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![DennisCW_ Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::937469034861228032.png) DennisCW | wen myp [@DennisCW_](/creator/twitter/DennisCW_) on x 5824 followers
Created: 2025-07-18 15:06:19 UTC

🚨 As I feared, Tesla’s pushing higher interest rates… with: “bEcAusE yOu cAn DeDuct tHe IntEreSt” 😒

What’s happening:

• Model Y: XXXX% APR (was XXXX% last month)
• Model 3: XXXX% APR (was 0%)

But here’s the math 👇

Model Y Purchase
🧮 Loan: $50K @ XXXX% (60 Months)

Interest paid: $XXXXXXXX
• Only X years are deductible → $XXXXXXXX
• Tax savings (24% bracket = $100,526–$191,950 income): $XXXXXXXX
• Net interest after savings: $XXXXXXXX
• Effective Apr = ~2.45% APR equivalent

💡 Moral of the story:
You’re still paying interest. 
Don’t get gaslit by “it’s deductible.”

![](https://pbs.twimg.com/amplify_video_thumb/1946224636087136257/img/zu5R40rens9Bf6-9.jpg)

XXXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946225022521270525/c:line.svg)

**Related Topics**
[auto loans](/topic/auto-loans)
[savings](/topic/savings)
[tax bracket](/topic/tax-bracket)
[$50k](/topic/$50k)
[rates](/topic/rates)
[wen](/topic/wen)
[tesla](/topic/tesla)
[stocks consumer cyclical](/topic/stocks-consumer-cyclical)

[Post Link](https://x.com/DennisCW_/status/1946225022521270525)