[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @creditsavvygil Gil Garcia | Credit Repair Gil Garcia | Credit Repair posts on TikTok about debt, credit cards, money, finance the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/tiktok::7112523250211013675/interactions)  - X Week XXXXXX +165% - X Month XXXXXXX +165% - X Months XXXXXXX -XX% - X Year XXXXXXXXX +384% ### Mentions: XX [#](/creator/tiktok::7112523250211013675/posts_active)  - X Week XX +29% - X Month XX +22% - X Months XXX +13% - X Year XXX +162% ### Followers: XXXXXX [#](/creator/tiktok::7112523250211013675/followers)  - X Week XXXXXX +0.15% - X Month XXXXXX +5.20% - X Months XXXXXX +11% - X Year XXXXXX +36% ### CreatorRank: XXXXXXX [#](/creator/tiktok::7112523250211013675/influencer_rank)  ### Social Influence [#](/creator/tiktok::7112523250211013675/influence) --- **Social category influence** [finance](/list/finance) [stocks](/list/stocks) [technology brands](/list/technology-brands) **Social topic influence** [debt](/topic/debt) #609, [credit cards](/topic/credit-cards) #731, [money](/topic/money), [finance](/topic/finance), [diy](/topic/diy), [agencies](/topic/agencies), [24 hours](/topic/24-hours), [want a](/topic/want-a), [$20k](/topic/$20k), [credit union](/topic/credit-union) ### Top Social Posts [#](/creator/tiktok::7112523250211013675/posts) --- Top posts by engagements in the last XX hours "It is possible to remove a collection account within XX hours. Disclaimer: disputing online can waive your right to sue the credit reporting agencies. #credit #collection #creditrepair #creditrepairtips #credithelp #secret #fixmycredit" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7227313149211348266) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2023-04-29T03:46Z 59.4K followers, 122.2K engagements "Are you seeing collection accounts from Portfolio Recovery Associates LVNV Funding Midland Credit Management or Jefferson Capital This is what you need to do to remove them from your report. #credit #debt #collection #consumerlaw #repairmycredit #creditreporterror #goodcredithabits #creditrepair #personalfinancetips" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7382632558292372766) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2024-06-20T17:05Z 59.4K followers, 22.8K engagements "Discover how to use ChatGPT to write powerful credit dispute letters and challenge errors on your credit report. 📄💳 Learn the prompts steps and tips to take control of your credit and protect your financial future. #CreditRepair #ChatGPT #CreditTips" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7536384157073542414) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-08-09T01:00Z 59.4K followers, 13.9K engagements "Do not apply for a business credit card with Capital One. They are one of the few business credit cards that report on your personal credit. #credit #creditcard #businesscredit #businesscreditcard #credittips #credithelp #creditscore" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7223201717473791275) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2023-04-18T01:51Z 59.4K followers, 7028 engagements "Here are X personal loans you can get without a credit check. #credit #money #credittips #finance #inspiration" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7256886027812375851) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2023-07-17T20:24Z 59.4K followers, 135.8K engagements "How credit card stacking works and what it is. #credit #creditcard #credittips #personalfinance #creditrepair" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7430688385917914399) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2024-10-28T05:06Z 59.4K followers, 42.7K engagements "💳 Want a $20000 Primary Trade Line on Your Credit Report 😳 Most people dont even know this is possible but it is. And its not as expensive or complicated as you think. In this video I break down exactly how to get approved for a $20K primary account that you own (not an AU) and which company you can go to make it happen. 👀 If youre trying to build credit qualify for funding or stack high-limit cards. this is one move you dont want to miss. 📈 Follow for more credit game plays & funding hacks #CreditTips #PrimaryTradeline #CreditHack #BusinessCredit #CreditBuilding #FinancialFreedom" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7516666797672713486) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-06-16T21:46Z 59.4K followers, 32.7K engagements "Go to BCU.org if you are looking to get a $30000 personal line of credit. Anyone can join this credit union. #credit #credithelp #money #funding #creditbuilding #credittips" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7252805684021005614) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2023-07-06T20:30Z 59.4K followers, 39.5K engagements "If a debt collector only sends you a statement of the alleged debt that is not debt validation. Here are other items they need to provide. :credit_card::no_entry_sign: #DebtValidation #credit #credithacks #credittips #creditrepair #diy #military #realtor #finance #financialeducation" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7326232346968050990) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2024-01-20T17:23Z 59.4K followers, 36.4K engagements "📢 Did you know the burden of proof is on debt collectors When they try to collect on a debt you have the right to request proof. They must provide ✅ A copy of the original agreement ✅ The first purchase record ✅ Full statement history ✅ A chain of custody showing they own the debt If they cannot provide these it is grounds to have that collection account removed from your credit report 👉 Need help disputing collections the right way Comment CREDIT today" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7553125655957802253) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-09-23T03:45Z 59.4K followers, 3730 engagements "Credit card stacking tutorial. #businesscreditcard #credithacks #creditcardhack #credit #businessfunding #losangeles" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7150838090888777003) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2022-10-05T01:44Z 59.4K followers, 29.1K engagements "Sofi bank giving out personal loans from $5000 to $100000 with no hard pull pre-approval #loan #credit #money #debt #credittips #credithacks #debtfree #financialeducation #credithelp" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7218342233437834542) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2023-04-04T23:34Z 59.4K followers, 378.4K engagements "This tactic is not for everyone as you can waive your right to sue if you dispute online. However it is possible to delete collections fast online. #fixyourcredit #creditknowledge #disputeletters #creditdispute #experian #mentor #diy" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7302322989650038062) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2023-11-17T07:02Z 59.4K followers, 313.9K engagements "Increase your chances of getting credit cards approvals with Amex Capital One Discover and Navy Fed. Need help DM Credit or click on the link in bio #credit #creditrepair #creditcards" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7480709603865431342) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-03-12T00:14Z 59.4K followers, 1.5M engagements "If your disputes keep coming back verified dont stop there. 🚫 That doesnt mean the bureaus actually did their job. When they play games thats when you bring in the CFPB. 📝 The CFPB holds them accountable and thats how you can turn verified into deleted" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7542188907681549582) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-08-24T16:25Z 59.4K followers, XXX engagements "In this video Im breaking down how you can dispute negative accounts online specifically through Experian and when it actually makes sense to do it. While its usually best to handle disputes through mail for more control there are times when filing online with Experian can help you move faster especially if you need certain collections removed quickly. Ill explain how Experians online dispute system works what to watch out for before submitting anything and how to avoid common mistakes that can limit your ability to get proper reinvestigations later. This method can be effective when used" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7560892332103568695) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-10-14T02:03Z 59.4K followers, 1966 engagements "This is something I wish I had when I was struggling with bad credit and had no idea what to do 👇 X Stop using Credit Karma and use MyFICO instead. Credit Karma gives you estimates. MyFICO shows your real FICO scores the same ones lenders actually use. X Go to annualcreditreport.com Download your free credit reports from all X bureaus. Try to print them out its much easier to highlight everything thats negative or inaccurate. X Freeze your secondary reports before you dispute. When you freeze LexisNexis SageStream CoreLogic and others the bureaus lose access to verify those collections you" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7561831391768431927) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-10-16T14:48Z 59.4K followers, XXX engagements "I deleted a collection account in just XX days and Im breaking down exactly how I did it 🚀 Most people dont realize the credit bureaus are legally required to verify every single item they report. When they cant those negative accounts have to come off your report. In this video Ill show you how to use your consumer rights under the Fair Credit Reporting Act (FCRA) to your advantage the same laws that protect you but that the bureaus hope you never learn about 💡 If youre tired of collections charge offs or late payments holding your score back this ones for you. Watch to the end and Ill" [TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7561949489699818807) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-10-16T22:26Z 59.4K followers, 13.7K engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@creditsavvygil Gil Garcia | Credit Repair
Gil Garcia | Credit Repair posts on TikTok about debt, credit cards, money, finance the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.
Engagements: XXXXX #
- X Week XXXXXX +165%
- X Month XXXXXXX +165%
- X Months XXXXXXX -XX%
- X Year XXXXXXXXX +384%
Mentions: XX #
- X Week XX +29%
- X Month XX +22%
- X Months XXX +13%
- X Year XXX +162%
Followers: XXXXXX #
- X Week XXXXXX +0.15%
- X Month XXXXXX +5.20%
- X Months XXXXXX +11%
- X Year XXXXXX +36%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance stocks technology brands
Social topic influence debt #609, credit cards #731, money, finance, diy, agencies, 24 hours, want a, $20k, credit union
Top Social Posts #
Top posts by engagements in the last XX hours
"It is possible to remove a collection account within XX hours. Disclaimer: disputing online can waive your right to sue the credit reporting agencies. #credit #collection #creditrepair #creditrepairtips #credithelp #secret #fixmycredit"
TikTok Link @creditsavvygil 2023-04-29T03:46Z 59.4K followers, 122.2K engagements
"Are you seeing collection accounts from Portfolio Recovery Associates LVNV Funding Midland Credit Management or Jefferson Capital This is what you need to do to remove them from your report. #credit #debt #collection #consumerlaw #repairmycredit #creditreporterror #goodcredithabits #creditrepair #personalfinancetips"
TikTok Link @creditsavvygil 2024-06-20T17:05Z 59.4K followers, 22.8K engagements
"Discover how to use ChatGPT to write powerful credit dispute letters and challenge errors on your credit report. 📄💳 Learn the prompts steps and tips to take control of your credit and protect your financial future. #CreditRepair #ChatGPT #CreditTips"
TikTok Link @creditsavvygil 2025-08-09T01:00Z 59.4K followers, 13.9K engagements
"Do not apply for a business credit card with Capital One. They are one of the few business credit cards that report on your personal credit. #credit #creditcard #businesscredit #businesscreditcard #credittips #credithelp #creditscore"
TikTok Link @creditsavvygil 2023-04-18T01:51Z 59.4K followers, 7028 engagements
"Here are X personal loans you can get without a credit check. #credit #money #credittips #finance #inspiration"
TikTok Link @creditsavvygil 2023-07-17T20:24Z 59.4K followers, 135.8K engagements
"How credit card stacking works and what it is. #credit #creditcard #credittips #personalfinance #creditrepair"
TikTok Link @creditsavvygil 2024-10-28T05:06Z 59.4K followers, 42.7K engagements
"💳 Want a $20000 Primary Trade Line on Your Credit Report 😳 Most people dont even know this is possible but it is. And its not as expensive or complicated as you think. In this video I break down exactly how to get approved for a $20K primary account that you own (not an AU) and which company you can go to make it happen. 👀 If youre trying to build credit qualify for funding or stack high-limit cards. this is one move you dont want to miss. 📈 Follow for more credit game plays & funding hacks #CreditTips #PrimaryTradeline #CreditHack #BusinessCredit #CreditBuilding #FinancialFreedom"
TikTok Link @creditsavvygil 2025-06-16T21:46Z 59.4K followers, 32.7K engagements
"Go to BCU.org if you are looking to get a $30000 personal line of credit. Anyone can join this credit union. #credit #credithelp #money #funding #creditbuilding #credittips"
TikTok Link @creditsavvygil 2023-07-06T20:30Z 59.4K followers, 39.5K engagements
"If a debt collector only sends you a statement of the alleged debt that is not debt validation. Here are other items they need to provide. :credit_card::no_entry_sign: #DebtValidation #credit #credithacks #credittips #creditrepair #diy #military #realtor #finance #financialeducation"
TikTok Link @creditsavvygil 2024-01-20T17:23Z 59.4K followers, 36.4K engagements
"📢 Did you know the burden of proof is on debt collectors When they try to collect on a debt you have the right to request proof. They must provide ✅ A copy of the original agreement ✅ The first purchase record ✅ Full statement history ✅ A chain of custody showing they own the debt If they cannot provide these it is grounds to have that collection account removed from your credit report 👉 Need help disputing collections the right way Comment CREDIT today"
TikTok Link @creditsavvygil 2025-09-23T03:45Z 59.4K followers, 3730 engagements
"Credit card stacking tutorial. #businesscreditcard #credithacks #creditcardhack #credit #businessfunding #losangeles"
TikTok Link @creditsavvygil 2022-10-05T01:44Z 59.4K followers, 29.1K engagements
"Sofi bank giving out personal loans from $5000 to $100000 with no hard pull pre-approval #loan #credit #money #debt #credittips #credithacks #debtfree #financialeducation #credithelp"
TikTok Link @creditsavvygil 2023-04-04T23:34Z 59.4K followers, 378.4K engagements
"This tactic is not for everyone as you can waive your right to sue if you dispute online. However it is possible to delete collections fast online. #fixyourcredit #creditknowledge #disputeletters #creditdispute #experian #mentor #diy"
TikTok Link @creditsavvygil 2023-11-17T07:02Z 59.4K followers, 313.9K engagements
"Increase your chances of getting credit cards approvals with Amex Capital One Discover and Navy Fed. Need help DM Credit or click on the link in bio #credit #creditrepair #creditcards"
TikTok Link @creditsavvygil 2025-03-12T00:14Z 59.4K followers, 1.5M engagements
"If your disputes keep coming back verified dont stop there. 🚫 That doesnt mean the bureaus actually did their job. When they play games thats when you bring in the CFPB. 📝 The CFPB holds them accountable and thats how you can turn verified into deleted"
TikTok Link @creditsavvygil 2025-08-24T16:25Z 59.4K followers, XXX engagements
"In this video Im breaking down how you can dispute negative accounts online specifically through Experian and when it actually makes sense to do it. While its usually best to handle disputes through mail for more control there are times when filing online with Experian can help you move faster especially if you need certain collections removed quickly. Ill explain how Experians online dispute system works what to watch out for before submitting anything and how to avoid common mistakes that can limit your ability to get proper reinvestigations later. This method can be effective when used"
TikTok Link @creditsavvygil 2025-10-14T02:03Z 59.4K followers, 1966 engagements
"This is something I wish I had when I was struggling with bad credit and had no idea what to do 👇 X Stop using Credit Karma and use MyFICO instead. Credit Karma gives you estimates. MyFICO shows your real FICO scores the same ones lenders actually use. X Go to annualcreditreport.com Download your free credit reports from all X bureaus. Try to print them out its much easier to highlight everything thats negative or inaccurate. X Freeze your secondary reports before you dispute. When you freeze LexisNexis SageStream CoreLogic and others the bureaus lose access to verify those collections you"
TikTok Link @creditsavvygil 2025-10-16T14:48Z 59.4K followers, XXX engagements
"I deleted a collection account in just XX days and Im breaking down exactly how I did it 🚀 Most people dont realize the credit bureaus are legally required to verify every single item they report. When they cant those negative accounts have to come off your report. In this video Ill show you how to use your consumer rights under the Fair Credit Reporting Act (FCRA) to your advantage the same laws that protect you but that the bureaus hope you never learn about 💡 If youre tired of collections charge offs or late payments holding your score back this ones for you. Watch to the end and Ill"
TikTok Link @creditsavvygil 2025-10-16T22:26Z 59.4K followers, 13.7K engagements