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![_Investor_Feed_ Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1825090112713285632.png) Investor Feed [@_Investor_Feed_](/creator/twitter/_Investor_Feed_) on x 6246 followers
Created: 2025-07-28 09:21:39 UTC

Ujjivan SFB Reports Strong Growth & Key Milestones 📈🏦 | MCap XXXXXXXX Cr

- Gross loan book grew XX% Y-o-Y to ₹33,287 Cr, with Q1 disbursements up XX% to ₹6,539 Cr.
- Secured portfolio share rose from XX% to XX% Y-o-Y, with disbursements growing 86%.
- Added 1.1L new micro banking customers; graduated 34K group loan customers to individual lending.
- Housing portfolio surged XX% Y-o-Y to ~₹8,000 Cr; MSME loans up XX% to ₹2,253 Cr.
- Vehicle finance loans skyrocketed XXX% Y-o-Y to ₹560 Cr.
- Total deposits grew XX% Y-o-Y to ₹38,619 Cr, with CASA up XX% to ₹9,381 Cr.
- Cost of funds held steady at 7.6%, expected to decline soon.
- Credit cost improved to ₹225 Cr (from ₹265 Cr Q-o-Q).
- PAT at ₹103 Cr; ROA 0.8%, ROE 6.7%.
- FY guidance: XX% advances growth, XX% secured growth, ROE target 10-12%.
- Universal Bank license application under RBI review.
- Asset quality improves as PAR accretion declines over last X quarters.
- Micro banking collection efficiency strong at XXXXX% in June '25.

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**Related Topics**
[banking](/topic/banking)
[mcap](/topic/mcap)
[investment](/topic/investment)

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