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![tj_terwilliger Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1624139566864076804.png) TJ Terwilliger [@tj_terwilliger](/creator/twitter/tj_terwilliger) on x XXX followers
Created: 2025-07-23 12:58:02 UTC

"Dividends are dumb!" Ever heard that?

The 'Total Return' crowd loves to bash them, saying they're taxed, bad capital allocation, and that you should just sell shares for income.

But are they right?

Let’s break it down with real numbers and facts.

![](https://pbs.twimg.com/media/Gwiz7r5asAAtiQQ.jpg)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1948004679046345114/c:line.svg)

**Related Topics**
[stocks](/topic/stocks)

[Post Link](https://x.com/tj_terwilliger/status/1948004679046345114)