[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @SoCalJohnnyc John C. Howard John C. Howard posts on X about investment, cash flow, rates, stocks the most. They currently have XXX followers and XX posts still getting attention that total XXX engagements in the last XX hours. ### Engagements: XXX [#](/creator/twitter::537785559/interactions)  - X Week XXX +100% - X Month XXX +1,734% - X Months XXXXX +1,261% - X Year XXXXX +771% ### Mentions: XX [#](/creator/twitter::537785559/posts_active)  - X Week XX +213% - X Month XX +1,060% - X Months XX +1,720% - X Year XX +2,250% ### Followers: XXX [#](/creator/twitter::537785559/followers)  - X Week XXX +3.80% - X Month XXX +3% - X Months XXX +37% ### CreatorRank: XXXXXXXXX [#](/creator/twitter::537785559/influencer_rank)  ### Social Influence [#](/creator/twitter::537785559/influence) --- **Social category influence** [finance](/list/finance) [countries](/list/countries) [stocks](/list/stocks) [exchanges](/list/exchanges) **Social topic influence** [investment](/topic/investment), [cash flow](/topic/cash-flow) #391, [rates](/topic/rates) #1375, [stocks](/topic/stocks), [$3288t](/topic/$3288t) #260, [savings](/topic/savings), [$650k](/topic/$650k), [private equity](/topic/private-equity), [panama](/topic/panama), [tell a](/topic/tell-a) **Top assets mentioned** [Berkshire Hathaway Inc. (BRK.A)](/topic/berkshire-hathaway) [Costco Wholesale Corporation (COST)](/topic/costco) ### Top Social Posts [#](/creator/twitter::537785559/posts) --- Top posts by engagements in the last XX hours "Approximately $XXX billion in STR loans require refinancing by end of 2025 with rates jumping from pandemic-era lows of XXXX% to today's 6.7%. An example from Scottsdale: A property purchased for $650k in 2021 with exceptional XX% cash-on-cash returns now generates XX% +" [X Link](https://x.com/SoCalJohnnyc/status/1979102656938303867) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-17T08:30Z XXX followers, XX engagements "price through a tax loophole. He bought shares for $XX exchanged them for $XX worth of cocoa beans then sold the beans for pure profit. "My only expense was subway tokens" he later wrote. The lesson: Look where others aren't looking. Small overlooked opportunities can +" [X Link](https://x.com/SoCalJohnnyc/status/1979098496159363153) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-17T08:13Z XXX followers, XX engagements "31% of Young Wealthy Americans (Aged 2143) believe that Real Estate as an investment is the best growth opportunity. "I still believe that buying a home is the best investment any individual can make." John Paulson Billionaire Investor (THREAD)" [X Link](https://x.com/SoCalJohnnyc/status/1979130349264195986) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-17T10:20Z XXX followers, XX engagements "wealthy investors over XX. More than XX% of these investors (21 43) believe it is no longer possible to achieve above average investment returns by investing solely in traditional stocks and bonds. Stock Market Volatility is fueling this preference shift for these young +" [X Link](https://x.com/SoCalJohnnyc/status/1979130354306027969) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-17T10:20Z XXX followers, XX engagements "Modern platforms have made real estate more accessible than ever. REITs fractional investments and private syndications allow investors to tap into premium assets such as office spaces retail centers multifamily units and potentially most notably the $XX trillion home +" [X Link](https://x.com/SoCalJohnnyc/status/1979130362782519684) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-17T10:20Z XXX followers, XX engagements "25% of the young investors identified private equity as another great growth opportunity. This XX% statistic means young millionaires see real estate as an attractive asset with multiple benefits. +" [X Link](https://x.com/SoCalJohnnyc/status/1979130370894475388) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-17T10:20Z XXX followers, XX engagements "Whether youre investing advising or building real estate continues to be a central role in strategy" [X Link](https://x.com/SoCalJohnnyc/status/1979130372710641758) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-17T10:20Z XXX followers, XX engagements "less cash flow. If refinanced at current rates it would operate at an $XXX monthly loss. Exposed markets tell a striking story: Pigeon Forge/Gatlinburg: XXXX% of housing stock are short-term rentals Myrtle Beach: XXXX% Panama City Beach: XXXX% +" [X Link](https://x.com/SoCalJohnnyc/status/1979102659534614673) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-17T08:30Z XXX followers, XX engagements "What to say vs not say: Don't: "Do you know anyone looking to buy or sell" Do: "Photo that cost me / seller $25k" "the showing / open house mistake that kills offers" "3 things I'd do before listing" "how to sell in X days" "Why presentation matters more than price"" [X Link](https://x.com/SoCalJohnnyc/status/1979435766712537569) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-18T06:33Z XXX followers, XX engagements "How to turn every showing or Open House into content: Film the set up Do a walk through video Get lifestyle shots Ask a question on stories Share buyer FAQ's Do Market Insights Do Neighborhood Highlights Make the most of time during showings and open houses" [X Link](https://x.com/SoCalJohnnyc/status/1979439145811685815) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-18T06:47Z XXX followers, XX engagements "20252030 Housing Market Predictions: Sales Will Slowly Rebound Builders Rule New homes make up XX% of listings double the pre-pandemic share. Ownership Costs Keep Climbing Cost of owning a home $4000/month Prices rise Again after 2025s softening 1011% rise by 2030" [X Link](https://x.com/SoCalJohnnyc/status/1980166589594120427) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T06:57Z XXX followers, XX engagements "Fannie Mae and Freddie Mac are temporarily easing mortgage rules to help lenders keep home loans moving during the federal shutdown" [X Link](https://x.com/SoCalJohnnyc/status/1980156487776489695) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T06:17Z XXX followers, XX engagements "Homeowners with rock bottom mortgage rates are moving thanks to builder incentives and new construction deals. XX% of U.S. mortgage holders still pay under X% Sub-4% loans are shrinking as more owners sell A drop below X% could unleash inventory and put pressure on prices" [X Link](https://x.com/SoCalJohnnyc/status/1980161175615881337) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T06:36Z XXX followers, XX engagements "3. Sprint to $100000 savings as Fast as Possible Munger famously said: "The first $100000 is a bitch but you gotta do it. I don't care what you have to do." Here's why: $100000 earning XX% annually generates $10000. $10000 earning XX% generates only $1000. +" [X Link](https://x.com/SoCalJohnnyc/status/1980369700157813176) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:25Z XXX followers, X engagements "The math is painful but obvious. Action Step: Live below your means cut unnecessary expenses and maximize your savings rate. Walk everywhere use coupons do whatever it takes to hit this critical milestone of saving your first $100000. +" [X Link](https://x.com/SoCalJohnnyc/status/1980369701873344531) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:25Z XXX followers, XX engagements "4. Don't Over-Diversify Munger's portfolio consisted of just three stocks: Berkshire Hathaway Costco and Daily Journal. He compares this to a local businessman who owns four quality businesses in town. Is he diversified Absolutely. +" [X Link](https://x.com/SoCalJohnnyc/status/1980369703701999827) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:25Z XXX followers, XX engagements "Action Step: If you're willing to understand businesses deeply concentrate your investments in quality companies. Or stick with broad market index funds like the S&P XXX. X. Let Compound Interest Work Its Magic Ben Franklin left $4400 to Boston and Philadelphia in 1780. +" [X Link](https://x.com/SoCalJohnnyc/status/1980369705706877207) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:25Z XXX followers, XX engagements "The mortgage was a XX year mortgage and the property is now paid off. XX of those years tenants or guests paid all expenses of the property + provided you cash flow + property equity + tax benefits. This appreciation is a 54X return on your original investment NOT including +" [X Link](https://x.com/SoCalJohnnyc/status/1980368176891457571) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:19Z XXX followers, X engagements "After XXX years of compound growth it became $XXX million. Munger learned this lesson: "Money makes money and the money that money made makes money." Action Step: Start investing immediately. That $XXX monthly investment isn't just $XXX it's potentially way more in +" [X Link](https://x.com/SoCalJohnnyc/status/1980369708294762767) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:25Z XXX followers, X engagements "cash flow or tax benefits (depreciation + active income offset). For context from 1995 - 2025 the Nasdaq returned 2111% or 21X the S&P XXX 1008% or 10X and the Dow XXX% or 8.5X. Generate consistent four and five figure deposits and achieve a $X million + net worth +" [X Link](https://x.com/SoCalJohnnyc/status/1980368179055718847) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:19Z XXX followers, XX engagements "future value when compound interest works its magic. Munger's path was owning assets that generate income working for himself and letting time and compound interest do the heavy lifting. #Investing #CompoundInterest #MillionaireMindset" [X Link](https://x.com/SoCalJohnnyc/status/1980369710408732774) [@SoCalJohnnyc](/creator/x/SoCalJohnnyc) 2025-10-20T20:25Z XXX followers, X engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@SoCalJohnnyc John C. Howard
John C. Howard posts on X about investment, cash flow, rates, stocks the most. They currently have XXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.
Engagements: XXX #
- X Week XXX +100%
- X Month XXX +1,734%
- X Months XXXXX +1,261%
- X Year XXXXX +771%
Mentions: XX #
- X Week XX +213%
- X Month XX +1,060%
- X Months XX +1,720%
- X Year XX +2,250%
Followers: XXX #
- X Week XXX +3.80%
- X Month XXX +3%
- X Months XXX +37%
CreatorRank: XXXXXXXXX #
Social Influence #
Social category influence finance countries stocks exchanges
Social topic influence investment, cash flow #391, rates #1375, stocks, $3288t #260, savings, $650k, private equity, panama, tell a
Top assets mentioned Berkshire Hathaway Inc. (BRK.A) Costco Wholesale Corporation (COST)
Top Social Posts #
Top posts by engagements in the last XX hours
"Approximately $XXX billion in STR loans require refinancing by end of 2025 with rates jumping from pandemic-era lows of XXXX% to today's 6.7%. An example from Scottsdale: A property purchased for $650k in 2021 with exceptional XX% cash-on-cash returns now generates XX% +"
X Link @SoCalJohnnyc 2025-10-17T08:30Z XXX followers, XX engagements
"price through a tax loophole. He bought shares for $XX exchanged them for $XX worth of cocoa beans then sold the beans for pure profit. "My only expense was subway tokens" he later wrote. The lesson: Look where others aren't looking. Small overlooked opportunities can +"
X Link @SoCalJohnnyc 2025-10-17T08:13Z XXX followers, XX engagements
"31% of Young Wealthy Americans (Aged 2143) believe that Real Estate as an investment is the best growth opportunity. "I still believe that buying a home is the best investment any individual can make." John Paulson Billionaire Investor (THREAD)"
X Link @SoCalJohnnyc 2025-10-17T10:20Z XXX followers, XX engagements
"wealthy investors over XX. More than XX% of these investors (21 43) believe it is no longer possible to achieve above average investment returns by investing solely in traditional stocks and bonds. Stock Market Volatility is fueling this preference shift for these young +"
X Link @SoCalJohnnyc 2025-10-17T10:20Z XXX followers, XX engagements
"Modern platforms have made real estate more accessible than ever. REITs fractional investments and private syndications allow investors to tap into premium assets such as office spaces retail centers multifamily units and potentially most notably the $XX trillion home +"
X Link @SoCalJohnnyc 2025-10-17T10:20Z XXX followers, XX engagements
"25% of the young investors identified private equity as another great growth opportunity. This XX% statistic means young millionaires see real estate as an attractive asset with multiple benefits. +"
X Link @SoCalJohnnyc 2025-10-17T10:20Z XXX followers, XX engagements
"Whether youre investing advising or building real estate continues to be a central role in strategy"
X Link @SoCalJohnnyc 2025-10-17T10:20Z XXX followers, XX engagements
"less cash flow. If refinanced at current rates it would operate at an $XXX monthly loss. Exposed markets tell a striking story: Pigeon Forge/Gatlinburg: XXXX% of housing stock are short-term rentals Myrtle Beach: XXXX% Panama City Beach: XXXX% +"
X Link @SoCalJohnnyc 2025-10-17T08:30Z XXX followers, XX engagements
"What to say vs not say: Don't: "Do you know anyone looking to buy or sell" Do: "Photo that cost me / seller $25k" "the showing / open house mistake that kills offers" "3 things I'd do before listing" "how to sell in X days" "Why presentation matters more than price""
X Link @SoCalJohnnyc 2025-10-18T06:33Z XXX followers, XX engagements
"How to turn every showing or Open House into content: Film the set up Do a walk through video Get lifestyle shots Ask a question on stories Share buyer FAQ's Do Market Insights Do Neighborhood Highlights Make the most of time during showings and open houses"
X Link @SoCalJohnnyc 2025-10-18T06:47Z XXX followers, XX engagements
"20252030 Housing Market Predictions: Sales Will Slowly Rebound Builders Rule New homes make up XX% of listings double the pre-pandemic share. Ownership Costs Keep Climbing Cost of owning a home $4000/month Prices rise Again after 2025s softening 1011% rise by 2030"
X Link @SoCalJohnnyc 2025-10-20T06:57Z XXX followers, XX engagements
"Fannie Mae and Freddie Mac are temporarily easing mortgage rules to help lenders keep home loans moving during the federal shutdown"
X Link @SoCalJohnnyc 2025-10-20T06:17Z XXX followers, XX engagements
"Homeowners with rock bottom mortgage rates are moving thanks to builder incentives and new construction deals. XX% of U.S. mortgage holders still pay under X% Sub-4% loans are shrinking as more owners sell A drop below X% could unleash inventory and put pressure on prices"
X Link @SoCalJohnnyc 2025-10-20T06:36Z XXX followers, XX engagements
"3. Sprint to $100000 savings as Fast as Possible Munger famously said: "The first $100000 is a bitch but you gotta do it. I don't care what you have to do." Here's why: $100000 earning XX% annually generates $10000. $10000 earning XX% generates only $1000. +"
X Link @SoCalJohnnyc 2025-10-20T20:25Z XXX followers, X engagements
"The math is painful but obvious. Action Step: Live below your means cut unnecessary expenses and maximize your savings rate. Walk everywhere use coupons do whatever it takes to hit this critical milestone of saving your first $100000. +"
X Link @SoCalJohnnyc 2025-10-20T20:25Z XXX followers, XX engagements
"4. Don't Over-Diversify Munger's portfolio consisted of just three stocks: Berkshire Hathaway Costco and Daily Journal. He compares this to a local businessman who owns four quality businesses in town. Is he diversified Absolutely. +"
X Link @SoCalJohnnyc 2025-10-20T20:25Z XXX followers, XX engagements
"Action Step: If you're willing to understand businesses deeply concentrate your investments in quality companies. Or stick with broad market index funds like the S&P XXX. X. Let Compound Interest Work Its Magic Ben Franklin left $4400 to Boston and Philadelphia in 1780. +"
X Link @SoCalJohnnyc 2025-10-20T20:25Z XXX followers, XX engagements
"The mortgage was a XX year mortgage and the property is now paid off. XX of those years tenants or guests paid all expenses of the property + provided you cash flow + property equity + tax benefits. This appreciation is a 54X return on your original investment NOT including +"
X Link @SoCalJohnnyc 2025-10-20T20:19Z XXX followers, X engagements
"After XXX years of compound growth it became $XXX million. Munger learned this lesson: "Money makes money and the money that money made makes money." Action Step: Start investing immediately. That $XXX monthly investment isn't just $XXX it's potentially way more in +"
X Link @SoCalJohnnyc 2025-10-20T20:25Z XXX followers, X engagements
"cash flow or tax benefits (depreciation + active income offset). For context from 1995 - 2025 the Nasdaq returned 2111% or 21X the S&P XXX 1008% or 10X and the Dow XXX% or 8.5X. Generate consistent four and five figure deposits and achieve a $X million + net worth +"
X Link @SoCalJohnnyc 2025-10-20T20:19Z XXX followers, XX engagements
"future value when compound interest works its magic. Munger's path was owning assets that generate income working for himself and letting time and compound interest do the heavy lifting. #Investing #CompoundInterest #MillionaireMindset"
X Link @SoCalJohnnyc 2025-10-20T20:25Z XXX followers, X engagements