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# ![@talkcentss Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::862675230.png) @talkcentss David (TalkingCents)

David (TalkingCents) posts on X about south africa, bank, money, $bhp the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::862675230/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::862675230/c:line/m:interactions.svg)

- X Week XXXXXXX -XX%
- X Month XXXXXXXXX +16%
- X Months XXXXXXXXX +190%
- X Year XXXXXXXXXX -XX%

### Mentions: XX [#](/creator/twitter::862675230/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::862675230/c:line/m:posts_active.svg)

- X Week XX -XXXX%
- X Month XXX +48%
- X Months XXX +31%
- X Year XXXXX +36%

### Followers: XXXXXX [#](/creator/twitter::862675230/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::862675230/c:line/m:followers.svg)

- X Week XXXXXX +0.35%
- X Month XXXXXX +1.90%
- X Months XXXXXX +6.30%
- X Year XXXXXX +8.70%

### CreatorRank: XXXXXXX [#](/creator/twitter::862675230/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::862675230/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[countries](/list/countries)  XXXXX% [finance](/list/finance)  #4042 [stocks](/list/stocks)  XXXX% [travel destinations](/list/travel-destinations)  XXXX% [technology brands](/list/technology-brands)  XXXX%

**Social topic influence**
[south africa](/topic/south-africa) #348, [bank](/topic/bank) #225, [money](/topic/money) 5.38%, [$bhp](/topic/$bhp) #2, [crypto](/topic/crypto) #5294, [ab](/topic/ab) #1476, [fintech](/topic/fintech) #3, [exchanges](/topic/exchanges) #392, [future](/topic/future) 2.15%, [the world](/topic/the-world) XXXX%

**Top accounts mentioned or mentioned by**
[@grok](/creator/undefined) [@bheki80](/creator/undefined) [@stockwavenews](/creator/undefined) [@djstago](/creator/undefined) [@advofchange](/creator/undefined) [@tmahafa](/creator/undefined) [@moneyweb](/creator/undefined) [@makulaaat](/creator/undefined) [@mxhegosola31969](/creator/undefined) [@dinosaurrabbit_](/creator/undefined) [@sunflow24522496](/creator/undefined) [@amokgashi](/creator/undefined) [@my_princen](/creator/undefined) [@_viiews](/creator/undefined) [@hashatsii](/creator/undefined) [@sbonelomasango](/creator/undefined) [@jmoyaha](/creator/undefined) [@orangie](/creator/undefined) [@richa4u01](/creator/undefined) [@nanobanana](/creator/undefined)

**Top assets mentioned**
[BHP Group Limited (BHP)](/topic/$bhp) [MONDELEZ INTERNATIONAL INC (MDLZ)](/topic/$mdlz)
### Top Social Posts
Top posts by engagements in the last XX hours

"1. Prosus ( . ) X. BHP Group (. ) X. British American Tob ( . ) X. Richemont ( . ) X. AB INBEV ( . ) X. Glencore ( . ) X. Naspers ( . ) X. Anglo American PLC ( . ) X. AngloGold Ashanti ( . ) XX. Gold Fields ( . ) XX. FirstRand ( . ) XX. Capitec Bank ( . ) XX. Standard Bank ( . ) XX. MTN Group (. ) XX. Valterra Platinum ( . ) XX. Vodacom ( . ) XX. Harmony Gold ( . ) XX. Sanlam (  ) XX. ABSA ( . ) XX. Impala Platinum ( . ) XX. Shoprite ( ) XX. South32 ( . ) XX. Discovery ( . ) XX. Sibanye Stillwater ( . ) XX. Bid Corporation ( . ) XX. Nedbank ( . ) XX. Outsurance Group ( . ) XX. Northam"  
[X Link](https://x.com/talkcentss/status/1993898278463918239)  2025-11-27T04:22Z 63.2K followers, 191.4K engagements


"South Africa is preparing for one of its biggest financial regulation shake-ups in decades.   It will completely overhaul how every financial institution operates from Banks and Insurers to Fintech and Crypto companies.  🔻"  
[X Link](https://x.com/talkcentss/status/1995769403749924889)  2025-12-02T08:18Z 63.2K followers, 90.7K engagements


"'  South Africa is seeing rapid growth in non-bank financial service providers including payment services alternative financial institutions & crypto exchanges all aimed at widening financial inclusion. Read more 🔻"  
[X Link](https://x.com/talkcentss/status/1996126032383148353)  2025-12-03T07:55Z 63.2K followers, 51.9K engagements


"***  *** 🤯About XX% of the adult population in South Africa withdraw all their money as soon as it is deposited into their bank accounts. 🤯About XX% of South Africans earn less than R3 XXX a month. (SARB DATA) & (FinMark Trust) Cash usage is more prevalent in consumer segments characterized by lower income more remote location and lower education levels"  
[X Link](https://x.com/talkcentss/status/1996896960817836352)  2025-12-05T10:58Z 63.2K followers, 1694 engagements


"Sibanye Stillwater Is the golden child returning after several years of hiatus. Pushing XXX% on the year. -"  
[X Link](https://x.com/talkcentss/status/1970522492445041115)  2025-09-23T16:15Z 63.1K followers, 9421 engagements


"2/ The Growth Story At one point in the past Chappies had beenSouth Africas best-selling bubblegum for more than XX years with about XX billion pieces being sold each year 🤯 The marketing genius Arthur took the brand to new heights eventually leading it to become an element of identity. There is no doubt that the Chappies bubblegum wrapper played a key role in its popularity. It is arguably one of the most effective marketing strategies ever to have played out in South Africa. *The stripes and the chipmunk logo are synonymous with the brand*  . 💰 Chappies were so cheap that shopkeepers"  
[X Link](https://x.com/talkcentss/status/1995005452430561387)  2025-11-30T05:42Z 63.1K followers, 4767 engagements


"is translated from Swahili which means lion The brand we love and consume has history behind its success; Swahili was the lingua Franca that was spoken at the time on the farms from the men that came from East Africa and it is where the Greyvensteyn family lived"  
[X Link](https://x.com/talkcentss/status/1996586507730288815)  2025-12-04T14:24Z 63.1K followers, 2136 engagements


"Unpopular Opinion:    "  
[X Link](https://x.com/talkcentss/status/1996792968603488692)  2025-12-05T04:05Z 63.1K followers, 4565 engagements


"***  *** Even though cash still plays an important role in our economy we also need to recognize that payment methods are changing and becoming more digital. These changes mean we must prepare for a future where money could move entirely online. Read more 🔻"  
[X Link](https://x.com/talkcentss/status/1996896876575314220)  2025-12-05T10:58Z 63.1K followers, XXX engagements


"1/ The Importance of Cash :     . In South Africa cash still plays an important role. Its a key part of many transactions and helps many people participate in the economy. Cash works everywhere instantly without needing a signal a battery or a bank in the background. You hand it over and the deal is done. That simplicity is exactly why its so important in communities where people dont always have stable internet reliable electricity or easy access to formal banking services. And even as digital payments grow cash stays relevant because it offers advantages that digital tools dont always"  
[X Link](https://x.com/talkcentss/status/1996896882790908323)  2025-12-05T10:58Z 63.1K followers, XXX engagements


"*** *** ( & ) Even though the overall amount of cash payments has grown since 2012 cash continues to shrink as a share of all retail payments. Cash payments as a proportion of total retail payment value fell from XXX% in 2012 to XXX% in 2022"  
[X Link](https://x.com/talkcentss/status/1996896946762768744)  2025-12-05T10:58Z 63.1K followers, XXX engagements


"@MakulaaaT The banking system in South Africa is one of the best in the world. I believe that the shadow regime interacts with it from within. Its closely monitored and guarded. They know whats happening there"  
[X Link](https://x.com/talkcentss/status/1996906903977578906)  2025-12-05T11:38Z 63.1K followers, XX engagements


"3/ MondelzInternational inc is an American Multinational confectionery food holding beverage and snack food company Mondelez operates in approximately XXX countries and has an annual revenue of about $XX billion. Its listed under the ticker ( $MDLZ )"  
[X Link](https://x.com/talkcentss/status/1995005474400534808)  2025-11-30T05:42Z 63.2K followers, 4019 engagements


"These X Groups oversee a   . across South Africa and Africa. Within their Groups there are divisions catering to smaller economic segments across different businesses within South Africa and Africa. A large portion of that asset base is in South Africa and   ;  "  
[X Link](https://x.com/talkcentss/status/1995046283732791803)  2025-11-30T08:24Z 63.2K followers, 91.4K engagements


"Well The truth is. most people who go abroad come to this realization at some point and it is this:     "  
[X Link](https://x.com/talkcentss/status/1997621049526231139)  2025-12-07T10:55Z 63.2K followers, 70.3K engagements


"Sibanye Stillwater $SSW Is back from the dead to vindicate itself. Now you see how the game is played in commodities. Hold the pain of underperformance ( for years) wait for the rerate take profits and get out before underperformance returns. Welcome to cyclical stocks"  
[X Link](https://x.com/talkcentss/status/1975957446075252898)  2025-10-08T16:12Z 63.1K followers, 22.7K engagements


"South Africa The only Southern Hemisphere country in the world to have hosted the: ✅FIFA World Cup (2010) ✅Rugby World Cup (1995) ✅Cricket World Cup (2003) ✅G20 Summit (2025) Stuff of legends"  
[X Link](https://x.com/talkcentss/status/1992466454617501986)  2025-11-23T05:33Z 63.1K followers, 336.4K engagements


"The TOP XX Banking and Insurance Groups in South Africa.    . : 🥇FirstRand ( . ) 🥈Capitec Bank ( . ) 🥉Standard Bank ( . ) 💰Sanlam (  ) 💰ABSA ( . ) 💰Discovery ( . ) 💰Nedbank ( . ) 💰Outsurance Group ( . ) 💰Investec PLC ( . ) 💰Old Mutual ( . ) They account for XXXX% of the entire TOP40 market cap"  
[X Link](https://x.com/talkcentss/status/1994719329372573993)  2025-11-29T10:45Z 63.1K followers, 47.1K engagements


". 🎬 The Brand became so iconic that it was sought out by one of the Worlds largest snacks Company The    Cadbury is a subsidiary of MondelzInternational inc"  
[X Link](https://x.com/talkcentss/status/1995005464275550460)  2025-11-30T05:42Z 63.1K followers, 3983 engagements


"That is actually a very good position to be in. Fully paid off property ✅ Debt free ✅ Maxing out TFSA each year ✅ The best outcome after that imo is to work on income generation where your income is no longer reliant on one employer or from one stream only. Try to generate good cashflow from there and then reinvest it to scale further"  
[X Link](https://x.com/talkcentss/status/1996794364467794052)  2025-12-05T04:10Z 63.1K followers, 11.2K engagements


"4.1/ an excerpt It was Lisa Glass not Charles. Lisa was the main brewer behind the setting up of Castle Lager in the 1890 Ill leave it up to you to decide"  
[X Link](https://x.com/talkcentss/status/1997600113536139533)  2025-12-07T09:32Z 63.1K followers, XXX engagements


"That is actually a very good position to be in. Fully paid off property ✅ Debt free ✅ Maxing out TFSA each year ✅ The best outcome after that imo is to work on income generation where your income is no longer reliant on one employer or from one stream only. Try to generate good cashflow from there and then reinvest it to scale further"  
[X Link](https://x.com/talkcentss/status/1996794511716995204)  2025-12-05T04:11Z 63.1K followers, XXX engagements


"OWN A PIECE OF ALL TAX FREE You can get exposure to all these stocks by buying an ETF from Satrix ( $STX40 ) Which is also available in your Tax Free Savings Account (TFSA).       : Naspers = . Gold fields = . Anglogold Ashanti = . FirstRand = . Standard Bank = . Capitec Bank = . Prosus = . MTN = . Valterra Platinum = . Anglo American = . = . R100 -R57.59 = R42.41 (split between all the rest) *Also pays quarterly dividends (every X months) and the annual yield on that is around 2.6%"  
[X Link](https://x.com/talkcentss/status/1994011330937016663)  2025-11-27T11:52Z 63.2K followers, 39.1K engagements


"What is the biggest financial mistake you have ever made"  
[X Link](https://x.com/talkcentss/status/1976166438764412999)  2025-10-09T06:02Z 63.2K followers, 1.4M engagements


"Standard Bank has become the first African lender to   -  (). The payment system allows for interbank payments between Africa and China using Chinese Renminbi (RMB) as the underpinning currency allowing users to completely bypass the US dollar.   Standard Banks shareholding was equally split between local and foreign ownership. 50/50. China accounts for XXXX% of that XX% foreign ownership      .% "  
[X Link](https://x.com/talkcentss/status/1993188826731495796)  2025-11-25T05:23Z 63.2K followers, 237.9K engagements


"The Top XX companies in South Africa combined have a market capitalization of: ( R20.4 trillion ) Thats equivalent to $. ( USD/ZAR = XXXXX ) : The US has X individual companies that are worth more than the entire Top XX companies in S.A 🤯 They are Nvidia ( $. ) Apple ( $. ) Alphabet ( $. ) Microsoft ( $. ) Amazon ( $. ) Broadcom ( $. ) Meta ( $. ) Tesla ( $. )"  
[X Link](https://x.com/talkcentss/status/1993913531280904677)  2025-11-27T05:23Z 63.2K followers, 30.3K engagements


"Since September 2023    ✅Harmony Gold ✅Northam Platinum ✅ Valterra Platinum ✅Tiger Brands X Companies were removed ❌Anglo American Platinum ❌Aspen Pharmacare ❌ Woolworths ❌Exxaro Resources"  
[X Link](https://x.com/talkcentss/status/1994427081430827349)  2025-11-28T15:24Z 63.2K followers, 10K engagements


"The XX largest listed entities on the Johannesburg Stock Exchange (JSE) have a   .: 💰Prosus ( . ) 💰BHP Group (. ) 💰British American Tob ( . ) 💰Richemont ( . ) 💰AB INBEV ( . ) 💰Glencore ( . ) 💰Naspers ( . ) 💰Anglo American PLC ( . ) 💰AngloGold Ashanti ( . ) 💰Gold Fields ( . ) These ten companies alone account for roughly %   "  
[X Link](https://x.com/talkcentss/status/1994663773530198475)  2025-11-29T07:04Z 63.2K followers, 18.5K engagements


"@StockWaveNews Which one do you invest R10k in for the next X years And why Monday morning you have to choose"  
[X Link](https://x.com/talkcentss/status/1994743187802632403)  2025-11-29T12:20Z 63.2K followers, XXX engagements


": A Famous South African Brand was used as a currency   Read more 🔻"  
[X Link](https://x.com/talkcentss/status/1995005416544285018)  2025-11-30T05:42Z 63.2K followers, 60.7K engagements


"Active Clients in South Africa: 🏦Capitec = . 🏦FNB = . 🏦Standard Bank = . 🏦ABSA =  🏦Nedbank = "  
[X Link](https://x.com/talkcentss/status/1995037490290606433)  2025-11-30T07:49Z 63.2K followers, 125.9K engagements


"Here is how many employees each bank employs within South Africa: 🏦FirstRand = 🏦Standard Bank = 🏦 ABSA = 🏦Nedbank = 🏦Capitec = :"  
[X Link](https://x.com/talkcentss/status/1995057005388853729)  2025-11-30T09:07Z 63.2K followers, 19.1K engagements


"@richa4u01 FirstRand and Standard Bank have over XX XXX employees each but for FirstRand a large portion of their total group employees is employed in S.A"  
[X Link](https://x.com/talkcentss/status/1995068706532319273)  2025-11-30T09:53Z 63.2K followers, XXX engagements


"The Big Four Chinese state-owned commercial banks are     : The Industrial and Commercial Bank of China (ICBC) China Construction Bank (CCB) The Bank of China (BOC) The Agricultural Bank of China (ABC)       finance infrastructure projects manage foreign exchange reserves and promote both domestic and international trade and investment"  
[X Link](https://x.com/talkcentss/status/1995154513041482206)  2025-11-30T15:34Z 63.2K followers, 51.9K engagements


"( South Africa ) Standard Bank remains king with .%    . However FirstRand is performing across multiple metrics this incumbent is likely to take more market share going forward. Just have a look at their Corporate Deposits -  . - 🔸Standard Bank: XXXX% XXXX% 🔴 🔸 FirstRand: XXXX% XXXX% 🟢 Where are you Capitec 🤪"  
[X Link](https://x.com/talkcentss/status/1995433003523391879)  2025-12-01T10:01Z 63.2K followers, 6947 engagements


"There is so much happening in the South African Banking system at the moment. Its actually crazy. 🤯 It will be vastly different 5-10 years from now. Vastly"  
[X Link](https://x.com/talkcentss/status/1996138277464867127)  2025-12-03T08:43Z 63.2K followers, 33.9K engagements


"Hello South Africa Please sign in. Your digital programmable money expires in XX days. You are eligible to spend it only in this region at these participating stores😅 If you dont spend it within your allocated XX days you will forfeit your Monetary allowance. 😅"  
[X Link](https://x.com/talkcentss/status/1996176493710643674)  2025-12-03T11:15Z 63.2K followers, 32.6K engagements


". Here is how a **    () helped the Greyvenstein family grow two iconic South African Brands. 🔻"  
[X Link](https://x.com/talkcentss/status/1996586485215359310)  2025-12-04T14:24Z 63.2K followers, 45.7K engagements


"Johannesburg Pretoria and Cape Town Image created by Nano Banana @NanoBanana"  
[X Link](https://x.com/talkcentss/status/1996828829902688686)  2025-12-05T06:27Z 63.2K followers, 21.4K engagements


"Despite South Africas rapid shift toward digital payments physical cash remains deeply embedded in the countrys economic and social fabric. Understanding why cash persists -   -is essential as policymakers debate the future of money including the possibility of a retail central bank digital currency (). 🔻"  
[X Link](https://x.com/talkcentss/status/1996896871361683570)  2025-12-05T10:58Z 63.2K followers, 16.7K engagements


"🎙 The South African Reserve Bank (SARB) is the oldest central bank in Africa. It was because traders were arbitraging Gold that the SARB came into existence. Watch here 🔻"  
[X Link](https://x.com/talkcentss/status/1997599149852930350)  2025-12-07T09:28Z 63.2K followers, 4832 engagements


"The Beer with the Longest and Proudest Heritage in South Africa    Read more 🔻"  
[X Link](https://x.com/talkcentss/status/1997600058943144167)  2025-12-07T09:32Z 63.2K followers, 11.8K engagements


"5/  South African breweries merged with Miller to form SABMiller in May 2002. The corporate use of the name SABMiller ended when Anheuser-Busch InBev acquired SABMiller for US $XXX billion on the 10th of October 2016.  2025. The company is now called Anheuser-Busch InBev SA/NV (AB InBev) and it trades as $ANH on the Johannesburg Stock Exchange"  
[X Link](https://x.com/talkcentss/status/1997600226622820761)  2025-12-07T09:33Z 63.2K followers, XXX engagements


"I feel sorry for tourists telling me they visited South Africa and saw Johannesburg and Cape Town only.     -"  
[X Link](https://x.com/talkcentss/status/1997623776524239309)  2025-12-07T11:06Z 63.2K followers, 17.3K engagements


"Capitec Bank has confirmed that it has entered into a binding agreement to acquire Walletdoc Holdings a fintech founded in 2015. They plan to      comprising an upfront cash payment of R300 million and a deferred earn-out of R100 million.     including online and in-app payments digital wallets Instant EFT payment links and real-time payouts. The acquisition forms part of Capitecs         while building a more competitive and inclusive payments ecosystem in South Africa"  
[X Link](https://x.com/talkcentss/status/1997967610856747305)  2025-12-08T09:52Z 63.2K followers, 35.7K engagements


"Read the threads attached to make CENTS of what is happening in the fintech space right now"  
[X Link](https://x.com/talkcentss/status/1997968442658570478)  2025-12-08T09:56Z 63.2K followers, 3453 engagements