[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @SoCalJohnnyc John C. Howard John C. Howard posts on X about compound, mortgage rate, cash flow, rates the most. They currently have XXX followers and XX posts still getting attention that total XX engagements in the last XX hours. ### Engagements: XX [#](/creator/twitter::537785559/interactions)  - X Week XXX +53% - X Month XXXXX +1,205% - X Months XXXXX +909% - X Year XXXXX +1,153% ### Mentions: XX [#](/creator/twitter::537785559/posts_active)  - X Week XX +114% - X Month XX +1,060% - X Months XX +1,700% - X Year XX +2,250% ### Followers: XXX [#](/creator/twitter::537785559/followers)  - X Week XXX +2.30% - X Month XXX +1.50% - X Months XXX +35% ### CreatorRank: undefined [#](/creator/twitter::537785559/influencer_rank)  ### Social Influence [#](/creator/twitter::537785559/influence) --- **Social category influence** [finance](/list/finance) XXXXX% [exchanges](/list/exchanges) XXXX% [stocks](/list/stocks) XXXX% **Social topic influence** [compound](/topic/compound) #696, [mortgage rate](/topic/mortgage-rate) #129, [cash flow](/topic/cash-flow) #482, [rates](/topic/rates) 4.17%, [nasdaq](/topic/nasdaq) 2.08%, [saving](/topic/saving) 2.08%, [berkshire hathaway](/topic/berkshire-hathaway) 2.08%, [costco](/topic/costco) 2.08%, [stocks](/topic/stocks) 2.08%, [money](/topic/money) XXXX% **Top assets mentioned** [Berkshire Hathaway Inc. (BRK.A)](/topic/berkshire-hathaway) [Costco Wholesale Corporation (COST)](/topic/costco) ### Top Social Posts [#](/creator/twitter::537785559/posts) --- Top posts by engagements in the last XX hours "cash flow or tax benefits (depreciation + active income offset). For context from 1995 - 2025 the Nasdaq returned 2111% or 21X the S&P XXX 1008% or 10X and the Dow XXX% or 8.5X. Generate consistent four and five figure deposits and achieve a $X million + net worth +" [X Link](https://x.com/SoCalJohnnyc/status/1980368179055718847) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:19Z XXX followers, XX engagements "The math is painful but obvious. Action Step: Live below your means cut unnecessary expenses and maximize your savings rate. Walk everywhere use coupons do whatever it takes to hit this critical milestone of saving your first $100000. +" [X Link](https://x.com/SoCalJohnnyc/status/1980369701873344531) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:25Z XXX followers, XX engagements "4. Don't Over-Diversify Munger's portfolio consisted of just three stocks: Berkshire Hathaway Costco and Daily Journal. He compares this to a local businessman who owns four quality businesses in town. Is he diversified Absolutely. +" [X Link](https://x.com/SoCalJohnnyc/status/1980369703701999827) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:25Z XXX followers, XX engagements "Action Step: If you're willing to understand businesses deeply concentrate your investments in quality companies. Or stick with broad market index funds like the S&P XXX. X. Let Compound Interest Work Its Magic Ben Franklin left $4400 to Boston and Philadelphia in 1780. +" [X Link](https://x.com/SoCalJohnnyc/status/1980369705706877207) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:25Z XXX followers, XX engagements "After XXX years of compound growth it became $XXX million. Munger learned this lesson: "Money makes money and the money that money made makes money." Action Step: Start investing immediately. That $XXX monthly investment isn't just $XXX it's potentially way more in +" [X Link](https://x.com/SoCalJohnnyc/status/1980369708294762767) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:25Z XXX followers, XX engagements "future value when compound interest works its magic. Munger's path was owning assets that generate income working for himself and letting time and compound interest do the heavy lifting. #Investing #CompoundInterest #MillionaireMindset" [X Link](https://x.com/SoCalJohnnyc/status/1980369710408732774) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:25Z XXX followers, XX engagements "Fannie Mae and Freddie Mac are temporarily easing mortgage rules to help lenders keep home loans moving during the federal shutdown" [X Link](https://x.com/SoCalJohnnyc/status/1980156487776489695) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T06:17Z XXX followers, XX engagements "Homeowners with rock bottom mortgage rates are moving thanks to builder incentives and new construction deals. XX% of U.S. mortgage holders still pay under X% Sub-4% loans are shrinking as more owners sell A drop below X% could unleash inventory and put pressure on prices" [X Link](https://x.com/SoCalJohnnyc/status/1980161175615881337) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T06:36Z XXX followers, XX engagements "20252030 Housing Market Predictions: Sales Will Slowly Rebound Builders Rule New homes make up XX% of listings double the pre-pandemic share. Ownership Costs Keep Climbing Cost of owning a home $4000/month Prices rise Again after 2025s softening 1011% rise by 2030" [X Link](https://x.com/SoCalJohnnyc/status/1980166589594120427) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T06:57Z XXX followers, XX engagements "Foreclosures have tripled since 2022 and sellers are making multiple price cuts to attract buyers. Bakersfield has one foreclosure filing per 1990 housing units in May 2025 among America's worst for cities over 500K population. +" [X Link](https://x.com/SoCalJohnnyc/status/1981011575055192293) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-22T14:55Z XXX followers, XX engagements "Properties that sold for $350K in 2022 now struggle to find buyers at $280K. Riverside recorded one foreclosure per XXX housing units. The Inland Empire's "affordability advantage" has become a liability as stretched buyers face 6.5%+ mortgage rates. +" [X Link](https://x.com/SoCalJohnnyc/status/1981011577114673605) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-22T14:55Z XXX followers, XX engagements "For Current Owners: If you bought in 21-22 the window to sell without losses is rapidly closing. More inventory and desperate sellers enter the market monthly. For Investors: Exercise extreme caution. Cash flow is nearly impossible if we purchase now & appreciation isn't +" [X Link](https://x.com/SoCalJohnnyc/status/1981011585444573470) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-22T14:55Z XXX followers, X engagements "and appreciation isn't guaranteed. Focus on markets with strong job growth. Rising mortgage rates affordability crises and economic uncertainty affect markets nationwide. Savvy investors have already recognized this shift. Are you positioning +" [X Link](https://x.com/SoCalJohnnyc/status/1981011587705307396) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-22T14:55Z XXX followers, XX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@SoCalJohnnyc John C. Howard
John C. Howard posts on X about compound, mortgage rate, cash flow, rates the most. They currently have XXX followers and XX posts still getting attention that total XX engagements in the last XX hours.
Engagements: XX #
- X Week XXX +53%
- X Month XXXXX +1,205%
- X Months XXXXX +909%
- X Year XXXXX +1,153%
Mentions: XX #
- X Week XX +114%
- X Month XX +1,060%
- X Months XX +1,700%
- X Year XX +2,250%
Followers: XXX #
- X Week XXX +2.30%
- X Month XXX +1.50%
- X Months XXX +35%
CreatorRank: undefined #
Social Influence #
Social category influence finance XXXXX% exchanges XXXX% stocks XXXX%
Social topic influence compound #696, mortgage rate #129, cash flow #482, rates 4.17%, nasdaq 2.08%, saving 2.08%, berkshire hathaway 2.08%, costco 2.08%, stocks 2.08%, money XXXX%
Top assets mentioned Berkshire Hathaway Inc. (BRK.A) Costco Wholesale Corporation (COST)
Top Social Posts #
Top posts by engagements in the last XX hours
"cash flow or tax benefits (depreciation + active income offset). For context from 1995 - 2025 the Nasdaq returned 2111% or 21X the S&P XXX 1008% or 10X and the Dow XXX% or 8.5X. Generate consistent four and five figure deposits and achieve a $X million + net worth +"
X Link @SoCalJohnnyc 2025-10-20T20:19Z XXX followers, XX engagements
"The math is painful but obvious. Action Step: Live below your means cut unnecessary expenses and maximize your savings rate. Walk everywhere use coupons do whatever it takes to hit this critical milestone of saving your first $100000. +"
X Link @SoCalJohnnyc 2025-10-20T20:25Z XXX followers, XX engagements
"4. Don't Over-Diversify Munger's portfolio consisted of just three stocks: Berkshire Hathaway Costco and Daily Journal. He compares this to a local businessman who owns four quality businesses in town. Is he diversified Absolutely. +"
X Link @SoCalJohnnyc 2025-10-20T20:25Z XXX followers, XX engagements
"Action Step: If you're willing to understand businesses deeply concentrate your investments in quality companies. Or stick with broad market index funds like the S&P XXX. X. Let Compound Interest Work Its Magic Ben Franklin left $4400 to Boston and Philadelphia in 1780. +"
X Link @SoCalJohnnyc 2025-10-20T20:25Z XXX followers, XX engagements
"After XXX years of compound growth it became $XXX million. Munger learned this lesson: "Money makes money and the money that money made makes money." Action Step: Start investing immediately. That $XXX monthly investment isn't just $XXX it's potentially way more in +"
X Link @SoCalJohnnyc 2025-10-20T20:25Z XXX followers, XX engagements
"future value when compound interest works its magic. Munger's path was owning assets that generate income working for himself and letting time and compound interest do the heavy lifting. #Investing #CompoundInterest #MillionaireMindset"
X Link @SoCalJohnnyc 2025-10-20T20:25Z XXX followers, XX engagements
"Fannie Mae and Freddie Mac are temporarily easing mortgage rules to help lenders keep home loans moving during the federal shutdown"
X Link @SoCalJohnnyc 2025-10-20T06:17Z XXX followers, XX engagements
"Homeowners with rock bottom mortgage rates are moving thanks to builder incentives and new construction deals. XX% of U.S. mortgage holders still pay under X% Sub-4% loans are shrinking as more owners sell A drop below X% could unleash inventory and put pressure on prices"
X Link @SoCalJohnnyc 2025-10-20T06:36Z XXX followers, XX engagements
"20252030 Housing Market Predictions: Sales Will Slowly Rebound Builders Rule New homes make up XX% of listings double the pre-pandemic share. Ownership Costs Keep Climbing Cost of owning a home $4000/month Prices rise Again after 2025s softening 1011% rise by 2030"
X Link @SoCalJohnnyc 2025-10-20T06:57Z XXX followers, XX engagements
"Foreclosures have tripled since 2022 and sellers are making multiple price cuts to attract buyers. Bakersfield has one foreclosure filing per 1990 housing units in May 2025 among America's worst for cities over 500K population. +"
X Link @SoCalJohnnyc 2025-10-22T14:55Z XXX followers, XX engagements
"Properties that sold for $350K in 2022 now struggle to find buyers at $280K. Riverside recorded one foreclosure per XXX housing units. The Inland Empire's "affordability advantage" has become a liability as stretched buyers face 6.5%+ mortgage rates. +"
X Link @SoCalJohnnyc 2025-10-22T14:55Z XXX followers, XX engagements
"For Current Owners: If you bought in 21-22 the window to sell without losses is rapidly closing. More inventory and desperate sellers enter the market monthly. For Investors: Exercise extreme caution. Cash flow is nearly impossible if we purchase now & appreciation isn't +"
X Link @SoCalJohnnyc 2025-10-22T14:55Z XXX followers, X engagements
"and appreciation isn't guaranteed. Focus on markets with strong job growth. Rising mortgage rates affordability crises and economic uncertainty affect markets nationwide. Savvy investors have already recognized this shift. Are you positioning +"
X Link @SoCalJohnnyc 2025-10-22T14:55Z XXX followers, XX engagements