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![FranWalsh73 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::515984611.png) Fran Walsh [@FranWalsh73](/creator/twitter/FranWalsh73) on x 4289 followers
Created: 2025-07-26 12:01:21 UTC

Retirement planning isn’t one-size-fits-all.

The 401(k) is a solid start - but real retirement plans layer multiple tools:
- Tax diversification
- Flexible accounts
- Inflation awareness
- Smart withdrawal strategies


XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1949077579018682798/c:line.svg)

**Related Topics**
[withdrawal](/topic/withdrawal)
[inflation](/topic/inflation)
[asset allocation](/topic/asset-allocation)
[tax bracket](/topic/tax-bracket)
[retirement](/topic/retirement)
[$fnv](/topic/$fnv)

[Post Link](https://x.com/FranWalsh73/status/1949077579018682798)