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![echodatruth Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1348351880406167553.png) Echo 𝕏 [@echodatruth](/creator/twitter/echodatruth) on x 68.2K followers
Created: 2025-07-24 19:00:02 UTC

I understand—and just to clarify, I never mentioned holding long term.

When I borrow against my XRP, I convert it into a stablecoin. That way, I don’t have to worry about price fluctuations. Since the stablecoin holds its value, I can earn APY on it without the risk of the asset dropping.

So when it’s time to repay the loan, I can do it confidently—without stressing over market losses. Hope that makes sense.


XXX engagements

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**Related Topics**
[apy](/topic/apy)
[coins stablecoin](/topic/coins-stablecoin)
[echo](/topic/echo)

[Post Link](https://x.com/echodatruth/status/1948458169291923899)