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[@MusicalChairs14](/creator/twitter/MusicalChairs14)
"Yes of course. Here's our spending on education as a % of NZ GDP. It's a useful case in point. Let's say that we decided to spend as much on education - relative to our economy - as Denmark and Finland. We would be spending about $4bn per year extra. 8/n"  
[X Link](https://x.com/MusicalChairs14/status/1979834394274939205) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-19T08:57Z 2602 followers, 2819 engagements


"@alsalehnz Financial assets are pretty liquid"  
[X Link](https://x.com/MusicalChairs14/status/1980180624465117404) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T07:53Z 2602 followers, XXX engagements


"Oops. I read Judith's letter It's really bad I'll try and keep this short. First up this bare-faced lie. The countries in the pink circle have a similar-sized economy to NZ. Govt spending is a lot higher in all but one . 🧵 1/n"  
[X Link](https://x.com/MusicalChairs14/status/1979834366013612238) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-19T08:57Z 2602 followers, 4817 engagements


"So can our humble economy afford better paid doctors and teachers or what I mean teaching our kids and helping people who get sick seems kinda important. 7/n"  
[X Link](https://x.com/MusicalChairs14/status/1979834390596497656) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-19T08:57Z 2602 followers, XXX engagements


"Hiya. 700+ jobseekers in Kawerau XX jobs available within 10km. Nine of those jobs require some / lots of qualifications (nurses GPs finance work etc). Compete harder bottom-feeders"  
[X Link](https://x.com/MusicalChairs14/status/1980196464447103384) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T08:56Z 2602 followers, 1958 engagements


"OCR drop to XXX% today takes us into uncharted territory. Expect an effective mortgage rate the weighted avg of what we are paying - to be about XXX% in October 2025. Been saying for months that it will take OCR of about XXX% & effective mortgage rate of X% to be stimulatory"  
[X Link](https://x.com/MusicalChairs14/status/1975843042700759304) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-08T08:37Z 2600 followers, 1727 engagements


"Net Govt interest payments on debt back to typical levels - now well under X% of total Govt spending. It is worth noting that the net payment figure ($1bn net) is tiny compared to. 🧵1/n"  
[X Link](https://x.com/MusicalChairs14/status/1976214477264781714) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-09T09:13Z 2597 followers, 1837 engagements


"If we multiply the OCR by housing debt as a % of GDP we get a rough indicator of housing debt servicing costs over time. As you can see by the end of 2025 we will be back to 2012 (ish) levels - hardly stimulatory. And there's more. 4/n"  
[X Link](https://x.com/MusicalChairs14/status/1976827207596360146) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-11T01:48Z 2600 followers, XXX engagements


"The lag between changes to the OCR and changes to the weighted average mortgage rate is significant. It could be late-2026 before we get back to pre-cvid levels. Better news for businesses though. 5/n"  
[X Link](https://x.com/MusicalChairs14/status/1976827211526389794) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-11T01:48Z 2600 followers, XXX engagements


"Same data but just for September months. Completely unnecessary self flagellation. It's like all the lessons learned on the need for fiscal kick-starts are being roundly ignored. Small island housing ponzi rogergnomics 8-wire whip the poor exceptionalism. (2/2)"  
[X Link](https://x.com/MusicalChairs14/status/1978011673475924384) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-14T08:15Z 2600 followers, XXX engagements


"Adopt this simple rule to be a ghoul: Assets - whether they be financial physical human or natural - exist only and always to provide a return to capital. Public ownership of assets is a breach of this golden ghoul rule and an abhorrence. Amen"  
[X Link](https://x.com/MusicalChairs14/status/1978719432793788923) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-16T07:07Z 2596 followers, 1366 engagements


"RBNZ throwing the kitchen sink at getting property prices moving again. Our hapless Government - devoid of any economic strategy at all - are standing by hoping they succeed. Truly pathetic"  
[X Link](https://x.com/MusicalChairs14/status/1979014426847023540) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-17T02:39Z 2602 followers, 1731 engagements


"Business lending tends to *follow* not lead economic / job growth (and there's none of that around). The Govt needs to kickstart the economy with a decent shot of investment. But they are banking on another private debt expansion through the housing market. It's criminal really"  
[X Link](https://x.com/MusicalChairs14/status/1979299429242016166) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-17T21:32Z 2600 followers, 1308 engagements


"@morrynz @NZDebtClock income savings assets and liabilities"  
[X Link](https://x.com/MusicalChairs14/status/1977214652905103750) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-12T03:28Z 2602 followers, XX engagements


"@EnzerEnzer We refunded $55bn of bond sales. And now we're selling new bonds to soak up the money we created. What a thoroughly stupid world we live in"  
[X Link](https://x.com/MusicalChairs14/status/1978668169255428473) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-16T03:43Z 2602 followers, XXX engagements


"@themblogger31 That's incorrect I think XX% of govt debt was in NZD at 1960. The stats yearbooks record the position"  
[X Link](https://x.com/MusicalChairs14/status/1980175170246787273) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T07:32Z 2601 followers, XXX engagements


"And if you want to talk about comparative wealth then let's TALK ABOUT IT Our top few per cent rentiers have been stacking up the wealth for fking generations. We're stinking rich up there with the big boys. well on average. Ssshhh. 2/n"  
[X Link](https://x.com/MusicalChairs14/status/1979834370170274013) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-19T08:57Z 2602 followers, XXX engagements


"Regular reminder that NZ invested massively in infra throughout the mid 20th century by creating 'funds' held by RBNZ that were basically overdrafts on the Govt's settlement account. The ghouls hate it but it makes perfect sense"  
[X Link](https://x.com/MusicalChairs14/status/1980146401737863570) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T05:37Z 2602 followers, 2358 engagements


"@Raffiatim Strictly speaking when Govt transfers money into its bank accounts it creates 'debt' (liability on Govt balance sheet). This debt is held in form of settlement account balances at commercial banks. When Govt sells bonds they swap form of debt from settlement balances to bonds"  
[X Link](https://x.com/MusicalChairs14/status/1980313377001074933) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T16:41Z 2601 followers, XX engagements


"We can run a persistent deficit with the world because we sell financial assets to offshore investors. Those financial assets are created by increasing public or private debt (eg NZ shares Govt bonds etc). (1/2)"  
[X Link](https://x.com/MusicalChairs14/status/1980331835046654188) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T17:54Z 2602 followers, XXX engagements


"Any Govt financial strategy based on 'saving up' financial assets in a fund relies on the imported financial assets that are added to the fund generating a higher return than the assets we sell to offshore investors. Or we could close th. Current account deficit. (2/2)"  
[X Link](https://x.com/MusicalChairs14/status/1980331837965889873) [@MusicalChairs14](/creator/x/MusicalChairs14) 2025-10-20T17:54Z 2602 followers, XXX engagements