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![LovingMY_Aniya Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::428734216.png) Porsha [@LovingMY_Aniya](/creator/twitter/LovingMY_Aniya) on x XXX followers
Created: 2025-07-24 20:27:28 UTC

Digital lending platforms leverage alternative data (mobile usage, utility payments) to assess creditworthiness, approving instant microloans without traditional collateral. #AlternativeData #InstantCredit


X engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1948480170068783199/c:line.svg)

**Related Topics**
[microloans](/topic/microloans)
[rating agency](/topic/rating-agency)
[default risk](/topic/default-risk)
[lending](/topic/lending)

[Post Link](https://x.com/LovingMY_Aniya/status/1948480170068783199)