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# ![@AbdulRehman0292 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::884820830168924160.png) @AbdulRehman0292 Abdul Rehman Najam

Abdul Rehman Najam posts on X about pakistan, rates, banking, $500mn the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::884820830168924160/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::884820830168924160/c:line/m:interactions.svg)

- X Week XXXXXX +968%
- X Month XXXXXXX +10%
- X Months XXXXXXXXX +96%
- X Year XXXXXXXXX -XX%

### Mentions: XX [#](/creator/twitter::884820830168924160/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::884820830168924160/c:line/m:posts_active.svg)

- X Week XX +67%
- X Month XX -XX%
- X Months XXX +29%
- X Year XXX -XX%

### Followers: XXXXXX [#](/creator/twitter::884820830168924160/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::884820830168924160/c:line/m:followers.svg)

- X Week XXXXXX +1.20%
- X Month XXXXXX +3.30%
- X Months XXXXXX +24%
- X Year XXXXXX +31%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::884820830168924160/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::884820830168924160/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::884820830168924160/influence)
---

**Social category influence**
[finance](/list/finance)  XXXX% [countries](/list/countries)  XXXX% [currencies](/list/currencies)  XXXX%

**Social topic influence**
[pakistan](/topic/pakistan) 1.68%, [rates](/topic/rates) #1300, [banking](/topic/banking) #1350, [$500mn](/topic/$500mn) #1, [inflation](/topic/inflation) 0.84%, [crude](/topic/crude) 0.84%, [deep dive](/topic/deep-dive) 0.84%, [story of](/topic/story-of) 0.84%, [5x](/topic/5x) 0.84%, [private sector](/topic/private-sector) XXXX%

**Top accounts mentioned or mentioned by**
[@asimriaz1978](/creator/undefined) [@sinnan_khwaja](/creator/undefined) [@an0nym0us11y](/creator/undefined) [@mirmakofficial](/creator/undefined) [@afahim](/creator/undefined) [@uzairmustafa48](/creator/undefined) [@invest_kardo](/creator/undefined) [@abdulba63165391](/creator/undefined) [@zohaibjahan](/creator/undefined) [@grok](/creator/undefined) [@mp4fmpk](/creator/undefined) [@baigshayan1234](/creator/undefined) [@farhan_iq11](/creator/undefined) [@hasnat_yusufzai](/creator/undefined) [@m_abdullah_alvi](/creator/undefined) [@adeel_azhar](/creator/undefined) [@financiialcrime](/creator/undefined) [@messi_pk_el](/creator/undefined) [@amjad_umr](/creator/undefined) [@asad_ashah](/creator/undefined)
### Top Social Posts [#](/creator/twitter::884820830168924160/posts)
---
Top posts by engagements in the last XX hours

"Single most important short term indicator for economy the mighty Crude Oil. Now trading below $XX looks like we are entering an era of low oil prices. Positive for Pakistan. Oil prices are very important in determining future inflation interest rates & economic growth βœ…βœ…"  
[X Link](https://x.com/AbdulRehman0292/status/1976969851529789645) [@AbdulRehman0292](/creator/x/AbdulRehman0292) 2025-10-11T11:15Z 36.3K followers, 32.7K engagements


"Haleon & Pakistans Pharma Sector A Business Owner's Perspective- A Deep Dive into Future OpportunitiesπŸ‘‡πŸ» What if a three-rupee tablet could make you rich Thats the story of Haleona company whose share price has surged 5x in two years. Now Haleon is gearing up to launch global brands like Centrum and new Panadol variants in Pakistan. But the real magic lies in understanding how small developments can transform profits dramatically. Over the past two years the pharma sector has benefited from a trifecta of tailwinds: Cheaper oil and raw materials deregulation of non-essential medicine prices"  
[X Link](https://x.com/AbdulRehman0292/status/1943656397813547110) [@AbdulRehman0292](/creator/x/AbdulRehman0292) 2025-07-11T12:59Z 36.3K followers, 13.3K engagements


"Deposits The Core of Banking The most important thing in the banking sector is deposits. Under normal circumstances different banks operating in the sector lend to the government or private sector at almost similar rates since lending rates are linked to KIBOR. But the raw material for this industry is peoples deposits and the profit you pay depositors varies bank to bank. This is where the most important factor comes in: Current Account Percentage. You already know a current account means free money for banks. According to the latest numbers NBP holds almost PKR XXX trillion in current"  
[X Link](https://x.com/AbdulRehman0292/status/1977744893809181133) [@AbdulRehman0292](/creator/x/AbdulRehman0292) 2025-10-13T14:35Z 36.3K followers, XXX engagements


"The MDR Abolishment Another major development came in late 2024 that helped NBP a lot: the State Bank abolished MDR (Minimum Deposit Rate) on non-individual accounts. Earlier banks were required to pay interest rate minus XXX% to all savings account holders. But when interest rates were rapidly falling sometimes the official rate would be XX% but banks were lending to the government for X or X months at XX% (instead of 13%) expecting future cuts. In such situations banks were forced to pay out more on deposits than they earned. To fix this SBP removed the requirement for non-individual"  
[X Link](https://x.com/AbdulRehman0292/status/1977744907155411141) [@AbdulRehman0292](/creator/x/AbdulRehman0292) 2025-10-13T14:35Z 36.3K followers, XXX engagements


"Other Factors Floods Risk: NBP has PKR XXX billion in agriculture loans but like in 2022 floods risks are mostly covered by government schemes. Management confirms balance sheet remains protected. Provisioning: SBP now requires provisioning on AFS securities. NBP has already done 3050% still keeping CAR strong at 30%. NY Branch Case: Resolved. Branches closed penalties paid and secondary liabilities settled. No overhang remains. The Road Ahead: The focus of an investor aka you must be on: How fast NBP crosses PKR X trillion deposits How well management modernizes branches and customer"  
[X Link](https://x.com/AbdulRehman0292/status/1977744965573783693) [@AbdulRehman0292](/creator/x/AbdulRehman0292) 2025-10-13T14:35Z 36.3K followers, 1734 engagements


"These are my thoughts on National Bank Please share yours in the comments below. If this thread helped you please RT the first Tweet 😊 I share my thoughts about Investments Stocks Economy Follow me @AbdulRehman0292 & lets INVEST IN WHAT WE FULLY UNDERSTAND βœ…βœ… Disclaimer: None of this is financial advice Do your own research. If you like the way we understand businesses and want to acquire these skills: Want me to advise you on your wealth creation journey: 8/"  
[X Link](https://x.com/AbdulRehman0292/status/1977745484266569984) [@AbdulRehman0292](/creator/x/AbdulRehman0292) 2025-10-13T14:37Z 36.3K followers, 1622 engagements


"Historic day for PSX 7000 points bull rally what a solid recovery after yesterday's drop bull market framework is ON βœ…βœ… Congratulations to all PSX investors ❀"  
[X Link](https://x.com/AbdulRehman0292/status/1978172078420304072) [@AbdulRehman0292](/creator/x/AbdulRehman0292) 2025-10-14T18:52Z 36.3K followers, 13.1K engagements


"State Bank of purchased another $500Mn in June 2025 $7.5Bn+ were purchased in last XX months to build $$ reserves βœ…βœ… $$ reserves are essential for macroeconomic stability going forwards focus should be on enhancing exports viability to improve $$ inflows"  
[X Link](https://x.com/AbdulRehman0292/status/1973001633857782032) [@AbdulRehman0292](/creator/x/AbdulRehman0292) 2025-09-30T12:27Z 36.3K followers, 12.1K engagements


"Positive development for Gas sector. SNGPL has allowed private Gas distributor 35mmcfd gas to be supplied in the private market. This will help reducing the surplus of gas available in the system alogwith providing industries with reasonably priced gas. Due to low gas demand local gas fields were being forced to reduce their production in In last few months almost $500Mn LNG equivalent local gas production has been curtailed and we all know local gas is XX% cheaper than imported LNG βœ…βœ…"  
[X Link](https://x.com/AbdulRehman0292/status/1977649417478885466) [@AbdulRehman0292](/creator/x/AbdulRehman0292) 2025-10-13T08:15Z 36.3K followers, 13.6K engagements


"4500+ points drop in PSX today Such days are also part of the journey bull market framework fully intact. Invest in what you fully understand βœ…βœ…"  
[X Link](https://x.com/AbdulRehman0292/status/1977696130428186735) [@AbdulRehman0292](/creator/x/AbdulRehman0292) 2025-10-13T11:21Z 36.3K followers, 18.9K engagements


"From Court Battles to Bull Runs: How National Bank Reclaimed the Spotlight In 2023 & 2024 Pakistans banking sector booked record-breaking profits around PKR X trillion before tax. Fast forward to 2025 and despite interest rates being cut in half the industry looks set to shatter that milestone again. And right at the center of this turnaround story stands the National Bank of Pakistan (NBP). Once weighed down by a long-pending pension case and years of uncertainty NBP has re-emerged stronger than ever. By the end of 2024 it held the largest deposits in the country racing toward the PKR 5"  
[X Link](https://x.com/AbdulRehman0292/status/1977744879112376412) [@AbdulRehman0292](/creator/x/AbdulRehman0292) 2025-10-13T14:34Z 36.3K followers, 11.3K engagements


"We are starting first financial freedom movement today. I would like to personally invite you to join me on this journey & together InshaAllah we will make XX lakh Pakistani's achieve Financial Freedom. Financial Freedom is for Everyone ❀"  
[X Link](https://x.com/AbdulRehman0292/status/1978801514538742175) [@AbdulRehman0292](/creator/x/AbdulRehman0292) 2025-10-16T12:33Z 36.3K followers, 33.6K engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@AbdulRehman0292 Avatar @AbdulRehman0292 Abdul Rehman Najam

Abdul Rehman Najam posts on X about pakistan, rates, banking, $500mn the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

Engagements: XXXXX #

Engagements Line Chart

  • X Week XXXXXX +968%
  • X Month XXXXXXX +10%
  • X Months XXXXXXXXX +96%
  • X Year XXXXXXXXX -XX%

Mentions: XX #

Mentions Line Chart

  • X Week XX +67%
  • X Month XX -XX%
  • X Months XXX +29%
  • X Year XXX -XX%

Followers: XXXXXX #

Followers Line Chart

  • X Week XXXXXX +1.20%
  • X Month XXXXXX +3.30%
  • X Months XXXXXX +24%
  • X Year XXXXXX +31%

CreatorRank: XXXXXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence finance XXXX% countries XXXX% currencies XXXX%

Social topic influence pakistan 1.68%, rates #1300, banking #1350, $500mn #1, inflation 0.84%, crude 0.84%, deep dive 0.84%, story of 0.84%, 5x 0.84%, private sector XXXX%

Top accounts mentioned or mentioned by @asimriaz1978 @sinnan_khwaja @an0nym0us11y @mirmakofficial @afahim @uzairmustafa48 @invest_kardo @abdulba63165391 @zohaibjahan @grok @mp4fmpk @baigshayan1234 @farhan_iq11 @hasnat_yusufzai @m_abdullah_alvi @adeel_azhar @financiialcrime @messi_pk_el @amjad_umr @asad_ashah

Top Social Posts #


Top posts by engagements in the last XX hours

"Single most important short term indicator for economy the mighty Crude Oil. Now trading below $XX looks like we are entering an era of low oil prices. Positive for Pakistan. Oil prices are very important in determining future inflation interest rates & economic growth βœ…βœ…"
X Link @AbdulRehman0292 2025-10-11T11:15Z 36.3K followers, 32.7K engagements

"Haleon & Pakistans Pharma Sector A Business Owner's Perspective- A Deep Dive into Future OpportunitiesπŸ‘‡πŸ» What if a three-rupee tablet could make you rich Thats the story of Haleona company whose share price has surged 5x in two years. Now Haleon is gearing up to launch global brands like Centrum and new Panadol variants in Pakistan. But the real magic lies in understanding how small developments can transform profits dramatically. Over the past two years the pharma sector has benefited from a trifecta of tailwinds: Cheaper oil and raw materials deregulation of non-essential medicine prices"
X Link @AbdulRehman0292 2025-07-11T12:59Z 36.3K followers, 13.3K engagements

"Deposits The Core of Banking The most important thing in the banking sector is deposits. Under normal circumstances different banks operating in the sector lend to the government or private sector at almost similar rates since lending rates are linked to KIBOR. But the raw material for this industry is peoples deposits and the profit you pay depositors varies bank to bank. This is where the most important factor comes in: Current Account Percentage. You already know a current account means free money for banks. According to the latest numbers NBP holds almost PKR XXX trillion in current"
X Link @AbdulRehman0292 2025-10-13T14:35Z 36.3K followers, XXX engagements

"The MDR Abolishment Another major development came in late 2024 that helped NBP a lot: the State Bank abolished MDR (Minimum Deposit Rate) on non-individual accounts. Earlier banks were required to pay interest rate minus XXX% to all savings account holders. But when interest rates were rapidly falling sometimes the official rate would be XX% but banks were lending to the government for X or X months at XX% (instead of 13%) expecting future cuts. In such situations banks were forced to pay out more on deposits than they earned. To fix this SBP removed the requirement for non-individual"
X Link @AbdulRehman0292 2025-10-13T14:35Z 36.3K followers, XXX engagements

"Other Factors Floods Risk: NBP has PKR XXX billion in agriculture loans but like in 2022 floods risks are mostly covered by government schemes. Management confirms balance sheet remains protected. Provisioning: SBP now requires provisioning on AFS securities. NBP has already done 3050% still keeping CAR strong at 30%. NY Branch Case: Resolved. Branches closed penalties paid and secondary liabilities settled. No overhang remains. The Road Ahead: The focus of an investor aka you must be on: How fast NBP crosses PKR X trillion deposits How well management modernizes branches and customer"
X Link @AbdulRehman0292 2025-10-13T14:35Z 36.3K followers, 1734 engagements

"These are my thoughts on National Bank Please share yours in the comments below. If this thread helped you please RT the first Tweet 😊 I share my thoughts about Investments Stocks Economy Follow me @AbdulRehman0292 & lets INVEST IN WHAT WE FULLY UNDERSTAND βœ…βœ… Disclaimer: None of this is financial advice Do your own research. If you like the way we understand businesses and want to acquire these skills: Want me to advise you on your wealth creation journey: 8/"
X Link @AbdulRehman0292 2025-10-13T14:37Z 36.3K followers, 1622 engagements

"Historic day for PSX 7000 points bull rally what a solid recovery after yesterday's drop bull market framework is ON βœ…βœ… Congratulations to all PSX investors ❀"
X Link @AbdulRehman0292 2025-10-14T18:52Z 36.3K followers, 13.1K engagements

"State Bank of purchased another $500Mn in June 2025 $7.5Bn+ were purchased in last XX months to build $$ reserves βœ…βœ… $$ reserves are essential for macroeconomic stability going forwards focus should be on enhancing exports viability to improve $$ inflows"
X Link @AbdulRehman0292 2025-09-30T12:27Z 36.3K followers, 12.1K engagements

"Positive development for Gas sector. SNGPL has allowed private Gas distributor 35mmcfd gas to be supplied in the private market. This will help reducing the surplus of gas available in the system alogwith providing industries with reasonably priced gas. Due to low gas demand local gas fields were being forced to reduce their production in In last few months almost $500Mn LNG equivalent local gas production has been curtailed and we all know local gas is XX% cheaper than imported LNG βœ…βœ…"
X Link @AbdulRehman0292 2025-10-13T08:15Z 36.3K followers, 13.6K engagements

"4500+ points drop in PSX today Such days are also part of the journey bull market framework fully intact. Invest in what you fully understand βœ…βœ…"
X Link @AbdulRehman0292 2025-10-13T11:21Z 36.3K followers, 18.9K engagements

"From Court Battles to Bull Runs: How National Bank Reclaimed the Spotlight In 2023 & 2024 Pakistans banking sector booked record-breaking profits around PKR X trillion before tax. Fast forward to 2025 and despite interest rates being cut in half the industry looks set to shatter that milestone again. And right at the center of this turnaround story stands the National Bank of Pakistan (NBP). Once weighed down by a long-pending pension case and years of uncertainty NBP has re-emerged stronger than ever. By the end of 2024 it held the largest deposits in the country racing toward the PKR 5"
X Link @AbdulRehman0292 2025-10-13T14:34Z 36.3K followers, 11.3K engagements

"We are starting first financial freedom movement today. I would like to personally invite you to join me on this journey & together InshaAllah we will make XX lakh Pakistani's achieve Financial Freedom. Financial Freedom is for Everyone ❀"
X Link @AbdulRehman0292 2025-10-16T12:33Z 36.3K followers, 33.6K engagements

@AbdulRehman0292
/creator/twitter::AbdulRehman0292