# ![@FedexSTi Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::2979685073.png) @FedexSTi Fede Sandler

Fede Sandler posts on X about $nu, $meli, fintech, ipo the most. They currently have [------] followers and [----] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::2979685073/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2979685073/c:line/m:interactions.svg)

- [--] Week [------] +243%
- [--] Month [------] -77%
- [--] Months [-------] +242%
- [--] Year [-------] -79%

### Mentions: [--] [#](/creator/twitter::2979685073/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2979685073/c:line/m:posts_active.svg)

- [--] Week [--] -11%
- [--] Month [--] +78%
- [--] Months [---] +149%
- [--] Year [---] -80%

### Followers: [------] [#](/creator/twitter::2979685073/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2979685073/c:line/m:followers.svg)

- [--] Week [------] -0.03%
- [--] Month [------] +0.32%
- [--] Months [------] +9.80%
- [--] Year [------] +23%

### CreatorRank: [-------] [#](/creator/twitter::2979685073/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2979685073/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  [finance](/list/finance)  [countries](/list/countries)  [automotive brands](/list/automotive-brands)  [technology brands](/list/technology-brands)  [celebrities](/list/celebrities)  [luxury brands](/list/luxury-brands)  [cryptocurrencies](/list/cryptocurrencies)  [travel destinations](/list/travel-destinations)  [social networks](/list/social-networks) 

**Social topic influence**
[$nu](/topic/$nu), [$meli](/topic/$meli) #6, [fintech](/topic/fintech) #20, [ipo](/topic/ipo), [$tsla](/topic/$tsla), [argentina](/topic/argentina), [brazil](/topic/brazil), [mexico](/topic/mexico), [elon musk](/topic/elon-musk), [money](/topic/money)

**Top accounts mentioned or mentioned by**
[@elonmusk](/creator/undefined) [@neuramedia](/creator/undefined) [@wolfofharcourt](/creator/undefined) [@ftrinvestors](/creator/undefined) [@fromvalue](/creator/undefined) [@juanitomexok](/creator/undefined) [@maxthecomrade](/creator/undefined) [@daveyjuice](/creator/undefined) [@stockmarketnerd](/creator/undefined) [@fedexsti](/creator/undefined) [@mihaidoho](/creator/undefined) [@arielsbdar](/creator/undefined) [@mervalsurf](/creator/undefined) [@mercadopago](/creator/undefined) [@peterk88](/creator/undefined) [@mufasacapital](/creator/undefined) [@martinviecha](/creator/undefined) [@stocksavvyshay](/creator/undefined) [@nachio134](/creator/undefined) [@yoshimurajdm](/creator/undefined)

**Top assets mentioned**
[NuCypher (NU)](/topic/$nu) [MercadoLibre Inc (MELI)](/topic/$meli) [Tesla, Inc. (TSLA)](/topic/$tsla) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [DLocal Limited (DLO)](/topic/$dlo) [Costco Hot Dog (COST)](/topic/$cost) [NVIDIA Corp. (NVDA)](/topic/$nvda) [Sea Limited (SE)](/topic/$se) [StoneCo Ltd. Class A Common Shares (STNE)](/topic/$stne) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [Alibaba Group (BABA)](/topic/$baba) [PagSeguro Digital Ltd. (PAGS)](/topic/$pags) [Morgan Stanley (MS)](/topic/morgan-stanley) [Interlay (INTR)](/topic/$intr) [Goldman Sachs (GS)](/topic/goldman-sachs) [Apple, Inc. (AAPL)](/topic/$aapl) [Ferrari N.V. (RACE)](/topic/ferrari) [Mambo (MAMBO)](/topic/mambo) [StarShip (STARSHIP)](/topic/starship) [Uber Technologies, Inc. (UBER)](/topic/uber) [Decentral Games ICE (ICE)](/topic/$ice)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Latam e-commerce penetration more than DOUBLED from 2018-2020. Expected to reach low teens by [----]. AOV & orders are on 🔥 $MELI 👀 #ecommerce #DigitalTransformation"  
[X Link](https://x.com/FedexSTi/status/1441753471309467651)  2021-09-25T13:16Z 18.1K followers, [--] engagements


"Great Note from Irma at GS on $MELI. Will monetize fulfillment a la $AMZN & items delivered in [--] hs reaching 80%.Good luck beating $MELI in e-commerce in Latam 😘"  
[X Link](https://x.com/FedexSTi/status/1457690952345268236)  2021-11-08T12:46Z 18.1K followers, [--] engagements


"Always on underwriting in full swing. Because we use behavioral information for credit underwriting NU has an advantage over traditional credit underwriting. Used my account in Brazil for [--] weeks credit limit is up. Low and grow is disruptive and effective AF 💜Obrigado #nubank"  
[X Link](https://x.com/FedexSTi/status/1482822250353115140)  2022-01-16T21:09Z 18.1K followers, [--] engagements


"Working on a Saturday Of course I even have a term for it: Nubanking 🤣🤣🤣 💜 #alwayson $NU"  
[X Link](https://x.com/FedexSTi/status/1487587088434348033)  2022-01-30T00:42Z 18K followers, [--] engagements


"I am fascinated by all the shit people throw at $NU. Which BTW included millions of people for the first time to the financial system in Br. $NU has done more than all of the incumbents to improve the financial lives of people. Market does NOT understand its model IMHO"  
[X Link](https://x.com/FedexSTi/status/1529538376197627904)  2022-05-25T19:02Z 18.1K followers, [--] engagements


"Despite its consumer base in both US and UK and the positive interest rate environment (for banks) GS consumer bank Marcus is expected to lose over $1.2 billion for GS this year. Like $MELI CFO taught me in tech M&A 1+1 does not necessary equal [--]. #fintech #goldmansachs"  
[X Link](https://x.com/FedexSTi/status/1580211162095833088)  2022-10-12T14:57Z 18.1K followers, [--] engagements


"@Beaver_Cap Before [----]. Incumbents have no clue WTF they are doing. I was listening to Itaus CEO a few days ago. That fat guy is a fucking joke 🤡"  
[X Link](https://x.com/FedexSTi/status/1583922138947366913)  2022-10-22T20:44Z 18.1K followers, [--] engagements


"If I already had conviction in #fintech in Latam after checking out #coatue's deck I am feeling evenbetter. #NU $MELI this party hasnt even started in our zip code 🚀"  
[X Link](https://x.com/FedexSTi/status/1587601180716584960)  2022-11-02T00:23Z 18K followers, [--] engagements


"Baillie Gifford lifted its position in shares of $NU by 194.7% during the 3rd quarter 👀👀👀🚀"  
[X Link](https://x.com/FedexSTi/status/1591097801551011846)  2022-11-11T15:57Z 18K followers, [--] engagements


"#MexicoCity airport. $MELI. 🚀🚀🚀"  
[X Link](https://x.com/FedexSTi/status/1591194482695077888)  2022-11-11T22:21Z 17.9K followers, [--] engagements


"Good luck beating this cost structure. The only one that may close the gap in the future is #mercadocredito IMHO. There are #latam #fintechs and then there is $Nu. This is a category defining business and a winning pony. 🚀🚀🚀"  
[X Link](https://x.com/FedexSTi/status/1592523039593627648)  2022-11-15T14:20Z 18.1K followers, [--] engagements


"Say hello to the latest addition to my tombstone collection.💜Its gonna fit real nice with my $MELI follow-on and convertible note tombstones. My wall of achievements just keeps growing ✊🏻🙏 #nubank #ipo"  
[X Link](https://x.com/FedexSTi/status/1594312940378677249)  2022-11-20T12:53Z 18.1K followers, [--] engagements


"16 years of hard work brings its results: [----] Times Square headshot✅ [----] $MELI convertible note $880mln✅ [----] $MELI follow on $2bn✅ [----] @AspenInstitute Fellow✅ [----] @iimag best IRO & IR team TMT sector✅ [----] $NU IPO $2.8 bn✅ Looking forward to the future"  
[X Link](https://x.com/FedexSTi/status/1595113067523997696)  2022-11-22T17:52Z 18K followers, [---] engagements


"Great report from @Americas_MI on Mercado Pago and #financialinclusion. 1). Active MP accounts on🔥 2). Average credits per user up 3x Q2'22 3). 45% of consumers had MP as first offering 4). [--] out of [--] indicate no financial ed. Music to my ears as a $MELI & $NU shareholder"  
[X Link](https://x.com/FedexSTi/status/1596120588111806467)  2022-11-25T12:36Z 18.1K followers, [--] engagements


"#TBThursday. Exactly a year ago we were pricing $NU IPO at #morganstanleys offices in #NYC. Here I am cutting the cakes of the companys [--] pillars: cost of risk cost of funding cost to acquire & cost to serve. Will never forget this experience with an exceptional team 💜"  
[X Link](https://x.com/FedexSTi/status/1600862296754249732)  2022-12-08T14:38Z 18.1K followers, [--] engagements


"JP Morgan just upgraded $NU back to neutral [--] days ago. They had downgraded to sell about a month ago. Thats it. Thats the tweet"  
[X Link](https://x.com/FedexSTi/status/1602294098735632384)  2022-12-12T13:27Z 18K followers, [--] engagements


"According to Refinitiv #IPO proceeds are down a whopping 95% YoY and at least 50% lower than any of the past [--] years. US IPOs are down 88% vs [----] too. Boy did $NU and $MELI made the right call raising money late last year. You raise when you can. Not when you need"  
[X Link](https://x.com/FedexSTi/status/1603747971304026112)  2022-12-16T13:44Z 18.1K followers, [----] engagements


"@PetaZetazz @patrick_oshag No worries. Only time will tell. Happy Saturday"  
[X Link](https://x.com/FedexSTi/status/1616849341846536192)  2023-01-21T17:24Z 18.1K followers, [--] engagements


"According to The Investment Association's (IA) Annual Survey in [----] around half (47%) of the [---] members surveyed were integrating ESG into their investment processes. Good to see $MELI & $NU leading on this front. This will separate good from great companies IMO"  
[X Link](https://x.com/FedexSTi/status/1618345121732530177)  2023-01-25T20:28Z 18K followers, [----] engagements


"The only company I know that can afford to lower prices cut margins in half and still be more profitable than the competition. Besides $MELI & $NU long $TSLA"  
[X Link](https://x.com/FedexSTi/status/1622227021425172480)  2023-02-05T13:33Z 18K followers, 18.3K engagements


"$NU is building one of the largest and most valuable franchises in Latam: Asset Quality ✅ Loan Growth✅ NII & NIM✅ Funding Cost✅ Operating Leverage✅ Profitability In Brazil✅ International Expansion✅ The two killer slides for Q422 IMHO below. Thanks @EugeneNg_VCap :)"  
[X Link](https://x.com/FedexSTi/status/1625855493590904837)  2023-02-15T13:52Z 18.1K followers, 19.2K engagements


"Per The Information #Stripe has cut the valuation for fundraising by an extra 10% to $50 billion. The funding round sets the per-share price at $20 down from $23 a share. A massive discount from the $95B valuation in [----]. In hindsight $NU timing for IPO was spot on"  
[X Link](https://x.com/FedexSTi/status/1630922344687452160)  2023-03-01T13:26Z 18K followers, [----] engagements


"$PBR is the second-biggest payer of dividends in the entire oil industry only behind Saudi Aramco. Definetly learning new stuff every day 👀👀👀"  
[X Link](https://x.com/FedexSTi/status/1631648668934897669)  2023-03-03T13:32Z 18.1K followers, [----] engagements


"So lemme get this straight. $CS shareholders get the equivalent of $3.3 bln in $UBS shares and $CS CoCo bond holders get wiped out Quite a dangerous precedent for a bond market that has issued about $275 billion globally. 👀👀👀👀🎢"  
[X Link](https://x.com/FedexSTi/status/1638244468347269128)  2023-03-21T18:21Z 18K followers, [----] engagements


"As of Q422 $MELI shipped over one BILLION items while almost half of them were fulfilled by $MELI. Managed network penetration is at 94% in Mexico and over 75% of orders are being delivered within [--] hours. Gravity defying metrics for Latin American standards. 🤯🤯🤯"  
[X Link](https://x.com/FedexSTi/status/1638555868017967106)  2023-03-22T14:58Z 18K followers, 30.2K engagements


"#openbanking: Nearly 40% of the globe has an active open banking program Latin America and the Middle East are seeing an increased number of legislative frameworks. $NU $MELI 👀👀"  
[X Link](https://x.com/FedexSTi/status/1639999716095041537)  2023-03-26T14:36Z 18K followers, [----] engagements


"Are you into product management If yes this is for you. $NU https://open.spotify.com/episode/1tKY7xCyIZtOe0zJoId43Zsi=DkwtUiYFSkKwOQiQ7AWFlw&context=spotify%3Ashow%3A3j2KMcZTtgTNBKwtZBMHvl https://open.spotify.com/episode/1tKY7xCyIZtOe0zJoId43Zsi=DkwtUiYFSkKwOQiQ7AWFlw&context=spotify%3Ashow%3A3j2KMcZTtgTNBKwtZBMHvl"  
[X Link](https://x.com/FedexSTi/status/1641494434280878100)  2023-03-30T17:35Z 18K followers, [----] engagements


"Thank you @FromValue for the opportunity to chat about some of my favorite subjects: $MELI $NU #fintech #ecommerce and #investing . Look forward to the next one Love doing these things🙌🏻🙏 I just had a tremendous interview with @FedexSTi former Investor Relations Officer at both $MELI and $NU 🤯 🚀 First the Multis will get it but I will publish it for everyone. It's just too good not to share. Stay tuned https://t.co/mc1KeESlmK I just had a tremendous interview with @FedexSTi former Investor Relations Officer at both $MELI and $NU 🤯 🚀 First the Multis will get it but I will publish it"  
[X Link](https://x.com/FedexSTi/status/1646255200485687296)  2023-04-12T20:53Z 18.1K followers, 18.6K engagements


"This is the correct math. $NU prudential conglomerate would deliver a 40% ROE (vs. 61% BRGAAP) considering all adjustments including fully loaded credit RWA & 100% of SBC expenses. Its just mindblowing the extent to which some banks will go to create anxiety with investors. This is nowhere near the 11% reported by #Santander"  
[X Link](https://x.com/FedexSTi/status/1649093947048828928)  2023-04-20T16:53Z 18.1K followers, [----] engagements


"I wonder what the net impact of #AI will be in the investment world. I have a feeling it will solve a lot but at the cost of alpha generation being much harder than it is today. Fun times"  
[X Link](https://x.com/FedexSTi/status/1654840669960019968)  2023-05-06T13:28Z 18K followers, [----] engagements


"@JonahLupton Execution just like with $MELI does not skip a beat🔥"  
[X Link](https://x.com/FedexSTi/status/1658228130518016002)  2023-05-15T21:49Z [----] followers, [--] engagements


"The two money slides from Q1'23 $NU earnings presentation IMHO. ARPAC going vertical on the latest cohorts while they are killing it lending in lower income bands (also where the best spreads are). No other fintech in the world can flex these numbers.🔥"  
[X Link](https://x.com/FedexSTi/status/1658478308412235782)  2023-05-16T14:23Z 16.6K followers, [----] engagements


"@Curiousjorge65 Yes. That is important. Because customer loyalty is hard to come in banks. And it helps. And $NU cracked this. They even have a fanatical customer metric. But what really makes the difference here is their ability to manage data and have an always on underwriting engine. Its all"  
[X Link](https://x.com/FedexSTi/status/1658481856424329216)  2023-05-16T14:37Z [----] followers, [--] engagements


"@DondeInvierto Porque adoptan ms productos por usuario ms rpido. El Fede de [----] solo poda tener credit card poruqe era el nico producto. Ahora hacen cross sell ms rpido y eso hace que ARPAC crezca ms rpido en menos tiempos. $NU a diferencia de los bancos no te obliga a nada. All"  
[X Link](https://x.com/FedexSTi/status/1658483123506778114)  2023-05-16T14:42Z [----] followers, [--] engagements


"@TheoryRealist @VigilantFox @elonmusk Totally. Thats what happens usually. Silence gets uncomfortable. $MELI CFO did it all the time and I knew that when he went silent he was about to throw a 💣. Like Elon he manages silence like very few in ultra high pressure situations like an earnings call. It is quite the"  
[X Link](https://x.com/FedexSTi/status/1658899111532195841)  2023-05-17T18:15Z [----] followers, [--] engagements


"$STNE because they cant take deposits. Not a financial institution like $NU (which is NOT a full banking license) $STNE does securitizations which are costlier. $PAGS their deposit franchise is not that big to impact funding cost I presume. Since I dont like the biz I dont follow that closely. At the end of the day they are still a $STNE that serves micro merchants. They just got into banking cos payments is a business with increasingly shittier economics"  
[X Link](https://x.com/FedexSTi/status/1658932356990877697)  2023-05-17T20:27Z 18.8K followers, [---] engagements


"@kouroshshafi Neha is such a good analyst. More of a gem these days relative to her peers at JP Bradesco BTG and Itau. Always with good questions. She was one of my favorites during $NU IPO"  
[X Link](https://x.com/FedexSTi/status/1659219175557025792)  2023-05-18T15:27Z [----] followers, [--] engagements


"Probably one of the few souls in Argentina that can rock this jacket $NU"  
[X Link](https://x.com/FedexSTi/status/1659594744018681856)  2023-05-19T16:19Z 18K followers, [----] engagements


"@MaxTheComrade @davey_juice I wasnt there for $MELI IPO but I took some good souvenirs. Exhibit A 🤣"  
[X Link](https://x.com/FedexSTi/status/1659767100989161474)  2023-05-20T03:44Z [----] followers, [--] engagements


"@23BullishB @gugu3115 Its not a better experience its just that the installed base of NFC enabled POS and cards is a lot lower than in US/Europe. So you need other payment methods offered. If you are a merchant and have a business account with $NU is free. Which is much better than swiping plastic"  
[X Link](https://x.com/FedexSTi/status/1660671497084583936)  2023-05-22T15:38Z [----] followers, [--] engagements


"Thank you @JonahLupton for the change to talk about some of my favorite subjects: $NU & $MELI"  
[X Link](https://x.com/FedexSTi/status/1660681825214144513)  2023-05-22T16:19Z [----] followers, [--] engagements


"Thank you @JonahLupton for the chance to talk about some of my favorite subjects: $NU & $MELI. Here's my recent interview with @FedexSTi -- https://t.co/tPhv842W8u If you own $MELI or $NU this is an interview you don't want to miss. Lots of people on fintwit own $MELI but nobody knows the company better than Fede. https://t.co/BdAAWWwkl5 Here's my recent interview with @FedexSTi -- https://t.co/tPhv842W8u If you own $MELI or $NU this is an interview you don't want to miss. Lots of people on fintwit own $MELI but nobody knows the company better than Fede. https://t.co/BdAAWWwkl5"  
[X Link](https://x.com/FedexSTi/status/1660682271098060800)  2023-05-22T16:21Z 16.6K followers, [----] engagements


"@23BullishB @gugu3115 Exactly. In fact $NU is trying to jump the POS altogether to be more aggressive in price and process w/the phone as NFC grows. The David Velez view is that we eventually leapfrog physical POS (at least for SMEs). Pago is following suit. And yes selling more services is what they"  
[X Link](https://x.com/FedexSTi/status/1660690103524573186)  2023-05-22T16:52Z [----] followers, [--] engagements


"@davey_juice My alignment with Lago is so tight. Hell I could do IR for $NU again hitting the ground running Learned a thing or two I think 🤣"  
[X Link](https://x.com/FedexSTi/status/1661081094135881728)  2023-05-23T18:46Z 18.1K followers, [--] engagements


"@juanito_mexok I got the same conviction w/Pago. $MELI is my largest position followed by $NU. Full disclosure"  
[X Link](https://x.com/FedexSTi/status/1661718430771191817)  2023-05-25T12:58Z [----] followers, [--] engagements


"@juanito_mexok Ayyyy sabes qu pasa amigo. Con Argentina me queme mucho. Prefiero ser accionista de Galperin y de David Vlez que de acreedor de Alberto Fernndez. I can figure out $MELI y $NU. Argentina es un enigma. Puede salir muy bien on ser una catstrofe. Y estos son ahorros que me"  
[X Link](https://x.com/FedexSTi/status/1661719634494603264)  2023-05-25T13:03Z [----] followers, [--] engagements


"@2020BESTDECADE @leobilanski @mercadopago @marcos_galperin $MELI emplea directamente ms de [--] mil personas y van a ser ms de [--] antes de fin de ao. No hay otra compaa en la historia d este pas que haya tenido ese impacto. Arriba de eso le da de comer a ms de [---] mil familias que viven de la plataforma en Latinoamrica. Y mi"  
[X Link](https://x.com/FedexSTi/status/1661721343765643264)  2023-05-25T13:10Z [----] followers, [--] engagements


"@marioelcafetero @juanito_mexok Es cierto. A [--] y pico de paridad seems lower risk. Pero si aprend algo de los inversores en $NU y $MELI es el largo plazo. Focus and keep loading. Entiendo estas compaas mejor que el 99% de la gente. You estuve en la cocina de ambas mucho tiempo. As que se que tienen mucho"  
[X Link](https://x.com/FedexSTi/status/1661781579306237952)  2023-05-25T17:09Z [----] followers, [--] engagements


"@Giuliano_Mana Una de las cosas que ms extrao de $MELI son las reuniones con el. Siempre aprenda algo. Cuando vena inspirado era una cosa de locos. De el y Pedro y Ozzie aprend ms que en la facultad ms o menos"  
[X Link](https://x.com/FedexSTi/status/1663936047745572867)  2023-05-31T15:50Z [----] followers, [--] engagements


"GM to all the $NU shareholders 🔥"  
[X Link](https://x.com/FedexSTi/status/1666449098457710593)  2023-06-07T14:16Z 15.1K followers, [----] engagements


"L O C U R A. I caught the $NU bottom with @arielsbdar 🔥🔥🔥🔥 @FedexSTi @23BullishB Enfermo https://t.co/tHxlHuaBwB @FedexSTi @23BullishB Enfermo https://t.co/tHxlHuaBwB"  
[X Link](https://x.com/FedexSTi/status/1666470241965158402)  2023-06-07T15:40Z 16.6K followers, [----] engagements


"@pbarbieri Yep yep. I figured. $MELI and $NU made me. Im eternally grateful to David and Marcos. 💯"  
[X Link](https://x.com/FedexSTi/status/1666861204919156747)  2023-06-08T17:34Z 18.2K followers, [---] engagements


"Jajajjaja no bro. Im only doing one IPO in my life and it was $NU. As much as it was a good experience it was also the hardest and most disruptive process of my life. It should NOT be taken lightly. I would never do one again. No matter the money. My mental health is more valuable. Its an unhealthy process. But my two right hands ar $MELI who now are at $NU and $VTEX would be perfect candidates. And I am happy to recommend to Pier because they are the best in Latam. Period. Not only trained by me but also by Pedro Arnt Marcos and David. My IPO days are over. Forever"  
[X Link](https://x.com/FedexSTi/status/1666964768178020354)  2023-06-09T00:25Z 18K followers, [---] engagements


"@IrnestKaplan Yep yep. I learned that the hard way coming out of $MELI got rear ended by a Rappi and got [--] stitches in my leg. I was riding [--] days later. But I learned my lesson🤣"  
[X Link](https://x.com/FedexSTi/status/1667289795846971394)  2023-06-09T21:57Z 18.2K followers, [---] engagements


"I am beyond humbled grateful and blown away by the interest on my IR skills. I am really pumped on giving an IR class now (not Master Class cause that would be my ex boss at $MELI🤣). Having said that would it be more interesting/useful to my Twitter friends to do a Q&A"  
[X Link](https://x.com/FedexSTi/status/1667584804290715648)  2023-06-10T17:29Z [----] followers, [--] engagements


"@AndresFBados @ivo189 @juanito_mexok No problem amigo. Me paso mil veces. Viv en muchos pases. Hasta al principio en $MELI me pasaba. Y ni te cuento el bullying que me com de chico. Esta todo ms que bien bro"  
[X Link](https://x.com/FedexSTi/status/1667665688557658112)  2023-06-10T22:50Z [----] followers, [--] engagements


"@arielsbdar They need $NU there man. Galicia is shit al lado IMHO"  
[X Link](https://x.com/FedexSTi/status/1668071819327201281)  2023-06-12T01:44Z [----] followers, [--] engagements


"@rodrigofm @_ram_ 🙏🙏🙏 It was such an honor to learn from him in the $NU IPO. He was deeply involved. When he talked in the meetings he said always something smart and I learned a ton from him. Such a wise man. His podcast from invest like the best is pure gold"  
[X Link](https://x.com/FedexSTi/status/1668324303924756498)  2023-06-12T18:28Z [----] followers, [--] engagements


"@rusoyablo Igual que $NU. Todas las innovaciones de MP empiezan en brasil. Despus de Nu son los que ms Pix keys tienen. En mi opinin estoy es muy positivo para Mercado Pago. Ya para $MELI Argentina es un pas cada vez menos importante. Primero Brasil despus Mxico y dead last"  
[X Link](https://x.com/FedexSTi/status/1668609684306051073)  2023-06-13T13:22Z [----] followers, [--] engagements


"@LeoGule @rusoyablo @juanito_mexok Yo ya lo dije varias veces. The lemon still got juice poruqe no est priceado la penetration incremental de e-commerce cmo van a meter gente en el sistema financiero que hoy est en cash y los clientes que se van a robar de los bancos incumbentes. $MELI tiene la habilidad de"  
[X Link](https://x.com/FedexSTi/status/1668618013363539972)  2023-06-13T13:55Z [----] followers, [--] engagements


"@juanito_mexok @LeoGule @rusoyablo My holding period for $MELI es forever 🤣"  
[X Link](https://x.com/FedexSTi/status/1668633688291295233)  2023-06-13T14:57Z [----] followers, [--] engagements


"@wile_zzz Jajjajaajjaaj Yes of course. These fintechs are tech companies at heart. $NU went full hardcore and has its own programming language. All proprietary and built in house"  
[X Link](https://x.com/FedexSTi/status/1668968118775869440)  2023-06-14T13:06Z [----] followers, [--] engagements


"Im the meantime $NU just announced that Cuenta Nu the digital account by Nu Mexico reached [--] million users one month after its official public launch. Another statement that Nubank is one of the best (if not the best) in scalability strategy and leveraging technology and"  
[X Link](https://x.com/FedexSTi/status/1668977360438272007)  2023-06-14T13:43Z [----] followers, [--] engagements


"@PanchoPepe10 @marioelcafetero Pero lo invento Bezos creo. Eso fue lo que salvo a $MELI. Esa mentalidad"  
[X Link](https://x.com/FedexSTi/status/1668998375281156101)  2023-06-14T15:06Z [----] followers, [--] engagements


"@PanchoPepe10 @marioelcafetero Wow no saba eso. Siempre pens que era la de Bezos. De hecho la tiraba en $MELI como si supiera 🤣🤣🤣. Lo de ROE cristaliza how fucked up banks are. Esos ROEs son todos los fees que te curran sin agregar valor. Es muy simple. Por eso son unos fat cat bankers. Tenamos un slide"  
[X Link](https://x.com/FedexSTi/status/1669061381943877632)  2023-06-14T19:16Z [----] followers, [--] engagements


"@Beaver_Cap When I said that the the $Nu team is like the avengers I meant it The execution is off the charts. I remember seeing the Team slide on the roadshow presentation and thinking one WTF is this team And two WTF am I doing in this slide 🤣🤣🤣🤣"  
[X Link](https://x.com/FedexSTi/status/1669068105958535172)  2023-06-14T19:43Z [----] followers, [--] engagements


"@lost_asset @Tiagogreis Its ok bro. You know how many analysts I converted while at $MELI Thats the beauty of having conviction on a name. Unlike him and 99% of people I understand the business better than most people will in their entire lives. I was part of the leadership team in the IPO working"  
[X Link](https://x.com/FedexSTi/status/1669112936747376640)  2023-06-14T22:41Z [----] followers, [--] engagements


"@rhett_baylor So true. Boy did that cross my mind peak stress at $MELI. Thank god I stayed the course. $MELI was one of the highest points of my career. But There were times a I wanted to pull all my hairs off. And I have a manbun. That would have been painful 🤣🤣🤣🤣🤣"  
[X Link](https://x.com/FedexSTi/status/1669159024703488002)  2023-06-15T01:44Z [----] followers, [--] engagements


"@davey_juice Im coming back next month with my crew Going to Maine a few days as well. I have a bunch of friends in NYC Ill hit you up for sure We will party and talk $MELI $NU and fintech 💯 . Ill also introduce you to my friends they are awesome. Most of them from my childhood"  
[X Link](https://x.com/FedexSTi/status/1669334240498966529)  2023-06-15T13:21Z 18K followers, [---] engagements


"Hey where are the $NU bears Come out and say hi 👋 🥰"  
[X Link](https://x.com/FedexSTi/status/1669423454653763595)  2023-06-15T19:15Z 15.1K followers, [----] engagements


"@wile_zzz So did investors with $MELI at [---] [---] [---] [---] [---] [---] and today. This is the same. The lack of understanding of the cost structure and business model and TAM does not allow investors to see through the fact that this is a 80-100 bln company assuming they stay in Brazil"  
[X Link](https://x.com/FedexSTi/status/1669429493411336199)  2023-06-15T19:39Z [----] followers, [--] engagements


"@AufDerSuche23 $NU pap. Con lo que ganas te compras el stand de Kebabs 🤣🤣🤣🤣🤣"  
[X Link](https://x.com/FedexSTi/status/1669431664269840384)  2023-06-15T19:48Z [----] followers, [--] engagements


"@IrnestKaplan I feel with $NU like in [----] with MELI at $200 bucks investors mocking me it was expensive because of a high P/E. Especially the Brazilians who all then became shareholders at [---] [----]. Even my own friends laughed at me. Look whos laughing now 🤣🤣🤣🤣"  
[X Link](https://x.com/FedexSTi/status/1669441796768780303)  2023-06-15T20:28Z 18.1K followers, [---] engagements


"@jordibausch Si. Me gusta. El tema es que los bancos suck less in the US entonces el value prop no es tan poderoso como el de $NU o Pago. Tampoco estoy seguro que sean muy competitivos con el funding cost. No estoy seguro if they can take deposits. Adems la tasa de bancarizacion en US es"  
[X Link](https://x.com/FedexSTi/status/1669544986860199939)  2023-06-16T03:18Z [----] followers, [--] engagements


"@ftr_investors @SeekingAlpha From a corporate governance standpoint cap table penetration of e-commerce % people bankarized AOV unique buyers. Shit I can go on all day. Alibaba got sloppy. $MELI is a fined tuned machine. With founder and early employees still very much at the helm. Besides the fact that"  
[X Link](https://x.com/FedexSTi/status/1671146503551827968)  2023-06-20T13:26Z [----] followers, [---] engagements


"Funny like the supercharger network that everyone laughed at $TSLA is now proving to be a lifeline for many other EV companies. Oh the irony. Thanks @elonmusk"  
[X Link](https://x.com/FedexSTi/status/1671213479653408771)  2023-06-20T17:48Z [----] followers, [----] engagements


"@juanicaffa @chinowz 🤣🤣🤣🤣 estos hicieron el IPO casi al mismo tiempo q $NU. Pero no son $NU quality. Ni cerca. [--] billion levantaron estos muchachos. 1Q Net Income [----] bln. Killer Biz 🤣"  
[X Link](https://x.com/FedexSTi/status/1671501615583379456)  2023-06-21T12:53Z [----] followers, [--] engagements


"@SantiagoSolanet Jejeje nose si se mas. Lo que si se es que using macro to predict $MELI performance is not a good idea. The correlation between LC GMV and LC GDP is low. I did the excercise back in the day it was about .57. Los secular tailwinds todava soplan ms fuerte que la macro even 20"  
[X Link](https://x.com/FedexSTi/status/1671927011940483092)  2023-06-22T17:07Z [----] followers, [---] engagements


"@SantiagoSolanet Aclaracin: tambin hice este ejercicio con LC TPV y LC GDP y la conclusin fue la misma. Low R squared. Long $MELI"  
[X Link](https://x.com/FedexSTi/status/1671957449241141273)  2023-06-22T19:10Z [----] followers, [---] engagements


"#probablynothing $MELI $NU Latin Americas [--] Biggest Unicorns Reap Strong Stock Gains In First-Half 2023"  
[X Link](https://x.com/FedexSTi/status/1672254525338443776)  2023-06-23T14:47Z [----] followers, [----] engagements


"@MihaiDoho He was a $MELI bull too. I used to talk to his team all the time"  
[X Link](https://x.com/FedexSTi/status/1672289448602599424)  2023-06-23T17:07Z [----] followers, [---] engagements


"@MihaiDoho Jajajjaja I meant still is. They still have a big meli holding. I also talked to the same dudes in the $NU roadshow. But not sure if they went in"  
[X Link](https://x.com/FedexSTi/status/1672290564312637440)  2023-06-23T17:15Z [----] followers, [--] engagements


"@23BullishB Para $NU y $MELI or just in general"  
[X Link](https://x.com/FedexSTi/status/1672327002999730177)  2023-06-23T19:33Z [----] followers, [--] engagements


"@MaxTheComrade The demographic dividend. Applies to $NU as well. Few understand this"  
[X Link](https://x.com/FedexSTi/status/1673417253516111876)  2023-06-26T19:45Z 18.1K followers, [---] engagements


"@BrianFeroldi Be careful w P/E. Its a good metric for mature businesses. But for fast growing companies it means nothing. Zero. Im still laughing at the investors arguing w me that $MELI PE was ridiculous. The stock tripled since then. 🥰"  
[X Link](https://x.com/FedexSTi/status/1673430049008107523)  2023-06-26T20:37Z [----] followers, [----] engagements


"$NU [--] week high. #probablynothing"  
[X Link](https://x.com/FedexSTi/status/1674048806369873924)  2023-06-28T13:35Z 15.1K followers, [----] engagements


"What a beautiful and complex biz $MELI is. Every day my view is reinforced by its supportive operating drivers. In 1Q eCommerce share gains continued credit quality improved and expense scale leverage is kicking in (as I said BTW). This trend should persist. Long AF. 🔥"  
[X Link](https://x.com/FedexSTi/status/1674099514464927761)  2023-06-28T16:56Z 15.8K followers, 13.2K engagements


"@marcos_galperin El logro ms grande de mi vida fue ser parte de este equipo. De rebote mi cara sali ah. Pero todo fue gracias a $MELI. Gratitud eterna"  
[X Link](https://x.com/FedexSTi/status/1674158367361703937)  2023-06-28T20:50Z [----] followers, [--] engagements


"@ftr_investors @geosolimports @AITechInvesting @BrianFeroldi @FromValue @StockMarketNerd @drowsyinvestor @BluSuitDillon @EugeneNg_VCap @7Innovator @IFB_podcast @Hazel4Zhu @7LukeHallard Very true. But he was since the early days. Hes in the founder area IMHO"  
[X Link](https://x.com/FedexSTi/status/1674161175205122048)  2023-06-28T21:06Z [----] followers, [---] engagements


"@CFKArgentina @danielscioli El mismo Scioli que basureabas y que quebr la empresa de la familia Adems de faltarle un brazo le falta masa enceflica igual que a vos. La otra cosa que tienen en comn es que deberan estar en cana. Chorra"  
[X Link](https://x.com/FedexSTi/status/1674185110445338625)  2023-06-28T22:36Z [----] followers, [---] engagements


"Whats Santander answer to $NU in Mexico Copy $NU. Poor bastards. They really have no idea WTF is going on. 🤣🤣🤣🤣🤣 https://iupana.com/2023/06/19/santander-takes-on-nubank-in-mexico-with-credit-card-offensive/lang=en&utm_source=substack&utm_medium=email https://iupana.com/2023/06/19/santander-takes-on-nubank-in-mexico-with-credit-card-offensive/lang=en&utm_source=substack&utm_medium=email"  
[X Link](https://x.com/FedexSTi/status/1674204279865835521)  2023-06-28T23:53Z 16.4K followers, [----] engagements


"@throwabull Ahhhhh its a tough one. Rock and a hard place $MELI is my largest holding and my conviction is as highest as its ever been. Even more than when I headed IR. And I also doubled down with my dads money. Im also not an expert on valuation but if you put a gun to my head ID"  
[X Link](https://x.com/FedexSTi/status/1674414402039054336)  2023-06-29T13:56Z [----] followers, [---] engagements


"Another example here of why credit is HARD. And why $NU is so special"  
[X Link](https://x.com/FedexSTi/status/1674428737289596936)  2023-06-29T14:48Z [----] followers, [----] engagements


"@23BullishB @pismo_io Mira. $MELI moves very fast. Faster than most. Y en tech 1+1 no necesariamente es [--]. Jams durmieron pa. Pregntale a Stone con sus acquisitions cmo rompieron todo. Estoy SEGURO que Andr y su equipo la miraron and passed. $MELI usually builds not buys"  
[X Link](https://x.com/FedexSTi/status/1674430518463729664)  2023-06-29T14:51Z [----] followers, [--] engagements


"@23BullishB @pismo_io 10000000% at least en tech. Salvo que el PMI risk sea bajo o compres market share es mejor build"  
[X Link](https://x.com/FedexSTi/status/1674433240999038978)  2023-06-29T15:02Z [----] followers, [--] engagements


"@23BullishB Because Robin Hood and Block are offering a Me too product in a market were credit card penetration is 95%+. Robin Hood specifically should not even be public in my opinion. I dont know what the hell they are doing in unsecured credit. But back to $Nu in Mexico on the other"  
[X Link](https://x.com/FedexSTi/status/1674516689189208065)  2023-06-29T21:21Z [----] followers, [--] engagements


"@AnInternetter Dont think they separate by CC only but they do give out ARPAC or average revenue per active customer which is around [--] dollars which contrasts against [--] dollars of the incumbents. I presume however that revenue per card is lower at $NU because the proportion of revolvers vs"  
[X Link](https://x.com/FedexSTi/status/1674800756300365824)  2023-06-30T15:23Z [----] followers, [--] engagements


"This slide from #coatue clearly shows why I have so much conviction in $NU & $MELI. Profitable growth at scale is hard AF. These are gonna be 100bln plus businesses by [----]. Maybe earlier"  
[X Link](https://x.com/FedexSTi/status/1675190792837640192)  2023-07-01T17:13Z 16.6K followers, [----] engagements


"@_inwndrlnd Me acuerdo enseando a los inversores gringos el tema del dollar blue el impacto de la inflacin en el P&L de $MELI. Para ser tipos sofisticados eran bastante bsicos. Nada cmo hacer IR en mercados emergentes 🤣"  
[X Link](https://x.com/FedexSTi/status/1675205510826426368)  2023-07-01T18:11Z [----] followers, [--] engagements


"For the first time in Latam cash no longer represents the majority of payments in the formal economy. It now stands at 36%. Access to digital accounts is now pervasive. #PIX or similar rails is the key to financial inclusion. $NU $MELI"  
[X Link](https://x.com/FedexSTi/status/1676269794146885643)  2023-07-04T16:40Z 17.3K followers, [----] engagements


"#Bradesco and #Santander have $NU in a price target of $3-4 dollars and a sell rating because the valuation is HARD TO EXPLAIN. You cant make this shit up"  
[X Link](https://x.com/FedexSTi/status/1676273957882798105)  2023-07-04T16:57Z 16.4K followers, [--] engagements


"@Giuliano_Mana Yes $MELI. They virtually own cero logistics infrastructure yet they own the tech that stitches all together. Most of it flows through COGS and OPEX. Capex is not very intensive"  
[X Link](https://x.com/FedexSTi/status/1676319080985288706)  2023-07-04T19:56Z 18K followers, [----] engagements


"Indeed. In Latam nobody does it better than $MELI. Not even DHL. I saw it first hand the evolution end to end. But the secret sauce is not the assets but the tech stack that integrated this together. Specifically the Warehouse Management Systems and the Transportation Management systems which is all proprietary. They also cracked the code on invoicing and putting items of different merchants in a single box (huge complexity in Br). But what this has done is that as DCs get filled up and they have more line hauls middle mile and last mile carriers they bring down cost per parcel delivery times"  
[X Link](https://x.com/FedexSTi/status/1676604682859429888)  2023-07-05T14:51Z 18K followers, [---] engagements


"@celocelo1 @Giuliano_Mana Perishable goods is still a low % of GMV and requieres an entirely different logistics. Unit economics way more challenging but they may want to invest just to drive more frequency and size of basket"  
[X Link](https://x.com/FedexSTi/status/1676605309748387844)  2023-07-05T14:53Z 18K followers, [---] engagements


"@celocelo1 @Giuliano_Mana Yes Mandae Remember it well. I sat in front of the team doing that deal back in the day. But yes. They really defied gravity with the logistics investments. Incredible how they pulled it off"  
[X Link](https://x.com/FedexSTi/status/1676613774189494274)  2023-07-05T15:27Z 18K followers, [---] engagements


"@juanito_mexok Es verdad pero para eso tengo a mi secret weapon #1 Julia Vater que es la IRO. My other secret weapon esta en $NU todavia. Me lo lleve de $MELI para el IPO de $NU. Tomas Alves. Un animal. ramos imbatibles en $MELI IR. Lejos el mejor IR team era un robo. No entraba UNA bala. We"  
[X Link](https://x.com/FedexSTi/status/1677417507584368640)  2023-07-07T20:41Z [----] followers, [--] engagements


"This chart is absolutely NUTS. Good luck ICE manufacturers replicating this magnitude of operating leverage 🥰 $TSLA"  
[X Link](https://x.com/FedexSTi/status/1677707997345095691)  2023-07-08T15:55Z [----] followers, [--] engagements


"Linda reliquia encontr en casa desarmando la valija. El rompecabezas que nos mando #nasdaq para el beauty contest del IPO de $NU que al final la compaa seleccion al #NYSE para el stock market debut. Con la misma foto del F-1. Este si que es bien limited edition 🤣"  
[X Link](https://x.com/FedexSTi/status/1678156436742848512)  2023-07-09T21:37Z [----] followers, [--] engagements


"@MaxTheComrade Just read the BofA report. Its not only $MELI it is sector wide. They also downgraded all their consumer names from Renner to Magalu Petz Arezzo and so on. Kind of a knee jerk reaction IMO. Im a bit shocked tbh because Bob and Melissa are some of the best $MELI sell siders"  
[X Link](https://x.com/FedexSTi/status/1678407789704519682)  2023-07-10T16:17Z [----] followers, [----] engagements


"@InvestorBadDebt @MaxTheComrade I dont think its as Big as Bob mentioned. 25% of total GMV sounds high. $MELI already does Xborder in Br but its still low single digits of GMV. So it would not be very hard to scale it. In fact they have offices in China to source merchants and products. Mexico is above"  
[X Link](https://x.com/FedexSTi/status/1678422804042072064)  2023-07-10T15:31Z [----] followers, [---] engagements


"@jimcramer RIP $F shareholders. Heres Ford CEO explaining why they suck. Cheers"  
[X Link](https://x.com/FedexSTi/status/1678475471443337219)  2023-07-10T21:39Z [----] followers, [---] engagements


"@7LukeHallard @InvestorBadDebt @MaxTheComrade I would agree with you Luke. I think you are correct. And contrary to conventional wisdom $MELI pays all taxes. In all countries. There is no cutting corners. If not you can go ask Bob Ford himself. Back in the day he went deep to find out who does their HW and who does not. He"  
[X Link](https://x.com/FedexSTi/status/1678497134956380161)  2023-07-10T21:20Z [----] followers, [---] engagements


"@MaxTheComrade @JoTrader4 Thank you guys Very humbled Go $MELI (And $NU 🤣)"  
[X Link](https://x.com/FedexSTi/status/1678858278346936320)  2023-07-11T20:06Z 18.1K followers, [---] engagements


"@Giuliano_Mana Pedro la tiene atada. Es el mejor IRO del mundo y easy top [--] CFOs del mundo. My [--] largest positions $MELI $NU y $TSLA tienen la misma dinmica en capital allocation y operating leverage. Shocking que esto es massively under appreciated"  
[X Link](https://x.com/FedexSTi/status/1679147019812626433)  2023-07-12T15:13Z [----] followers, [--] engagements


"Live shot at $MELI GMV in Argentina shipped by Mercado Envos Flex. Rain or shine they deliver 💪🏻"  
[X Link](https://x.com/FedexSTi/status/1679232123830521857)  2023-07-12T20:51Z [----] followers, [--] engagements


"@25investor @BloodyElbow Ajajajaja I mean its fine if he wants to learn. Ive been boxing for [--] years. But that does not mean I wanna fight. In fact I did and ended in bed a week. Better stick to training 🤣 but I agree. This fight is so stupid. Both of them have more and better things to do"  
[X Link](https://x.com/FedexSTi/status/1679241489384103938)  2023-07-12T23:32Z [----] followers, [--] engagements


"S&P upgraded #Nubank Brazils rating to brAA+ with a stable outlook. The key factors mentioned for the decision were the increase in financial margins and operational efficiency and the stabilization of the companys asset quality despite market deterioration.👀👀👀👀👀👀"  
[X Link](https://x.com/FedexSTi/status/1681389016967413760)  2023-07-20T01:55Z [----] followers, 16.2K engagements


"@MaxTheComrade @davey_juice Exactly. This has been around pre ipo (launched July [--] I think) and $NU takes a small take rate. They dont do logistics but rather curate inventory for $NU users. With the difference you shop thru the app"  
[X Link](https://x.com/FedexSTi/status/1681707163863875593)  2023-07-19T16:46Z [----] followers, [--] engagements


"@MaxTheComrade @davey_juice Via Varejo and Magalu were the initial partners. Obviously $MELI balked"  
[X Link](https://x.com/FedexSTi/status/1681707550650007566)  2023-07-19T16:48Z [----] followers, [--] engagements


"@RULO999 Indeed. Its so powerful. Cuts through the bull shit immediately. And this is exactly why I have an edge in $MELI $ $NU. Few know the kitchen like me. Hence my superior conviction. Im not scared w the swings"  
[X Link](https://x.com/FedexSTi/status/1682051174914981888)  2023-07-20T15:33Z [----] followers, [--] engagements


"Thanks for the opportunity @JonahLupton Always happy to chat $NU (and $MELI 🤣)"  
[X Link](https://x.com/FedexSTi/status/1682759792748646400)  2023-07-26T19:13Z [----] followers, [----] engagements


"$NU is usually not the first to go market but it is usually the best to go to market"  
[X Link](https://x.com/FedexSTi/status/1684564685931388928)  2023-07-27T14:01Z [----] followers, [--] engagements


"I just sat for [--] minutes on a panel with the heads for loyalty at $NU & $FPKT and its incredible what they are doing around loyalty tokenization and on web3 thru the polygon network. Just confirms both companies are tech companies that are solving finance and retail. They are"  
[X Link](https://x.com/FedexSTi/status/1684614607720022030)  2023-07-27T17:19Z [----] followers, [--] engagements


"$MELI subsidiary Mercado Pago issued [------] Visa credit cards in Mexico between February and May equivalent to about [----] cards a day or 10% of the market. Mercado Pagos expansion strategy will focus mainly on existing customers such as users of its wallet and marketplace"  
[X Link](https://x.com/FedexSTi/status/1684891966734049280)  2023-07-28T11:42Z [----] followers, [--] engagements


"@andrescardenal @MaxTheComrade Been saying this like a mother fucking broken record. But oh the P/E🤡"  
[X Link](https://x.com/FedexSTi/status/1684920238721146880)  2023-07-28T18:08Z [----] followers, [---] engagements


"85 million customers $NU🔥"  
[X Link](https://x.com/FedexSTi/status/1684932253355298816)  2023-07-30T01:42Z [----] followers, 29K engagements


"I remember when remittances was just a plan and part of the $PYPL tie up w $MELI. Very interesting cross-selling initiatives thru remittances leveraging the commerce and fintech biz. $MELI is well positioned to disrupt remittances in Mexico and Brazil. 🫡"  
[X Link](https://x.com/FedexSTi/status/1685633080323645440)  2023-07-30T14:02Z [----] followers, [----] engagements


"You learn something every day. Today I learned that elite fighter pilots take amphetamine and Aderall while in combat. Commonly known in the squadron as the Go Pill 🤯"  
[X Link](https://x.com/FedexSTi/status/1685665454054924288)  2023-07-30T21:46Z [----] followers, [----] engagements


"Since Buffet became a partner in GEICO [--] years ago hes generated a compounded annual return of 18%. His initial investment in the insurance company with the cool lizard grew 2200x since then. Big Money is made through patience LT thinking and maniacal focus to keep managemt"  
[X Link](https://x.com/FedexSTi/status/1686063870396284944)  2023-08-01T06:29Z [----] followers, 12.6K engagements


"GM☀. $NU has more customers now than Banco do Brasil and sits only behind Itau Bradesco and Caixa. Also 60% of its active SME customers have $NU as its primary bank account. It also grew 9x the average growth rate of the other banks 👀👀👀🔥"  
[X Link](https://x.com/FedexSTi/status/1686373112999485440)  2023-08-01T13:47Z 15.9K followers, 12.3K engagements


"RE $AMZN credit card in Brazil. If I learned something at $NU is that in order to break into unsecured credit it takes time people systems and scars to build an efficient credit underwriting machine at scale. Aggressive cash backs wont solve that. My two cents"  
[X Link](https://x.com/FedexSTi/status/1686757755317530625)  2023-08-02T15:16Z [----] followers, [----] engagements


"$MELI prints money and executes as what it is. A WORD CLASS tech company. 🔥"  
[X Link](https://x.com/FedexSTi/status/1686836260696993794)  2023-08-02T20:27Z [----] followers, 11.8K engagements


"@Beaver_Cap I think they are being cautious. Their engine is nowhere near as sophisticated as $NU. But I am super super happy w results. Go $MELI"  
[X Link](https://x.com/FedexSTi/status/1686843236533288960)  2023-08-02T21:20Z [----] followers, [---] engagements


"@Brian_Stoffel_ @Proctooor And that is considering that loan loss reserves are accounted for under CECL accounting which recognizes credit losses by using an expected loss model instead of an as incurred loss model. So a lot of that is front loaded and larger than what actual loan losses will be. $NU has"  
[X Link](https://x.com/FedexSTi/status/1686867975024906241)  2023-08-03T02:17Z [----] followers, [----] engagements


"Worke up early to look at $MELI results more in detail and they are nothing short of spectacular. Ads IMHO is a big highlight for the quarter with revenues ascending to 1.6% of GMV. Just for context the ads biz was 400bps of GMV when I left $MELI in late March [----]. Also lets keep in mind that this is a biz with a GP margin in the mid 80s (maybe higher) 👀👀👀. Excluding ads e-commerce grew a whopping 26% in dollars. And that is with a very challenging macro context. 🔥🛫 #long"  
[X Link](https://x.com/FedexSTi/status/1687050961359949824)  2023-08-03T10:41Z 18.2K followers, 52.9K engagements


"@BigBullCap @MaxTheComrade Wrong. $MELI is the $BABA + $PYPL + $SQ of Latam. Very different models in logistics $MELI looks more like Cainiao and $AMZON flopped in fintech. $MELI thrives"  
[X Link](https://x.com/FedexSTi/status/1687472665504702465)  2023-08-04T14:36Z 20.9K followers, [---] engagements


"Now that I have digested most of $TSLA $MELI & $AAPL results its time for my second largest holding $NU to hit center stage. Feeling REALLY good coming in to 2Q earnings on the 15th of August. What Ill be looking for: Monthly ARPAC Evolution & Cost to Serve. ✅ Personal Loan book growth & Originations. ✅ Products per customer.✅ Make sure NPLs are under control. ✅ NuCuenta Mexico update. ✅ Risk adjusted NIM (%) evolution. ✅ Consolidated Margins & Operating Leverage ✅ Whats up with secured lending to public servants (payroll loans)✅ LFG 💜🫡🛫🔥"  
[X Link](https://x.com/FedexSTi/status/1687481528278786048)  2023-08-04T15:12Z [----] followers, 17.6K engagements


"#burningman fomo is simply out of control rn #3weeks 😱 Sound ON 🔊🔥"  
[X Link](https://x.com/FedexSTi/status/1687508768421027861)  2023-08-04T20:09Z [----] followers, [----] engagements


"And people think getting into Harvard MIT or Stanford is hard. Try flying a fighter jet"  
[X Link](https://x.com/FedexSTi/status/1687891284621471744)  2023-08-05T18:20Z [----] followers, [----] engagements


"The operating leverage these two are gonna deliver in the next few years will be extraordinary. The beauty of technology at the service of margin expansion. 🫡🔥"  
[X Link](https://x.com/FedexSTi/status/1688172426369052673)  2023-08-06T12:57Z [----] followers, 22.6K engagements


"@MaxTheComrade Monetized via advertising. This wont mean a significant cash outlay. Pedro spoke on Q&A about this. I think Bob Ford asked the question. This wont be a money pit"  
[X Link](https://x.com/FedexSTi/status/1688172828321882113)  2023-08-06T12:59Z 17.4K followers, [----] engagements


"Yea I got asked this a lot. Look never say never but I think $MELI is still of the view that although a cloud is a crazy profitable biz it is hard to beat $AMZN in this game. They would be running deeply behind. Probably not the best capital allocation with so much to do in fintech & commerce still. For $BABA is different because China is a walled garden for them. There are no competitive threats almost. I think the AWS for $MELI will be Credito and Ads who have absurd NIMs in the credits case and absurd GP margin on both businesses"  
[X Link](https://x.com/FedexSTi/status/1688203992763940864)  2023-08-06T15:02Z [----] followers, [----] engagements


"@Giuliano_Mana Its called deploying capital intelligently and building a moat in logistics. Now we are seeing the early days of this payoff"  
[X Link](https://x.com/FedexSTi/status/1688231689133166592)  2023-08-07T09:26Z [----] followers, [----] engagements


"Good to see Tito and Irma from Goldman Sachs agreeing w/me. Its $NU AND $MELI. Not $NU or $MELI. Cost to serve a KEY advantage for both. That enables them to serve greater addressable market than the 🦖 with their bank branch model"  
[X Link](https://x.com/FedexSTi/status/1688567908593528832)  2023-08-07T15:08Z 16.6K followers, [----] engagements


"Compras por ao en $MELI [--]. USA [--]. China mas de [---]. Nada. Eso"  
[X Link](https://x.com/FedexSTi/status/1688583181224595456)  2023-08-07T16:09Z 15.8K followers, [--] engagements


"@_inwndrlnd Nada como el IPO de $NU. Solid 120-140 horas por semana. En $MELI era ms tranqui entre 85-100 horas por semana"  
[X Link](https://x.com/FedexSTi/status/1688879739476258816)  2023-08-08T11:48Z [----] followers, [--] engagements


"@_inwndrlnd Clave motivacin y la cabeza. Mi normal era 80-90 maybe [---]. Era muy pesada la carga el mes despus de earnings. Especially post COVID. Pero $NU fue otro nivel. Suerte que no saba nada. No solo la corra de atrs en una empresa que recin entraba con todo lo que lleva"  
[X Link](https://x.com/FedexSTi/status/1688906445948108800)  2023-08-08T13:34Z [----] followers, [--] engagements


"@ingacostamartin @ftr_investors Great time to be alive. Por eso $MELI es mi posicin ms grande desde hace ms de [--] aos. Pero tambin le manejo la guita a mis viejos. Ah si tengo $AMZN. Pero $MELI & $NU son las core. I always put my money where my mouth is"  
[X Link](https://x.com/FedexSTi/status/1689295587479314432)  2023-08-09T15:20Z [----] followers, [--] engagements


"For now product is B2C. Chubb does the underwriting fishing customers for $NU at an absurdly low CAC and they split the GP 50%-50%. These are qualified leads. GP is already net of claims. Similar deal w Creditas. But the insurance brokering could be another vector for sure. Pago deal is very similar. I just cant remember rn who is the insurance partner"  
[X Link](https://x.com/FedexSTi/status/1689334474360619010)  2023-08-09T17:54Z [----] followers, [---] engagements


"@MaxTheComrade @davey_juice The highest PT from the BEST analyst covering $MELI out there . Its Irma bar none. The German knows her stuff. She is awesome. People dont know but GS went from having the worse analyst to the best analyst in [--] years"  
[X Link](https://x.com/FedexSTi/status/1689335014171746304)  2023-08-09T17:57Z [----] followers, [---] engagements


"@EFBfinance None. Although he was head of FP&A Treasury and IR. He actually hired me. So hes experienced. But Id be shocked if Pedro leaves. But I have no info"  
[X Link](https://x.com/FedexSTi/status/1689732277352165378)  2023-08-10T20:15Z 18K followers, [----] engagements


"GM☀We dont rest in this house. Ever.🫡"  
[X Link](https://x.com/FedexSTi/status/1689994672511307777)  2023-08-11T13:38Z [----] followers, [----] engagements


"@qcapital2020 A top $MELI shareholder was a $RACE shareholder he told me about this. Should have paid more attention"  
[X Link](https://x.com/FedexSTi/status/1690359232774782976)  2023-08-12T13:47Z [----] followers, [--] engagements


"Before $NU was founded [--] million Brazilians did not have a bank account. That number is down to [--] million today. Just a nice number to keep in mind as we go into earnings"  
[X Link](https://x.com/FedexSTi/status/1690363417767325696)  2023-08-12T14:03Z [----] followers, [--] engagements


"Another efficiency stat on $NU: they have 8k active clients per employee while top incumbents have vs [---] active clients per employee. So $NU is 20x more efficient than the🦖. Further more $NU generated $100k per employee more in revenue per employee vs. incumbents besides the"  
[X Link](https://x.com/FedexSTi/status/1690371885446422528)  2023-08-12T14:37Z [----] followers, [---] engagements


"Creer o reventar. #pix accepted in an Argentine merchant"  
[X Link](https://x.com/FedexSTi/status/1690401899067912192)  2023-08-12T16:36Z [----] followers, [----] engagements


"@lemonborja Suena muy interesante. Creo que me gustara an ms si pudieras saltar el PoS altogether. Porque el PoS hace los economics mas challenging. Por eso $NU se lo salto althogether y se que el view en $MELI (o por lo menos hasta que yo estaba) es que el PoS termina siendo el telfono"  
[X Link](https://x.com/FedexSTi/status/1690407763493441536)  2023-08-12T16:59Z [----] followers, [--] engagements


"People still dont understand $NU. First of all it has the lowest proportion of transactors vs. revolvers. Second its customers dont stay long in that revolving so these rates never materialize. Also if you look on a income basis comparison $NU & $MELI lends to people that banks dont even look at. Very misleading analysis. Very. Great read from @BloombergLinea_ Average interest on revolving credit lines for @nubank and @mercadopago reached an astonishing 350% and 560% respectively in line with major banks. It costs to be poor. https://t.co/t5q3pIoVVW https://t.co/8EOSAn6K52 Great read from"  
[X Link](https://x.com/FedexSTi/status/1690415809825226752)  2023-08-12T17:31Z 18K followers, 16.9K engagements


"@duPontREGISTRY The unicorn 🦄"  
[X Link](https://x.com/FedexSTi/status/1690431909422141440)  2023-08-12T18:35Z [----] followers, [---] engagements


"@svanvelk Fair. But all fintechs are not the same. And also margins are not slim. NIMs in Brazil are some of the highest in emerging markets. Also not necessarily because they take more risks or go down in the pyramid they have higher NPLs. $NU for example has better NPLs vs the market"  
[X Link](https://x.com/FedexSTi/status/1690452842962620417)  2023-08-12T19:58Z [----] followers, [--] engagements


"@FromValue @Tiagogreis I saw that but IMHO he is missing the biggest point. Like a wide margin of Brazilian investors. Most of them still looking at $NU like a bank. Just like they looked at $MELI like a retailer. And I dont mean it in a bad way at all. All to the contrary I guess we just look at the"  
[X Link](https://x.com/FedexSTi/status/1690712172790190080)  2023-08-13T13:09Z [----] followers, [--] engagements


"Of course it does. $NUs tech stack puts Sofi or Revolut to shame. Also the customer experience. Not Sofi or Revoluts NPS comes even close to $NU. The biggest profit pool is credit. And Revolut knows nothing about it in Brazil. SoFi does not even play down here. Believe me if you are an outsider the way to play fintech is $NU & $MELI. They are world class. Then you have the mono country second tier fintechs like $PAGS $STNE and some others. But the gap is massive. In product in tech stack in management TAM etc. obviously this is my opinion being in the front lines. I dont own the truth"  
[X Link](https://x.com/FedexSTi/status/1691080706485530626)  2023-08-14T13:33Z [----] followers, [---] engagements


"I picked this up from @BrianFeroldi. This slide specially struck me. Good reminder for days like today. Never invest based on tips. Good formula to loose money. Do your OWN hw"  
[X Link](https://x.com/FedexSTi/status/1691088551402745856)  2023-08-14T14:05Z [----] followers, [----] engagements


"@MaxTheComrade Can you imagine if they doubled down in Brazil 🤣🤣🤣I cant believe Kora still holds them and sold $MELI. They are some of the smartest investors I crossed. In fact they were the ones to help us bring Forrest to meet Marcos. But SE and MELI not in same league. It is clear now"  
[X Link](https://x.com/FedexSTi/status/1691483068110934016)  2023-08-15T16:12Z [----] followers, [----] engagements


"@ELOSOLICH @juanito_mexok Le hace honor a uno de los mximos principios culturales de $MELI: estamos en Beta continuo"  
[X Link](https://x.com/FedexSTi/status/1691571842966765762)  2023-08-15T22:05Z [----] followers, [--] engagements


"Interesting. Lets give it some time under the new management. FYI although I have worked for many years with several of the senior management and employees currently at $DLO while we were all at $MELI I am no expert on $DLO yet. Far from it. My command is $NU and $MELI. What I do know however (or at least IMHO) is that they dont have the best market communications platform for investors rn. I Personally think the short seller note situation was handled sub optimally. Horrible timing lagged and arguably selective. I know this because Pedro and I were in a similar situation at $MELI and we"  
[X Link](https://x.com/FedexSTi/status/1691649389159141631)  2023-08-16T03:13Z [----] followers, [---] engagements


"GM to all the $NU shareholders ☀I hope the shorts have a blast today. 🥰"  
[X Link](https://x.com/FedexSTi/status/1691785909836951598)  2023-08-16T12:16Z [----] followers, [----] engagements


"@JonahLupton Amazing. I did too. Of course it will be. The only ones that dont believe that are Itau Bradesco Santander and Banco do Brasil shareholders. They worry about dividends 🤣🤣🤣🤣"  
[X Link](https://x.com/FedexSTi/status/1691795246005322189)  2023-08-16T12:53Z [----] followers, [---] engagements


"@awnihamad @EugeneNg_VCap I am perfectly comfortable. Growing users and penetrating the existing products with no geo expansion can get you to 85-90 bln. Biggest risk to that is execution. But Nubank as does $MELI has a rockstar team and a brand that attracts and retains professionals that incumbent banks"  
[X Link](https://x.com/FedexSTi/status/1691836440097800387)  2023-08-16T15:36Z [----] followers, [--] engagements


"I think that Pedro is a man with an above average sense of purpose and drive. He is not like us mortals and wants to be challenged. He also has some serious balls. And i really really respect that. It really sucks to see him leave $MELI but Tincho will fill his shoes very well and Pedro will kill it at $DLO. I opened a position today. I like putting my money where my mouth is"  
[X Link](https://x.com/FedexSTi/status/1691865237182443805)  2023-08-16T17:31Z [----] followers, [----] engagements


"@IrnestKaplan @EugeneNg_VCap The only thing that is noisy is the co CEO thing. But I am a caveman in comparison to Pedro. He will sort it out"  
[X Link](https://x.com/FedexSTi/status/1691865612782366735)  2023-08-16T17:32Z [----] followers, [---] engagements


"@juanito_mexok The three pillars of e-commerce. Price selection convinience. Killer combo"  
[X Link](https://x.com/FedexSTi/status/1691869981980438906)  2023-08-16T17:50Z [----] followers, [---] engagements


"@mauribf @juanito_mexok Pero la logstica is the killer feature. Bezos le ense a wall st la importancia de tener un moat comprimiendo mrgenes y que nadie pueda outspend you. Gracias Bezos for the lesson. It saved $MELI"  
[X Link](https://x.com/FedexSTi/status/1691885722033119272)  2023-08-16T18:52Z [----] followers, [--] engagements


"@juanito_mexok Jajajajjaja I used to get a kick de ver gente en los shopping haciendo price compare y diciendo.na deja lo compro en $MELI es ms barato y me llega al toque. Se me inflaba el pecho de orgullo. Algo parecido me pasaba cuando si estaba en el medio de la joda en Tulum o"  
[X Link](https://x.com/FedexSTi/status/1691888221582487705)  2023-08-16T19:02Z [----] followers, [--] engagements


"@duPontREGISTRY Serious business right here"  
[X Link](https://x.com/FedexSTi/status/1691898652074148208)  2023-08-16T19:44Z 18K followers, [---] engagements


"@stats_feed Argentina. And Im proud of Lionel Messi. The best football player to ever set foot in this planet"  
[X Link](https://x.com/FedexSTi/status/1691899238341292068)  2023-08-16T19:46Z [----] followers, 19.2K engagements


"Maradona was incredible. I have two paintings of him in my own bedroom. But the example and legacy Messi will leave makes him eternal. On and off the pitch. As much as I love Diego he was not an example off the pitch. But if Argentina had more people like Messi we would rule the world. IMHO"  
[X Link](https://x.com/FedexSTi/status/1691901604197273817)  2023-08-16T19:55Z [----] followers, [----] engagements


"He definitely wasnt. In the pitch he was a beast. Eyes behind his back. His football IQ was next level. But if he would have behaved like the legend he is he would still be alive and we would still be enjoying him. My dream was for Diego to hand the World Cup to Messi. But he took bad decisions. And it was a sad and early end. He is yet another cautionary tale of what unlimited success can do to a prodigy"  
[X Link](https://x.com/FedexSTi/status/1691903512295129301)  2023-08-16T20:03Z [----] followers, [---] engagements


"@Zestas13 @biffboff75 @stats_feed One of my favs for sure"  
[X Link](https://x.com/FedexSTi/status/1691905019954508277)  2023-08-16T20:09Z [----] followers, [---] engagements


"@theworldofdog When you dont know what your doing but your happy to help. Ive been that dog 🤣"  
[X Link](https://x.com/FedexSTi/status/1692161660721442995)  2023-08-17T13:09Z 18.1K followers, [----] engagements


"I just loaded on some more $NU. Tks Mr market"  
[X Link](https://x.com/FedexSTi/status/1692175791923306550)  2023-08-17T14:05Z [----] followers, [----] engagements


"Its taken me many many years for this. But I am actually liking red days. Instead of losses I begin to see stuff for sale. To change this mindset was hard AF. The psychological forces are remarkable"  
[X Link](https://x.com/FedexSTi/status/1692194198139605249)  2023-08-17T15:18Z 18K followers, [----] engagements


"Yes. At these prices (or lower) the upside is substantial. Every single KPI I track is either at where I expected it or exceeding it. But most importantly they have destroyed the bear thesis. That Nu will not reach profitability and that the growth will stall. Wrong and wrong. #long"  
[X Link](https://x.com/FedexSTi/status/1692203529614524880)  2023-08-17T15:55Z 18K followers, [---] engagements


"@wsc1990 Me too. Ive been reading him and Graham since I was a teenager. But the click to fight conviction vs. losses is a crazy mind battle. I think. I think I have started to make progress"  
[X Link](https://x.com/FedexSTi/status/1692205220929880220)  2023-08-17T16:02Z [----] followers, [---] engagements


"@BuyandHoldd Thank you Yep I read it this morning. In Brazil Journal. I know only to CEOs that consider their companies as one of their children: Marcos and David. They are in it for the long haul. I added this morning"  
[X Link](https://x.com/FedexSTi/status/1692206343321456721)  2023-08-17T16:06Z [----] followers, [---] engagements


"@AMMOqq @wsc1990 Ummmm I cant recall the lockup agreement but I think it is only now that hes able to sell. But I cant recall the details from memory"  
[X Link](https://x.com/FedexSTi/status/1692206756770824598)  2023-08-17T16:08Z [----] followers, [--] engagements


"In a day like this where everyone is panicking I like throwing a couple datapoints on $NU so we go back to the important things: execution. According to Citi and ABECS this is the following market share for credit card issuers for 2Q2023 in Brazil: $NU 2Q21: 8% $NU 2Q23: 15% +7% share. Itau 2Q21: 24% Itau 2Q23: 23% -1% share. Bradesco 2Q21: 9% Bradesco 2Q23: 9% 0% share. BdoB 2Q21: 13% BdoB 2Q23: 11% -2% share. Santander 2Q21: 12% Santander 2Q23: 10% -2% share. XP 2Q21: 0.3% XP 2Q23: 1.1% + 0.8% share. Others 2Q21: 34% Others 2Q21: 31% -3% share. Facts. Not opinions"  
[X Link](https://x.com/FedexSTi/status/1692238385618845921)  2023-08-17T18:14Z [----] followers, 21.9K engagements


"An interesting way Ive been able to frame what #blockchain means to me is that it is a technology that reduces substantially the cost of trust. And it can be a tool to change all types of intermediation. Financial and non-financial. Fascinating stuff"  
[X Link](https://x.com/FedexSTi/status/1692873171551002674)  2023-08-19T12:16Z [----] followers, [----] engagements


"I had forgotten that Chuck Prince received a good bye present of $39 million dollars for wrecking Citigroup and Stan o Neil from Merrill Lynch received $162 million for gutting it to the point it was forced into a shotgun marriage with Bank Of America. All at the expense of shareholders and most importantly the US taxpayer. Moral hazard was at full swing in the 2000s"  
[X Link](https://x.com/FedexSTi/status/1693329362630651917)  2023-08-20T18:29Z 18K followers, [----] engagements


"It wasnt the derivatives that caused the GFC. It was the underwriting standards of the mortgages posted as collateral that did. And I hate derivatives. I would never play with them"  
[X Link](https://x.com/FedexSTi/status/1693637568095498405)  2023-08-21T14:53Z [----] followers, [----] engagements


"@wolfofharcourt @tellingsen @MaxTheComrade @DeepSailCapital @tpurgacz @davey_juice @drowsyinvestor @IrnestKaplan @StockSavvyShay @EugeneNg_VCap 💯. But if you put a gun to my head I choose $MELI. [--] years inside is a long long time. But its like picking a parent. Agree"  
[X Link](https://x.com/FedexSTi/status/1694342892335108102)  2023-08-23T13:36Z 18.1K followers, [---] engagements


"Parece que al gobierno le molesta que que players como #mercadopago otorguen beneficios que los bancos tradicionales jams dieron por el contrario ac en Peronia siguen cobrado sobrecargos hasta por respirar. Pero las Fintech ganaran en el segmento retail. Por cultura por tecnologa y por sus ventajas competitivas en costos donde operan a una fraccin de costo que los bancos y tienen una capacidad mucho mayor de pivotear. Previsible de un Banco Central miope e incompetente"  
[X Link](https://x.com/FedexSTi/status/1695043557164216577)  2023-08-25T12:00Z [----] followers, [----] engagements


"@MaxTheComrade @Giuliano_Mana @stonkmetal Thanks In my reading queue now🔥"  
[X Link](https://x.com/FedexSTi/status/1695047879478407647)  2023-08-25T12:18Z 19.4K followers, [---] engagements


"What is one of the strongest moats surrounding $MELI that de-risk its e-commerce business and position it for profitable growth and operating leverage 👇"  
[X Link](https://x.com/FedexSTi/status/1695164680791048361)  2023-08-25T20:02Z [----] followers, [----] engagements


"@derwirtschafter Sin dudas. Muy buena observacin. De hecho $MELI tambin fue pionero en IA con sus modelos de prevencin de fraude que despus expandi muchas reas incluyendo CX credit underwriting recommendation engines etc"  
[X Link](https://x.com/FedexSTi/status/1695187746967482468)  2023-08-25T21:33Z [----] followers, [---] engagements


"$NVDA is democratizing scientific computing just like $MELI is democratizing commerce and $NU is democratizing financial services. Listening to Huang has so many similar parallels to Marcos and David having listened to them hours and hours in investor meetings. This stock fits in"  
[X Link](https://x.com/FedexSTi/status/1695422843830292967)  2023-08-26T13:08Z [----] followers, [--] engagements


"@GHueco Es el mismo debate de $MELI en [----]. Y los inversores apurndome que el PE bla bla est overvalued y vala [---] dlares la accin. El TAM es masivo. Ans scientific computing just keeps getting bigger. Genie is out of the box. Me parece que solo mirar ratios y no escuchar al"  
[X Link](https://x.com/FedexSTi/status/1695424623611945242)  2023-08-26T13:15Z [----] followers, [--] engagements


"@throwabull No. I mean Im still studying it but management guide Ive seen is for Q3"  
[X Link](https://x.com/FedexSTi/status/1695437344063541529)  2023-08-26T14:05Z [----] followers, [---] engagements


"@throwabull Yea but if you look at $AMD numbers on the S-1 they are not that great. Revenues contracting YoY for example. I think $NVDA may deserve a premium but from what I am reading this is a businesss with increasing demand as AI begins to touch all processes and consequently computing"  
[X Link](https://x.com/FedexSTi/status/1695441912830832898)  2023-08-26T14:23Z [----] followers, [--] engagements

Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing