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![ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::735071928.png) Julie’s Budgets & Dividend [@ObjIfDividendz](/creator/twitter/ObjIfDividendz) on x XXX followers
Created: 2025-07-27 14:59:57 UTC

PAY OFF CREDIT CARD series    
Day 5: July XX

Grok
Negotiate a bill (e.g. internet, phone)

➡️Call your provider and ask for discounts or loyalty offers.  Mention competitors

ChatGPT
Call your credit card company to negotiate a lower APR

➡️Even a small drop saves money


XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1949484913427718317/c:line.svg)

**Related Topics**
[money](/topic/money)
[open ai](/topic/open-ai)
[credit cards](/topic/credit-cards)

[Post Link](https://x.com/ObjIfDividendz/status/1949484913427718317)