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![Route2FI Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1084397942319054850.png) Route X FI [@Route2FI](/creator/twitter/Route2FI) on x 306.2K followers
Created: 2025-07-22 17:01:11 UTC

I started using a new crypto credit card in my day-to-day life.

I tried them all: Binance, Bybit, and Gnosis, but I now use the Cash card for all my expenses and travels for several key reasons.

You can use yield-bearing BTC, ETH, or USDC as collateral to spend in USD, maintaining crypto exposure and liquidity. Borrowing has X% interest, with on-chain, non-custodial payments compatible with Apple Pay and Google Pay. 

If you don't want to manage a borrow, you can also use direct pay.  Earn high APY plus cashback, and spend directly from the vault when needed.

Physical card launches end of July, but digital cards already work seamlessly with Apple/Google Pay.

-X% cashback on all purchases for every tier.
-Up to X% cashback with ETHFI token holdings until July XX.
-Earn up to XXX% APY on ETH, XXX% APY on BTC, X% APY on USD, and up to XX% APY on ETHFI in Liquid Vaults.
- They are also adding yield-bearing HYPE and SOL very soon.

Exclusive Travel Perks
-Up to XX% off on luxury hotels.
-X% cashback on hotel bookings.
-Airport lounge access, concierge service, and premium support.
-Comprehensive travel insurance (lost baggage, auto rentals, extended warranties).

For frequent travelers, the hotel deals alone have made @ether_fi the most cost-effective option compared to or Travala. It's pretty crazy how steep the discounts get.

I partnered with them so you can get $XX back on your first $XXXXX spent with a referral code:


XXXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947703484200935525/c:line.svg)

**Related Topics**
[btc eth](/topic/btc-eth)
[onchain](/topic/onchain)
[united states dollar](/topic/united-states-dollar)
[bybit](/topic/bybit)
[binance](/topic/binance)
[credit cards](/topic/credit-cards)
[bitcoin](/topic/bitcoin)
[coins layer 1](/topic/coins-layer-1)

[Post Link](https://x.com/Route2FI/status/1947703484200935525)