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![MMoney642 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1856832756896153600.png) Mindset for Money, CPA [@MMoney642](/creator/twitter/MMoney642) on x 13.7K followers
Created: 2025-07-20 13:08:48 UTC

Why $DAVE Won’t Go Bankrupt

Many Earned Wage Access startups fail due to high upfront costs.

Dave has scaled beyond that hurdle.

Their advantages include:

 - Lower delinquency rates thanks to AI underwriting

 - Customer acquisition costs that are below those of traditional banks

 - Short 10-day average loan durations

 - Revolving credit structure that allows constant re-evaluation

 - Growing average revenue per user

$DAVE is built for long-term success and the chart below shows exactly that.

![](https://pbs.twimg.com/media/GwTT5XoWcAAtoik.jpg)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946920227695919343/c:line.svg)

**Related Topics**
[loan](/topic/loan)
[acquisition](/topic/acquisition)
[mergers and acquisitions](/topic/mergers-and-acquisitions)
[coins ai](/topic/coins-ai)
[rates](/topic/rates)
[money](/topic/money)
[mindset](/topic/mindset)
[$dave](/topic/$dave)

[Post Link](https://x.com/MMoney642/status/1946920227695919343)