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![julie_wade Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::15884435.png) Julie Wade [@julie_wade](/creator/twitter/julie_wade) on x 6652 followers
Created: 2025-07-22 08:42:57 UTC

Meanwhile, ordinary Americans are paying XXXXX% on credit cards.

Big banks borrow from the Fed at near-zero. You get usury. They get liquidity.

This is intentional disintermediation—designed to kill local lending and centralize credit control.


XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947578097835897094/c:line.svg)

**Related Topics**
[lending](/topic/lending)
[fed](/topic/fed)
[federal reserve](/topic/federal-reserve)
[credit cards](/topic/credit-cards)

[Post Link](https://x.com/julie_wade/status/1947578097835897094)