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![bobspaysubstack Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1910712335162871808.png) Bob's Payment Stock Substack [@bobspaysubstack](/creator/twitter/bobspaysubstack) on x XXX followers
Created: 2025-07-22 15:03:12 UTC

Despite its many positive attributes, Jack Henry's $JKHY inability to sustain margin expansion and lagging free cash flow conversion has pressured its multiple. Still, it ranks No. X on my Top XX Businesses in Payments and FinTech.



![](https://pbs.twimg.com/media/GweGuoPXMAAxtsf.jpg)

XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947673791783661963/c:line.svg)

**Related Topics**
[fintech](/topic/fintech)
[cash flow](/topic/cash-flow)
[$jkhy](/topic/$jkhy)
[jack henry associates inc](/topic/jack-henry-associates-inc)
[stocks technology](/topic/stocks-technology)

[Post Link](https://x.com/bobspaysubstack/status/1947673791783661963)