business Diversifying income streams"
X Link 2025-09-25T03:39Z 194.3K followers, 14.7K engagements
"X Spaces Beyond Money Market Funds there are other powerful Unit Trusts you should considerlike Balanced Funds and Equity Funds. 🔥Equity Funds focus on shares 🔥Balanced Funds combine shares with bonds Tonight from 7:00PM on X Spaces well be listening to experts from @OldMutual_Ke as they demystify these two investments and show us the important role they can play in your portfolio. The session will be moderated by Robert @TheAbojani CEO and we look forward to having you join us 🤗 🔗 Set your reminder here: https://twitter.com/i/spaces/1dRJZavLaOVGB https://twitter.com/i/spaces/1dRJZavLaOVGB"
X Link 2025-09-25T07:45Z 194.1K followers, [----] engagements
"@brian_vikki_ @JohnHiuhu @kahome_steve @mtucreativity @NSE_Investors @WaruhiuFranklin Absolutely 💯"
X Link 2025-09-27T14:47Z 194.1K followers, [--] engagements
"This article on retirement planning was quite a gem. If this doesn't inspire you to wealth nothing else will. See thread 👇"
X Link 2025-09-27T16:24Z 194.6K followers, 61.9K engagements
"Stima SACCO @stimasacco share capital worth Ksh [-----] on sale at Ksh [-----]. Inbox if interested"
X Link 2025-09-28T03:59Z 194.3K followers, 206.2K engagements
"Stima SACCO @stimasacco share capital worth Ksh [-----] on sale at Ksh [-----]. One block sale. Inbox if interested"
X Link 2025-09-28T08:04Z 194.1K followers, 19.1K engagements
"Why buy Stima SACCO share capital As an existing member you get to enjoy higher dividend on share capital at the rate of 15% Buying directly from existing members gets you discounts on the face value. That too is profit. Stima SACCO is the largest both in assets and total income. This is an assurance that interests and dividends remain high year on year"
X Link 2025-09-28T15:06Z 194.3K followers, 31.4K engagements
"Stima SACCO @stimasacco share capital worth Ksh [------] on sale at Ksh [------]. If you seek to buy in part it's possible for Ksh [------] face value going discounted at Ksh [-----]. Inbox if interested. Why buy Stima SACCO share capital As an existing member you get to enjoy higher dividend on share capital at the rate of 15% Buying directly from existing members gets you discounts on the face value. That too is profit. Stima SACCO is the largest both in assets and total https://t.co/c5Benql16o Why buy Stima SACCO share capital As an existing member you get to enjoy higher dividend on share capital"
X Link 2025-09-28T15:14Z 194.2K followers, [----] engagements
"Allocating money to a purpose: Short term financial goals are for more immediate expenses (few months to a year). Examples: Travel Wedding Personal goods Emergency fund Credit card debt payments Minor repairs and home improvements Payments toward rent insurance or student loans Medium term goals fall between short and long term goals Examples: Buying a car Paying off debt Saving for down payment on a mortgage Long term goals majorly focus on big picture goals with a time frame that ranges from several years to decades. Examples: Retirement fund Starting a business Paying off a mortgage Saving"
X Link 2025-09-29T03:53Z 194.3K followers, [----] engagements
"Different levels of personal finance: ⚡Stable income - earnings cover bills - "living payslip to payslip" ⚡Able to pay off consumer debt ⚡Some savings in SACCO & MMF - 5% then 10% then 15% of earnings ⚡Some investments eg. stocks ETFs bonds ⚡Financial freedom - investment cash flows cover bills and leisure"
X Link 2025-09-29T03:56Z 194.3K followers, [---] engagements
"Few people have the necessary cash flow to buy land car or build a house in cash. Reasonable amounts of debt are generally required to build wealth even if its just temporary. Debt is a tool like a hammer. You can ignore the hammer and build your house by hand which takes 10X longer and 10X as much effort"
X Link 2025-09-29T03:58Z 194.3K followers, 17.9K engagements
"For many salaried employees wealth creation takes longer as the company caps their income so it can profit. You can get wealth by investing but you need to exercise lots of patience and regular funding of investments. When you are starting from zero growing a business you understand is the fastest way to build wealth"
X Link 2025-09-29T05:41Z 194.2K followers, 12.2K engagements
"Newly employed and seeking to break off the endless rat race and build sustainable wealth Learn valuable wealth creation tips and cash flow portfolio diversification via @TheAbojani October Personal Finance and Investments Masterclass 👇"
X Link 2025-09-29T05:48Z 194.2K followers, [----] engagements
"Your salary is your foundation for wealth creation. You can either save and invest to grow it or spend it all and remain at the same state. What to do every pay day: 🚨 Top up your emergency fund 📈 Make deposits into your investments 💣 Reduce any high interest debt 💵 Pay your important bills first 🛒 Stick to your monthly shopping 🎁 Enjoy the rest of your money"
X Link 2025-09-29T13:17Z 194.5K followers, [----] engagements
"@mwaurapatrickPR DM in case you wish to sell"
X Link 2025-09-29T16:21Z 194.1K followers, [--] engagements
"Keep the money flowing. Never let it sit idle as it loses value gradually. When you receive salary income or interests and dividends from investments Invest in your skills Spend it on necessities Invest/reinvest in assets Compound in high yield unit trusts"
X Link 2025-09-30T04:38Z 194.3K followers, [----] engagements
""Live like you'll die tomorrow" "Plan like you'll live to 100" Two conflicting mindsets when it comes to personal finance. Being forced to retire is about age. Being able to retire is about money. When you understand the difference you begin treating money differently"
X Link 2025-09-30T05:00Z 194.3K followers, [----] engagements
"Live your life. Take care of yourself. Find a stable source of income because you must. Feel wealthy by actively spending on what you truly value. Make your own timelines. Use money to buy the present moment - don't just dream of a future that's unknown. Continue investing"
X Link 2025-09-30T12:31Z 194.3K followers, [----] engagements
"Personal finance is self-care. Put an oxygen mask on yourself first before trying to help others. Be well grounded financially before trying to rescue everyone in your circle from their financial troubles. Attempts to help others on a weak asset base will soon get you in a pit and very few will care"
X Link 2025-10-02T06:27Z 194.3K followers, [----] engagements
"Being cash poor isn't an inflation problem but a cash flow problem. Save first then invest. Investing is the bridge from cash flow to wealth. You invest in an existing business a commodity stocks or debt instruments. Position your money in assets with returns above 12% p.a. Level up your personal finances and investments via @TheAbojani October Masterclass 👇"
X Link 2025-10-02T06:33Z 194.3K followers, [----] engagements
"British American Tobacco Kenya Plc $BAT Current Price: Ksh [------] Reasons: ✓Known for sustained shareholder value through business agility and adaptation to market changes. ✓It provides a solid dividend yield and has been highlighted in top-performing lists for [----]. ✓Stable for dividend investors despite regulatory risks in the tobacco industry. ✓Recommended for those seeking reliable payouts"
X Link 2025-10-02T09:52Z 194.6K followers, [----] engagements
"Standard Chartered Bank Kenya Ltd $SCBK Current Price: Ksh [------] Reasons: ✓Offers one of the highest dividend yields in banking with a history spanning over seven years. ✓consistent revenue growth. ✓Ideal for income seekers with strong international backing and a focus on distributing earnings to shareholders"
X Link 2025-10-02T09:54Z 194.5K followers, [----] engagements
"It gets to a point when you can live off your investments. Before then keep your strategy simple: ✓Buy and hold quality dividend stocks and unit trust funds. ✓Reinvest the dividends and interests. ✓Let the portfolio compound and grow. ✓Keep buying. Build the cash flow"
X Link 2025-10-04T06:29Z 194.6K followers, [----] engagements
"You earn a fair salary by average Kenyan standards. Since your contract runs out in the next two years you have to practice moderation on your spending. Your budget shows Sh [-----] unaccounted for. I assume this gets into shopping and miscellaneous stuff like airtime"
X Link 2025-10-04T08:32Z 194.8K followers, [----] engagements
"With your expenses averaging Sh [-----] (except loan repayment) you will need about Sh [------] to stay afloat for six months while job-hunting when your contract ends. It is not clear how much you save monthly in the SACCO and you've also not disclosed total chama savings or if it's a simple merry-go-round"
X Link 2025-10-04T08:36Z 194.6K followers, [----] engagements
"While chama savings help build social capital they don't offer much inflation protection except in table banking models. Your savings would be better off in cash flow investments like unit trust funds especially money market bond and fixed income funds"
X Link 2025-10-04T08:36Z 194.6K followers, [----] engagements
"Unit Trusts like money market funds enable easy access for lumpsum withdrawals and daily earnings that ensure your money grows with consistence"
X Link 2025-10-04T08:43Z 194.6K followers, [----] engagements
"Sh 1.2M kept in a fixed income fund returning 13% annually earns at least Sh [-----] monthly after tax. This can settle a key expense like rent this allow you location freedom as you look to secure another job contract"
X Link 2025-10-04T08:43Z 194.6K followers, [----] engagements
"#LevelUp via @TheAbojani October Personal Finance and Investments Masterclass 👇"
X Link 2025-10-04T08:45Z 194.5K followers, [----] engagements
"Just as you can't inherit your parents' job and salary your kids can't inherit yours when you're retired. But they can inherit a portfolio of dividend-paying stocks. They can inherit real estate. They can inherit a business. You build a legacy this way. Buy cash flow assets"
X Link 2025-10-05T05:37Z 194.7K followers, 10.8K engagements
"On your way to building wealth avoid lifestyle inflation. Don't merely save money in bank accounts as it doesn't compound. Just keep what you need for frequent expenses. Extra money should be allocated for investments in either your skills your business or the capital markets"
X Link 2025-10-06T05:42Z 194.8K followers, [----] engagements
"Find side hustles that create surplus cash to invest in assets that create dependable multiple flows of income that don't require your time; eg. real estate dividend stocks treasury bonds etc. Level up your personal finances and investments via @TheAbojani October Masterclass 👇"
X Link 2025-10-06T05:46Z 194.8K followers, [----] engagements
"#MoneyMonday #diversification"
X Link 2025-10-06T06:00Z 194.8K followers, [----] engagements
"Personal finance tips - Avoid impulsive purchases Maintain an emergency fund Get exposure to bonds & equities Invest at least 20% of your income Keep debt less than 30% of income Invest in cash flow assets for the long term Have adequate term life and medical insurance"
X Link 2025-10-06T09:11Z 194.7K followers, [----] engagements
"@Kimwabrayo Check out Sanlam StanChart Shilingi Fund and Britam"
X Link 2025-10-06T09:49Z 194.6K followers, [--] engagements
"Running a business in Kenya is not for the faint-hearted. One day youre celebrating a big order the next youre calculating how to stretch your cash flow because clients havent paid on time. Rent salaries taxes licenses fuel costs etc. Everything seems to rise except your margins. #SafaricomBusiness"
X Link 2025-10-07T08:15Z 194.6K followers, [----] engagements
"There is no fast money when someone else does the work for you or when you want guaranteed passive income. If you want to make more money than government bonds or high yield dividend stocks can give you start your own business that you understand and can maximize. But that too is attached to labour costs and taxes thus higher returns aren't guaranteed. The goal shouldn't be to just earn money from your business but consider putting some of it into low risk low return passive income investments so you don't have to work forever"
X Link 2025-10-07T12:35Z 194.6K followers, [----] engagements
"That's Sh 13M 🤦 Well the first $100K is almost impossible. The next $100K takes almost half the time. The one after that is even faster. The journey from $0 to $100K is the hardest part. Don't quit before compounding starts doing the heavy lifting"
X Link 2025-10-11T04:34Z 194.8K followers, [----] engagements
"Signs of financial stability and future wealth sustainability: [--]. You are investing consistently. [--]. You spend less than you earn. [--]. You dont hold any bad debts. [--]. You have multiple streams of income. [--]. You have cash saved for emergencies"
X Link 2025-10-11T04:48Z 194.8K followers, [----] engagements
"Begin with the basics - open investment accounts. This will help you focus on asset and income growth from unit trusts SACCO and dividend stocks. Links for MMF account opening: CIC ICEA LION Sanlam https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/ICEALIONMMF https://bit.ly/CICMMF"
X Link 2025-10-11T04:51Z 194.8K followers, [----] engagements
"Treat saving and investing like a bill you must pay monthly. Fund an emergency kitty up to [--] months' equivalent of expenses. Invest 30% of income - 75% of that in assets and 25% in your skills or business tools. Your returns will come from interests and increasing income"
X Link 2025-10-12T07:58Z 194.8K followers, 16.4K engagements
": In the fast-paced world of investing there is often a misplaced glorification of high-risk high-reward strategies especially among the youth. A recent debate on whether investing KES 1M to earn KES 10K monthly in a Money Market Fund (MMF) is "cowardly" brings this to light. https://x.com/cheruiyotkb/status/1885617542162477308t=6GlJM3nye68RXSqAtVTx0g&s=19 https://x.com/cheruiyotkb/status/1885617542162477308t=6GlJM3nye68RXSqAtVTx0g&s=19"
X Link 2025-10-13T03:52Z 194.7K followers, [----] engagements
"So is playing it safe with MMFs truly cowardice Or is it the wisdom of those who understand that financial freedom is not built in a daybut over time with discipline and patience"
X Link 2025-10-13T03:56Z 194.7K followers, [----] engagements
"Every new week presents a chance to outdo the man you've been last week. Set goals crush them and then raise the bar. Complacency is the enemy of greatness. Never settle never stagnate - relentlessly pursue your own evolution. You have all you need to soar. #HappyNewWeek 🎊"
X Link 2025-10-13T04:55Z 194.8K followers, [----] engagements
"Keeping just Sh [----] every month in a unit trust fund that returns just 12% p.a accumulates to Sh 500K in [--] years. What can Sh 0.5M do There are lots of options: buy a hatchback for Uber business buy a 50x100 plot for own residence or rental units invest in a special (hedge) fund for 18% annual interests buy half an acre land for poultry vegetable dairy goat or cattle farming buy primary building materials for a 3-BR 🏡 in your plot acquire a working permit travel documents and plane ticket for a Sh 100K p.m job overseas It all depends on what you understand best 💯"
X Link 2025-10-14T04:25Z 194.8K followers, 61K engagements
"@mentor_lity @Kimuzi_ Sanlam 💯 Great customer care. Use link to open 👇 https://bit.ly/SANLAMEASTAFRICAMMF https://bit.ly/SANLAMEASTAFRICAMMF"
X Link 2025-10-14T18:22Z 194.8K followers, [--] engagements
"It's a self-paced journey. Somewhere along the way your income will rise and you'll take a loan to build"
X Link 2025-10-15T04:43Z 194.8K followers, [----] engagements
"A merger can happen without controlling ownership by one company over another. Companies can agree to work together with a medium term goal of one brand ceding existence owing to increased investment by the bigger partner and more ownership stake. ICEA-LION Cannon-Metropolitan etc"
X Link 2025-10-15T11:31Z 194.8K followers, [---] engagements
"Lifestyle upgrades feel harmless in the moment but they quietly turn every income raise into a trap that keeps you stuck on the same financial position. This phenomenon often called lifestyle inflation is a silent killer of financial freedom. It ensures your expenses always keep pace with your earnings never leaving a surplus for investment"
X Link 2025-10-16T09:33Z 194.8K followers, 10.7K engagements
"Raila- Enigma of Kenya Joho- Sultan of Mombasa Mudavadi- Prince of Mululu Ruto- Hustler of Sugoi & UK- Muthamaki of Kiambu. #JohoVsUhuru"
X Link 2017-03-14T04:21Z 164.9K followers, [--] engagements
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