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# ![$xyf Graphic](https://lunarcrush.com/gi/w:26/t:$xyf.png) $xyf

X Financial sees increased engagement and positive sentiment, but funding costs are up. Regulatory clarity is expected at the end of October, which could impact the stock positively or negatively.

### About $xyf
X Financial ($XYF) is a financial services provider.  

### Insights [#](/topic/$xyf/insights)
- $xyf sentiment is up XXXXX% from the previous month.

### Engagements: XXX [#](/topic/$xyf/interactions)
---
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:$xyf/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/$xyf/time-series/interactions.tsv)  
**Current Value**: XXX  
**Daily Average**: XXXXX  
**1 Week**: XXXXX -XX%  
**1 Month**: XXXXXX -XX%  
**6 Months**: XXXXXXX +37%  
**1 Year**: XXXXXXX +364%  
**1-Year High**: XXXXXX on 2025-05-20  
**1-Year Low**: X on 2025-09-14  

| Social Network | X   |
| -------------- | -   |
| Engagements    | XXX |
  

  
  
### Mentions: XX [#](/topic/$xyf/posts_active)
---
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:$xyf/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/$xyf/time-series/posts_active.tsv)  
**Current Value**: XX  
**Daily Average**: XX  
**1 Month**: XX -XX%  
**6 Months**: XXX +92%  
**1 Year**: XXXXX +485%  
**1-Year High**: XXX on 2025-06-28  
**1-Year Low**: X on 2025-02-10  

| Social Network | X  |
| -------------- | -  |
| Mentions       | XX |
  

  
  
### Creators: X [#](/topic/$xyf/contributors_active)
---
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:$xyf/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/$xyf/time-series/contributors_active.tsv)  
X unique social accounts have posts mentioning $xyf in the last XX hours which is no change from in the previous XX hours
**Daily Average**: XX  
**1 Month**: XX -XX%  
**6 Months**: XXX +436%  
**1 Year**: XXX +988%  
**1-Year High**: XXX on 2025-06-28  
**1-Year Low**: X on 2025-09-14  

The most influential creators that mention $xyf in the last XX hours

| Creator                                  | Rank | Followers | Posts | Engagements |
| -------                                  | ---- | --------- | ----- | ----------- |
| [@jdmsparky](/creator/twitter/jdmsparky) | X    | XXX       | X     | XXX         |

[View More](/list/creators/$xyf/100)
  
  
### Sentiment: XX% [#](/topic/$xyf/sentiment)
---
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:$xyf/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/$xyf/time-series/sentiment.tsv)  
**Current Value**: XX%  
**Daily Average**: XX%  
**1 Week**: XXX% +33%  
**1 Month**: XXX% +43%  
**6 Months**: XXX% no change  
**1 Year**: XXX% no change  
**1-Year High**: XXX% on 2024-10-21  
**1-Year Low**: XX% on 2025-04-14  

**Most Supportive Themes**
- **Positive Sentiment and Engagement:** (40%) Increased engagement and positive sentiment are observed, driven by upcoming dividends.
- **Regulatory Clarity:** (20%) Anticipation of regulatory clarity at the end of October is a positive factor.
- **Comparison to Competitors:** (15%) Posts comparing $XYF favorably to competitors like $QFIN and $JFIN.
  
**Most Critical Themes**
- **Funding Cost Concerns:** (25%)  Rising funding costs are a concern for $XYF.
- **Market Volatility and Regulation:** (10%)  Concerns about market volatility and regulatory uncertainty persist.
  
Network engagement breakdown:  
| Network | Positive | %   | Neutral | %   | Negative | %  |
| ------- | -------- | -   | ------- | -   | -------- | -  |
| X       | XXX      | XX% | XXX     | XX% | X        | X% |
|         |          |     |         |     |          |    |
| Total   | XXX      | XX% | XXX     | XX% | X        | X% |
  


**Top assets mentioned**
In the posts about $xyf in the last XX hours

[DAO Maker (DAO)](/topic/$dao)
[Canaan Inc. (CAN)](/topic/$can)
[Qualys, Inc. Common Stock (QLYS)](/topic/$qlys)
[Wall Street Memes (WSM)](/topic/$wsm)
[Williams-Sonoma, Inc. (WSM)](/topic/williamssonoma-inc)
[TERADATA CORPORATION (TDC)](/topic/$tdc)
[DigitalBridge Group, Inc. (DBRG)](/topic/$dbrg)
[NVIDIA Corp. (NVDA)](/topic/$nvda)
[Hudbay Minerals Inc. (HBM)](/topic/$hbm)
[COMPANHIA DE SANEAMENTO B SICO DO ESTADO DE SAO PAULO-SABESP ADS'S (SBS)](/topic/$sbs)

**Top topics mentioned**
In the posts about $xyf in the last XX hours

[$qfin](/topic/$qfin), [$jfin](/topic/$jfin), [$finv](/topic/$finv), [$cvkd](/topic/$cvkd), [stocks bitcoin treasuries](/topic/stocks-bitcoin-treasuries), [coins solana ecosystem](/topic/coins-solana-ecosystem), [$dao](/topic/$dao), [$can](/topic/$can), [$lx](/topic/$lx), [$lu](/topic/$lu), [$383800ks](/topic/$383800ks), [$qlys](/topic/$qlys), [$wsm](/topic/$wsm), [williamssonoma inc](/topic/williamssonoma-inc), [coins meme](/topic/coins-meme), [stocks consumer cyclical](/topic/stocks-consumer-cyclical), [half of](/topic/half-of), [$tdc](/topic/$tdc), [$evlv](/topic/$evlv), [$dbrg](/topic/$dbrg), [$iwm](/topic/$iwm), [im a](/topic/im-a), [ipo](/topic/ipo), [$fgo](/topic/$fgo), [hong kong](/topic/hong-kong), [investment](/topic/investment), [stocks](/topic/stocks), [$thx](/topic/$thx), [$impp](/topic/$impp), [upside](/topic/upside), [ticker](/topic/ticker), [stocks technology](/topic/stocks-technology), [$nvda](/topic/$nvda), [$hbm](/topic/$hbm), [$sbs](/topic/$sbs), [clarity](/topic/clarity), [$tigr](/topic/$tigr), [$pgy](/topic/$pgy), [age of](/topic/age-of), [humans](/topic/humans)

### Top Social Posts [#](/topic/$xyf/posts)
---
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

"@blondesnmoney @jdmsparky @kiwi_mitch77 Long $XYF bc Im a BV boomer. Could make same BV argument for $LX at spot but ecom biz is a APR workaround & not gonna liq imo. $LU might be the retarded dark horse w XXX% gtyd model + rate cap incr (and if you look up those partners Ping An is the most frequent counterparty)"  
[X Link](https://x.com/pls_fix_thx/status/1980000419804782696) [@pls_fix_thx](/creator/x/pls_fix_thx) 2025-10-19T19:57Z XXX followers, XX engagements


"The Best Small-Cap #Stocks To #Buy Now - Sunday Oct. XX $TDC $EVLV $DBRG $XYF Also $IWM"  
[X Link](https://x.com/TalkMarkets/status/1979986376234815661) [@TalkMarkets](/creator/x/TalkMarkets) 2025-10-19T19:01Z 6649 followers, XXX engagements


"Qfin is 30-40% cap-light 60%+ on bs so they can move the rest over. but $JFIN cant do this they have little equity. $XYF is better off but not by much. and fees+membership are grouped into the XX% now which XYF/JFIN used"  
[X Link](https://x.com/jdmsparky/status/1979036813634187682) [@jdmsparky](/creator/x/jdmsparky) 2025-10-17T04:08Z XXX followers, XXX engagements


"$QFIN been asked about analyst note - not good. "If 24%+ APR loans are fully phased out ICE will need to give up about half of its current loan volume." If QFIN loses XX% of their cap-light what happens to $jfin $XYF who are 80%+ capital light"  
[X Link](https://x.com/jdmsparky/status/1979035936777240879) [@jdmsparky](/creator/x/jdmsparky) 2025-10-17T04:05Z XXX followers, 1848 engagements