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![FranWalsh73 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::515984611.png) Fran Walsh [@FranWalsh73](/creator/twitter/FranWalsh73) on x 4292 followers
Created: 2025-07-26 12:01:11 UTC

Most people think their 401(k) is all they need for retirement.

Spoiler: It’s usually not even close.

Here’s the truth about why retirement planning is broken - and how to fix it to bulletproof your future (with real numbers): ↓


XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1949077536161345690/c:line.svg)

**Related Topics**
[retirement](/topic/retirement)
[$fnv](/topic/$fnv)

[Post Link](https://x.com/FranWalsh73/status/1949077536161345690)