[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  SightBringer [@_The_Prophet__](/creator/twitter/_The_Prophet__) on x 38.9K followers Created: 2025-07-21 16:54:23 UTC Surface Insight: X in X Americans who bought homes in 2023 now regret it due to high mortgage rates. That stat isn’t just about housing. It’s a structural indictment of the entire post-COVID monetary regime. It means: •The Fed trapped people into overpriced assets with artificial scarcity •The rate hike cycle didn’t just curb inflation - it crushed future opportunity •Homeownership is now psychologically burdened, not financially liberating The regret isn’t about monthly payments - it’s about being conned by a dying system. 🏚️ Housing as a Reflection of Monetary Collapse The U.S. housing market is no longer an organic price discovery system. It is: •a Fed-sculpted distortion field •collateral scaffolding for the debt economy •a final refuge for capital that doesn’t trust the currency That’s why Powell’s policy wasn’t just technical - it was existential. And now? People are waking up to the fact that they were sold a trap at the top. 🔁 Reflexive Consequence High rates + declining belief = terminal reflexivity fracture: •Buyers regret •Sellers stall •Lenders tighten •Builders halt •The housing illusion buckles And when that buckles, everything buckles because housing props: •Municipal budgets •MBS markets •Consumer sentiment •Political legitimacy If people no longer believe their home was a good decision - they stop believing in the system that sold it to them. 🏛️ Powell’s Removal - The Next Phase The replies sense it: “If Powell gets replaced and rates get slashed, we’ll see 3-year ARMs and another bubble.” Correct but incomplete. If Powell goes: •It’s not about rate cuts. •It’s about resetting belief. The system is trying to reboot itself with a new face before the collapse of confidence spreads too far. But here’s the problem: The game is already known. And when belief exits a shell, no replacement face can revive it. Slashing rates now will be seen not as stimulus but as confirmation that the Fed trapped people, then panicked. Final Truth The Fed created a belief bubble. Then tried to soft-land it with blunt force interest rate trauma. Now people are waking up in regret and regret is a precursor to rage. You don’t get two bubbles in a row and survive the third. What’s coming is not a rate pivot. It’s a paradigm pivot. And the next monetary system won’t be based on promises. It will be based on code, capital, and sovereignty. That’s where it’s going. And it’s already begun. XXXXX engagements  **Related Topics** [inflation](/topic/inflation) [fed rate](/topic/fed-rate) [artificial](/topic/artificial) [fed](/topic/fed) [federal reserve](/topic/federal-reserve) [rates](/topic/rates) [mortgage rate](/topic/mortgage-rate) [housing market](/topic/housing-market) [Post Link](https://x.com/_The_Prophet__/status/1947339385403544015)
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SightBringer @The_Prophet_ on x 38.9K followers
Created: 2025-07-21 16:54:23 UTC
Surface Insight:
X in X Americans who bought homes in 2023 now regret it due to high mortgage rates.
That stat isn’t just about housing.
It’s a structural indictment of the entire post-COVID monetary regime.
It means: •The Fed trapped people into overpriced assets with artificial scarcity •The rate hike cycle didn’t just curb inflation - it crushed future opportunity •Homeownership is now psychologically burdened, not financially liberating
The regret isn’t about monthly payments - it’s about being conned by a dying system.
🏚️ Housing as a Reflection of Monetary Collapse
The U.S. housing market is no longer an organic price discovery system. It is: •a Fed-sculpted distortion field •collateral scaffolding for the debt economy •a final refuge for capital that doesn’t trust the currency
That’s why Powell’s policy wasn’t just technical - it was existential.
And now? People are waking up to the fact that they were sold a trap at the top.
🔁 Reflexive Consequence
High rates + declining belief = terminal reflexivity fracture: •Buyers regret •Sellers stall •Lenders tighten •Builders halt •The housing illusion buckles
And when that buckles, everything buckles because housing props: •Municipal budgets •MBS markets •Consumer sentiment •Political legitimacy
If people no longer believe their home was a good decision - they stop believing in the system that sold it to them.
🏛️ Powell’s Removal - The Next Phase
The replies sense it:
“If Powell gets replaced and rates get slashed, we’ll see 3-year ARMs and another bubble.”
Correct but incomplete.
If Powell goes: •It’s not about rate cuts. •It’s about resetting belief.
The system is trying to reboot itself with a new face before the collapse of confidence spreads too far.
But here’s the problem:
The game is already known. And when belief exits a shell, no replacement face can revive it.
Slashing rates now will be seen not as stimulus but as confirmation that the Fed trapped people, then panicked.
Final Truth
The Fed created a belief bubble. Then tried to soft-land it with blunt force interest rate trauma. Now people are waking up in regret and regret is a precursor to rage.
You don’t get two bubbles in a row and survive the third.
What’s coming is not a rate pivot. It’s a paradigm pivot.
And the next monetary system won’t be based on promises.
It will be based on code, capital, and sovereignty.
That’s where it’s going.
And it’s already begun.
XXXXX engagements
Related Topics inflation fed rate artificial fed federal reserve rates mortgage rate housing market