#  @samboboev Sam Boboev Sam Boboev posts on X about fintech, investment, ai, finance the most. They currently have [---] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours. ### Engagements: [-----] [#](/creator/twitter::1088874004830654464/interactions)  ### Mentions: [--] [#](/creator/twitter::1088874004830654464/posts_active)  ### Followers: [---] [#](/creator/twitter::1088874004830654464/followers)  ### CreatorRank: [---------] [#](/creator/twitter::1088874004830654464/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) [stocks](/list/stocks) [technology brands](/list/technology-brands) [countries](/list/countries) [exchanges](/list/exchanges) [cryptocurrencies](/list/cryptocurrencies) [vc firms](/list/vc-firms) [travel destinations](/list/travel-destinations) [currencies](/list/currencies) [social networks](/list/social-networks) **Social topic influence** [fintech](/topic/fintech) #844, [investment](/topic/investment), [ai](/topic/ai), [finance](/topic/finance), [money](/topic/money), [bank](/topic/bank), [ipo](/topic/ipo), [acquisition](/topic/acquisition), [$ma](/topic/$ma), [crypto](/topic/crypto) **Top accounts mentioned or mentioned by** [@jpmorgan](/creator/undefined) [@revolutapp](/creator/undefined) [@visa](/creator/undefined) [@mastercard](/creator/undefined) [@klarna](/creator/undefined) [@coinbase](/creator/undefined) [@stripe](/creator/undefined) [@paypal](/creator/undefined) [@circle](/creator/undefined) [@finextra](/creator/undefined) [@adyen](/creator/undefined) [@revolut](/creator/undefined) [@openai](/creator/undefined) [@monzo](/creator/undefined) [@wise](/creator/undefined) [@nubank](/creator/undefined) [@bankofamerica](/creator/undefined) [@barclays](/creator/undefined) [@citi](/creator/undefined) [@bvnkfinance](/creator/undefined) **Top assets mentioned** [Mastercard, Inc. (MA)](/topic/$ma) [Coinbase Global Inc. (COIN)](/topic/coinbase) [Klarna Group plc (KLAR)](/topic/klarna) [JPMorgan Chase (JPM)](/topic/jpmorgan-chase) [Goldman Sachs (GS)](/topic/goldman-sachs) [Bitcoin (BTC)](/topic/bitcoin) [Fiserv, Inc. (FI)](/topic/$fi) [Bank of America (BAC)](/topic/bank-of-america) [USDC (USDC)](/topic/usdc) [Robinhood Markets, Inc. (HOOD)](/topic/$hood) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Morgan Stanley (MS)](/topic/morgan-stanley) [Citigroup Inc (C)](/topic/citigroup) [Shopify Inc (SHOP)](/topic/$shop) [HSBC Holdings PLC (HSBC)](/topic/$hsbc) [Ethereum (ETH)](/topic/ethereum) ### Top Social Posts Top posts by engagements in the last [--] hours "Hi Fintech Fans 👋 Fintech Wrap-Up is here with another edition. In this edition: [--] Apple and Goldman were planning stock-trading feature for iPhones [--] WhatsApp users in India can now pay businesses with credit card other UPI apps" [X Link](https://x.com/samboboev/status/1706898387151519864) 2023-09-27T05:07Z [--] followers, [--] engagements "Hi Fintech Fans 👋 Fintech Wrap-Up is here with another edition. In this edition: [--] FCA and Modulr agree on customer onboarding restrictions [--] Goldman Sachs exec reportedly regrets Apple savings account wants out of this fking thing" [X Link](https://x.com/samboboev/status/1714588774163010031) 2023-10-18T10:26Z [--] followers, [--] engagements "In the latest edition of 🔥 Fintech Wrap Up 📷 we take a deep dive into how digital payments have changed over the three generations of the web" [X Link](https://x.com/samboboev/status/1721038705673277905) 2023-11-05T05:36Z [--] followers, [--] engagements "I had the pleasure of being interviewed by @MSys_Tech on their YouTube channel Luminary Lounge. 🙌🏼 It was a fantastic conversation and I'm thrilled to share it with you all Make sure to check out the interview on MSys Technologies' YouTube channel" [X Link](https://x.com/samboboev/status/1722267669876109703) 2023-11-08T14:59Z [--] followers, [--] engagements "The latest deep dive article on ❤ Fintech Wrap Up - "Beyond the Basics of Banking as a Service (BaaS)" is here. Dive into the transformative journey of Banking as a Service exploring the rise of neobanks innovative use cases beyond finance. 🌍💡" [X Link](https://x.com/samboboev/status/1731176240089006297) 2023-12-03T04:59Z [--] followers, [--] engagements "The latest edition of Fintech Wrap Up is here. ❤ In this edition: [--] Apple is trying to unwind its Goldman Sachs credit card partnership [--] Robinhood makes second foray into Europe with UK launch" [X Link](https://x.com/samboboev/status/1732256635689803953) 2023-12-06T04:32Z [--] followers, [--] engagements "Excited to share my contribution to Mastercard's Fintech Report on Uzbekistan I was fortunate enough to be included as an expert in Mastercard's recent report on the burgeoning fintech landscape in Uzbekistan" [X Link](https://x.com/samboboev/status/1736965047673639360) 2023-12-19T04:21Z [--] followers, [--] engagements "The latest edition of Fintech Wrap Up is here. 🔥 In this edition: [--] Goldman Sachs faces rocky exit from Apple credit card partnership [--] Revolut suspends crypto buying for UK business customer" [X Link](https://x.com/samboboev/status/1737326740639469699) 2023-12-20T04:19Z [--] followers, [--] engagements "The latest edition of Fintech Wrap Up in [----] is here. 🔥 See you all in [----] In this edition: [--] Stripe Swings to a Profit as Business Rebounds [--] Banks shed [-----] jobs in one of worst years for cuts since financial crisis" [X Link](https://x.com/samboboev/status/1739878615574266102) 2023-12-27T05:19Z [--] followers, [--] engagements "The worst year for banks since [----] The banking sector survived two big shocks in 2023: the collapse of Silicon Valley Bank and the disaster-driven sale of Credit Suisse. Swift action prevented a global economic crisis but threats remain" [X Link](https://x.com/samboboev/status/1742063228832923792) 2024-01-02T06:00Z [--] followers, [--] engagements "I've been named a LinkedIn Top Voice. Big thanks to everyone for the support and LinkedIn for the recognition. Stay in the loop on all things fintech payments and digital banking by subscribing to my newsletter at" [X Link](https://x.com/samboboev/status/1745071501290934688) 2024-01-10T13:14Z [--] followers, [--] engagements "The latest edition of Fintech Wrap Up is here. 👨💻 In this edition: [--] Stablecoin Issuer Circle Internet Files for IPO [--] Bitcoin ETF Trades Top $4.6 Billion in Ground-Breaking Day" [X Link](https://x.com/samboboev/status/1747484886443966727) 2024-01-17T05:03Z [--] followers, [--] engagements "The latest edition of Fintech Wrap Up is here. 🔥 In this edition: [--] Challenger bank bunq reports first full-year profit plans UK relaunch [--] Klarna to debut $7.99 monthly plan as buy now pay later firm seeks new revenue sources ahead of IPO" [X Link](https://x.com/samboboev/status/1752558077310898628) 2024-01-31T05:03Z [--] followers, [--] engagements "The latest edition of Fintech Wrap Up is here. 🔥 In this edition: [--] Nuvei partners with Cash App Pay [--] Paypal is the latest tech company to announce layoffs [--] Apple Card users earned more than $1B in Daily Cash in 2023" [X Link](https://x.com/samboboev/status/1755097001513914484) 2024-02-07T05:11Z [--] followers, [--] engagements "The latest edition of Fintech Wrap Up is here. 🔥 In this edition: [--] iOS [----] adds new Virtual Card Number feature to Apple Cash [--] Revolut is launching phone plans for travelers in the UK" [X Link](https://x.com/samboboev/status/1757626890695708922) 2024-02-14T04:44Z [--] followers, [--] engagements "The latest edition of Fintech Wrap Up is here. 🔥 In this edition: [--] Google is sunsetting the Google Pay app in the US later this year [--] Block shares surge 16% after company announces surprise profit" [X Link](https://x.com/samboboev/status/1762783097295179781) 2024-02-28T10:13Z [--] followers, [--] engagements "🤖 Fintech Wrap Up is here with a Deep Dive edition. In this edition we will dive deeper into Embedded Finance" [X Link](https://x.com/samboboev/status/1764346809474859475) 2024-03-03T17:47Z [--] followers, [--] engagements "The latest edition of Fintech Wrap Up is here. 🔥 TL;DR: A2A payments are having a moment in markets where governments and banks are giving them a big thumbs-up especially in places like Brazil and India where theyre shaking up how payments are done https://www.fintechwrapup.com/p/account-to-account-a2-payments-network https://www.fintechwrapup.com/p/account-to-account-a2-payments-network" [X Link](https://x.com/samboboev/status/1777955881629462860) 2024-04-10T07:04Z [--] followers, [--] engagements "Hi Fintech Fans 🔥 Let me walk you through some exciting insights and reports in the fintech world. 🔥 First up we've got the latest on Money Transfer Company Ratings for [----]. It's a mixed bag of ratings but overall custome https://www.fintechwrapup.com/p/open-finance-tech-stack-how-embedded https://www.fintechwrapup.com/p/open-finance-tech-stack-how-embedded" [X Link](https://x.com/samboboev/status/1780492101798502808) 2024-04-17T07:02Z [--] followers, [--] engagements "I am moderating a panel discussion at @LDNTechWeek [----]. The topic of the panel discussion is Open Banking and the Rise of Embedded Finance. Here are some questions I am planning to ask our panelists and I welcome any additional suggestions:" [X Link](https://x.com/samboboev/status/1784841676361457979) 2024-04-29T07:06Z [---] followers, [--] engagements "Hey fintech fans let's dive into the latest buzz on fintech adoption in vertical software and beyond in the latest edition of Fintech Wrap Up 🔥 So here's the scoop on fintech adoption in vertical software: everyone's jumping on the bandwagon prefer https://shorturl.at/dRUZ2 https://shorturl.at/dRUZ2" [X Link](https://x.com/samboboev/status/1785565438920831166) 2024-05-01T07:02Z [--] followers, [--] engagements "Hold onto your hats we brought some exciting insights and news in the financial world with the latest edition of Fintech Wrap Up 🔥 So imagine tokens as these nifty digital stand-ins for your regular payment methods. https://www.fintechwrapup.com/p/real-time-payments-market-landscape https://www.fintechwrapup.com/p/real-time-payments-market-landscape" [X Link](https://x.com/samboboev/status/1788103506810867774) 2024-05-08T07:07Z [--] followers, [--] engagements "Real-time payments: A global view Discover the worlds domestic real-time payment systems. Our map based on the latest available data gives the only at-a-glance view of the [--] countries with live RTP networks. Source Volt" [X Link](https://x.com/samboboev/status/1789605676500529595) 2024-05-12T10:36Z [---] followers, [--] engagements "Let me sum up this weeks fintech insights for you. So it looks like payment trends in [----] are heavily influenced by regulatory initiatives aimed at spurring innovation and ensuring robust security in cashless economies. https://shorturl.at/yCKZ2 https://shorturl.at/yCKZ2" [X Link](https://x.com/samboboev/status/1790631864438309114) 2024-05-15T06:34Z [--] followers, [--] engagements "🔥 Lets jump into the news now Panax a Fintech company just scored big with a $15 million investment in its latest funding round led by Team8 and TLV Partners. They're all about reshaping how we manage cash flow using AI which sounds pretty cutting-edge" [X Link](https://x.com/samboboev/status/1790632203589742686) 2024-05-15T06:36Z [--] followers, [--] engagements "🔥 Then down in Mexico Aplazo is making waves with a whopping $70 million in equity funding including a hefty $45 million Series B round. They're all about empowering merchants with flexible payment solutions and tools to boost sales and brand growth" [X Link](https://x.com/samboboev/status/1790632278265090305) 2024-05-15T06:36Z [--] followers, [--] engagements "🔥 And over in the US Klarna the BNPL giant is making moves towards a $20 billion stock market debut. Looks like the world of finance and tech is heating up with some serious innovation and investment" [X Link](https://x.com/samboboev/status/1790632332430336111) 2024-05-15T06:36Z [--] followers, [--] engagements "Hey Folks Fintech Wrap Up is here Let's talk about the state of our payment systemsit's like they're stuck in the past https://shorturl.at/R2ozp https://shorturl.at/R2ozp" [X Link](https://x.com/samboboev/status/1793161098310402268) 2024-05-22T06:04Z [---] followers, [--] engagements "Check out my interview where I discuss the issues of compliance in EmFi and BaaS explore the differences between the US and EU models and delve into the case of TabaPay withdrawing from the Synapse deal. https://shorturl.at/P6aW9 https://shorturl.at/P6aW9" [X Link](https://x.com/samboboev/status/1793197253680574525) 2024-05-22T08:28Z [---] followers, [--] engagements "The latest edition of Fintech Wrap Up is here https://www.fintechwrapup.com/p/finternet-unified-ledgers-part-2 https://www.fintechwrapup.com/p/finternet-unified-ledgers-part-2" [X Link](https://x.com/samboboev/status/1795705419157123326) 2024-05-29T06:35Z [--] followers, [--] engagements "🔥In Latin America McKinseys surveys reveal a shift from cash to digital payments. Mobile payments have boosted financial inclusion in countries like Argentina and Colombia while Chile leads with debit cards via BancoEstados CuentaRUT covering 70% of the population" [X Link](https://x.com/samboboev/status/1795705740038189343) 2024-05-29T06:36Z [--] followers, [--] engagements "We are proud to partner with @LDNTechWeek and share insights on the latest tech and fintech news" [X Link](https://x.com/samboboev/status/1795829527689695654) 2024-05-29T14:48Z [---] followers, [--] engagements "Why fintech upstarts have failed to unseat UK banks Companies such as Monzo Starling and Revolut have transformed digital banking but traditional lenders still dominate the market. Source Financial Times" [X Link](https://x.com/samboboev/status/1798606487675449762) 2024-06-06T06:42Z [---] followers, [--] engagements "Saga continues: There is an $85 million shortfall between what partner banks of fintech middleman Synapse are holding and what depositors are owed according to the court-appointed trustee in the Synapse bankruptcy" [X Link](https://x.com/samboboev/status/1799714511043350537) 2024-06-09T08:05Z [--] followers, [--] engagements "Apple Pay is getting a new Tap to Cash feature. Youll be able to make a payment to another iPhone user by just holding the devices close together and without giving away any other information. #fintech #payments #apple" [X Link](https://x.com/samboboev/status/1800264568297693586) 2024-06-10T20:31Z [--] followers, [---] engagements "@Visa's and @Mastercard's proposed $30 billion antitrust settlement to limit credit and debit card fees for merchants is in peril after a New York judge signaled she was preparing to reject the accord" [X Link](https://x.com/samboboev/status/1801510457104068965) 2024-06-14T07:02Z [--] followers, [--] engagements "The Federal Reserve announced Friday it had ordered Evolve Bancorp to bolster its risk management programs around fintech partnerships as well as anti-money laundering laws. The Fed said in a statement that a [----] examination of the bank found insufficient policies in place" [X Link](https://x.com/samboboev/status/1802249909644534078) 2024-06-16T08:00Z [--] followers, [---] engagements "I will end Joe Bidens war on crypto and we will ensure that the future of crypto and the future of Bitcoin will be made in America; were going to keep it right here and a lot of it is going to be done right here in Florida Trump said during a special address in Florida" [X Link](https://x.com/samboboev/status/1802597958572978340) 2024-06-17T07:03Z [--] followers, [--] engagements "Hey Fintech Fanatics In this edition we're bringing you the latest insights on bank transaction categorization the rise of real-time payments and emerging embedded finance products. https://shorturl.at/vCEa7 https://shorturl.at/vCEa7" [X Link](https://x.com/samboboev/status/1803325809458856435) 2024-06-19T07:15Z [--] followers, [---] engagements "🔥 We also explore emerging embedded finance products within ERP and payroll software workflows. From automating payments and issuing company cards to facilitating international transfers and offering business loans embedded finance is revolutionizing financial workflows" [X Link](https://x.com/samboboev/status/1803326481801658418) 2024-06-19T07:18Z [--] followers, [--] engagements "In fintech it is all about partnerships" [X Link](https://x.com/samboboev/status/1803687921708351843) 2024-06-20T07:14Z [--] followers, [--] engagements "Ledgers of the failed fintech Synapse show that nearly all the deposits held for customers of the banking app Yotta went missing weeks ago according to one of the lenders involved A network of eight banks held $109 million in deposits for Yotta customers as of April 11" [X Link](https://x.com/samboboev/status/1804439982527877124) 2024-06-22T09:03Z [--] followers, [----] engagements "Hey Fintech Fans In this edition of Fintech Wrap Up we explore the transformative power of APIs in open banking dive into the booming payments ecosystem in Africa and talk about profitability in neobanking https://shorturl.at/Q051n https://shorturl.at/Q051n" [X Link](https://x.com/samboboev/status/1805854041617969364) 2024-06-26T06:42Z [--] followers, [----] engagements "🔥 Moving to Africa the continent's payments ecosystem is booming thanks to the early adoption of mobile money technology. The privatization of the telecom sector and rising smartphone adoption are key drivers of this growth" [X Link](https://x.com/samboboev/status/1805854429771370746) 2024-06-26T06:43Z [--] followers, [--] engagements "Regulators in East Africa have been supportive fostering an environment ripe for fintech innovation. With significant room for growth especially in mobile and point-of-sale payments Africa is a promising market for fintech companies" [X Link](https://x.com/samboboev/status/1805854484230267112) 2024-06-26T06:43Z [--] followers, [--] engagements "🔥 When it comes to B2B fintech pricing models there are several popular options each with its pros and cons. From traditional license-based models to usage-based and take-rate pricing the right model depends on the specific product and market dynamics" [X Link](https://x.com/samboboev/status/1805854706658369732) 2024-06-26T06:44Z [--] followers, [--] engagements "In news Klarna made headlines by selling its online checkout solution for $520 million to resolve processor conflicts. Revolut is eyeing a valuation of over $40 billion in an employee share sale. Meanwhile Synapse's collapse led to nearly $109 million in deposits vanish" [X Link](https://x.com/samboboev/status/1805854921662546170) 2024-06-26T06:45Z [--] followers, [--] engagements "🔥 Have you noticed all the buzz around fintech M&A lately Weve got the scoop on why despite an average of $3.5 trillion in global acquisition activity per year over the last decade a whopping 90% of these deals fail due to poor implementation" [X Link](https://x.com/samboboev/status/1808398974409195985) 2024-07-03T07:14Z [--] followers, [--] engagements "Fun fact: bank-fintech acquisitions make up less than 1% of all fintech transactions. Among the top [--] U.S. and top [--] international banks only [--] out of [---] acquisitions since [----] were fintechs with payments and lending tech firms leading the charge" [X Link](https://x.com/samboboev/status/1808399052947485167) 2024-07-03T07:15Z [--] followers, [--] engagements "A new dispute between fintech middleman Synapse and its database provider is threatening efforts by independent advisers to return money to millions of customers who have been cut off from their money for weeks" [X Link](https://x.com/samboboev/status/1808837808913555487) 2024-07-04T12:18Z [--] followers, [--] engagements "Welcome to the latest edition of Fintech Wrap Up where we delve into the evolution of modern core banking platforms the competitive landscape of neobanks in [----] and the rise of innovative payment solutions like Pay By Bank (PBB) https://www.fintechwrapup.com/p/c2b-pay-by-bank-pbb-transaction-flowr=1d5ug&utm_campaign=post&utm_medium=web https://www.fintechwrapup.com/p/c2b-pay-by-bank-pbb-transaction-flowr=1d5ug&utm_campaign=post&utm_medium=web" [X Link](https://x.com/samboboev/status/1813467605878940052) 2024-07-17T06:55Z [--] followers, [----] engagements "Welcome to the latest edition of Fintech Wrap Up Here's what's been happening in the world of fintech payments and banking: 👉 Read the full article here https://shorturl.at/DPwih https://shorturl.at/DPwih" [X Link](https://x.com/samboboev/status/1821055721846534513) 2024-08-07T05:28Z [--] followers, [--] engagements "Welcome to this edition of Fintech Wrap Up In this edition we explore the push for payment interoperability in Asia-Pacific the booming cross-border payments market and the rapidly evolving digital identity landscape 👉 Full edition here https://shorturl.at/IzD5v https://shorturl.at/IzD5v" [X Link](https://x.com/samboboev/status/1823617121399574780) 2024-08-14T07:06Z [---] followers, [--] engagements "In this edition of Fintech Wrap Up we delve into Mastercards strong Q2 [----] financial performance Stripes decade-long evolution of its payments APIs and Nu Banks impressive customer and revenue growth. The full edition here https://shorturl.at/6sTcg https://shorturl.at/6sTcg" [X Link](https://x.com/samboboev/status/1826157022489784761) 2024-08-21T07:18Z [---] followers, [---] engagements "Yesterday I had the pleasure of attending the @producttank Malta community gathering. Having relocated to Malta six months ago this event was special for me. I was happy to meet new people network with like-minded professionals and immerse myself in the local community" [X Link](https://x.com/samboboev/status/1829151620669813107) 2024-08-29T13:38Z [---] followers, [--] engagements "In this edition of Fintech Wrap Up I explore the expansion of real-time payment networks globally the strategic importance of launching robust card programs and the transformative impact of banking licenses on fintech companies. 👉 https://shorturl.at/VsRoE https://shorturl.at/VsRoE" [X Link](https://x.com/samboboev/status/1831318190418182261) 2024-09-04T13:07Z [---] followers, [---] engagements "In this weeks edition of Fintech Wrap Up were diving into the evolution of digital wallets into multifunctional platforms the rise of instant payments and the associated fraud risks and the ongoing innovation in the cryptocurrency. 👉 https://shorturl.at/DVlIZ https://shorturl.at/DVlIZ" [X Link](https://x.com/samboboev/status/1834505239388397691) 2024-09-13T08:11Z [--] followers, [--] engagements "Welcome to the latest edition of Fintech Wrap Up In this issue Im diving into some fascinating insights across the fintech landscape. 👉 Read" [X Link](https://x.com/samboboev/status/1836483604509344203) 2024-09-18T19:13Z [--] followers, [--] engagements "Welcome back to another edition of Fintech Wrap Up This week were diving into some exciting trends reshaping the banking and fintech landscape. 👉 Read the full article https://shorturl.at/gGEMZ https://shorturl.at/gGEMZ" [X Link](https://x.com/samboboev/status/1838960390215983405) 2024-09-25T15:14Z [--] followers, [--] engagements "Hey everyone welcome to this weeks edition of the Fintech Wrap Up We've got some exciting updates from the world of fintech payments and banking so lets dive right in. 👉 Read the full edition here https://shorturl.at/xsh5W https://shorturl.at/xsh5W" [X Link](https://x.com/samboboev/status/1841369864117567687) 2024-10-02T06:49Z [---] followers, [--] engagements "Welcome to the latest edition of Fintech Wrap Up This time were diving into some exciting shifts in fintech payments and banking. 👉 Read the full article here Catch you in the next one https://shorturl.at/Z9VOi https://shorturl.at/Z9VOi" [X Link](https://x.com/samboboev/status/1843911884107604152) 2024-10-09T07:10Z [---] followers, [--] engagements "Welcome to this edition of Fintech Wrap Up As always Im excited to share the latest updates and insights from the world of fintech payments and banking. 👉 Read the full edition here Thats it for this roundup https://www.fintechwrapup.com/p/fintech-isnt-dead-ai-is-driving-a https://www.fintechwrapup.com/p/fintech-isnt-dead-ai-is-driving-a" [X Link](https://x.com/samboboev/status/1846518532479025439) 2024-10-16T11:48Z [--] followers, [--] engagements "Welcome to this weeks Fintech Wrap Up where we dive into the rise of multi-product strategies in SaaS Wells Fargos fintech partnerships driving innovation and the latest surge in global crypto activity. 👉 Read the full edition here https://shorturl.at/FQwvq https://shorturl.at/FQwvq" [X Link](https://x.com/samboboev/status/1848935369812938958) 2024-10-23T03:51Z [---] followers, [--] engagements "Unlocking value from technology in banking: An investor lens https://www.linkedin.com/posts/sirojboboev_fintech-payments-banking-activity-7259459431623499776-d9JOutm_source=share&utm_medium=member_desktop https://www.linkedin.com/posts/sirojboboev_fintech-payments-banking-activity-7259459431623499776-d9JOutm_source=share&utm_medium=member_desktop" [X Link](https://x.com/samboboev/status/1853708145631129600) 2024-11-05T07:57Z [--] followers, [--] engagements "Hey everyone Welcome to the latest Fintech Wrap Up This edition covers the major shifts redefining finance and payments from open banking to the rise of super-apps and Banking-as-a-Service (BaaS) partnerships. 👉 Read the full edition here https://www.fintechwrapup.com/p/the-eus-open-finance-regulatory-framework https://www.fintechwrapup.com/p/the-eus-open-finance-regulatory-framework" [X Link](https://x.com/samboboev/status/1854067457100800018) 2024-11-06T07:45Z [--] followers, [--] engagements "This week in Fintech Wrap Up we dive into Mastercard's strong Q3 earnings the transformative potential of Apple's NFC opening for third-party wallets and the rise of NextGen core banking systems. 👉 Read the full edition here https://shorturl.at/9jsrF https://shorturl.at/9jsrF" [X Link](https://x.com/samboboev/status/1859143356346954011) 2024-11-20T07:54Z [---] followers, [--] engagements "Welcome to this week's Fintech Wrap Up where we'll explore the transformative power of open finance delve into the rise of embedded finance ecosystems and uncover the latest innovations in cross-border payments. https://www.fintechwrapup.com/p/open-finance-and-the-future-of-the https://www.fintechwrapup.com/p/open-finance-and-the-future-of-the" [X Link](https://x.com/samboboev/status/1861741851654365567) 2024-11-27T12:00Z [---] followers, [--] engagements "Mapped: The Average Credit Card Debt in Every U.S. State (2024)" [X Link](https://x.com/samboboev/status/1862518885427110102) 2024-11-29T15:28Z [---] followers, [--] engagements "Fintech News 🚨: Ex-Revolut duo raise $2.3 million to build 'blockchain bank account' Bleap Former Revolut employees Joao Alves and Guilherme Gomes have raised $2.3 million in pre-seed funding led by Consensys founder Joe Lubins Ethereal Ventures to build Bleap a bank account on the blockchain. Maven11 Alliance DAO Robot Ventures and Credibly Neutral also participated in the round alongside angel investors including key executives from Revolut Phantom OKX EigenLayer and Consensys. The capital raised brings the company to a $10 million post-money valuation Alves told The Block. The funding" [X Link](https://x.com/samboboev/status/1862586628679639335) 2024-11-29T19:57Z [---] followers, [---] engagements "Fintech News 🚨: Wise took up remediation plan in Europe over anti-money laundering controls British money transfer firm Wise was forced into a formal remediation plan by European regulators over its anti-money laundering controls the Financial Times reported on Friday citing five people familiar with the matter. A review by the Belgian National Bank which supervises Wise in Europe found in early [----] that the company lacked proof of address for hundreds of thousands of customers the FT said. "In [----] the National Bank of Belgium carried out a routine review of Wise Europe as part of a" [X Link](https://x.com/samboboev/status/1862896874253922771) 2024-11-30T16:30Z [---] followers, [--] engagements "Fintech News 🚨: MUFG Offers to Buy Robo-Adviser WealthNavi Inc. in Fintech Push Mitsubishi UFJ Financial Group plans to buy Japanese robo-adviser WealthNavi for as much as [----] billion ($665 million) as it looks to expand its financial-technology capabilities and cater to households going online to invest more of their savings. Japans biggest bank is seeking to purchase WealthNavi through a tender offer at [----] a share and make it a wholly owned unit according to a filing on Friday. That represents an 84% premium over the fintech companys closing price on Thursday. Japanese financial firms" [X Link](https://x.com/samboboev/status/1863259262731845906) 2024-12-01T16:30Z [---] followers, [---] engagements "Stablecoin payments heat up in [----] Last week PayPal announced it would be allowing disbursement partners to use its stablecoin PayPal USD (PYUSD) to settle cross-border money transfers through Xoom the companys money transfer arm. This move adds to a pile of stablecoin stories recently as payment players look to carve out a slice of this burgeoning (though still largely unproven) technology. According to PayPal Xoom and its partners will be able to settle stablecoin transactions out of hours and help provide faster less costly transfers to regions across APAC and Africa. These markets have" [X Link](https://x.com/samboboev/status/1863470654974025959) 2024-12-02T06:30Z [---] followers, [---] engagements "Brazil's instant payment transactions more than doubled on Black Friday Brazil's popular instant payment system Pix saw a 120.7% jump in the value of transactions recorded on Black Friday compared to the previous year central bank data showed on Monday. The figures underscore the widespread adoption of the payment method and its growing use for payments between people and businesses (P2B) as well as the strength of the promotional period in Latin America's largest economy. On Nov. [--] the central bank said [---] billion reais ($21.60 billion) were transacted using Pix up from [----] billion reais" [X Link](https://x.com/samboboev/status/1863607968417067028) 2024-12-02T15:35Z [---] followers, [--] engagements "Fintech News 🚨: Google-Backed R2 Raises $59 Million in Equity Debt for Lending R2 a Latin American startup building lending tools for tech companies in the region raised $59 million in equity and debt to continue expanding operations including a push to grow its business in Chile. The company raised $9 million in equity in a Series A extension led by Mexican funds Hi Ventures and COMETA said co-founder Roger Larach in an interview. Other investors included Endeavor Catalyst and prior backers Y Combinator and Googles Gradient Ventures. An additional credit line of as much as $50 million was" [X Link](https://x.com/samboboev/status/1863621650186633502) 2024-12-02T16:30Z [---] followers, [--] engagements "In this week's edition of Fintech Wrap Up were exploring how cloud ecosystems are driving financial services innovation the rise of Self-Sovereign Identity (SSI) in decentralizing digital credentials and the growing adoption of stablecoins for cross-border payments. The cloud revolution in financial services is reshaping the industry. A Capgemini study highlights that ecosystems and cloud-native solutions are enabling banks and insurers to scale faster innovate more effectively and improve decision-makingan urgent need since 86% of firms feel theyre underutilizing their data. Partnerships" [X Link](https://x.com/samboboev/status/1864218308087574863) 2024-12-04T08:00Z [---] followers, [---] engagements "The different ways of setting up and managing a PayFac system PayFac systems can be set up using three primary approaches each varying in cost effort and customization potential: 🔹 Plug-and-Play Solutions Managed providers like Stripe offer a full-stack payment gateway with rapid setup low operational costs and seamless integration into complementary products. These solutions are ideal for businesses looking to launch quickly and with minimal internal resources. However they have limitations in customization and monetization. Providers control payment structures and take a percentage of" [X Link](https://x.com/samboboev/status/1864581131552653503) 2024-12-05T08:02Z [---] followers, [--] engagements "Why Traditional Banks Fail at Building Digital Banks Several traditional banks have attempted to launch separate digital-only banks to compete with fintech companies and adapt to the evolving financial landscape. However some of these initiatives have failed for various reasons. Notable examples include RBS/NatWest and B (2019) JPMorgan Chase and Finn (2018) BNP Paribas and Hello Bank in Germany (2013) ANZ and GoMoney in the early 2010s and Banco Santander and Openbanks early years (one of the earliest examples in [----] and then relaunched in 2017). There are also situations where a" [X Link](https://x.com/samboboev/status/1865356250411659429) 2024-12-07T11:22Z [---] followers, [--] engagements "In this Deep Dive edition of Fintech Wrap Up we unpack the complexities of pricing embedded payments for Vertical SaaS companies offering actionable insights for navigating this critical aspect of monetization. The guide emphasizes that successful pricing is more than just setting a mark-upits about understanding the interplay between top-down pricing (competitive benchmarking and customer value) and bottom-up pricing (cost-based minimums). Together these approaches help define a strategic pricing range that balances profitability with market competitiveness. A standout insight is the growing" [X Link](https://x.com/samboboev/status/1865692037908934800) 2024-12-08T09:36Z [---] followers, [--] engagements "Fintech News 🚨: Lunar launches standalone BaaS business and says it can rival bank revenues Danish challenger bankLunaris the latest bank to hive off its Banking-as-a-Service (BaaS) business as a separate entity- and claims its revenues can rival that of its core bank. Lunar which has over [------] customers across the Nordics and waslast valued at around $2.2 billion is calling its new BaaS entity Moonrise. The Danish challenger bank is looking to tap into the growing European BaaS market which is estimated to reach 100bn by [----]. Banks launching BaaS and Software-as-a-Service (SaaS)" [X Link](https://x.com/samboboev/status/1866164924411760967) 2024-12-09T16:56Z [---] followers, [---] engagements "Introduction to Decentralized Autonomous Organizations (DAOs) DAOs represent a new model for organizational management and governance in the digital age. Unlike traditional organizations DAOs operate on the blockchain allowing for transparent automated and decentralized decision-making processes. In a DAO governance rules are encoded as smart contracts which execute decisions based on the votes of stakeholders typically represented by token holders. This structure eliminates the need for central authority empowering community members to collectively make decisions about the organization's" [X Link](https://x.com/samboboev/status/1866392181801394208) 2024-12-10T07:59Z [---] followers, [--] engagements "Gen Digital to Add Financial Wellness Tools With MoneyLion Acquisition Gen Digital plans to add financial wellness tools to its offerings by acquiring MoneyLion. The company entered into a definitive agreement to make the acquisition which will add MoneyLions financial empowerment resources to Gen Digitals credit and identity protection solutions the companies said in a Tuesday (Dec. 10) press release. Subject to customary conditions the proposed acquisition is expected to close in the first half of Gens fiscal year [----] according to the release. Gen has a family of consumer brands thats" [X Link](https://x.com/samboboev/status/1866535308214272096) 2024-12-10T17:27Z [---] followers, [--] engagements "Hi Fintech Fans this week were exploring the rise of PayFac systems the challenges traditional banks face in launching digital ventures and the steady growth of global payments revenues. Were diving into the evolving world of PayFac systems with insights on three ways to set them up: plug-and-play solutions for quick launches middleware platforms offering balance and flexibility and in-house builds for enterprises seeking full control. Each approach comes with trade-offs but the key takeaway Align your choice with your business scale resources and goals. On the payments front global revenues" [X Link](https://x.com/samboboev/status/1866755165258149962) 2024-12-11T08:01Z [---] followers, [---] engagements "Cloud and AI: Transforming Financial Services with Customer-Centric Innovation Future-focused banks and insurers drive substantial revenue growth by being data-driven cloud-focused and customer-centric. These financial services (FS) innovators leverage cloud and generative AI (Gen AI) to enhance efficiency and customer satisfaction across the value chain. By strategically integrating technology they reimagine banking and insurance operations to deliver superior results. Cloud innovators use data extensively to gain insights into customer needs and industry trends. This enables informed" [X Link](https://x.com/samboboev/status/1867514635227742308) 2024-12-13T10:19Z [---] followers, [--] engagements "Fintech News 🚨: Mynt raises a cool $23M at $210M valuation to build a smarter expense card for SMEs Small and medium businesses are getting more love from fintechs these days and one example of that is the fast growth of a startup out of Sweden.Mynt which has built an AI-based platform for corporate cards and spend management catering to SMEs has closed a round of [--] million after seeing its customer base grow to [-----] SMEs from just [----] a year ago. Existing investor Vor Capital is leading the round which also saw other previous backers CNI and Incore participating. Mynt has now raised" [X Link](https://x.com/samboboev/status/1867631708776124849) 2024-12-13T18:04Z [---] followers, [--] engagements "Hi there and welcome to the Deep Dive edition of Fintech Wrap Up Lets dive into some exciting updates from the payments world. This week the spotlight is on Visa one of the leading names in digital payments. Since its inception in [----] Visa has been a pioneer in facilitating seamless transactions globally. With operations spanning over [---] countries and territories Visa continues to innovate through its advanced processing network VisaNet offering solutions that simplify and secure money movement for consumers businesses and governments. From core products like credit debit and prepaid cards" [X Link](https://x.com/samboboev/status/1868217614117568859) 2024-12-15T08:52Z [---] followers, [---] engagements "This weeks Fintech Wrap Up dives into CBDCs vs. fast payments the transformative role of AI and cloud in financial services and stablecoins unlocking trapped capital in cross-border payments. Lets dive in with an insightful comparison between retail CBDCs and fast payment systems (FPS). While both share functional similaritieslike supporting programmable payments and involving key financial playersthey differ fundamentally in user claims: CBDCs tie back to central banks while FPS aligns with commercial institutions. Its clear both ecosystems need robust integration with existing financial" [X Link](https://x.com/samboboev/status/1869291309149925534) 2024-12-18T07:59Z [---] followers, [--] engagements "Palm payments✋ now available in Singapore Tencents latest cross-border solution: Last month Tencent teamed up with Visa to make their latest fintech innovation available abroad. 🔹New level of convenience unlocked: no card or phone required only a palm swipe 🔹Already in use in China for [--] years 🔹Available in-store and across multiple metro stations domestically 🔹Simplifies transactions and offers a next-level seamless shopping experience A game-changer for the evolution of retail in China and now globally too. Will this soon become the new normal #fintech #payments" [X Link](https://x.com/samboboev/status/1869432029684642111) 2024-12-18T17:18Z [---] followers, [--] engagements "Key drivers of open finance in Southeast Asia 👉 #1 Regional integration ASEAN payment connectivity Five ASEAN countries (Thailand Singapore Malaysia Indonesia Philippines) launched real-time payment linkages. ✅ Key achievements: Thailand-Singapore: PromptPay-PayNow linkage successful for [--] years Malaysia-Indonesia: DuitNow-QRIS integration adopted for [--] years Singapore-Philippines: PayNow-InstaPay connection announced Cross-border standards Project Nexus: Singapores MAS leading initiative connecting real-time payment systems Regional API standards development: Singapore has a government" [X Link](https://x.com/samboboev/status/1869655644682272771) 2024-12-19T08:06Z [---] followers, [--] engagements "Fintech News 🚨: bunq's AI assistant can now language translate One of Europes most well-known challenger banks says its the first bank in the world to launch real-time speech-to-speech translations within its banking app leveraging the power of AI.So-called AI assistants are one of the latest battlegrounds amongst challenger banks and fintechs as they look to outdo each other on the tech front. In November Danish challenger bank Lunar said its AI-powered voice assistant will handle around75 per cent of customer calls over time. Klarna meanwhile stole a march on all its competitors by" [X Link](https://x.com/samboboev/status/1869790778244890656) 2024-12-19T17:03Z [---] followers, [--] engagements "In this deep dive edition of Fintech Wrap Up I explored how AWS is enabling businesses to build modern credit card payment processing platforms and payment gateways with its powerful cloud infrastructure. As payments become increasingly digital AWS provides a secure scalable and resilient solution to handle credit card transactions efficiently and in real-time. By using services like API Gateway DynamoDB Elastic Kubernetes Service (EKS) and Amazon Managed Streaming for Apache Kafka businesses can meet high availability and low latency requirements while adhering to compliance standards like" [X Link](https://x.com/samboboev/status/1870758233578627469) 2024-12-22T09:08Z [---] followers, [--] engagements "I have decided to launch a platform connecting fintech talent with fintech companies I want to make high-quality introductions and curated matches among the best talent and opportunities in the fintech industry. 💼 For Fintech Companies: I leverage my exclusive network of vetted experts to connect you with candidates who fit your specific needsProduct Managers Engineers Compliance Specialists and more. 🌟 For Fintech Professionals: I focus on personalized connections to roles that align with your experience and career goals working directly with industry-leading companies. I want to create" [X Link](https://x.com/samboboev/status/1871159576936042735) 2024-12-23T11:43Z [---] followers, [--] engagements "Im thrilled to kick off this edition of Fintech Wrap Up with an exciting announcement Im launching a new initiative to connect top fintech talent with leading companies in the industry. This initiative will focus on creating meaningful matches between professionals and organizations prioritizing quality over quantity. Whether youre a company seeking skilled candidates or a professional looking for your next big opportunity Im here to help make those connections seamless and impactful. If youre interested reach out or visit my link to learn more In this issue we explore the transformative" [X Link](https://x.com/samboboev/status/1871826297325752469) 2024-12-25T07:52Z [---] followers, [--] engagements "Cross-border payments: Stablecoin Use Case Great article by Matt Brown "Cross-border payments" are payments made between parties in different countries. While the concept is straightforward the systems that move $45 trillion annually across borders are anything but. Thats because cross-border payments (XBP) must account for things domestic payments take for granted. Say I want to send $100 USD to a friend in Japan. Those funds need to somehow move between two banks that may not have a direct relationship with one another across different payment rails and regulatory regimes and eventually" [X Link](https://x.com/samboboev/status/1872192091398271482) 2024-12-26T08:05Z [---] followers, [--] engagements "Hey everyone In this edition of Fintech Wrap Up Im diving into one of the trickiest but most crucial aspects of building a fintech productpricing. Drawing from Andreessen Horowitzs (aka a16z) wealth of experience we explore how to approach pricing at different stages of a fintech companys journey from pre-PMF simplicity to the nuanced strategies of scaling businesses. The key takeaway Simplicity wins in the early days but as you grow pricing becomes a powerful lever to capture value and fuel scalability. We delve into customer-driven discovery value-based pricing and even the art of kicking" [X Link](https://x.com/samboboev/status/1873281628027433116) 2024-12-29T08:15Z [---] followers, [---] engagements "Im currently conducting product discovery interviews to understand how AI agents can solve real-world problems in the payments industry. If youre working in payments fintech or related fields Id love to hear your thoughts and insights The recent launch of AI agentic flows by Stripe and Coinbase highlights the immense potential of AI agents to transform how we operate in payments. From improving customer experiences to streamlining complex operations the possibilities are endless. Lets shape the future of payments together If youre open to an interview feel free to connect with me here or" [X Link](https://x.com/samboboev/status/1873381891878891971) 2024-12-29T14:53Z [---] followers, [--] engagements "Banking and lending: GenAI gains momentum among banks after a late start In [----] the banking sector saw notable developments across three key domains: Traditional AI GenAI and the open banking ecosystem. Traditional AImainly MLcontinues to dominate backend operations with over 60% of banks utilizing AI in lending and 57% for fraud detection. Notable developments included Wells Fargo and Lloyds' AI integrations in trade finance as well as significant funding rounds like Abound's USD [--] billion raise for international AI lending platform expansion. GenAI on the other hand is disrupting" [X Link](https://x.com/samboboev/status/1873641314710945985) 2024-12-30T08:04Z [---] followers, [--] engagements "Happy New Year everyone Welcome to the very first Fintech Wrap Up of [----]. I hope this year brings you success innovation and plenty of fintech breakthroughs. Lets dive into some exciting insights shaping the future. Stablecoins are continuing to redefine cross-border payments. With instant settlements low costs and seamless 24/7 global operability theyre becoming the go-to solution for remittances business payments and even low-margin transactions like those in corner shops and coffeehouses. The integration of blockchain and real-time fiat networks is eliminating intermediaries and reducing" [X Link](https://x.com/samboboev/status/1874365254676746355) 2025-01-01T08:01Z [---] followers, [--] engagements "Im thrilled to share that Fintech Wrap Up has officially become a Substack Bestseller This milestone wouldnt have been possible without your unwavering support thoughtful feedback and continued trust in the insights we deliver every week. What started as a passion project three years ago has grown into a thriving community of fintech enthusiasts innovators and thought leaders. This recognition reaffirms our mission: to keep you informed and ahead in the ever-evolving world of payments banking and beyond. Thank you for being part of this journey. Heres to more milestones more insights and more" [X Link](https://x.com/samboboev/status/1874494452003180561) 2025-01-01T16:34Z [---] followers, [---] engagements "How Instant A2A Payment Wallets Challenge Card Dominance Currently card systems thrive on robust reward programs structured dispute resolution mechanisms and profitability derived from interchange fees. In [----] the top six U.S. credit card issuers paid $68 billion in rewards while netting $32 billion in interchange fees. This profitability enables banks to maintain customer loyalty through travel points cashback and dispute resolution processes which enhance the trustworthiness of card payments. Emerging Opportunities for A2A Payments Regulatory interventions such as interchange fee caps in" [X Link](https://x.com/samboboev/status/1874762918761214152) 2025-01-02T10:21Z [---] followers, [--] engagements "Design and Implementation of mCBDC Corridor Networks The mCBDC corridor network aims to revolutionize cross-border payments by enabling peer-to-peer settlement using central bank digital currencies (CBDCs) eliminating the reliance on multiple intermediaries. This model preserves the existing two-tier banking structure minimizing disruption to domestic financial systems while addressing inefficiencies in the traditional correspondent banking model. 👉 Key Features of the mCBDC Corridor Network 🔹 Atomic Settlements: Simultaneous settlement of transactions reduces trapped liquidity settlement" [X Link](https://x.com/samboboev/status/1875484063705743471) 2025-01-04T10:07Z [---] followers, [--] engagements "In this Deep Dive edition of Fintech Wrap Up I take a closer look at Visa Direct a versatile push payment solution that leverages Visas global payment network. We dive into how it enables real-time transactions across multiple use cases from person-to-person money transfers to business payouts. I break down the core components like the Funds Transfer API Mobile Push Payment API and the innovative Watch List Screening API. Plus we explore the critical requirements for onboarding from licensing to compliance with Visa's core rules. Whether youre a developer financial institution or fintech" [X Link](https://x.com/samboboev/status/1875802745162076539) 2025-01-05T07:13Z [---] followers, [--] engagements "Join us at the upcoming webinar "Enterprise Payment Evolution: Strategies for Global Growth" We will explore the latest trends shaping how enterprises manage payments and expand into new markets. We'll dive into: 🔹 How payment orchestration platforms unify fragmented systems and drive scalability 🔹 Strategies for leveraging payments to fuel business growth 🔹 How technologies like Payment Account Reference (PAR) unlock smarter marketing through purchasing data I'll be joining Adam Vissing (VP of Global Enterprise Sales @ixopay ) and Mohamed Ata (VP of Customer Success IXOPAY) for this" [X Link](https://x.com/samboboev/status/1877654563756691603) 2025-01-10T09:51Z [---] followers, [--] engagements "In this Deep Dive of Fintech Wrap Up Im taking a closer look at how Stripes Ledger system is setting a new standard for financial data management in fintech. Ledger is a scalable immutable system designed to track and validate every financial transaction across Stripes Global Payments and Treasury Network (GPTN). It provides a unified real-time view of all money movement ensuring data accuracy streamlining reconciliation and meeting complex regulatory requirements. What makes Ledger so impressive is its automation of data validation and error detection reducing operational risks and ensuring" [X Link](https://x.com/samboboev/status/1878381879079886927) 2025-01-12T10:01Z [---] followers, [--] engagements "In this edition of Fintech Wrap Up were diving into AI innovations in banking and the rapid evolution of stablecoins are redefining the future of finance Banks are making serious strides with AI achieving up to a 10% revenue boost by scaling over [--] machine learning models and embedding smarter risk management. One major bank is already using AI-driven tools to consolidate customer leads and optimize sales strategies across 150+ use cases. Stablecoins are evolving rapidlyfrom fiat-backed giants like USDT (with 6% over-collateralization) to over-collateralized options like MakerDAOs DAI and" [X Link](https://x.com/samboboev/status/1879423484075610621) 2025-01-15T07:00Z [---] followers, [--] engagements "Fintech News 🚨: Hyperline has raised $10M led by Index Ventures The subscription economy has evolved significantly over the past decade as businesses adopted hybrid revenue models to create diversified income. Pricing and billing have become increasingly complex for modern businesses but they have been let down by legacy providers ill equipped for this new complexity. The trend towards more bespoke flexible pricing models clashed with the status quo in billing software. This has created a new market opportunity for Hyperline to step in with a new kind of platform built for todays needs" [X Link](https://x.com/samboboev/status/1880343238692704648) 2025-01-17T19:55Z [---] followers, [---] engagements "Im excited to be named one of the Top [---] Most Influential Voices in Fintech on LinkedIn Worldwide by Favikon A huge thank you to everyone who reads engages and shares their thoughtsits your support that keeps the conversation going 🙌 I highly recommend checking out the full list and following these amazing voices to stay on top of everything happening in fintech" [X Link](https://x.com/samboboev/status/1880566598085324848) 2025-01-18T10:43Z [---] followers, [--] engagements "This Deep Dive edition of Fintech Wrap Up explores the great bank unbundling offering a comprehensive analysis of how the financial services industry has evolved through technological innovation and regulatory shifts. Analyses by Contrary Research break down fintech's transformation into three major phases: Digitization The transition from traditional banking to online services driven by innovations like online banking in the 1990s and early digital financial tools. Disintermediation Post-2008 financial crisis distrust in large banks and the rise of smartphones led fintech startups to disrupt" [X Link](https://x.com/samboboev/status/1880878582039294078) 2025-01-19T07:22Z [---] followers, [--] engagements "Ill be speaking at the NextGen Payments & RegTech Forum in Malta. My session "Reimagining Embedded Finance" will explore how embedded finance is: - Transforming Consumer Interactions by integrating financial services seamlessly into everyday platforms for convenience and personalization. - Driving Innovation Through Technology like AI blockchain and APIs to create cutting-edge financial solutions. - Navigating Regulatory and Security Challenges with strategies to manage compliance and risk effectively. If you're attending the forum or have thoughts on this topic Id love to connect and discuss" [X Link](https://x.com/samboboev/status/1880905315425615945) 2025-01-19T09:09Z [---] followers, [--] engagements "Money Mobility Baseline In the last [--] months U.S. consumers opened [---] million new financial accounts reflecting a 52% year-over-year increase. This surge includes diverse financial products such as checking accounts personal loans mortgages auto loans and credit cards. On average U.S. consumers now manage five to seven financial accounts marking a significant shift in how money is moved and managed. 👉 Transformation in Payment Methods - BNPL: FinTechs leverage traditional debit card rails to support BNPL transactions by issuing virtual accounts that link consumer bank accounts to" [X Link](https://x.com/samboboev/status/1881249650075648313) 2025-01-20T07:57Z [---] followers, [--] engagements "🎉 My newsletter Fintech Wrap Up has officially hit [-----] subscribers 🎉 This milestone wouldnt have been possible without YOUthank you for subscribing reading and engaging with Fintech Wrap Up" [X Link](https://x.com/samboboev/status/1881272145717911902) 2025-01-20T09:26Z [---] followers, [--] engagements "I need help ping me Calling All CFOs and Finance Professionals Im currently working on a transformative project at the intersection of CFO stack and AI solutions to help CFOs and finance teams manage their general ledger reconciliation accounts payable (AP) and accounts receivable (AR) more effectively. Our mission is to simplify financial operations reduce mistakes and provide finance teams with better cash flow visibility and revenue management capabilities. To make this solution truly impactful Id love to hear directly from those who live and breathe finance every day. 🎯 Heres how you can" [X Link](https://x.com/samboboev/status/1881309909263753467) 2025-01-20T11:56Z [---] followers, [--] engagements "Classification of Cryptoassets Case Study: EU Residual Asset Class The Markets in Cryptoassets (MiCA) regulation adopted in [----] (European Union 2023b) is a framework for the issuance and offering and the provision of services related to cryptoassets. It is a bespoke regulation that introduces new definitions and categories of assets but builds on and is to some extent consistent with other EU financial regulations. The objective is to close legal gaps and ensure all cryptoassets are covered in EU law. MiCA defines cryptoasset as a digital representation of a value or of a right that can be" [X Link](https://x.com/samboboev/status/1882699747447689668) 2025-01-24T07:59Z [---] followers, [--] engagements "The Modern Money Mobility: Ecosystem Providers The following table provides a comprehensive overview of the various players in the financial technology and services ecosystem categorized by their primary functions while acknowledging their presence in multiple areas of this ecosystem. 👉 The Future of the Money Mobility Ecosystem The money mobility ecosystem has evolved into a complex and dynamic network of accounts rails intermediaries and service providers. At its core this ecosystem revolves around the seamless movement of funds into and out of accounts facilitated by various rails and" [X Link](https://x.com/samboboev/status/1884872179919016185) 2025-01-30T07:52Z [---] followers, [--] engagements "How AI Will Transform Accounting: A $100B Opportunity Explained As you know I am working on a financial platform to help CFOs and finance teams get the best out of AI. Today Marc Andrusko and Seema Amble partners at a16z confirmed my hypotheses about how AI can create value for CFOs and finance teams. Seventy-five percent of accountants are set to retire in the next [--] years according to the American Institute of Certified Public Accountants. Who will fill these roles and how In this discussion a16z investors Seema Amble and Marc Andrusko explore the dramatic transformation of the accounting" [X Link](https://x.com/samboboev/status/1885620888231395698) 2025-02-01T09:27Z [---] followers, [--] engagements "In this weeks deep dive edition of Fintech Wrap Up were unraveling the complexities of Open Bankingwhat it is how its transforming financial services and why its a game-changer for banks fintechs and consumers alike. Open Banking is essentially the evolution of API-based integrations allowing fintechs and banks to securely exchange data and create innovative financial products. Unlike the old-school method of screen scraping (which came with serious security risks) Open Banking leverages regulated APIs giving consumers more control over their financial data while enabling banks to offer" [X Link](https://x.com/samboboev/status/1885942191388008652) 2025-02-02T06:43Z [---] followers, [---] engagements "In this edition of Fintech Wrap Up we dive deep into Healthcare x Fintecha space thats ripe for disruption as financial inefficiencies continue to plague the $4 trillion healthcare industry. Our deep dive explores these opportunities through the lens of a16z a venture capital firm that is drawing insights from emerging trends and the evolving fintech landscape. Imagine running a business where you dont know how much youll get paid when the money will arrive or whether its even the correct amount. Thats the financial reality for most healthcare providers today. Unlike other industries" [X Link](https://x.com/samboboev/status/1888483472123269178) 2025-02-09T07:02Z [---] followers, [---] engagements "Fintech News 🚨: @taktile_org Secures $54M to Enable AI Adoption for Decision Making in Financial Services In [----] Taktile quadrupled its customer base and grew over 3.5x in ARR. Its customer base spans [--] markets encompassing sophisticated fintech companies such as Mercury Kueski and Zilch as well as some of the world's largest financial institutions including Allianz and Rakuten Bank. Taktiles decision platform is already delivering hundreds of millions of risk decisions every month and the additional funds will be used to accelerate this momentum further as Taktile is equipping business" [X Link](https://x.com/samboboev/status/1895391547383828647) 2025-02-28T08:32Z [---] followers, [---] engagements "Who Will Own the Internet @a16zcrypto's @cdixon on AI and Crypto Technology doesnt grow in isolationit evolves in waves. Just as mobile cloud and social shaped the internet of the past [--] years so too could crypto AI and new hardware usher in an era of the internet thats pro-innovation pro-startup and pro-creator. Speaking with a16z Growth General Partner David George a16z crypto Founder and Managing Partner Chris Dixon breaks down his vision for a new internet from using crypto to decentralize AI infrastructure and kickstart network effects to why AI will be this eras native form of media" [X Link](https://x.com/samboboev/status/1895468938462474684) 2025-02-28T13:39Z [---] followers, [--] engagements "In this Deep Dive edition of Fintech Wrap Up were putting two fintech heavyweightsStripe and Adyenhead-to-head to see how they stacked up in [----]. Both payment powerhouses had a stellar [----] but they took different paths to success. Stripe saw $1.4 trillion in Total Payment Volume (TPV) growing 38% YoY while Adyen wasnt far behind with [----] trillion processed (+33% YoY). Adyen maintained its 50% EBITDA margin while Stripe finally hit full-year profitability proving its business model can scale. Product-wise Stripe doubled down on software flexibilityits subscription billing tool hit a $500M" [X Link](https://x.com/samboboev/status/1896100902936748403) 2025-03-02T07:30Z [---] followers, [--] engagements "Fintech News 🚨: @milocredit Surpasses $65M Crypto Mortgage Volume Indicating Real-World Utility for Digital Assets Milo a financial technology company and the enabler of crypto mortgage lending has reportedly achieved a key milestone by surpassing $65 million in total loan volume for its crypto mortgage offering. This is said to highlight the demand for alternative financing solutions and validates the use of Bitcoin (BTC) and Ethereum (ETH) as viable assets for securing homeownership. To date Milo has originated over $250 million in mortgages across its various loan products underscoring" [X Link](https://x.com/samboboev/status/1896464739208773791) 2025-03-03T07:36Z [---] followers, [---] engagements "With my team were exploring how AI can streamline Accounts Payable (AP) automationfrom reducing manual work to improving accuracy and fraud detection. The potential is huge but were curious to hear from you Which AI use case do you find most valuable in AP automation 🔹 Automated invoice capture & data extraction 🔹 Smart approval workflows & anomaly detection 🔹 AI-driven reconciliation & error handling 🔹 Predictive cash flow & spend analytics Wed love to hear your insights Drop a comment or cast your vote below. #AI #AccountsPayable #Automation #Fintech 🔹 Invoice capture 🔹 Approval" [X Link](https://x.com/samboboev/status/1897237415560925202) 2025-03-05T10:47Z [---] followers, [--] engagements "Fintech News 🚨: @meshconnectapi Secures $82M in Series B Funding to Build First Global Crypto Payments Network Mesh today announced it closed a $82 million Series B funding round bringing its total amount raised to over $120 million. With payments and stablecoins widely seen as the biggest catalyst for crypto's mass adoption the funds set the company up for sustained dominance in the industry's most promising sector. The round was led by Paradigm with participation from @Consensys (parent company of MetaMask) QuantumLight Capital (started by Revolut Founder & CEO Nik Storonsky) Yolo" [X Link](https://x.com/samboboev/status/1900527541980450943) 2025-03-14T12:40Z [---] followers, [--] engagements "Fintech News 🚨: Mexican fintech @plata_card raises $160m in Series A funding round at $1.5bn valuation The equity round was led by New York-based investment firm Kora and further supported by Moore Strategic Ventures along with a group of unnamed US and European investors. Founded in [----] Plata specialises in consumer credit products including BNPL cashback and top-up services. The company offers an app for managing expenses transferring money and paying bills along with a Mastercard-powered credit card which recently surpassed one million active users. With a workforce of over 1500" [X Link](https://x.com/samboboev/status/1900833083793809823) 2025-03-15T08:54Z [---] followers, [--] engagements "Fintech News 🚨: @CashApp Embeds @AfterPay Into App for BNPL Beginning this week Cash App customers will have access to Afterpays buy now pay later (BNPL) offering when shopping online at Cash App partner merchants. To mark the collaboration the companies have formed an evolved brand Cash App Afterpay with a new logo for their checkout to expand access to a seamless pay over time experience the release added. The scale of Cash Apps [--] million monthly actives means our merchant partners benefit from a larger network of customers and eligible customers gain greater access to simple fair and" [X Link](https://x.com/samboboev/status/1902991317162201316) 2025-03-21T07:51Z [---] followers, [--] engagements "Visa isnt just about cards anymoreits evolving into a global payments tech powerhouse and in this Deep Dive edition of Fintech Wrap Up I break down exactly how. Visas Network of Networks strategy connects over [--] billion endpoints across 200+ countries making it the largest payments ecosystem in the world. With nearly $200 trillion in untapped payment flows Visa is expanding beyond consumer card payments into B2B transactions remittances government disbursements and P2P transfers. The company is also unbundling its payments stack offering services like fraud detection tokenization and risk" [X Link](https://x.com/samboboev/status/1903697449497108505) 2025-03-23T06:36Z [---] followers, [---] engagements "Breaking News 🚨: PayPal Surpasses $30B in Global Small Business Lending @PayPal today announced it has passed $30 billion in global loan originations* and has extended more than [---] million loans and cash advances to more than [------] business accounts globally since [----] filling a critical gap for small businesses looking for capital to maintain a healthy cashflow and grow. Small businesses play a critical role in the global economy and within local communities. They are job creators community builders drivers of innovation and opportunity. Small businesses account for more than 43% of the" [X Link](https://x.com/samboboev/status/1905136492382478541) 2025-03-27T05:55Z [---] followers, [--] engagements "We made it to #43 in Technology on @SubstackInc Join 35000+ fintech professionals l https://www.fintechwrapup.com/ https://www.fintechwrapup.com/" [X Link](https://x.com/samboboev/status/1905335761114644487) 2025-03-27T19:06Z [---] followers, [--] engagements "Fintech News 🚨: @jpmorgan and @Walmart Introduce Embedded Finance for Marketplace Sellers JPMorgan Chase and Walmart reportedly partnered on an embedded finance solution that lets merchants selling products through the retailers marketplace platform accept and make payments and manage their cash flow. This offering is now available for U.S. merchants but it may be expanded to Europe and other regions Reuters reported Monday (March 24) citing its interview with Lia Cao head of embedded finance and solutions at JPMorgan Chase. Cao said in the report that JPMorgan Chase now has embedded finance" [X Link](https://x.com/samboboev/status/1905514389504917553) 2025-03-28T06:56Z [---] followers, [---] engagements "Breaking News 🚨: Schroders upgrades @RevolutApp stake implying $48bn valuation Revoluts valuation has been upgraded by one of its best-known shareholders implying a rise to $48bn. The upgrade by Schroders Capital Global Innovation Trust plc an investment trust managed by Schroders is an 85% jump compared to the valuation it gave the London fintech a year ago. The trust controls a small stake in the Revolut which it says is now worth 14.6m a near-tripling compared to the 5.4m valuation it gave the shares just two years ago. The implied company valuation is higher than the $45bn milestone" [X Link](https://x.com/samboboev/status/1905552212413014040) 2025-03-28T09:27Z [---] followers, [--] engagements "FUNDING NEWS 🚨: YC alum Mendel a Ramp for LatAm enterprises raises $35M Series B Mexico City-based Mendel has raised $35 million in a Series B round of funding it tells TechCrunch exclusively. Corporate spend management platform Mendel last raised in December [----] a $15 million Series A round and $20 million in debt after participating in Y Combinators Winter [----] cohort. With this latest capital infusion the startup has brought in a total of $60 million in equity funding and $50 million via a credit facility. Mendels mission is straightforward: to reinvent corporate spend management by" [X Link](https://x.com/samboboev/status/1905618966019502394) 2025-03-28T13:52Z [---] followers, [--] engagements "CRYPTO NEWS 🚨: @meshconnectapi Launches Crypto Payments App on Shopify with PawCo Foods as First Merchant Partner Mesh announced the launch of its crypto payments app on the Shopify App Store enabling more than five million Shopify merchants to seamlessly accept crypto payments and settle transactions in stablecoins like USDC USDT and PYUSD. Mesh's crypto payments app allows merchants to tap into the rapidly growing digital asset economy while eliminating volatility concerns. Whether customers pay using Bitcoin Ethereum or Solana they can simply connect their exchange accounts or wallets to" [X Link](https://x.com/samboboev/status/1906600386439373262) 2025-03-31T06:52Z [---] followers, [--] engagements "🚨BREAKING NEWS: @OpenAI closes $40 billion funding round largest private tech deal on record OpenAI on Monday announced it had closed what amounts to the largest private tech funding round on record. The $40 billion financing values the ChatGPT maker at $300 billion including the fresh capital. Its nearly three times the amount previously raised by a private tech company according to PitchBook. The valuation puts OpenAI behind only SpaceX at $350 billion and even with TikTok parent ByteDance among the worlds most richly valued private companies according to CB Insights. Japans SoftBank Group" [X Link](https://x.com/samboboev/status/1906992160995443122) 2025-04-01T08:48Z [---] followers, [--] engagements "🚨 FINTECH NEWS: @clear_bank to provide GBP clearing services to @krakenfx The extended partnership sees ClearBank provide Krakens UK based clients with GBP clearing services enabling seamless on and off ramps into the digital exchange ecosystem. Building and maintaining reliable instant fiat payments rails has been a consistent challenge that has held back digital asset adoption. ClearBank solves this challenge through its direct membership of the Faster Payments Service (FPS) and its virtual International Bank Account Numbers (vIBANs) offering. As such ClearBank will provide Krakens retail" [X Link](https://x.com/samboboev/status/1908089466280972567) 2025-04-04T09:29Z [---] followers, [--] engagements "Online brokerage once dominated by legacy platforms like Interactive Brokers and Charles Schwab is now a highly competitive sector with neobrokerage challengers like Robinhood eating into market share. Another challenger eToro filed for its NASDAQ IPO last week eyeing a valuation of $4.5B so we've looked at the public markets performance of online equity and crypto brokers. TLDR: it's a volatile space with valuations highly dependent on market swings in particular for crypto trading platforms like Coinbase. Source Multiples" [X Link](https://x.com/samboboev/status/1908132809790673393) 2025-04-04T12:21Z [---] followers, [---] engagements "🚨 BREAKING: Sweden's Klarna puts US IPO plans on hold as tariffs rattle markets Swedish fintech Klarna has halted its plans for a U.S. initial public offering as President Donald Trump's sweeping tariffs imposed earlier this week rattle markets according to a person familiar with the situation. The move could complicate an uneven recovery in the U.S. IPO market despite high hopes earlier this year. Trump said earlier this week that a universal 10% tariff on U.S. imports is set to take effect on April [--] followed by further levies on dozens of countries. Fears of a trade dispute have crushed" [X Link](https://x.com/samboboev/status/1908186244762513532) 2025-04-04T15:53Z [---] followers, [--] engagements "🚨 BREAKING: Fintech firm eToro delays US IPO following market volatility Israeli fintech company eToro has delayed its planned US IPO according to Bloomberg. The move follows market volatility sparked by US President Donald Trumps recent tariff announcements. EToro had planned to begin its investor roadshow soon but has postponed it indefinitely. Other companies delaying IPOs include Klarna Medline and StubHub all citing market instability. The US IPO market had started recovering after a long slump due to high interest rates. However Trumps tariff news led to a selloff in capital markets" [X Link](https://x.com/samboboev/status/1909176125701390621) 2025-04-07T09:27Z [---] followers, [--] engagements "🚨 FINTECH NEWS: @RevolutApp secures full authorization from the Reserve Bank of India to issue domestic pre-paid cards and wallets in India. Revolut is set to bring Indian consumers a unique blend of international and domestic payment solutions. The opportunity is undeniable - lets break it down: 🔹 : Indias economy is booming. Its already the worlds 5th largest by GDP and is on track for further growth. 🔹 - : Lengthy forex processes high exchange rates on international payments difficulty in building credit scores and diminishing benefits from domestic payment solutions. 🔹 : Indias" [X Link](https://x.com/samboboev/status/1909271490291257511) 2025-04-07T15:46Z [---] followers, [---] engagements "🚨 FINTECH NEWS: DoJ antitrust officials clear Capital One and Discover Financial Services merger A confidential memo to regulators revealed that there was not sufficient evidence to block the deal. The memo went to the Federal Reserve and Office of the Comptroller of the Currency both of which must sign off on the deal for it to move forward. An earlier version of the memo that was drafted in January under the Biden administration indicated that the merger could harm competition particularly first-time credit card holders and that Capital One would use the deal to avoid interchange fees for" [X Link](https://x.com/samboboev/status/1909492018856051042) 2025-04-08T06:22Z [---] followers, [--] engagements "🚨 FINTECH NEWS: Turkey's @sipaycomtr raises $78 million The round was led by Elephant VC with participation from Revolut co-founder Nik Storonskys VC firm QuantumLight. It is Sipay's seond fund raise after securing a $15 million Series A funding round in June [----] five years after the bootstrapped operation was founded. Sipay's white labelled embedded finance apps provide support for digital wallets investments and loyalty schemes among others. The firm works with Mastercard and Visa and integrates with Turkish banks and large e-commerce marketplaces. The company which says it has been" [X Link](https://x.com/samboboev/status/1909915643576512618) 2025-04-09T10:25Z [---] followers, [--] engagements "🚨 CRYPTO: @Bitpanda secures third MiCA license in home jurisdiction of Austria Austrian fintech unicorn Bitpanda has secured its third license under the European Unions Markets in Crypto-Assets Regulation (MiCA) framework further expanding its regulatory footprint across the bloc. Bitpanda announced on April [--] that it would receive a new MiCA license from Austrias Financial Market Authority (FMA) its third after approvals from regulators in Germany and Malta. Its latest approval marks another step toward building the most regulated crypto platform in Europe the exchange said in an" [X Link](https://x.com/samboboev/status/1910721517798756740) 2025-04-11T15:48Z [---] followers, [--] engagements "I broke into the Top [--] of the Top [--] Most Influential Voices in Fintech on LinkedIn globally Grateful to everyone who reads my posts and newsletter Fintech Wrap Up your support means the world. 🙏 And a small correction. Im proudly from Uzbekistan 😉 Huge thanks to @Favikon_ for the recognition" [X Link](https://x.com/samboboev/status/1911677105546407994) 2025-04-14T07:05Z [---] followers, [--] engagements "🚨 FINTECH: @RevolutApp to take onAmerican Express with move into reward credit cards Revolut is in the early stages of developing a points-based credit card putting it in direct competition with incumbents such as American Express. Its the latest in a slew of new products developed by the UK fintech which has over 50m customers globally and now offers everything from stocks and shares and crypto to pet insurance. The rewards-based credit card would use Revoluts own points system named RevPoints which it launched in July last year. Revolut users currently earn RevPoints by making purchases on" [X Link](https://x.com/samboboev/status/1911686612997529995) 2025-04-14T07:43Z [---] followers, [--] engagements "🚨 FINTECH: British FinTech Marshmallow secures [--] million to provide motor insurance for those new to the UK Marshmallow a London-based motor insurer for the recently emigrated to the UK announced today that it has raised [----] million worth of funding this comes three years after their Series B in which time it has almost doubled its valuation to just over [---] billion. The round saw participation from Portage BlackRock and Columbia Lake Partners. The investment a mixture of equity and debt will be used to further grow the business product offering and support plans for international" [X Link](https://x.com/samboboev/status/1912111060414259443) 2025-04-15T11:49Z [---] followers, [--] engagements "This week Im unpacking Robinhoods bold fintech pivot the policy drivers behind Open Banking and whats shaping payment and crypto regulation in [----]. At its latest Gold Keynote the company dropped three major announcements: Robinhood Strategies (personalized portfolios managed by pros) Robinhood Banking (coming soon with a juicy 4.00% APY and wealth perks) and Robinhood Cortex their AI-powered investing assistant. It's clear Robinhood is gunning for that all-in-one financial ecosystem status and in this edition I broke down their bold transformation and what it could mean for the industry." [X Link](https://x.com/samboboev/status/1912373819903275056) 2025-04-16T05:13Z [---] followers, [---] engagements "🚨 BREAKING: Global Payments Inc. raises bets on merchant services with $22.7 billion Worldpay deal Fintech company Global Payments has agreed to buy rival Worldpay from FIS and private equity firm GTCR for $22.7 billion doubling down on merchant services to better compete for big-business clients in the crowded payments market. Under the deal announced on Thursday Global Payments will sell its slower-growing issuer solutions unit which offers card processing and account services to FIS for $13.5 billion. The deal will allow Global Payments to combine Worldpay's strength in online and" [X Link](https://x.com/samboboev/status/1912841793650962442) 2025-04-17T12:13Z [---] followers, [---] engagements "🚨 BANKING: Mexican regulator greenlights @nubank's banking license application Mexico's financial regulator the National Bank of Mexico (CNBV) on Tuesday granted the local unit of Brazil's Nubank authorization to obtain a license to operate as a bank in the country a government source said. Nubank one of Latin America's largest companies by market value announced in late [----] that its Mexican subsidiary Nu Mxico had applied for the license. "It has already been approved" said the source who spoke on condition of anonymity because she was not authorized to speak publicly on the matter. She" [X Link](https://x.com/samboboev/status/1913194632348844233) 2025-04-18T11:35Z [---] followers, [--] engagements "In this edition of Fintech Wrap Up I dove into the engine behind one of the most interesting players in global payments: @Adyen The company has been quietly but powerfully evolving from a payments processor into a full-blown financial technology partner. In [----] they doubled down on their all-in-one platform approach making big moves in AI embedded finance and unified commerce think smarter routing seamless omnichannel experiences and even branded payout cards for platforms. Adyen's land-and-expand strategy is clearly paying off with a record NPS of [--] and nearly 2B in net revenue (+23% YoY)." [X Link](https://x.com/samboboev/status/1913839922458337722) 2025-04-20T06:19Z [---] followers, [---] engagements "🚨 CRYPTO: Global crypto exchange OKX pushes into U.S. market with trading and wallet offering The company launched its trading platform in [--] states and Washington D.C. OKX also announced the appointment of a new U.S. CEO: Barclays and PwC alumnus Roshan Robert. The crypto exchange also set up new headquarters in San Jose Calif. Further OKX unveiled a new self-custody wallet that supports more than [---] blockchains and allows users to swap tokens move assets across different chains explore non-fungible tokens and access popular Web3 apps. The push is part of a rebranding effort: The old" [X Link](https://x.com/samboboev/status/1914569736895054108) 2025-04-22T06:39Z [---] followers, [--] engagements "In this weeks edition Fintech Wrap Up Im diving into Adyens all-in-one payments strategy the accelerating momentum behind tokenization and how AI is reshaping financial operations from wealth management to CFO workflows. I kicked things off with a deep dive into Adyens all-in-one enginefar more than just a payments processor theyre aiming to be the worlds most customer-focused fintech platform. By bundling payments data and financial services into one integration Adyen is helping global merchants tackle complexity while driving long-term loyalty (NPS of [--] doesnt lie). On the payments rail" [X Link](https://x.com/samboboev/status/1914912914647011338) 2025-04-23T05:23Z [---] followers, [---] engagements "Capital One - Discover merger would make it the sixth-largest national US bank A purchase of Discover by Capital One would make the biggest credit card issuer in the US by loan volume bigger than even banking colossus JPMorgan Chase (JPM) by that measure. Capital One is well known for its ubiquitous TV ads that ask "Whats in your wallet" The combined bank is expected to have consolidated assets of approximately $637.8 billion making it the country's eighth-largest insured depository institution and sixth-largest nationally chartered US bank according to regulators. Source Yahoo Finance" [X Link](https://x.com/samboboev/status/1914983199215669368) 2025-04-23T10:02Z [---] followers, [---] engagements "🚨 FINTECH: Fiserv to Acquire Brazilian Financing Engine Money Money Invest Following the planned acquisition Money Moneys specialized financing engine will be integrated with the Clover cloud-based point-of-sale and business management platform. Money Moneys financing engine is connected to the receivables registry infrastructure regulated by the Central Bank of Brazil according to the release. This enables business analysis that helps generate personalized offers of working capital and other financial services with competitive rates. Subject to regulatory approval and customary closing" [X Link](https://x.com/samboboev/status/1915296763465912748) 2025-04-24T06:48Z [---] followers, [--] engagements "Hey everyone in this edition of Fintech Wrap Up Ive dug into five standout reports that paint a pretty detailed picture of where payments and banking are headed in [----]. First up Mastercards take on commercial card acceptance shows just how crucial cards are becoming in B2B payments not just for convenience but for improving cash flow streamlining operations and even winning over new buyers. Plus theres a clear signal: automation and AI are no longer optional theyre shaping the future of B2B payments. Speaking of smarter workflows a deep dive from Edgar Dunn & Co. breaks down the rise of" [X Link](https://x.com/samboboev/status/1915635309372432880) 2025-04-25T05:13Z [---] followers, [--] engagements "Hey everyone and welcome to a new Deep Dive edition of Fintech Wrap Up This time I took a closer look at @RevolutApp and wow what a journey its been. From its scrappy startup days to becoming a true financial super-app Revolut now boasts over [--] million customers worldwide handling more than [--] trillion in transactions just last year. Theyve built a diversified revenue machine pulling in money from cards subscriptions wealth products business accounts and more with [----] revenues hitting [---] billion and a net profit of [---] million. What stood out to me is how Revolut isnt just about banking" [X Link](https://x.com/samboboev/status/1916382161696870431) 2025-04-27T06:41Z [---] followers, [---] engagements "@HarryStebbings Founded a startup back in my home country Uzbekistan worked on several fintech products in several regions founded a niche newsletter (Substack bestseller) with 35K+ subscribers became a LinkedIn top voice through consistent investment in the fintech vertical" [X Link](https://x.com/samboboev/status/1917308649204052232) 2025-04-29T20:02Z [---] followers, [---] engagements "In this weeks Fintech Wrap Up Im diving into stablecoins as payment infrastructure the rebound of DeFi lending and how banks are navigating rising geopolitical risks. From MoonPay snapping up orchestration platform Iron to platforms offering full fiat-onchain bridges were seeing a clear shift toward smoother more accessible cross-border payments. But were not quite there yet shallow liquidity slow offboarding and bank hesitancy still hold us back. Circles CPN is one to watch though blending offchain and onchain architecture for B2B cross-border payments and aiming to reinvent FX routing and" [X Link](https://x.com/samboboev/status/1917447255478489535) 2025-04-30T05:13Z [---] followers, [--] engagements "🚨 FINTECH: @RevolutApp will soon offer mobile plans in the UK and Germany Revolut will soon offer mobile plans in the UK and Germany in a move that will see it take on some of the continents largest telecom operators. Founded by Nik Storonsky and Vlad Yatsenko in [----] as a financial travel app Revolut has since expanded into various services including business banking travel insurance savings and stock trading. Since February last year its also offered an eSim product which enables users to access data without the need for a physical SIM card. The financial superapps new product in the" [X Link](https://x.com/samboboev/status/1917596829220495622) 2025-04-30T15:08Z [---] followers, [---] engagements "Getting new subscribers through @perplexity_ai. Looks like Fintech Wrap Up is popping up on AI engines" [X Link](https://x.com/samboboev/status/1917678300136116549) 2025-04-30T20:31Z [---] followers, [---] engagements "Just applied to the EWOR Fellowship a program said to be even more selective than Y Combinator. @EWOR_official (short for Extraordinary World) is a self-described radically selective fellowship that is harder to access than a place in Y-Combinator. And a couple of days ago it announced it committed [--] million to supporting the world's most exceptional early-stage entrepreneurs. Founded in [----] EWOR is run full-time by six entrepreneurs who have built companies worth over [--] billion including @SumUp @adjustcom @ProGlove @uniteddomains and @SigmaSquaredSociety: Daniel W. Dippold Alexander Grots" [X Link](https://x.com/samboboev/status/1917884452904067538) 2025-05-01T10:11Z [---] followers, [--] engagements "🚨 EMBEDDED FINANCE: @Fiserv Finalizes Payfare Inc. Purchase to Boost Embedded Finance Offerings This acquisition complements Fiservs existing embedded financial solutions with card program management and a white-label consumer application the release said. Payfares offerings combined with Fiservs strengths in processing bank ledgers and integrated value-added services provide a complete solution for embedded banking payments and lending. The deal announced late last year gives Payfare enhanced scale and technology which better positions us to serve a growing number of large organizations and" [X Link](https://x.com/samboboev/status/1918778385859227758) 2025-05-03T21:23Z [---] followers, [--] engagements "In this Deep Dive edition of Fintech Wrap Up I explored the complex world of modernizing core banking systemsand why its becoming more critical than ever based on the experience of Tuum. Banks today are grappling with mounting economic pressures outdated technology and fierce competition. With cost-to-income ratios hovering around 60% theres a growing urgency to rethink operations and core infrastructure. What really stood out is how top-performing banksthe true tech leadersare cracking the code by shifting the bulk of their IT budgets toward innovation instead of just keeping legacy systems" [X Link](https://x.com/samboboev/status/1918935032741192182) 2025-05-04T07:45Z [---] followers, [--] engagements "🚨 FINTECH: @Moneyfellows raises $13M to take its group savings model outside Egypt Now after raising $13 million in a pre-Series C round led by Casablanca-based Al Mada Ventures and DPIs Nclude Fund the Cairo-based fintech says its ready to shift from steady growth to regional expansion. The round which also drew participation from Partech Africa and CommerzVentures brings the companys total funding to just over $60 million. Founder and CEO Ahmed Wadi notes that unlike fintechs burning through cash to scale the startup has kept operations lean while digitizing one of the worlds oldest" [X Link](https://x.com/samboboev/status/1919339968029221088) 2025-05-05T10:34Z [---] followers, [--] engagements "🚨 PAYMENTS: @Navro__ secures $41M Series B to expand outside of Europe Navro a London-based fintech that facilitates international payments for businesses has raised a $41M Series-B funding round. The investment was led by Jump Capital with participation from Bain Capital Ventures Motive Partners and Unusual Ventures. Navro's platform addresses the complexities of cross-border transactions by offering features such as global collections currency conversion and international payouts to help businesses reduce working capital requirements accelerate account reconciliation and decrease" [X Link](https://x.com/samboboev/status/1919657435872076193) 2025-05-06T07:36Z [---] followers, [--] engagements "🚨 CRYPTO: @Visa invests in @BVNKFinance This partnership with Visa comes on the heels of BVNK's $50 million Series B round in December led by Haun Ventures with participation from Coinbase Ventures Scribble Ventures DRW Venture Capital Avenir and Tiger Global. The continued confidence from these leading investors has enabled BVNK to accelerate its growth trajectory. Rubail Birwadker Head of Growth Products and Partnerships at Visa shared: Stablecoins are fast becoming a part of global payment flows and Visa invests in new technologies and builders like BVNK staying at the forefront of whats" [X Link](https://x.com/samboboev/status/1919789727768612946) 2025-05-06T16:21Z [---] followers, [---] engagements "🚨 BANKING: @monzo lines up bankers to spearhead blockbuster 6bn float Monzo the digital bank which counts one in five British adults among its customers is closing in on the appointment of investment bankers to spearhead a stock market listing valuing it at more than 6bn. Sky News has learnt that Monzo is working with Morgan Stanley the Wall Street giant on a series of meetings with potential investors ahead of an initial public offering which could take place as early as the first half next year. People close to the company said this weekend that bankers would be formally hired to work on" [X Link](https://x.com/samboboev/status/1921250756683858425) 2025-05-10T17:07Z [---] followers, [--] engagements "@Meta CEO Mark Zuckerberg joins @stripe President @collision at Stripe Sessions to talk about how advanced technologies are reshaping the global economy https://www.youtube.com/watchv=gF12Xn3C-0c&t=420s https://www.youtube.com/watchv=gF12Xn3C-0c&t=420s" [X Link](https://x.com/samboboev/status/1921514208702714026) 2025-05-11T10:34Z [---] followers, [--] engagements "🚨 BNPL: @PayZilch Hits 5m Customers & Claims 750m in Consumer Savings In addition to customer growth Zilch stated it has helped consumers save over 750m (US$989m) in cumulative interest and fees since its launch less than five years ago. The company also reported that its revenues have doubled year-on-year with the business recently achieving quarterly profitability. The platform allows users to make purchases using either immediate payment options or interest-free credit that can be repaid over six weeks or three months. When customers choose the immediate payment option they can earn up to" [X Link](https://x.com/samboboev/status/1921924828094767544) 2025-05-12T13:46Z [---] followers, [--] engagements "🚨 FINTECH: @eToro IPO 10x Oversubscribed as Crypto Rebound Attracts Investor Investor interest for eToros long-awaited IPO has surged beyond expectations reportedly prompting the fintech firm to shut its order books earlier than planned. According to Calcalist the offering led by Goldman Sachs and Jefferies is reportedly more than ten times oversubscribed. Backed by high demand and renewed interest for crypto platforms eToro is now expected to raise over $500 million at a valuation exceeding $4 billion. Citing sources familiar with the matter the underwriters have informed roadshow" [X Link](https://x.com/samboboev/status/1922230669901533225) 2025-05-13T10:01Z [---] followers, [---] engagements ""Is there still room to build in fintech" I get this question a lot. With giants like Stripe Adyen Airwallex Ramp and others dominating their verticalspayments cards expense managementits easy to assume the best opportunities are behind us. But I genuinely believe theres more opportunity than ever in [----]. Why Because fintech isn't just about launching something newit's about doing something better. Yes theres competition. There always will be. But the game isnt just about being first. Its about how well you solve a real problem how clearly you understand your customer and how effectively you" [X Link](https://x.com/samboboev/status/1923664689319252018) 2025-05-17T08:59Z [---] followers, [---] engagements "🚨 WEALTHTECH: @acorns acquires family wealth and digital memory platform EarlyBird As part of the acquisition EarlyBird will shut down and all customer accounts will officially close on June [--]. Customers funds will be returned to the bank account connected to their account. Founded in [----] EarlyBird launched a product that combined financial investing with community. The app allowed families and friends to gift investments to children while preserving memories through a digital time capsule. The investments would become the childs once they turned [--] and they could use funds for things like" [X Link](https://x.com/samboboev/status/1924077788719460774) 2025-05-18T12:21Z [---] followers, [---] engagements "🚨 BANKING: @circle cofounder raises $18 million to build AI-native bank Sean Neville has a knack for finding opportunities amid tech booms. In [----] as investors grew more excited about cryptocurrencies and blockchain he cofounded the crypto startup Circle. The company would eventually grow to become the worlds second largest issuer of stablecoins or cryptocurrencies pegged to underlying assets like the U.S. dollar. Now Neville who is still on the board of Circle after leaving in early [----] has a new venture that aims to capitalize off of the AI boom. On Tuesday he announced that his startup" [X Link](https://x.com/samboboev/status/1924840939618529761) 2025-05-20T14:53Z [---] followers, [--] engagements "🚨 BANKING: @slashapp raises $41m for 'vertical banking' Goodwater Capital NEA and Menlo Ventures joined the round for Slash which comes after a [----] $19 million Series A. Slash started out serving sneaker resellers but little over a year ago it was hit by the fallout from Kanye West's anti-Semitic outbursts which led to the rapper losing his Adidas partnership which in turn saw the startup's revenue fall to the tune of 80% co-founder Victor Cardenas Codriansky tells Fortune. Slash pivoted to serving larger businesses targeting their "deepest vertical specific financial needs" says Cardenas" [X Link](https://x.com/samboboev/status/1926210767348539554) 2025-05-24T09:36Z [---] followers, [---] engagements "In this deep dive edition of Fintech Wrap Up we will learn how JPMorgan Chase is evolving to stay on top in a global financial landscape defined by volatility and uncertainty In a global financial landscape defined by volatility and uncertainty JPMorgan Chase is aggressively evolving to stay on top. Speaking at the banks [----] Investor Day CEO Jamie Dimon cautioned that geopolitical risk is very very very high higher than many market participants may assume and warned that a worst-case stagflation scenario is probably two times more likely than commonly thought. Persistent inflation rising" [X Link](https://x.com/samboboev/status/1926519597303222653) 2025-05-25T06:03Z [---] followers, [---] engagements "🚨 BANKING: @jpmorgan expands tech team with four veteran bankers from BofA @GoldmanSachs @Lazard JPMorgan opens new tab is expanding its technology team in the investment bank with four West Coast hires from Goldman Sachs Bank of America and Lazard according to a memo to staff seen by Reuters. Serving the technology sector is a top priority for our firm and were consistently investing in the best talent across the industry to deliver more value to our clients global co-heads of technology investment banking Chris Grose and Greg Mendelson said in the memo. Mark Garcia is joining JPMorgan as" [X Link](https://x.com/samboboev/status/1927073917593620555) 2025-05-26T18:46Z [---] followers, [--] engagements "A paid subscriber to my newsletter recently shared this note: Fintech Wrap Up is a valuable part of understanding core concepts in fintech competitive analysis and industry trends I reference these well-written and insightful articles and reports as part of my daily job. This is exactly why I started the newsletter to help fintech professionals stay sharp informed and ahead. This is how I understand my newsletter is creating value #fintech #payments #banking" [X Link](https://x.com/samboboev/status/1927973783731593496) 2025-05-29T06:22Z [---] followers, [--] engagements "Just wrapped up a powerful discussion at the PLUS Forum: Digital Uzbekistan [----] I had the pleasure of joining leading voices from @Mastercard Kapital bank @KPMG @Octobank_JSC MayaSoft and others to explore the digital transformation of banking Banking-as-a-Service (BaaS) and how MSMEs are reshaping the future of financial services. From embedded finance to the rise of digital ecosystems and super apps the momentum in Central Asia is realand its just getting started. Big thanks to the organizers for bringing such a diverse and forward-thinking community together #fintech #banking" [X Link](https://x.com/samboboev/status/1928046508697358778) 2025-05-29T11:11Z [---] followers, [---] engagements "🚨 JUST IN: SEC Drops Lawsuit Against Crypto Company @binance and Founder Changpeng Zhao The Securities and Exchange Commission (SEC) said Thursday (May 29) that it has dismissed its civil enforcement action against Binance entities and Binance founder Changpeng Zhao. The agency filed a joint stipulation with the defendants Binance Holdings Limited BAM Trading Services BAM Management US Holdings and Zhao to dismiss with prejudice the civil enforcement action the SEC said in a Thursday litigation release The SEC said in the release that it determined that this dismissal is appropriate in the" [X Link](https://x.com/samboboev/status/1928352229981049182) 2025-05-30T07:26Z [---] followers, [--] engagements "🚨 FINTECH: @RilletHQ raises $25M from Sequoia Capital to automate general ledger systems using AI For accounting departments no software is more important than the general ledger system. Its the central hub that summarizes all financial transactions providing the essential data needed to create accurate financial statements. The general ledger is the beating heart of the finance function and so asking a company to remove it is a kind of open-heart surgery said Julien Bek a partner at Sequoia Capital. Until a few years ago Bek believed that VCs wouldnt dare to invest in startups building new" [X Link](https://x.com/samboboev/status/1928770992890953758) 2025-05-31T11:10Z [---] followers, [--] engagements "@Fiserv might not grab fintech headlines like flashier startups but this Fortune [---] financial technology provider is in the midst of a significant evolution. The company has transformed from a traditional back-office tech vendor for banks into a powerhouse of merchant payments and commerce enablement. Today Fiserv handles over $20 billion in annual revenue and has delivered double-digit growth for decades. With a leadership transition underway and ambitious plans for its flagship platforms Clover for small businesses and Carat for large enterprises Fiservs strategy and performance warrant a" [X Link](https://x.com/samboboev/status/1929057259910271132) 2025-06-01T06:07Z [---] followers, [---] engagements "🚨 CRYPTO: @RevolutApp pushes into crypto derivatives skirting UK ban on retail sales Revolut is plotting a move into crypto derivatives a move that would see the fintech navigate a retail ban on the product by UK regulators were it to roll out in its home country. Derivatives are financial products which allow traders to speculate on the future price of assets without having to own assets directly. In traditional financial markets theyre used to hedge financial risk such as fluctuations in prices and interest rates. But in the volatile world of crypto they largely serve the opposite purpose" [X Link](https://x.com/samboboev/status/1929814814886416769) 2025-06-03T08:18Z [---] followers, [--] engagements "🚨 PAYMENTS: @NomuPay raises $40M @SoftBank company SBPS to dominate Asian payment market Irish fintech Nomupay has raised $40 million and entered into a significant partnership with Japanese payments solution firm SB Payment Service Corp (SBPS) a SoftBank Corp. group company the deal is at a valuation of $290 million. Founded in [----] and operating across Asia EMEA and Europe Nomupay has built a seamless all-in-one payment solution. From pay-ins and payouts to acquiring it powers global growth for 1500+ merchants with a dedicated team of 230+ innovators. The capital investment represents a" [X Link](https://x.com/samboboev/status/1929859888357728425) 2025-06-03T11:17Z [---] followers, [---] engagements "🚨 BANKING: @RevolutApp has redefined the ATM According to Antoine Le Nel Global CGO & CMO at Revolut the company has reimagined one of the most outdated pieces of banking infrastructurenot by slapping stickers on someone elses machine but by building its own from the ground up. #fintech #banking #atm #cash" [X Link](https://x.com/samboboev/status/1930194713862189206) 2025-06-04T09:27Z [---] followers, [---] engagements "🔥 PAYMENTS: @WorldlineGlobal initiates the launch of Wero in ecommerce starting this summer Worldline has been one of the initial shareholders of the EPI Company (EPI) since its inception in November [----]. In [----] EPI introduced Wero a new payment scheme based on instant payments that was successfully launched with a P2P payment use case at first in France Belgium and Germany. Today Worldline officially becomes a Wero member allowing its merchants to accept Wero for online commerce. Launch will be effective from this summer in Germany in October in Belgium followed by France Luxembourg and" [X Link](https://x.com/samboboev/status/1930518081421365573) 2025-06-05T06:52Z [---] followers, [---] engagements "🚨 BANKING: @santanderuk partners with @Worldpay_UK to support business banking and corporate customers The partnership will enable Santander Business Banking and Corporate and Commercial Banking (CCB) customers to access Worldpay services including best-in-class e-commerce capabilities and point of sale solutions. Santander UK and Worldpay have joined forces to provide better merchant services for customers using advanced digital technology. The partnership will offer Santander customers secure scalable and efficient merchant payment solutions. For Santander Business Banking customers a wide" [X Link](https://x.com/samboboev/status/1932048818054340666) 2025-06-09T12:15Z [---] followers, [--] engagements "@Chime is reportedly expected to launch its initial public offering (IPO) Thursday (June 12). When it does so the FinTech company is expected to be valued at more than $11 billion at the high end of its expected pricing range The Information reported Monday (June 9). Chime launched the roadshow for its IPO June [--] saying in a press release that it plans to offer [--] million shares with an IPO price expected to be between $24 and $26 per share. It was reported at the time that at the top of that range Chime would have a fully diluted valuation of about $11 billion which would be down from the" [X Link](https://x.com/samboboev/status/1932355284275453981) 2025-06-10T08:32Z [---] followers, [---] engagements "🚨 FINTECH: @PayPal Launches Shoppable Ads for Publisher Sites With its latest launch PayPal is stepping beyond payments and deeper into commerce infrastructure. PayPal has just rolled out Storefront Ads a new advertising format that lets merchants turn their product listings into shoppable ads across the web from publisher websites to apps without needing users to leave the page. Heres how it works: 🔹 A user sees a native ad powered by PayPal while browsing. 🔹 They can view product details shipping info and click Buy Now. 🔹 Checkout happens via **PayPals hosted checkout** keeping the" [X Link](https://x.com/samboboev/status/1934540475857330271) 2025-06-16T09:16Z [---] followers, [--] engagements "🔥 FINTECH: @get_aspora Raises $93M in Series B to Revolutionize Banking for Global Indians Aspora today announced the successful close of a $93 million Series B funding roundcapping a total of three roundsall dedicated to its mission of modernizing cross-border banking for the global Indian diaspora. 👉 Key Highlights: - $2 billion+ processed volume to datea 5x jump from $400 million in just six months - 250000+ NRI users trusting the platform to send money homesaving a collective $15 million in remittance fees - Global expansion ahead: Initial presence in the UK UAE and EU. Launches planned" [X Link](https://x.com/samboboev/status/1934910067263914048) 2025-06-17T09:44Z [---] followers, [--] engagements "Welcome to the latest edition of Fintech Wrap Up your go-to source for whats next in fintech from AI agents and tokenized payments to big data and digital banks https://www.fintechwrapup.com/p/how-agent-tokenization-will-workr=1d5ug&utm_campaign=post&utm_medium=web&showWelcomeOnShare=false https://www.fintechwrapup.com/p/how-agent-tokenization-will-workr=1d5ug&utm_campaign=post&utm_medium=web&showWelcomeOnShare=false" [X Link](https://x.com/samboboev/status/1935204728029290998) 2025-06-18T05:15Z [---] followers, [--] engagements "Would you pay for coffee just by looking at the counter That future just got a step closer. @Alipay has partnered with AR glasses maker @RokidGlobal to launch in-store payment functionality directly within AR glasses marking a bold move into immersive commerce. Now live it lets users scan QR codes confirm payments and view transaction resultsall through their smart glasses. No more pulling out a phone or wallet. Just look pay go. This integration is more than a cool featureits a signal of whats coming next. As AR wearables evolve commerce is set to become far more intuitive and embedded into" [X Link](https://x.com/samboboev/status/1935212145433600229) 2025-06-18T05:45Z [---] followers, [--] engagements "Lets learn together about Mastercard Track a B2B payment solution by Mastercard 🚛 What is Mastercard Track 👉 Read my deep dive article about Mastercard here If youve ever dealt with the pain of verifying suppliers chasing invoices reconciling mismatched paymentsor all of the aboveyoull appreciate what Mastercard Track brings to the table. Its not just another tool. Its a B2B intelligence network designed to clean up the mess of manual trade finance and procurement processes. Lets break it down. 👇 🔍 The Problem B2B payments still lag behind consumer payments. - Suppliers are onboarded" [X Link](https://x.com/samboboev/status/1935582860120903827) 2025-06-19T06:18Z [---] followers, [--] engagements "FINTECH: Swedish Fintech startup @polar_sh raises [---] million for its monetisation platform Stockholm-based Polar has announced a [---] million Seed funding round to expand its remote-first team across Europe and invest in growth developer relations and strategic partnerships throughout the payments ecosystem. The round was led by Accel with continued backing from Abstract and Mischief. Founded in [----] Polar is an open-source monetisation platform for digital products & SaaS. Since launching v1.0 in September [----] Polar has seen rapid traction with thousands of developers using the platform to" [X Link](https://x.com/samboboev/status/1935666101104374261) 2025-06-19T11:48Z [---] followers, [--] engagements "@davistrazza @Adyen @BCG @jakobcarstens @SumUp Thanks for sharing" [X Link](https://x.com/samboboev/status/1935940338746572985) 2025-06-20T05:58Z [---] followers, [--] engagements "🚨 JUST IN: Fintech firm @Navan confidentially files for US IPO Corporate travel and expense company Navan said on Friday it had confidentially filed for a U.S. initial public offering as it looks to take advantage of growing investor optimism for new listings after a dry spell. The terms of the offering were not disclosed. The Palo Alto California-based company backed by Andreessen Horowitz and Lightspeed among others raised $304 million in equity and structured debt financing in [----] and was valued at $9.2 billion at the time according to the company. Navan founded in [----] as TripActions" [X Link](https://x.com/samboboev/status/1936381808884548040) 2025-06-21T11:12Z [---] followers, [--] engagements "In the fast-moving world of fintech and payments few companies have transformed as dramatically in recent years as Shift4 Payments. Born as a small merchant processor in the late 1990s Shift4 has rapidly evolved into a global commerce technology player powering payments for over [------] businesses today. Its story matters now because Shift4 is at an inflection point: after years of hyper growth strategic acquisitions and expanding beyond its https://www.fintechwrapup.com/p/deep-dive-how-shift4-is-building https://www.fintechwrapup.com/p/deep-dive-how-shift4-is-building" [X Link](https://x.com/samboboev/status/1936651510386942441) 2025-06-22T05:04Z [---] followers, [---] engagements "🚨 CRYPTO: @Visa and @yellowcard_app to Explore Stablecoin Opportunities in Africa Together the companies will seek opportunities to help streamline treasury operations and enhance liquidity management as well as test integration opportunities with Visa Direct to investigate cross-border payment options Visa said in a Wednesday (June 18) press release. As one of the worlds largest digital payments networks Visa Direct enables secure and seamless funds delivery across more than [---] countries and territories the release said. In its own blog post about the partnership Yellow Card said it" [X Link](https://x.com/samboboev/status/1936693896714535414) 2025-06-22T07:53Z [---] followers, [--] engagements "🚨 FINTECH: SMB-focused Finom closes 115M as European fintech heats up The latest beneficiary of that investor appetite is Finom a five-year-old Amsterdam-based challenger bank that targets small and medium-size businesses across Europe. The company which claims to have doubled its revenue in [----] just closed a [---] million Series C equity round (around $133 million) TechCrunch learned exclusively. This comes only a few weeks after it landed $105 million in growth funding from General Catalyst its backer since [----]. Finoms business model centers on providing European SMBs with a financial" [X Link](https://x.com/samboboev/status/1937099815864652038) 2025-06-23T10:46Z [---] followers, [--] engagements "🚨 CRYPTO: @Fiserv unveils plans to launch stablecoin with @circle @PayPal as partners Fiserv on Monday unveiled plans to launch a stablecoin joining a growing number of U.S. companies exploring the technology as the crypto asset moves into the mainstream. The announcement comes after the U.S. Senate passed a landmark stablecoin bill last week which analysts said could mark a turning point in the crypto oversight debate and a breakthrough for a sector long mired in regulatory uncertainty. The financial technology firm said its stablecoin FIUSD will be integrated into its existing banking and" [X Link](https://x.com/samboboev/status/1937359007141724296) 2025-06-24T03:55Z [---] followers, [--] engagements "🚨 FINTECH 🚨 - @Shift4 Pays $180 Million for Australian Payments Processor Smartpay Australia The $180 million deal is designed to deepen Shift4s presence in Australia and New Zealand Shift4 CEO D. Taylor Lauber said in a Sunday (June 22) news release. The acquisition follows Shift4s pattern of combining acquisitions to deliver an integrated payment experience with localized distribution service and support merchant-facing products and owned payment rails to scale in other regions such as Ireland Germany and the United Kingdom according to the release. In February Shift4 bought tax-free" [X Link](https://x.com/samboboev/status/1937424982608400692) 2025-06-24T08:18Z [---] followers, [--] engagements "🚨 STABLECOINS: @Mastercard will join @Paxos's Global Dollar Network to shape stablecoin adoption Mastercard is bringing the power of its global franchise to support a growing portfolio of regulated stablecoins from issuers around the world. In doing so were ensuring that registered and compliant stablecoins are enabled across our network for consumers and businesses to use. 👉 Check my deep dive to learn more about Mastercard New capabilities include: 🔹 USDG via Paxos: Deepening our differentiated work with Paxos Mastercard will join Global Dollar Network as a key founder allowing Paxos to" [X Link](https://x.com/samboboev/status/1937488598149878260) 2025-06-24T12:30Z [---] followers, [--] engagements "Welcome to this weeks Fintech Wrap Upwhere we dive into how banks are cashing in on stablecoins @Mastercard is transforming B2B payments and Europes EPI Company wallet is making a comeback. https://www.fintechwrapup.com/p/what-is-mastercard-track-digital https://www.fintechwrapup.com/p/what-is-mastercard-track-digital" [X Link](https://x.com/samboboev/status/1937696840490639656) 2025-06-25T02:18Z [---] followers, [---] engagements "🤯 BREAKING: @WorldlineGlobal shares fall over 20% after media investigation Worldline shares fell over 20% on Wednesday after an investigation by [--] European media outlets alleged the French digital payments company covered up client fraud to protect revenue. Responding to the reports Worldline said in a statement that since [----] it has strengthened merchant risk controls and terminated non-compliant client relationships. The "Dirty Payments" investigation which the media oultets said is based on confidential internal documents and data from Worldline alleged the company accepted" [X Link](https://x.com/samboboev/status/1937808983726629160) 2025-06-25T09:43Z [---] followers, [---] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@samboboev Sam Boboev
Sam Boboev posts on X about fintech, investment, ai, finance the most. They currently have [---] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.
Engagements: [-----] #
Mentions: [--] #
Followers: [---] #
CreatorRank: [---------] #
Social Influence
Social category influence finance stocks technology brands countries exchanges cryptocurrencies vc firms travel destinations currencies social networks
Social topic influence fintech #844, investment, ai, finance, money, bank, ipo, acquisition, $ma, crypto
Top accounts mentioned or mentioned by @jpmorgan @revolutapp @visa @mastercard @klarna @coinbase @stripe @paypal @circle @finextra @adyen @revolut @openai @monzo @wise @nubank @bankofamerica @barclays @citi @bvnkfinance
Top assets mentioned Mastercard, Inc. (MA) Coinbase Global Inc. (COIN) Klarna Group plc (KLAR) JPMorgan Chase (JPM) Goldman Sachs (GS) Bitcoin (BTC) Fiserv, Inc. (FI) Bank of America (BAC) USDC (USDC) Robinhood Markets, Inc. (HOOD) Alphabet Inc Class A (GOOGL) Morgan Stanley (MS) Citigroup Inc (C) Shopify Inc (SHOP) HSBC Holdings PLC (HSBC) Ethereum (ETH)
Top Social Posts
Top posts by engagements in the last [--] hours
"Hi Fintech Fans 👋 Fintech Wrap-Up is here with another edition. In this edition: [--] Apple and Goldman were planning stock-trading feature for iPhones [--] WhatsApp users in India can now pay businesses with credit card other UPI apps"
X Link 2023-09-27T05:07Z [--] followers, [--] engagements
"Hi Fintech Fans 👋 Fintech Wrap-Up is here with another edition. In this edition: [--] FCA and Modulr agree on customer onboarding restrictions [--] Goldman Sachs exec reportedly regrets Apple savings account wants out of this fking thing"
X Link 2023-10-18T10:26Z [--] followers, [--] engagements
"In the latest edition of 🔥 Fintech Wrap Up 📷 we take a deep dive into how digital payments have changed over the three generations of the web"
X Link 2023-11-05T05:36Z [--] followers, [--] engagements
"I had the pleasure of being interviewed by @MSys_Tech on their YouTube channel Luminary Lounge. 🙌🏼 It was a fantastic conversation and I'm thrilled to share it with you all Make sure to check out the interview on MSys Technologies' YouTube channel"
X Link 2023-11-08T14:59Z [--] followers, [--] engagements
"The latest deep dive article on ❤ Fintech Wrap Up - "Beyond the Basics of Banking as a Service (BaaS)" is here. Dive into the transformative journey of Banking as a Service exploring the rise of neobanks innovative use cases beyond finance. 🌍💡"
X Link 2023-12-03T04:59Z [--] followers, [--] engagements
"The latest edition of Fintech Wrap Up is here. ❤ In this edition: [--] Apple is trying to unwind its Goldman Sachs credit card partnership [--] Robinhood makes second foray into Europe with UK launch"
X Link 2023-12-06T04:32Z [--] followers, [--] engagements
"Excited to share my contribution to Mastercard's Fintech Report on Uzbekistan I was fortunate enough to be included as an expert in Mastercard's recent report on the burgeoning fintech landscape in Uzbekistan"
X Link 2023-12-19T04:21Z [--] followers, [--] engagements
"The latest edition of Fintech Wrap Up is here. 🔥 In this edition: [--] Goldman Sachs faces rocky exit from Apple credit card partnership [--] Revolut suspends crypto buying for UK business customer"
X Link 2023-12-20T04:19Z [--] followers, [--] engagements
"The latest edition of Fintech Wrap Up in [----] is here. 🔥 See you all in [----] In this edition: [--] Stripe Swings to a Profit as Business Rebounds [--] Banks shed [-----] jobs in one of worst years for cuts since financial crisis"
X Link 2023-12-27T05:19Z [--] followers, [--] engagements
"The worst year for banks since [----] The banking sector survived two big shocks in 2023: the collapse of Silicon Valley Bank and the disaster-driven sale of Credit Suisse. Swift action prevented a global economic crisis but threats remain"
X Link 2024-01-02T06:00Z [--] followers, [--] engagements
"I've been named a LinkedIn Top Voice. Big thanks to everyone for the support and LinkedIn for the recognition. Stay in the loop on all things fintech payments and digital banking by subscribing to my newsletter at"
X Link 2024-01-10T13:14Z [--] followers, [--] engagements
"The latest edition of Fintech Wrap Up is here. 👨💻 In this edition: [--] Stablecoin Issuer Circle Internet Files for IPO [--] Bitcoin ETF Trades Top $4.6 Billion in Ground-Breaking Day"
X Link 2024-01-17T05:03Z [--] followers, [--] engagements
"The latest edition of Fintech Wrap Up is here. 🔥 In this edition: [--] Challenger bank bunq reports first full-year profit plans UK relaunch [--] Klarna to debut $7.99 monthly plan as buy now pay later firm seeks new revenue sources ahead of IPO"
X Link 2024-01-31T05:03Z [--] followers, [--] engagements
"The latest edition of Fintech Wrap Up is here. 🔥 In this edition: [--] Nuvei partners with Cash App Pay [--] Paypal is the latest tech company to announce layoffs [--] Apple Card users earned more than $1B in Daily Cash in 2023"
X Link 2024-02-07T05:11Z [--] followers, [--] engagements
"The latest edition of Fintech Wrap Up is here. 🔥 In this edition: [--] iOS [----] adds new Virtual Card Number feature to Apple Cash [--] Revolut is launching phone plans for travelers in the UK"
X Link 2024-02-14T04:44Z [--] followers, [--] engagements
"The latest edition of Fintech Wrap Up is here. 🔥 In this edition: [--] Google is sunsetting the Google Pay app in the US later this year [--] Block shares surge 16% after company announces surprise profit"
X Link 2024-02-28T10:13Z [--] followers, [--] engagements
"🤖 Fintech Wrap Up is here with a Deep Dive edition. In this edition we will dive deeper into Embedded Finance"
X Link 2024-03-03T17:47Z [--] followers, [--] engagements
"The latest edition of Fintech Wrap Up is here. 🔥 TL;DR: A2A payments are having a moment in markets where governments and banks are giving them a big thumbs-up especially in places like Brazil and India where theyre shaking up how payments are done https://www.fintechwrapup.com/p/account-to-account-a2-payments-network https://www.fintechwrapup.com/p/account-to-account-a2-payments-network"
X Link 2024-04-10T07:04Z [--] followers, [--] engagements
"Hi Fintech Fans 🔥 Let me walk you through some exciting insights and reports in the fintech world. 🔥 First up we've got the latest on Money Transfer Company Ratings for [----]. It's a mixed bag of ratings but overall custome https://www.fintechwrapup.com/p/open-finance-tech-stack-how-embedded https://www.fintechwrapup.com/p/open-finance-tech-stack-how-embedded"
X Link 2024-04-17T07:02Z [--] followers, [--] engagements
"I am moderating a panel discussion at @LDNTechWeek [----]. The topic of the panel discussion is Open Banking and the Rise of Embedded Finance. Here are some questions I am planning to ask our panelists and I welcome any additional suggestions:"
X Link 2024-04-29T07:06Z [---] followers, [--] engagements
"Hey fintech fans let's dive into the latest buzz on fintech adoption in vertical software and beyond in the latest edition of Fintech Wrap Up 🔥 So here's the scoop on fintech adoption in vertical software: everyone's jumping on the bandwagon prefer https://shorturl.at/dRUZ2 https://shorturl.at/dRUZ2"
X Link 2024-05-01T07:02Z [--] followers, [--] engagements
"Hold onto your hats we brought some exciting insights and news in the financial world with the latest edition of Fintech Wrap Up 🔥 So imagine tokens as these nifty digital stand-ins for your regular payment methods. https://www.fintechwrapup.com/p/real-time-payments-market-landscape https://www.fintechwrapup.com/p/real-time-payments-market-landscape"
X Link 2024-05-08T07:07Z [--] followers, [--] engagements
"Real-time payments: A global view Discover the worlds domestic real-time payment systems. Our map based on the latest available data gives the only at-a-glance view of the [--] countries with live RTP networks. Source Volt"
X Link 2024-05-12T10:36Z [---] followers, [--] engagements
"Let me sum up this weeks fintech insights for you. So it looks like payment trends in [----] are heavily influenced by regulatory initiatives aimed at spurring innovation and ensuring robust security in cashless economies. https://shorturl.at/yCKZ2 https://shorturl.at/yCKZ2"
X Link 2024-05-15T06:34Z [--] followers, [--] engagements
"🔥 Lets jump into the news now Panax a Fintech company just scored big with a $15 million investment in its latest funding round led by Team8 and TLV Partners. They're all about reshaping how we manage cash flow using AI which sounds pretty cutting-edge"
X Link 2024-05-15T06:36Z [--] followers, [--] engagements
"🔥 Then down in Mexico Aplazo is making waves with a whopping $70 million in equity funding including a hefty $45 million Series B round. They're all about empowering merchants with flexible payment solutions and tools to boost sales and brand growth"
X Link 2024-05-15T06:36Z [--] followers, [--] engagements
"🔥 And over in the US Klarna the BNPL giant is making moves towards a $20 billion stock market debut. Looks like the world of finance and tech is heating up with some serious innovation and investment"
X Link 2024-05-15T06:36Z [--] followers, [--] engagements
"Hey Folks Fintech Wrap Up is here Let's talk about the state of our payment systemsit's like they're stuck in the past https://shorturl.at/R2ozp https://shorturl.at/R2ozp"
X Link 2024-05-22T06:04Z [---] followers, [--] engagements
"Check out my interview where I discuss the issues of compliance in EmFi and BaaS explore the differences between the US and EU models and delve into the case of TabaPay withdrawing from the Synapse deal. https://shorturl.at/P6aW9 https://shorturl.at/P6aW9"
X Link 2024-05-22T08:28Z [---] followers, [--] engagements
"The latest edition of Fintech Wrap Up is here https://www.fintechwrapup.com/p/finternet-unified-ledgers-part-2 https://www.fintechwrapup.com/p/finternet-unified-ledgers-part-2"
X Link 2024-05-29T06:35Z [--] followers, [--] engagements
"🔥In Latin America McKinseys surveys reveal a shift from cash to digital payments. Mobile payments have boosted financial inclusion in countries like Argentina and Colombia while Chile leads with debit cards via BancoEstados CuentaRUT covering 70% of the population"
X Link 2024-05-29T06:36Z [--] followers, [--] engagements
"We are proud to partner with @LDNTechWeek and share insights on the latest tech and fintech news"
X Link 2024-05-29T14:48Z [---] followers, [--] engagements
"Why fintech upstarts have failed to unseat UK banks Companies such as Monzo Starling and Revolut have transformed digital banking but traditional lenders still dominate the market. Source Financial Times"
X Link 2024-06-06T06:42Z [---] followers, [--] engagements
"Saga continues: There is an $85 million shortfall between what partner banks of fintech middleman Synapse are holding and what depositors are owed according to the court-appointed trustee in the Synapse bankruptcy"
X Link 2024-06-09T08:05Z [--] followers, [--] engagements
"Apple Pay is getting a new Tap to Cash feature. Youll be able to make a payment to another iPhone user by just holding the devices close together and without giving away any other information. #fintech #payments #apple"
X Link 2024-06-10T20:31Z [--] followers, [---] engagements
"@Visa's and @Mastercard's proposed $30 billion antitrust settlement to limit credit and debit card fees for merchants is in peril after a New York judge signaled she was preparing to reject the accord"
X Link 2024-06-14T07:02Z [--] followers, [--] engagements
"The Federal Reserve announced Friday it had ordered Evolve Bancorp to bolster its risk management programs around fintech partnerships as well as anti-money laundering laws. The Fed said in a statement that a [----] examination of the bank found insufficient policies in place"
X Link 2024-06-16T08:00Z [--] followers, [---] engagements
"I will end Joe Bidens war on crypto and we will ensure that the future of crypto and the future of Bitcoin will be made in America; were going to keep it right here and a lot of it is going to be done right here in Florida Trump said during a special address in Florida"
X Link 2024-06-17T07:03Z [--] followers, [--] engagements
"Hey Fintech Fanatics In this edition we're bringing you the latest insights on bank transaction categorization the rise of real-time payments and emerging embedded finance products. https://shorturl.at/vCEa7 https://shorturl.at/vCEa7"
X Link 2024-06-19T07:15Z [--] followers, [---] engagements
"🔥 We also explore emerging embedded finance products within ERP and payroll software workflows. From automating payments and issuing company cards to facilitating international transfers and offering business loans embedded finance is revolutionizing financial workflows"
X Link 2024-06-19T07:18Z [--] followers, [--] engagements
"In fintech it is all about partnerships"
X Link 2024-06-20T07:14Z [--] followers, [--] engagements
"Ledgers of the failed fintech Synapse show that nearly all the deposits held for customers of the banking app Yotta went missing weeks ago according to one of the lenders involved A network of eight banks held $109 million in deposits for Yotta customers as of April 11"
X Link 2024-06-22T09:03Z [--] followers, [----] engagements
"Hey Fintech Fans In this edition of Fintech Wrap Up we explore the transformative power of APIs in open banking dive into the booming payments ecosystem in Africa and talk about profitability in neobanking https://shorturl.at/Q051n https://shorturl.at/Q051n"
X Link 2024-06-26T06:42Z [--] followers, [----] engagements
"🔥 Moving to Africa the continent's payments ecosystem is booming thanks to the early adoption of mobile money technology. The privatization of the telecom sector and rising smartphone adoption are key drivers of this growth"
X Link 2024-06-26T06:43Z [--] followers, [--] engagements
"Regulators in East Africa have been supportive fostering an environment ripe for fintech innovation. With significant room for growth especially in mobile and point-of-sale payments Africa is a promising market for fintech companies"
X Link 2024-06-26T06:43Z [--] followers, [--] engagements
"🔥 When it comes to B2B fintech pricing models there are several popular options each with its pros and cons. From traditional license-based models to usage-based and take-rate pricing the right model depends on the specific product and market dynamics"
X Link 2024-06-26T06:44Z [--] followers, [--] engagements
"In news Klarna made headlines by selling its online checkout solution for $520 million to resolve processor conflicts. Revolut is eyeing a valuation of over $40 billion in an employee share sale. Meanwhile Synapse's collapse led to nearly $109 million in deposits vanish"
X Link 2024-06-26T06:45Z [--] followers, [--] engagements
"🔥 Have you noticed all the buzz around fintech M&A lately Weve got the scoop on why despite an average of $3.5 trillion in global acquisition activity per year over the last decade a whopping 90% of these deals fail due to poor implementation"
X Link 2024-07-03T07:14Z [--] followers, [--] engagements
"Fun fact: bank-fintech acquisitions make up less than 1% of all fintech transactions. Among the top [--] U.S. and top [--] international banks only [--] out of [---] acquisitions since [----] were fintechs with payments and lending tech firms leading the charge"
X Link 2024-07-03T07:15Z [--] followers, [--] engagements
"A new dispute between fintech middleman Synapse and its database provider is threatening efforts by independent advisers to return money to millions of customers who have been cut off from their money for weeks"
X Link 2024-07-04T12:18Z [--] followers, [--] engagements
"Welcome to the latest edition of Fintech Wrap Up where we delve into the evolution of modern core banking platforms the competitive landscape of neobanks in [----] and the rise of innovative payment solutions like Pay By Bank (PBB) https://www.fintechwrapup.com/p/c2b-pay-by-bank-pbb-transaction-flowr=1d5ug&utm_campaign=post&utm_medium=web https://www.fintechwrapup.com/p/c2b-pay-by-bank-pbb-transaction-flowr=1d5ug&utm_campaign=post&utm_medium=web"
X Link 2024-07-17T06:55Z [--] followers, [----] engagements
"Welcome to the latest edition of Fintech Wrap Up Here's what's been happening in the world of fintech payments and banking: 👉 Read the full article here https://shorturl.at/DPwih https://shorturl.at/DPwih"
X Link 2024-08-07T05:28Z [--] followers, [--] engagements
"Welcome to this edition of Fintech Wrap Up In this edition we explore the push for payment interoperability in Asia-Pacific the booming cross-border payments market and the rapidly evolving digital identity landscape 👉 Full edition here https://shorturl.at/IzD5v https://shorturl.at/IzD5v"
X Link 2024-08-14T07:06Z [---] followers, [--] engagements
"In this edition of Fintech Wrap Up we delve into Mastercards strong Q2 [----] financial performance Stripes decade-long evolution of its payments APIs and Nu Banks impressive customer and revenue growth. The full edition here https://shorturl.at/6sTcg https://shorturl.at/6sTcg"
X Link 2024-08-21T07:18Z [---] followers, [---] engagements
"Yesterday I had the pleasure of attending the @producttank Malta community gathering. Having relocated to Malta six months ago this event was special for me. I was happy to meet new people network with like-minded professionals and immerse myself in the local community"
X Link 2024-08-29T13:38Z [---] followers, [--] engagements
"In this edition of Fintech Wrap Up I explore the expansion of real-time payment networks globally the strategic importance of launching robust card programs and the transformative impact of banking licenses on fintech companies. 👉 https://shorturl.at/VsRoE https://shorturl.at/VsRoE"
X Link 2024-09-04T13:07Z [---] followers, [---] engagements
"In this weeks edition of Fintech Wrap Up were diving into the evolution of digital wallets into multifunctional platforms the rise of instant payments and the associated fraud risks and the ongoing innovation in the cryptocurrency. 👉 https://shorturl.at/DVlIZ https://shorturl.at/DVlIZ"
X Link 2024-09-13T08:11Z [--] followers, [--] engagements
"Welcome to the latest edition of Fintech Wrap Up In this issue Im diving into some fascinating insights across the fintech landscape. 👉 Read"
X Link 2024-09-18T19:13Z [--] followers, [--] engagements
"Welcome back to another edition of Fintech Wrap Up This week were diving into some exciting trends reshaping the banking and fintech landscape. 👉 Read the full article https://shorturl.at/gGEMZ https://shorturl.at/gGEMZ"
X Link 2024-09-25T15:14Z [--] followers, [--] engagements
"Hey everyone welcome to this weeks edition of the Fintech Wrap Up We've got some exciting updates from the world of fintech payments and banking so lets dive right in. 👉 Read the full edition here https://shorturl.at/xsh5W https://shorturl.at/xsh5W"
X Link 2024-10-02T06:49Z [---] followers, [--] engagements
"Welcome to the latest edition of Fintech Wrap Up This time were diving into some exciting shifts in fintech payments and banking. 👉 Read the full article here Catch you in the next one https://shorturl.at/Z9VOi https://shorturl.at/Z9VOi"
X Link 2024-10-09T07:10Z [---] followers, [--] engagements
"Welcome to this edition of Fintech Wrap Up As always Im excited to share the latest updates and insights from the world of fintech payments and banking. 👉 Read the full edition here Thats it for this roundup https://www.fintechwrapup.com/p/fintech-isnt-dead-ai-is-driving-a https://www.fintechwrapup.com/p/fintech-isnt-dead-ai-is-driving-a"
X Link 2024-10-16T11:48Z [--] followers, [--] engagements
"Welcome to this weeks Fintech Wrap Up where we dive into the rise of multi-product strategies in SaaS Wells Fargos fintech partnerships driving innovation and the latest surge in global crypto activity. 👉 Read the full edition here https://shorturl.at/FQwvq https://shorturl.at/FQwvq"
X Link 2024-10-23T03:51Z [---] followers, [--] engagements
"Unlocking value from technology in banking: An investor lens https://www.linkedin.com/posts/sirojboboev_fintech-payments-banking-activity-7259459431623499776-d9JOutm_source=share&utm_medium=member_desktop https://www.linkedin.com/posts/sirojboboev_fintech-payments-banking-activity-7259459431623499776-d9JOutm_source=share&utm_medium=member_desktop"
X Link 2024-11-05T07:57Z [--] followers, [--] engagements
"Hey everyone Welcome to the latest Fintech Wrap Up This edition covers the major shifts redefining finance and payments from open banking to the rise of super-apps and Banking-as-a-Service (BaaS) partnerships. 👉 Read the full edition here https://www.fintechwrapup.com/p/the-eus-open-finance-regulatory-framework https://www.fintechwrapup.com/p/the-eus-open-finance-regulatory-framework"
X Link 2024-11-06T07:45Z [--] followers, [--] engagements
"This week in Fintech Wrap Up we dive into Mastercard's strong Q3 earnings the transformative potential of Apple's NFC opening for third-party wallets and the rise of NextGen core banking systems. 👉 Read the full edition here https://shorturl.at/9jsrF https://shorturl.at/9jsrF"
X Link 2024-11-20T07:54Z [---] followers, [--] engagements
"Welcome to this week's Fintech Wrap Up where we'll explore the transformative power of open finance delve into the rise of embedded finance ecosystems and uncover the latest innovations in cross-border payments. https://www.fintechwrapup.com/p/open-finance-and-the-future-of-the https://www.fintechwrapup.com/p/open-finance-and-the-future-of-the"
X Link 2024-11-27T12:00Z [---] followers, [--] engagements
"Mapped: The Average Credit Card Debt in Every U.S. State (2024)"
X Link 2024-11-29T15:28Z [---] followers, [--] engagements
"Fintech News 🚨: Ex-Revolut duo raise $2.3 million to build 'blockchain bank account' Bleap Former Revolut employees Joao Alves and Guilherme Gomes have raised $2.3 million in pre-seed funding led by Consensys founder Joe Lubins Ethereal Ventures to build Bleap a bank account on the blockchain. Maven11 Alliance DAO Robot Ventures and Credibly Neutral also participated in the round alongside angel investors including key executives from Revolut Phantom OKX EigenLayer and Consensys. The capital raised brings the company to a $10 million post-money valuation Alves told The Block. The funding"
X Link 2024-11-29T19:57Z [---] followers, [---] engagements
"Fintech News 🚨: Wise took up remediation plan in Europe over anti-money laundering controls British money transfer firm Wise was forced into a formal remediation plan by European regulators over its anti-money laundering controls the Financial Times reported on Friday citing five people familiar with the matter. A review by the Belgian National Bank which supervises Wise in Europe found in early [----] that the company lacked proof of address for hundreds of thousands of customers the FT said. "In [----] the National Bank of Belgium carried out a routine review of Wise Europe as part of a"
X Link 2024-11-30T16:30Z [---] followers, [--] engagements
"Fintech News 🚨: MUFG Offers to Buy Robo-Adviser WealthNavi Inc. in Fintech Push Mitsubishi UFJ Financial Group plans to buy Japanese robo-adviser WealthNavi for as much as [----] billion ($665 million) as it looks to expand its financial-technology capabilities and cater to households going online to invest more of their savings. Japans biggest bank is seeking to purchase WealthNavi through a tender offer at [----] a share and make it a wholly owned unit according to a filing on Friday. That represents an 84% premium over the fintech companys closing price on Thursday. Japanese financial firms"
X Link 2024-12-01T16:30Z [---] followers, [---] engagements
"Stablecoin payments heat up in [----] Last week PayPal announced it would be allowing disbursement partners to use its stablecoin PayPal USD (PYUSD) to settle cross-border money transfers through Xoom the companys money transfer arm. This move adds to a pile of stablecoin stories recently as payment players look to carve out a slice of this burgeoning (though still largely unproven) technology. According to PayPal Xoom and its partners will be able to settle stablecoin transactions out of hours and help provide faster less costly transfers to regions across APAC and Africa. These markets have"
X Link 2024-12-02T06:30Z [---] followers, [---] engagements
"Brazil's instant payment transactions more than doubled on Black Friday Brazil's popular instant payment system Pix saw a 120.7% jump in the value of transactions recorded on Black Friday compared to the previous year central bank data showed on Monday. The figures underscore the widespread adoption of the payment method and its growing use for payments between people and businesses (P2B) as well as the strength of the promotional period in Latin America's largest economy. On Nov. [--] the central bank said [---] billion reais ($21.60 billion) were transacted using Pix up from [----] billion reais"
X Link 2024-12-02T15:35Z [---] followers, [--] engagements
"Fintech News 🚨: Google-Backed R2 Raises $59 Million in Equity Debt for Lending R2 a Latin American startup building lending tools for tech companies in the region raised $59 million in equity and debt to continue expanding operations including a push to grow its business in Chile. The company raised $9 million in equity in a Series A extension led by Mexican funds Hi Ventures and COMETA said co-founder Roger Larach in an interview. Other investors included Endeavor Catalyst and prior backers Y Combinator and Googles Gradient Ventures. An additional credit line of as much as $50 million was"
X Link 2024-12-02T16:30Z [---] followers, [--] engagements
"In this week's edition of Fintech Wrap Up were exploring how cloud ecosystems are driving financial services innovation the rise of Self-Sovereign Identity (SSI) in decentralizing digital credentials and the growing adoption of stablecoins for cross-border payments. The cloud revolution in financial services is reshaping the industry. A Capgemini study highlights that ecosystems and cloud-native solutions are enabling banks and insurers to scale faster innovate more effectively and improve decision-makingan urgent need since 86% of firms feel theyre underutilizing their data. Partnerships"
X Link 2024-12-04T08:00Z [---] followers, [---] engagements
"The different ways of setting up and managing a PayFac system PayFac systems can be set up using three primary approaches each varying in cost effort and customization potential: 🔹 Plug-and-Play Solutions Managed providers like Stripe offer a full-stack payment gateway with rapid setup low operational costs and seamless integration into complementary products. These solutions are ideal for businesses looking to launch quickly and with minimal internal resources. However they have limitations in customization and monetization. Providers control payment structures and take a percentage of"
X Link 2024-12-05T08:02Z [---] followers, [--] engagements
"Why Traditional Banks Fail at Building Digital Banks Several traditional banks have attempted to launch separate digital-only banks to compete with fintech companies and adapt to the evolving financial landscape. However some of these initiatives have failed for various reasons. Notable examples include RBS/NatWest and B (2019) JPMorgan Chase and Finn (2018) BNP Paribas and Hello Bank in Germany (2013) ANZ and GoMoney in the early 2010s and Banco Santander and Openbanks early years (one of the earliest examples in [----] and then relaunched in 2017). There are also situations where a"
X Link 2024-12-07T11:22Z [---] followers, [--] engagements
"In this Deep Dive edition of Fintech Wrap Up we unpack the complexities of pricing embedded payments for Vertical SaaS companies offering actionable insights for navigating this critical aspect of monetization. The guide emphasizes that successful pricing is more than just setting a mark-upits about understanding the interplay between top-down pricing (competitive benchmarking and customer value) and bottom-up pricing (cost-based minimums). Together these approaches help define a strategic pricing range that balances profitability with market competitiveness. A standout insight is the growing"
X Link 2024-12-08T09:36Z [---] followers, [--] engagements
"Fintech News 🚨: Lunar launches standalone BaaS business and says it can rival bank revenues Danish challenger bankLunaris the latest bank to hive off its Banking-as-a-Service (BaaS) business as a separate entity- and claims its revenues can rival that of its core bank. Lunar which has over [------] customers across the Nordics and waslast valued at around $2.2 billion is calling its new BaaS entity Moonrise. The Danish challenger bank is looking to tap into the growing European BaaS market which is estimated to reach 100bn by [----]. Banks launching BaaS and Software-as-a-Service (SaaS)"
X Link 2024-12-09T16:56Z [---] followers, [---] engagements
"Introduction to Decentralized Autonomous Organizations (DAOs) DAOs represent a new model for organizational management and governance in the digital age. Unlike traditional organizations DAOs operate on the blockchain allowing for transparent automated and decentralized decision-making processes. In a DAO governance rules are encoded as smart contracts which execute decisions based on the votes of stakeholders typically represented by token holders. This structure eliminates the need for central authority empowering community members to collectively make decisions about the organization's"
X Link 2024-12-10T07:59Z [---] followers, [--] engagements
"Gen Digital to Add Financial Wellness Tools With MoneyLion Acquisition Gen Digital plans to add financial wellness tools to its offerings by acquiring MoneyLion. The company entered into a definitive agreement to make the acquisition which will add MoneyLions financial empowerment resources to Gen Digitals credit and identity protection solutions the companies said in a Tuesday (Dec. 10) press release. Subject to customary conditions the proposed acquisition is expected to close in the first half of Gens fiscal year [----] according to the release. Gen has a family of consumer brands thats"
X Link 2024-12-10T17:27Z [---] followers, [--] engagements
"Hi Fintech Fans this week were exploring the rise of PayFac systems the challenges traditional banks face in launching digital ventures and the steady growth of global payments revenues. Were diving into the evolving world of PayFac systems with insights on three ways to set them up: plug-and-play solutions for quick launches middleware platforms offering balance and flexibility and in-house builds for enterprises seeking full control. Each approach comes with trade-offs but the key takeaway Align your choice with your business scale resources and goals. On the payments front global revenues"
X Link 2024-12-11T08:01Z [---] followers, [---] engagements
"Cloud and AI: Transforming Financial Services with Customer-Centric Innovation Future-focused banks and insurers drive substantial revenue growth by being data-driven cloud-focused and customer-centric. These financial services (FS) innovators leverage cloud and generative AI (Gen AI) to enhance efficiency and customer satisfaction across the value chain. By strategically integrating technology they reimagine banking and insurance operations to deliver superior results. Cloud innovators use data extensively to gain insights into customer needs and industry trends. This enables informed"
X Link 2024-12-13T10:19Z [---] followers, [--] engagements
"Fintech News 🚨: Mynt raises a cool $23M at $210M valuation to build a smarter expense card for SMEs Small and medium businesses are getting more love from fintechs these days and one example of that is the fast growth of a startup out of Sweden.Mynt which has built an AI-based platform for corporate cards and spend management catering to SMEs has closed a round of [--] million after seeing its customer base grow to [-----] SMEs from just [----] a year ago. Existing investor Vor Capital is leading the round which also saw other previous backers CNI and Incore participating. Mynt has now raised"
X Link 2024-12-13T18:04Z [---] followers, [--] engagements
"Hi there and welcome to the Deep Dive edition of Fintech Wrap Up Lets dive into some exciting updates from the payments world. This week the spotlight is on Visa one of the leading names in digital payments. Since its inception in [----] Visa has been a pioneer in facilitating seamless transactions globally. With operations spanning over [---] countries and territories Visa continues to innovate through its advanced processing network VisaNet offering solutions that simplify and secure money movement for consumers businesses and governments. From core products like credit debit and prepaid cards"
X Link 2024-12-15T08:52Z [---] followers, [---] engagements
"This weeks Fintech Wrap Up dives into CBDCs vs. fast payments the transformative role of AI and cloud in financial services and stablecoins unlocking trapped capital in cross-border payments. Lets dive in with an insightful comparison between retail CBDCs and fast payment systems (FPS). While both share functional similaritieslike supporting programmable payments and involving key financial playersthey differ fundamentally in user claims: CBDCs tie back to central banks while FPS aligns with commercial institutions. Its clear both ecosystems need robust integration with existing financial"
X Link 2024-12-18T07:59Z [---] followers, [--] engagements
"Palm payments✋ now available in Singapore Tencents latest cross-border solution: Last month Tencent teamed up with Visa to make their latest fintech innovation available abroad. 🔹New level of convenience unlocked: no card or phone required only a palm swipe 🔹Already in use in China for [--] years 🔹Available in-store and across multiple metro stations domestically 🔹Simplifies transactions and offers a next-level seamless shopping experience A game-changer for the evolution of retail in China and now globally too. Will this soon become the new normal #fintech #payments"
X Link 2024-12-18T17:18Z [---] followers, [--] engagements
"Key drivers of open finance in Southeast Asia 👉 #1 Regional integration ASEAN payment connectivity Five ASEAN countries (Thailand Singapore Malaysia Indonesia Philippines) launched real-time payment linkages. ✅ Key achievements: Thailand-Singapore: PromptPay-PayNow linkage successful for [--] years Malaysia-Indonesia: DuitNow-QRIS integration adopted for [--] years Singapore-Philippines: PayNow-InstaPay connection announced Cross-border standards Project Nexus: Singapores MAS leading initiative connecting real-time payment systems Regional API standards development: Singapore has a government"
X Link 2024-12-19T08:06Z [---] followers, [--] engagements
"Fintech News 🚨: bunq's AI assistant can now language translate One of Europes most well-known challenger banks says its the first bank in the world to launch real-time speech-to-speech translations within its banking app leveraging the power of AI.So-called AI assistants are one of the latest battlegrounds amongst challenger banks and fintechs as they look to outdo each other on the tech front. In November Danish challenger bank Lunar said its AI-powered voice assistant will handle around75 per cent of customer calls over time. Klarna meanwhile stole a march on all its competitors by"
X Link 2024-12-19T17:03Z [---] followers, [--] engagements
"In this deep dive edition of Fintech Wrap Up I explored how AWS is enabling businesses to build modern credit card payment processing platforms and payment gateways with its powerful cloud infrastructure. As payments become increasingly digital AWS provides a secure scalable and resilient solution to handle credit card transactions efficiently and in real-time. By using services like API Gateway DynamoDB Elastic Kubernetes Service (EKS) and Amazon Managed Streaming for Apache Kafka businesses can meet high availability and low latency requirements while adhering to compliance standards like"
X Link 2024-12-22T09:08Z [---] followers, [--] engagements
"I have decided to launch a platform connecting fintech talent with fintech companies I want to make high-quality introductions and curated matches among the best talent and opportunities in the fintech industry. 💼 For Fintech Companies: I leverage my exclusive network of vetted experts to connect you with candidates who fit your specific needsProduct Managers Engineers Compliance Specialists and more. 🌟 For Fintech Professionals: I focus on personalized connections to roles that align with your experience and career goals working directly with industry-leading companies. I want to create"
X Link 2024-12-23T11:43Z [---] followers, [--] engagements
"Im thrilled to kick off this edition of Fintech Wrap Up with an exciting announcement Im launching a new initiative to connect top fintech talent with leading companies in the industry. This initiative will focus on creating meaningful matches between professionals and organizations prioritizing quality over quantity. Whether youre a company seeking skilled candidates or a professional looking for your next big opportunity Im here to help make those connections seamless and impactful. If youre interested reach out or visit my link to learn more In this issue we explore the transformative"
X Link 2024-12-25T07:52Z [---] followers, [--] engagements
"Cross-border payments: Stablecoin Use Case Great article by Matt Brown "Cross-border payments" are payments made between parties in different countries. While the concept is straightforward the systems that move $45 trillion annually across borders are anything but. Thats because cross-border payments (XBP) must account for things domestic payments take for granted. Say I want to send $100 USD to a friend in Japan. Those funds need to somehow move between two banks that may not have a direct relationship with one another across different payment rails and regulatory regimes and eventually"
X Link 2024-12-26T08:05Z [---] followers, [--] engagements
"Hey everyone In this edition of Fintech Wrap Up Im diving into one of the trickiest but most crucial aspects of building a fintech productpricing. Drawing from Andreessen Horowitzs (aka a16z) wealth of experience we explore how to approach pricing at different stages of a fintech companys journey from pre-PMF simplicity to the nuanced strategies of scaling businesses. The key takeaway Simplicity wins in the early days but as you grow pricing becomes a powerful lever to capture value and fuel scalability. We delve into customer-driven discovery value-based pricing and even the art of kicking"
X Link 2024-12-29T08:15Z [---] followers, [---] engagements
"Im currently conducting product discovery interviews to understand how AI agents can solve real-world problems in the payments industry. If youre working in payments fintech or related fields Id love to hear your thoughts and insights The recent launch of AI agentic flows by Stripe and Coinbase highlights the immense potential of AI agents to transform how we operate in payments. From improving customer experiences to streamlining complex operations the possibilities are endless. Lets shape the future of payments together If youre open to an interview feel free to connect with me here or"
X Link 2024-12-29T14:53Z [---] followers, [--] engagements
"Banking and lending: GenAI gains momentum among banks after a late start In [----] the banking sector saw notable developments across three key domains: Traditional AI GenAI and the open banking ecosystem. Traditional AImainly MLcontinues to dominate backend operations with over 60% of banks utilizing AI in lending and 57% for fraud detection. Notable developments included Wells Fargo and Lloyds' AI integrations in trade finance as well as significant funding rounds like Abound's USD [--] billion raise for international AI lending platform expansion. GenAI on the other hand is disrupting"
X Link 2024-12-30T08:04Z [---] followers, [--] engagements
"Happy New Year everyone Welcome to the very first Fintech Wrap Up of [----]. I hope this year brings you success innovation and plenty of fintech breakthroughs. Lets dive into some exciting insights shaping the future. Stablecoins are continuing to redefine cross-border payments. With instant settlements low costs and seamless 24/7 global operability theyre becoming the go-to solution for remittances business payments and even low-margin transactions like those in corner shops and coffeehouses. The integration of blockchain and real-time fiat networks is eliminating intermediaries and reducing"
X Link 2025-01-01T08:01Z [---] followers, [--] engagements
"Im thrilled to share that Fintech Wrap Up has officially become a Substack Bestseller This milestone wouldnt have been possible without your unwavering support thoughtful feedback and continued trust in the insights we deliver every week. What started as a passion project three years ago has grown into a thriving community of fintech enthusiasts innovators and thought leaders. This recognition reaffirms our mission: to keep you informed and ahead in the ever-evolving world of payments banking and beyond. Thank you for being part of this journey. Heres to more milestones more insights and more"
X Link 2025-01-01T16:34Z [---] followers, [---] engagements
"How Instant A2A Payment Wallets Challenge Card Dominance Currently card systems thrive on robust reward programs structured dispute resolution mechanisms and profitability derived from interchange fees. In [----] the top six U.S. credit card issuers paid $68 billion in rewards while netting $32 billion in interchange fees. This profitability enables banks to maintain customer loyalty through travel points cashback and dispute resolution processes which enhance the trustworthiness of card payments. Emerging Opportunities for A2A Payments Regulatory interventions such as interchange fee caps in"
X Link 2025-01-02T10:21Z [---] followers, [--] engagements
"Design and Implementation of mCBDC Corridor Networks The mCBDC corridor network aims to revolutionize cross-border payments by enabling peer-to-peer settlement using central bank digital currencies (CBDCs) eliminating the reliance on multiple intermediaries. This model preserves the existing two-tier banking structure minimizing disruption to domestic financial systems while addressing inefficiencies in the traditional correspondent banking model. 👉 Key Features of the mCBDC Corridor Network 🔹 Atomic Settlements: Simultaneous settlement of transactions reduces trapped liquidity settlement"
X Link 2025-01-04T10:07Z [---] followers, [--] engagements
"In this Deep Dive edition of Fintech Wrap Up I take a closer look at Visa Direct a versatile push payment solution that leverages Visas global payment network. We dive into how it enables real-time transactions across multiple use cases from person-to-person money transfers to business payouts. I break down the core components like the Funds Transfer API Mobile Push Payment API and the innovative Watch List Screening API. Plus we explore the critical requirements for onboarding from licensing to compliance with Visa's core rules. Whether youre a developer financial institution or fintech"
X Link 2025-01-05T07:13Z [---] followers, [--] engagements
"Join us at the upcoming webinar "Enterprise Payment Evolution: Strategies for Global Growth" We will explore the latest trends shaping how enterprises manage payments and expand into new markets. We'll dive into: 🔹 How payment orchestration platforms unify fragmented systems and drive scalability 🔹 Strategies for leveraging payments to fuel business growth 🔹 How technologies like Payment Account Reference (PAR) unlock smarter marketing through purchasing data I'll be joining Adam Vissing (VP of Global Enterprise Sales @ixopay ) and Mohamed Ata (VP of Customer Success IXOPAY) for this"
X Link 2025-01-10T09:51Z [---] followers, [--] engagements
"In this Deep Dive of Fintech Wrap Up Im taking a closer look at how Stripes Ledger system is setting a new standard for financial data management in fintech. Ledger is a scalable immutable system designed to track and validate every financial transaction across Stripes Global Payments and Treasury Network (GPTN). It provides a unified real-time view of all money movement ensuring data accuracy streamlining reconciliation and meeting complex regulatory requirements. What makes Ledger so impressive is its automation of data validation and error detection reducing operational risks and ensuring"
X Link 2025-01-12T10:01Z [---] followers, [--] engagements
"In this edition of Fintech Wrap Up were diving into AI innovations in banking and the rapid evolution of stablecoins are redefining the future of finance Banks are making serious strides with AI achieving up to a 10% revenue boost by scaling over [--] machine learning models and embedding smarter risk management. One major bank is already using AI-driven tools to consolidate customer leads and optimize sales strategies across 150+ use cases. Stablecoins are evolving rapidlyfrom fiat-backed giants like USDT (with 6% over-collateralization) to over-collateralized options like MakerDAOs DAI and"
X Link 2025-01-15T07:00Z [---] followers, [--] engagements
"Fintech News 🚨: Hyperline has raised $10M led by Index Ventures The subscription economy has evolved significantly over the past decade as businesses adopted hybrid revenue models to create diversified income. Pricing and billing have become increasingly complex for modern businesses but they have been let down by legacy providers ill equipped for this new complexity. The trend towards more bespoke flexible pricing models clashed with the status quo in billing software. This has created a new market opportunity for Hyperline to step in with a new kind of platform built for todays needs"
X Link 2025-01-17T19:55Z [---] followers, [---] engagements
"Im excited to be named one of the Top [---] Most Influential Voices in Fintech on LinkedIn Worldwide by Favikon A huge thank you to everyone who reads engages and shares their thoughtsits your support that keeps the conversation going 🙌 I highly recommend checking out the full list and following these amazing voices to stay on top of everything happening in fintech"
X Link 2025-01-18T10:43Z [---] followers, [--] engagements
"This Deep Dive edition of Fintech Wrap Up explores the great bank unbundling offering a comprehensive analysis of how the financial services industry has evolved through technological innovation and regulatory shifts. Analyses by Contrary Research break down fintech's transformation into three major phases: Digitization The transition from traditional banking to online services driven by innovations like online banking in the 1990s and early digital financial tools. Disintermediation Post-2008 financial crisis distrust in large banks and the rise of smartphones led fintech startups to disrupt"
X Link 2025-01-19T07:22Z [---] followers, [--] engagements
"Ill be speaking at the NextGen Payments & RegTech Forum in Malta. My session "Reimagining Embedded Finance" will explore how embedded finance is: - Transforming Consumer Interactions by integrating financial services seamlessly into everyday platforms for convenience and personalization. - Driving Innovation Through Technology like AI blockchain and APIs to create cutting-edge financial solutions. - Navigating Regulatory and Security Challenges with strategies to manage compliance and risk effectively. If you're attending the forum or have thoughts on this topic Id love to connect and discuss"
X Link 2025-01-19T09:09Z [---] followers, [--] engagements
"Money Mobility Baseline In the last [--] months U.S. consumers opened [---] million new financial accounts reflecting a 52% year-over-year increase. This surge includes diverse financial products such as checking accounts personal loans mortgages auto loans and credit cards. On average U.S. consumers now manage five to seven financial accounts marking a significant shift in how money is moved and managed. 👉 Transformation in Payment Methods - BNPL: FinTechs leverage traditional debit card rails to support BNPL transactions by issuing virtual accounts that link consumer bank accounts to"
X Link 2025-01-20T07:57Z [---] followers, [--] engagements
"🎉 My newsletter Fintech Wrap Up has officially hit [-----] subscribers 🎉 This milestone wouldnt have been possible without YOUthank you for subscribing reading and engaging with Fintech Wrap Up"
X Link 2025-01-20T09:26Z [---] followers, [--] engagements
"I need help ping me Calling All CFOs and Finance Professionals Im currently working on a transformative project at the intersection of CFO stack and AI solutions to help CFOs and finance teams manage their general ledger reconciliation accounts payable (AP) and accounts receivable (AR) more effectively. Our mission is to simplify financial operations reduce mistakes and provide finance teams with better cash flow visibility and revenue management capabilities. To make this solution truly impactful Id love to hear directly from those who live and breathe finance every day. 🎯 Heres how you can"
X Link 2025-01-20T11:56Z [---] followers, [--] engagements
"Classification of Cryptoassets Case Study: EU Residual Asset Class The Markets in Cryptoassets (MiCA) regulation adopted in [----] (European Union 2023b) is a framework for the issuance and offering and the provision of services related to cryptoassets. It is a bespoke regulation that introduces new definitions and categories of assets but builds on and is to some extent consistent with other EU financial regulations. The objective is to close legal gaps and ensure all cryptoassets are covered in EU law. MiCA defines cryptoasset as a digital representation of a value or of a right that can be"
X Link 2025-01-24T07:59Z [---] followers, [--] engagements
"The Modern Money Mobility: Ecosystem Providers The following table provides a comprehensive overview of the various players in the financial technology and services ecosystem categorized by their primary functions while acknowledging their presence in multiple areas of this ecosystem. 👉 The Future of the Money Mobility Ecosystem The money mobility ecosystem has evolved into a complex and dynamic network of accounts rails intermediaries and service providers. At its core this ecosystem revolves around the seamless movement of funds into and out of accounts facilitated by various rails and"
X Link 2025-01-30T07:52Z [---] followers, [--] engagements
"How AI Will Transform Accounting: A $100B Opportunity Explained As you know I am working on a financial platform to help CFOs and finance teams get the best out of AI. Today Marc Andrusko and Seema Amble partners at a16z confirmed my hypotheses about how AI can create value for CFOs and finance teams. Seventy-five percent of accountants are set to retire in the next [--] years according to the American Institute of Certified Public Accountants. Who will fill these roles and how In this discussion a16z investors Seema Amble and Marc Andrusko explore the dramatic transformation of the accounting"
X Link 2025-02-01T09:27Z [---] followers, [--] engagements
"In this weeks deep dive edition of Fintech Wrap Up were unraveling the complexities of Open Bankingwhat it is how its transforming financial services and why its a game-changer for banks fintechs and consumers alike. Open Banking is essentially the evolution of API-based integrations allowing fintechs and banks to securely exchange data and create innovative financial products. Unlike the old-school method of screen scraping (which came with serious security risks) Open Banking leverages regulated APIs giving consumers more control over their financial data while enabling banks to offer"
X Link 2025-02-02T06:43Z [---] followers, [---] engagements
"In this edition of Fintech Wrap Up we dive deep into Healthcare x Fintecha space thats ripe for disruption as financial inefficiencies continue to plague the $4 trillion healthcare industry. Our deep dive explores these opportunities through the lens of a16z a venture capital firm that is drawing insights from emerging trends and the evolving fintech landscape. Imagine running a business where you dont know how much youll get paid when the money will arrive or whether its even the correct amount. Thats the financial reality for most healthcare providers today. Unlike other industries"
X Link 2025-02-09T07:02Z [---] followers, [---] engagements
"Fintech News 🚨: @taktile_org Secures $54M to Enable AI Adoption for Decision Making in Financial Services In [----] Taktile quadrupled its customer base and grew over 3.5x in ARR. Its customer base spans [--] markets encompassing sophisticated fintech companies such as Mercury Kueski and Zilch as well as some of the world's largest financial institutions including Allianz and Rakuten Bank. Taktiles decision platform is already delivering hundreds of millions of risk decisions every month and the additional funds will be used to accelerate this momentum further as Taktile is equipping business"
X Link 2025-02-28T08:32Z [---] followers, [---] engagements
"Who Will Own the Internet @a16zcrypto's @cdixon on AI and Crypto Technology doesnt grow in isolationit evolves in waves. Just as mobile cloud and social shaped the internet of the past [--] years so too could crypto AI and new hardware usher in an era of the internet thats pro-innovation pro-startup and pro-creator. Speaking with a16z Growth General Partner David George a16z crypto Founder and Managing Partner Chris Dixon breaks down his vision for a new internet from using crypto to decentralize AI infrastructure and kickstart network effects to why AI will be this eras native form of media"
X Link 2025-02-28T13:39Z [---] followers, [--] engagements
"In this Deep Dive edition of Fintech Wrap Up were putting two fintech heavyweightsStripe and Adyenhead-to-head to see how they stacked up in [----]. Both payment powerhouses had a stellar [----] but they took different paths to success. Stripe saw $1.4 trillion in Total Payment Volume (TPV) growing 38% YoY while Adyen wasnt far behind with [----] trillion processed (+33% YoY). Adyen maintained its 50% EBITDA margin while Stripe finally hit full-year profitability proving its business model can scale. Product-wise Stripe doubled down on software flexibilityits subscription billing tool hit a $500M"
X Link 2025-03-02T07:30Z [---] followers, [--] engagements
"Fintech News 🚨: @milocredit Surpasses $65M Crypto Mortgage Volume Indicating Real-World Utility for Digital Assets Milo a financial technology company and the enabler of crypto mortgage lending has reportedly achieved a key milestone by surpassing $65 million in total loan volume for its crypto mortgage offering. This is said to highlight the demand for alternative financing solutions and validates the use of Bitcoin (BTC) and Ethereum (ETH) as viable assets for securing homeownership. To date Milo has originated over $250 million in mortgages across its various loan products underscoring"
X Link 2025-03-03T07:36Z [---] followers, [---] engagements
"With my team were exploring how AI can streamline Accounts Payable (AP) automationfrom reducing manual work to improving accuracy and fraud detection. The potential is huge but were curious to hear from you Which AI use case do you find most valuable in AP automation 🔹 Automated invoice capture & data extraction 🔹 Smart approval workflows & anomaly detection 🔹 AI-driven reconciliation & error handling 🔹 Predictive cash flow & spend analytics Wed love to hear your insights Drop a comment or cast your vote below. #AI #AccountsPayable #Automation #Fintech 🔹 Invoice capture 🔹 Approval"
X Link 2025-03-05T10:47Z [---] followers, [--] engagements
"Fintech News 🚨: @meshconnectapi Secures $82M in Series B Funding to Build First Global Crypto Payments Network Mesh today announced it closed a $82 million Series B funding round bringing its total amount raised to over $120 million. With payments and stablecoins widely seen as the biggest catalyst for crypto's mass adoption the funds set the company up for sustained dominance in the industry's most promising sector. The round was led by Paradigm with participation from @Consensys (parent company of MetaMask) QuantumLight Capital (started by Revolut Founder & CEO Nik Storonsky) Yolo"
X Link 2025-03-14T12:40Z [---] followers, [--] engagements
"Fintech News 🚨: Mexican fintech @plata_card raises $160m in Series A funding round at $1.5bn valuation The equity round was led by New York-based investment firm Kora and further supported by Moore Strategic Ventures along with a group of unnamed US and European investors. Founded in [----] Plata specialises in consumer credit products including BNPL cashback and top-up services. The company offers an app for managing expenses transferring money and paying bills along with a Mastercard-powered credit card which recently surpassed one million active users. With a workforce of over 1500"
X Link 2025-03-15T08:54Z [---] followers, [--] engagements
"Fintech News 🚨: @CashApp Embeds @AfterPay Into App for BNPL Beginning this week Cash App customers will have access to Afterpays buy now pay later (BNPL) offering when shopping online at Cash App partner merchants. To mark the collaboration the companies have formed an evolved brand Cash App Afterpay with a new logo for their checkout to expand access to a seamless pay over time experience the release added. The scale of Cash Apps [--] million monthly actives means our merchant partners benefit from a larger network of customers and eligible customers gain greater access to simple fair and"
X Link 2025-03-21T07:51Z [---] followers, [--] engagements
"Visa isnt just about cards anymoreits evolving into a global payments tech powerhouse and in this Deep Dive edition of Fintech Wrap Up I break down exactly how. Visas Network of Networks strategy connects over [--] billion endpoints across 200+ countries making it the largest payments ecosystem in the world. With nearly $200 trillion in untapped payment flows Visa is expanding beyond consumer card payments into B2B transactions remittances government disbursements and P2P transfers. The company is also unbundling its payments stack offering services like fraud detection tokenization and risk"
X Link 2025-03-23T06:36Z [---] followers, [---] engagements
"Breaking News 🚨: PayPal Surpasses $30B in Global Small Business Lending @PayPal today announced it has passed $30 billion in global loan originations* and has extended more than [---] million loans and cash advances to more than [------] business accounts globally since [----] filling a critical gap for small businesses looking for capital to maintain a healthy cashflow and grow. Small businesses play a critical role in the global economy and within local communities. They are job creators community builders drivers of innovation and opportunity. Small businesses account for more than 43% of the"
X Link 2025-03-27T05:55Z [---] followers, [--] engagements
"We made it to #43 in Technology on @SubstackInc Join 35000+ fintech professionals l https://www.fintechwrapup.com/ https://www.fintechwrapup.com/"
X Link 2025-03-27T19:06Z [---] followers, [--] engagements
"Fintech News 🚨: @jpmorgan and @Walmart Introduce Embedded Finance for Marketplace Sellers JPMorgan Chase and Walmart reportedly partnered on an embedded finance solution that lets merchants selling products through the retailers marketplace platform accept and make payments and manage their cash flow. This offering is now available for U.S. merchants but it may be expanded to Europe and other regions Reuters reported Monday (March 24) citing its interview with Lia Cao head of embedded finance and solutions at JPMorgan Chase. Cao said in the report that JPMorgan Chase now has embedded finance"
X Link 2025-03-28T06:56Z [---] followers, [---] engagements
"Breaking News 🚨: Schroders upgrades @RevolutApp stake implying $48bn valuation Revoluts valuation has been upgraded by one of its best-known shareholders implying a rise to $48bn. The upgrade by Schroders Capital Global Innovation Trust plc an investment trust managed by Schroders is an 85% jump compared to the valuation it gave the London fintech a year ago. The trust controls a small stake in the Revolut which it says is now worth 14.6m a near-tripling compared to the 5.4m valuation it gave the shares just two years ago. The implied company valuation is higher than the $45bn milestone"
X Link 2025-03-28T09:27Z [---] followers, [--] engagements
"FUNDING NEWS 🚨: YC alum Mendel a Ramp for LatAm enterprises raises $35M Series B Mexico City-based Mendel has raised $35 million in a Series B round of funding it tells TechCrunch exclusively. Corporate spend management platform Mendel last raised in December [----] a $15 million Series A round and $20 million in debt after participating in Y Combinators Winter [----] cohort. With this latest capital infusion the startup has brought in a total of $60 million in equity funding and $50 million via a credit facility. Mendels mission is straightforward: to reinvent corporate spend management by"
X Link 2025-03-28T13:52Z [---] followers, [--] engagements
"CRYPTO NEWS 🚨: @meshconnectapi Launches Crypto Payments App on Shopify with PawCo Foods as First Merchant Partner Mesh announced the launch of its crypto payments app on the Shopify App Store enabling more than five million Shopify merchants to seamlessly accept crypto payments and settle transactions in stablecoins like USDC USDT and PYUSD. Mesh's crypto payments app allows merchants to tap into the rapidly growing digital asset economy while eliminating volatility concerns. Whether customers pay using Bitcoin Ethereum or Solana they can simply connect their exchange accounts or wallets to"
X Link 2025-03-31T06:52Z [---] followers, [--] engagements
"🚨BREAKING NEWS: @OpenAI closes $40 billion funding round largest private tech deal on record OpenAI on Monday announced it had closed what amounts to the largest private tech funding round on record. The $40 billion financing values the ChatGPT maker at $300 billion including the fresh capital. Its nearly three times the amount previously raised by a private tech company according to PitchBook. The valuation puts OpenAI behind only SpaceX at $350 billion and even with TikTok parent ByteDance among the worlds most richly valued private companies according to CB Insights. Japans SoftBank Group"
X Link 2025-04-01T08:48Z [---] followers, [--] engagements
"🚨 FINTECH NEWS: @clear_bank to provide GBP clearing services to @krakenfx The extended partnership sees ClearBank provide Krakens UK based clients with GBP clearing services enabling seamless on and off ramps into the digital exchange ecosystem. Building and maintaining reliable instant fiat payments rails has been a consistent challenge that has held back digital asset adoption. ClearBank solves this challenge through its direct membership of the Faster Payments Service (FPS) and its virtual International Bank Account Numbers (vIBANs) offering. As such ClearBank will provide Krakens retail"
X Link 2025-04-04T09:29Z [---] followers, [--] engagements
"Online brokerage once dominated by legacy platforms like Interactive Brokers and Charles Schwab is now a highly competitive sector with neobrokerage challengers like Robinhood eating into market share. Another challenger eToro filed for its NASDAQ IPO last week eyeing a valuation of $4.5B so we've looked at the public markets performance of online equity and crypto brokers. TLDR: it's a volatile space with valuations highly dependent on market swings in particular for crypto trading platforms like Coinbase. Source Multiples"
X Link 2025-04-04T12:21Z [---] followers, [---] engagements
"🚨 BREAKING: Sweden's Klarna puts US IPO plans on hold as tariffs rattle markets Swedish fintech Klarna has halted its plans for a U.S. initial public offering as President Donald Trump's sweeping tariffs imposed earlier this week rattle markets according to a person familiar with the situation. The move could complicate an uneven recovery in the U.S. IPO market despite high hopes earlier this year. Trump said earlier this week that a universal 10% tariff on U.S. imports is set to take effect on April [--] followed by further levies on dozens of countries. Fears of a trade dispute have crushed"
X Link 2025-04-04T15:53Z [---] followers, [--] engagements
"🚨 BREAKING: Fintech firm eToro delays US IPO following market volatility Israeli fintech company eToro has delayed its planned US IPO according to Bloomberg. The move follows market volatility sparked by US President Donald Trumps recent tariff announcements. EToro had planned to begin its investor roadshow soon but has postponed it indefinitely. Other companies delaying IPOs include Klarna Medline and StubHub all citing market instability. The US IPO market had started recovering after a long slump due to high interest rates. However Trumps tariff news led to a selloff in capital markets"
X Link 2025-04-07T09:27Z [---] followers, [--] engagements
"🚨 FINTECH NEWS: @RevolutApp secures full authorization from the Reserve Bank of India to issue domestic pre-paid cards and wallets in India. Revolut is set to bring Indian consumers a unique blend of international and domestic payment solutions. The opportunity is undeniable - lets break it down: 🔹 : Indias economy is booming. Its already the worlds 5th largest by GDP and is on track for further growth. 🔹 - : Lengthy forex processes high exchange rates on international payments difficulty in building credit scores and diminishing benefits from domestic payment solutions. 🔹 : Indias"
X Link 2025-04-07T15:46Z [---] followers, [---] engagements
"🚨 FINTECH NEWS: DoJ antitrust officials clear Capital One and Discover Financial Services merger A confidential memo to regulators revealed that there was not sufficient evidence to block the deal. The memo went to the Federal Reserve and Office of the Comptroller of the Currency both of which must sign off on the deal for it to move forward. An earlier version of the memo that was drafted in January under the Biden administration indicated that the merger could harm competition particularly first-time credit card holders and that Capital One would use the deal to avoid interchange fees for"
X Link 2025-04-08T06:22Z [---] followers, [--] engagements
"🚨 FINTECH NEWS: Turkey's @sipaycomtr raises $78 million The round was led by Elephant VC with participation from Revolut co-founder Nik Storonskys VC firm QuantumLight. It is Sipay's seond fund raise after securing a $15 million Series A funding round in June [----] five years after the bootstrapped operation was founded. Sipay's white labelled embedded finance apps provide support for digital wallets investments and loyalty schemes among others. The firm works with Mastercard and Visa and integrates with Turkish banks and large e-commerce marketplaces. The company which says it has been"
X Link 2025-04-09T10:25Z [---] followers, [--] engagements
"🚨 CRYPTO: @Bitpanda secures third MiCA license in home jurisdiction of Austria Austrian fintech unicorn Bitpanda has secured its third license under the European Unions Markets in Crypto-Assets Regulation (MiCA) framework further expanding its regulatory footprint across the bloc. Bitpanda announced on April [--] that it would receive a new MiCA license from Austrias Financial Market Authority (FMA) its third after approvals from regulators in Germany and Malta. Its latest approval marks another step toward building the most regulated crypto platform in Europe the exchange said in an"
X Link 2025-04-11T15:48Z [---] followers, [--] engagements
"I broke into the Top [--] of the Top [--] Most Influential Voices in Fintech on LinkedIn globally Grateful to everyone who reads my posts and newsletter Fintech Wrap Up your support means the world. 🙏 And a small correction. Im proudly from Uzbekistan 😉 Huge thanks to @Favikon_ for the recognition"
X Link 2025-04-14T07:05Z [---] followers, [--] engagements
"🚨 FINTECH: @RevolutApp to take onAmerican Express with move into reward credit cards Revolut is in the early stages of developing a points-based credit card putting it in direct competition with incumbents such as American Express. Its the latest in a slew of new products developed by the UK fintech which has over 50m customers globally and now offers everything from stocks and shares and crypto to pet insurance. The rewards-based credit card would use Revoluts own points system named RevPoints which it launched in July last year. Revolut users currently earn RevPoints by making purchases on"
X Link 2025-04-14T07:43Z [---] followers, [--] engagements
"🚨 FINTECH: British FinTech Marshmallow secures [--] million to provide motor insurance for those new to the UK Marshmallow a London-based motor insurer for the recently emigrated to the UK announced today that it has raised [----] million worth of funding this comes three years after their Series B in which time it has almost doubled its valuation to just over [---] billion. The round saw participation from Portage BlackRock and Columbia Lake Partners. The investment a mixture of equity and debt will be used to further grow the business product offering and support plans for international"
X Link 2025-04-15T11:49Z [---] followers, [--] engagements
"This week Im unpacking Robinhoods bold fintech pivot the policy drivers behind Open Banking and whats shaping payment and crypto regulation in [----]. At its latest Gold Keynote the company dropped three major announcements: Robinhood Strategies (personalized portfolios managed by pros) Robinhood Banking (coming soon with a juicy 4.00% APY and wealth perks) and Robinhood Cortex their AI-powered investing assistant. It's clear Robinhood is gunning for that all-in-one financial ecosystem status and in this edition I broke down their bold transformation and what it could mean for the industry."
X Link 2025-04-16T05:13Z [---] followers, [---] engagements
"🚨 BREAKING: Global Payments Inc. raises bets on merchant services with $22.7 billion Worldpay deal Fintech company Global Payments has agreed to buy rival Worldpay from FIS and private equity firm GTCR for $22.7 billion doubling down on merchant services to better compete for big-business clients in the crowded payments market. Under the deal announced on Thursday Global Payments will sell its slower-growing issuer solutions unit which offers card processing and account services to FIS for $13.5 billion. The deal will allow Global Payments to combine Worldpay's strength in online and"
X Link 2025-04-17T12:13Z [---] followers, [---] engagements
"🚨 BANKING: Mexican regulator greenlights @nubank's banking license application Mexico's financial regulator the National Bank of Mexico (CNBV) on Tuesday granted the local unit of Brazil's Nubank authorization to obtain a license to operate as a bank in the country a government source said. Nubank one of Latin America's largest companies by market value announced in late [----] that its Mexican subsidiary Nu Mxico had applied for the license. "It has already been approved" said the source who spoke on condition of anonymity because she was not authorized to speak publicly on the matter. She"
X Link 2025-04-18T11:35Z [---] followers, [--] engagements
"In this edition of Fintech Wrap Up I dove into the engine behind one of the most interesting players in global payments: @Adyen The company has been quietly but powerfully evolving from a payments processor into a full-blown financial technology partner. In [----] they doubled down on their all-in-one platform approach making big moves in AI embedded finance and unified commerce think smarter routing seamless omnichannel experiences and even branded payout cards for platforms. Adyen's land-and-expand strategy is clearly paying off with a record NPS of [--] and nearly 2B in net revenue (+23% YoY)."
X Link 2025-04-20T06:19Z [---] followers, [---] engagements
"🚨 CRYPTO: Global crypto exchange OKX pushes into U.S. market with trading and wallet offering The company launched its trading platform in [--] states and Washington D.C. OKX also announced the appointment of a new U.S. CEO: Barclays and PwC alumnus Roshan Robert. The crypto exchange also set up new headquarters in San Jose Calif. Further OKX unveiled a new self-custody wallet that supports more than [---] blockchains and allows users to swap tokens move assets across different chains explore non-fungible tokens and access popular Web3 apps. The push is part of a rebranding effort: The old"
X Link 2025-04-22T06:39Z [---] followers, [--] engagements
"In this weeks edition Fintech Wrap Up Im diving into Adyens all-in-one payments strategy the accelerating momentum behind tokenization and how AI is reshaping financial operations from wealth management to CFO workflows. I kicked things off with a deep dive into Adyens all-in-one enginefar more than just a payments processor theyre aiming to be the worlds most customer-focused fintech platform. By bundling payments data and financial services into one integration Adyen is helping global merchants tackle complexity while driving long-term loyalty (NPS of [--] doesnt lie). On the payments rail"
X Link 2025-04-23T05:23Z [---] followers, [---] engagements
"Capital One - Discover merger would make it the sixth-largest national US bank A purchase of Discover by Capital One would make the biggest credit card issuer in the US by loan volume bigger than even banking colossus JPMorgan Chase (JPM) by that measure. Capital One is well known for its ubiquitous TV ads that ask "Whats in your wallet" The combined bank is expected to have consolidated assets of approximately $637.8 billion making it the country's eighth-largest insured depository institution and sixth-largest nationally chartered US bank according to regulators. Source Yahoo Finance"
X Link 2025-04-23T10:02Z [---] followers, [---] engagements
"🚨 FINTECH: Fiserv to Acquire Brazilian Financing Engine Money Money Invest Following the planned acquisition Money Moneys specialized financing engine will be integrated with the Clover cloud-based point-of-sale and business management platform. Money Moneys financing engine is connected to the receivables registry infrastructure regulated by the Central Bank of Brazil according to the release. This enables business analysis that helps generate personalized offers of working capital and other financial services with competitive rates. Subject to regulatory approval and customary closing"
X Link 2025-04-24T06:48Z [---] followers, [--] engagements
"Hey everyone in this edition of Fintech Wrap Up Ive dug into five standout reports that paint a pretty detailed picture of where payments and banking are headed in [----]. First up Mastercards take on commercial card acceptance shows just how crucial cards are becoming in B2B payments not just for convenience but for improving cash flow streamlining operations and even winning over new buyers. Plus theres a clear signal: automation and AI are no longer optional theyre shaping the future of B2B payments. Speaking of smarter workflows a deep dive from Edgar Dunn & Co. breaks down the rise of"
X Link 2025-04-25T05:13Z [---] followers, [--] engagements
"Hey everyone and welcome to a new Deep Dive edition of Fintech Wrap Up This time I took a closer look at @RevolutApp and wow what a journey its been. From its scrappy startup days to becoming a true financial super-app Revolut now boasts over [--] million customers worldwide handling more than [--] trillion in transactions just last year. Theyve built a diversified revenue machine pulling in money from cards subscriptions wealth products business accounts and more with [----] revenues hitting [---] billion and a net profit of [---] million. What stood out to me is how Revolut isnt just about banking"
X Link 2025-04-27T06:41Z [---] followers, [---] engagements
"@HarryStebbings Founded a startup back in my home country Uzbekistan worked on several fintech products in several regions founded a niche newsletter (Substack bestseller) with 35K+ subscribers became a LinkedIn top voice through consistent investment in the fintech vertical"
X Link 2025-04-29T20:02Z [---] followers, [---] engagements
"In this weeks Fintech Wrap Up Im diving into stablecoins as payment infrastructure the rebound of DeFi lending and how banks are navigating rising geopolitical risks. From MoonPay snapping up orchestration platform Iron to platforms offering full fiat-onchain bridges were seeing a clear shift toward smoother more accessible cross-border payments. But were not quite there yet shallow liquidity slow offboarding and bank hesitancy still hold us back. Circles CPN is one to watch though blending offchain and onchain architecture for B2B cross-border payments and aiming to reinvent FX routing and"
X Link 2025-04-30T05:13Z [---] followers, [--] engagements
"🚨 FINTECH: @RevolutApp will soon offer mobile plans in the UK and Germany Revolut will soon offer mobile plans in the UK and Germany in a move that will see it take on some of the continents largest telecom operators. Founded by Nik Storonsky and Vlad Yatsenko in [----] as a financial travel app Revolut has since expanded into various services including business banking travel insurance savings and stock trading. Since February last year its also offered an eSim product which enables users to access data without the need for a physical SIM card. The financial superapps new product in the"
X Link 2025-04-30T15:08Z [---] followers, [---] engagements
"Getting new subscribers through @perplexity_ai. Looks like Fintech Wrap Up is popping up on AI engines"
X Link 2025-04-30T20:31Z [---] followers, [---] engagements
"Just applied to the EWOR Fellowship a program said to be even more selective than Y Combinator. @EWOR_official (short for Extraordinary World) is a self-described radically selective fellowship that is harder to access than a place in Y-Combinator. And a couple of days ago it announced it committed [--] million to supporting the world's most exceptional early-stage entrepreneurs. Founded in [----] EWOR is run full-time by six entrepreneurs who have built companies worth over [--] billion including @SumUp @adjustcom @ProGlove @uniteddomains and @SigmaSquaredSociety: Daniel W. Dippold Alexander Grots"
X Link 2025-05-01T10:11Z [---] followers, [--] engagements
"🚨 EMBEDDED FINANCE: @Fiserv Finalizes Payfare Inc. Purchase to Boost Embedded Finance Offerings This acquisition complements Fiservs existing embedded financial solutions with card program management and a white-label consumer application the release said. Payfares offerings combined with Fiservs strengths in processing bank ledgers and integrated value-added services provide a complete solution for embedded banking payments and lending. The deal announced late last year gives Payfare enhanced scale and technology which better positions us to serve a growing number of large organizations and"
X Link 2025-05-03T21:23Z [---] followers, [--] engagements
"In this Deep Dive edition of Fintech Wrap Up I explored the complex world of modernizing core banking systemsand why its becoming more critical than ever based on the experience of Tuum. Banks today are grappling with mounting economic pressures outdated technology and fierce competition. With cost-to-income ratios hovering around 60% theres a growing urgency to rethink operations and core infrastructure. What really stood out is how top-performing banksthe true tech leadersare cracking the code by shifting the bulk of their IT budgets toward innovation instead of just keeping legacy systems"
X Link 2025-05-04T07:45Z [---] followers, [--] engagements
"🚨 FINTECH: @Moneyfellows raises $13M to take its group savings model outside Egypt Now after raising $13 million in a pre-Series C round led by Casablanca-based Al Mada Ventures and DPIs Nclude Fund the Cairo-based fintech says its ready to shift from steady growth to regional expansion. The round which also drew participation from Partech Africa and CommerzVentures brings the companys total funding to just over $60 million. Founder and CEO Ahmed Wadi notes that unlike fintechs burning through cash to scale the startup has kept operations lean while digitizing one of the worlds oldest"
X Link 2025-05-05T10:34Z [---] followers, [--] engagements
"🚨 PAYMENTS: @Navro__ secures $41M Series B to expand outside of Europe Navro a London-based fintech that facilitates international payments for businesses has raised a $41M Series-B funding round. The investment was led by Jump Capital with participation from Bain Capital Ventures Motive Partners and Unusual Ventures. Navro's platform addresses the complexities of cross-border transactions by offering features such as global collections currency conversion and international payouts to help businesses reduce working capital requirements accelerate account reconciliation and decrease"
X Link 2025-05-06T07:36Z [---] followers, [--] engagements
"🚨 CRYPTO: @Visa invests in @BVNKFinance This partnership with Visa comes on the heels of BVNK's $50 million Series B round in December led by Haun Ventures with participation from Coinbase Ventures Scribble Ventures DRW Venture Capital Avenir and Tiger Global. The continued confidence from these leading investors has enabled BVNK to accelerate its growth trajectory. Rubail Birwadker Head of Growth Products and Partnerships at Visa shared: Stablecoins are fast becoming a part of global payment flows and Visa invests in new technologies and builders like BVNK staying at the forefront of whats"
X Link 2025-05-06T16:21Z [---] followers, [---] engagements
"🚨 BANKING: @monzo lines up bankers to spearhead blockbuster 6bn float Monzo the digital bank which counts one in five British adults among its customers is closing in on the appointment of investment bankers to spearhead a stock market listing valuing it at more than 6bn. Sky News has learnt that Monzo is working with Morgan Stanley the Wall Street giant on a series of meetings with potential investors ahead of an initial public offering which could take place as early as the first half next year. People close to the company said this weekend that bankers would be formally hired to work on"
X Link 2025-05-10T17:07Z [---] followers, [--] engagements
"@Meta CEO Mark Zuckerberg joins @stripe President @collision at Stripe Sessions to talk about how advanced technologies are reshaping the global economy https://www.youtube.com/watchv=gF12Xn3C-0c&t=420s https://www.youtube.com/watchv=gF12Xn3C-0c&t=420s"
X Link 2025-05-11T10:34Z [---] followers, [--] engagements
"🚨 BNPL: @PayZilch Hits 5m Customers & Claims 750m in Consumer Savings In addition to customer growth Zilch stated it has helped consumers save over 750m (US$989m) in cumulative interest and fees since its launch less than five years ago. The company also reported that its revenues have doubled year-on-year with the business recently achieving quarterly profitability. The platform allows users to make purchases using either immediate payment options or interest-free credit that can be repaid over six weeks or three months. When customers choose the immediate payment option they can earn up to"
X Link 2025-05-12T13:46Z [---] followers, [--] engagements
"🚨 FINTECH: @eToro IPO 10x Oversubscribed as Crypto Rebound Attracts Investor Investor interest for eToros long-awaited IPO has surged beyond expectations reportedly prompting the fintech firm to shut its order books earlier than planned. According to Calcalist the offering led by Goldman Sachs and Jefferies is reportedly more than ten times oversubscribed. Backed by high demand and renewed interest for crypto platforms eToro is now expected to raise over $500 million at a valuation exceeding $4 billion. Citing sources familiar with the matter the underwriters have informed roadshow"
X Link 2025-05-13T10:01Z [---] followers, [---] engagements
""Is there still room to build in fintech" I get this question a lot. With giants like Stripe Adyen Airwallex Ramp and others dominating their verticalspayments cards expense managementits easy to assume the best opportunities are behind us. But I genuinely believe theres more opportunity than ever in [----]. Why Because fintech isn't just about launching something newit's about doing something better. Yes theres competition. There always will be. But the game isnt just about being first. Its about how well you solve a real problem how clearly you understand your customer and how effectively you"
X Link 2025-05-17T08:59Z [---] followers, [---] engagements
"🚨 WEALTHTECH: @acorns acquires family wealth and digital memory platform EarlyBird As part of the acquisition EarlyBird will shut down and all customer accounts will officially close on June [--]. Customers funds will be returned to the bank account connected to their account. Founded in [----] EarlyBird launched a product that combined financial investing with community. The app allowed families and friends to gift investments to children while preserving memories through a digital time capsule. The investments would become the childs once they turned [--] and they could use funds for things like"
X Link 2025-05-18T12:21Z [---] followers, [---] engagements
"🚨 BANKING: @circle cofounder raises $18 million to build AI-native bank Sean Neville has a knack for finding opportunities amid tech booms. In [----] as investors grew more excited about cryptocurrencies and blockchain he cofounded the crypto startup Circle. The company would eventually grow to become the worlds second largest issuer of stablecoins or cryptocurrencies pegged to underlying assets like the U.S. dollar. Now Neville who is still on the board of Circle after leaving in early [----] has a new venture that aims to capitalize off of the AI boom. On Tuesday he announced that his startup"
X Link 2025-05-20T14:53Z [---] followers, [--] engagements
"🚨 BANKING: @slashapp raises $41m for 'vertical banking' Goodwater Capital NEA and Menlo Ventures joined the round for Slash which comes after a [----] $19 million Series A. Slash started out serving sneaker resellers but little over a year ago it was hit by the fallout from Kanye West's anti-Semitic outbursts which led to the rapper losing his Adidas partnership which in turn saw the startup's revenue fall to the tune of 80% co-founder Victor Cardenas Codriansky tells Fortune. Slash pivoted to serving larger businesses targeting their "deepest vertical specific financial needs" says Cardenas"
X Link 2025-05-24T09:36Z [---] followers, [---] engagements
"In this deep dive edition of Fintech Wrap Up we will learn how JPMorgan Chase is evolving to stay on top in a global financial landscape defined by volatility and uncertainty In a global financial landscape defined by volatility and uncertainty JPMorgan Chase is aggressively evolving to stay on top. Speaking at the banks [----] Investor Day CEO Jamie Dimon cautioned that geopolitical risk is very very very high higher than many market participants may assume and warned that a worst-case stagflation scenario is probably two times more likely than commonly thought. Persistent inflation rising"
X Link 2025-05-25T06:03Z [---] followers, [---] engagements
"🚨 BANKING: @jpmorgan expands tech team with four veteran bankers from BofA @GoldmanSachs @Lazard JPMorgan opens new tab is expanding its technology team in the investment bank with four West Coast hires from Goldman Sachs Bank of America and Lazard according to a memo to staff seen by Reuters. Serving the technology sector is a top priority for our firm and were consistently investing in the best talent across the industry to deliver more value to our clients global co-heads of technology investment banking Chris Grose and Greg Mendelson said in the memo. Mark Garcia is joining JPMorgan as"
X Link 2025-05-26T18:46Z [---] followers, [--] engagements
"A paid subscriber to my newsletter recently shared this note: Fintech Wrap Up is a valuable part of understanding core concepts in fintech competitive analysis and industry trends I reference these well-written and insightful articles and reports as part of my daily job. This is exactly why I started the newsletter to help fintech professionals stay sharp informed and ahead. This is how I understand my newsletter is creating value #fintech #payments #banking"
X Link 2025-05-29T06:22Z [---] followers, [--] engagements
"Just wrapped up a powerful discussion at the PLUS Forum: Digital Uzbekistan [----] I had the pleasure of joining leading voices from @Mastercard Kapital bank @KPMG @Octobank_JSC MayaSoft and others to explore the digital transformation of banking Banking-as-a-Service (BaaS) and how MSMEs are reshaping the future of financial services. From embedded finance to the rise of digital ecosystems and super apps the momentum in Central Asia is realand its just getting started. Big thanks to the organizers for bringing such a diverse and forward-thinking community together #fintech #banking"
X Link 2025-05-29T11:11Z [---] followers, [---] engagements
"🚨 JUST IN: SEC Drops Lawsuit Against Crypto Company @binance and Founder Changpeng Zhao The Securities and Exchange Commission (SEC) said Thursday (May 29) that it has dismissed its civil enforcement action against Binance entities and Binance founder Changpeng Zhao. The agency filed a joint stipulation with the defendants Binance Holdings Limited BAM Trading Services BAM Management US Holdings and Zhao to dismiss with prejudice the civil enforcement action the SEC said in a Thursday litigation release The SEC said in the release that it determined that this dismissal is appropriate in the"
X Link 2025-05-30T07:26Z [---] followers, [--] engagements
"🚨 FINTECH: @RilletHQ raises $25M from Sequoia Capital to automate general ledger systems using AI For accounting departments no software is more important than the general ledger system. Its the central hub that summarizes all financial transactions providing the essential data needed to create accurate financial statements. The general ledger is the beating heart of the finance function and so asking a company to remove it is a kind of open-heart surgery said Julien Bek a partner at Sequoia Capital. Until a few years ago Bek believed that VCs wouldnt dare to invest in startups building new"
X Link 2025-05-31T11:10Z [---] followers, [--] engagements
"@Fiserv might not grab fintech headlines like flashier startups but this Fortune [---] financial technology provider is in the midst of a significant evolution. The company has transformed from a traditional back-office tech vendor for banks into a powerhouse of merchant payments and commerce enablement. Today Fiserv handles over $20 billion in annual revenue and has delivered double-digit growth for decades. With a leadership transition underway and ambitious plans for its flagship platforms Clover for small businesses and Carat for large enterprises Fiservs strategy and performance warrant a"
X Link 2025-06-01T06:07Z [---] followers, [---] engagements
"🚨 CRYPTO: @RevolutApp pushes into crypto derivatives skirting UK ban on retail sales Revolut is plotting a move into crypto derivatives a move that would see the fintech navigate a retail ban on the product by UK regulators were it to roll out in its home country. Derivatives are financial products which allow traders to speculate on the future price of assets without having to own assets directly. In traditional financial markets theyre used to hedge financial risk such as fluctuations in prices and interest rates. But in the volatile world of crypto they largely serve the opposite purpose"
X Link 2025-06-03T08:18Z [---] followers, [--] engagements
"🚨 PAYMENTS: @NomuPay raises $40M @SoftBank company SBPS to dominate Asian payment market Irish fintech Nomupay has raised $40 million and entered into a significant partnership with Japanese payments solution firm SB Payment Service Corp (SBPS) a SoftBank Corp. group company the deal is at a valuation of $290 million. Founded in [----] and operating across Asia EMEA and Europe Nomupay has built a seamless all-in-one payment solution. From pay-ins and payouts to acquiring it powers global growth for 1500+ merchants with a dedicated team of 230+ innovators. The capital investment represents a"
X Link 2025-06-03T11:17Z [---] followers, [---] engagements
"🚨 BANKING: @RevolutApp has redefined the ATM According to Antoine Le Nel Global CGO & CMO at Revolut the company has reimagined one of the most outdated pieces of banking infrastructurenot by slapping stickers on someone elses machine but by building its own from the ground up. #fintech #banking #atm #cash"
X Link 2025-06-04T09:27Z [---] followers, [---] engagements
"🔥 PAYMENTS: @WorldlineGlobal initiates the launch of Wero in ecommerce starting this summer Worldline has been one of the initial shareholders of the EPI Company (EPI) since its inception in November [----]. In [----] EPI introduced Wero a new payment scheme based on instant payments that was successfully launched with a P2P payment use case at first in France Belgium and Germany. Today Worldline officially becomes a Wero member allowing its merchants to accept Wero for online commerce. Launch will be effective from this summer in Germany in October in Belgium followed by France Luxembourg and"
X Link 2025-06-05T06:52Z [---] followers, [---] engagements
"🚨 BANKING: @santanderuk partners with @Worldpay_UK to support business banking and corporate customers The partnership will enable Santander Business Banking and Corporate and Commercial Banking (CCB) customers to access Worldpay services including best-in-class e-commerce capabilities and point of sale solutions. Santander UK and Worldpay have joined forces to provide better merchant services for customers using advanced digital technology. The partnership will offer Santander customers secure scalable and efficient merchant payment solutions. For Santander Business Banking customers a wide"
X Link 2025-06-09T12:15Z [---] followers, [--] engagements
"@Chime is reportedly expected to launch its initial public offering (IPO) Thursday (June 12). When it does so the FinTech company is expected to be valued at more than $11 billion at the high end of its expected pricing range The Information reported Monday (June 9). Chime launched the roadshow for its IPO June [--] saying in a press release that it plans to offer [--] million shares with an IPO price expected to be between $24 and $26 per share. It was reported at the time that at the top of that range Chime would have a fully diluted valuation of about $11 billion which would be down from the"
X Link 2025-06-10T08:32Z [---] followers, [---] engagements
"🚨 FINTECH: @PayPal Launches Shoppable Ads for Publisher Sites With its latest launch PayPal is stepping beyond payments and deeper into commerce infrastructure. PayPal has just rolled out Storefront Ads a new advertising format that lets merchants turn their product listings into shoppable ads across the web from publisher websites to apps without needing users to leave the page. Heres how it works: 🔹 A user sees a native ad powered by PayPal while browsing. 🔹 They can view product details shipping info and click Buy Now. 🔹 Checkout happens via PayPals hosted checkout keeping the"
X Link 2025-06-16T09:16Z [---] followers, [--] engagements
"🔥 FINTECH: @get_aspora Raises $93M in Series B to Revolutionize Banking for Global Indians Aspora today announced the successful close of a $93 million Series B funding roundcapping a total of three roundsall dedicated to its mission of modernizing cross-border banking for the global Indian diaspora. 👉 Key Highlights: - $2 billion+ processed volume to datea 5x jump from $400 million in just six months - 250000+ NRI users trusting the platform to send money homesaving a collective $15 million in remittance fees - Global expansion ahead: Initial presence in the UK UAE and EU. Launches planned"
X Link 2025-06-17T09:44Z [---] followers, [--] engagements
"Welcome to the latest edition of Fintech Wrap Up your go-to source for whats next in fintech from AI agents and tokenized payments to big data and digital banks https://www.fintechwrapup.com/p/how-agent-tokenization-will-workr=1d5ug&utm_campaign=post&utm_medium=web&showWelcomeOnShare=false https://www.fintechwrapup.com/p/how-agent-tokenization-will-workr=1d5ug&utm_campaign=post&utm_medium=web&showWelcomeOnShare=false"
X Link 2025-06-18T05:15Z [---] followers, [--] engagements
"Would you pay for coffee just by looking at the counter That future just got a step closer. @Alipay has partnered with AR glasses maker @RokidGlobal to launch in-store payment functionality directly within AR glasses marking a bold move into immersive commerce. Now live it lets users scan QR codes confirm payments and view transaction resultsall through their smart glasses. No more pulling out a phone or wallet. Just look pay go. This integration is more than a cool featureits a signal of whats coming next. As AR wearables evolve commerce is set to become far more intuitive and embedded into"
X Link 2025-06-18T05:45Z [---] followers, [--] engagements
"Lets learn together about Mastercard Track a B2B payment solution by Mastercard 🚛 What is Mastercard Track 👉 Read my deep dive article about Mastercard here If youve ever dealt with the pain of verifying suppliers chasing invoices reconciling mismatched paymentsor all of the aboveyoull appreciate what Mastercard Track brings to the table. Its not just another tool. Its a B2B intelligence network designed to clean up the mess of manual trade finance and procurement processes. Lets break it down. 👇 🔍 The Problem B2B payments still lag behind consumer payments. - Suppliers are onboarded"
X Link 2025-06-19T06:18Z [---] followers, [--] engagements
"FINTECH: Swedish Fintech startup @polar_sh raises [---] million for its monetisation platform Stockholm-based Polar has announced a [---] million Seed funding round to expand its remote-first team across Europe and invest in growth developer relations and strategic partnerships throughout the payments ecosystem. The round was led by Accel with continued backing from Abstract and Mischief. Founded in [----] Polar is an open-source monetisation platform for digital products & SaaS. Since launching v1.0 in September [----] Polar has seen rapid traction with thousands of developers using the platform to"
X Link 2025-06-19T11:48Z [---] followers, [--] engagements
"@davistrazza @Adyen @BCG @jakobcarstens @SumUp Thanks for sharing"
X Link 2025-06-20T05:58Z [---] followers, [--] engagements
"🚨 JUST IN: Fintech firm @Navan confidentially files for US IPO Corporate travel and expense company Navan said on Friday it had confidentially filed for a U.S. initial public offering as it looks to take advantage of growing investor optimism for new listings after a dry spell. The terms of the offering were not disclosed. The Palo Alto California-based company backed by Andreessen Horowitz and Lightspeed among others raised $304 million in equity and structured debt financing in [----] and was valued at $9.2 billion at the time according to the company. Navan founded in [----] as TripActions"
X Link 2025-06-21T11:12Z [---] followers, [--] engagements
"In the fast-moving world of fintech and payments few companies have transformed as dramatically in recent years as Shift4 Payments. Born as a small merchant processor in the late 1990s Shift4 has rapidly evolved into a global commerce technology player powering payments for over [------] businesses today. Its story matters now because Shift4 is at an inflection point: after years of hyper growth strategic acquisitions and expanding beyond its https://www.fintechwrapup.com/p/deep-dive-how-shift4-is-building https://www.fintechwrapup.com/p/deep-dive-how-shift4-is-building"
X Link 2025-06-22T05:04Z [---] followers, [---] engagements
"🚨 CRYPTO: @Visa and @yellowcard_app to Explore Stablecoin Opportunities in Africa Together the companies will seek opportunities to help streamline treasury operations and enhance liquidity management as well as test integration opportunities with Visa Direct to investigate cross-border payment options Visa said in a Wednesday (June 18) press release. As one of the worlds largest digital payments networks Visa Direct enables secure and seamless funds delivery across more than [---] countries and territories the release said. In its own blog post about the partnership Yellow Card said it"
X Link 2025-06-22T07:53Z [---] followers, [--] engagements
"🚨 FINTECH: SMB-focused Finom closes 115M as European fintech heats up The latest beneficiary of that investor appetite is Finom a five-year-old Amsterdam-based challenger bank that targets small and medium-size businesses across Europe. The company which claims to have doubled its revenue in [----] just closed a [---] million Series C equity round (around $133 million) TechCrunch learned exclusively. This comes only a few weeks after it landed $105 million in growth funding from General Catalyst its backer since [----]. Finoms business model centers on providing European SMBs with a financial"
X Link 2025-06-23T10:46Z [---] followers, [--] engagements
"🚨 CRYPTO: @Fiserv unveils plans to launch stablecoin with @circle @PayPal as partners Fiserv on Monday unveiled plans to launch a stablecoin joining a growing number of U.S. companies exploring the technology as the crypto asset moves into the mainstream. The announcement comes after the U.S. Senate passed a landmark stablecoin bill last week which analysts said could mark a turning point in the crypto oversight debate and a breakthrough for a sector long mired in regulatory uncertainty. The financial technology firm said its stablecoin FIUSD will be integrated into its existing banking and"
X Link 2025-06-24T03:55Z [---] followers, [--] engagements
"🚨 FINTECH 🚨 - @Shift4 Pays $180 Million for Australian Payments Processor Smartpay Australia The $180 million deal is designed to deepen Shift4s presence in Australia and New Zealand Shift4 CEO D. Taylor Lauber said in a Sunday (June 22) news release. The acquisition follows Shift4s pattern of combining acquisitions to deliver an integrated payment experience with localized distribution service and support merchant-facing products and owned payment rails to scale in other regions such as Ireland Germany and the United Kingdom according to the release. In February Shift4 bought tax-free"
X Link 2025-06-24T08:18Z [---] followers, [--] engagements
"🚨 STABLECOINS: @Mastercard will join @Paxos's Global Dollar Network to shape stablecoin adoption Mastercard is bringing the power of its global franchise to support a growing portfolio of regulated stablecoins from issuers around the world. In doing so were ensuring that registered and compliant stablecoins are enabled across our network for consumers and businesses to use. 👉 Check my deep dive to learn more about Mastercard New capabilities include: 🔹 USDG via Paxos: Deepening our differentiated work with Paxos Mastercard will join Global Dollar Network as a key founder allowing Paxos to"
X Link 2025-06-24T12:30Z [---] followers, [--] engagements
"Welcome to this weeks Fintech Wrap Upwhere we dive into how banks are cashing in on stablecoins @Mastercard is transforming B2B payments and Europes EPI Company wallet is making a comeback. https://www.fintechwrapup.com/p/what-is-mastercard-track-digital https://www.fintechwrapup.com/p/what-is-mastercard-track-digital"
X Link 2025-06-25T02:18Z [---] followers, [---] engagements
"🤯 BREAKING: @WorldlineGlobal shares fall over 20% after media investigation Worldline shares fell over 20% on Wednesday after an investigation by [--] European media outlets alleged the French digital payments company covered up client fraud to protect revenue. Responding to the reports Worldline said in a statement that since [----] it has strengthened merchant risk controls and terminated non-compliant client relationships. The "Dirty Payments" investigation which the media oultets said is based on confidential internal documents and data from Worldline alleged the company accepted"
X Link 2025-06-25T09:43Z [---] followers, [---] engagements
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