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![randylus Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::709747338.png) Randylus [@randylus](/creator/twitter/randylus) on x 13.7K followers
Created: 2025-07-20 20:20:39 UTC

Automakers General Motors, Stellantis, and Nissan have all recently applied for ILCs (Industrial Loan Company), which would grant them the same FDIC deposit insurance coverage that traditional banks offer while allowing them to make loans and collect deposits. Their parent companies wouldn't have Federal Reserve supervision as traditional banks do.


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**Related Topics**
[federal reserve](/topic/federal-reserve)
[insurance](/topic/insurance)
[fdic](/topic/fdic)
[applied](/topic/applied)
[nissan](/topic/nissan)
[stellantis](/topic/stellantis)
[general motors](/topic/general-motors)
[stocks consumer cyclical](/topic/stocks-consumer-cyclical)

[Post Link](https://x.com/randylus/status/1947028903735746868)