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# ![@life.lesson52 Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7462430528504300587.png) @life.lesson52 Life Lesson

Life Lesson posts on TikTok about credit cards, bank, if you, $30k the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/tiktok::7462430528504300587/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7462430528504300587/c:line/m:interactions.svg)

- X Week XXXXXXXXX +95%
- X Month XXXXXXXXX +1,900%
- X Months XXXXXXXXX +177%

### Mentions: XX [#](/creator/tiktok::7462430528504300587/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7462430528504300587/c:line/m:posts_active.svg)

- X Month XX -XX%
- X Months XXX +82%

### Followers: XXXXXXX [#](/creator/tiktok::7462430528504300587/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7462430528504300587/c:line/m:followers.svg)

- X Week XXXXXX +2.40%
- X Month XXXXXX +5.70%
- X Months XXXXXX +1,186%

### CreatorRank: XXXXXXX [#](/creator/tiktok::7462430528504300587/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7462430528504300587/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [stocks](/list/stocks)  [cryptocurrencies](/list/cryptocurrencies) 

**Social topic influence**
[credit cards](/topic/credit-cards) #430, [bank](/topic/bank), [if you](/topic/if-you), [$30k](/topic/$30k) #28, [express](/topic/express) #1695, [future](/topic/future), [social media](/topic/social-media), [at least](/topic/at-least), [passive income](/topic/passive-income), [charles schwab](/topic/charles-schwab) #18

**Top accounts mentioned or mentioned by**
[@rr](/creator/undefined) [@mkay9102](/creator/undefined) [@joemoneydon](/creator/undefined) [@john](/creator/undefined) [@cozy](/creator/undefined) [@frankie](/creator/undefined) [@rich4credit2](/creator/undefined) [@csmooth](/creator/undefined) [@creative](/creator/undefined) [@malikfinancelifestyle](/creator/undefined)

**Top assets mentioned**
[Charles Schwab Corporation (SCHW)](/topic/charles-schwab) [Bitcoin (BTC)](/topic/bitcoin) [BlackRock Inc (BLK)](/topic/blackrock) [Fidelity BTC Trust (FBTC)](/topic/$fbtc) [EPR Properties (EPR)](/topic/$epr) [Mastercard, Inc. (MA)](/topic/$ma)
### Top Social Posts
Top posts by engagements in the last XX hours

"I don't care what people think. #denzelwashington #denzelwashingtonspeech #denzelmotivation #lifelesson #motivationalvideos"  
[TikTok Link](https://www.tiktok.com/@life.lesson52/video/7566589576978894093)  2025-10-29T10:32Z 542.5K followers, 205.7K engagements


"Theyre not teaching this Roth IRA move. 💰 You can legally pay $X in taxes on crypto gains using this ETF hack. Save this before it disappears. #greenscreen #creatorsearchinsights #rothira #taxfreeinvesting #cryptohacks #etfinvesting #passiveincometips #bitcoinstrategy #investingtips #wealthtok"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7512617340068957471)  2025-06-05T23:52Z 13.3K followers, 3929 engagements


"Capital One shutting accounts down for credit cycling is wild heres whats going on and what you need to know before applying. #capitalone #creditcards #creditcycle #personalfinance #creditgame #moneytoks #creatorsearchinsights #closingaccounts #credit #crediteducation"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7500200085695859999)  2025-05-03T12:47Z 13.4K followers, 413.8K engagements


"Most people only know Navy Federal but USAA might actually be better. Heres what they offer and why more people should talk about them. #militarybank #usaa #greenscreen #creatorsearchinsights #u#usaan#navyfederalm#militarymoneyc#creditcardsf#financialliteracybankingtips"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7524977115440205086)  2025-07-09T07:14Z 13.4K followers, 10.8K engagements


"the only debit card ill ever use 💳 travel anywhere with zero atm or foreign transaction fees 🌍 #traveltips #debittips #charlesschwab #bankinghacks #traveltips"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7537923675618626847)  2025-08-13T04:33Z 8513 followers, 60.5K engagements


"Most people want $10K$30K credit limits but dont understand how banks actually decide your limit. In this video I break down the REAL rules using official American Express information + screenshots of my $157000 available credit. If you want higher limits in 20252026 this is what you need to know. #creditlimitincrease #highlimitcreditcards #amexcredittips #buildyourcredit2025 #creditcardeducation"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7572824042118466846)  2025-11-15T05:45Z 13.4K followers, 2408 engagements


"People swear investing is too complicated but youll happily waste XX seconds scrolling instead of putting $X toward your future. This is EXACTLY how easy it actually is once you set up your account. 2026 is around the corner you either get ahead now or get left behind. Save this + start today. #investingforbeginners #financialliteracy #robinhoodtutorial #buildwealth2025 #greenscreen"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7576793456496987422)  2025-11-25T22:28Z 13.3K followers, 1.1M engagements


"People dont realize theyve traded their identity for social media validation. What you own isnt who you are. The moment you stop chasing approval you finally get your individuality back. #identitycrisis #reallifevsocialmedia #selfworth #mindsetshift #financeandlifestyle"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7580858950128504095)  2025-12-06T21:24Z 13.4K followers, XXX engagements


"When your friend gets their first Amex and suddenly acts like theyre a CEO 💳😂 we all know that one person. #amex #creditcards #funnytiktok #financehumor #relatable"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7545224625102327070)  2025-09-01T20:45Z 13.4K followers, 52.4K engagements


"Many people apply for credit cards the wrong way and end up with lower limits than they should. If youre over XX you can include all sources of eligible incomenot just your salary. Banks use this to determine your credit limit so dont miss out on what you qualify for. Maximize your opportunities #greenscreen #creatorsearchinsights #creditrepair #creditscore #credit #fyp #lifehack #viralvideo"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7468449014233451806)  2025-02-06T23:16Z 13.5K followers, 79.8K engagements


"Just got a $10000 credit limit increase on my Amex BlueCash Preferred Now sitting at $25000. If youre not asking for credit line increases every month or at least twice a month youre missing out. More credit = lower utilization and thats how you grow your score FAST. Go request yours NOW #greenscreen #creatorsearchinsights #credit #credittips #creditscore"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7486626174878141727)  2025-03-27T22:53Z 13.5K followers, 93.4K engagements


"this stock ran from $X to $XXX in six months. people slept on this penny stock and it made quiet millionaires. watch the charts closer this is how people change their life fast. #greenscreen #creatorsearchinsights #pennystocks #stockmarketnews #financialfreedom #regencell #investingforbeginners #buildwealth #financecontent"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7509152216402431274)  2025-05-27T15:46Z 13.4K followers, 9828 engagements


"#ad these X yieldmax etfs are timed to pay out in different weeks so if you stack them you can get paid every week from monthly dividends 📅💵 #greenscreen #creatorsearchinsights #weeklydividends #dividendinvesting #passiveincomeideas #yieldmaxetfs #financetok #investingforbeginners #fypinvesting #stocktok"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7511883024477195563)  2025-06-04T00:23Z 13.5K followers, 382.4K engagements


"most people dont know navy federal lets you ask for credit limit increases in-app and its usually a soft pull. heres how i got over $30k with no hard inquiry. #greenscreen #creatorsearchinsights #navyfederal #creditlimitincrease #softpullhack #creditcardtips #highlimitcards #navyfederalcli #tiktokfinance"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7514220200372276510)  2025-06-10T07:32Z 13.5K followers, 287.6K engagements


"Which Navy Federal card is actually worth it Dont apply without watching this first. #greenscreen #creatorsearchinsights #navyfederal #creditcards #creditbuilder #crediteducation #fypmoneytok #personalfinance"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7521824218703547679)  2025-06-30T19:19Z 13.5K followers, 82.2K engagements


"3 space economy stocks under $XX in 2025 that are quietly running up and still have room to grow. ASTS ERJ and VSAT are worth watching. Save and share if youre building your portfolio smart. #creatorsearchinsights #investing2025 #spacestocks #beginnerinvestor #etfsandstocks"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7535810561620151583)  2025-08-07T11:53Z 13.4K followers, 6230 engagements


"Step-by-step guide on how to request a Discover credit line increase 🔑 This is how you can boost your credit limit improve your utilization and potentially raise your credit score. Easy walkthrough so you know exactly what to expect when you apply. #discovercard #creditlineincrease #creditscoretips #buildcredit #moneymoves"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7553438080884018462)  2025-09-23T23:57Z 13.5K followers, 17.3K engagements


"Most people dont even realize you can use Experian Premium completely free you just have to know where to click. Dont overpay to check your credit again. #creditscoretips #experianhack #financialliteracy #creditboost #fico"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7563760118500691231)  2025-10-21T19:32Z 13.5K followers, 2189 engagements


"#stitch with @CREATIVE KIMONTAE Nothing against him at all I just disagree. Starting my credit journey at XX put me years ahead and by XX Ive already built an XXX score. Waiting until XX means youre starting from scratch while others are already established. Build early build smart. #credit101 #buildcredit #financialliteracy #youngadultfinance"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7582030800586034463)  2025-12-10T01:12Z 13.5K followers, XXX engagements


"how to open a charles schwab account and start investing. most people dont show you this step so heres exactly how to do it whether youre picking a brokerage account or roth ira. #greenscreen #creatorsearchinsights #charlesschwab #rothira #brokerageaccount #investing101 #beginnerinvestor #creditandinvesting"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7512712243784486174)  2025-06-06T06:01Z 13.4K followers, 28.3K engagements


"anyone can get approved for american express if your profile is set up right. heres how to do it smart in 2025 👇 #amexcreditcards #softpullcards #howtoapply #americanexpressapproval #creditcardtips #financehack #creditmyths #greenscreen #creatorsearchinsights"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7513538038975188255)  2025-06-08T11:26Z 13.5K followers, 42.1K engagements


"this stock pays monthly and has been my biggest gainer so far 📈 heres why i keep buying more $epr properties for passive income #greenscreen #creatorsearchinsights #eprproperties #reitinvesting #monthlydividends #dividendstocks #passiveincometips #stocktok #investingforbeginners"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7514210401639320862)  2025-06-10T06:54Z 13.4K followers, 7763 engagements


"If youre still using Credit Karma this is your wake-up call. Get the Experian app and start checking your REAL score. It could change your financial life. #creditfacts #greenscreen #creatorsearchinsights #experian #creditscoretips #fico #creditkarma #creditawarenessfinancialliteracy #creditfacts"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7517041541878172941)  2025-06-17T22:00Z 13.4K followers, 12.1K engagements


"Confused about investing Charles Schwab Themes make it simple. Heres how I started without overthinking it. #greenscreen #creatorsearchinsights #investingforbeginners #charlesschwab #howtoinvest #stockmarket101 #financialliteracy #moneytok"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7520487676638711070)  2025-06-27T04:53Z 13.5K followers, 54.2K engagements


"If you have a Chase credit card you might be sitting on a hidden loan option without knowing it. No hard pull. No application. Ill show you how to check if youre approved. #greenscreen #creatorsearchinsights #chasebank #creditcardtips #mychaseloan #hiddenmoney #personalloan #financialliteracy"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7520892161257262366)  2025-06-28T07:03Z 13.5K followers, 96.6K engagements


"breaking down the mastercard black card 👀 is it worth the $XXX fee #creditcards #mastercardblackcard #travelrewards #creditcardreview #pointsandmiles"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7537443144506330382)  2025-08-11T21:29Z 13.5K followers, 10.5K engagements


"Everybody loves Navy Federal but heres how to actually get approved and grow with them. 🏦💳 #navyfederal #creditcardtips #buildcredit #financialliteracy #creditunion"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7539053924586736927)  2025-08-16T05:40Z 13.5K followers, 124.6K engagements


"Most people think their Experian Equifax or TransUnion score is the one lenders use but its not. Auto bank card and mortgage lenders all use different industry-specific FICO scores. Dont get caught off guard when you apply know your real numbers. #c#creditscoref#ficoe#experiane#equifaxtransunion"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7541365402425675039)  2025-08-22T11:09Z 13.4K followers, 3351 engagements


"Helping my mom start investing at XX with just $XXX 📈💵 Heres a simple diversified portfolio ANY beginner can copy to get started with dividends + growth. #beginnerinvesting #dividendetf #investingforbeginners"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7544224257362971934)  2025-08-30T04:03Z 13.5K followers, 1734 engagements


"Why I use CashApp for paying bills instead of my bank. This small shift protects my checking account keeps bills organized and clears payments fast. 💳 #creditcardtips #personalfinance #moneymoves #billpayment #cashapp"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7546152440454728991)  2025-09-04T08:46Z 13.5K followers, 13.4K engagements


"Big banks will never beat the benefits of a good credit union. If youre in CA this one might be worth looking into #creditunion #financialliteracy #bankinghacks #moneytips #california"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7554683170440973598)  2025-09-27T08:30Z 13.4K followers, 23.3K engagements


"Is the Amex Gold Card worth it in 2025 Heres how to maximize every single benefit offset the $XXX annual fee and turn it into one of the best cards for dining groceries and travel. 💳🔥 #amexgold #creditcards #pointsandmiles #creditcardhacks #financialliteracy"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7554704774734548254)  2025-09-27T09:53Z 13.4K followers, 12.1K engagements


"Most people wait for charges to post then panic about utilization. Heres how I keep mine XX% by pre-paying pending transactions on my Chase Amazon Prime Visa. Its simple: total your pending swipes pay that amount before they post let the statement cut clean. Which bank are you using and does it allow early payments #credittips #chaseamazon #creditutilization #personalfinance #moneymoves"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7569591632581086494)  2025-11-06T12:41Z 13.5K followers, 26.3K engagements


"Here are the X credit cards I use every single day and why theyll always be my favorites. If youre building credit in 2026 start with cards that fit your lifestyle not what social media tells you. #creditcards #buildcredit #personalfinance #creditcardtips #malikfinance"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7579410556461780254)  2025-12-02T23:44Z 13.5K followers, 1544 engagements


"Four accounts every young adult needs to build financial literacy credit and long term wealth if your 18+ start this today its takes literally five minutes or less and will change your financial future entirely #financialliteracy #youngadultfinance #credit #moneytips #buildwealth"  
[TikTok Link](https://www.tiktok.com/@maliktalksreal/video/7581048013880102174)  2025-12-07T09:39Z 13.5K followers, XXX engagements