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[TRV](/topic/trv)

### Top Social Posts

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"🔥 The XX% Loan Hack (Hidden Benefit): Have a 50L home loan Bank counts 10L (20%) toward your TRV Example TRV calculation: Savings: 15L FD: 20L MF: 30L Home loan 50L (20% = 10L) Total TRV: 75L Qualifies for premium banking"  
[X Link](https://x.com/CardsavvyIndia/status/1983739100491612251) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-30T03:33Z 1241 followers, XXX engagements


"🎯 TRV Thresholds - Premium Banking Access: HDFC Imperia: X Crore TRV Axis Burgundy: 30L TRV OR 1Cr with Demat Axis Burgundy Private: X Crore TRV (Demat excluded) SBI Wealth: 25L+ TRV Bandhan Elite: 15L TRV Know your target number"  
[X Link](https://x.com/CardsavvyIndia/status/1983739098147045877) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-30T03:33Z 1241 followers, XXX engagements


"💎 What Banks DON'T Count in TRV: ❌ Demat holdings (Axis Burgundy Private) ❌ Credit card outstanding ❌ Stocks/bonds NOT via bank ❌ External mutual funds ❌ Cash at home (obviously) ❌ Property/gold (unless loan against it) Only bank relationship matters"  
[X Link](https://x.com/CardsavvyIndia/status/1983739095701709136) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-30T03:33Z 1241 followers, XXX engagements


"📊 HDFC Bank TRV Components: ✅ Savings + Current account balances ✅ Fixed Deposits (FD/RD) ✅ Mutual Funds via HDFC ✅ XX% of retail loans outstanding ✅ XX% of Demat holdings ✅ Insurance premiums paid Calculated at the Customer ID or Family Group level"  
[X Link](https://x.com/CardsavvyIndia/status/1983739090966356138) [@CardsavvyIndia](/creator/x/CardsavvyIndia) 2025-10-30T03:33Z 1241 followers, XXX engagements