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![memeticsisyphus Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1122265194036715520.png) memetic_sisyphus [@memeticsisyphus](/creator/twitter/memeticsisyphus) on x 58.1K followers
Created: 2025-07-18 23:17:47 UTC

Has anyone done a list of companies that are not banks, but effectively become banks? 

Starbucks having billions in gift cards, poly market giving impossible odds effectively behaving as bonds, etc…


XXXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946348706024050998/c:line.svg)

**Related Topics**
[money](/topic/money)
[poly](/topic/poly)
[$sbux](/topic/$sbux)
[stocks consumer cyclical](/topic/stocks-consumer-cyclical)

[Post Link](https://x.com/memeticsisyphus/status/1946348706024050998)