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![SachinDeFi Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1633861332582932480.png) Sachin DeFi [@SachinDeFi](/creator/twitter/SachinDeFi) on x XXX followers
Created: 2025-07-25 11:03:50 UTC

What makes Galoy's architecture stand out isn't just the code, it’s the philosophy.

Galoy doesn’t build monolithic “banking as a service” products. It builds modular primitives:

- A ledger (Cala)
- A payments hub (Bria)
- A lending interface (Lana)
- A stable mechanism (Stablesats)

Each component can run independently, integrate cleanly, and scale horizontally.

This modularity means startups, DAOs, and even national Bitcoin banks can tailor their stack, just like assembling Lego blocks, without relying on any single provider or token economy.

![](https://pbs.twimg.com/media/GwssCc9bEAA_W1Z.jpg)

XXX engagements

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**Related Topics**
[ledger](/topic/ledger)
[banking](/topic/banking)

[Post Link](https://x.com/SachinDeFi/status/1948700714882289788)