[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @MusicalChairs14 Musical Chairs Musical Chairs posts on X about debt, mortgage rate, gdp, up the the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/twitter::1363008185074769923/interactions)  - X Week XXXXXX +49% - X Month XXXXXX +46% - X Months XXXXXXX -XX% - X Year XXXXXXX -XX% ### Mentions: XX [#](/creator/twitter::1363008185074769923/posts_active)  - X Week XX -XX% - X Month XX +1.30% - X Months XXX -XX% - X Year XXX -XX% ### Followers: XXXXX [#](/creator/twitter::1363008185074769923/followers)  - X Week XXXXX +0.42% - X Month XXXXX +2.80% - X Months XXXXX +13% - X Year XXXXX +29% ### CreatorRank: XXXXXXX [#](/creator/twitter::1363008185074769923/influencer_rank)  ### Social Influence [#](/creator/twitter::1363008185074769923/influence) --- **Social category influence** [finance](/list/finance) XXXXX% [countries](/list/countries) XXXX% [currencies](/list/currencies) XXXX% **Social topic influence** [debt](/topic/debt) #1036, [mortgage rate](/topic/mortgage-rate) 2.47%, [gdp](/topic/gdp) 2.47%, [up the](/topic/up-the) 2.47%, [money](/topic/money) 2.47%, [balance sheet](/topic/balance-sheet) #1793, [countries](/topic/countries) 1.23%, [denmark](/topic/denmark) 1.23%, [finland](/topic/finland) 1.23%, [$4bn](/topic/$4bn) XXXX% **Top accounts mentioned or mentioned by** [@dumbas61007425](/creator/undefined) [@kellyenz](/creator/undefined) [@stuartbdonovan](/creator/undefined) [@peterbyarddavis](/creator/undefined) [@raffiatim](/creator/undefined) [@john77042873837](/creator/undefined) [@enzerenzer](/creator/undefined) [@oceanblue76547](/creator/undefined) [@charteddaily](/creator/undefined) [@picss3o](/creator/undefined) [@peitracine](/creator/undefined) [@kiwiirob](/creator/undefined) [@nicholasphilp](/creator/undefined) [@profstevekeen](/creator/undefined) [@kiwipmi](/creator/undefined) [@quixotic3lixer](/creator/undefined) [@nzdebtclock](/creator/undefined) [@morrynz](/creator/undefined) [@alanwilkinsonnz](/creator/undefined) [@alsalehnz](/creator/undefined) ### Top Social Posts [#](/creator/twitter::1363008185074769923/posts) --- Top posts by engagements in the last XX hours "The lag between changes to the OCR and changes to the weighted average mortgage rate is significant. It could be late-2026 before we get back to pre-cvid levels. Better news for businesses though. 5/n" [X Link](https://x.com/MusicalChairs14/status/1976827211526389794) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-11T01:48Z 2604 followers, XXX engagements "Oops. I read Judith's letter It's really bad I'll try and keep this short. First up this bare-faced lie. The countries in the pink circle have a similar-sized economy to NZ. Govt spending is a lot higher in all but one . 🧵 1/n" [X Link](https://x.com/MusicalChairs14/status/1979834366013612238) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-19T08:57Z 2604 followers, 5089 engagements "Yes of course. Here's our spending on education as a % of NZ GDP. It's a useful case in point. Let's say that we decided to spend as much on education - relative to our economy - as Denmark and Finland. We would be spending about $4bn per year extra. 8/n" [X Link](https://x.com/MusicalChairs14/status/1979834394274939205) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-19T08:57Z 2604 followers, 3138 engagements "OCR drop to XXX% today takes us into uncharted territory. Expect an effective mortgage rate the weighted avg of what we are paying - to be about XXX% in October 2025. Been saying for months that it will take OCR of about XXX% & effective mortgage rate of X% to be stimulatory" [X Link](https://x.com/MusicalChairs14/status/1975843042700759304) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-08T08:37Z 2600 followers, 1727 engagements "Business lending tends to *follow* not lead economic / job growth (and there's none of that around). The Govt needs to kickstart the economy with a decent shot of investment. But they are banking on another private debt expansion through the housing market. It's criminal really" [X Link](https://x.com/MusicalChairs14/status/1979299429242016166) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-17T21:32Z 2600 followers, 1308 engagements "@morrynz @NZDebtClock income savings assets and liabilities" [X Link](https://x.com/MusicalChairs14/status/1977214652905103750) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-12T03:28Z 2602 followers, XX engagements "Same data but just for September months. Completely unnecessary self flagellation. It's like all the lessons learned on the need for fiscal kick-starts are being roundly ignored. Small island housing ponzi rogergnomics 8-wire whip the poor exceptionalism. (2/2)" [X Link](https://x.com/MusicalChairs14/status/1978011673475924384) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-14T08:15Z 2604 followers, XXX engagements "@EnzerEnzer We refunded $55bn of bond sales. And now we're selling new bonds to soak up the money we created. What a thoroughly stupid world we live in" [X Link](https://x.com/MusicalChairs14/status/1978668169255428473) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-16T03:43Z 2602 followers, XXX engagements "@Raffiatim Strictly speaking when Govt transfers money into its bank accounts it creates 'debt' (liability on Govt balance sheet). This debt is held in form of settlement account balances at commercial banks. When Govt sells bonds they swap form of debt from settlement balances to bonds" [X Link](https://x.com/MusicalChairs14/status/1980313377001074933) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T16:41Z 2602 followers, XX engagements "RBNZ throwing the kitchen sink at getting property prices moving again. Our hapless Government - devoid of any economic strategy at all - are standing by hoping they succeed. Truly pathetic" [X Link](https://x.com/MusicalChairs14/status/1979014426847023540) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-17T02:39Z 2604 followers, 1749 engagements "@AlanWilkinsonNZ @alsalehnz Common misunderstanding. NZers have as much in shares and financial assets as they do in housing. And that wealth is heavily concentrated in the top few per cent. Look it up. Stats publish the household balance sheets" [X Link](https://x.com/MusicalChairs14/status/1980355766596039168) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T19:29Z 2604 followers, XX engagements "If we multiply the OCR by housing debt as a % of GDP we get a rough indicator of housing debt servicing costs over time. As you can see by the end of 2025 we will be back to 2012 (ish) levels - hardly stimulatory. And there's more. 4/n" [X Link](https://x.com/MusicalChairs14/status/1976827207596360146) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-11T01:48Z 2604 followers, XXX engagements "So can our humble economy afford better paid doctors and teachers or what I mean teaching our kids and helping people who get sick seems kinda important. 7/n" [X Link](https://x.com/MusicalChairs14/status/1979834390596497656) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-19T08:57Z 2604 followers, XXX engagements "@themblogger31 That's incorrect I think XX% of govt debt was in NZD at 1960. The stats yearbooks record the position" [X Link](https://x.com/MusicalChairs14/status/1980175170246787273) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T07:32Z 2604 followers, XXX engagements "@alsalehnz Financial assets are pretty liquid" [X Link](https://x.com/MusicalChairs14/status/1980180624465117404) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T07:53Z 2604 followers, XXX engagements "And if you want to talk about comparative wealth then let's TALK ABOUT IT Our top few per cent rentiers have been stacking up the wealth for fking generations. We're stinking rich up there with the big boys. well on average. Ssshhh. 2/n" [X Link](https://x.com/MusicalChairs14/status/1979834370170274013) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-19T08:57Z 2604 followers, XXX engagements "Regular reminder that NZ invested massively in infra throughout the mid 20th century by creating 'funds' held by RBNZ that were basically overdrafts on the Govt's settlement account. The ghouls hate it but it makes perfect sense" [X Link](https://x.com/MusicalChairs14/status/1980146401737863570) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T05:37Z 2604 followers, 2489 engagements "We can't do good things because we're too poor ðŸ˜" [X Link](https://x.com/MusicalChairs14/status/1980175565442421018) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T07:33Z 2604 followers, 2375 engagements "Hiya. 700+ jobseekers in Kawerau XX jobs available within 10km. Nine of those jobs require some / lots of qualifications (nurses GPs finance work etc). Compete harder bottom-feeders" [X Link](https://x.com/MusicalChairs14/status/1980196464447103384) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T08:56Z 2604 followers, 2694 engagements "We can run a persistent deficit with the world because we sell financial assets to offshore investors. Those financial assets are created by increasing public or private debt (eg NZ shares Govt bonds etc). (1/2)" [X Link](https://x.com/MusicalChairs14/status/1980331835046654188) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T17:54Z 2604 followers, XXX engagements "Any Govt financial strategy based on 'saving up' financial assets in a fund relies on the imported financial assets that are added to the fund generating a higher return than the assets we sell to offshore investors. Or we could close th. Current account deficit. (2/2)" [X Link](https://x.com/MusicalChairs14/status/1980331837965889873) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T17:54Z 2604 followers, XXX engagements "@EnzerEnzer Ah I think it's dividends invested into building a portfolio of shares which would then offset a deficit spend on infra on the Govt balance sheet. Might be wrong though" [X Link](https://x.com/MusicalChairs14/status/1980570060361200077) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-21T09:41Z 2604 followers, XX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@MusicalChairs14 Musical Chairs
Musical Chairs posts on X about debt, mortgage rate, gdp, up the the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.
Engagements: XXXXX #
- X Week XXXXXX +49%
- X Month XXXXXX +46%
- X Months XXXXXXX -XX%
- X Year XXXXXXX -XX%
Mentions: XX #
- X Week XX -XX%
- X Month XX +1.30%
- X Months XXX -XX%
- X Year XXX -XX%
Followers: XXXXX #
- X Week XXXXX +0.42%
- X Month XXXXX +2.80%
- X Months XXXXX +13%
- X Year XXXXX +29%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance XXXXX% countries XXXX% currencies XXXX%
Social topic influence debt #1036, mortgage rate 2.47%, gdp 2.47%, up the 2.47%, money 2.47%, balance sheet #1793, countries 1.23%, denmark 1.23%, finland 1.23%, $4bn XXXX%
Top accounts mentioned or mentioned by @dumbas61007425 @kellyenz @stuartbdonovan @peterbyarddavis @raffiatim @john77042873837 @enzerenzer @oceanblue76547 @charteddaily @picss3o @peitracine @kiwiirob @nicholasphilp @profstevekeen @kiwipmi @quixotic3lixer @nzdebtclock @morrynz @alanwilkinsonnz @alsalehnz
Top Social Posts #
Top posts by engagements in the last XX hours
"The lag between changes to the OCR and changes to the weighted average mortgage rate is significant. It could be late-2026 before we get back to pre-cvid levels. Better news for businesses though. 5/n"
X Link @MusicalChairs14 2025-10-11T01:48Z 2604 followers, XXX engagements
"Oops. I read Judith's letter It's really bad I'll try and keep this short. First up this bare-faced lie. The countries in the pink circle have a similar-sized economy to NZ. Govt spending is a lot higher in all but one . 🧵 1/n"
X Link @MusicalChairs14 2025-10-19T08:57Z 2604 followers, 5089 engagements
"Yes of course. Here's our spending on education as a % of NZ GDP. It's a useful case in point. Let's say that we decided to spend as much on education - relative to our economy - as Denmark and Finland. We would be spending about $4bn per year extra. 8/n"
X Link @MusicalChairs14 2025-10-19T08:57Z 2604 followers, 3138 engagements
"OCR drop to XXX% today takes us into uncharted territory. Expect an effective mortgage rate the weighted avg of what we are paying - to be about XXX% in October 2025. Been saying for months that it will take OCR of about XXX% & effective mortgage rate of X% to be stimulatory"
X Link @MusicalChairs14 2025-10-08T08:37Z 2600 followers, 1727 engagements
"Business lending tends to follow not lead economic / job growth (and there's none of that around). The Govt needs to kickstart the economy with a decent shot of investment. But they are banking on another private debt expansion through the housing market. It's criminal really"
X Link @MusicalChairs14 2025-10-17T21:32Z 2600 followers, 1308 engagements
"@morrynz @NZDebtClock income savings assets and liabilities"
X Link @MusicalChairs14 2025-10-12T03:28Z 2602 followers, XX engagements
"Same data but just for September months. Completely unnecessary self flagellation. It's like all the lessons learned on the need for fiscal kick-starts are being roundly ignored. Small island housing ponzi rogergnomics 8-wire whip the poor exceptionalism. (2/2)"
X Link @MusicalChairs14 2025-10-14T08:15Z 2604 followers, XXX engagements
"@EnzerEnzer We refunded $55bn of bond sales. And now we're selling new bonds to soak up the money we created. What a thoroughly stupid world we live in"
X Link @MusicalChairs14 2025-10-16T03:43Z 2602 followers, XXX engagements
"@Raffiatim Strictly speaking when Govt transfers money into its bank accounts it creates 'debt' (liability on Govt balance sheet). This debt is held in form of settlement account balances at commercial banks. When Govt sells bonds they swap form of debt from settlement balances to bonds"
X Link @MusicalChairs14 2025-10-20T16:41Z 2602 followers, XX engagements
"RBNZ throwing the kitchen sink at getting property prices moving again. Our hapless Government - devoid of any economic strategy at all - are standing by hoping they succeed. Truly pathetic"
X Link @MusicalChairs14 2025-10-17T02:39Z 2604 followers, 1749 engagements
"@AlanWilkinsonNZ @alsalehnz Common misunderstanding. NZers have as much in shares and financial assets as they do in housing. And that wealth is heavily concentrated in the top few per cent. Look it up. Stats publish the household balance sheets"
X Link @MusicalChairs14 2025-10-20T19:29Z 2604 followers, XX engagements
"If we multiply the OCR by housing debt as a % of GDP we get a rough indicator of housing debt servicing costs over time. As you can see by the end of 2025 we will be back to 2012 (ish) levels - hardly stimulatory. And there's more. 4/n"
X Link @MusicalChairs14 2025-10-11T01:48Z 2604 followers, XXX engagements
"So can our humble economy afford better paid doctors and teachers or what I mean teaching our kids and helping people who get sick seems kinda important. 7/n"
X Link @MusicalChairs14 2025-10-19T08:57Z 2604 followers, XXX engagements
"@themblogger31 That's incorrect I think XX% of govt debt was in NZD at 1960. The stats yearbooks record the position"
X Link @MusicalChairs14 2025-10-20T07:32Z 2604 followers, XXX engagements
"@alsalehnz Financial assets are pretty liquid"
X Link @MusicalChairs14 2025-10-20T07:53Z 2604 followers, XXX engagements
"And if you want to talk about comparative wealth then let's TALK ABOUT IT Our top few per cent rentiers have been stacking up the wealth for fking generations. We're stinking rich up there with the big boys. well on average. Ssshhh. 2/n"
X Link @MusicalChairs14 2025-10-19T08:57Z 2604 followers, XXX engagements
"Regular reminder that NZ invested massively in infra throughout the mid 20th century by creating 'funds' held by RBNZ that were basically overdrafts on the Govt's settlement account. The ghouls hate it but it makes perfect sense"
X Link @MusicalChairs14 2025-10-20T05:37Z 2604 followers, 2489 engagements
"We can't do good things because we're too poor ðŸ˜"
X Link @MusicalChairs14 2025-10-20T07:33Z 2604 followers, 2375 engagements
"Hiya. 700+ jobseekers in Kawerau XX jobs available within 10km. Nine of those jobs require some / lots of qualifications (nurses GPs finance work etc). Compete harder bottom-feeders"
X Link @MusicalChairs14 2025-10-20T08:56Z 2604 followers, 2694 engagements
"We can run a persistent deficit with the world because we sell financial assets to offshore investors. Those financial assets are created by increasing public or private debt (eg NZ shares Govt bonds etc). (1/2)"
X Link @MusicalChairs14 2025-10-20T17:54Z 2604 followers, XXX engagements
"Any Govt financial strategy based on 'saving up' financial assets in a fund relies on the imported financial assets that are added to the fund generating a higher return than the assets we sell to offshore investors. Or we could close th. Current account deficit. (2/2)"
X Link @MusicalChairs14 2025-10-20T17:54Z 2604 followers, XXX engagements
"@EnzerEnzer Ah I think it's dividends invested into building a portfolio of shares which would then offset a deficit spend on infra on the Govt balance sheet. Might be wrong though"
X Link @MusicalChairs14 2025-10-21T09:41Z 2604 followers, XX engagements