# ![@nachunja Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::224921726.png) @nachunja Cute Baby

Cute Baby posts on X about $xyz, $klar, $afrm, $pypl the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::224921726/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::224921726/c:line/m:interactions.svg)

- [--] Week [-------] +61%
- [--] Month [-------] +74%
- [--] Months [---------] +76%
- [--] Year [---------] +141%

### Mentions: [--] [#](/creator/twitter::224921726/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::224921726/c:line/m:posts_active.svg)

- [--] Week [--] +19%
- [--] Month [---] -63%
- [--] Months [-----] +102%
- [--] Year [-----] +65%

### Followers: [-----] [#](/creator/twitter::224921726/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::224921726/c:line/m:followers.svg)

- [--] Week [-----] +1.30%
- [--] Month [-----] +2.10%
- [--] Months [-----] +27%
- [--] Year [-----] +95%

### CreatorRank: [-------] [#](/creator/twitter::224921726/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::224921726/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  80.73% [technology brands](/list/technology-brands)  15.6% [finance](/list/finance)  14.68% [cryptocurrencies](/list/cryptocurrencies)  7.34% [countries](/list/countries)  3.67% [celebrities](/list/celebrities)  1.83% [financial services](/list/financial-services)  0.92% [products](/list/products)  0.92% [automotive brands](/list/automotive-brands)  0.92% [exchanges](/list/exchanges)  0.92%

**Social topic influence**
[$xyz](/topic/$xyz) #1, [$klar](/topic/$klar) #2, [$afrm](/topic/$afrm) #5, [$pypl](/topic/$pypl) #267, [cash app](/topic/cash-app) #42, [in the](/topic/in-the) 6.42%, [klarna](/topic/klarna) #24, [ai](/topic/ai) 4.59%, [block](/topic/block) #153, [history](/topic/history) 3.67%

**Top accounts mentioned or mentioned by**
[@charlieboats](/creator/undefined) [@cashapp](/creator/undefined) [@poundtheproduct](/creator/undefined) [@ppercy46098](/creator/undefined) [@owenbjennings](/creator/undefined) [@emcross23](/creator/undefined) [@square](/creator/undefined) [@jack](/creator/undefined) [@blocks](/creator/undefined) [@sophistinvest](/creator/undefined) [@amritaahuja](/creator/undefined) [@blockir](/creator/undefined) [@torovictorioso](/creator/undefined) [@positivelyforth](/creator/undefined) [@ottavicap](/creator/undefined) [@camworboys](/creator/undefined) [@nmolnar](/creator/undefined) [@cashflowbroz](/creator/undefined) [@vector5644](/creator/undefined) [@littlebobbyross](/creator/undefined)

**Top assets mentioned**
[Block, Inc. (XYZ)](/topic/$xyz) [Klarna Group plc (KLAR)](/topic/$klar) [Affirm Holdings, Inc. (AFRM)](/topic/$afrm) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [Toast, Inc. (TOST)](/topic/$tost) [Block, Inc. (SQ)](/topic/block-inc) [4 (FOUR)](/topic/$four) [Robinhood Markets, Inc.  (HOOD)](/topic/$hood) [Dave Inc. (DAVE)](/topic/$dave) [Sezzle Inc. Common Stock (SEZL)](/topic/$sezl) [Ampleforth (AMPL)](/topic/$ampl) [Hasbro, Inc. (HAS)](/topic/$has) [Chime Financial, Inc (CHYM)](/topic/$chym) [SPDR S&P [---] ETF Trust (SPY)](/topic/$spy) [Marqeta, Inc. (MQ)](/topic/$mq) [Fiserv Inc (FISV)](/topic/$fisv) [Mastercard, Inc. (MA)](/topic/$ma) [Fluidity (FLY)](/topic/$fly) [QUALCOMM, Inc. (QCOM)](/topic/$qcom) [Franklin Resources, Inc. (BEN)](/topic/$ben)
### Top Social Posts
Top posts by engagements in the last [--] hours

"$XYZ "Orange Status" 🟠 👀👀"  
[X Link](https://x.com/nachunja/status/1989139779032850585)  2025-11-14T01:14Z [----] followers, 67.9K engagements


"$XYZ 10% layoff That'll be [----] people https://twitter.com/i/web/status/2020257254725845393 https://twitter.com/i/web/status/2020257254725845393"  
[X Link](https://x.com/nachunja/status/2020257254725845393)  2026-02-07T22:03Z [----] followers, 12.8K engagements


"$KLAR Masa Son invested at $45.6B valuation in [----] Klarna raised $4.5B throughout its history Raised Series D in [----] at $2.25B Klarna's EV today is $2.23B (Masa is down 95%). Same as its Series D [--] years ago. Is that not a good deal"  
[X Link](https://x.com/nachunja/status/2021285238496801249)  2026-02-10T18:08Z [----] followers, [----] engagements


"$ADYEN Adyen Q4 earnings Slight miss But numbers look good 21% growth at scale is not bad"  
[X Link](https://x.com/nachunja/status/2021943814022476198)  2026-02-12T13:45Z [----] followers, [----] engagements


"$XYZ Must Watch Here is a @Square Seller (Keva Juice) explaining "Neighborhoods" They are ditching their in-house loyalty program for @CashApp 🚨 You can bet 💯 that he will encourage 1) his customers to download and participate 2) other @Square Seller in the neighborhood to participate It's quite interesting. Give people incentives. Let the incentives work themselves out. https://twitter.com/i/web/status/2001069347666846008 https://twitter.com/i/web/status/2001069347666846008"  
[X Link](https://x.com/nachunja/status/2001069347666846008)  2025-12-16T23:18Z [----] followers, [----] engagements


"$XYZ Credit Card Competition Act (CCCA) is bullish for $XYZ per Bob Regulatory firestorm for the credit card industry $V and $MA Okay so my posts have been a bit meandering today but heres a recap: President Trump has thrown his full weight behind the credit card competition act which also had the support of his vice president in the past. Regulatory firestorm for the credit card industry $V and $MA Okay so my posts have been a bit meandering today but heres a recap: President Trump has thrown his full weight behind the credit card competition act which also had the support of his vice"  
[X Link](https://x.com/nachunja/status/2011157796088352983)  2026-01-13T19:25Z [----] followers, [----] engagements


"$XYZ The Nuance of Square's GPV Square's overall GPV was 12.2% last Q. Compare that to $TOST which was 23.5%. Square looks like it's getting crushed. But you have to dig a little deeper. @Square has [--] segments: [--]. Micro (think farmers market) [--]. SMB (coffee shop & retail) [--]. Mid-market (QSRs and franchises) If you look at Mid-market (where majority of Toast volumes are) Square is catching up fast. Square's mid-market segment printed Q1: +12.7% Q2: +18.1% Q3: +20.2% Accelerating. This is mostly from Product-led innovation launched in [----]. This is why I'm confident GPV growth will continue to"  
[X Link](https://x.com/nachunja/status/2011438155342479518)  2026-01-14T14:00Z [----] followers, [----] engagements


"Replace "SaaS" with $XYZ and probably the same. My sympathy goes out to all fund managers bullish on $XYZ. At least we solo investors only have to answer to our wives. [----] is THE year right This period of time in SaaS reminds me of the living hell that is running a hedge fund when a sector dies and you have exposure. 1) You wake up reach for your phone see your stocks are down pre-market for the fifth day in a row on no news. Good morning Go get a bacon / This period of time in SaaS reminds me of the living hell that is running a hedge fund when a sector dies and you have exposure. 1) You"  
[X Link](https://x.com/nachunja/status/2013034528072179997)  2026-01-18T23:43Z [----] followers, [----] engagements


"$XYZ Auto loans Credit Cards Rental Applications vis @CashApp Score "exploring opportunities for the Cash App Score to help customers qualify for external productsauto loans credit cards rental applicationsthrough strategic partnerships" https://twitter.com/i/web/status/2013653640242696674 https://twitter.com/i/web/status/2013653640242696674"  
[X Link](https://x.com/nachunja/status/2013653640242696674)  2026-01-20T16:43Z [----] followers, [----] engagements


"@stoic_point $Klar $fly"  
[X Link](https://x.com/nachunja/status/2014060995136602385)  2026-01-21T19:42Z [----] followers, [---] engagements


"$XYZ Cash App Borrow might have a monster Q4"  
[X Link](https://x.com/nachunja/status/2014118689893740737)  2026-01-21T23:31Z [----] followers, [----] engagements


"@SixSigmaCapital Give $AMPL a look https://t.co/XNgctnMKdf https://t.co/XNgctnMKdf"  
[X Link](https://x.com/nachunja/status/2014473875506053245)  2026-01-22T23:02Z [----] followers, [---] engagements


"$XYZ In case you were wondering about Cash App Minneapolis circled in red"  
[X Link](https://x.com/nachunja/status/2015588013477146625)  2026-01-26T00:50Z [----] followers, [----] engagements


"2023 Market: $XYZ is a shitco Me: no its not [----] Market: $XYZ is a shitco Me: no its not [----] Market: $XYZ is a shitco Me: no its not [----] Market: $XYZ is a shitco Me: maybe theyre right"  
[X Link](https://x.com/nachunja/status/2015653593483784446)  2026-01-26T05:10Z [----] followers, [----] engagements


"$XYZ Cash App likely gets name dropped here And itll make some employees blood boil despite it being objectively good for Cash App Watch live on X  WEDNESDAY JAN [--] @POTUS and @SecScottBessent will headline the Trump Accounts Summit broadcast from the historic Mellon Auditorium in Washington D.C. The summit will highlight the Trump Accounts initiative providing $1000 for every American child https://t.co/rpx5VUrIUk Watch live on X  WEDNESDAY JAN [--] @POTUS and @SecScottBessent will headline the Trump Accounts Summit broadcast from the historic Mellon Auditorium in Washington D.C. The summit"  
[X Link](https://x.com/nachunja/status/2015827805464834463)  2026-01-26T16:42Z [----] followers, [----] engagements


"$XYZ Block CAO is leaving Block to join his old boss Sarah Friar at OpenAI. Amrita is now CFO COO CAO Foundation Lead"  
[X Link](https://x.com/nachunja/status/2016284821106893149)  2026-01-27T22:58Z [----] followers, [----] engagements


"if you think $XYZ is bad check $PYPL to cope"  
[X Link](https://x.com/nachunja/status/2016589521379279288)  2026-01-28T19:09Z [----] followers, [----] engagements


"SaaS lively debates about whether it's dead or not. Payments no debates. Everyone assumes its dead"  
[X Link](https://x.com/nachunja/status/2016613286217765318)  2026-01-28T20:44Z [----] followers, [----] engagements


"$XYZ earnings in [--] weeks"  
[X Link](https://x.com/nachunja/status/2016889952412258525)  2026-01-29T15:03Z [----] followers, [----] engagements


"Jack is still GOAT entrepreneur and itd be foolish of me to suggest he should do x y or z. But gun to his head. Cash App or bitchat I think he chooses bitchat. Block employees or citizens of Uganda Probably Uganda over Block. Shareholder value or his personal values His personal values. I think thats the problem. https://twitter.com/i/web/status/2016919070914793686 https://twitter.com/i/web/status/2016919070914793686"  
[X Link](https://x.com/nachunja/status/2016919070914793686)  2026-01-29T16:59Z [----] followers, [---] engagements


"$XYZ is like a talented friend that you know has great potential but just can't get on the right path"  
[X Link](https://x.com/nachunja/status/2016954412338446491)  2026-01-29T19:19Z [----] followers, [----] engagements


"@LittleBobbyRoss @SophistInvest When majority realizes its not a shitco. We should be at $150+ if that day ever comes"  
[X Link](https://x.com/nachunja/status/2016963817968722077)  2026-01-29T19:57Z [----] followers, [---] engagements


"$XYZ Trump Accounts trustee People with knowledge of the discussions add that as many as three firms could serve as the initial trustees Robinhood for sure is one. @CashApp could be one of 3"  
[X Link](https://x.com/nachunja/status/2017039084519035114)  2026-01-30T00:56Z [----] followers, [----] engagements


"$XYZ Lot of references to Square on this pod"  
[X Link](https://x.com/nachunja/status/2017063768946016331)  2026-01-30T02:34Z [----] followers, [----] engagements


"Heres a question. If @jack were to start a new company today would that be Block 🤷♂ I really dont know. Elon no doubt would start Tesla/SpaceX/xAI again. Bezos no doubt Blue Origin. Imagine any other Founder that is current CEO. Its about where his heart is"  
[X Link](https://x.com/nachunja/status/2017424232452374606)  2026-01-31T02:26Z [----] followers, [----] engagements


"Okay good vibes only from today till earnings. $XYZ"  
[X Link](https://x.com/nachunja/status/2017644929195921666)  2026-01-31T17:03Z [----] followers, [----] engagements


"$XYZ This is a tailwind to @CashApp and @blocks"  
[X Link](https://x.com/nachunja/status/2018023319321170055)  2026-02-01T18:07Z [----] followers, [----] engagements


"Worth reading for $XYZ executives. History lesson on how their biggest competitor failed. A few thoughts about PayPal nearly [--] years after I left. I woke up this morning to dozens of messages from former PayPal colleagues. It pushed me to finally speak up. I never spoke publicly about the company after I left. Part of that was loyalty to John Donahoe who gave me A few thoughts about PayPal nearly [--] years after I left. I woke up this morning to dozens of messages from former PayPal colleagues. It pushed me to finally speak up. I never spoke publicly about the company after I left. Part of"  
[X Link](https://x.com/nachunja/status/2018829221968461931)  2026-02-03T23:29Z [----] followers, [---] engagements


"@PhilipErik125 users features was the point but what you're saying makes the post's point stronger"  
[X Link](https://x.com/nachunja/status/2019178889042596242)  2026-02-04T22:38Z [----] followers, [---] engagements


"wow. $DAVE pre-announced earnings. +15% after-hours. DAVE CFO is actually smart. Look at the commentary. They address exact nit-picking point by the market. Front runs possible questions and answers perfectly. Please notice @owenbjennings @emcross23 @blocks @AmritaAhuja. Consider copy/pasting it. https://twitter.com/i/web/status/2019529719608463706 https://twitter.com/i/web/status/2019529719608463706"  
[X Link](https://x.com/nachunja/status/2019529719608463706)  2026-02-05T21:53Z [----] followers, [----] engagements


"@owenbjennings @BarnieTaintpipe why is AFRM down"  
[X Link](https://x.com/nachunja/status/2019614376206995666)  2026-02-06T03:29Z [----] followers, [---] engagements


"Proof that if earnings are good enough fintech names can pop too"  
[X Link](https://x.com/nachunja/status/2020145154657587287)  2026-02-07T14:38Z [----] followers, [----] engagements


"@ottavicap Yes but initial +20% of it was still based on earnings"  
[X Link](https://x.com/nachunja/status/2020183466588139785)  2026-02-07T17:10Z [----] followers, [--] engagements


"@TheMoke009 Unsure but it sure hasnt translated to stock price"  
[X Link](https://x.com/nachunja/status/2020298823470633269)  2026-02-08T00:49Z [----] followers, [---] engagements


"This is what Step offers. @CashApp needs to up their game to compete"  
[X Link](https://x.com/nachunja/status/2020941690186629286)  2026-02-09T19:23Z [----] followers, [----] engagements


"they got fucking Mr. Beast and Steph Curry"  
[X Link](https://x.com/nachunja/status/2020942200591483088)  2026-02-09T19:25Z [----] followers, [---] engagements


""Removing multiple share classes and super-voting stock attracts a wider audience of institutional and retail investors and certain indices. It also increases the public stockholders' influence on any potential future change of control transaction""  
[X Link](https://x.com/nachunja/status/2021024224865882507)  2026-02-10T00:51Z [----] followers, [---] engagements


"$XYZ Cash App should just promote Block's lending algorithm as "AI agents". It'll make more sense to casual observes. Block said its AI agents originated $X in consumer loans through Cash App Borrow and $Y in SMB loans via Square Loans Better headlines imo"  
[X Link](https://x.com/nachunja/status/2021237722560479731)  2026-02-10T15:00Z [----] followers, [---] engagements


"$XYZ @Square has 4.5M Sellers 5M ppl employed by those Sellers 327M consumers that used a Square PoS past [--] months Data advantage of @CashApp Borrow underwriting"  
[X Link](https://x.com/nachunja/status/2020890446080143496)  2026-02-09T16:00Z [----] followers, [----] engagements


"$TOST Q4 earnings Beat & raise down 8% after-market"  
[X Link](https://x.com/nachunja/status/2022056281729905083)  2026-02-12T21:12Z [----] followers, [----] engagements


"$XYZ Others: We help you *build* credit @CashApp: We help you *have* credit Not the same we've *been* helping millions of access credit with @CashApp Borrow and @AfterpayUSA next - we'll help customers access credit outside of our products with CASH APP CREDIT SCORE more to build. https://t.co/RTarUwFqzz we've *been* helping millions of access credit with @CashApp Borrow and @AfterpayUSA next - we'll help customers access credit outside of our products with CASH APP CREDIT SCORE more to build. https://t.co/RTarUwFqzz"  
[X Link](https://x.com/nachunja/status/2022128592361336904)  2026-02-13T02:00Z [----] followers, [----] engagements


"Thousands of $XYZ employees will be multi-millionaires deca-millionaires and some centi-millionaires once stock hits $200+. I plan on getting rich with them"  
[X Link](https://x.com/nachunja/status/1978209023225684105)  2025-10-14T21:19Z [----] followers, [----] engagements


"$XYZ Analyst PTs Evercore ISI same PT UBS lowered PT from $95"  
[X Link](https://x.com/nachunja/status/1996280280370516247)  2025-12-03T18:08Z [----] followers, [----] engagements


"$XYZ What is Block Inc Head of @BlockIR @emcross23 summarized it best. It's dense. Boiled down a complicated business into couple paragraphs. "We're a technology company. That's actually a profound statement. Many of our competitors are software companies or payments companies or fintechs or neobanks. We aren't any of those things. We build technology to solve our customers' financial and operational problems. We build hardware software commerce capabilities financial solutions and networks. We design our products with a focus on customer empathy and creating value rather than extracting it."  
[X Link](https://x.com/nachunja/status/2000385321708748816)  2025-12-15T02:00Z [----] followers, [----] engagements


"$XYZ and $HAS are [--] of [--] companies in the S&P [---] to have a single executive with both CFO/COO titles. They were invited to an event to talk about how great it is. Great for them no doubt. But for the company 🤷♂ The 6-month old YT video has only [---] views. Despite the link being up on Blocks official page. Nobody is interested in the concept. 495/500 companies aren't doing it. Maybe for a reason. CFO should focus 100% being a CFO. COO needs to be a different person. $XYZ Five million dollars. $5M. That's what @AmritaAhuja got as a bonus for taking on the COO title on top of her CFO role."  
[X Link](https://x.com/nachunja/status/2002554004723679271)  2025-12-21T01:37Z [----] followers, [----] engagements


"Companies with CFO/COO dual position & their 5-year performance. [--]. S&P500 +84% [--]. $QCOM +18% [--]. $BEN -3% [--]. $HAS -12% [--]. $XYZ -72% [--]. $PYPL -75% @jack please stop the experiment. @AmritaAhuja is not it. Let her focus on being a CFO. Company needs a real COO. $XYZ @jack's reason for making @AmritaAhuja combo role of CFO & COO: "This allows us to be far more focused and efficient as we work to achieve our goals" If that is true. then other companies must be doing it too right Nope. CFO & COO combo roles in the S&P [---] is a $XYZ @jack's reason for making @AmritaAhuja combo role of CFO & COO:"  
[X Link](https://x.com/nachunja/status/2002891836738949407)  2025-12-22T00:00Z [----] followers, [----] engagements


"BNPL Companies How much *credit* do they provide These are big numbers. $XYZ Block (Afterpay + Cash App Borrow) $KLAR Klarna $AFRM Affirm $SEZL Sezzle"  
[X Link](https://x.com/nachunja/status/2010133487286735204)  2026-01-10T23:35Z [----] followers, [----] engagements


"BNPL Companies How fast are their *credit* growing Fast. Demand is there. $XYZ Block (Afterpay + Cash App Borrow) $KLAR Klarna $AFRM Affirm"  
[X Link](https://x.com/nachunja/status/2010381187081191745)  2026-01-11T16:00Z [----] followers, [----] engagements


"$XYZ Block Inc. enters restated credit agreement for up to $900M (up from prior $775M)"  
[X Link](https://x.com/nachunja/status/2011582146193113335)  2026-01-14T23:32Z [----] followers, [----] engagements


"$XYZ Article highlights [--]. @AmritaAhuja on share price [--]. Dan Ives commented on the stock 😂 [--]. huh So. AI is an upside because a) it's early and b) @blocks doesn't know how to model it wtf does that mean Only saying the 2nd part (upside from cross-selling) would've worked better. But Amrita sounds quite unsure and not confident Weak messaging wouldn't you say @emcross23 @owenbjennings [--]. on short term plans https://twitter.com/i/web/status/2011944077768499335 https://twitter.com/i/web/status/2011944077768499335"  
[X Link](https://x.com/nachunja/status/2011944077768499335)  2026-01-15T23:30Z [----] followers, [----] engagements


"$XYZ $KLAR $AFRM 10% credit card cap not getting support"  
[X Link](https://x.com/nachunja/status/2012161782698148092)  2026-01-16T13:55Z [----] followers, [----] engagements


"Fintech's (credit related) brutal week $DAVE -20.4% $SEZL -14.6% $KLAR -12.1% $AFRM -8.5% $TOST -6.1% $XYZ -5.8% $MQ -4.9% $CHYM -4.2% $FOUR -1.7% $PYPL -0.4% $SPY -0.0%"  
[X Link](https://x.com/nachunja/status/2013390737082093813)  2026-01-19T23:18Z [----] followers, [----] engagements


"despite my dislike for Klarna $KLAR is a buy here"  
[X Link](https://x.com/nachunja/status/2013650323802329228)  2026-01-20T16:30Z [----] followers, [----] engagements


"$XYZ Klarnas app is better than Afterpay. Looks better. Feels better. @camworboys @nmolnar yall happy with the app"  
[X Link](https://x.com/nachunja/status/2013786794278502525)  2026-01-21T01:32Z [----] followers, [----] engagements


"$XYZ $KLAR $AFRM btw Jan [--] (10% cap deadline) came and went. Nothing happened as expected"  
[X Link](https://x.com/nachunja/status/2014004802896671142)  2026-01-21T15:58Z [----] followers, [----] engagements


"Fintech this week: $FOUR: +2.7% $XYZ: +2.5% $CHYM: +2.2% $TOST: +1.6% $MQ: +0.8% $PYPL: -0.2% $SPY: -0.7% $SEZL: -2.0% $KLAR: -3.0% $AFRM: -3.2% $DAVE: -5.6%"  
[X Link](https://x.com/nachunja/status/2015488429362999351)  2026-01-25T18:14Z [----] followers, [----] engagements


"Cantor Fitzgerald initiates: $AFRM Affirm Holdings initiated overweight with $85 target $XYZ Block Inc. initiated overweight with $87 target $PYPL PayPal initiated neutral with $60 target"  
[X Link](https://x.com/nachunja/status/2016173542161645637)  2026-01-27T15:36Z [----] followers, [----] engagements


"Harsh truth. Jack hasnt created any shareholder value post-ZIRP era. In fact he destroyed more capital than he created. Its not to say he didnt create cool impactful products. He did. But shareholder value Zip. Nil. None"  
[X Link](https://x.com/nachunja/status/2016905337211625756)  2026-01-29T16:04Z [----] followers, [----] engagements


"$XYZ Read @bobspaysubstack 's one paragraph pitch on Block"  
[X Link](https://x.com/nachunja/status/2018114203412803775)  2026-02-02T00:08Z [----] followers, [----] engagements


"Despite some complaints Im still long $XYZ. Why B/c market expectations are lower than my own. And markets are somewhat efficient: Jack not fully dedicated to Block Priced in Poor execution Priced in Proto a zero Priced in Not meeting guidance Priced in (not kidding: guide +17% Street at +16%) Poor governance Priced in Weak board Priced in Irresponsible use of corporate funds Priced in Questionable M&As Priced in Questionable CFO/COO Priced in Socialist managers Priced in These are no secrets. All the negatives are already in the priced "in". As Block disproves these negatives they'll get"  
[X Link](https://x.com/nachunja/status/2018353727200252349)  2026-02-02T16:00Z [----] followers, [----] engagements


"$PYPL - Q4 Earnings Premarket -18% & taking down $XYZ with it"  
[X Link](https://x.com/nachunja/status/2018683247991923057)  2026-02-03T13:49Z [----] followers, [----] engagements


"Venmo vs Cash App $XYZ $PYPL"  
[X Link](https://x.com/nachunja/status/2018767341488640084)  2026-02-03T19:23Z [----] followers, [----] engagements


"$XYZ New hardware New Square Register (second generation) out today. Some highlights include upgraded processor memory & storage more responsive touchscreens upgraded wifi and IP54 rating to better withstand splashes and dust https://t.co/5y7HislwfG New Square Register (second generation) out today. Some highlights include upgraded processor memory & storage more responsive touchscreens upgraded wifi and IP54 rating to better withstand splashes and dust https://t.co/5y7HislwfG"  
[X Link](https://x.com/nachunja/status/2018810793370993111)  2026-02-03T22:16Z [----] followers, [----] engagements


"PayPal Branded checkout grew 1%. Meanwhile @CashApp Pay: $XYZ"  
[X Link](https://x.com/nachunja/status/2018832339447767163)  2026-02-03T23:41Z [----] followers, [----] engagements


"Worth reading for $XYZ employees. History lesson on how their biggest competitor failed. A few thoughts about PayPal nearly [--] years after I left. I woke up this morning to dozens of messages from former PayPal colleagues. It pushed me to finally speak up. I never spoke publicly about the company after I left. Part of that was loyalty to John Donahoe who gave me A few thoughts about PayPal nearly [--] years after I left. I woke up this morning to dozens of messages from former PayPal colleagues. It pushed me to finally speak up. I never spoke publicly about the company after I left. Part of"  
[X Link](https://x.com/nachunja/status/2018838461084557363)  2026-02-04T00:06Z [----] followers, [----] engagements


"$XYZ They ditched Revel PoS ( $FOUR) for @Square [--] Leaves Cafe Chooses Square to Power Commerce Across [--] Locations 🌿 Square Register for in-store operations 🌿 Square Handheld for drive-thru ordering 🌿 Square Loyalty to strengthen customer relationships 🌿 Custom integrations for staff management payroll and financial [--] Leaves Cafe Chooses Square to Power Commerce Across [--] Locations 🌿 Square Register for in-store operations 🌿 Square Handheld for drive-thru ordering 🌿 Square Loyalty to strengthen customer relationships 🌿 Custom integrations for staff management payroll and financial"  
[X Link](https://x.com/nachunja/status/2019077956195299547)  2026-02-04T15:57Z [----] followers, [----] engagements


"$XYZ You can vibe code a perfect Cash App replica. But you cant make 58M users use it every month. The network is the moat"  
[X Link](https://x.com/nachunja/status/2019092573973815650)  2026-02-04T16:55Z [----] followers, [----] engagements


"$XYZ Great post on Tidal from an ex-employee. Very thoughtful. @charlieboats @blocks @nachunja @torovictorioso Block has enough resources where I'm OK if they want to do the hard work of making Tidal a thing. Attracting taste-making artists makes sense because if they put music on your platform their fans will follow. Block has shown it has a knack for pop culture with all the work the @charlieboats @blocks @nachunja @torovictorioso Block has enough resources where I'm OK if they want to do the hard work of making Tidal a thing. Attracting taste-making artists makes sense because if they put"  
[X Link](https://x.com/nachunja/status/2019846403443630243)  2026-02-06T18:51Z [----] followers, [----] engagements


"$XYZ What is more and when is soon @camworboys @mrdanielfeo @blocks In the US Afterpay has already been converging for example it runs on the same design system as Cash. Globally well have more soon. Lots more to scale and build. @mrdanielfeo @blocks In the US Afterpay has already been converging for example it runs on the same design system as Cash. Globally well have more soon. Lots more to scale and build"  
[X Link](https://x.com/nachunja/status/2019915571983180262)  2026-02-06T23:26Z [----] followers, [----] engagements


"$XYZ layoff history [----] @ [-----] employees Oct '23: [-----] Jan '24: [-----] Mar '25: [----] Jan '26: [-----] I think it's [-----] now"  
[X Link](https://x.com/nachunja/status/2020296576665895152)  2026-02-08T00:40Z [----] followers, [----] engagements


"$XYZ Im not sure if the layoffs reflect confidence in becoming leaner & more efficient or a sign of pressure to hit bottom-line numbers. Hopefully the former but I'm not sure"  
[X Link](https://x.com/nachunja/status/2020315675362025856)  2026-02-08T01:56Z [----] followers, [----] engagements


"$XYZ Block is trending on X for the first time. @emcross23 @BlockIR take a look to get a sense of general/retail investor community sentiment on Block"  
[X Link](https://x.com/nachunja/status/2020323629662392769)  2026-02-08T02:27Z [----] followers, [----] engagements


"Some firms and products are disintermediated by AI and AI agents. $XYZ and its products (Square Cash App & Tidal) are all AI-bulletproof"  
[X Link](https://x.com/nachunja/status/2020905985183719642)  2026-02-09T17:01Z [----] followers, [----] engagements


"$XYZ Has anyone seen Neighborhood in the wild"  
[X Link](https://x.com/nachunja/status/2020973286721810833)  2026-02-09T21:29Z [----] followers, [----] engagements


"$FISV Q4 earnings Not bad Clover GPV +6.1% yoy Noted soft November & strong Jan Clover GPV guided to +10-15%"  
[X Link](https://x.com/nachunja/status/2021220846023438697)  2026-02-10T13:52Z [----] followers, [----] engagements


"It's an absolute travesty disaster shame that we shareholders of $XYZ Block Inc cannot watch full interview of Block exec unless we subscribe to a damn news site. Is the goal to increase subscriber count for Rampart why t f does that matter to Block and @nmolnar Our Sales and Marketing Lead @nmolnar reflects on building Afterpay and the next chapter of driving growth at Block with @mrjoeaston on @rampart_news - Leading Afterpay through March [----] - Building at Block over retiring - Cash App's opportunity to build the bank for the next Our Sales and Marketing Lead @nmolnar reflects on building"  
[X Link](https://x.com/nachunja/status/2021269054674137543)  2026-02-10T17:04Z [----] followers, [----] engagements


"$UPST Solid earnings and guide"  
[X Link](https://x.com/nachunja/status/2021335750374195578)  2026-02-10T21:29Z [----] followers, [----] engagements


"$XYZ Oz Hair & Beauty retail franchise in says [--] in [--] customers pay with Afterpay. Shockingly big number"  
[X Link](https://x.com/nachunja/status/2021403817900904643)  2026-02-11T02:00Z [----] followers, [----] engagements


"@StevenLoi yea. in the same bucket unfortunately. Paypal expects negative growth while Block is +17%"  
[X Link](https://x.com/nachunja/status/2021645582876758499)  2026-02-11T18:00Z [----] followers, [---] engagements


"@cashflowbroz Everything is being sold"  
[X Link](https://x.com/nachunja/status/2021690542560596410)  2026-02-11T20:59Z [----] followers, [---] engagements


"X Money launching Beta soon. Both Venmo and Cash App should be cautious but Venmo probably more exposed to lose marketshare. NEWS: Money will be launching in 1-2 months in a limited external beta and then worldwide to all users later. Elon Musk: "This is intended to be the place where all the money is. The central source of all monetary transactions. It's going to be a game-change." https://t.co/ObbKDyCVXJ NEWS: Money will be launching in 1-2 months in a limited external beta and then worldwide to all users later. Elon Musk: "This is intended to be the place where all the money is. The"  
[X Link](https://x.com/nachunja/status/2021695779270717778)  2026-02-11T21:20Z [----] followers, [----] engagements


"@SophistInvest I think P2P is now just a cheap customer acquisition tool. This particular feature is nice as it more easily taps into user's network. But you are right I think they need to add more bells & whistles faster"  
[X Link](https://x.com/nachunja/status/2021698265259860399)  2026-02-11T21:30Z [----] followers, [---] engagements


"@SophistInvest Unfair comparison. Bad faith almost. Should be (Primary Banking Actives / Cash Card Actives) or (Direct Deposit Actives / Primary Banking Actives). Both are in mid-30% not 14% like Ark suggests. They must want to make Robinhood look good"  
[X Link](https://x.com/nachunja/status/2021723836945928438)  2026-02-11T23:11Z [----] followers, [---] engagements


"$PYPL Venmo Revenue per MAU $25 $XYZ Cash App Gross Profit per MAU $107 One's a P2P app. The other is a banking platform with P2P feature. https://twitter.com/i/web/status/2019193563628679575 https://twitter.com/i/web/status/2019193563628679575"  
[X Link](https://x.com/nachunja/status/2019193563628679575)  2026-02-04T23:37Z [----] followers, [----] engagements


"$XYZ Standalone software might be dying. But hardware + software That ain't dying. Square + software iPhone + iOS Tesla + FSD Software embedded into the physical hardware is a strong moat"  
[X Link](https://x.com/nachunja/status/2021003128544674230)  2026-02-09T23:27Z [----] followers, [----] engagements


"$XYZ $FISV Clover entering Japan via partnership with Sumitomo Mitsui They will directly compete with @Square whom already has a presence in"  
[X Link](https://x.com/nachunja/status/2014002264436822291)  2026-01-21T15:48Z [----] followers, [----] engagements


"$XYZ "I don't feel like I stepped down. I feel like I've stepped up." Such a great answer. Every time I listen to @nmolnar I get more bullish Block. https://twitter.com/i/web/status/2018872666321514573 https://twitter.com/i/web/status/2018872666321514573"  
[X Link](https://x.com/nachunja/status/2018872666321514573)  2026-02-04T02:22Z [----] followers, [----] engagements


"$AFRM Crushed earnings Down 1% after-hours"  
[X Link](https://x.com/nachunja/status/2019522071630663682)  2026-02-05T21:22Z [----] followers, [----] engagements


"$AFRM is DOWN on a GREAT earnings report. If I have to suspect why it'd be this higher "loss on loan" higher "provision for credit losses" But of course it'll be higher as they beat the living F out of their GMV estimates Something to note for @owenbjennings @emcross23 @BlockIR. Block likely gets same treatment for outperformance on Borrow. $AFRM Crushed earnings Down 1% after-hours https://t.co/QPozUgHQNb $AFRM Crushed earnings Down 1% after-hours https://t.co/QPozUgHQNb"  
[X Link](https://x.com/nachunja/status/2019527082733367419)  2026-02-05T21:42Z [----] followers, [----] engagements


"$XYZ $FOUR Jared Isaacman converted his Class B shares in to Class A shares giving up his super-voting shares. Shift4 is no longer classified as a "controlled company". @jack could also do it if he wanted to. It would create shareholder value 💯%"  
[X Link](https://x.com/nachunja/status/2021023716982079521)  2026-02-10T00:49Z [----] followers, [----] engagements


"@CashApp @milessuter Why cant Cash App have a barebone bitcoin hot wallet for the global market"  
[X Link](https://x.com/nachunja/status/2021050853210325458)  2026-02-10T02:37Z [----] followers, [----] engagements


"$AMPL Amplitude Buy Wait or Pass https://t.co/XNgctnMKdf https://t.co/XNgctnMKdf"  
[X Link](https://x.com/nachunja/status/2013722051643674896)  2026-01-20T21:15Z [----] followers, [----] engagements


"$BLND brief thesis https://t.co/pAgDDyJEiY https://t.co/pAgDDyJEiY"  
[X Link](https://x.com/nachunja/status/1995182789336154432)  2025-11-30T17:27Z [----] followers, [----] engagements


"$FVRR Fiverr "AI Loser" that keeps on growing. This trades at 4.1x FCF. Very cheap. Growth is slowing but it's still growing. https://twitter.com/i/web/status/2000643011173134565 https://twitter.com/i/web/status/2000643011173134565"  
[X Link](https://x.com/nachunja/status/2000643011173134565)  2025-12-15T19:03Z [----] followers, [----] engagements


"$FVRR at $15.70 Enterprise Value : $291M FCF : $111M (and growing) 2.6x FCF is an insane valuation"  
[X Link](https://x.com/nachunja/status/2014051591364424001)  2026-01-21T19:04Z [----] followers, [----] engagements


"$XYZ "Hey Claude build me a lending algorithm that can lend $28000000000 to Americas lowest-credit borrowers. Max losses at 3%. Make no mistakes" (Claude can't but @CashApp can)"  
[X Link](https://x.com/nachunja/status/2019442056045715679)  2026-02-05T16:04Z [----] followers, [----] engagements


"$XYZ Square AI now available in Canada. Having a personal ChatGPT for your business should be a game changer"  
[X Link](https://x.com/nachunja/status/2021616305430728797)  2026-02-11T16:04Z [----] followers, [----] engagements


"$XYZ Payment Links - now live"  
[X Link](https://x.com/nachunja/status/2021669815887221109)  2026-02-11T19:36Z [----] followers, [----] engagements


"$XYZ ARK out bashing @CashApp to make Robinhood look good. This is Unfair comparison. Bad faith almost. Should be (Primary Banking Actives / Cash Card Actives) or (Direct Deposit Actives / Primary Banking Actives). Both are in mid-30% not 14% like Ark suggests. Comparing DD rate of Robinhood's "banking" product and DD-equivalent rate of Cash App's entire user base is just stupid. Since ARK can't be that stupid it has to be bad faith. @jack @BlockIR @emcross23 @owenbjennings Owning the brokerage is the best on-ramp for adding other financial service verticals. Early signs from $HOOD Banking"  
[X Link](https://x.com/nachunja/status/2021725250275152079)  2026-02-11T23:17Z [----] followers, [----] engagements


"$XYZ Block bought Afterpay for $29B in stock Block's marketcap today = $29B 🫣"  
[X Link](https://x.com/nachunja/status/2022022504806854716)  2026-02-12T18:58Z [----] followers, 22.8K engagements


"$COIN Q4 earnings Rough Up 1% after-market"  
[X Link](https://x.com/nachunja/status/2022057042215940360)  2026-02-12T21:15Z [----] followers, [----] engagements


"$XYZ Familiar face .@jack Dorsey reimagined social media with Twitter and e-commerce with Square. Featured on the #Forbes250 list Dorsey ranks among the most influential living innovators shaping America today. https://t.co/CFs11UNXUH (Illustration: Krishna Shenoi for Forbes) https://t.co/DU9dXsMQAY .@jack Dorsey reimagined social media with Twitter and e-commerce with Square. Featured on the #Forbes250 list Dorsey ranks among the most influential living innovators shaping America today. https://t.co/CFs11UNXUH (Illustration: Krishna Shenoi for Forbes) https://t.co/DU9dXsMQAY"  
[X Link](https://x.com/nachunja/status/2022125170241192257)  2026-02-13T01:46Z [----] followers, [----] engagements


"Long $KLAR Klarna's Enterprise Value is now $1.2B 😂 (Masa Son invested at $45B) Expected revenue next year: $4.5B They have $8.3B in cash These numbers do not make sense. Long $KLAR. Stupid cheap. $7.7B market cap but has $8.3B in cash😂. Enterprise value is $2.0B. Trading at 0.4x FY26 EV/S. GMV (largest of BNPL players) grew 23% last Q to $32.7B. Launched Klarna Card in July and already has 4M sign-ups. 1M is paying subscription fees. 850K https://t.co/z7SnUZimPN Long $KLAR. Stupid cheap. $7.7B market cap but has $8.3B in cash😂. Enterprise value is $2.0B. Trading at 0.4x FY26 EV/S. GMV"  
[X Link](https://x.com/nachunja/status/2022149739165495687)  2026-02-13T03:24Z [----] followers, [----] engagements


"$XYZ Interesting. Pulte was a Cash App power user before his role in this admin"  
[X Link](https://x.com/nachunja/status/2022301011113578909)  2026-02-13T13:25Z [----] followers, [----] engagements


"Long $KLAR. Stupid cheap. $7.7B market cap but has $8.3B in cash😂. Enterprise value is $2.0B. Trading at 0.4x FY26 EV/S. GMV (largest of BNPL players) grew 23% last Q to $32.7B. Launched Klarna Card in July and already has 4M sign-ups. 1M is paying subscription fees. 850K merchants up 38% yoy. Fair Financing (their $AFRM knock-off) grew 108% in Q2 139% in Q3. Better economics than Pay-in-4. Headcount reduced 39% over [--] years. Customer deposit was $9.5B in Dec [----]. It's $14.0B as of Jun [----]. Users are trusting Klarna with their money. Active in [--] markets. Earnings next Thursday."  
[X Link](https://x.com/nachunja/status/2021083769940197665)  2026-02-10T04:48Z [----] followers, [----] engagements


"$XYZ It may surprise you that Block actually demonstrates Operating Leverage. If you covered up the company name you'd the company's stock would be high"  
[X Link](https://x.com/nachunja/status/2021328322324725892)  2026-02-10T21:00Z [----] followers, [----] engagements


"$XYZ This has potential to make Cash App super sticky and have high retention Moneybots proactive intelligence at work. Small start but you can feel the potential. https://t.co/hQ0ujquDeU Moneybots proactive intelligence at work. Small start but you can feel the potential. https://t.co/hQ0ujquDeU"  
[X Link](https://x.com/nachunja/status/2022445449240809924)  2026-02-13T22:59Z [----] followers, [----] engagements


"$XYZ $PYPL I don't think PayPal's new CEO Enrique Lores has any interest in turning the business around. I think he took the job because he saw a pattern. When he was an exec at HP he saw an organization that was slow-moving operationally complex overly diversified. And was losing market share. Sound a lot like current PayPal right HP in [----] was [------] employee company with $110B in revenue. He broke that company in two: [--]. HP Inc legacy business that is a) low growth & b) high cash generation [--]. Hewlett Packard Enterprise Enterprise-facing higher value higher growth business PayPal today is"  
[X Link](https://x.com/nachunja/status/2022456007700492363)  2026-02-13T23:41Z [----] followers, [----] engagements

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