# ![@rickvegamortgage Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7122431633210737706.png) @rickvegamortgage The Rick Vega Mortgage Show

The Rick Vega Mortgage Show posts on TikTok about mortgage rate, rates, rick, happy the most. They currently have [-----] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/tiktok::7122431633210737706/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7122431633210737706/c:line/m:interactions.svg)

- [--] Week [-----] +211%
- [--] Month [------] +149%
- [--] Months [------] -1%

### Mentions: [--] [#](/creator/tiktok::7122431633210737706/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7122431633210737706/c:line/m:posts_active.svg)

- [--] Week [--] +160%
- [--] Month [--] +271%
- [--] Months [--] +311%

### Followers: [-----] [#](/creator/tiktok::7122431633210737706/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7122431633210737706/c:line/m:followers.svg)

- [--] Week [-----] +0.50%
- [--] Months [-----] +12%

### CreatorRank: [---------] [#](/creator/tiktok::7122431633210737706/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7122431633210737706/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [technology brands](/list/technology-brands)  [social networks](/list/social-networks)  [countries](/list/countries) 

**Social topic influence**
[mortgage rate](/topic/mortgage-rate) #28, [rates](/topic/rates), [rick](/topic/rick), [happy](/topic/happy), [market](/topic/market), [home loans](/topic/home-loans), [update](/topic/update), [tiktok](/topic/tiktok), [february](/topic/february), [fed](/topic/fed)

**Top accounts mentioned or mentioned by**
[@holding](/creator/undefined) [@buy](/creator/undefined)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Ren the Mortgage Dog Talks About Hoot Home Loans' Rate Buy Down Program. Hoot Home Loans' Rate Buy Down program can reduce your interest rate by as much as 2% Learn more about this money saving program by commenting YES and Rick will get back to you with all the details or give him a call at 941-500-4064. #RickVegaMortgage #HootHomeLoans #InterestRates #HomePrices #HomeLoans #Mortgage"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7528437658444401951)  2025-07-18T15:03Z [----] followers, [---] engagements


"Coming soonHoot Home Loans Official Launch. Its gonna change everythings. #hoothomeloans #RickVegaMortgage #mortgage #homeloans"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7528479140568206622)  2025-07-18T17:44Z [----] followers, [--] engagements


"Making Home Loan Great Again Hoot Home Loans is taking the mortgage industry over with our rate buy down program DM me or comment LOWER MY RATE for more Info #MakingHomeloanGreatAgain #hoothomeloans #mortgagerates #mortgage #homeloans Making Home Loans Great Again Making Home Ownership Great Again Making Home Loans Great Again Making Home Ownership Great Again"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7528542245465689375)  2025-07-18T21:49Z [----] followers, [---] engagements


"Hoot Home Loans is launching soon Get ready its gonna be a hoot #hoothomeloans #rickvegamortgage #homeloans #mortgage"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7528863031435037982)  2025-07-19T18:34Z [----] followers, [----] engagements


"Hoot Home Loans is a game changer in the industry. Learn how you can cut your interest rate by as much as [--] points on your rate when you work with me and Hoot Home Loans. Comment Im ready to save and Ill reach out to you or DM with your question. Im happy to help 👍🏼 #hoothomeloans #mortgage #homeloans #mortgageadvice #CapCut"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7529308950022442270)  2025-07-20T23:24Z [----] followers, [----] engagements


"Use Hoot Home Loans for your next home and get an interest rate up to [--] points lower than other lenders. Comment RATE or DM me for more info. Use HOOT and save #hoothomeloans #interestrates #mortgagerates #homeloans #mortgage #rickvegamortgage"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7529319199341022495)  2025-07-21T00:04Z [----] followers, [----] engagements


"Rick Vegas Morning Market Uodate for July [--] [----]. Rates are atill@Holding steady at 6.75% and the Fed is still cautious. Now is the best time to look into Hoot Home Loan Rate Buy Down Program where you can reduce your rate by as much as 2% Comment Rate to learn more or DM me with any questions. #RickVegaMormingMarketUodate #hoothomeloans #interestrates #mortgagerates #homeloans #housing #economy Hoot Home Loans Rate Buy Down Program Mortgage Market Update July [--] [----] DM me with questions Rates Steady 6.75% Hoot Home Loans Rate Buy Down Program Mortgage Market Update July [--] [----] DM me with"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7529518499471969566)  2025-07-21T12:58Z [----] followers, [----] engagements


"A $350000 home can earn you $11975 in equity and just grows more from there each and every year. Thats how owning a home can build your long term wealth. DM me or comment below and let me help you start building wealth. #mortgage #equity #housing #renting #owning #homeloans #wealthbuilding POV: Did you know that at a normal annual increase of 3.5% in the value of a $350000 home your equity increases by $11975 and just grows each year thereafter Thats your home building you wealth. POV: Did you know that at a normal annual increase of 3.5% in the value of a $350000 home your equity increases"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7529658727545294111)  2025-07-21T22:01Z [----] followers, [----] engagements


"You really dont need 20% down to buy a home. There are great loan programs available to all types of borrowers with all types of credit with down payments as low as 3.5% and even down payment assistance programs at zero down. Comment Down Payment below and Ill reach out and answer any question you may have or call me at 941-500-4064. #mortgage #housing #renting #homeloans #downpayment #hoothomeloans #rickvegamortgage"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7529658953228160287)  2025-07-21T22:02Z [----] followers, [---] engagements


"Heres your mortgage market update for Tuesday July [--] [----]. Want to know what numbers would look like for you leave a comment or DM me and we can crunch them together. #mortgage #hoothomeloans #homeloans #mortgageadvice #downpayment #mortgagerates Mortgage Market Update July [--] [----] Mortgage Market Update July [--] 2025"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7529885324646911263)  2025-07-22T12:41Z [----] followers, [----] engagements


"An FHA loan is a great program with a down payment of only 3.5% and a credit score as low as [---] to qualify. DM me or comment below if youd like to learn more about the government backed loan program. #FHAloan #mortgagetips #mortgageadvice #mortgage #homeloans #hoothomeloans Mortgage Tip of the Day: An FHA loan requires only 3.5% down and you can qualify with a score as low as [---]. Comment YES if youd like to learn more about this great loan program. Mortgage Tip of the Day: An FHA loan requires only 3.5% down and you can qualify with a score as low as [---]. Comment YES if youd like to learn"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7529948090481020190)  2025-07-22T16:44Z [----] followers, [----] engagements


"Use Hoot Home Loans and Our Realtor Partners & Get More Money in Your Pocket at Closing. Want to Learn How Leave a Comment or Message Me and Ill Tell You How #mortgage #hoothomeloans #homeloans #rickvegamortgage #mortgageadvice #renting"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7529974353891429662)  2025-07-22T18:26Z [----] followers, [----] engagements


"Its the American dream to own your own home. Now is a great time to buy and make that dream a reality. Leave me a comment or message me and let me help you fulfill your own dream or call me at (941) 500-4064. #AmericanDream #Home #rickvegamortgage #hoothomeloans #mortgagerates #mortgageadvice Im not just in the mortgage business Im in the Dreams business Because owning a home is The American Dream Im not just in the mortgage business Im in the Dreams business Because owning a home is The American Dream"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7530023188265291038)  2025-07-22T21:36Z [----] followers, [----] engagements


"The Powell-Trump feud is heating up and no one knows exactly what will happen. But if Powell is replaced and the new chairman reduces rates by [---] basis points as its been reported mortgage rates will drop dramatically. That drop will flood the market with buyers causing home prices to increase. Well just have to see what happens. If you want me to crunch numbers for you and see what you can do in this market DM me or comment below and Ill be happy to help. #mortgage #mortgagerates #mortgageadvice #economy #interestrates #hoothomeloans Are Rates About To Come Crashing Down Are Rates About To"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7530042641174547743)  2025-07-22T22:51Z [--] followers, 10.1K engagements


"It's Ren the Mortgaeg Dog. Today Ren tlaks about the 'Buy Now Refinance Later" concept and if it still makes sense in [----]. The answer is YES Home prices are continuing to increase and if you wait it's just going to cost you more in the long run. Its buyers market right now in most places across the country. Now is the time to jump in with both feet and buy your home. ✅ Dont wait for rates in the 5s as home prices could rise costing you more. DM for mortgage advice or leave a comment below. You can also book a [--] minute free mortgage consultation with me. Just click the link below and book it"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7530669532361395487)  2025-07-24T15:24Z [--] followers, [----] engagements


"Heres your Mortgage Market Update for Monday August [--] [----]. ✅ Rates are holding steady average 30-year rate sitting at just under 6.517% - the lowest in [--] months ✅ Theres a bill making its way through Congress that could lower the price of a manufactured home by $10000. ✅ Home prices here in the Tampa Bay area are down nearly 6% YoY - while prices in the Midwest and northeast are actually up 2% ✅ 40% of FHA borrowers are behind on their payments - indicating the struggle people are having in this economy The bottom line: Rates have dropped to the lowest in [--] months and prices are coming"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7537327275239378206)  2025-08-11T13:59Z [--] followers, [----] engagements


"Heres your Mortgage Market Update for Monday August [--] [----]. 👉 Rates are down to [----] down [--] basis points form last week due to Fed Chaiman Powells comments in Jackson Hole WY last week. 👉 Homes sales are picking up new home sales rose by 4.2% in August totaling [------] units sold. Inventory is at a [---] month supply. 👉 Existing home sales rose by 2% in July hitting [----] million homes sold Inventory is at a [---] month supply. 👉 New home median sales price is $375000 Existing homes sales media price is $422400. First time this has happed in quite some time where new home sales prices have"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7542632933241212190)  2025-08-25T21:08Z [--] followers, [----] engagements


"Heres your Mortgage Market Update for Monday October [--] [----]. The weekend is almost here Rates are continuing to hold steady at 6.378% - up [--] basis points from yesterday and still at the lowest in over a year. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. In the housing market there is something happening called the lock in effect. Thats when sellers arent listing their home because the current rate they have on their mortgage is too low to move. If they did sell"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7559364576916049182)  2025-10-09T23:15Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Monday October [--] [----]. Happy Monday Rates are down over the weekend [--] basis points to be exact at 6.30% and still at the lowest in over a year. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. The slight easing in mortgage rates is helping rekindle interest among buyers as seen in the rebound in pending sales. But it's not yet strong enough to reverse the sluggish momentum in many markets. The jump in new home sales suggests"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7560856756478348574)  2025-10-13T23:46Z [--] followers, [----] engagements


"I explain in this video how the nationwide average mortgage rate is determined and more importantly the rates I am actually quoting to my clients - and theres a big difference. Want to see what your rate might be Hit the Get Quote below or leave me a comment. #refinance #InterestRates #homeloans #buyahome #Mortgage"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7561934102916582687)  2025-10-16T21:26Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Thursday October [--] [----]. Happy Thursday Rates are down [--] basis point from yesterday sitting at 6.27% and still at the lowest in over a year. This downward trend is continuing lets hope it continues. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. Im currently quoting rats in the low 5s for FHA & VA loans and 5.875% for conventional. The housing market continues its gradual rebalancing. Inventory has been climbing for months"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7561937521173744927)  2025-10-16T21:39Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Tuesday January [--] [----]. Happy Tuesday Lowest Mortgage Rates in Just Over a Week Mortgage rates trickled modestly lower again yesterday for the 4th straight business day on Monday. The average top-tier 30yr fixed rate is the lowest it's been since January 16th. The only catch is that it was quite a bit lower [--] weeks ago. Compared to today's mark of 6.17% on my daily rate index mid-January lows ranged from [----] to 6.07%. There were no major source of volatility yesterday and the week ahead is generally lacking in terms of potential sources. Even"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7600025916621835551)  2026-01-27T13:02Z [----] followers, [---] engagements


"How to Buy a Home With Low Income [--]. Buy a more affordable home. Duh right But it makes sense. [--]. Buy it using the USDA loan program. Its a ZERO down low interest rate loan with no PMI. [--]. Ask the Seller to cover your closing costs by getting a sellers concession of up to 6% if the sales price of the home. This strategy can help you buy a home with low income and hardly any money out of your pocket. Want to learn more Leave me a comment follow me and shoot me a Direct Message or hit the Get Quote button below. Im here to help. #zerodownpayment #mortgagetips #buyingahouse #buyahome #homeloans"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7600521319238667550)  2026-01-28T21:04Z [----] followers, [---] engagements


"Mortgage Market Update for July [--] [----]. The nationwide average rate remains steady at 6.75%. Inventory remains up cancellations are high and investors now make up 30% of home buying activity. The Fed meets this week but dont anticipate any change in rates and economic data is coming down the pike that could shift market tone/ Well just have to wait and see. If you have any questions or would like to see what you can do in your own market DM me leave a comment or call me at 941-500-4064. Im here to help. You can also schedule a Free no obligation mortgage consultation with me. During the call"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7532125882173967646)  2025-07-28T13:35Z [--] followers, [----] engagements


"Are you kidding me You must earn $35 an hour just to be able to afford the rent on a 2-bedroom apartment Its time to quit renting and buy a home. Start earning wealth for yourself and not your landlord. With all the down payment assistance programs you can have your down payment covered and with Hoots Smart loan program we can cover your closing costs or reduce your interest rate. Its time to consider buying a home and quit being a tenant. Let me help you find out what you can qualify for and help you determine what it looks like in your market. If you have any questions or would like to see"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7534885961042267423)  2025-08-05T00:06Z [--] followers, [----] engagements


"Its pretty simpleuse Hoot Home Loans as your home loan provider youll save thousands and have a smooth and stress free loan process. Want to learn how Click the Get Quote button at the bottom of this video complete the short form and Ill get back to you quickly. Otherwise leave me a comment DM me or call me at 941-500-4064. Im here to help. #buyahome #homeloans #housing #mortgage #interestrates POV: How it feels when You Dont Use Hoot Home Loans When Buying a New Home POV: How it feels when You Dont Use Hoot Home Loans When Buying a New Home"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7542872137317502238)  2025-08-26T12:36Z [--] followers, [----] engagements


"Heres your Mortgage Market Update for Wednesday September [--] [----]. Happy Himp Day Rates are sitting at 6.375% on the nationwide average depending on the site you are checking still at the lowest weve seen in over a year But where will rate be over the course of the next [--] months According to the data and research Ive pored over for you - rates for the next [--] to [--] months are expected to stay in the current range of 6.125% to 6.375%. However some are predicting that we MAY see rates down to 5.5% by the end of [----] which would bring a lot of buyer back into the market - which would cause home"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7553773628312145183)  2025-09-24T21:39Z [--] followers, [----] engagements


"Heres your Mortgage Market Update for Friday October [--] [----]. TGIF Rates are down just a bit [--] basis points to be exact at 6.30% and still at the lowest in over a year. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. Nationwide home prices are up modestly: in August U.S. home prices rose 1.5% year-over-year. According to Redfin August [----] was one of the strongest buyers markets in recent years: sellers outnumbered buyers by 35.2% Despite recent rate declines many"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7559750336177622303)  2025-10-11T00:12Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Tuesday October [--] [----]. Happy Tuesday Rates are down from yesterday sitting at 6.31% and still at the lowest in over a year. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. The housing market continues to walk a tightrope: while new home sales are showing life the broader market is sluggish particularly in existing homes due to affordability headwinds and rate sensitivity. The bottom line: Rates are the lowest in a year if you"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7561195007936335134)  2025-10-14T21:38Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Wednesday October [--] [----]. Happy Hump Day Rates are still holding steady sitting at 6.31% and still at the lowest in over a year. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. Home price growth is already decelerating and many markets are flat or experiencing slight declines. Analysts suggest the possibility of a deflationary vortex where falling prices and weak demand reinforce each other. Inventory pressures and price cuts"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7561576925378989343)  2025-10-15T22:20Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Friday October [--] [----]. TGIF Rates are down an additional [--] basis points from yesterdaythats down [--] basis points over the last two days sitting at 6.23% and still at the lowest in over a year and breaking the 6.25% barrier. This downward trend is continuing lets hope it continues. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. Im currently quoting rats in the low 5s for FHA & VA loans and 5.875% for conventional. Over the four"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7562307112810843423)  2025-10-17T21:34Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Tuesday October [--] [----]. Happy Tuesday Rates are down an additional [--] basis point from yesterday sitting at 6.22% and still at the lowest in over a year and breaking the 6.25% barrier. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. Im currently quoting rates in the low 5s for FHA & VA loans and 5.875% for conventional. New listings are up: For the [--] weeks ending Oct [--] new homes for sale rose 4.1% year-over-year the strongest"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7563794842329910558)  2025-10-21T21:47Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Wednesday October [--] [----]. Happy Hump Day Rates are down an additional [--] basis points from yesterday sitting at 6.17% and close to the lowest weve had in [--] years which is 6.125% if youve been thinking about buying or refinancing a home now might be the best time in a long time to do it If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. Im currently quoting rats in the low 5s for FHA & VA loans and 5.875% for conventional. New"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7564208751662648606)  2025-10-23T00:33Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Thursday October [--] [----]. Happy Thursday Rates didnt move at all from yesterday sitting at 6.17% and close to the lowest weve had in [--] years which is 6.125% The real question is will they stay there Many economists think we may hit the low point if 6.125% and bounce off that low and increase again. If that happens you need to take advantage of the lower rates now. If youve been thinking about buying or refinancing a home now might be the best time in a long time to do it If you have a rate in 6s you need to seriously consider refinancing. You could get a"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7564537923459124511)  2025-10-23T21:50Z [--] followers, [----] engagements


"Heres your Mortgage Market Update for Friday October [--] [----]. TGIF Rates are basically holding steady only up [--] basis point from yesterday sitting at 6.18% and close to the lowest weve had in [--] years which is 6.125% If youve been thinking about buying or refinancing a home now might be the best time in a long time to do it If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. Im currently quoting rats in the low 5s for FHA & VA loans and 5.875% for conventional. The U.S."  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7564902960623308062)  2025-10-24T21:27Z [--] followers, [----] engagements


"Mortgage Tip of the Day Thinking about refinancing Think about this Know your break-even point. When refinancing how long will it take to recoup the cost [--] months or less is considered ideal. Want to know how much you could save Lets talk as a broker I have access to some of the lowest rates and best terms in the industry. Its time get rid of that high interest rate mortgage. #InterestRates #refinance #homeloans #mortgage #MortgageTips Know your break-even point When refinancing how long will it take to recoup the cost [--] months or less is Considered ideal. Mortgage Tip of the Day Know your"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7566015674850528542)  2025-10-27T21:25Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Tuesday October [--] [----]. Happy Tuesday Rates at the beginning of the were holding steady at 6.18% but at the time of this update rates had dropped [--] basis points and are sitting at 6.13% on the nationwide average and just [--] basis points away from our 3-year low which is 6.125% The Fed is meeting today and tomorrow and will announce any rate cuts at tomorrows meeting. Will rates jump back up like they with the last rate cut Will they continue to drop lower and even break the 6.125% barrier weve been hitting Well have to wait and see but things are looking"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7566390700170824990)  2025-10-28T21:40Z [--] followers, [----] engagements


"Mortgage Rate Update The Fed has their press conference at 2pm EST today How will mortgage rates react Depends on what they say about the economy and if their bullish or not on where its going. Well all find out today #InterestRates #thefed #refinance #buyahome #homeloans"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7566676511646895390)  2025-10-29T16:09Z [--] followers, [----] engagements


"Heres your Mortgage Market Update for Thursday October [--] [----]. Happy Thursday Interest rates moved up [--] basis points from yesterday sitting at 6.33% on the nationwide average. Thats a combination of all different types of lenders borrower types and loan types. However rates are still near 3-year lows and it is still a good time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. Im"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7567360875867196702)  2025-10-31T12:25Z [--] followers, [---] engagements


"Catch the Rick Vega Mortgage Show every weekday morning at 9am EST. Get caught up on whats going on in the housing markets and with mortgage rates plus get all your questions answered. Hope to see you there #InterestRates #buyahome #refinance #homeloans #rickvegamortgageshow"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7567400535318433055)  2025-10-31T14:59Z [----] followers, [---] engagements


"Heres your Mortgage Market Update for Thursday October [--] [----]. Happy Halloween Interest rates moved down [--] basis points from yesterday sitting at 6.28% on the nationwide average. Thats a combination of all different types of lenders borrower types and loan types. However rates are still near 3-year lows and it is still a good time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. Im"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7567517245413330207)  2025-10-31T22:32Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Monday November [--] [----]. Happy Monday The average nationwide mortgage interest rate moved down sitting at 6.17%. Thats a combination of all different types of lenders borrower types and loan types. However rates are still near 3-year lows and it is still a good time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. Im currently quoting rates in the"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7568863515885243678)  2025-11-04T13:36Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Wednesday November [--] [----]. Happy Hump Day Interest rates are up [--] basis today sitting at 6.24% on the nationwide average. Mainly due to inflationary concerns. This rate is a combination of all different types of lenders borrower types and loan types. However rates are still near 3-year lows and it is still a good time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7569601507956395294)  2025-11-06T13:20Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Thursday November [--] [----]. Happy Thursday Interest rates have dropped [--] basis points erasing pretty much any increase we had seen this past week sitting at 6.18% on the nationwide average. Thats a combination of all different types of lenders borrower types and loan types. The nationwide average for the sales prices of a home is at $379000 down from $422000 just a few months ago. And the median household can afford a $379000 home so we are getting some balance in the market. However rates are still near 3-year lows and it is still a good time to take"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7569968980996132127)  2025-11-07T13:06Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Monday November [--] [----]. Happy Monday Interest rates held steady over the weekend sitting at 6.20% on the nationwide average. Thats a combination of all different types of lenders borrower types and loan types. The nationwide average for the sales prices of a home is up to $392375 up from $379750 from the last update. Homes are taking longer to sell: For the four weeks ending Nov [--] [----] the median days on market rose by about [--] days vs. a year ago. Inventory is increasing: Active listings were up 6.7% year-over-year in that same period. However rates are"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7571447360014830879)  2025-11-11T12:42Z [--] followers, [----] engagements


"Heres your Mortgage Market Update for Tuesday November [--] [----]. Happy Tuesday Interest rates are up [--] basis points today sitting at 6.22% on the nationwide average. Thats a combination of all different types of lenders borrower types and loan types. However rates are still near 3-year lows and it is still a good time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. Im currently"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7571637505292766494)  2025-11-12T01:00Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Wednesday November [--] [----]. Happy Hump Day Interest rates are down [--] basis points today sitting at 6.17% on the nationwide average and getting very close to breaking the 3-year low of 6.125% The nationwide rate is# a combination of all different types of lenders borrower types and loan types. However rates are still near 3-year lows and it is still a good time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7571964524799036702)  2025-11-12T22:09Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Thursday November [--] [----]. Happy Thursday Interest rates are down [--] basis points today sitting at 6.21% on the nationwide average. Thats a combination of all different types of lenders borrower types and loan types. However rates are still near 3-year lows and it is still a good time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. Im currently"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7572332181335428382)  2025-11-13T21:56Z [--] followers, [---] engagements


"Good morning just wanted to give a you market update for this morning. The nationwide average is sitting at 6.22% but mortgage backed securities are up [--] basis points today and the 10- Treasury is down [--] indicating mortgage rates could be coming back down a bit today. Be sure to follow me for my daily updates. 👍🏼 #InterestRates #refinance #buyahome #homeloans #mortgage"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7573688213131332895)  2025-11-17T13:39Z [--] followers, [---] engagements


"Catch the Rick Vega Mortgage Show weekday mornings at 9:00am EST Learn anything and everything about the mortgage process whether you are buying or refianncing a home or commercial property I'm here to help. #homeloans #mortgage #interestrates #refinance #buyahome"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7574088760904731935)  2025-11-18T15:33Z [----] followers, [---] engagements


"Heres your Mortgage Market Update for Tuesday November [--] [----]. Happy Tuesday Interest rates are up [--] basis point today sitting at 6.21% on the nationwide average. Thats a combination of all different types of lenders borrower types and loan types. However rates are still near 3-year lows and it is still a good time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for you. Im currently quoting"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7574189863579307295)  2025-11-18T22:05Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Wednesday November [--] [----]. Happy Hump Day Interest rates are down [--] basis point today sitting at 6.20% on the nationwide average and one day ahead of the Jobs Report coming out tomorrow. Depending on the strength or lack thereof of the report we may see rates possibly breaking the 6.125% barrier weve been seeing these last couple of months. Stay tuned to me and Ill let you know what happens tomorrow. However rates are still near 3-year lows and it is still a good time to take advantage of the lower rates if you are looking to buy or refinance a home. If"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7574557815486893342)  2025-11-19T21:53Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Thursday November [--] [----]. Happy Thursday Interest rates are down [--] basis point today sitting at 6.19% on the nationwide average after the jobs report came out showing a continued weakening in the labor market. The nationwide average is a combination of all different types of lenders borrower types and loan types. However rates are still near 3-year lows and it is still a good time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7574985204754943263)  2025-11-21T01:31Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Friday November [--] [----]. TGIF Interest rates are down [--] basis point today sitting at 6.19% on the nationwide average. Thats a combination of all different types of lenders borrower types and loan types. Rates bounced between 6.22% and 6.19% all week and have been in the range now for nearly [--] weeks without any change expected in the near future. However rates are still near 3-year lows and it is still a good time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7575332298069921055)  2025-11-21T23:58Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Monday November [--] [----]. Happy Monday Interest rates are down [--] basis points from Friday sitting at 6.14% on the nationwide average. Thats a combination of all different types of lenders borrower types and loan types. Rates are now just [--] basis points away from setting a new 3- year low Now is the time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7576439493805346079)  2025-11-24T23:35Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Tuesday November [--] [----]. Happy Tuesday Its a BIG DAY folks we have broken through the 6.125% barrier youve been hearing me talk about these last few months Mortgage interest rates are down [--] basis points from yesterday sitting at 6.067% on the nationwide average. Thats a combination of all different types of lenders borrower types and loan types. Are rates going to continue lower Its hard to tell. Usually right before the Thanksgiving holiday well see a dip in mortgage rates but this may be different because we have broken though that 6.125% barrier we"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7576782270149807391)  2025-11-25T21:45Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Tuesday December [--] [----]. Happy Tuesday Rates have bounced back up from the low last week sitting at 6.135% on the nationwide average. Thats a combination of all different types of lenders borrower types and loan types. So with all this being said rates are at new near 3-year lows it is the perfect time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and see what I can do for"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7579376837927669022)  2025-12-02T21:33Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Wednesday December [--] [----]. Happy Birthday to my beautiful wife Trina Rates have dropped [---] basis points today to a low of 6.08% on the nationwide average. Thats a combination of all different types of lenders borrower types and loan types. So with all this being said rates are at new near 3-year lows it is the perfect time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Lets talk and"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7579753475777563934)  2025-12-03T21:55Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Tuesday December [--] [----]. Happy Thursday Rates are holding steady below the recent 3-year low we had been bouncing off of of 6.125% today rates are sitting at 6.09% on the nationwide average fir a second straight day. Thats a combination of all different types of lenders borrower types and loan types. So with all this being said rates are at below 3-year lows it is the perfect time to take advantage of the lower rates if you are looking to buy or refinance a home. If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7580145766791007518)  2025-12-04T23:17Z [--] followers, [---] engagements


"Fed cuts short term interest [--] basis points to 3.50%. So far mortgage rates are responding positively. Check out my Mortgage Market Update later this afternoon to see where rates are ultimately going. #InterestRates #mortgagerates #homeloans #mortgage #rates"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7582313146631621919)  2025-12-10T19:27Z [--] followers, [---] engagements


"Rick Vegas Mortgage Market Update for Wednesday December [--] [----] Happy Hump Day As anticipated the Fed met today and interest rates were cut by [--] basis points. How did that affect mortgage rates you might ask At the beginning of the day rates were sitting at 6.08% and by the end of the day after the Fed announced the [--] basis point cut rates ended at 6.1425% up for the day as I had predicted. Well have to wait and see what happens to interest rates going forward but my best guess is were gonna see rates come back down a bit and still hover around the [--] to 6.125% rate that we have been seeing"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7582363697507601694)  2025-12-10T22:44Z [--] followers, [---] engagements


"Anyone Who Tells You They Know What Happens Next For Rates is Lying Friday saw mortgage rates move back up near the highest levels of the week and thus the highest levels of the past [--] months. Thus ends another week where mortgage rates end higher despite a Fed rate cut. Ive beaten this horse to death but here are the two key reasons Fed rate cuts don't necessarily result in lower mortgage rates in as few words as possible: Different Kinds of Rates Fed Funds Rate = loans of [--] hours or less. Mortgage rates = loans up to [--] years. Rates can have vastly different behavior when they apply to"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7583098671210827038)  2025-12-12T22:16Z [--] followers, [---] engagements


"Most people think that Mortgage Rates are tied two the Fed rate but they arent. The Fed rate is for short term interest rates not long term rates like mortgage rates. Mortgage rates are based on the mortgage backed securities markets which react to broader market conditions. #InterestRates #mortgagerates #homeloans #mortgage #refinance"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7583102188902305055)  2025-12-12T22:29Z [--] followers, [---] engagements


"Rick Vegas Mortgage Market Update Tuesday December [--] [----] Rates are sitting near 3-year lows - indicating that it may be the time for you to consider buying or refinancing your home. Leave a comment if youd like to see what you could do and I will get back to you. Im here to help. #InterestRates #homeloans #mortgage #refinance #buyahome Rick Vegas Mortgage Market Update Tuesday December [--] [----] Rick Vegas Mortgage Market Update Tuesday December [--] 2025"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7584804646900747550)  2025-12-17T12:36Z [--] followers, [--] engagements


"Heres your Mortgage Market Update for Thursday January [--] [----]. Happy Thursday and its good to be back Wednesday had the potential to cause bigger volatility for rates due to the confluence of several important economic reports. If that data had been lopsided in one direction or the other rates likely would have moved more. As it happened the data was mixed. The net effect was an exceedingly modest drop in the average 30yr fixed rate. Despite the tiny move this brings 30yr fixed rate index back in line with the 2-month lows seen on several recent occasions. Bottom line: today ended up being"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7592988529320267039)  2026-01-08T13:53Z [--] followers, [----] engagements


"Mortgage Rates plummet Nationwide average is now under 6% sitting at 5.95% Now is the time to jump back in the market Nd see what you can quality fy for or to see how much you can save if you refinance. Leave a comment and lets see what rate could be #homeloans #mortgage #refinance #InterestRates #buyahome Mortgage Rates Plummet Nationwide Average Rate Now 5.95% Comment to See What Your Rate Could Be Mortgage Rates Plummet Nationwide Average Rate Now 5.95% Comment to See What Your Rate Could Be"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7593532102512020767)  2026-01-10T01:03Z [--] followers, [----] engagements


"Heres your Mortgage Market Update for Monday January [--] [----]. Happy Monday and BIG NEWS Rates Plummet to [--] Year Lows On a week where the mortgage market was most likely to experience volatility due to Friday's jobs report Thursday afternoon's surprise announcement of $200 billion in GSE MBS (mortgage-backed securities) buying stole the show. This was already juicing the underlying MBS market yesterday afternoon but traders took the surge to the next level this morning. This matters because MBS dictate. When MBS are rising/improving/surging/etc. it implies lower rates. MBS had improved so much"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7594464764705656095)  2026-01-12T13:22Z [----] followers, [----] engagements


"Heres your Mortgage Market Update for Tuesday January [--] [----]. Happy Tuesday Rates are still holding under the 6% market sitting at 5.985% on the nationwide average. Some lenders have ticked up their rates while others are still holding theirs well below the 6% mark. It s wise to check with me your mortgage broker to see which lender would serve you best. Overall rates are the lowest in over [--] years if you have a rate in the 6s you should be refinancing and potentially saving a lot of money by reducing your monthly payment and skipping at least possibly two months of house payments. In"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7594982702525189406)  2026-01-13T22:52Z [--] followers, [---] engagements


"Heres your Mortgage Market Update for Wednesday January [--] [----]. Happy Hump Day Mortgage Rates Sideways to Slightly Lower Markets held more sideways overnight as traders awaited further geopolitical developments today surrounding Greenland. Both stocks and bonds lost ground yesterday on the threat of additional tariffs (and counter-tariffs) as well as decreased participation in the US bond market from foreign wealth funds. When bonds lose ground rates move higher. Bond market improvement was tentative earlier in the day but more noticeable in the afternoon when Trump announced "the framework"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7597987311695039775)  2026-01-22T01:11Z [----] followers, [---] engagements


"Heres your Mortgage Market Update for Friday January [--] [----]. TGIF Another Micro-Victory For Mortgage Rates Mortgage rates may not be as low as they were before the weekend's geopolitical headlines but they've moved just a hair lower on each of the past two days. Specifically the daily rate index is down to 6.19% after starting the week at 6.21% on Tuesday (up from 6.07% last Friday). While there was a large glut of seemingly important economic data yesterday it didn't have a noticeable impact on the bond market. Part of the reason is that the data in question is very stale at this point. The"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7598549387312254238)  2026-01-23T13:33Z [----] followers, [----] engagements


"Heres your Mortgage Market Update for Monday January [--] [----]. Happy Monday Mortgage Rates Close Out Extremely Flat Week This week's only real mortgage rate movement last week was seen at the outset on Tuesday morning (Monday was closed for the holiday) in response to geopolitical issues and tariff escalation potential. Rates recovered only modestly when those threats abated--a fact that had everything to do with the bond market refusing to return to last week's levels and nothing to do with any mortgage-specific issue. If anything the mortgage market is in the midst of stunning outperformance"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7599696911158824223)  2026-01-26T15:45Z [----] followers, [--] engagements


"Mortgage rates drop for the 5th day in a row. They havent been huge drops but still moving lower nonetheless. The nationwide average as of the end of the day yesterday was 6.037%. Follow me to get daily mortgage updates and be sure to catch The Rick Vega Mortgage Show weekday mornings at 9:00am EST right here on TikTok. I take your questions regarding anything related to the home buying and mortgage process including if its a goood time to buy or refinance. Hope to see you there #mortgagerates #mortgagetips #InterestRates #buyingahouse #Home"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7600396593451388190)  2026-01-28T13:00Z [----] followers, [---] engagements


"Heres your Mortgage Rate Update for Wednesday January [--] [----]. Happy Hump Day Mortgage Rate Winning Streak Ends But Just Barely On some occasions a rate announcement from the Federal Reserve (even one that results in no change to the Fed Funds Rate) can cause a huge move in mortgage rates. Today was not one of those days but in its defense it was never that likely to be. For a Fed announcement to have a big impact it has to surprise the market in some way. A rate cut (or absence thereof) is rarely a surprise these days. Instead the market is more likely to receive new information via the"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7600527617141476638)  2026-01-28T21:29Z [----] followers, [---] engagements


"Heres your Mortgage Market Update for Friday September [--] [----]. Happy Friday TGIF Rates are still at a 3-year lows Rates are down to 6.13% to 6.26% depending on the site you are checking the lowest in [--] years If you have a rate in 6s you need to seriously consider refinancing. You could get a rate a point or more lower than your current rate. Home inventory is rising - gives borrowers more leverage. Nationwide median home prices are sitting at $429900 And homes are spending on average 60+ days on the market before they sell. The bottom line: Rates are the lowest in [--] years if you have a rate"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7551910827020815646)  2025-09-19T21:11Z [----] followers, [---] engagements


"Catch The Rick Vega Mortgage Show weekday mornings at 9:00am EST right here on TikTok. #preapproval #credit #buyahome #mortgagetips #mortgagerates"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7602668159530732831)  2026-02-03T15:55Z [----] followers, [---] engagements


"Heres your Mortgage Market Update for Tuesday February [--] [----]. Happy Tuesday Mortgage Rates Drift Up to 2-Week Highs The bad news: mortgage rates moved up to their highest levels in [--] weeks today. The good news: the rate range has been very narrow during that time so there's not too much of a difference between 2-week highs (6.20%) and lows (6.15%). Today's move wasn't a product of anything that happened today. Rather the culprit was the focal point of our coverage yesterday. Specifically an economic report on the manufacturing sector was exceptionally strong yesterday. The result was a"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7602764982912044318)  2026-02-03T22:11Z [----] followers, [---] engagements


"Heres your Mortgage Market Update for Wednesday February [--] [----]. Happy Hump Day Mortgage Rates Hold Perfectly Steady at 2-Week Highs The average top tier 30yr fixed mortgage rate hit its highest levels in [--] weeks yesterday. The caveat was that the range has been very narrow during these [--] weeks. As such by remaining unchanged versus yesterday today's rates are part of the same narrow range (6.15-6.20% for my index). There were two relevant economic reports this morning as well as an update from the Treasury department regarding borrowing expectations. The latter is important for interest"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7603135820115070238)  2026-02-04T22:10Z [----] followers, [---] engagements


"Still waiting for the dream home Here's the truth no one tells you.the vast majority of first-time buyers (nearly 90%) don't stay in their first home long-term. But those who buy a home and hold it for just [--] years They can build real equity in their home and can use it to level up other dream home. Start smart. The dream home comes next. #mortgagetips #buyahome #homeloans #preapproval #buyingahouse Still waiting for the dream home Here's the truth no one tells you. 88% of first-time buyers don't stay in their first home long-term. But those who buy a $350K home and hold it for just [--] years"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7603444597112474910)  2026-02-05T18:08Z [----] followers, [---] engagements


"Catch The Rick Vega Mortgage Show weekday mornings at 9:00 EST right here on TikTok. I take your questions and help you navigate the home buying and refinancing process. #mortgagetips #buyahome #homeloans #mortgagerates #tiktoklives"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7603771758721649950)  2026-02-06T15:18Z [----] followers, [---] engagements


"Heres your Mortgage Market Update for Monday February [--] [----]. Happy Monday Mortgage Rates Roughly Flat to Start The Week The past [--] weeks have seen very little volatility for mortgage rates. After being near 6% for a week in early January rates rose abruptly to 6.21% (avg top tier 30yr fixed) on January 20th in response to geopolitical drama. They've generally descended since then but in slow measured steps. Today's result was actually a 0.01% increase in the rate index but that's not terrible news considering last week ended at [--] week lows. In the bigger picture apart from the super low week"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7604984166983257374)  2026-02-09T21:43Z [----] followers, [---] engagements


"Catch the Rick Vega Mortgage Show weekday mornings at 9:00am right here on TikTok. #mortgagetips #buyahome #mortgagerates #homeloans #refinance"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7606023771249495327)  2026-02-12T16:57Z [----] followers, [---] engagements


"Heres your Mortgage Market Update for Tuesday February [--] [----]. Happy Tuesday Lowest Mortgage Rates in More Than [--] Weeks Mortgage rates fell on Tuesday following a downbeat Retail Sales report. At 0.05% it was the largest single-day drop since the uncommonly big 0.15% drop on January 9th. This also takes the average 30yr fixed rate to 6.11% easily below its recently narrow range of 6.15-6.20. The bonds that drive mortgage rates are always tuned in to various economic reports for movement cues. Weaker data = lower rates all else equal. Retail Sales is hit and miss when it comes to causing rate"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7605354316676746527)  2026-02-10T21:39Z [----] followers, [----] engagements


"Heres your Mortgage Market Update for Thursday February [--] [----]. Happy Thursday Mortgage Rates Slide to New Multiweek Lows Just one day after an incredibly strong jobs report--something that would normally create problematic upward momentum for rates--the average lender is back to the lowest levels since January 16th. At the risk of overusing a played-out metaphor this was not on many experts' bingo cards. Even with the benefit of hindsight it's not entirely possible to justify what we've seen over the past [--] days without jumping to conclusions and making educated guesses. Said guesses would"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7606104127810194719)  2026-02-12T22:08Z [----] followers, [---] engagements


"Heres your Mortgage Market Update for Friday February [--] [----]. TGIF Mortgage Rates Oh So Close to [--] Year Lows When the administration announced that Fannie and Freddie would be buying mortgage-backed securities in early January rates fell sharply to the lowest levels in more than [--] years. After a moderate rebound the following week we've been holding mostly steady in a range that was 0.1-0.2 above those long-term lows. The past two days have brought enough improvement that the average lender is once again at levels that are close enough to the long-term lows seen on January 9th and 12th. What"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7606469357832572190)  2026-02-13T21:46Z [----] followers, [----] engagements


"Heres your Mortgage Market Update for Friday February [--] [----]. TGIF Mortgage Rates Oh So Close to [--] Year Lows When the administration announced that Fannie and Freddie would be buying mortgage-backed securities in early January rates fell sharply to the lowest levels in more than [--] years. After a moderate rebound the following week we've been holding mostly steady in a range that was 0.1-0.2 above those long-term lows. The past two days have brought enough improvement that the average lender is once again at levels that are close enough to the long-term lows seen on January 9th and 12th. What"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7606469357832572190)  2026-02-13T21:46Z [----] followers, [----] engagements


"Are you looking for your dream home in [----] If so let me and my team help you achieve that goal. Leave a comment hit the get buttonGet Quote button or follow me and shoot me a direct message. Im here to help. #mortgagetips #buyahome #homeloans #preapproval #buyingahouse"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7606468147381603615)  2026-02-13T21:41Z [----] followers, [---] engagements


"Getting preapproved for your home loan is one of the most important first steps you need to take before you begin looking for a home. Here at the Rixk Vega Mortgage Team we do a true preapproval by underwriters on staff all in [--] hours and with only a soft pull on your credit. Want to get preapproved Leave a comment. Im here to help. 👍🏼 #mortgagetips #buyahome #preapproval #buyingahouse #mortgage"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7606370800630762783)  2026-02-13T15:23Z [----] followers, [---] engagements


"Heres your Mortgage Market Update for Thursday February [--] [----]. Happy Thursday Mortgage Rates Slide to New Multiweek Lows Just one day after an incredibly strong jobs report--something that would normally create problematic upward momentum for rates--the average lender is back to the lowest levels since January 16th. At the risk of overusing a played-out metaphor this was not on many experts' bingo cards. Even with the benefit of hindsight it's not entirely possible to justify what we've seen over the past [--] days without jumping to conclusions and making educated guesses. Said guesses would"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7606104127810194719)  2026-02-12T22:08Z [----] followers, [---] engagements


"Catch the Rick Vega Mortgage Show weekday mornings at 9:00am right here on TikTok. #mortgagetips #buyahome #mortgagerates #homeloans #refinance"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7606023771249495327)  2026-02-12T16:57Z [----] followers, [---] engagements


"Heres your Mortgage Market Update for Tuesday February [--] [----]. Happy Tuesday Lowest Mortgage Rates in More Than [--] Weeks Mortgage rates fell on Tuesday following a downbeat Retail Sales report. At 0.05% it was the largest single-day drop since the uncommonly big 0.15% drop on January 9th. This also takes the average 30yr fixed rate to 6.11% easily below its recently narrow range of 6.15-6.20. The bonds that drive mortgage rates are always tuned in to various economic reports for movement cues. Weaker data = lower rates all else equal. Retail Sales is hit and miss when it comes to causing rate"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7605354316676746527)  2026-02-10T21:39Z [----] followers, [----] engagements


"Heres your Mortgage Market Update for Monday February [--] [----]. Happy Monday Mortgage Rates Roughly Flat to Start The Week The past [--] weeks have seen very little volatility for mortgage rates. After being near 6% for a week in early January rates rose abruptly to 6.21% (avg top tier 30yr fixed) on January 20th in response to geopolitical drama. They've generally descended since then but in slow measured steps. Today's result was actually a 0.01% increase in the rate index but that's not terrible news considering last week ended at [--] week lows. In the bigger picture apart from the super low week"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7604984166983257374)  2026-02-09T21:43Z [----] followers, [---] engagements


"Catch The Rick Vega Mortgage Show weekday mornings at 9:00 EST right here on TikTok. I take your questions and help you navigate the home buying and refinancing process. #mortgagetips #buyahome #homeloans #mortgagerates #tiktoklives"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7603771758721649950)  2026-02-06T15:18Z [----] followers, [---] engagements


"Still waiting for the dream home Here's the truth no one tells you.the vast majority of first-time buyers (nearly 90%) don't stay in their first home long-term. But those who buy a home and hold it for just [--] years They can build real equity in their home and can use it to level up other dream home. Start smart. The dream home comes next. #mortgagetips #buyahome #homeloans #preapproval #buyingahouse Still waiting for the dream home Here's the truth no one tells you. 88% of first-time buyers don't stay in their first home long-term. But those who buy a $350K home and hold it for just [--] years"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7603444597112474910)  2026-02-05T18:08Z [----] followers, [---] engagements


"Heres your Mortgage Market Update for Wednesday February [--] [----]. Happy Hump Day Mortgage Rates Hold Perfectly Steady at 2-Week Highs The average top tier 30yr fixed mortgage rate hit its highest levels in [--] weeks yesterday. The caveat was that the range has been very narrow during these [--] weeks. As such by remaining unchanged versus yesterday today's rates are part of the same narrow range (6.15-6.20% for my index). There were two relevant economic reports this morning as well as an update from the Treasury department regarding borrowing expectations. The latter is important for interest"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7603135820115070238)  2026-02-04T22:10Z [----] followers, [---] engagements


"Having worked with veterans for nearly a decade I have the experience and know a thing or two about the VA Home Loan process. Drop a question in the chat Im here to help. #vahomeloan #VA #Veterans #mortgagetips #zerodownpayment"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7603132026627099934)  2026-02-04T21:55Z [----] followers, [---] engagements


"Heres your Mortgage Market Update for Tuesday February [--] [----]. Happy Tuesday Mortgage Rates Drift Up to 2-Week Highs The bad news: mortgage rates moved up to their highest levels in [--] weeks today. The good news: the rate range has been very narrow during that time so there's not too much of a difference between 2-week highs (6.20%) and lows (6.15%). Today's move wasn't a product of anything that happened today. Rather the culprit was the focal point of our coverage yesterday. Specifically an economic report on the manufacturing sector was exceptionally strong yesterday. The result was a"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7602764982912044318)  2026-02-03T22:11Z [----] followers, [---] engagements


"The VA is one of the most unused and misunderstood home loan options available in the marketplace to veterans. Being able to purchase a home with ZERO down great rates and no PMI is a huge to benefit to our most deserving veterans. Drop a comment if you have any questions. Im here to help. #vahomeloan #VA #Veterans #mortgagetips #zerodownpayment"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7602760367407697182)  2026-02-03T21:53Z [----] followers, [---] engagements


"Catch The Rick Vega Mortgage Show weekday mornings at 9:00am EST right here on TikTok. #preapproval #credit #buyahome #mortgagetips #mortgagerates"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7602668159530732831)  2026-02-03T15:55Z [----] followers, [---] engagements


"Let me and my team help with the purchase or refinance of your home. Great rates. Great service. And more thank [--] years of combined experience behind us. Were happy to help. #mortgagerates #mortgagetips #buyingahouse #homeloans #refinance"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7600877035929570590)  2026-01-29T20:05Z [----] followers, [---] engagements


"Catch the Rick Vega Morgage Show weekday mornings at 9:00am EST right here on TikTok. #buyingahouse #mortgagerates #mortgagetips #buyahome #refinance"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7600836915255921950)  2026-01-29T17:29Z [----] followers, [---] engagements


"Catch the Rick Vega Mortgage Show weekday mornings at 9:00am EST right here on TikTok. #buyingahouse #mortgagerates #mortgagetips #buyahome #homeloans"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7600529279713152286)  2026-01-28T21:35Z [----] followers, [---] engagements


"Heres your Mortgage Rate Update for Wednesday January [--] [----]. Happy Hump Day Mortgage Rate Winning Streak Ends But Just Barely On some occasions a rate announcement from the Federal Reserve (even one that results in no change to the Fed Funds Rate) can cause a huge move in mortgage rates. Today was not one of those days but in its defense it was never that likely to be. For a Fed announcement to have a big impact it has to surprise the market in some way. A rate cut (or absence thereof) is rarely a surprise these days. Instead the market is more likely to receive new information via the"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7600527617141476638)  2026-01-28T21:29Z [----] followers, [---] engagements


"How to Buy a Home With Low Income [--]. Buy a more affordable home. Duh right But it makes sense. [--]. Buy it using the USDA loan program. Its a ZERO down low interest rate loan with no PMI. [--]. Ask the Seller to cover your closing costs by getting a sellers concession of up to 6% if the sales price of the home. This strategy can help you buy a home with low income and hardly any money out of your pocket. Want to learn more Leave me a comment follow me and shoot me a Direct Message or hit the Get Quote button below. Im here to help. #zerodownpayment #mortgagetips #buyingahouse #buyahome #homeloans"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7600521319238667550)  2026-01-28T21:04Z [----] followers, [---] engagements


"Never ever doing anything to jeopardize your ability to close in your home loan. Dont take any new credit out or even get an inquiry on your credit report while in your loan process. Wait until after your loan has closed and funded. #mortgagetips #buyingahouse #homeloans #credit #refinance"  
[TikTok Link](https://www.tiktok.com/@rickvegamortgage/video/7600409416445283615)  2026-01-28T13:50Z [----] followers, [---] engagements

Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing