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![whispertickers Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1937935302200373248.png) WhisperTick [@whispertickers](/creator/twitter/whispertickers) on x XX followers
Created: 2025-07-18 15:28:56 UTC

Is $DAVE a hidden gem in fintech or just wishful thinking? 🌱

• Trades at a P/S ratio of 1.2x, versus $SOFI at 2.5x, $HOOD at 3.8x, and $UPST at 4.1x.
• Q1 2025 revenue growth at 25%, outpacing $UPST's 18%, but lagging behind $HOOD's 40%.
• Still unprofitable with a -X% margin, while $SOFI enjoys a X% margin and $HOOD an 8%.

Despite its dazzling price-to-sales metric, Dave's over-reliance on cash advances and smaller scale pose significant risks. Even its revamped pricing can't save it from regulatory scrutiny.

So, is Dave a lucrative opportunity or a classic value trap? Only time will tell. For those intrigued by its contrarian potential, here's the deep dive:

![](https://pbs.twimg.com/media/GwJmhXIXwAAzubM.png)

XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946230716401910249/c:line.svg)

**Related Topics**
[hood](/topic/hood)
[$hoods](/topic/$hoods)
[$upsts](/topic/$upsts)
[quarterly earnings](/topic/quarterly-earnings)
[$sofi](/topic/$sofi)
[fintech](/topic/fintech)
[gem](/topic/gem)
[$dave](/topic/$dave)

[Post Link](https://x.com/whispertickers/status/1946230716401910249)