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![sourabhwadhwa22 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1554483840043094017.png) Mr. Wadhwa [@sourabhwadhwa22](/creator/twitter/sourabhwadhwa22) on x XXX followers
Created: 2025-07-21 14:43:07 UTC

⚠️ RBI Flags Gaps in Axis Bank’s Accounting & Governance

🧾 Loose Loan Classification & Credit Recognition
•During the Q1 FY26 earnings, Axis Bank reported an unexpected jump in provisions—hitting ₹5,806 crore in net profit, down X% YoY.
•This spike followed a corrective review mandated by RBI after it found Axis’s internal policies on loan asset classification and stress recognition excessively lenient. The bank had to tighten norms, especially for unsecured retail and small business lending, leading to revised provisions worth ₹614 crore.


XX engagements

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**Related Topics**
[governance](/topic/governance)
[accounting](/topic/accounting)
[$axisbankns](/topic/$axisbankns)

[Post Link](https://x.com/sourabhwadhwa22/status/1947306347801747498)