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![talkcentss Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::862675230.png) David (TalkingCents) [@talkcentss](/creator/twitter/talkcentss) on x 60.4K followers
Created: 2025-07-21 09:39:21 UTC

𝗦𝗼𝘂𝘁𝗵 𝗔𝗳𝗿𝗶𝗰𝗮𝗻 𝗕𝗮𝗻𝗸𝘀 𝗮𝗻𝗱 𝘁𝗵𝗲𝗶𝗿 𝗡𝗲𝘁 𝗟𝗼𝗮𝗻𝘀 (𝗙𝗬 𝟮𝟰) 

🤑Standard Bank = 𝗥𝟭.𝟲 𝘁𝗿𝗶𝗹𝗹𝗶𝗼𝗻  
🤑ABSA = 𝗥𝟭.𝟯 𝘁𝗿𝗶𝗹𝗹𝗶𝗼𝗻
🤑FirstRand = 𝗥𝟭.𝟭 𝘁𝗿𝗶𝗹𝗹𝗶𝗼𝗻
🤑Nedbank  = 𝗥𝟵𝟲𝟮 𝗯𝗶𝗹𝗹𝗶𝗼𝗻
🤑Capitec = 𝗥𝟴𝟬.𝟱 𝗕𝗶𝗹𝗹𝗶𝗼𝗻 

*When banks make loans, they create an asset for themselves.  
(𝗪𝗵𝗶𝗰𝗵 𝗶𝘀 𝗿𝗲𝗳𝗹𝗲𝗰𝘁𝗲𝗱 𝗶𝗻 𝘁𝗵𝗲 𝗹𝗼𝗮𝗻𝘀 𝗮𝗯𝗼𝘃𝗲) 
(it’s the money people owe them). 

*If you borrow money from a bank, you create a liability for yourself and you become the bank’s asset. + interest. 

𝗧𝗵𝗶𝘀 𝗺𝗲𝗮𝗻𝘀 𝗶𝗳 𝘆𝗼𝘂 𝗮𝗿𝗲 𝗶𝗻 𝗱𝗲𝗯𝘁- 𝘆𝗼𝘂 𝘄𝗼𝗿𝗸 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗯𝗮𝗻𝗸𝘀.

———-
𝗡𝗼𝘁𝗲𝘀:

*FNB segment of FirstRand = 
R470 billion ( before impairments ) 

* A Loan creates an asset and a deposit creates a liability on bank’s SOFP.  

* there may be rounding areas

![](https://pbs.twimg.com/media/GwXzRnNbQAAy193.jpg)

XXXXXX engagements

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**Related Topics**
[$nedjo](/topic/$nedjo)
[$fsrjo](/topic/$fsrjo)

[Post Link](https://x.com/talkcentss/status/1947229904074064314)