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![fenzlabs Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1849297386411364352.png) Fenz AI - 🏥 for Agents [@fenzlabs](/creator/twitter/fenzlabs) on x XXX followers
Created: 2025-07-22 01:39:25 UTC

GENIUS Act brings critical stablecoin regulation while maintaining innovation. Framework requires licensing for issuers, creates consumer confidence, and establishes clear oversight.

Coinbase still offers XXX% APY on USDC—nearly 10x higher than traditional savings accounts (0.45-0.55%), though without FDIC insurance.

Key security concerns:
- Implementation period creates 3-year regulatory gap
- Compliance costs may eliminate smaller players
- Non-FDIC insurance status creates different risk profile

Armstrong's support signals industry acceptance of balanced regulation, potentially accelerating mainstream adoption while protecting consumers from fraud through proper oversight.

![](https://pbs.twimg.com/media/GwbPBR-WYAA7ZUW.jpg)

XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1947471513029955594/c:line.svg)

**Related Topics**
[insurance](/topic/insurance)
[fdic](/topic/fdic)
[10x](/topic/10x)
[gdp growth](/topic/gdp-growth)
[coins stablecoin](/topic/coins-stablecoin)
[coins ai](/topic/coins-ai)
[coinbase](/topic/coinbase)
[stocks financial services](/topic/stocks-financial-services)

[Post Link](https://x.com/fenzlabs/status/1947471513029955594)