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![talkcentss Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::862675230.png) David (TalkingCents) [@talkcentss](/creator/twitter/talkcentss) on x 60.4K followers
Created: 2025-07-25 04:53:25 UTC

I’m going to use January 2020 as the starting date and January 2025 as the ending date. 

🟠Starting price = R62 
🟠Ending price = R76 

That’s a XXXX% price increase in the stock price in that period. ( excluding dividends ) 

𝗧𝗵𝗮𝘁 𝗼𝗻𝗹𝘆 𝗲𝗾𝘂𝗮𝘁𝗲𝘀 𝘁𝗼 𝗮 𝟰.𝟭𝟱% 𝗰𝗼𝗺𝗽𝗼𝘂𝗻𝗱𝗲𝗱 𝗮𝗻𝗻𝘂𝗮𝗹 𝗴𝗿𝗼𝘄𝘁𝗵 𝗿𝗮𝘁𝗲. 

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R15,000 x XXXX% =R622.5 ( R51.80 ). 
——————————

So far, sitting in cash at X% would have been better during this time frame. 

But remember, we haven’t included any dividends into this. 
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𝗔𝗱𝗱𝗶𝘁𝗶𝗼𝗻𝗮𝗹 𝗻𝗼𝘁𝗲𝘀:

You’ll also notice I started before Covid, just to demonstrate that owning stocks can come with massive volatility, panics, and even crashes. 

It’s at those times, if you are liquid, you can capitalize on cheaper stock prices which would normally increase your return over time.

![](https://pbs.twimg.com/media/GwrYMA7aMAAQ_js.jpg)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1948607496870133902/c:line.svg)

[Post Link](https://x.com/talkcentss/status/1948607496870133902)