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![Wealth_Counter Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::525012163.png) Wealth Counter - NISM Certified RA (Stock Market) [@Wealth_Counter](/creator/twitter/Wealth_Counter) on x 4161 followers
Created: 2025-07-19 09:35:51 UTC

ICICI Bank – #ICICIBank
QoQ: Muted | YoY: Good

Steady financial delivery backed by solid retail and treasury income, with healthy YoY growth in interest and net profit. Asset quality remained stable and core operating metrics reflected strong underlying performance despite sequential softness.

Interest Earned: XXXXXX (QoQ: +1.4%, YoY: +10.1%)
Financing Profit: -XXXXX (QoQ: -51.0%, YoY: flat)
Financing Margin: -XXXX% (QoQ: +13.2 pp, YoY: +1.2 pp)
Net Profit: XXXXXX (QoQ: +0.7%, YoY: +16.0%)

Gross NPA: XXX% (QoQ: +33 bps, YoY: -XX bps)
Net NPA: XXXX% (QoQ: +2 bps, YoY: -X bps)
Provisions: XXXXX (QoQ: +104.7%, YoY: +36.8%)

Segment-wise summary

Retail Banking
QoQ: Muted | YoY: Good
Stable sequentially, while showing healthy growth on YoY basis led by volume uptick.
Revenue: XXXXXX (QoQ: -0.4%, YoY: +8.2%)

Wholesale Banking
QoQ: Muted | YoY: Good
Largely steady QoQ; YoY uptick likely aided by improved corporate credit momentum.

Revenue: XXXXXX (QoQ: -0.4%, YoY: +10.6%)
Treasury
QoQ: Good | YoY: Good
Healthy sequential and annual growth, possibly benefiting from higher yields or trading gains.
Revenue: XXXXXX (QoQ: +6.3%, YoY: +13.2%)

Other Banking
QoQ: Good | YoY: Good
Strong YoY and QoQ jump, albeit on a low base; possibly fee-based growth.
Revenue: XXXXX (QoQ: +19.8%, YoY: +41.1%)
Life Insurance
QoQ: Poor | YoY: Good
Sharp QoQ drop, but YoY growth remains solid. Needs monitoring.
Revenue: XXXXXX (QoQ: -37.9%, YoY: +6.5%)

General Insurance
QoQ: Ok | YoY: Ok
Moderate pickup seen both QoQ and YoY, likely supported by stable underwriting.
Revenue: XXXXX (QoQ: +6.7%, YoY: +11.7%)

Others
QoQ: Good | YoY: Good
Consistent growth both sequentially and annually; possible support from fintech or allied services.
Revenue: XXXXX (QoQ: +13.3%, YoY: +18.9%)

![](https://pbs.twimg.com/media/GwNeNhQXQAAJIxJ.png)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946504248025366694/c:line.svg)

**Related Topics**
[metrics](/topic/metrics)
[stocks](/topic/stocks)
[alternative investment](/topic/alternative-investment)
[$ibn](/topic/$ibn)
[$icicibankns](/topic/$icicibankns)
[stocks financial services](/topic/stocks-financial-services)
[stocks banks](/topic/stocks-banks)

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