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# ![@moneywiselawyer Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::135352081032384512.png) @moneywiselawyer Jay | Student Loan & Debt Law

Jay | Student Loan & Debt Law posts on TikTok about student loan, debt, money, for your the most. They currently have XXXXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/tiktok::135352081032384512/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::135352081032384512/c:line/m:interactions.svg)

- X Week XXXXXXX +220%
- X Month XXXXXXXXX +453%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXXX +117%

### Mentions: XX [#](/creator/tiktok::135352081032384512/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::135352081032384512/c:line/m:posts_active.svg)

- X Week XX +21%
- X Month XX +13%
- X Months XXX +0.94%
- X Year XXX +166%

### Followers: XXXXXXX [#](/creator/tiktok::135352081032384512/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::135352081032384512/c:line/m:followers.svg)

- X Week XXXXXXX +2%
- X Month XXXXXXX +2.10%
- X Months XXXXXXX +11%
- X Year XXXXXXX +53%

### CreatorRank: XXXXXXX [#](/creator/tiktok::135352081032384512/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::135352081032384512/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/tiktok::135352081032384512/influence)
---

**Social category influence**
[finance](/list/finance)  XXXXX% [currencies](/list/currencies)  #3500 [stocks](/list/stocks)  XXXX%

**Social topic influence**
[student loan](/topic/student-loan) #9, [debt](/topic/debt) #185, [money](/topic/money) 3.33%, [for your](/topic/for-your) 1.11%, [loan](/topic/loan) #56, [department of](/topic/department-of) 1.11%, [klarna](/topic/klarna) 1.11%, [amber](/topic/amber) 1.11%, [faster](/topic/faster) XXXX%

**Top accounts mentioned or mentioned by**
[@jessica](/creator/undefined) [@kelly](/creator/undefined) [@omg](/creator/undefined) [@abp7701](/creator/undefined) [@carmensandiego](/creator/undefined) [@alex](/creator/undefined) [@alicia](/creator/undefined) [@jackie](/creator/undefined) [@yungstingrey](/creator/undefined) [@eemilymurray](/creator/undefined) [@sistarhythm](/creator/undefined) [@anikabythesea](/creator/undefined) [@wardamnbham](/creator/undefined) [@costcoguide](/creator/undefined) [@ingrainedvisuals](/creator/undefined) [@sharkbait](/creator/undefined) [@melissa](/creator/undefined) [@valerie](/creator/undefined) [@tiffanycano2](/creator/undefined) [@theemoneyplug](/creator/undefined)

**Top assets mentioned**
[Klarna Group (KLAR)](/topic/klarna)
### Top Social Posts [#](/creator/tiktok::135352081032384512/posts)
---
Top posts by engagements in the last XX hours

"Replying to @Omg DON'T its up to you to remember when you should recertify your IDR plan because its your money at stake #studentloanlawyer #studentloans #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7348161082382372139) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2024-03-19T19:38Z 235.1K followers, 33.7K engagements


"460k requests to enter into an IDR Plan or switch to a different plan will be denied by the US Department of Education #idr #studentloans #studentloanlawyer #moneywiselawyer"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7528904378116345102) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-07-19T21:14Z 235.1K followers, 308K engagements


"Replying to @abp_7701 Overpaying your federal student loans usually isnt a great idea"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7195723538601561390) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2023-02-03T00:42Z 235.1K followers, 8332 engagements


"Filing for bankruptcy wont ruin your life. Dont take legal advice from people who arent qualified and make sure to understand all your options before making any decision about resolving your debt problems #debt #MoneyWiseLawyer #bankruptcylawyer"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7306327515650362667) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2023-11-28T02:02Z 235.1K followers, 1.5M engagements


"Debt collectors can sue you but they cant get you arrested for not paying. Ignoring a court order is another story entirely. #debtcollection #MoneyWiseLawyer"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7309989485264129322) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2023-12-07T22:52Z 235.1K followers, 30.2K engagements


"Theres a maximum debt limit to file Chapter XX bankruptcy and that limit went down as of June XX 2024 because Congress couldnt be bothered to extend the law they passed with overwhelming bipartisan support #bankruptcy #chapter13 #bankruptcylawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7384544185602395438) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2024-06-25T20:43Z 235.1K followers, 36.2K engagements


"Replying to @carmensandiego this is the top reason student loan borrowers get denied for public service loan forgiveness #pslf##studentloans##studentloanlawyer##moneywiselaw#Inverted"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7425781698736033067) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2024-10-14T23:45Z 235.1K followers, 102.2K engagements


"Replying to @Alex Johnson Forbearance is not default #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7496271100054228267) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-04-22T22:41Z 235.1K followers, 905.4K engagements


"Dont qualify for Chapter X bankruptcy The right plan could turn it around #bankruptcy #chapter7bankruptcy #bankruptcylawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7509993483248225579) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-05-29T22:10Z 235.1K followers, 57.7K engagements


"You credit score will now be impacted by buy now pay later (BNPL) services #klarna #affirm #afterpay #creditscore #bankruptcylawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7519312300566662455) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-06-24T00:52Z 235.1K followers, 1.2M engagements


"Replying to @alicia Student loan interest and total balance are unimportant when deciding to go into an income-driven repayment plan #studentloans #studentloanlawyer #moneywiselawyer #Inverted"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7529652582134877495) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-07-21T21:38Z 235.1K followers, 96.1K engagements


"Switching your federal student loan repayment plan is a matter of timing #studentloans #idr #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7537807385897831694) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-08-12T21:02Z 235.1K followers, 63.5K engagements


"Replying to @Jackie Paying student loans on an IDR Plan is a simple elegant solution (but not always easy) #studentloans #idr #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7550398627588410679) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-09-15T19:23Z 235.1K followers, 26.6K engagements


"Replying to @Yungstingrey You can apply XXX% online and heres how it works #studentloans #ibr #studentloanrepayment #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7550829523697290510) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-09-16T23:15Z 235.1K followers, 7348 engagements


"Replying to @eemilymurray this is all because of the SAVE Plan #studentloans #studentloanlawyer #moneywiselaw #Inverted"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7554907173445291319) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-09-27T22:58Z 235.1K followers, 57.1K engagements


"Replying to @SistaRhythm Student loans dont change if your leave the US but theres more to it #studentloans #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7558269191371885879) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-10-07T00:25Z 235.1K followers, 17.6K engagements


"sometimes student loans can help get rid of other debts #studentloans #bankruptcy #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7561981031646121229) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-10-17T00:29Z 235.1K followers, 9811 engagements


"10/17/25: Federal court system has run out of money will limit operations #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7562262620779089166) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-10-17T18:41Z 235.1K followers, 311.1K engagements


"Replying to @bee pnw pet photographer Federal student loan consolidation doesnt mean losing your payment counts if you do it now #studentloanlawyer #MoneyWiseLawyer"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7317133435812842783) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2023-12-27T04:55Z 235.1K followers, 179.6K engagements


"Replying to @Ruthy you might want to hold off on consolidating your federal student loans for now #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7399762451354504490) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2024-08-05T20:57Z 235K followers, 26K engagements


"Replying to @cynner7 If youre going into an IDR Plan the choice is easy #studentloans #idr #ibr #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7420898492614249771) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2024-10-01T19:56Z 235K followers, 28.4K engagements


"Replying to @Coach P Having a job doesnt mean you cant file for bankruptcy #bankruptcylawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7426141074256612650) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2024-10-15T23:00Z 235K followers, 10.4K engagements


"Replying to @Dev heres what will likely happen to pending borrower defense to repayment claims under the new administration ##studentloans##studentloanforgiveness##borrowerdefense##studentloanlawyer##moneywiselaw#Inverted"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7435340698624199978) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2024-11-09T17:59Z 235K followers, 20.1K engagements


"Replying to @Kelly Heres how PSLF impacts your payments under IBR or any other IDR Plan #idr #ibr #pslf #studentloans #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7452812233425505582) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2024-12-26T19:57Z 235K followers, 13.1K engagements


"Replying to @Smc387 Not many people are judgmental proof #debtcollection #judgment #debt #bankruptcylawyer #moneywiselaw #Inverted"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7462534304141249838) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-01-22T00:45Z 234.4K followers, 4553 engagements


"Replying to @Blue Thunder IBR leads to forgiveness. ICR PAYE and REPAYE/SAVE dont lead to forgiveness but count toward forgiveness under PSLF #studentloans #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7473962337062554926) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-02-21T19:51Z 235K followers, 23K engagements


"Replying to @noelle Recertifying your IDR plan keeps your federal student loan payments affordable and on track #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7468404029840919854) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-02-06T20:22Z 235.1K followers, 13.4K engagements


"IBR forgiveness paused not gone so dont panic (yet) #ibr #studentloans #studentloanforgiveness #studentloanlawyer #moneywiselawyer"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7529735176109280526) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-07-22T02:58Z 235.1K followers, 39.8K engagements


"I stayed up all night reading the coronavirus bill 😎 #coronavirus #money #stimulus #taxes"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/6808516684945575174) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2020-03-26T14:02Z 235.1K followers, 71.5K engagements


"Replying to @🐰foofoo💕 Parent PLUS Loan consolidation is a tricky thing #studentloanlawyer"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7255362932660243754) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2023-07-13T17:53Z 235K followers, 14.4K engagements


"Double consolidation is a risky move and i never recommend it #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7340870059457563950) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2024-02-29T04:05Z 235.1K followers, 46.7K engagements


"Replying to @Jes PSLF payment counts reset when you consolidate but heres a way to avoid that (so long as you consolidate before 4/30/2024) #pslf #mohela #studentloanlawyer #Inverted"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7342227290136382763) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2024-03-03T19:52Z 234.6K followers, 28.5K engagements


"Replying to @Amber Weatherspoon Heres why consolidating your federal student loans often results in X loans showing as outstanding #studentloans #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7360007303384354091) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2024-04-20T17:47Z 235.1K followers, 23.7K engagements


"Replying to @Heather double consolidation is an incredibly risky strategy ##studentloans##studentloanlawyer##moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7370136456876084523) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2024-05-18T00:53Z 235.1K followers, 14.7K engagements


"Replying to @Olivia Heres the difference between new IBR and OLD IBR #idr #ibr #studentloans #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7452531710010641710) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2024-12-26T01:49Z 235K followers, 32.3K engagements


"2/3/25: CFPB shut down #financialservices #consumerprotection #consumerlaw #fcra #fdcpa #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7467289247305796910) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-02-03T20:16Z 235.1K followers, 159.1K engagements


"IDR Plan applications are back online at StudentAid.gov but they arent being processed #idr #save #ibr #paye #studentloans #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7486168920475520302) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-03-26T17:19Z 235.1K followers, 33.4K engagements


"Replying to @Elysa Consolidate your federal student loans only in these situations #studentloans #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7486239155639602478) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-03-26T21:52Z 235.1K followers, 29K engagements


"Paying your federal student loans under PAYE Republican student loan overhaul will hike your payments by XXX% #paye #ibr #studentloans #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7499263013111926062) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-05-01T00:11Z 235.1K followers, 89.2K engagements


"Reply to @patrickbryaneasley When it comes to federal student loans IDR is everything #studentloanlawyer #studentdebt #IDR"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7046937866831793454) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2021-12-29T01:58Z 235.1K followers, 271.9K engagements


"How much longer will you have to wait for student loan forgiveness The IDR tracker was removed from your Federal Student Aid dashboard but Ill show you the super-secret way to get the same information #studentloans #studentloanforgiveness #idr #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7509633504183897387) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-05-28T22:54Z 235.1K followers, 41.7K engagements


"8/15/2025 PSLF overhaul is moving forward. Stay tuned for a full breakdown #pslf #studentloanforgiveness #studentloans #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7538984388869016845) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-08-16T01:10Z 235.1K followers, 88.9K engagements


"PSLF Buyback may get your student loans forgiven faster but timing is everything #pslf #studentloanforgiveness #studentloans #studentloanlawyer #tiktoklearningcampaign"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7550460254815833358) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-09-15T23:22Z 235.1K followers, 133.8K engagements


"Bryce got the case filed but not much more than that #bankruptcy #studentloans #bankruptcylawyer #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7556058908071054605) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-10-01T01:27Z 235.1K followers, 18K engagements


"Replying to @sarah_shanti If you have XX years of IDR payment time theres no need to wait #studentloans #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7561581651566873869) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-10-15T22:39Z 235.1K followers, 12.9K engagements


"I like good news about student loans forgiveness but I love it when theres so much of it in one day #studentloans #studentloanforgiveness #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7562373751015230733) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-10-18T01:52Z 235.1K followers, 1.4M engagements


"Replying to @Seraviel-she burns not breaks Time for a short Navient quiz #studentloans #navient #mohela #studentloanlawyer #moneywiselaw"  
[TikTok Link](https://www.tiktok.com/@moneywiselawyer/video/7564256611716353294) [@moneywiselawyer](/creator/tiktok/moneywiselawyer) 2025-10-23T03:39Z 235.1K followers, 3849 engagements