#  @ramit Ramit Sethi Ramit Sethi posts on X about money, debt, investment, generational the most. They currently have [-------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours. ### Engagements: [------] [#](/creator/twitter::14313332/interactions)  - [--] Week [-------] +31% - [--] Month [---------] +3.80% - [--] Months [----------] -1.30% - [--] Year [----------] -7.50% ### Mentions: [--] [#](/creator/twitter::14313332/posts_active)  - [--] Week [--] -18% - [--] Month [--] -18% - [--] Months [---] +18% - [--] Year [---] -19% ### Followers: [-------] [#](/creator/twitter::14313332/followers)  - [--] Week [-------] -0.01% - [--] Month [-------] +0.02% - [--] Months [-------] +0.87% - [--] Year [-------] +2.70% ### CreatorRank: [-------] [#](/creator/twitter::14313332/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) 39.26% [countries](/list/countries) 5.19% [stocks](/list/stocks) 2.22% [social networks](/list/social-networks) 1.48% [luxury brands](/list/luxury-brands) 0.74% [cryptocurrencies](/list/cryptocurrencies) 0.74% [travel destinations](/list/travel-destinations) 0.74% [celebrities](/list/celebrities) 0.74% [technology brands](/list/technology-brands) 0.74% **Social topic influence** [money](/topic/money) 17.04%, [debt](/topic/debt) 7.41%, [investment](/topic/investment) 2.96%, [generational](/topic/generational) 2.96%, [maga](/topic/maga) 2.22%, [have the](/topic/have-the) #408, [if you](/topic/if-you) 2.22%, [saving](/topic/saving) 2.22%, [tariffs](/topic/tariffs) 1.48%, [china](/topic/china) 1.48% **Top accounts mentioned or mentioned by** [@eu_cybertruck](/creator/undefined) [@thejacobbear](/creator/undefined) [@krissyquark](/creator/undefined) [@nimdixit](/creator/undefined) [@winewithpete](/creator/undefined) [@akshaybaliyanx](/creator/undefined) [@pistolpete828](/creator/undefined) [@pgipe](/creator/undefined) [@richfinewoman](/creator/undefined) [@hiltonhotels](/creator/undefined) [@keenanpeachy](/creator/undefined) [@leximeier](/creator/undefined) [@jillpleeter](/creator/undefined) [@harveymw27](/creator/undefined) [@neastws](/creator/undefined) [@24shays](/creator/undefined) [@auntymemeonx](/creator/undefined) [@bobc96714802](/creator/undefined) [@bsimpson45](/creator/undefined) [@rohitiwnl](/creator/undefined) **Top assets mentioned** [Bitcoin (BTC)](/topic/bitcoin) [Robinhood Markets, Inc. (HOOD)](/topic/$hood) [StubHub Holdings, Inc. (STUB)](/topic/$stub) [Dave Inc. (DAVE)](/topic/$dave) ### Top Social Posts Top posts by engagements in the last [--] hours "Good evening MAGA voters. Thanks to your vote you'll now pay thousands of dollars more per year. Let's begin by taking a tour of your grimy homes. In your kitchen: - Coffeemaker: Likely made in China Thailand or Malaysia. You'll now pay 24%36% more - Sponges: Enjoy the 34%46% tariffs In your bathroom: - Towels: Many are made in India Pakistan or Turkey. Enjoy 26%29% tariffs - Toothpaste & body wash packaging often comes from EU China or Vietnam. 20%34% more In your garage: - Power tools Often made in China Taiwan or Mexico with 32%34%+ tariffs (thankfully I don't have to worry about this one)" [X Link](https://x.com/ramit/status/1907574920550215999) 2025-04-02T23:24Z 299.1K followers, 5.2M engagements "Yes This is how you do it You can also "train" to become better at: - Public speaking - Losing weight / gaining muscle - Money management - Being attractive - Style - Becoming compassionate - Earning more money - Productivity - Posture I beat social anxiety in early 20s by training for it like a sport. Always scan for chances to talk to friendly strangers of diff ages genders ethnicities. Go alone to events restaurants stores etc. Consistently getting your reps in builds resilience to failure/rejection I beat social anxiety in early 20s by training for it like a sport. Always scan for chances" [X Link](https://x.com/ramit/status/1997431909899452661) 2025-12-06T22:24Z 299.1K followers, 879.1K engagements "Fuck Hilton. Boycott @HiltonHotels One of their independent hotel owners in Minneapolis refused to let ICE stay there so Hilton corporate dropped them as a hotel Americans hate ICE's illegal gestapo soldiers & we can't wait to see them prosecuted. Kudos to any company who stands up against them. .NOT Hilton who we will be boycotting & I encourage you to do the same Statement from Hilton on a recent video https://t.co/W8DWUTWD7f Statement from Hilton on a recent video https://t.co/W8DWUTWD7f" [X Link](https://x.com/ramit/status/2008606022089249098) 2026-01-06T18:26Z 299.1K followers, 760.9K engagements "Hilton brands to boycott include the following: Doubletree Hampton Homewood Suites Embassy Suites Conrad and Waldorf Astoria" [X Link](https://x.com/ramit/status/2008608403934114062) 2026-01-06T18:35Z 299.1K followers, 40.1K engagements "Awesome comment. When I travel I dont want efficiency. The experience is the point I get to live it [--] times: One in the months/years of planning Two while traveling Three while sharing videos/memories with family & friends This also feels like a uniquely bay area idea: "claude book my entire trip make no mistakes" whereas for most people their vacations are the highlights of their entire year and what they're looking forward to/planning for most of it. First time I put this together was hearing This also feels like a uniquely bay area idea: "claude book my entire trip make no mistakes"" [X Link](https://x.com/ramit/status/2015061579071721898) 2026-01-24T13:58Z 299.1K followers, 70.3K engagements "Watch this. Minnesotans are true American heroes to risk their own lives confronting ICE and protecting their neighbors Fuck ICE The courage of the people of Minneapolis is awe-inspiring. To face down the pedophile fhrer's ICE Nazis who are pointing guns at them. Goddammit these Patriots are heroes. 🙌💪👏✊👇 https://t.co/hzCcSFnOA0 The courage of the people of Minneapolis is awe-inspiring. To face down the pedophile fhrer's ICE Nazis who are pointing guns at them. Goddammit these Patriots are heroes. 🙌💪👏✊👇 https://t.co/hzCcSFnOA0" [X Link](https://x.com/ramit/status/2018741129877873118) 2026-02-03T17:39Z 299.1K followers, 45.7K engagements "Extremely good comment In America the moment you can separate "status" from "owning a house" is the moment you are free Why is a $3M home a status symbol but a $3M portfolio isn't How can someone value "looking wealthy" over having more financial freedom Makes zero sense. Why is a $3M home a status symbol but a $3M portfolio isn't How can someone value "looking wealthy" over having more financial freedom Makes zero sense" [X Link](https://x.com/ramit/status/2019414386063077470) 2026-02-05T14:14Z 299.1K followers, 34.1K engagements "Hi Michal sorry for my delay in responding. I've been busy. What were you saying @ramit Bitcoin makes you irrelevant. HFSP @ramit Bitcoin makes you irrelevant. HFSP" [X Link](https://x.com/ramit/status/2019586341223428291) 2026-02-06T01:38Z 299.1K followers, 59K engagements "Taxes can do amazing things Especially when you vote for the political party that wants to feed children Governor Kathy: I want every New York kid to have the fuel they need to succeed. Starting this school year breakfast and lunch are free for all students. https://t.co/HDgUB4OH7s Governor Kathy: I want every New York kid to have the fuel they need to succeed. Starting this school year breakfast and lunch are free for all students. https://t.co/HDgUB4OH7s" [X Link](https://x.com/ramit/status/2019588007247192192) 2026-02-06T01:44Z 299.1K followers, 26.1K engagements "Please come on my podcast" [X Link](https://x.com/ramit/status/2019813699306033385) 2026-02-06T16:41Z 299.1K followers, 20.4K engagements "Hilarious. It is so cool to see a charismatic politician like Mamdani. It helps that he's actually younger than most American politicians. The median age of US Senators is [--] This country is run by a gerontocracy Mamdani: We will also work to welcome more family- and home-based childcare providers into our programs. Child at the podium: A woo woo woo. Mamdani: Thats how I felt when we came up with this plan. Together we will expand the idea of what is possible in our cityand what https://t.co/fMClj9Tosk Mamdani: We will also work to welcome more family- and home-based childcare providers into" [X Link](https://x.com/ramit/status/2019890967248245195) 2026-02-06T21:48Z 299.1K followers, 33.6K engagements "MAGA threatens to never buy my books again but we all know this is the last time they ever read one @ramit This is a very stupid take. Ill make sure to not buy another book from you again. @ramit This is a very stupid take. Ill make sure to not buy another book from you again" [X Link](https://x.com/ramit/status/2019944411749314974) 2026-02-07T01:20Z 299.1K followers, 14.1K engagements "@KeenanPeachy Sounds amazing. LA needs lots of new housing so young people can afford to live here. Thanks for spreading the word" [X Link](https://x.com/ramit/status/2020589624796778647) 2026-02-08T20:04Z 299.1K followers, 16.2K engagements "Everyone tells you to save money but very few people teach you how to spend money meaningfully Consider: - If I handed you $20000 right now what would you spend it on That's probably your Money Dial - Money Dial: An area of life you can turn up or down. Most common: Food travel health/wellness. My personal Money Dial is convenience - Once you identify your Money Dial ask yourself: If I could spend 4x as much on this what would I do This is how you can start to spend extravagantly on the things you love - Then you can identify other parts of your life that are NOT important -- and cut costs" [X Link](https://x.com/ramit/status/2020326376050683989) 2026-02-08T02:38Z 299.1K followers, 30.1K engagements "Update: https://x.com/RealJimChanos/status/2021656387454197975 Whatever your view on $HOOD being a casino vs a financial platform the following observation is stunning to me: If we include Januarys estimated loss of $(4-5)B Robinhoods customers have made very little money since the Meme Stock Era ended (6/30/21) https://t.co/HR5xtC2wdC https://x.com/RealJimChanos/status/2021656387454197975 Whatever your view on $HOOD being a casino vs a financial platform the following observation is stunning to me: If we include Januarys estimated loss of $(4-5)B Robinhoods customers have made very little" [X Link](https://x.com/ramit/status/2021714297664287079) 2026-02-11T22:33Z 299.1K followers, [----] engagements "It is extremely difficult to change this mindset almost impossible. It can be done but most people do not actually see their cheapness as a weakness. They actually see it as a virtue" [X Link](https://x.com/ramit/status/2021941242565963781) 2026-02-12T13:35Z 299.1K followers, 11.5K engagements "They never replied" [X Link](https://x.com/ramit/status/2022514213835673729) 2026-02-14T03:32Z 299.1K followers, [----] engagements "Compound interest whats something that people dont understand until they experience themselves whats something that people dont understand until they experience themselves" [X Link](https://x.com/ramit/status/2021151914818142420) 2026-02-10T09:19Z 299.1K followers, 41.6K engagements "Trump an open racist for decades posted this image today. 90% of Republicans still support him This is why it's GOOD to ask friends who they voted for & decide if you'll allow them in your life. Racists and their supporters should be shunned from society" [X Link](https://x.com/ramit/status/2019924587023331433) 2026-02-07T00:02Z 299.1K followers, 51.8K engagements "You absolutely must read the comments from MAGAs desperately trying to spin this. Its some of the most pathetic reasoning Ive ever seen. Keep going guys its going great for you" [X Link](https://x.com/ramit/status/2019944654591152594) 2026-02-07T01:21Z 299.1K followers, 16.7K engagements "lmaoo instead of talking about "re-education camps" for Republicans how about we just start with "education" @leximeier @ramit @JillPleeter re-education camps right @ramit @leximeier @ramit @JillPleeter re-education camps right @ramit" [X Link](https://x.com/ramit/status/2020138772092821530) 2026-02-07T14:13Z 299.1K followers, 40.7K engagements "If you are dating someone who talks like this it means they have a high school education School is literally created to indoctrinate people to the state. Every single society that has ever created schools as "the norm" did so because they fought wars and needed the kids to be invested in the state propaganda basically This doesnt all have to be bad necessarily School is literally created to indoctrinate people to the state. Every single society that has ever created schools as "the norm" did so because they fought wars and needed the kids to be invested in the state propaganda basically This" [X Link](https://x.com/ramit/status/2020247981568708887) 2026-02-07T21:27Z 299.1K followers, 50.5K engagements "Insightful. If you're in your early 20s and a high achiever one of the best things you can do is move to a big city There are more people more new ideas and more opportunities that you'll naturally meet on a daily basis. You can literally change the trajectory of your entire lineage If however your favorite podcaster tells you that Big Cities Are Crime-Ridden And Scary -- and you choose to believe this idiocy -- it's very likely you'll dramatically limit your choices for careers relationships and self development Big cities aren't for everyone. But when you make this important life decision" [X Link](https://x.com/ramit/status/2020274827735728174) 2026-02-07T23:13Z 299.1K followers, 46.1K engagements "This is the guy in your group project who does no work but thinks he did everything @winewithpete @ramit Yes thats because hes not actually nearly as intellectual as he thinks he is Which was basically my entire point I engage in topics like this all the time and I get tons of people being like "oh this guy's an idiot" I promise that I woulnt even engage in these ideas if I was @winewithpete @ramit Yes thats because hes not actually nearly as intellectual as he thinks he is Which was basically my entire point I engage in topics like this all the time and I get tons of people being like "oh" [X Link](https://x.com/ramit/status/2020521386737872911) 2026-02-08T15:33Z 299.1K followers, 13.8K engagements "Lots of people have money but struggle to actually spend it How I responded here: What do you get out of playing small" [X Link](https://x.com/ramit/status/2020601365308076122) 2026-02-08T20:51Z 299.1K followers, 13.4K engagements "Every affected hospital in rural America should have a MASSIVE sign that says "This hospital is closed because of Donald Trump." I will help fund this. If you run an organization that can lead this please get in touch" [X Link](https://x.com/ramit/status/2020633960116830252) 2026-02-08T23:00Z 299.1K followers, 13.1K engagements "Facts: - Cheaper to rent than own in top [--] metro cities - Rent goes up & down not only up - Sometimes buying is a better financial decision. Other times renting is - There are also lifestyle factors to consider - Ive made millions more renting + investing than owning US RENTS FALL 1.4% YoY FOR 32ND STRAIGHT MONTH; RENTING CHEAPER THAN MORTGAGES ACROSS ALL TOP [--] METROS US RENTS FALL 1.4% YoY FOR 32ND STRAIGHT MONTH; RENTING CHEAPER THAN MORTGAGES ACROSS ALL TOP [--] METROS" [X Link](https://x.com/ramit/status/2020944027009548363) 2026-02-09T19:32Z 299.1K followers, 18.4K engagements "Heres the scenario: Youre in your early 40s with [--] young kids (2 with special needs) Household income: $155K/year $544K in total debt $1662 in savings 92% fixed costs What would you do" [X Link](https://x.com/ramit/status/2021418097337565564) 2026-02-11T02:56Z 299.1K followers, 38.5K engagements "Here's the full conversation. Notice the money psychology which is rarely talked about https://youtu.be/JpzVX-1QqQUsi=I0rYcvIDBmS7p4Rc https://youtu.be/JpzVX-1QqQUsi=I0rYcvIDBmS7p4Rc" [X Link](https://x.com/ramit/status/2021439068429848933) 2026-02-11T04:20Z 299.1K followers, [----] engagements "This is how most Americans accumulate wealth: by accident. They buy a house because they think it's The American Dream then through a series of exclusionary NIMBY policies their house value increases. Presto They think they're geniuses @ramit No but to be fair most people who have the bulk of their net worth in their home just happened to buy a few years ago before real estate valuations surged so it is mostly by accident/luck. @ramit No but to be fair most people who have the bulk of their net worth in their home just happened to buy a few years ago before real estate valuations surged so it" [X Link](https://x.com/ramit/status/2022118728830525748) 2026-02-13T01:20Z 299.1K followers, 19.4K engagements "No this quote is unacceptable. Trump voters knew exactly what they were voting for because this is what Republicans stand for: - Mass illegal deportations with gruesome deaths and family separations - Unchecked power on the police and federal agents - Widespread corruption with billions of dollars flowing to the Trump family - Voter restriction specifically targeting minorities and young people - Trillions of dollars of deficits to give unnecessary tax cuts to wealthy people like me - No healthcare reform Do not lie. You knew and I hope your friends/family hold you accountable. Until you" [X Link](https://x.com/ramit/status/2022831537176351172) 2026-02-15T00:33Z 299.1K followers, 77.7K engagements "This is a great use of money Consider hiring tutors/coaches for Baby (sleep feeding) Style Posture Personal training Language learning Travel points optimizer Sleep consultant CPR instructor Dietitician Therapist Cooking instructor Defensive driving teacher I'm looking for an AI tutor. Someone NYC based to come sit next to me and show me all the latest ways people are using AI. DM me if interested. I'm looking for an AI tutor. Someone NYC based to come sit next to me and show me all the latest ways people are using AI. DM me if interested" [X Link](https://x.com/ramit/status/2020583462328324476) 2026-02-08T19:40Z 299.1K followers, 36.4K engagements "If you're serious about building wealth go beyond just "accumulating more" You should carefully study the QUALITY of different types of assets not just the QUANTITY For example if you have the bulk of your net worth in your primary residence can you easily use it The truth about millionaires in America: -Half have less than $2M in net worth (and less than $340k in liquid assets). -Most are NOT business owners. -Almost all are house/401k rich but cash poor. Is this what you expected https://t.co/mBwNgOOZp0 The truth about millionaires in America: -Half have less than $2M in net worth (and less" [X Link](https://x.com/ramit/status/2022115924342620430) 2026-02-13T01:09Z 299.1K followers, 32.6K engagements "Really funny. More out-of-touch financial advice: - "Tip $20 at the hotel checkin to get upgraded" - "Be really nice to the airline attendant and they'll upgrade you" - "Just buy stocks of companies you use and you can't go wrong" - "Owning a house is the American Dream" The whole "GUYS just don't say WEDDING" advice is one of those things that immediately tells you the person is out of touch with how weddings work these days The whole "GUYS just don't say WEDDING" advice is one of those things that immediately tells you the person is out of touch with how weddings work these days" [X Link](https://x.com/ramit/status/2022471254520054270) 2026-02-14T00:41Z 299.1K followers, 152K engagements "@harveymw27 Your inability to acknowledge basic facts is why your marriage ended in 2022" [X Link](https://x.com/ramit/status/2022840166881312871) 2026-02-15T01:07Z 299.1K followers, [----] engagements "Most people obsess over saving $3 questions like coffee. Waste of time. Focus on the $30000 questions. These are Big Wins like: - Your investment rate (increase by 1%/yr) - Negotiating salary - Minimizing investment fees Worth hundreds of thousands of dollars more than coffee" [X Link](https://x.com/ramit/status/1964022804442960057) 2025-09-05T17:48Z 296.6K followers, 15.1K engagements "@TheJacobBear No I think those are fine reasons. I simply disagree. I define an investment as something that has the potential to provide ROI. Otherwise we can justify the following things as investments: - Luxury hotels - $200 face cream - Coffee Those are all nice but not investments" [X Link](https://x.com/ramit/status/1964027921913565513) 2025-09-05T18:08Z 296.6K followers, [--] engagements "@TheJacobBear That sounds like a great meeting. Here's an example from my end: I once wrote part of my book at a 5-star hotel in Kyoto that cost tens of thousands of dollars and it later became a New York Times bestseller. That's a good ROI" [X Link](https://x.com/ramit/status/1964030090783969664) 2025-09-05T18:17Z 296.6K followers, [--] engagements "@TheJacobBear Makes me feel more confident = I close more deals = ROI $10000 mattress = I sleep better = I perform better at work = ROI These examples are obviously absurd. This is why I don't consider any of these investments. The logic can be extended to justify virtually any purchase" [X Link](https://x.com/ramit/status/1964032456685998514) 2025-09-05T18:26Z 296.6K followers, [--] engagements "Lmaoo this is great. I love this theory of "guys who succeed despite their own limited understanding" This is like 90% of people who point to their house as a great investment Massive beneficiaries of the government's largesse but totally blind to it Developing a unified theory of "Make Money" Guys. A central even necessary feature of markets are people who succeed in spite of their own limited understanding of the source of their success. Developing a unified theory of "Make Money" Guys. A central even necessary feature of markets are people who succeed in spite of their own limited" [X Link](https://x.com/ramit/status/1964066439691665558) 2025-09-05T20:41Z 296.6K followers, 15.3K engagements "If you plan to get married in [--] years in a $30000 wedding you should be saving $500/month If you want to buy a house that will cost $400K in [--] years w/20% down you should save $1667/month Very few people save for predictable expenses. But you can" [X Link](https://x.com/ramit/status/1964085516174753887) 2025-09-05T21:57Z 296.6K followers, 16.7K engagements "@NeastWS You couldnt even finish a 1:46 video" [X Link](https://x.com/ramit/status/1964388382672638027) 2025-09-06T18:01Z 296.6K followers, [--] engagements "Do you believe that generally speaking people should face the consequences of their own financial decisions Yes No Yes No" [X Link](https://x.com/ramit/status/1964398768310338047) 2025-09-06T18:42Z 296.6K followers, 30.9K engagements "95%+ of you agree that generally speaking people should face the consequences of their financial decisions Do you think Arkansas farmers -- who overwhelmingly voted for Trump -- should be given a government bailout or should they face the consequences of their decision" [X Link](https://x.com/ramit/status/1964405923084222638) 2025-09-06T19:10Z 296.5K followers, 25.1K engagements "There are many many wealthy people who rent by choice (including me) We get: - Often a far better financial decision than owning - More flexibility - Less maintenance" [X Link](https://x.com/ramit/status/1964475119952416902) 2025-09-06T23:45Z 296.5K followers, 22.8K engagements "Best money lessons from this thread: Rentals arent passive Save aggressively Money happiness Your partner = most important financial decision youll ever make Focus on health Dont over-optimize Stop delaying life (attn: FIRE guys) Boring investing wins What would you add" [X Link](https://x.com/ramit/status/1964776552966808041) 2025-09-07T19:43Z 296.6K followers, 17.4K engagements "This is an awesome example of using money to live your Rich Life My cousin is a huge foodie. He was throwing a dinner party and he wanted a very specific dish from a restaurant that closed years ago He reached out to the chef to see if he could hire him for the evening Chef replied sure He brought [--] assistants to their home & cooked the exact dishes my cousin wanted [--] guests. $3000 I love it. Whether its $30 or $30000 you can use money to create your Rich Life" [X Link](https://x.com/ramit/status/1965075774471586100) 2025-09-08T15:32Z 296.5K followers, 49.5K engagements "Every Optimizer obsesses about "perks" at some point trying to identify secret perks from credit cards HNW banks etc The more wealthy you become the more you should stop doing this The best perk is being able to pay for whatever you want and get it exactly your way" [X Link](https://x.com/ramit/status/1965098439349620874) 2025-09-08T17:02Z 296.5K followers, [----] engagements "Talked to so many people who diligently spend hours/week keeping a budget Me: "What does this budget tell you" Them: "It tells me how much I spend" Me: "But what does it tell you about your finances" They have no idea. They kept a budget because "that's what you do"" [X Link](https://x.com/ramit/status/1965107419220222370) 2025-09-08T17:38Z 296.5K followers, [----] engagements "The US government specifically targeted & destroyed the houses of Black Americans when building highways costing them billions in lost wealth Did you know this" [X Link](https://x.com/ramit/status/1965125758642446632) 2025-09-08T18:51Z 296.5K followers, 15.7K engagements "Makes a lot of sense Small stadium capacity worldwide attention hot PR scene with lots of celebs & photographers and most of all America is an extremely wealthy country Went to StubHub to see how much tix were going for Sinner Alcaraz match tmrw. Wow. https://t.co/nDbETpPGpQ Went to StubHub to see how much tix were going for Sinner Alcaraz match tmrw. Wow. https://t.co/nDbETpPGpQ" [X Link](https://x.com/ramit/status/1965146377694183758) 2025-09-08T20:13Z 296.5K followers, 24.1K engagements "Are you guys ready to listen now An Atlanta home buyer raced to lock in a low interest rate three years ago but now wishes he was still a renter https://t.co/JYWQ5JWU6C An Atlanta home buyer raced to lock in a low interest rate three years ago but now wishes he was still a renter https://t.co/JYWQ5JWU6C" [X Link](https://x.com/ramit/status/1965152089333792901) 2025-09-08T20:35Z 296.5K followers, 19.1K engagements ""From the start he was spending more than he expected.It costs him about $2950 a month to maintain the house including the mortgage home insurance utilities and lawn care. By comparison he had been paying around $1200 a month in rent"" [X Link](https://x.com/ramit/status/1965152219453686217) 2025-09-08T20:36Z 296.5K followers, [----] engagements "Be crisp when you communicate" [X Link](https://x.com/ramit/status/1965481132910411994) 2025-09-09T18:23Z 296.5K followers, 15.8K engagements "You're a 50-year old federal employee. You just got diagnosed with terminal cancer. Then shithead Elon Musk comes along with DOGE and forces you out of a job. How would you handle it" [X Link](https://x.com/ramit/status/1965494147026149815) 2025-09-09T19:14Z 296.5K followers, 34.5K engagements "A lot of people are lying about generational wealth" [X Link](https://x.com/ramit/status/1965522768239419592) 2025-09-09T21:08Z 296.5K followers, [----] engagements "I agree https://x.com/ramit/status/1949632733355073981 Extremely savvy comment about generational wealth https://t.co/wI0zG4yuaA https://x.com/ramit/status/1949632733355073981 Extremely savvy comment about generational wealth https://t.co/wI0zG4yuaA" [X Link](https://x.com/ramit/status/1965523471687196759) 2025-09-09T21:11Z 296.5K followers, [---] engagements "Most people would rather have a liquid portfolio than an old illiquid house with high holding costs https://x.com/ramit/status/1433463129141219328 Did you guys know that home ownership isn't the only way to create generational wealth https://x.com/ramit/status/1433463129141219328 Did you guys know that home ownership isn't the only way to create generational wealth" [X Link](https://x.com/ramit/status/1965523473599795559) 2025-09-09T21:11Z 296.5K followers, [----] engagements "Audio of the interview. It is quite interesting for this (likely MAGA) farmer to have his concerns dismissed just as so many anti-Trump voters had theirs dismissed https://www.mediamatters.org/sean-hannity/listen-hannity-radio-callers-panicked-warning-about-how-trumps-tariffs-represent https://www.mediamatters.org/sean-hannity/listen-hannity-radio-callers-panicked-warning-about-how-trumps-tariffs-represent" [X Link](https://x.com/ramit/status/1965612417867722999) 2025-09-10T03:04Z 296.5K followers, 14.3K engagements "This is an awesome question I used to make fun of people who flew business class. "What a waste of money. We're all going to the same place. Why pay 4x more" So stupid I should have gone from disparagement to curiosity. How are they paying for this Why What can I learn" [X Link](https://x.com/ramit/status/1965873762261414262) 2025-09-10T20:23Z 296.5K followers, 22.6K engagements "Absolutely incredible. And in CALIFORNIA This is how housing becomes more affordable: by stripping local authority from NIMBY cities that have proven to be unwilling & incapable of building more housing (to protect their wealthy homeowners) Now new housing can flourish That sound youre hearing Its a tectonic shift in how and where California builds housing Why Because the California legislature just passed #SB79 and legalized new multifamily housing near major transit stations across the state https://t.co/mdXU3pvExI That sound youre hearing Its a tectonic shift in how and where California" [X Link](https://x.com/ramit/status/1966933267250028584) 2025-09-13T18:33Z 296.5K followers, 29.7K engagements "How do you build $1000000 in a liquid portfolio by your early 40s which turns into $2.5 million before [--] then $5.6 million before [--] then $11.6 million before [--] This is how" [X Link](https://x.com/ramit/status/1968146586581733533) 2025-09-17T02:54Z 296.5K followers, 31.2K engagements "Inside the mind of a member of the FIRE community Ramit:"What if I challenged you to spend a $1000 of the money" Laura:"I'm like "Oh on what Pay down debt" I don't even have the muscle to spend money. When I get money when we have a surplus in our paychecks what do we do with it What bill can I pay What debt can I put down" From this week's Money For Couples episode" [X Link](https://x.com/ramit/status/1968317041049227524) 2025-09-17T14:12Z 296.5K followers, 13.5K engagements "There are certain spending areas where once you spend its hard to go back - Bigger house - 1st class/private - Luxury hotel - Kids activities (What's yours) My philosophy: Choose which is important to me then be sure when I start spending I have enough to never go back" [X Link](https://x.com/ramit/status/1968335636936671724) 2025-09-17T15:26Z 296.4K followers, 10.5K engagements "@24Shays You: "I'm going to denounce every single person who singles out the other side shaming them and trying to create division" Also you:" [X Link](https://x.com/ramit/status/1968440811831349320) 2025-09-17T22:23Z 296.5K followers, [----] engagements "@AuntyMemeonX I think its pretty obvious Im not talking about your mom. I want more social services for the poor the elderly and the middle class which is why I encourage my audience to vote and to prioritize giving" [X Link](https://x.com/ramit/status/1968495145193517123) 2025-09-18T01:59Z 296.5K followers, [----] engagements "@BobC96714802 @bsimpson45 Nobody is talking about raising taxes on you a guy who posts about the price of his Verizon bill" [X Link](https://x.com/ramit/status/1968542571153576390) 2025-09-18T05:08Z 296.5K followers, [--] engagements "The National Association of Realtors claims nearly half of respondents believe homeownership is necessary to achieve long-term wealth They consistently put out biased reports so I asked my own audience. 90% DISAGREE Ignore reports like this and always ignore the corrupt NAR" [X Link](https://x.com/ramit/status/1968672514952880474) 2025-09-18T13:44Z 296.4K followers, [----] engagements "I posted a video about generational wealth and got this comment What if instead you said "There are a lot of ways for me to give you generational wealth. There's a big check which we don't have. But there's also me teaching you about money which is what I'm doing right now"" [X Link](https://x.com/ramit/status/1968693406864933344) 2025-09-18T15:07Z 296.4K followers, [----] engagements "@rohitiwnl Tech bros should get rid of their Oura rings stop tracking their sleep score and stop using the word "optimize" for [--] days and watch their lives immeasurably improve" [X Link](https://x.com/ramit/status/1969112203266498815) 2025-09-19T18:51Z 296.5K followers, 17.4K engagements ""I need help enjoying money" Step #1 is not asking this question in a Dave Ramsey or FIRE forum I'm not kidding (this is a very real issue) When you want to change do not ask advice from the very people whose values you want to distance yourself from" [X Link](https://x.com/ramit/status/1969169199177093298) 2025-09-19T22:38Z 296.5K followers, 13.3K engagements "It will be very difficult to build a healthy relationship with money if you: - Hate spending money - Describe yourself as "cheap" - Hate paying taxes - Judge other people for spending $ in ways that don't make sense to you - Cannot spend money without quantifying ROI" [X Link](https://x.com/ramit/status/1969498197828714912) 2025-09-20T20:25Z 296.5K followers, 28.4K engagements "In fact there's one place that people derive most of their meaning about their financial status It's not their net worth. Not their debt not investments not total portfolio value at age [--] It's their checking account When I have people to calculate their net worth then I ask them "What does that number mean to you" almost nobody knows It might be -$250K or $4.5 million Their answer is the same because very few people derive meaning from a number When I have people to calculate their net worth then I ask them "What does that number mean to you" almost nobody knows It might be -$250K or $4.5" [X Link](https://x.com/ramit/status/1969807564918653326) 2025-09-21T16:54Z 296.4K followers, 13.2K engagements "The first time I lifted weights I didn't realize you're supposed to increase the weight over time. So I was doing a 30-lb dumbbell press for [--] months not realizing why I wasn't getting stronger Sounds silly but this is how a lot of us treat our money" [X Link](https://x.com/ramit/status/1969944739521937769) 2025-09-22T02:00Z 296.5K followers, 27.1K engagements "How I feel when I meet someone who proudly tells me theyve tracked every single expense in a budget for the last [--] years" [X Link](https://x.com/ramit/status/1970149454628921673) 2025-09-22T15:33Z 296.5K followers, [----] engagements "You're married [--] and [--] years old. You live in a 1-bedroom apartment and pay extra towards your debt. Finally you pay it off You decide it's time to start a family So you buy a 2900-sqft house and an SUV "for the baby" Suddenly you're back in debt Meet today's couple" [X Link](https://x.com/ramit/status/1970506347017076848) 2025-09-23T15:11Z 296.6K followers, 54.4K engagements "Financial red flags that don't seem like red flags but actually are - Making purchases above $10000 "for the baby" - Anyone who uses the word "cashflow" - Anything involving home renovations for any reason whatsoever" [X Link](https://x.com/ramit/status/1970584490595832188) 2025-09-23T20:22Z 296.5K followers, 68.7K engagements "A lot of this "financial literacy" discourse makes more sense when you realize 50% of people don't even know their own household income I'm not sure ANY of these Mamdani voters profiled by NYT are financially literate at all. If you have $75K in debt but you have no rent costs and you make $225 it should be *very* easy to pay that off in a year. If you make $200K and you have a husband or boyfriend and $300K https://t.co/sccfg8exTY I'm not sure ANY of these Mamdani voters profiled by NYT are financially literate at all. If you have $75K in debt but you have no rent costs and you make $225 it" [X Link](https://x.com/ramit/status/1971230304104059377) 2025-09-25T15:08Z 296.5K followers, 15.2K engagements "Yesterday I shared the surprising pattern of people whose dads lost their job when they were 14-18 years old which caused massive upheavals in their family -- often for generations Here are some of the responses There's a surprising pattern of people who were 14-18 years old when their dads lost their job causing the family finances to disintegrate -- lost house divorce etc -- & the family never recovered The most surprising part is the narrow age range that this seems to happen There's a surprising pattern of people who were 14-18 years old when their dads lost their job causing the family" [X Link](https://x.com/ramit/status/1971626662916948444) 2025-09-26T17:23Z 296.5K followers, 189.1K engagements "Vanguard forecasts 3.3%-5.3% equity returns I remember Vanguard releasing a forecast around [----] which had similarly pessimistic numbers. They were of course dead wrong Yes history suggests it's likely that returns drop But nobody ever knows. Keep investing" [X Link](https://x.com/ramit/status/1971634200764891644) 2025-09-26T17:53Z 296.6K followers, 10.3K engagements "I talked to a couple that used to earn $250K+ but due to a job loss they're struggling adjusting to a lower income My personal money philosophy is I never want my lifestyle to go down unless I choose to lower it That means: - Living below my means (my wife and I rent & we drove a 19-year old car until recently) - Not fixating on expenses like coffee which don't really matter - Splurging on things when we know we'll never have to go back e.g. flying business class" [X Link](https://x.com/ramit/status/1971654648508653991) 2025-09-26T19:14Z 296.5K followers, 54.4K engagements "Easy. Insurance costs exploding in states like California & Florida due to climate change governments resisting telling the truth while constantly bailing out wealthy homeowners leading to the eventual revolt from taxpayers and finally too late a policy of managed retreat" [X Link](https://x.com/ramit/status/1971694006485877195) 2025-09-26T21:50Z 296.5K followers, 17.8K engagements "You can hear the actual conversations on my podcast http://iwt.com/podcast http://iwt.com/podcast" [X Link](https://x.com/ramit/status/1971933073865691201) 2025-09-27T13:40Z 296.6K followers, 11.1K engagements "How come so many truck guys laugh at their wives' "frivolous" handbags and then drop $75000 + interest maintenance and gas on a truck they can't actually afford" [X Link](https://x.com/ramit/status/1972036425341456458) 2025-09-27T20:31Z 296.5K followers, 14.2K engagements "Please come on my podcast" [X Link](https://x.com/ramit/status/1972334325631951155) 2025-09-28T16:15Z 296.6K followers, 260K engagements "Interesting fact: People describe their debt using words like "overwhelming" and "drowning" regardless of how much debt they have People will use the same words with $4.5K vs. $350K of debt The way you feel about money is highly uncorrelated with the amount of debt you have" [X Link](https://x.com/ramit/status/1972703129050419253) 2025-09-29T16:40Z 296.6K followers, 11K engagements "There's nothing wrong with renting if you make $400000/year" [X Link](https://x.com/ramit/status/1972849531814547546) 2025-09-30T02:22Z 296.5K followers, 49.8K engagements "You don't need a budget It's pointless to track the price of iceberg lettuce peanuts & apples You need to know [--] key numbers: * Fixed Costs (50-60% of net income) * Savings (5-10%+) * Investments (5-10%+ -- real wealth is created here) * Guilt-free spending (20-35%)" [X Link](https://x.com/ramit/status/1973422225404600775) 2025-10-01T16:18Z 296.5K followers, 22.2K engagements "@caffeinum Fixed costs are hard to drop especially quickly. I would not let myself get in a situation where I had 90% fixed costs - Starting a business on the side before going FT - Saving enough to smooth out spiky $ - Cutting guilt-free spending (even savings/investments) as needed" [X Link](https://x.com/ramit/status/1973427830538293257) 2025-10-01T16:40Z 296.5K followers, [---] engagements "Here's the scenario: You make $65000 together with your spouse You're $40000 in debt including student loans and credit card debt. Your fixed costs are 82% What would you do" [X Link](https://x.com/ramit/status/1973468539047780485) 2025-10-01T19:22Z 296.6K followers, 42.6K engagements "To everyone paying higher prices for groceries for gas for healthcare for household items: Trump is giving away tens of billions of tax dollars to wealthy farmers Republicans institute tariffs then give billions away to their friends -- while your life gets more expensive Scoop: Hill Republicans estimate Trump will need to send as much as $50 billon to farmers hit by his tariffs Trump admin plans to roll out billions from USDA But Treasury officials + others eyeing ways to tap tariff revenue without a fight in Congress https://t.co/VjBSpfDTn5 Scoop: Hill Republicans estimate Trump will need" [X Link](https://x.com/ramit/status/1973868116330647660) 2025-10-02T21:50Z 296.6K followers, 24.1K engagements "A lot of these guys recently decided to sell their houses Im not sure why does anybody know TikTok bros: GOOD MORNING LOSERS TODAY IS THE DAY YOU LEARN HOW TO BECOME A MILLIONAIRE FROM THE COMFORT OF YOUR GRIMY HOME HERE'S HOW IT WORKS. YOU BUY A HOUSE IT CASHFLOWS THEN YOU BUY [--] MORE. YES EVERYONE DOES THIS. NO RISK DOESN'T MATTER. HOUSES ONLY GO UP LOL TikTok bros: GOOD MORNING LOSERS TODAY IS THE DAY YOU LEARN HOW TO BECOME A MILLIONAIRE FROM THE COMFORT OF YOUR GRIMY HOME HERE'S HOW IT WORKS. YOU BUY A HOUSE IT CASHFLOWS THEN YOU BUY [--] MORE. YES EVERYONE DOES THIS. NO RISK DOESN'T" [X Link](https://x.com/ramit/status/1974564536817795518) 2025-10-04T19:57Z 296.5K followers, 23.2K engagements "You will be absolutely shocked if you track two things for [--] days: [--]. Calories [--]. Spending (including one-time expenses like annual vacation & auto registration) Once you see the actual numbers put systems in place to get you the results you want. It will forever change you" [X Link](https://x.com/ramit/status/1976329458673185065) 2025-10-09T16:50Z 296.6K followers, 14.1K engagements "I love coffee so I have an ongoing spreadsheet of new coffee beans to try from roasters I discover Each order I try new beans & old favorites so I can constantly look for new coffee I love. Over time I've narrowed my favorite coffees to light roast beans from South America usually Colombia I recently found a roaster in Colombia I wanted to order directly from. I asked my asisstant to ship some beans from there. She emailed me: "Please see below the shipping charges for the only two methods available for XXXXX Coffee"" [X Link](https://x.com/ramit/status/1976368626216337912) 2025-10-09T19:26Z 296.5K followers, 69.5K engagements "Do you think any of the Austin-brained podcasters who idolized Trump and loved both-sidesism will recognize the similarities to the Nazi regime Trick question. When you show them this evidence they use their favorite phrase: I dont follow politics that closely During a military-style raid on a building in Chicagos South Shore one resident heard a knock on his door. It wasnt the feds it was a mom and her 7-year-old daughter pleading for help. He let them hide in his unit for the next [--] days. https://t.co/c9C7Zm4wsn During a military-style raid on a building in Chicagos South Shore one resident" [X Link](https://x.com/ramit/status/1977093858954768701) 2025-10-11T19:28Z 296.5K followers, 27.4K engagements "The big lesson in life is you should just ask" [X Link](https://x.com/ramit/status/1977367638842958261) 2025-10-12T13:35Z 296.5K followers, 15K engagements "Ask how to become a top performer at work & get promoted Ask your landlord to replace your lightbulbs After describing how you want to create an amazing year with your spouse ask them how to make it even more magical Ask how to earn enough to buy the things you want ASK" [X Link](https://x.com/ramit/status/1977369940836384796) 2025-10-12T13:45Z 296.5K followers, [----] engagements "In recent episodes of my podcast Money For Couples my guests: - Spent $55000 on windows - Spent $80000 more than they earned in a single year - Agreed to spend $55000 per year for their childrens private schooling using a one-time windfall to cover the first year with no idea how theyll afford the remaining years - Hid $77000 in credit card debt from his wife - Earned $200k per month while her boyfriend earned $2000/month Each of my guests shares real numbers from behind closed doors. You will not hear these stories anywhere else and I genuinely love being able to help them get to the bottom" [X Link](https://x.com/ramit/status/1977519022569926783) 2025-10-12T23:37Z 296.5K followers, 52.2K engagements "@MarcusPatterson Government budgets and household budgets are VERY different. Not in the same universe My #1 policy would be massively increasing housing. I would tax the rich expand congestion pricing to improve public transit and increase social services" [X Link](https://x.com/ramit/status/1979013389369094287) 2025-10-17T02:35Z 296.5K followers, [----] engagements "@JonErik76778955 I agree https://x.com/CNBC/status/1978462106740576523 Trump administration will set price floors across range of industries to combat China Bessent says https://t.co/ASTytOZTBy https://x.com/CNBC/status/1978462106740576523 Trump administration will set price floors across range of industries to combat China Bessent says https://t.co/ASTytOZTBy" [X Link](https://x.com/ramit/status/1979016709987000380) 2025-10-17T02:48Z 296.5K followers, [----] engagements "Fun lunch with @elizabeth who makes some of the best letterpress stationery anywhere: http://t.co/4XOpJFaz http://bit.ly/JLJFrL http://bit.ly/JLJFrL" [X Link](https://x.com/ramit/status/204737849172561922) 2012-05-22T00:58Z 296.5K followers, [--] engagements "Our parents fought world wars. We have this: "What wine pairs best with Taco Bell Crunch Wrap Supreme" 1000+ comments: http://t.co/ecaR25ax http://bit.ly/LwmJvG http://bit.ly/LwmJvG" [X Link](https://x.com/ramit/status/214750262911451137) 2012-06-18T16:03Z 292.3K followers, [--] engagements "A collection of finance articles I find stupid (along w/mini rants): http://bit.ly/Hf0MC" [X Link](https://x.com/ramit/status/2185240860) 2009-06-16T00:05Z 292.4K followers, [--] engagements "NYC kid: "You want to go to the store I want to see a movie. We're both going to be unhappy." Mom: "You are not in charge" CORRECT ANSWER" [X Link](https://x.com/ramit/status/240915380418269185) 2012-08-29T20:54Z 293K followers, [--] engagements "Funny that ppl laud "paying cash" for large purchases. I could buy a car 100% cash right now - but I wouldn't. I value liquidity more" [X Link](https://x.com/ramit/status/25048729613) 2010-09-20T18:43Z 292.4K followers, [--] engagements "I'm flying [--] person to NYC to get professional social/media training ($5000 value). http://t.co/WLX9Fbh2 http://www.iwillteachyoutoberich.com/blog/instant-irresistibility-the-7-keys-to-advanced-social-skills/ http://www.iwillteachyoutoberich.com/blog/instant-irresistibility-the-7-keys-to-advanced-social-skills/" [X Link](https://x.com/ramit/status/290909699681943552) 2013-01-14T19:54Z 293K followers, [--] engagements ""What are your Homeowners Association (HOA) horror stories" (Tip: Never ever buy a house in an HOA neighborhood.) http://t.co/UaqGkUwr http://www.reddit.com/r/AskReddit/comments/17v1fx/what_are_your_homeowners_association_hoa_horror/ http://www.reddit.com/r/AskReddit/comments/17v1fx/what_are_your_homeowners_association_hoa_horror/" [X Link](https://x.com/ramit/status/298530493031403520) 2013-02-04T20:36Z 293K followers, [--] engagements "Hilarious transcribed dialogue of an awkward first date. http://t.co/AWci33DtZU http://ow.ly/m9d21 http://ow.ly/m9d21" [X Link](https://x.com/ramit/status/347116772207517697) 2013-06-18T22:21Z 293K followers, [--] engagements "Good list of things to talk about BEFORE you get married.some unexpected ones in there http://t.co/5fVaw5gmDw #relationships http://ow.ly/mfRAw http://ow.ly/mfRAw" [X Link](https://x.com/ramit/status/348061814162079744) 2013-06-21T12:56Z 292.8K followers, [--] engagements "The story that launched a thousand frugalista sighs: Why my friends spend $21k/year going out: http://t.co/obhAAiys8f http://ow.ly/nKbpH http://ow.ly/nKbpH" [X Link](https://x.com/ramit/status/365646506486792192) 2013-08-09T01:31Z 296.3K followers, [--] engagements "A behind-the-scenes account of how Mark Zuckerberg hires high-level employees at FB: http://t.co/DRDbAPTAAl http://ow.ly/oza8y http://ow.ly/oza8y" [X Link](https://x.com/ramit/status/375750491105689600) 2013-09-05T22:41Z 293.1K followers, [--] engagements "Hedge fund investors have another horrible year -- they'd be much better off in index funds http://t.co/XRbfkn0dX0 http://ow.ly/p8ip6 http://ow.ly/p8ip6" [X Link](https://x.com/ramit/status/383703988828663808) 2013-09-27T21:25Z 292.4K followers, [--] engagements "Terry Odean's research into investor behavior shows how people sabotage themselves. http://t.co/oJP7IEAF48 http://ow.ly/qefff http://ow.ly/qefff" [X Link](https://x.com/ramit/status/395660499335254016) 2013-10-30T21:16Z 293K followers, [--] engagements "Guy thinks the US economy is "questionable" and doesn't trust the 1%.so he doesn't invest at all. He is doomed. http://t.co/WVkKbE3tc6 http://www.reddit.com/r/news/comments/1qlvbp/investment_manager_explains_why_995_of_americans/cde5ygz http://www.reddit.com/r/news/comments/1qlvbp/investment_manager_explains_why_995_of_americans/cde5ygz" [X Link](https://x.com/ramit/status/401105711989420032) 2013-11-14T21:53Z 293K followers, [--] engagements "Amanda was working 12-14 hour days. Here's how she escaped: http://t.co/6EnEpQXy1p http://ow.ly/rkbtX http://ow.ly/rkbtX" [X Link](https://x.com/ramit/status/407996674372800513) 2013-12-03T22:16Z 296.4K followers, [--] engagements "What NFL Training Camp is really like http://t.co/QWCbwT2Yxa http://ow.ly/sXToa http://ow.ly/sXToa" [X Link](https://x.com/ramit/status/430102228016566272) 2014-02-02T22:15Z 293.1K followers, [--] engagements "Hello North Carolina http://t.co/C8TapX6v7d http://instagram.com/p/k-K2vYDkjc/ http://instagram.com/p/k-K2vYDkjc/" [X Link](https://x.com/ramit/status/439481374278696960) 2014-02-28T19:24Z 293.1K followers, [--] engagements "Am I nuts or are the choices for business credit cards awful No I don't want Amex. I just want a great small-biz rewards card. WTF" [X Link](https://x.com/ramit/status/4719956124) 2009-10-08T23:20Z 296.5K followers, [--] engagements "How to trick dumb kids into eating less Halloween candy: Social psychology you can apply to money too. http://bit.ly/3kTqaj" [X Link](https://x.com/ramit/status/5298059486) 2009-10-30T21:20Z 293K followers, [--] engagements "My best posts of [----] on business psychology money and entrepreneurship: http://t.co/GjqQkCnPdV http://www.iwillteachyoutoberich.com/blog/ramits-best-of-2014/ http://www.iwillteachyoutoberich.com/blog/ramits-best-of-2014/" [X Link](https://x.com/ramit/status/550373542429474816) 2014-12-31T19:30Z 295.4K followers, [----] engagements "Outstanding marketing advice for musicians and authors and anyone creative: http://sivers.org/pdf" [X Link](https://x.com/ramit/status/5655518633) 2009-11-12T18:13Z 293K followers, [--] engagements "Check out the comments on my NYT piece on earning more money - what conclusions can you draw http://nyti.ms/gf0l0X" [X Link](https://x.com/ramit/status/62955674426028032) 2011-04-26T19:06Z 296.5K followers, [--] engagements "New music video of the year: Lil Dicky - $Save Dat Money https://www.youtube.com/watchv=yvHYWD29ZNY&feature=player_embedded https://www.youtube.com/watchv=yvHYWD29ZNY&feature=player_embedded" [X Link](https://x.com/ramit/status/644653994057400320) 2015-09-17T23:27Z 293.1K followers, [--] engagements "This is [--] of the financial education industry's worst sins. When you use the term "financial literacy" nobody cares https://x.com/michaelhwan/status/691643229612089345 https://x.com/michaelhwan/status/691643229612089345" [X Link](https://x.com/ramit/status/691649417129099265) 2016-01-25T15:50Z 293K followers, [--] engagements "WE CREATED A DRINKING GAME FOR OUR LIVE ZERO TO LAUNCH REALITY SHOW. STARTS IN AN HOUR SEE http://ift.tt/1np450r http://ift.tt/1np450r" [X Link](https://x.com/ramit/status/692499606995890179) 2016-01-28T00:09Z 293K followers, [--] engagements "Up at 5am in rainy Omaha for the Berkshire Hathaway conference First time here http://ift.tt/1QHafjp http://ift.tt/1QHafjp" [X Link](https://x.com/ramit/status/726410859321397248) 2016-04-30T14:00Z 293K followers, [--] engagements "Case study: How a venture capitalist started earning money on the side: http://bit.ly/5DqNZ4" [X Link](https://x.com/ramit/status/7525620714) 2010-01-08T17:19Z 293K followers, [--] engagements "Everyone talks about stock market investing but what about investing in yourself It can be WAY more lucrative: http://awe.sm/5NhQG" [X Link](https://x.com/ramit/status/85344771727564800) 2011-06-27T13:52Z 293.1K followers, [--] engagements "Fewer than half of Americans are willing to reveal their credit card debt to a friend" [X Link](https://x.com/ramit/status/880489760) 2008-08-07T15:27Z 293.1K followers, [--] engagements ""I've known people who refused raises for years because they think the new tax bracket will lower their income." 👀 http://www.iwillteachyoutoberich.com/blog/rant-know-nothing/#comment-850437 http://www.iwillteachyoutoberich.com/blog/rant-know-nothing/#comment-850437" [X Link](https://x.com/ramit/status/884873098440445954) 2017-07-11T20:32Z 293K followers, [--] engagements "@jotto But they won't so that argument is irrelevant. Your input to the economy is very very small. You might as well save & dominate" [X Link](https://x.com/ramit/status/988453500) 2008-11-03T23:56Z 296.5K followers, [--] engagements "If you used to be in credit card debt (and now you're not). .What did you used to tell yourself back when you were in debt E.g. "It's not so bad.everyone has CC debt."" [X Link](https://x.com/ramit/status/995670897406210049) 2018-05-13T14:23Z 296.5K followers, [---] engagements "Every Friday I host a series called Troll of the Week. Learn the psychology of why people post angry messages on social media and how to respond to them. Only on my Instagram stories: http://Instagram.com/Ramit http://Instagram.com/Ramit" [X Link](https://x.com/ramit/status/997536176608350208) 2018-05-18T17:55Z 292.4K followers, [--] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@ramit Ramit SethiRamit Sethi posts on X about money, debt, investment, generational the most. They currently have [-------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.
Social category influence finance 39.26% countries 5.19% stocks 2.22% social networks 1.48% luxury brands 0.74% cryptocurrencies 0.74% travel destinations 0.74% celebrities 0.74% technology brands 0.74%
Social topic influence money 17.04%, debt 7.41%, investment 2.96%, generational 2.96%, maga 2.22%, have the #408, if you 2.22%, saving 2.22%, tariffs 1.48%, china 1.48%
Top accounts mentioned or mentioned by @eu_cybertruck @thejacobbear @krissyquark @nimdixit @winewithpete @akshaybaliyanx @pistolpete828 @pgipe @richfinewoman @hiltonhotels @keenanpeachy @leximeier @jillpleeter @harveymw27 @neastws @24shays @auntymemeonx @bobc96714802 @bsimpson45 @rohitiwnl
Top assets mentioned Bitcoin (BTC) Robinhood Markets, Inc. (HOOD) StubHub Holdings, Inc. (STUB) Dave Inc. (DAVE)
Top posts by engagements in the last [--] hours
"Good evening MAGA voters. Thanks to your vote you'll now pay thousands of dollars more per year. Let's begin by taking a tour of your grimy homes. In your kitchen: - Coffeemaker: Likely made in China Thailand or Malaysia. You'll now pay 24%36% more - Sponges: Enjoy the 34%46% tariffs In your bathroom: - Towels: Many are made in India Pakistan or Turkey. Enjoy 26%29% tariffs - Toothpaste & body wash packaging often comes from EU China or Vietnam. 20%34% more In your garage: - Power tools Often made in China Taiwan or Mexico with 32%34%+ tariffs (thankfully I don't have to worry about this one)"
X Link 2025-04-02T23:24Z 299.1K followers, 5.2M engagements
"Yes This is how you do it You can also "train" to become better at: - Public speaking - Losing weight / gaining muscle - Money management - Being attractive - Style - Becoming compassionate - Earning more money - Productivity - Posture I beat social anxiety in early 20s by training for it like a sport. Always scan for chances to talk to friendly strangers of diff ages genders ethnicities. Go alone to events restaurants stores etc. Consistently getting your reps in builds resilience to failure/rejection I beat social anxiety in early 20s by training for it like a sport. Always scan for chances"
X Link 2025-12-06T22:24Z 299.1K followers, 879.1K engagements
"Fuck Hilton. Boycott @HiltonHotels One of their independent hotel owners in Minneapolis refused to let ICE stay there so Hilton corporate dropped them as a hotel Americans hate ICE's illegal gestapo soldiers & we can't wait to see them prosecuted. Kudos to any company who stands up against them. .NOT Hilton who we will be boycotting & I encourage you to do the same Statement from Hilton on a recent video https://t.co/W8DWUTWD7f Statement from Hilton on a recent video https://t.co/W8DWUTWD7f"
X Link 2026-01-06T18:26Z 299.1K followers, 760.9K engagements
"Hilton brands to boycott include the following: Doubletree Hampton Homewood Suites Embassy Suites Conrad and Waldorf Astoria"
X Link 2026-01-06T18:35Z 299.1K followers, 40.1K engagements
"Awesome comment. When I travel I dont want efficiency. The experience is the point I get to live it [--] times: One in the months/years of planning Two while traveling Three while sharing videos/memories with family & friends This also feels like a uniquely bay area idea: "claude book my entire trip make no mistakes" whereas for most people their vacations are the highlights of their entire year and what they're looking forward to/planning for most of it. First time I put this together was hearing This also feels like a uniquely bay area idea: "claude book my entire trip make no mistakes""
X Link 2026-01-24T13:58Z 299.1K followers, 70.3K engagements
"Watch this. Minnesotans are true American heroes to risk their own lives confronting ICE and protecting their neighbors Fuck ICE The courage of the people of Minneapolis is awe-inspiring. To face down the pedophile fhrer's ICE Nazis who are pointing guns at them. Goddammit these Patriots are heroes. 🙌💪👏✊👇 https://t.co/hzCcSFnOA0 The courage of the people of Minneapolis is awe-inspiring. To face down the pedophile fhrer's ICE Nazis who are pointing guns at them. Goddammit these Patriots are heroes. 🙌💪👏✊👇 https://t.co/hzCcSFnOA0"
X Link 2026-02-03T17:39Z 299.1K followers, 45.7K engagements
"Extremely good comment In America the moment you can separate "status" from "owning a house" is the moment you are free Why is a $3M home a status symbol but a $3M portfolio isn't How can someone value "looking wealthy" over having more financial freedom Makes zero sense. Why is a $3M home a status symbol but a $3M portfolio isn't How can someone value "looking wealthy" over having more financial freedom Makes zero sense"
X Link 2026-02-05T14:14Z 299.1K followers, 34.1K engagements
"Hi Michal sorry for my delay in responding. I've been busy. What were you saying @ramit Bitcoin makes you irrelevant. HFSP @ramit Bitcoin makes you irrelevant. HFSP"
X Link 2026-02-06T01:38Z 299.1K followers, 59K engagements
"Taxes can do amazing things Especially when you vote for the political party that wants to feed children Governor Kathy: I want every New York kid to have the fuel they need to succeed. Starting this school year breakfast and lunch are free for all students. https://t.co/HDgUB4OH7s Governor Kathy: I want every New York kid to have the fuel they need to succeed. Starting this school year breakfast and lunch are free for all students. https://t.co/HDgUB4OH7s"
X Link 2026-02-06T01:44Z 299.1K followers, 26.1K engagements
"Please come on my podcast"
X Link 2026-02-06T16:41Z 299.1K followers, 20.4K engagements
"Hilarious. It is so cool to see a charismatic politician like Mamdani. It helps that he's actually younger than most American politicians. The median age of US Senators is [--] This country is run by a gerontocracy Mamdani: We will also work to welcome more family- and home-based childcare providers into our programs. Child at the podium: A woo woo woo. Mamdani: Thats how I felt when we came up with this plan. Together we will expand the idea of what is possible in our cityand what https://t.co/fMClj9Tosk Mamdani: We will also work to welcome more family- and home-based childcare providers into"
X Link 2026-02-06T21:48Z 299.1K followers, 33.6K engagements
"MAGA threatens to never buy my books again but we all know this is the last time they ever read one @ramit This is a very stupid take. Ill make sure to not buy another book from you again. @ramit This is a very stupid take. Ill make sure to not buy another book from you again"
X Link 2026-02-07T01:20Z 299.1K followers, 14.1K engagements
"@KeenanPeachy Sounds amazing. LA needs lots of new housing so young people can afford to live here. Thanks for spreading the word"
X Link 2026-02-08T20:04Z 299.1K followers, 16.2K engagements
"Everyone tells you to save money but very few people teach you how to spend money meaningfully Consider: - If I handed you $20000 right now what would you spend it on That's probably your Money Dial - Money Dial: An area of life you can turn up or down. Most common: Food travel health/wellness. My personal Money Dial is convenience - Once you identify your Money Dial ask yourself: If I could spend 4x as much on this what would I do This is how you can start to spend extravagantly on the things you love - Then you can identify other parts of your life that are NOT important -- and cut costs"
X Link 2026-02-08T02:38Z 299.1K followers, 30.1K engagements
"Update: https://x.com/RealJimChanos/status/2021656387454197975 Whatever your view on $HOOD being a casino vs a financial platform the following observation is stunning to me: If we include Januarys estimated loss of $(4-5)B Robinhoods customers have made very little money since the Meme Stock Era ended (6/30/21) https://t.co/HR5xtC2wdC https://x.com/RealJimChanos/status/2021656387454197975 Whatever your view on $HOOD being a casino vs a financial platform the following observation is stunning to me: If we include Januarys estimated loss of $(4-5)B Robinhoods customers have made very little"
X Link 2026-02-11T22:33Z 299.1K followers, [----] engagements
"It is extremely difficult to change this mindset almost impossible. It can be done but most people do not actually see their cheapness as a weakness. They actually see it as a virtue"
X Link 2026-02-12T13:35Z 299.1K followers, 11.5K engagements
"They never replied"
X Link 2026-02-14T03:32Z 299.1K followers, [----] engagements
"Compound interest whats something that people dont understand until they experience themselves whats something that people dont understand until they experience themselves"
X Link 2026-02-10T09:19Z 299.1K followers, 41.6K engagements
"Trump an open racist for decades posted this image today. 90% of Republicans still support him This is why it's GOOD to ask friends who they voted for & decide if you'll allow them in your life. Racists and their supporters should be shunned from society"
X Link 2026-02-07T00:02Z 299.1K followers, 51.8K engagements
"You absolutely must read the comments from MAGAs desperately trying to spin this. Its some of the most pathetic reasoning Ive ever seen. Keep going guys its going great for you"
X Link 2026-02-07T01:21Z 299.1K followers, 16.7K engagements
"lmaoo instead of talking about "re-education camps" for Republicans how about we just start with "education" @leximeier @ramit @JillPleeter re-education camps right @ramit @leximeier @ramit @JillPleeter re-education camps right @ramit"
X Link 2026-02-07T14:13Z 299.1K followers, 40.7K engagements
"If you are dating someone who talks like this it means they have a high school education School is literally created to indoctrinate people to the state. Every single society that has ever created schools as "the norm" did so because they fought wars and needed the kids to be invested in the state propaganda basically This doesnt all have to be bad necessarily School is literally created to indoctrinate people to the state. Every single society that has ever created schools as "the norm" did so because they fought wars and needed the kids to be invested in the state propaganda basically This"
X Link 2026-02-07T21:27Z 299.1K followers, 50.5K engagements
"Insightful. If you're in your early 20s and a high achiever one of the best things you can do is move to a big city There are more people more new ideas and more opportunities that you'll naturally meet on a daily basis. You can literally change the trajectory of your entire lineage If however your favorite podcaster tells you that Big Cities Are Crime-Ridden And Scary -- and you choose to believe this idiocy -- it's very likely you'll dramatically limit your choices for careers relationships and self development Big cities aren't for everyone. But when you make this important life decision"
X Link 2026-02-07T23:13Z 299.1K followers, 46.1K engagements
"This is the guy in your group project who does no work but thinks he did everything @winewithpete @ramit Yes thats because hes not actually nearly as intellectual as he thinks he is Which was basically my entire point I engage in topics like this all the time and I get tons of people being like "oh this guy's an idiot" I promise that I woulnt even engage in these ideas if I was @winewithpete @ramit Yes thats because hes not actually nearly as intellectual as he thinks he is Which was basically my entire point I engage in topics like this all the time and I get tons of people being like "oh"
X Link 2026-02-08T15:33Z 299.1K followers, 13.8K engagements
"Lots of people have money but struggle to actually spend it How I responded here: What do you get out of playing small"
X Link 2026-02-08T20:51Z 299.1K followers, 13.4K engagements
"Every affected hospital in rural America should have a MASSIVE sign that says "This hospital is closed because of Donald Trump." I will help fund this. If you run an organization that can lead this please get in touch"
X Link 2026-02-08T23:00Z 299.1K followers, 13.1K engagements
"Facts: - Cheaper to rent than own in top [--] metro cities - Rent goes up & down not only up - Sometimes buying is a better financial decision. Other times renting is - There are also lifestyle factors to consider - Ive made millions more renting + investing than owning US RENTS FALL 1.4% YoY FOR 32ND STRAIGHT MONTH; RENTING CHEAPER THAN MORTGAGES ACROSS ALL TOP [--] METROS US RENTS FALL 1.4% YoY FOR 32ND STRAIGHT MONTH; RENTING CHEAPER THAN MORTGAGES ACROSS ALL TOP [--] METROS"
X Link 2026-02-09T19:32Z 299.1K followers, 18.4K engagements
"Heres the scenario: Youre in your early 40s with [--] young kids (2 with special needs) Household income: $155K/year $544K in total debt $1662 in savings 92% fixed costs What would you do"
X Link 2026-02-11T02:56Z 299.1K followers, 38.5K engagements
"Here's the full conversation. Notice the money psychology which is rarely talked about https://youtu.be/JpzVX-1QqQUsi=I0rYcvIDBmS7p4Rc https://youtu.be/JpzVX-1QqQUsi=I0rYcvIDBmS7p4Rc"
X Link 2026-02-11T04:20Z 299.1K followers, [----] engagements
"This is how most Americans accumulate wealth: by accident. They buy a house because they think it's The American Dream then through a series of exclusionary NIMBY policies their house value increases. Presto They think they're geniuses @ramit No but to be fair most people who have the bulk of their net worth in their home just happened to buy a few years ago before real estate valuations surged so it is mostly by accident/luck. @ramit No but to be fair most people who have the bulk of their net worth in their home just happened to buy a few years ago before real estate valuations surged so it"
X Link 2026-02-13T01:20Z 299.1K followers, 19.4K engagements
"No this quote is unacceptable. Trump voters knew exactly what they were voting for because this is what Republicans stand for: - Mass illegal deportations with gruesome deaths and family separations - Unchecked power on the police and federal agents - Widespread corruption with billions of dollars flowing to the Trump family - Voter restriction specifically targeting minorities and young people - Trillions of dollars of deficits to give unnecessary tax cuts to wealthy people like me - No healthcare reform Do not lie. You knew and I hope your friends/family hold you accountable. Until you"
X Link 2026-02-15T00:33Z 299.1K followers, 77.7K engagements
"This is a great use of money Consider hiring tutors/coaches for Baby (sleep feeding) Style Posture Personal training Language learning Travel points optimizer Sleep consultant CPR instructor Dietitician Therapist Cooking instructor Defensive driving teacher I'm looking for an AI tutor. Someone NYC based to come sit next to me and show me all the latest ways people are using AI. DM me if interested. I'm looking for an AI tutor. Someone NYC based to come sit next to me and show me all the latest ways people are using AI. DM me if interested"
X Link 2026-02-08T19:40Z 299.1K followers, 36.4K engagements
"If you're serious about building wealth go beyond just "accumulating more" You should carefully study the QUALITY of different types of assets not just the QUANTITY For example if you have the bulk of your net worth in your primary residence can you easily use it The truth about millionaires in America: -Half have less than $2M in net worth (and less than $340k in liquid assets). -Most are NOT business owners. -Almost all are house/401k rich but cash poor. Is this what you expected https://t.co/mBwNgOOZp0 The truth about millionaires in America: -Half have less than $2M in net worth (and less"
X Link 2026-02-13T01:09Z 299.1K followers, 32.6K engagements
"Really funny. More out-of-touch financial advice: - "Tip $20 at the hotel checkin to get upgraded" - "Be really nice to the airline attendant and they'll upgrade you" - "Just buy stocks of companies you use and you can't go wrong" - "Owning a house is the American Dream" The whole "GUYS just don't say WEDDING" advice is one of those things that immediately tells you the person is out of touch with how weddings work these days The whole "GUYS just don't say WEDDING" advice is one of those things that immediately tells you the person is out of touch with how weddings work these days"
X Link 2026-02-14T00:41Z 299.1K followers, 152K engagements
"@harveymw27 Your inability to acknowledge basic facts is why your marriage ended in 2022"
X Link 2026-02-15T01:07Z 299.1K followers, [----] engagements
"Most people obsess over saving $3 questions like coffee. Waste of time. Focus on the $30000 questions. These are Big Wins like: - Your investment rate (increase by 1%/yr) - Negotiating salary - Minimizing investment fees Worth hundreds of thousands of dollars more than coffee"
X Link 2025-09-05T17:48Z 296.6K followers, 15.1K engagements
"@TheJacobBear No I think those are fine reasons. I simply disagree. I define an investment as something that has the potential to provide ROI. Otherwise we can justify the following things as investments: - Luxury hotels - $200 face cream - Coffee Those are all nice but not investments"
X Link 2025-09-05T18:08Z 296.6K followers, [--] engagements
"@TheJacobBear That sounds like a great meeting. Here's an example from my end: I once wrote part of my book at a 5-star hotel in Kyoto that cost tens of thousands of dollars and it later became a New York Times bestseller. That's a good ROI"
X Link 2025-09-05T18:17Z 296.6K followers, [--] engagements
"@TheJacobBear Makes me feel more confident = I close more deals = ROI $10000 mattress = I sleep better = I perform better at work = ROI These examples are obviously absurd. This is why I don't consider any of these investments. The logic can be extended to justify virtually any purchase"
X Link 2025-09-05T18:26Z 296.6K followers, [--] engagements
"Lmaoo this is great. I love this theory of "guys who succeed despite their own limited understanding" This is like 90% of people who point to their house as a great investment Massive beneficiaries of the government's largesse but totally blind to it Developing a unified theory of "Make Money" Guys. A central even necessary feature of markets are people who succeed in spite of their own limited understanding of the source of their success. Developing a unified theory of "Make Money" Guys. A central even necessary feature of markets are people who succeed in spite of their own limited"
X Link 2025-09-05T20:41Z 296.6K followers, 15.3K engagements
"If you plan to get married in [--] years in a $30000 wedding you should be saving $500/month If you want to buy a house that will cost $400K in [--] years w/20% down you should save $1667/month Very few people save for predictable expenses. But you can"
X Link 2025-09-05T21:57Z 296.6K followers, 16.7K engagements
"@NeastWS You couldnt even finish a 1:46 video"
X Link 2025-09-06T18:01Z 296.6K followers, [--] engagements
"Do you believe that generally speaking people should face the consequences of their own financial decisions Yes No Yes No"
X Link 2025-09-06T18:42Z 296.6K followers, 30.9K engagements
"95%+ of you agree that generally speaking people should face the consequences of their financial decisions Do you think Arkansas farmers -- who overwhelmingly voted for Trump -- should be given a government bailout or should they face the consequences of their decision"
X Link 2025-09-06T19:10Z 296.5K followers, 25.1K engagements
"There are many many wealthy people who rent by choice (including me) We get: - Often a far better financial decision than owning - More flexibility - Less maintenance"
X Link 2025-09-06T23:45Z 296.5K followers, 22.8K engagements
"Best money lessons from this thread: Rentals arent passive Save aggressively Money happiness Your partner = most important financial decision youll ever make Focus on health Dont over-optimize Stop delaying life (attn: FIRE guys) Boring investing wins What would you add"
X Link 2025-09-07T19:43Z 296.6K followers, 17.4K engagements
"This is an awesome example of using money to live your Rich Life My cousin is a huge foodie. He was throwing a dinner party and he wanted a very specific dish from a restaurant that closed years ago He reached out to the chef to see if he could hire him for the evening Chef replied sure He brought [--] assistants to their home & cooked the exact dishes my cousin wanted [--] guests. $3000 I love it. Whether its $30 or $30000 you can use money to create your Rich Life"
X Link 2025-09-08T15:32Z 296.5K followers, 49.5K engagements
"Every Optimizer obsesses about "perks" at some point trying to identify secret perks from credit cards HNW banks etc The more wealthy you become the more you should stop doing this The best perk is being able to pay for whatever you want and get it exactly your way"
X Link 2025-09-08T17:02Z 296.5K followers, [----] engagements
"Talked to so many people who diligently spend hours/week keeping a budget Me: "What does this budget tell you" Them: "It tells me how much I spend" Me: "But what does it tell you about your finances" They have no idea. They kept a budget because "that's what you do""
X Link 2025-09-08T17:38Z 296.5K followers, [----] engagements
"The US government specifically targeted & destroyed the houses of Black Americans when building highways costing them billions in lost wealth Did you know this"
X Link 2025-09-08T18:51Z 296.5K followers, 15.7K engagements
"Makes a lot of sense Small stadium capacity worldwide attention hot PR scene with lots of celebs & photographers and most of all America is an extremely wealthy country Went to StubHub to see how much tix were going for Sinner Alcaraz match tmrw. Wow. https://t.co/nDbETpPGpQ Went to StubHub to see how much tix were going for Sinner Alcaraz match tmrw. Wow. https://t.co/nDbETpPGpQ"
X Link 2025-09-08T20:13Z 296.5K followers, 24.1K engagements
"Are you guys ready to listen now An Atlanta home buyer raced to lock in a low interest rate three years ago but now wishes he was still a renter https://t.co/JYWQ5JWU6C An Atlanta home buyer raced to lock in a low interest rate three years ago but now wishes he was still a renter https://t.co/JYWQ5JWU6C"
X Link 2025-09-08T20:35Z 296.5K followers, 19.1K engagements
""From the start he was spending more than he expected.It costs him about $2950 a month to maintain the house including the mortgage home insurance utilities and lawn care. By comparison he had been paying around $1200 a month in rent""
X Link 2025-09-08T20:36Z 296.5K followers, [----] engagements
"Be crisp when you communicate"
X Link 2025-09-09T18:23Z 296.5K followers, 15.8K engagements
"You're a 50-year old federal employee. You just got diagnosed with terminal cancer. Then shithead Elon Musk comes along with DOGE and forces you out of a job. How would you handle it"
X Link 2025-09-09T19:14Z 296.5K followers, 34.5K engagements
"A lot of people are lying about generational wealth"
X Link 2025-09-09T21:08Z 296.5K followers, [----] engagements
"I agree https://x.com/ramit/status/1949632733355073981 Extremely savvy comment about generational wealth https://t.co/wI0zG4yuaA https://x.com/ramit/status/1949632733355073981 Extremely savvy comment about generational wealth https://t.co/wI0zG4yuaA"
X Link 2025-09-09T21:11Z 296.5K followers, [---] engagements
"Most people would rather have a liquid portfolio than an old illiquid house with high holding costs https://x.com/ramit/status/1433463129141219328 Did you guys know that home ownership isn't the only way to create generational wealth https://x.com/ramit/status/1433463129141219328 Did you guys know that home ownership isn't the only way to create generational wealth"
X Link 2025-09-09T21:11Z 296.5K followers, [----] engagements
"Audio of the interview. It is quite interesting for this (likely MAGA) farmer to have his concerns dismissed just as so many anti-Trump voters had theirs dismissed https://www.mediamatters.org/sean-hannity/listen-hannity-radio-callers-panicked-warning-about-how-trumps-tariffs-represent https://www.mediamatters.org/sean-hannity/listen-hannity-radio-callers-panicked-warning-about-how-trumps-tariffs-represent"
X Link 2025-09-10T03:04Z 296.5K followers, 14.3K engagements
"This is an awesome question I used to make fun of people who flew business class. "What a waste of money. We're all going to the same place. Why pay 4x more" So stupid I should have gone from disparagement to curiosity. How are they paying for this Why What can I learn"
X Link 2025-09-10T20:23Z 296.5K followers, 22.6K engagements
"Absolutely incredible. And in CALIFORNIA This is how housing becomes more affordable: by stripping local authority from NIMBY cities that have proven to be unwilling & incapable of building more housing (to protect their wealthy homeowners) Now new housing can flourish That sound youre hearing Its a tectonic shift in how and where California builds housing Why Because the California legislature just passed #SB79 and legalized new multifamily housing near major transit stations across the state https://t.co/mdXU3pvExI That sound youre hearing Its a tectonic shift in how and where California"
X Link 2025-09-13T18:33Z 296.5K followers, 29.7K engagements
"How do you build $1000000 in a liquid portfolio by your early 40s which turns into $2.5 million before [--] then $5.6 million before [--] then $11.6 million before [--] This is how"
X Link 2025-09-17T02:54Z 296.5K followers, 31.2K engagements
"Inside the mind of a member of the FIRE community Ramit:"What if I challenged you to spend a $1000 of the money" Laura:"I'm like "Oh on what Pay down debt" I don't even have the muscle to spend money. When I get money when we have a surplus in our paychecks what do we do with it What bill can I pay What debt can I put down" From this week's Money For Couples episode"
X Link 2025-09-17T14:12Z 296.5K followers, 13.5K engagements
"There are certain spending areas where once you spend its hard to go back - Bigger house - 1st class/private - Luxury hotel - Kids activities (What's yours) My philosophy: Choose which is important to me then be sure when I start spending I have enough to never go back"
X Link 2025-09-17T15:26Z 296.4K followers, 10.5K engagements
"@24Shays You: "I'm going to denounce every single person who singles out the other side shaming them and trying to create division" Also you:"
X Link 2025-09-17T22:23Z 296.5K followers, [----] engagements
"@AuntyMemeonX I think its pretty obvious Im not talking about your mom. I want more social services for the poor the elderly and the middle class which is why I encourage my audience to vote and to prioritize giving"
X Link 2025-09-18T01:59Z 296.5K followers, [----] engagements
"@BobC96714802 @bsimpson45 Nobody is talking about raising taxes on you a guy who posts about the price of his Verizon bill"
X Link 2025-09-18T05:08Z 296.5K followers, [--] engagements
"The National Association of Realtors claims nearly half of respondents believe homeownership is necessary to achieve long-term wealth They consistently put out biased reports so I asked my own audience. 90% DISAGREE Ignore reports like this and always ignore the corrupt NAR"
X Link 2025-09-18T13:44Z 296.4K followers, [----] engagements
"I posted a video about generational wealth and got this comment What if instead you said "There are a lot of ways for me to give you generational wealth. There's a big check which we don't have. But there's also me teaching you about money which is what I'm doing right now""
X Link 2025-09-18T15:07Z 296.4K followers, [----] engagements
"@rohitiwnl Tech bros should get rid of their Oura rings stop tracking their sleep score and stop using the word "optimize" for [--] days and watch their lives immeasurably improve"
X Link 2025-09-19T18:51Z 296.5K followers, 17.4K engagements
""I need help enjoying money" Step #1 is not asking this question in a Dave Ramsey or FIRE forum I'm not kidding (this is a very real issue) When you want to change do not ask advice from the very people whose values you want to distance yourself from"
X Link 2025-09-19T22:38Z 296.5K followers, 13.3K engagements
"It will be very difficult to build a healthy relationship with money if you: - Hate spending money - Describe yourself as "cheap" - Hate paying taxes - Judge other people for spending $ in ways that don't make sense to you - Cannot spend money without quantifying ROI"
X Link 2025-09-20T20:25Z 296.5K followers, 28.4K engagements
"In fact there's one place that people derive most of their meaning about their financial status It's not their net worth. Not their debt not investments not total portfolio value at age [--] It's their checking account When I have people to calculate their net worth then I ask them "What does that number mean to you" almost nobody knows It might be -$250K or $4.5 million Their answer is the same because very few people derive meaning from a number When I have people to calculate their net worth then I ask them "What does that number mean to you" almost nobody knows It might be -$250K or $4.5"
X Link 2025-09-21T16:54Z 296.4K followers, 13.2K engagements
"The first time I lifted weights I didn't realize you're supposed to increase the weight over time. So I was doing a 30-lb dumbbell press for [--] months not realizing why I wasn't getting stronger Sounds silly but this is how a lot of us treat our money"
X Link 2025-09-22T02:00Z 296.5K followers, 27.1K engagements
"How I feel when I meet someone who proudly tells me theyve tracked every single expense in a budget for the last [--] years"
X Link 2025-09-22T15:33Z 296.5K followers, [----] engagements
"You're married [--] and [--] years old. You live in a 1-bedroom apartment and pay extra towards your debt. Finally you pay it off You decide it's time to start a family So you buy a 2900-sqft house and an SUV "for the baby" Suddenly you're back in debt Meet today's couple"
X Link 2025-09-23T15:11Z 296.6K followers, 54.4K engagements
"Financial red flags that don't seem like red flags but actually are - Making purchases above $10000 "for the baby" - Anyone who uses the word "cashflow" - Anything involving home renovations for any reason whatsoever"
X Link 2025-09-23T20:22Z 296.5K followers, 68.7K engagements
"A lot of this "financial literacy" discourse makes more sense when you realize 50% of people don't even know their own household income I'm not sure ANY of these Mamdani voters profiled by NYT are financially literate at all. If you have $75K in debt but you have no rent costs and you make $225 it should be very easy to pay that off in a year. If you make $200K and you have a husband or boyfriend and $300K https://t.co/sccfg8exTY I'm not sure ANY of these Mamdani voters profiled by NYT are financially literate at all. If you have $75K in debt but you have no rent costs and you make $225 it"
X Link 2025-09-25T15:08Z 296.5K followers, 15.2K engagements
"Yesterday I shared the surprising pattern of people whose dads lost their job when they were 14-18 years old which caused massive upheavals in their family -- often for generations Here are some of the responses There's a surprising pattern of people who were 14-18 years old when their dads lost their job causing the family finances to disintegrate -- lost house divorce etc -- & the family never recovered The most surprising part is the narrow age range that this seems to happen There's a surprising pattern of people who were 14-18 years old when their dads lost their job causing the family"
X Link 2025-09-26T17:23Z 296.5K followers, 189.1K engagements
"Vanguard forecasts 3.3%-5.3% equity returns I remember Vanguard releasing a forecast around [----] which had similarly pessimistic numbers. They were of course dead wrong Yes history suggests it's likely that returns drop But nobody ever knows. Keep investing"
X Link 2025-09-26T17:53Z 296.6K followers, 10.3K engagements
"I talked to a couple that used to earn $250K+ but due to a job loss they're struggling adjusting to a lower income My personal money philosophy is I never want my lifestyle to go down unless I choose to lower it That means: - Living below my means (my wife and I rent & we drove a 19-year old car until recently) - Not fixating on expenses like coffee which don't really matter - Splurging on things when we know we'll never have to go back e.g. flying business class"
X Link 2025-09-26T19:14Z 296.5K followers, 54.4K engagements
"Easy. Insurance costs exploding in states like California & Florida due to climate change governments resisting telling the truth while constantly bailing out wealthy homeowners leading to the eventual revolt from taxpayers and finally too late a policy of managed retreat"
X Link 2025-09-26T21:50Z 296.5K followers, 17.8K engagements
"You can hear the actual conversations on my podcast http://iwt.com/podcast http://iwt.com/podcast"
X Link 2025-09-27T13:40Z 296.6K followers, 11.1K engagements
"How come so many truck guys laugh at their wives' "frivolous" handbags and then drop $75000 + interest maintenance and gas on a truck they can't actually afford"
X Link 2025-09-27T20:31Z 296.5K followers, 14.2K engagements
"Please come on my podcast"
X Link 2025-09-28T16:15Z 296.6K followers, 260K engagements
"Interesting fact: People describe their debt using words like "overwhelming" and "drowning" regardless of how much debt they have People will use the same words with $4.5K vs. $350K of debt The way you feel about money is highly uncorrelated with the amount of debt you have"
X Link 2025-09-29T16:40Z 296.6K followers, 11K engagements
"There's nothing wrong with renting if you make $400000/year"
X Link 2025-09-30T02:22Z 296.5K followers, 49.8K engagements
"You don't need a budget It's pointless to track the price of iceberg lettuce peanuts & apples You need to know [--] key numbers: * Fixed Costs (50-60% of net income) * Savings (5-10%+) * Investments (5-10%+ -- real wealth is created here) * Guilt-free spending (20-35%)"
X Link 2025-10-01T16:18Z 296.5K followers, 22.2K engagements
"@caffeinum Fixed costs are hard to drop especially quickly. I would not let myself get in a situation where I had 90% fixed costs - Starting a business on the side before going FT - Saving enough to smooth out spiky $ - Cutting guilt-free spending (even savings/investments) as needed"
X Link 2025-10-01T16:40Z 296.5K followers, [---] engagements
"Here's the scenario: You make $65000 together with your spouse You're $40000 in debt including student loans and credit card debt. Your fixed costs are 82% What would you do"
X Link 2025-10-01T19:22Z 296.6K followers, 42.6K engagements
"To everyone paying higher prices for groceries for gas for healthcare for household items: Trump is giving away tens of billions of tax dollars to wealthy farmers Republicans institute tariffs then give billions away to their friends -- while your life gets more expensive Scoop: Hill Republicans estimate Trump will need to send as much as $50 billon to farmers hit by his tariffs Trump admin plans to roll out billions from USDA But Treasury officials + others eyeing ways to tap tariff revenue without a fight in Congress https://t.co/VjBSpfDTn5 Scoop: Hill Republicans estimate Trump will need"
X Link 2025-10-02T21:50Z 296.6K followers, 24.1K engagements
"A lot of these guys recently decided to sell their houses Im not sure why does anybody know TikTok bros: GOOD MORNING LOSERS TODAY IS THE DAY YOU LEARN HOW TO BECOME A MILLIONAIRE FROM THE COMFORT OF YOUR GRIMY HOME HERE'S HOW IT WORKS. YOU BUY A HOUSE IT CASHFLOWS THEN YOU BUY [--] MORE. YES EVERYONE DOES THIS. NO RISK DOESN'T MATTER. HOUSES ONLY GO UP LOL TikTok bros: GOOD MORNING LOSERS TODAY IS THE DAY YOU LEARN HOW TO BECOME A MILLIONAIRE FROM THE COMFORT OF YOUR GRIMY HOME HERE'S HOW IT WORKS. YOU BUY A HOUSE IT CASHFLOWS THEN YOU BUY [--] MORE. YES EVERYONE DOES THIS. NO RISK DOESN'T"
X Link 2025-10-04T19:57Z 296.5K followers, 23.2K engagements
"You will be absolutely shocked if you track two things for [--] days: [--]. Calories [--]. Spending (including one-time expenses like annual vacation & auto registration) Once you see the actual numbers put systems in place to get you the results you want. It will forever change you"
X Link 2025-10-09T16:50Z 296.6K followers, 14.1K engagements
"I love coffee so I have an ongoing spreadsheet of new coffee beans to try from roasters I discover Each order I try new beans & old favorites so I can constantly look for new coffee I love. Over time I've narrowed my favorite coffees to light roast beans from South America usually Colombia I recently found a roaster in Colombia I wanted to order directly from. I asked my asisstant to ship some beans from there. She emailed me: "Please see below the shipping charges for the only two methods available for XXXXX Coffee""
X Link 2025-10-09T19:26Z 296.5K followers, 69.5K engagements
"Do you think any of the Austin-brained podcasters who idolized Trump and loved both-sidesism will recognize the similarities to the Nazi regime Trick question. When you show them this evidence they use their favorite phrase: I dont follow politics that closely During a military-style raid on a building in Chicagos South Shore one resident heard a knock on his door. It wasnt the feds it was a mom and her 7-year-old daughter pleading for help. He let them hide in his unit for the next [--] days. https://t.co/c9C7Zm4wsn During a military-style raid on a building in Chicagos South Shore one resident"
X Link 2025-10-11T19:28Z 296.5K followers, 27.4K engagements
"The big lesson in life is you should just ask"
X Link 2025-10-12T13:35Z 296.5K followers, 15K engagements
"Ask how to become a top performer at work & get promoted Ask your landlord to replace your lightbulbs After describing how you want to create an amazing year with your spouse ask them how to make it even more magical Ask how to earn enough to buy the things you want ASK"
X Link 2025-10-12T13:45Z 296.5K followers, [----] engagements
"In recent episodes of my podcast Money For Couples my guests: - Spent $55000 on windows - Spent $80000 more than they earned in a single year - Agreed to spend $55000 per year for their childrens private schooling using a one-time windfall to cover the first year with no idea how theyll afford the remaining years - Hid $77000 in credit card debt from his wife - Earned $200k per month while her boyfriend earned $2000/month Each of my guests shares real numbers from behind closed doors. You will not hear these stories anywhere else and I genuinely love being able to help them get to the bottom"
X Link 2025-10-12T23:37Z 296.5K followers, 52.2K engagements
"@MarcusPatterson Government budgets and household budgets are VERY different. Not in the same universe My #1 policy would be massively increasing housing. I would tax the rich expand congestion pricing to improve public transit and increase social services"
X Link 2025-10-17T02:35Z 296.5K followers, [----] engagements
"@JonErik76778955 I agree https://x.com/CNBC/status/1978462106740576523 Trump administration will set price floors across range of industries to combat China Bessent says https://t.co/ASTytOZTBy https://x.com/CNBC/status/1978462106740576523 Trump administration will set price floors across range of industries to combat China Bessent says https://t.co/ASTytOZTBy"
X Link 2025-10-17T02:48Z 296.5K followers, [----] engagements
"Fun lunch with @elizabeth who makes some of the best letterpress stationery anywhere: http://t.co/4XOpJFaz http://bit.ly/JLJFrL http://bit.ly/JLJFrL"
X Link 2012-05-22T00:58Z 296.5K followers, [--] engagements
"Our parents fought world wars. We have this: "What wine pairs best with Taco Bell Crunch Wrap Supreme" 1000+ comments: http://t.co/ecaR25ax http://bit.ly/LwmJvG http://bit.ly/LwmJvG"
X Link 2012-06-18T16:03Z 292.3K followers, [--] engagements
"A collection of finance articles I find stupid (along w/mini rants): http://bit.ly/Hf0MC"
X Link 2009-06-16T00:05Z 292.4K followers, [--] engagements
"NYC kid: "You want to go to the store I want to see a movie. We're both going to be unhappy." Mom: "You are not in charge" CORRECT ANSWER"
X Link 2012-08-29T20:54Z 293K followers, [--] engagements
"Funny that ppl laud "paying cash" for large purchases. I could buy a car 100% cash right now - but I wouldn't. I value liquidity more"
X Link 2010-09-20T18:43Z 292.4K followers, [--] engagements
"I'm flying [--] person to NYC to get professional social/media training ($5000 value). http://t.co/WLX9Fbh2 http://www.iwillteachyoutoberich.com/blog/instant-irresistibility-the-7-keys-to-advanced-social-skills/ http://www.iwillteachyoutoberich.com/blog/instant-irresistibility-the-7-keys-to-advanced-social-skills/"
X Link 2013-01-14T19:54Z 293K followers, [--] engagements
""What are your Homeowners Association (HOA) horror stories" (Tip: Never ever buy a house in an HOA neighborhood.) http://t.co/UaqGkUwr http://www.reddit.com/r/AskReddit/comments/17v1fx/what_are_your_homeowners_association_hoa_horror/ http://www.reddit.com/r/AskReddit/comments/17v1fx/what_are_your_homeowners_association_hoa_horror/"
X Link 2013-02-04T20:36Z 293K followers, [--] engagements
"Hilarious transcribed dialogue of an awkward first date. http://t.co/AWci33DtZU http://ow.ly/m9d21 http://ow.ly/m9d21"
X Link 2013-06-18T22:21Z 293K followers, [--] engagements
"Good list of things to talk about BEFORE you get married.some unexpected ones in there http://t.co/5fVaw5gmDw #relationships http://ow.ly/mfRAw http://ow.ly/mfRAw"
X Link 2013-06-21T12:56Z 292.8K followers, [--] engagements
"The story that launched a thousand frugalista sighs: Why my friends spend $21k/year going out: http://t.co/obhAAiys8f http://ow.ly/nKbpH http://ow.ly/nKbpH"
X Link 2013-08-09T01:31Z 296.3K followers, [--] engagements
"A behind-the-scenes account of how Mark Zuckerberg hires high-level employees at FB: http://t.co/DRDbAPTAAl http://ow.ly/oza8y http://ow.ly/oza8y"
X Link 2013-09-05T22:41Z 293.1K followers, [--] engagements
"Hedge fund investors have another horrible year -- they'd be much better off in index funds http://t.co/XRbfkn0dX0 http://ow.ly/p8ip6 http://ow.ly/p8ip6"
X Link 2013-09-27T21:25Z 292.4K followers, [--] engagements
"Terry Odean's research into investor behavior shows how people sabotage themselves. http://t.co/oJP7IEAF48 http://ow.ly/qefff http://ow.ly/qefff"
X Link 2013-10-30T21:16Z 293K followers, [--] engagements
"Guy thinks the US economy is "questionable" and doesn't trust the 1%.so he doesn't invest at all. He is doomed. http://t.co/WVkKbE3tc6 http://www.reddit.com/r/news/comments/1qlvbp/investment_manager_explains_why_995_of_americans/cde5ygz http://www.reddit.com/r/news/comments/1qlvbp/investment_manager_explains_why_995_of_americans/cde5ygz"
X Link 2013-11-14T21:53Z 293K followers, [--] engagements
"Amanda was working 12-14 hour days. Here's how she escaped: http://t.co/6EnEpQXy1p http://ow.ly/rkbtX http://ow.ly/rkbtX"
X Link 2013-12-03T22:16Z 296.4K followers, [--] engagements
"What NFL Training Camp is really like http://t.co/QWCbwT2Yxa http://ow.ly/sXToa http://ow.ly/sXToa"
X Link 2014-02-02T22:15Z 293.1K followers, [--] engagements
"Hello North Carolina http://t.co/C8TapX6v7d http://instagram.com/p/k-K2vYDkjc/ http://instagram.com/p/k-K2vYDkjc/"
X Link 2014-02-28T19:24Z 293.1K followers, [--] engagements
"Am I nuts or are the choices for business credit cards awful No I don't want Amex. I just want a great small-biz rewards card. WTF"
X Link 2009-10-08T23:20Z 296.5K followers, [--] engagements
"How to trick dumb kids into eating less Halloween candy: Social psychology you can apply to money too. http://bit.ly/3kTqaj"
X Link 2009-10-30T21:20Z 293K followers, [--] engagements
"My best posts of [----] on business psychology money and entrepreneurship: http://t.co/GjqQkCnPdV http://www.iwillteachyoutoberich.com/blog/ramits-best-of-2014/ http://www.iwillteachyoutoberich.com/blog/ramits-best-of-2014/"
X Link 2014-12-31T19:30Z 295.4K followers, [----] engagements
"Outstanding marketing advice for musicians and authors and anyone creative: http://sivers.org/pdf"
X Link 2009-11-12T18:13Z 293K followers, [--] engagements
"Check out the comments on my NYT piece on earning more money - what conclusions can you draw http://nyti.ms/gf0l0X"
X Link 2011-04-26T19:06Z 296.5K followers, [--] engagements
"New music video of the year: Lil Dicky - $Save Dat Money https://www.youtube.com/watchv=yvHYWD29ZNY&feature=player_embedded https://www.youtube.com/watchv=yvHYWD29ZNY&feature=player_embedded"
X Link 2015-09-17T23:27Z 293.1K followers, [--] engagements
"This is [--] of the financial education industry's worst sins. When you use the term "financial literacy" nobody cares https://x.com/michaelhwan/status/691643229612089345 https://x.com/michaelhwan/status/691643229612089345"
X Link 2016-01-25T15:50Z 293K followers, [--] engagements
"WE CREATED A DRINKING GAME FOR OUR LIVE ZERO TO LAUNCH REALITY SHOW. STARTS IN AN HOUR SEE http://ift.tt/1np450r http://ift.tt/1np450r"
X Link 2016-01-28T00:09Z 293K followers, [--] engagements
"Up at 5am in rainy Omaha for the Berkshire Hathaway conference First time here http://ift.tt/1QHafjp http://ift.tt/1QHafjp"
X Link 2016-04-30T14:00Z 293K followers, [--] engagements
"Case study: How a venture capitalist started earning money on the side: http://bit.ly/5DqNZ4"
X Link 2010-01-08T17:19Z 293K followers, [--] engagements
"Everyone talks about stock market investing but what about investing in yourself It can be WAY more lucrative: http://awe.sm/5NhQG"
X Link 2011-06-27T13:52Z 293.1K followers, [--] engagements
"Fewer than half of Americans are willing to reveal their credit card debt to a friend"
X Link 2008-08-07T15:27Z 293.1K followers, [--] engagements
""I've known people who refused raises for years because they think the new tax bracket will lower their income." 👀 http://www.iwillteachyoutoberich.com/blog/rant-know-nothing/#comment-850437 http://www.iwillteachyoutoberich.com/blog/rant-know-nothing/#comment-850437"
X Link 2017-07-11T20:32Z 293K followers, [--] engagements
"@jotto But they won't so that argument is irrelevant. Your input to the economy is very very small. You might as well save & dominate"
X Link 2008-11-03T23:56Z 296.5K followers, [--] engagements
"If you used to be in credit card debt (and now you're not). .What did you used to tell yourself back when you were in debt E.g. "It's not so bad.everyone has CC debt.""
X Link 2018-05-13T14:23Z 296.5K followers, [---] engagements
"Every Friday I host a series called Troll of the Week. Learn the psychology of why people post angry messages on social media and how to respond to them. Only on my Instagram stories: http://Instagram.com/Ramit http://Instagram.com/Ramit"
X Link 2018-05-18T17:55Z 292.4K followers, [--] engagements
Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
/creator/twitter::ramit