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![ramit Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::14313332.png) Ramit Sethi [@ramit](/creator/twitter/ramit) on x 296.2K followers
Created: 2025-07-18 13:24:26 UTC

Extremely common in the personal finance world

I see some religious undertones of guilt and penance, too

![](https://pbs.twimg.com/media/GwJJvgPWAAAMG0k.jpg)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946199384699589096/c:line.svg)

**Related Topics**
[finance](/topic/finance)

[Post Link](https://x.com/ramit/status/1946199384699589096)